KR20000024257A - Commercial Transaction Network System with Selective Purchase function of Plural Goods - Google Patents

Abstract

PURPOSE: A transaction network system for selectively buying products is provided in order for buyers to select specific products among delivered products by his order. CONSTITUTION: In the method for selectively buying products among previously ordered products, the seller(10) posts the articles of a treaty on a web site such that buyers(20) search products or services and order plurality of candidate products or services and select a payment type(30). If a contract is complished, the candidate products are delivered to the buyer(20), and the buyer examines the products or services and make a final decis ion on which ones he will buy.

Description

Commercial Transaction Network System with Selective Purchase function of Plural Goods}

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a commerce network system, and more particularly to a commerce network system having a selective purchase function of a plurality of articles to allow a buyer to order and receive a plurality of articles. In other words, while the conventional commerce network system designates one item and pays the price and delivers the product, the buyer can only have a right to return the delivered item for a certain period of time. The present invention relates to a commerce network system that allows a user to purchase a plurality of items at a site where a plurality of items are paid at a predetermined price and the plurality of items are received to be delivered to the final group.

In a wired / wireless commerce network system using a TV home shopping, a telephone, a personal computer (PC), and the like, a buyer selects a specific item among items visually initiated by the seller such as a TV or a monitor and pays for the item. have. In this commerce network system, the buyer selects the purchased goods without direct contact, so sellers and buyers are useful for trading standardized and generalized goods. The situation is increased and not usefully used.

Specifically, the item (for example, clothing, etc.), a favorite product (for example, golf clubs, tennis rackets, etc.) or delicate feminine items (for example, kitchen utensils) that the buyer purchases using the five senses such as touch and smell. , Dolls, etc.) is difficult to trade using a conventional commerce network system. This is because buyers can only indirectly judge the goods to be purchased through a TV or a commercial terminal, thereby limiting the range of choices. For this reason, as described above, the items to be selected by the direct contact with the buyer have a high return rate when using a commerce network, thereby causing a loss in time and cost to both the seller and the buyer. As a result, the seller and the buyer have no choice but to turn away from the commerce network system when trading the goods.

In order to prevent this, when purchasing goods using a commerce network, the choice of purchase items should be widened so that buyers can directly select according to their personal preferences and tastes. For example, the purchaser should be provided with a plurality of clothes having different colors or dimensions when purchasing the clothes and be able to select one of them according to their body shape and taste. In addition, when the purchaser buys a golf club or tennis racket, the buyer who cares about the feel of the golf club or the shape of the racket should be provided with a plurality of items having different conditions, and be able to select a suitable one.

Accordingly, an object of the present invention is to provide a commerce network system having a selective purchase function of plural articles to enable buyers and sellers to efficiently use commerce networks by allowing buyers to order and deliver a plurality of articles to directly select suitable items. To provide.

1 is a block diagram schematically illustrating a commerce network system having a selective purchase function of multiple articles according to an embodiment of the present invention.

FIG. 2 is a detailed block diagram of a central controller included in the seller repeater shown in FIG. 1.

3 is a detailed block diagram of the buyer repeater shown in FIG.

4 is a flowchart illustrating a process of a purchaser selecting a purchase article using the commerce network system of FIG. 1.

FIG. 5 is a flowchart illustrating a process of processing a purchase item selected by a purchaser using a commerce network system of FIG. 1;

6 is a flowchart illustrating a process of receiving and processing an article purchased by a buyer using the commerce network system shown in FIG. 1.

7 is a flow chart illustrating a method for a purchaser to pay for goods purchased using the commerce network system shown in FIG.

8 is a flowchart illustrating a solution step by step when a difference occurs between an article price prepaid by a purchaser and an article price at which a final purchase is determined.

