JP2002032689A - Transaction method through communication line - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a transaction method capable of preventing a purchaser from running away with merchandise and a seller from running away with a price. SOLUTION: The transaction method, by which a seller-side terminal 3, a purchaser-side terminal 1 and an intermediator-side terminal 5 are connected to each other through the communication line, and the intermediator intermediates the transaction between the seller and the purchaser, is provided with a start notice step for allowing the terminal 3 or the terminal 1 to notify the terminal 5 about that the transaction is carried out, a money-input informing step for allowing the terminal 5 to notify the terminal 1 about that the price for the merchandise is inputted to a bank account designated by the intermediator, a sending informing step for allowing the terminal 5 to notify the terminal 3 about that the merchandise is sent to the purchaser when the terminal 5 receives input that the price is inputted by the purchaser, and the first payment informing step for allowing the terminal 5 to notify the terminal 3 about that the price of the merchandise is paid to the seller when the terminal 5 receives the input that the price is paid to the purchaser.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a trading method using a communication line.

[0002]

2. Description of the Related Art In recent years, with the spread of the Internet, trading between individuals via an Internet homepage has been performed. Generally, buying and selling between individuals via the Internet is a stranger, many people buy and sell over long distances, and it is difficult for sellers and buyers to meet directly.
The seller ships the product to the purchaser via a delivery company or the like, and the purchaser of the product often pays the seller of the product by bank transfer, cash memo, or the like.

[0003]

However, when it is difficult for the seller and the purchaser to meet directly as described above, if the purchaser prepaid the price, the merchandise will not be sent or will not be sent. If you return a product that is inferior, you may not be able to get the price back.
Also, when the price is paid in advance, even if the seller sends the product to the purchaser, the purchaser may not pay for the product and may carry away the product. As described above, there is a problem that the individual trading involves a risk that the purchaser escapes the goods and the seller escapes the money.

Accordingly, an object of the present invention is to provide a buying and selling method which can prevent a buyer from escaping goods and a seller from escaping money.

[0005]

According to a first aspect of the present invention, a seller terminal, a purchaser terminal, and an intermediary terminal are connected via a communication circuit, and the intermediary is a seller and a purchaser. A communication method for mediating the buying and selling of a communication line, wherein the seller-side terminal or the buyer-side terminal, a start notification step of notifying the broker-side terminal that trading is to be performed, and the broker-side terminal,
A deposit notification step for notifying the purchaser terminal that the price of the product is to be transferred to the bank account designated by the intermediary, and the intermediary side terminal receives an input indicating that the purchase has been received by the buyer. When the broker terminal receives an input indicating that the buyer receives the product, the broker terminal determines whether or not the buyer terminal receives the product. And a first payment notification step of notifying the seller terminal that the price of the product is to be paid to the seller.

According to the first aspect of the present invention, in the start notification step, a seller or purchaser who buys or sells a product accesses the intermediary side terminal from each terminal via the Internet, and sets the seller or purchaser. Name, address,
Enter your email address, bank account, product price, etc.

[0007] In the payment notification step, the intermediary terminal notifies the purchaser terminal by e-mail or the like that the product price is to be deposited in the bank account designated by the intermediary. Thereby, the purchaser deposits the price of the product into the bank account designated by the intermediary.

[0008] In the dispatch notification step, for example, the intermediary goes directly to the bank or operates the intermediary terminal to access the bank terminal (by using so-called Internet banking). Is confirmed, and an input to the effect that the payment has been made is made in the agent-side terminal. Thereafter, the broker terminal receiving this input notifies the seller terminal that the product is to be sent to the purchaser by e-mail or the like, and the seller sends the product to the purchaser via a delivery company or the like. Ship.

In the first payment step, the purchaser who has received the merchandise from the seller accesses the intermediary terminal through, for example, an Internet homepage, and inputs to the intermediary terminal that the merchandise has been received. I do. The intermediary terminal receiving the input notifies the seller terminal of the payment by e-mail or the like, and the intermediary transfers the payment to the seller-specified bank account (pays the seller). . Thereby, the sale and purchase of the seller and the purchaser are completed. The buyer informs the intermediary of the receipt of the goods by e-mail, telephone, etc., and the intermediary who receives the notification inputs the fact that the purchaser has received the goods to the intermediary terminal. You may do it.

