BUNGA NOMINAL DISKONTO AMORTISASI

5 PERIODE NILAI BUKU

7% X 400.000 8% X NILAI BUKU DISKONTO
1-Jan-02 372,816
1-Jul-02 14,000 14,913 913 373,729
1-Jan-02 14,000 14,949 949 374,678
1-Jul-03 14,000 14,987 987 375,665
1-Jan-03 14,000 15,027 1,027 376,691
1-Jul-04 14,000 15,068 1,068 377,759
1-Jan-04 14,000 15,110 1,110 378,870
1-Jul-05 14,000 15,155 1,155 380,024
1-Jan-05 14,000 15,201 1,201 381,225
1-Jul-06 14,000 15,249 1,249 382,474
1-Jan-06 14,000 15,299 1,299 383,773
1-Jul-07 14,000 15,351 1,351 385,124
1-Jan-08 14,000 15,405 1,405 386,529
1-Jul-08 14,000 15,461 1,461 387,990
1-Jan-09 14,000 15,520 1,520 389,510
1-Jul-09 14,000 15,580 1,580 391,090
1-Jan-10 14,000 15,644 1,644 392,734
1-Jul-10 14,000 15,709 1,709 394,443
1-Jan-11 14,000 15,778 1,778 396,221
1-Jul-11 14,000 15,849 1,849 398,070
1-Jan-12 14,000 15,923 1,923 399,993

BUNGA NOMINAL PREMI AMORTISASI

6 PERIODE NILAI BUKU
7% X 400.000 6% X NILAI BUKU PREMI
1-Jan-02 429,757
1-Jul-02 14,000 12,893 1,107 428,650
1-Jan-02 14,000 12,859 1,141 427,509
1-Jul-03 14,000 12,825 1,175 426,334
1-Jan-03 14,000 12,790 1,210 425,125
1-Jul-04 14,000 12,754 1,246 423,878
1-Jan-04 14,000 12,716 1,284 422,595
1-Jul-05 14,000 12,678 1,322 421,272
1-Jan-05 14,000 12,638 1,362 419,911
1-Jul-06 14,000 12,597 1,403 418,508
1-Jan-06 14,000 12,555 1,445 417,063
1-Jul-07 14,000 12,512 1,488 415,575
1-Jan-08 14,000 12,467 1,533 414,042
1-Jul-08 14,000 12,421 1,579 412,464
1-Jan-09 14,000 12,374 1,626 410,837
1-Jul-09 14,000 12,325 1,675 409,163
1-Jan-10 14,000 12,275 1,725 407,437
1-Jul-10 14,000 12,223 1,777 405,661
1-Jan-11 14,000 12,170 1,830 403,830
 1-Jul-11 14,000 12,115 1,885 401,945
1-Jan-12 14,000 12,058 1,942 400,004

BUNGA NOMINAL PREMI AMORTISASI

7 PERIODE NILAI BUKU
13% X 4000.000 12% X NILAI BUKU PREMI
30-Jun-02 4,300,920
31-Dec-02 260,000 258,055 1,945 4,298,975
30-Jun-03 260,000 257,939 2,061 4,296,914
31-Dec-03 260,000 257,815 2,185 4,294,729
30-Jun-04 260,000 257,684 2,316 4,292,412
31-Dec-04 260,000 257,545 2,455 4,289,957
30-Jun-05 260,000 257,397 2,603 4,287,354
31-Dec-05 260,000 257,241 2,759 4,284,596
30-Jun-06 260,000 257,076 2,924 4,281,671
31-Dec-06 260,000 256,900 3,100 4,278,572
30-Jun-07 260,000 256,714 3,286 4,275,286
31-Dec-07 260,000 256,517 3,483 4,271,803
30-Jun-08 260,000 256,308 3,692 4,268,111
31-Dec-08 260,000 256,087 3,913 4,264,198
30-Jun-09 260,000 255,852 4,148 4,260,050
31-Dec-09 260,000 255,603 4,397 4,255,653
30-Jun-10 260,000 255,339 4,661 4,250,992
31-Dec-10 260,000 255,060 4,940 4,246,052
30-Jun-11 260,000 254,763 5,237 4,240,815
31-Dec-11 260,000 254,449 5,551 4,235,264
30-Jun-12 260,000 254,116 5,884 4,229,379
31-Dec-12 260,000 253,763 6,237 4,223,142
30-Jun-13 260,000 253,389 6,611 4,216,531
31-Dec-13 260,000 252,992 7,008 4,209,523
30-Jun-14 260,000 252,571 7,429 4,202,094
31-Dec-14 260,000 252,126 7,874 4,194,219
30-Jun-15 260,000 251,653 8,347 4,185,873
31-Dec-15 260,000 251,152 8,848 4,177,025
30-Jun-16 260,000 250,622 9,378 4,167,647
31-Dec-16 260,000 250,059 9,941 4,157,705
30-Jun-17 260,000 249,462 10,538 4,147,168
31-Dec-17 260,000 248,830 11,170 4,135,998
30-Jun-18 260,000 248,160 11,840 4,124,158
31-Dec-18 260,000 247,449 12,551 4,111,607
30-Jun-19 260,000 246,696 13,304 4,098,303
31-Dec-19 260,000 245,898 14,102 4,084,202
30-Jun-20 260,000 245,052 14,948 4,069,254
31-Dec-20 260,000 244,155 15,845 4,053,409
30-Jun-21 260,000 243,205 16,795 4,036,614
31-Dec-21 260,000 242,197 17,803 4,018,810
 30-Jun-22 260,000 241,129 18,871 3,999,939

BUNGA NOMINAL PREMI AMORTISASI

8 PERIODE NILAI BUKU
12% X 500.000 10% X NILAI BUKU PREMI
1-Jan-01 537,907.37
31-Dec-01 60,000 53,790.74 6,209.26 531,698.11
31-Dec-02 60,000 53,169.81 6,830.19 524,867.92
31-Dec-03 60,000 52,486.79 7,513.21 517,354.71
31-Dec-04 60,000 51,735.47 8,264.53 509,090.18
31-Dec-05 60,000 50,909.02 9,090.98 499,999.20