<Brief description of the main parts of the drawing>

10: seller repeater 20: buyer repeater

30: Payment Repeater 40: Logistics Repeater

11: central controller 12: network interface

21: buyer terminal 22: video monitor

23: modem 24: biomatrix

25: input element 100, 200: CPU

101, 201: encryption processor 102, 202: RAM

103, 203: ROM 104, 204: Clock generator

105, 205: operating system 106, 206: payment processor

107, 207: Data Storer 110: Buyer Database

111, 213: Purchase confirmation database 113: Buyer calculation database

114: encryption key database 115, 211: settlement database

116: Order Database 212: Purchase Information

In order to achieve the above object, a commerce method having a selective purchase function of a multi-item according to the present invention, the seller presents the terms and conditions for the multi-item items that can be confirmed by the buyer, and the buyer the goods presented by the seller And searching a service to select a plurality of items and selecting a payment method set forth in the terms and conditions to enter into a transaction contract, and when the transaction contract is concluded with a buyer, causing the seller to deliver the ordered items; And checking the delivered items, selecting the desired items and returning the unselected items to the seller for return processing.

A commerce device having a selective purchase function of a plurality of articles according to the present invention comprises a storage element, comprising: a processor connected with the storage element, the storage element storing a program for controlling the processor; The processor operates in accordance with the program for the seller to present the terms and conditions for the multi-order item for the buyer to confirm, and the purchaser selects the plural items and selects the payment method set forth in the above terms and concludes a transaction contract. And deliver the plurality of items ordered so that the buyer selects the desired item from the delivered items and the seller returns the unselected item.

Other objects and advantages of the present invention in addition to the above objects will become apparent from the following detailed description with reference to the accompanying drawings.

Hereinafter, exemplary embodiments of the present invention will be described with reference to FIGS. 1 to 7.

1 is a block diagram schematically illustrating a commerce network system according to an embodiment of the present invention. The commerce network system of FIG. 1 includes a buyer repeater 20, a billing repeater 40, and a logistical repeater 30 that are commonly connected to a seller repeater 10. The seller repeater 10, the buyer repeater 20, the billing repeater 30, and the logistic repeater 40 are connected through an internet connection using a public switched telephone network such as provided by a local telephone operating company. Such connections may also be formed by dedicated data lines, cellular, personal communication systems, microwaves or satellite networks. The seller repeater 10, the buyer repeater 20, the billing repeater 30, and the logistic repeater 40 have input and output gateways, respectively, for connection with other repeaters. An electronic commerce system using these components provides a method and apparatus by which a purchaser can order a plurality of items and receive them directly.

Referring to FIG. 2, the merchant repeater 10 is shown in detail. The merchant repeater 10 shown in FIG. 2 has a central controller 11 and a network interface 12 connected thereto. The central controller 11 includes a CPU (Central Processor) 100 connected to the network interface 12, a cryptographic processor 101, a RAM (Random Access Memory, 102), and a ROM (commonly connected to the CPU 100). Read Only Memory 103, clock generator 104, operating system 105, payment processor 106, and data storage element 107. As the central controller 11, a conventional personal computer or computer workstation having sufficient memory and sufficient processing capacity may be used. In an embodiment of the present invention, the central controller 11 will relay the seller and other repeaters, that is, the buyer repeater 20 and the payment repeater 30 and the logistics relay 40. The central controller 11 must be capable of large volume transaction (or exchange) processing, performing a sufficient number of mathematical operations in processing communication, and database search. Pentium processors, such as the 100 MHz P54C, typically manufactured by Intel Inc., will be used as the CPU 400.