[0010] The money paid by the purchaser is deposited in an account designated by the middleman, and the middleman manages the money of the purchaser, thereby preventing the purchaser from escaping goods and the seller from escaping. Therefore, the power relationship between the buyer and the seller can be substantially equalized. Therefore, the seller and the purchaser can buy and sell the product with peace of mind. In particular, even if the seller and the purchaser are strangers, it is easier for the seller and the purchaser to complete the sale. , Can be purchased and sold smoothly.

According to a second aspect of the present invention, in the first aspect of the present invention, a payment grace period from a purchaser is set in advance at the intermediary terminal, and a payment notification step and a shipping notification step are performed. During the period, even if the intermediary terminal finishes the payment grace period counting step in which the intermediary terminal counts the payment grace period,
If the intermediary terminal has not received an input to the effect that the buyer has received the payment, the intermediary terminal notifies the seller terminal that the transaction has been completed without payment from the buyer. And step.

According to the second aspect of the present invention, the first aspect is provided.
In addition to the same effects as the invention described in the above, in the payment grace period counting step, the intermediary side terminal,
After notifying the purchaser terminal that the price is to be sent, counting of a preset payment grace period is started. It is desirable that the payment grace period set in the intermediary side terminal can be extended or shortened depending on the circumstances of the purchaser, the seller and the intermediary.

In the non-payment notifying step, if the purchaser has not made a deposit, no input is made to the broker terminal that the deposit has been made, and if the deposit grace period has elapsed in that state, the broker becomes The side terminal notifies the seller side terminal that there is no payment from the purchaser, and at this point, the sale by the seller and the purchaser ends. It is preferable that the intermediary informs the purchaser and the seller in advance that the transaction will end if there is no payment even after the payment grace period has elapsed.

If there is no payment from the purchaser, the seller and the purchaser end the transaction without sending the product by the seller, so that the purchaser can surely be prevented from carrying away the product and pay the price. Unwilling buyers can be eliminated. Further, even if the payment grace period elapses, if there is no payment by the buyer, the sales by the seller and the buyer are automatically terminated, so that it is possible to prevent the brokerage of the sales by the intermediary terminal from being delayed. .

According to a third aspect of the present invention, in the first or second aspect of the present invention, a grace period for shipping the merchandise from the seller is set in the intermediary terminal in advance, and a shipping notification step is performed. An intermediary terminal counts a shipping grace period between the first payment notification step and a shipping grace period counting step, and an input indicating that the seller has shipped the product even if the counting of the shipping grace period ends. A refund notification step of notifying the buyer terminal that the broker terminal refunds the price of the product when the broker terminal has not received the request.

According to the third aspect of the present invention, the first aspect is provided.
Or the same effect as the invention described in 2 above, and in the shipping grace period counting step, the intermediary-side terminal notifies the seller-side terminal of sending the product,
The counting of the preset shipping delay period is started.
The shipping grace period set on the intermediary terminal also depends on the buyer,
It is desirable to be able to extend or shorten it for the convenience of the seller and intermediary.

In the refund notification step, for example, if the delivery company provides a service for notifying the shipping status of the product on an Internet homepage, the homepage is accessed, or the intermediary receives a telephone call or e-mail. To check if the merchandise has been dispatched from the seller. The mediator may contact the purchaser by telephone, e-mail, or the like, confirm that the product has not arrived, and then contact the delivery company.

If the seller does not ship the product as a result of inquiring of the delivery company, no input indicating that the seller has sent the product is sent to the intermediary terminal. When the time has elapsed, the intermediary terminal notifies the purchaser terminal that the product price will be refunded, and the mediator transfers (refunds) the product price to a bank account specified by the purchaser. Thereby, the sale and purchase of the seller and the purchaser are completed. It is preferable that the intermediary informs the seller and the purchaser in advance that the product will be refunded to the buyer if the product is not shipped even after the shipping grace period has passed.

If there is no product from the seller,
Since the price is refunded to the purchaser, it is possible to reliably prevent the seller from escaping the money, and to eliminate a seller who receives only the price and does not intend to send the product.

According to a fourth aspect of the present invention, in the third aspect of the present invention, a grace period for replying to the receipt of the goods from the purchaser is preset in the intermediary terminal, and a grace period for the shipping is provided. If the intermediary terminal receives input indicating that the merchandise has been dispatched during the counting of, the intermediary terminal counts the response grace period counting step to count the response grace period, If the purchaser does not receive an input indicating that the merchandise is to be received by the mediator terminal even after the termination, the mediator terminal notifies the seller terminal that the merchandise will be paid for in the second payment notification step. And the following.

According to the invention described in claim 4, according to claim 3,
In the reply grace period counting step, if the terminal on the mediator side receives an input indicating that the seller has shipped the product during the counting of the shipping grace period, the mediation The user terminal starts counting the response grace period set in advance. It is desirable that the response grace period set in the intermediary side terminal can be extended or shortened depending on the circumstances of the purchaser, the seller and the intermediary.

In the second payment notification step, the intermediary has not received a notification from the purchaser that the merchandise has been received, and has not received an input indicating that the purchaser has received the merchandise at the intermediary side terminal. When the period has elapsed, the intermediary terminal notifies the seller terminal that the merchandise will be paid, and the intermediary transfers the merchandise to the seller-specified bank account. Thereby, the sale and purchase of the seller and the purchaser are completed. If there is no response from the buyer even after the reply grace period has elapsed, the intermediary will contact the buyer and confirm that they will receive the product before paying the seller. You may. In addition, it is preferable that the intermediary inform the seller and the purchaser in advance that the seller will be paid if there is no response from the purchaser even after the reply grace period has elapsed.

Even if the buyer who has received the product has neglected or forgotten to notify the intermediary that the product has been received, if there is no reply from the buyer after the elapse of the reply grace period In this case, the price is paid to the seller, so that it is possible to prevent the intermediation of the sale by the intermediary side terminal from being delayed. Further, since the seller is paid without contacting the intermediary, the trouble of the buyer contacting the intermediary can be eliminated.

[0024] The invention according to claim 5 provides the invention according to claims 1 to 4.
In the invention according to any one of the above, if the buyer terminal receives an input indicating that the buyer returns after the shipping notification step, the broker terminal notifies the seller terminal that the merchandise is to be returned. And a return notification step for notifying.

According to the fifth aspect of the present invention, the first aspect is provided.
In addition to providing the same effect as the invention described in any one of (1) to (4), the purchaser checks the product sent from the seller, and if the product is different from the desired one or is inferior, For example, the agent accesses the intermediary terminal via the Internet homepage, and inputs that the merchandise will be returned. Upon receiving this input, the intermediary terminal notifies the seller terminal that there is a return by the purchaser. In addition, the buyer contacts the intermediary by telephone, e-mail, etc.,
The intermediary that has received the notification may input to the intermediary terminal that the buyer returns the product.

Since the mediator manages the purchaser's price, it is possible to prevent the purchaser from escaping the product and the seller from escaping the price, so that the seller can check the purchaser's product with confidence. The purchaser can be returned and the seller can safely return the product to the seller. In addition, since the purchaser directly checks the sent product, it is possible to prevent the purchaser from receiving an inferior product.
Furthermore, since the purchaser checks the goods, it becomes difficult for the seller to send the inferior goods, so that the seller can prevent the inferior goods from being sent.

According to a sixth aspect of the present invention, in the invention of the fifth aspect, a return grace period from the purchaser is set in advance on the agent side terminal, and after the sending notification step, the agent is provided. If the merchant side terminal counts the return grace period and the return grace period counting step ends, and the merchant terminal does not receive input indicating that the seller has A third payment notifying step of notifying the seller side terminal that the side terminal pays for the product.

According to the sixth aspect of the present invention,
In addition to the same operation and effect as the invention described in the above, in the return grace period counting step, the intermediary side terminal,
After notifying the seller terminal that the product is to be sent, the counting of the preset return grace period is started. It is desirable that the return grace period set in the intermediary terminal can be extended or shortened depending on the circumstances of the purchaser, the seller and the intermediary.

In the second payment notification step, even if the return grace period has elapsed, if there is no notification from the seller that the return has been received, for example, similar to the above-described refund notification step, the home page of the delivery company is displayed. By accessing or inquiring of the delivery company by telephone, e-mail or the like, it is checked whether or not the purchaser has returned.
The mediator may contact the seller by telephone, e-mail, or the like, confirm that there is no return, and then contact the delivery company.

If the buyer has not returned the product as a result of inquiring of the delivery company, no input indicating that the buyer has returned the product is not made on the intermediary terminal, and the return grace period elapses in that state. In this case, the intermediary side terminal notifies the selling side terminal that the product price is to be paid, and the intermediary transfers the product price to a bank account designated by the seller. The agent may contact the buyer to confirm that the merchandise has not been returned, and then pay the seller. In addition, it is preferable that the intermediary inform the seller and the purchaser in advance that the seller will be paid for the product if there is no return even after the return grace period elapses.