The data storage element 107 is used as a database bank. The database bank includes a buyer database 110, a purchase confirmation database 111, a buyer calculation database 113, an encryption key database 114, a settlement database 115, and an order product database 116. The buyer database 110 stores a buyer's identification code (eg, social security number), password, name, address (including phone number), and the like. The unique identification code and name will be used when checking the balance of the buyer through the payment repeater (30). The purchase confirmation database 114 is a database about a contract (order) that was finally concluded. The purchase confirmation information, ie, purchase amount, type of product, date of purchase, company name, etc. Save it. The buyer calculation database 113 provides the buyer with the buyer when he / she finally pays the highest price among the items ordered by multiple terms, or when he / she finally purchases a unit price of less than the prepaid amount if the buyer first deposits the promised fixed amount first. It will store information about the buyer's account for a refund. The encryption key database 114 stores the encryption key for supplementing the credit information for the buyer at the time of the credit card or bank transfer. The settlement of accounts (or accounting) database 115 stores settlement information about the amount prepaid from the buyer and subsequent refunds or additions. The order product database 116 stores information on the quantity and type of items ordered by the purchaser.

3 shows the buyer repeater 20 in detail. The purchaser repeater 20 of FIG. 3 includes a video monitor 22, a modem 23, a biometric element 24 and an input element 25 commonly connected to the purchaser terminal 21. The purchaser terminal 21 includes a CPU 200 connected to a modem 23, an encryption processor 201, a RAM 202, a ROM 203, and a clock generator 204 commonly connected to the CPU 200. , An operating system 205, a payment processor 206, and a data storage element 207. In addition, the purchaser terminal 21 further includes a communication port 208 connected between the CPU 200 and the modem 23, and a video driver 209 connected between the video monitor 22 and the CPU 200. Equipped. Buyer repeater 20 may include an input element such as a keyboard, mouse or conventional speech recognition software package; Display elements such as video monitors; Processing elements such as CPUs; And a conventional personal computer having a network repeater such as a modem can be used. This buyer repeater 20 will relay the buyer with other repeaters 10, 30, 40. In other words, the purchaser repeater 20 may be a voice mail system, or an electrical or voice communication system. Furthermore, facsimile machine or pagers may also be suitable seller repeaters. As the CPU 200, a Pentium processor such as a 100 MHz P54C usually manufactured by Intel Inc. is used. As the clock generator 204, a standard chip type clock generator capable of providing a counteroff generated by the merchant repeater 10 is used. Modem 23 does not require high-speed data transmission in the case where most counteroffers are not long textual. If cryptographic processor 201 is required, a microprocessor of "Motorola MC68HC16" may be used. The biomatrices 24 are associated with cryptographic authentication embodiments such as fingerprint recognition or eye recognition.

The data storage element 207 is used as a database bank. The database bank includes a settlement (or accounting) database 211, a purchase information database 212, and a purchase confirmation database 213. The settlement of accounts (or accounting) database 212 stores settlement and accounting information on the amount returned from the seller due to the price difference between the amount prepaid to the seller and the last selected item of the multi-order item. The purchase information database 212 stores information about items that the purchaser has ordered a plurality of. The purchase confirmation database 213 stores contract conclusion information about the last selected product, that is, the purchase amount, the type of the product, the purchase date, the company name, and the like.