If there is no return from the purchaser after the return grace period has elapsed, the seller is paid, so that the purchaser can be prevented from failing to return. If there is no return, the seller is paid, so that the seller can ship the product to the buyer with confidence.

According to a seventh aspect of the present invention, in the sixth aspect of the invention, if the mediator side terminal receives an input indicating that the buyer has returned during the counting of the return grace period, The terminal device further comprises a second refund notification step of notifying the buyer terminal that the product price is to be refunded.

According to the invention described in claim 7, according to claim 6
The same effect as the invention described in (1) above, and during the counting of the return grace period, the intermediary receives notification from the seller that the returned product has been received, or contacts the shipping company to When the return is confirmed, the intermediary performs an input to the terminal of the intermediary indicating that the return has been made. Upon receiving this input, the intermediary terminal notifies the purchaser terminal that the product price will be refunded, and the intermediary transfers the product price to the purchaser-specified bank account, ending the transaction.

After confirming the return by the purchaser, the price of the product is refunded to the purchaser, so that the purchaser can be more reliably prevented from escaping.

[0035]

Embodiments of the present invention will be described below in detail with reference to the accompanying drawings. As shown in FIG. 1, a purchaser-side terminal 1 of a purchaser who purchases a product and a seller-side terminal 3 of a seller who sells a product are intermediaries between the purchaser and the seller via the Internet. Is connected to the mediator side terminal 5 of the person via a communication line.

The intermediary terminal 5 has a recording unit 7, a password setting unit 8 for setting a random password, and a period counting unit 9 for counting a preset setting period. The recording unit 7 stores the addresses of the seller and the purchaser based on the input from the buyer-side terminal 1 and the seller-side terminal 3.
It records purchaser information and seller information such as name, telephone number, and e-mail address. The period counting section 9 includes a grace period for payment from the buyer, a grace period for shipping the product by the seller, a grace period for replying to the receipt of the product from the buyer, and a grace period for returning the product from the buyer. The period is set, and the period counting section 9 counts each set period.

Also, the mediator is shown on the Internet in FIG.
A homepage 11 as shown in FIG. 1 is set up, and sellers and purchasers use this homepage 11 for buying and selling. When the button 13 of the homepage 11 is pressed with a mouse or the like (hereinafter, simply referred to as “click”), a sales information page 21 is displayed as shown in FIG. Sales information such as the location of the person is posted for each column. This trading information page 21
Allows buyers to find the product they want to buy,
By clicking on the column of the desired product, an e-mail indicating the desire to purchase is sent to the seller. The sales applicant selects the purchaser from the e-mail requesting purchase. After the seller selects the purchaser, the seller and the purchaser trade through the intermediary terminal 5.

Next, referring to the flowcharts of FIGS. 7 to 12, the mediation of buying and selling between the seller and the purchaser by the mediator terminal 5 will be described.

If the mail address of the seller is entered in the mail address column 17 (see FIG. 2) in step S1 shown in FIG. 7, the mail address of the seller is stored in the recording unit 7 in step S2. Record. In step S3, the password of the seller is set in the password setting section 8, and in step S4, an e-mail describing the set password is sent to the seller terminal 3.

In steps S1 to S4, the seller who has selected the purchaser operates the seller side terminal 3 to access the homepage 11, and enters the seller's mail address in the mail address column 17 of the homepage 11. Described,
Click on button 19. As a result, the intermediary terminal 5 sets the seller password and sends it to the seller terminal 3, and the seller obtains the password.

In step S5 shown in FIG. 8, if there is an input of a password from the seller, the process proceeds to step S5.
At 6, a special page 25 (see FIG. 5) for mediating the sale between the seller and the buyer is displayed.

In steps S5 and S6, when the seller who has received the password clicks button 15 on homepage 11, a login page 21 for logging in to dedicated page 25 is opened as shown in FIG. The seller writes his / her address in the mail address field of the login page 21 and the password given in the password field, and then clicks the button 23 to display a dedicated page 25 shown in FIG. .

In step S7, when there is an entry from the seller on the dedicated page 25, the entry is recorded in the recording unit 7 in step S8. In step S9, the password setting unit 8 sets the purchaser's password. In step S10, an e-mail describing the set password is sent to the purchaser's terminal 1.

In steps S7 to S10, the seller enters the name, address, telephone number, buyer's (purchaser) mail address, product to be sold,
After inputting the amount, the seller's bank account, and the like, by clicking the button 27, the seller's products are received (buy) together with the set password in the buyer's terminal 1 of the buyer specified by the seller. Send an e-mail requesting consent. The items to be entered in the dedicated page 25 are limited to those described above, and it is sufficient that the items necessary for trading are entered.

In step S11 shown in FIG. 9, if there is an input from the buyer's terminal 1 to give consent, in step S12, an e-mail is sent to the buyer's terminal 1 to pay the price. In step S13, the period counting unit 9 starts counting the payment grace period.

In steps S11 to S13,
The purchaser who has received the e-mail requesting consent opens the dedicated page 29 shown in FIG. 6 using the password described in the e-mail, and enters the purchaser's name, address, telephone number, bank account, and the like. After filling in an entry field (not shown), the user clicks a button 31 for consent. This allows
The intermediary terminal 5 sends an e-mail describing the price of the product, the account number of the bank account designated by the intermediary, the transfer term (payment grace period), and the like to the purchaser terminal 1, and thereafter, the period counting unit 9 Starts counting the grace period. In the present embodiment, the payment grace period by the purchaser is one week, and a period of one week is set in the period counting unit 9, but the present invention is not limited to this.
Any period such as day, day 5, day 10, etc. may be set, or the set period may be extended or shortened depending on the circumstances of the purchaser, seller, or intermediary.

In step S14, if there is an input of payment confirmation, in step S15, an e-mail to send the goods to the purchaser is sent to the seller terminal 3, and in step S16, the period counting unit 9 Initiate counting of the shipping delay period.

In steps S14 to S16,
After the buyer deposits the money into the bank account specified by the mediator, the buyer informs the mediator that the money has been deposited by e-mail, telephone, or the like. Then, by accessing the designated bank-side terminal 33 of the intermediary (by using so-called Internet banking), it is confirmed that the payment from the purchaser has been received in the bank account designated by the intermediary. The intermediary may go directly to the bank or make a telephone call to confirm that the deposit has been made in the bank account specified by the intermediary.

The intermediary who confirms the payment makes an input indicating that the intermediary terminal 5 has received the money, and the intermediary terminal 5 sends the merchandise destination, the merchandise shipping delay to the seller terminal 3. After sending the e-mail describing the period and the like, the period counting unit 9 starts counting the shipping grace period. In the present embodiment, the shipping grace period by the seller is set to two weeks, and a period of two weeks is set in the period counting unit 9. However, the present invention is not limited to this.
Set an arbitrary period such as 0 days, 1 month, etc., extend the set period for the convenience of the purchaser, seller or intermediary, etc.
It may be shortened.

As described above, in the present embodiment, the price paid by the purchaser is transferred to the account designated by the mediator, and the mediator manages the price of the purchaser. It is possible to prevent the seller from escaping the money, and the power relationship between the buyer and the seller can be substantially equalized. Therefore, the seller and the purchaser can buy and sell the product with peace of mind, and the seller and the purchaser can easily complete the purchase and sale, and can perform the purchase and sale smoothly.

On the other hand, if there is no payment confirmation input in step S14, it is determined in step S17 whether or not the counting of the payment grace period by the period counting unit 9 has been completed. Returns to step S14, and if it has been completed, step S1
In step 8, an e-mail is sent to the seller terminal 3 indicating that there is no payment from the purchaser.

In steps S17 and S18,
If the payment from the purchaser is not confirmed after the counting of the payment grace period by the period counting unit 9 is completed, an e-mail indicating that there is no payment is sent to the seller terminal 3. At this point, the sale and purchase of the seller and the purchaser are not established, and the brokerage of the sale by the broker terminal 5 ends.
If there is no payment from the purchaser even after the payment grace period has elapsed, a notice to the effect that the transaction will be completed is posted on the homepage 25 or the dedicated pages 25 and 29, and an e-mail stating this is sent to the purchaser. And sending it to the seller to explain it to the buyer and the seller in advance.