4 is a flowchart illustrating a process in which a buyer selects an article in a multiple order manner through the buyer repeater 20. In FIG. 4, the buyer checks the terms and conditions presented by the seller repeater 10 after accessing the commerce network through the buyer repeater 20 (step 40). The terms and conditions set forth what price should be paid for multiple orders. For example, the highest price or average price, the lowest price, etc. among the multiple orders may be defined, or the reference price for a constant rate irrelevant thereto may be defined and presented. In addition, when ordering multiple orders (for example, four items) will be presented. In addition, a group of articles capable of multiple orders is designated and presented. For example, multiple orders can be made: a) clothing only, b) pants type only in clothing, c) bowls in kitchen items, d) different sizes in one item, e) only color in one item, etc. The article group will be designated and presented. Then, the purchaser checks the terms and conditions through the buyer repeater 20 and then searches for the multi-order items provided by the seller repeater 10 (step 41). In addition, the purchaser may search for a service for an item to be ordered or search for an item for which a rental service is available. Subsequently, the buyer selects a desired item in a multiple order manner (step 42). For example, a buyer may order multiple pieces of one type by size (e.g., 24, 25, 26 inches) or multiple types of clothes by color (e.g., black, blue, navy blue t-shirts). You order. Or multiple orders of similar kinds of goods (eg, jackets, short coats, long coats), multiple orders of size or color among one or similar types of kitchenware, or preference items (eg, tennis rackets, sneakers). , Golf clubs, etc.) can be plural orders by color, size or material. In this way, the buyer makes a plurality of orders to the seller repeater 10 through the buyer repeater 20 to select the payment method (step 43). In this case, the buyer can select a payment method such as credit card, debit, or bank transfer through the payment repeater 30, or select a debit method in the delivery process. Then, the seller repeater 10 checks whether the buyer has enough credit balance to pay by credit card or bank transfer when purchasing the multiple orders of goods through the buyer repeater 20 (step 44). For example, suppose the buyer checks the credit balance to purchase all the delivered items, assuming that the buyer finally selected two or more items at the delivery site. In this step 44, if the buyer confirms that the credit balance is sufficient, the seller repeater 10 proceeds to the next step to allow the buyer to enter his unique identification code (ID) and password (PW) through the buyer repeater 20 ( Step 45). Subsequently, the seller repeater 10 stores the delivery expiration date for the items purchased by the buyer (steps 46 and 47). On the other hand, in the step 44, the seller repeater 10 is a multi-order goods if the buyer can not pay enough to the highest price, the lowest price, or a certain amount set by the terms of the contract due to insufficient credit balance and can not purchase more than one of the delivery goods The above state is displayed on the display so that the mark is attached when the goods are delivered (steps 48 and 49). In addition, when the seller repeater 10 over-purchases the item over the credit balance, the seller relay 10 displays the excess amount to be paid at the delivery site, and proceeds to step 45 to perform steps 45 to 47 in the same manner.

5 is a flowchart illustrating a process in which a seller processes a plurality of orders through the seller repeater 10. In FIG. 5, the seller repeater 10 presents the terms and conditions for the multiple order method as described above (step 51). After presenting the terms and conditions, items that can be ordered in multiple orders and services or rental services are presented (step 52). Then, a plurality of items ordered by the buyer is entered, and the unique identification code and password of the buyer is confirmed (steps 53 and 54). Subsequently, the purchaser checks whether the price indicated in the terms and conditions is paid through the payment repeater 30, and then the logistics company or the seller directly delivers the multiple orders of goods through the logistics relay 40. Then, the seller repeater 10 stores all the information entered after return processing for items that are not selected among the plurality of items delivered to the buyer (steps 56 and 57).

6 is a flowchart illustrating a process of receiving a plurality of orders of a buyer. In FIG. 6, the seller causes the plurality of items ordered by the buyer through the seller repeater 10 to be delivered by the logistics company or the seller (step 60). Next, the buyer checks whether the items delivered by the seller are correct (step 61). If the plurality of items delivered in step 61 are correct, the desired item is selected and the unselected items are returned (steps 62 and 63).

7 is a flowchart illustrating a step-by-step method of paying for goods or services ordered by a buyer. 7 is performed by the seller repeater 10.

Buyer can pay with credit card and pay with different account transfer. If a transfer is desired, a third party may mediate the exchange of information between the buyer and the bank, or the buyer may exchange information with the bank directly. In the case of such a transfer, it is possible through on-line or non-online network between each existing banks. The seller repeater 10 detects whether the buyer has selected one of credit card payment and bank transfer after clicking on the payment method (steps 70, 71, and 76). If it is determined in step 70 that the buyer has selected the credit card payment, the seller repeater 10 communicates with the credit card user institution through the payment repeater 30 to receive an authorization number for the credit card transaction from the credit card user institution. (Step 72). Then, the seller repeater 10 communicates with the credit card user institution through the payment repeater 30 to inquire whether the amount of use (limit) of the buyer's credit card is sufficient to purchase the goods (step 73). If the credit card usage limit of the buyer in step 73 is sufficient to purchase the goods, the seller repeater 10 notifies the credit card user institution and the buyer of the payment with the credit card (step 74). On the other hand, if the credit card usage limit of the buyer is insufficient due to lack or delinquency, etc., the seller repeater 10 requests another credit card from the buyer and then returns to step 72 (step 75).

On the other hand, if it is determined in step 71 that the buyer has selected a wire transfer, the seller repeater 10 enters the buyer's identification code from the buyer (step 77), and then enters the buyer's password from the buyer. (Step 78). If the buyer is connected to the seller repeater 10 for the first time, the seller repeater 10 sequentially inputs the identification code and password desired by the buyer. In other cases, the seller repeater 10 confirms by inputting an identification code and a password assigned to the buyer. The seller repeater 10 confirms the buyer's identity (for example, a social security number) by using the identification code inputted from the buyer, and then inputs the amount specified in the terms and conditions when purchasing multiple items from the buyer (step 79). (Step 80). When a particular bank is designated by the buyer, the seller repeater 10 opens the communication channel with the specific bank through the payment repeater 30 and uses the buyer's identification code to store the buyer's account (for example, social security number and account number, etc.). ) Is checked whether the balance in the inquired buyer's account is sufficient, that is, more than the price of goods (step 81). If the buyer has sufficient balance at the particular bank, the seller repeater 10 inputs the buyer's password required for the bank transaction and uses the password to request the specific bank to transfer the amount of the goods to the seller's account. The amount corresponding to the payment is confirmed in the transfer from the buyer account to the seller account (step 82). In addition, the seller repeater 10 notifies the buyer and the seller that the transfer of the goods price is completed (step 83). On the other hand, if the buyer's balance in the particular bank is not sufficient, the buyer repeats the step 80 after receiving another bank from the seller repeater 10 buyer (step 84).

Finally, if the transfer is not selected in step 76, the seller repeater 10 notifies the seller and the buyer that the transaction has been canceled (step 85).

8 is a flowchart illustrating a solution step by step when a difference occurs between an article price prepaid by a purchaser and an article price of a final purchase. 8 is to be performed by the seller repeater (10).

In FIG. 8, in the above-described steps 57 and 58, the seller repeater 10 stores all the information entered after return processing for items not selected among the plurality of items delivered to the buyer, and then stored by the buyer. Finally, the price of the goods is compared with the prepaid price (step 90). If the amount prepaid in this price comparison is greater than the price of the finally selected item, the seller repeater 10 transfers the refund through the payment terminal 30 to the buyer account stored in the buyer calculation database 113 and refunds the purchaser. Notify (steps 91 to 93). In step 91, the seller repeater 10 proceeds to step 94 when the prepaid amount is not greater than the price of the finally selected article. If the amount prepaid in step 94 is equal to the price of the final selected item, the seller repeater 10 ends the transaction. On the other hand, if the amount prepaid in step 94 is less than the price of the final selected item, proceed to step 95 to determine whether the difference between the price of the final selected item and the prepaid amount is less than the credit balance of the buyer. You will be judged. In step 95, if the difference between the final selected item price and the prepaid amount is smaller than the credit balance, the credit balance is further settled and the buyer is notified (steps 96 and 97). On the other hand, if the difference between the final selected item price and the pre-deposited amount is greater than the credit balance in step 95, the seller repeater 10 proceeds to step 98, when the multiple orders are delivered by step 50 shown in FIG. An on-site payment statement affixed to the item will prompt the delivery site for additional payment. Here, the credit balance refers to a credit card usage limit, a balance of a bank account designated by a customer, a bank balance that can be transferred, as well as credit points (scores) accumulated through individual transactions with a seller.