As described above, when there is no payment from the purchaser, the seller and the purchaser end the transaction without sending the commodity by the seller, thereby preventing the risk of the purchaser escaping the commodity. Can eliminate buyers who are not willing to pay for it. In addition, even if the counting of the payment grace period by the period counting unit 9 is completed, if there is no payment, the sales and purchase of the seller and the purchaser are automatically terminated. It can prevent stagnation.

In step S19 of FIG. 10, when the seller inputs a confirmation of shipping of the product during the counting of the shipping grace period, in step S20, the period counting unit 9 sends a reply grace from the buyer to the period counting unit 9. Start counting the period.

In steps S19 and S20,
The seller receiving the payment sends the merchandise to the purchaser via the delivery company, sends an e-mail describing the delivery company, the inquiry number of the product, etc. to the intermediary terminal 5, and the intermediary By operating the seller terminal 5 to access the delivery company terminal 35 and inquiring of the delivery company using the inquiry number of the product, it is checked whether or not the seller has shipped the product. In this embodiment, the intermediary receives an e-mail from the seller describing the delivery company and the inquiry number of the product. For example, the broker writes the inquiry number of the delivery company and the product on a dedicated page. May be provided. Further, the intermediary may check whether or not the merchandise has been sent to the delivery company by telephone or the like.

When the intermediary who confirms the dispatch inputs the fact that the dispatch has been made to the intermediary side terminal 5, the period counting section 9 starts counting the response delay period. This response grace period is a response grace period in which the seller sends out the product and waits for a response from the buyer who received the product whether or not to receive the product. In this embodiment,
The seller's return grace period is two weeks.

On the other hand, if there is no input for confirming the shipment of the product in step S19, it is determined in step S21 whether or not the counting of the shipping grace period by the period counting unit 9 has been completed. In this case, the process returns to step S19. If the process has been completed, in step S22, an e-mail for refund is sent to the buyer terminal 1.

In steps S21 and S22,
If the merchandise has not been sent from the seller after the end of the shipping grace period by the period counting unit 9, an e-mail to the effect that a refund will be sent to the buyer's terminal 1 is sent to the buyer's terminal 1. Transfer (refund) money to your bank account. At this point, the sale and purchase of the seller and the purchaser are not established, and the brokerage of the purchase and sale by the intermediary terminal 3 ends.
It is preferable that the intermediary inform the seller and the purchaser in advance that the purchaser will be refunded even if the merchandise has not been sent even after the elapse of the shipping grace period.

As described above, when the merchandise is not dispatched from the seller, the price is refunded to the purchaser, so that the seller can be surely prevented from carrying away the merchandise. Sellers who do not intend to ship can be eliminated. In addition, when the counting of the shipping grace period by the period counting unit 9 is completed, the sales and purchase of the seller and the purchaser are automatically terminated. Brokerage of buying and selling can be performed smoothly.

If it is determined in step S23 shown in FIG. 11 that there is an input indicating that the product has been delivered to the purchaser, the process proceeds to step S24. If there is an input indicating that the merchandise is to be received (no problem) in step S24, an e-mail is sent to the seller terminal 3 in step S25 to pay the price of the merchandise.

In steps S23 to S25,
When the product arrives, the purchaser accesses the dedicated page (not shown) using the password, and inputs to the intermediary terminal 5 that the product has arrived. Thereafter, the purchaser checks the delivered product, and if there is no problem, inputs to the intermediary terminal 5 that the product is to be received. Upon receiving this input, the mediator side terminal 5 sends an e-mail to the seller to pay the price, and the mediator transfers the price to the seller's bank account. At this point, the mediation of buying and selling by the mediator side terminal 5 ends.

In this embodiment, the purchaser inputs to the intermediary terminal 5 that the goods have arrived and that the merchandise is to be received. May be contacted by e-mail, telephone, or the like, and the mediator receiving the communication may input the information to the mediator-side terminal 5.

As described above, since the intermediary terminal 5 pays the price to the seller after confirming the purchase of the product by the buyer, it is possible to reliably prevent the seller from escaping the price. In addition, a seller who receives only the price and does not intend to ship the product can be eliminated.

In step S23, if there is no input indicating that the purchaser has received the merchandise, step S2
In 6, it is determined whether or not the counting by the period counting unit 9 has been completed, and if not, the process returns to step S23. If not, the process proceeds to step S25.