As described above, the commerce network system having a selective purchase function of a plurality of items according to the present invention allows a buyer to easily select items to be finally purchased from among a plurality of items delivered by ordering easily through an electric line. In this case, the purchaser pays the highest price or average price among the multi-order items presented by the terms, and does not need to pay the price for all the items ordered, and the seller bears the same logistics cost as the existing commerce. Accordingly, according to the commerce network system having a selective purchase function of the multi-item according to the present invention, the seller can reduce the return rate, attract new customers who have neglected the existing commerce network, and directly contact the buyer with the plural items. And it can have a promotional effect. As a result, according to the commerce network system having the selective purchase function of the multi-item of the present invention, it can be usefully used by buyers and sellers who have disregarded the commerce network due to dissatisfaction with desire.

Those skilled in the art will appreciate that various changes and modifications can be made without departing from the technical spirit of the present invention. Therefore, the technical scope of the present invention should not be limited to the contents described in the detailed description of the specification but should be defined by the claims.

Claims (6)

In a commerce method using a computer to facilitate a transaction between a seller and a plurality of buyers, Seller presents the terms and conditions for multiple orderable items for the buyer to confirm; The buyer searching the goods and services offered by the seller, selecting a plurality of goods, and selecting a payment method set forth in the above terms, and entering into a transaction contract; Causing the seller to deliver the ordered goods when the transaction contract with the buyer is concluded; And a seller selecting the desired items and returning the unselected items to the seller for processing. The method of claim 1, The conclusion of the transaction contract Assuming that the purchaser purchases a plurality of items selected by the buyer to confirm whether the purchaser has sufficient credit balance, If the buyer's credit balance is sufficient, the purchaser can conclude the transaction using a unique identifier. If the buyer's credit balance is insufficient, if a certain amount can be paid, the buyer shall pay a check mark to check the buyer's payment status when the ordered multiple items are delivered. And a step of concluding the transaction contract using the unique identifier after the display. The method of claim 2, Comparing the final price of the goods purchased by the buyer after the seller's return processing with the prepaid amount; Refunding the balance to the buyer's account and notifying the buyer if the final item price is less than the prepaid amount; If the final goods price is greater than the prepaid amount, if the difference between the prepaid amount and the final goods price is greater than or equal to the buyer's credit balance, paying the difference with the credit balance and notifying the buyer; If the difference is less than the credit balance, direct payment by the attached indication at the site of ordered goods delivery, further comprising the optional purchase function of a multi-item. A commerce network device for facilitating transactions between a seller and a plurality of buyers; Storage elements: and A processor connected with the storage element, The storage element stores a program for controlling the processor; The processor operates in accordance with the program for the seller to present the terms and conditions for the multi-order item for the buyer to confirm, and the purchaser selects the plural items and selects the payment method set forth in the above terms and concludes a transaction contract. And delivering a plurality of items ordered to allow the buyer to select a desired item among the delivered items and to allow the seller to return the unselected item. The method of claim 4, wherein The processor is On the assumption that the purchaser purchases a plurality of items selected by the buyer, the buyer checks whether the buyer's credit balance is sufficient, and if the buyer's credit balance is sufficient, the contract is concluded using a unique identifier. If the buyer's credit balance is insufficient, if a certain amount can be paid, the buyer shall pay a check mark to check the buyer's payment status when the ordered multiple items are delivered. And a selective purchase function of a multi-item, characterized in that to conclude the transaction contract using the unique identifier. The method of claim 5, The processor is After the seller's return processing, the buyer compares the price of the goods finally purchased with the prepaid amount, and refunds the balance to the buyer's account and notifies the buyer if the final price of the product is less than the prepaid amount. If the final goods price is greater than the prepaid amount, if the difference between the prepaid amount and the final goods price is greater than or equal to the buyer's credit balance, the balance is settled and the buyer is notified. And if the difference is less than the credit balance, direct payment by means of the attached indication at the site of ordered goods delivery.