In step S26, after the seller confirms the shipment of the merchandise, if there is no communication from the buyer even after the reply grace period has elapsed, it is assumed that the purchaser has received the merchandise, and Transfers money to the seller. At this point, the mediation of buying and selling of the mediator side terminal 5 ends. Even if the return grace period has elapsed, if there is no communication from the buyer, the intermediary will contact the buyer and confirm that the buyer will receive the product, and then transfer the price to the seller You may do it. Further, it is preferable that the intermediary informs the seller and the purchaser in advance that the seller will be paid even if there is no communication from the purchaser even after the elapse of the reply grace period.

As described above, the purchaser who has received the merchandise
Even if the agent has neglected or forgotten the notification of receipt, the seller is paid after the period grace period has been counted by the period counting unit 9, and the agent terminal is used. 5 can be prevented from being delayed. In addition, since the seller is paid even without contacting the intermediary, the trouble of the buyer contacting the intermediary can be saved.

If it is determined in step S24 that the purchaser has received an input to return the product, step S2
At step 7, an e-mail to the effect that the merchandise will be returned is sent to the seller terminal 3, and at step S28, the period counting unit 9 starts counting the return grace period.

In steps S27 and S28,
After the buyer checks the product, if there is a problem with the product received, such as when the product is not as desired or is of poor quality, access the dedicated page (not shown) using a password. Accordingly, an input to the effect that the product is to be returned is made to the intermediary terminal 5. The mediator-side terminal 5
After sending an e-mail to the seller to return the goods, the period counting unit 9 starts counting the set period.

In this case, the mediator who has received the contact from the purchaser may input the information to the mediator terminal 5. Further, in the present embodiment, the return grace period by the purchaser is set to two weeks, and a period of two weeks is set in the period counting unit 9. However, the present invention is not limited to this. An arbitrary period such as a day or a month may be set.

In step S29 shown in FIG. 12, if there is an input to the effect that the purchaser has confirmed that the merchandise has been returned, in step S30, an e-mail is sent to the purchaser terminal 1 to refund the price.

In steps S29 and S30,
The buyer sends (returns) the merchandise to the seller via the delivery company, sends an e-mail describing the delivery company, the inquiry number of the merchandise, and the like to the intermediary terminal 5, and the intermediary sends the inquiry number of the merchandise. Confirm that the product has been dispatched by contacting the delivery company using. The intermediary who has confirmed the dispatch inputs to the mediator side terminal 5 that the dispatch has been made. Then, the mediator-side terminal 5 sends an e-mail to the purchaser to refund the price, and the mediator transfers (refunds) the money to a bank account specified by the purchaser. at this point,
The mediation of buying and selling by the mediator side terminal 5 ends.

As described above, when the purchaser returns the product, the agent terminal 5 returns the price to the purchaser after confirming the return of the product, so that the purchaser can safely carry away the product. Can be prevented. In addition, since the mediator manages the purchaser's price, it is possible to prevent the purchaser from carrying away the product and the seller from carrying away the price, so the seller can check the product with the purchaser with confidence. In addition to being able to receive, the purchaser can safely return the seller to the seller. Further, since the purchaser directly checks the sent product, it is possible to prevent the purchaser from receiving inferior goods. Furthermore, since the purchaser checks the goods, it becomes difficult for the seller to send the inferior goods, so that the seller can prevent the inferior goods from being sent.

If it is determined in step S29 that the merchandise has not been returned by the purchaser, it is determined in step S31 whether or not the counting of the return grace period by the period counting unit 9 has been completed. Returns to step S29, and if it has been completed, step S29
At 32, an e-mail is sent to the seller terminal 3 to pay the price of the product.

In steps S31 and S32,
If there is no return from the buyer even after the return grace period has passed, it is assumed that the buyer has received the goods, and the money is transferred to the seller. The brokerage of buying and selling ends. It is preferable that the intermediary inform the seller and the purchaser in advance that the seller will be paid if there is no return even after the return grace period has elapsed.

As described above, if there is no return by the purchaser after the return grace period has elapsed, the seller is paid, so that the purchaser can be prevented from neglecting the return.
In addition, if there is no return, the seller is paid, so that the seller can send the product to the buyer with confidence.

The present invention is not limited to the above-described embodiment, and various modifications can be made without departing from the gist of the present invention. For example, in the present embodiment, the seller who has obtained the password from the intermediary terminal 5 starts the mediation of the purchase and sale by the intermediary terminal 5 by specifying the purchaser. The purchaser who has obtained the password may start the mediation of buying and selling by the mediator side terminal 5 by specifying the seller.

Further, after the seller and the buyer communicate with each other by telephone, e-mail or the like based on personal sales information such as a magazine and the like, and the conditions such as the price of the product are determined, either the buyer or the seller may determine whether the seller or the seller has the condition. By accessing the intermediary terminal 5, the mediation of buying and selling by the intermediary terminal 5 may be performed.

Further, the progress of the mediation may be displayed for the seller and the mediator who have accessed the dedicated page 29 using the password.

[0079]

According to the first aspect of the present invention, the price paid by the purchaser is deposited in the account specified by the broker, and the broker manages the price of the purchaser. It is possible to prevent carry-away and carry-away by the seller, and make the power relationship between the purchaser and the seller substantially equal. Therefore, the seller and the purchaser can buy and sell the product with peace of mind, and the seller and the purchaser can easily complete the purchase and sale, and can perform the purchase and sale smoothly.

According to the second aspect of the present invention, the same effect as that of the first aspect of the invention can be obtained, and it is possible to reliably prevent the purchaser from carrying away the product, and to eliminate a purchaser who does not intend to pay the price. be able to. Further, even if the payment grace period elapses, if there is no payment by the buyer, the sales by the seller and the buyer are automatically terminated, so that it is possible to prevent the brokerage of the sales by the intermediary terminal from being delayed. .

According to the third aspect of the present invention, the same effect as that of the first or second aspect of the present invention can be obtained, and when the merchandise is not dispatched from the seller, the price is refunded to the purchaser. Therefore, it is possible to reliably prevent the seller from escaping the money, and to eliminate the seller who does not intend to send the product by receiving only the money.

According to the fourth aspect of the invention, the same effect as that of the third aspect of the invention can be obtained, and the purchaser who has received the product neglected or forgotten to notify the intermediary that the product had been received. Even if it has been, since the price is paid to the seller, it is possible to further prevent the intermediation by the intermediary terminal from being delayed. Further, since the seller is paid without contacting the intermediary, the trouble of the buyer contacting the intermediary can be eliminated.

According to the fifth aspect of the present invention, the same effect as that of any of the first to fourth aspects of the invention can be obtained, and the seller can ask the purchaser to check the product with confidence. As well as being able to do so, the purchaser can safely return the goods to the seller. In addition, since the purchaser directly checks the sent product, it is possible to prevent the purchaser from receiving an inferior product. Furthermore, since the purchaser checks the goods, it becomes difficult for the seller to send the inferior goods, so that the seller can prevent the inferior goods from being sent.

According to the sixth aspect of the present invention, the same effect as that of the fifth aspect of the invention can be obtained, and when there is no return from the purchaser after the return grace period has elapsed, the seller is paid. Is paid, the buyer can be prevented from neglecting to return the product, and the seller can ship the product to the buyer with peace of mind. In the invention of claim 7, the same as the invention of claim 6, Since the merchandise price is refunded to the purchaser after confirming the return by the purchaser, it is possible to more reliably prevent the purchaser from escaping the money.

[Brief description of the drawings]

FIG. 1 is a diagram showing a state in which a buyer terminal, a seller terminal, and an intermediary terminal are connected via the Internet.

FIG. 2 is a diagram showing a state where a homepage established by an intermediary is displayed on a screen of a personal computer.

FIG. 3 is a diagram showing a sales information page displayed on a screen of a personal computer.

FIG. 4 is a diagram showing a login page displayed on a screen of a personal computer.

FIG. 5 is a diagram showing a dedicated page displayed on a screen of a personal computer.

FIG. 6 is a diagram showing a dedicated page displayed on a screen of a personal computer.

FIG. 7 is a flowchart showing a flow of control performed by an intermediary terminal.

FIG. 8 is a flowchart showing a flow of control performed by an intermediary terminal.

FIG. 9 is a flowchart illustrating a flow of control performed by an intermediary terminal.

FIG. 10 is a flowchart showing a flow of control performed by an intermediary terminal.

FIG. 11 is a flowchart showing a flow of control performed by an intermediary terminal.

FIG. 12 is a flowchart showing a flow of control performed by an intermediary terminal.

[Explanation of symbols]

 1 Buyer's terminal 3 Seller's terminal 5 Intermediary's terminal

Claims (7)

[Claims] Claims 1. A method of trading by a communication line in which a seller terminal, a buyer terminal, and an intermediary terminal are connected via a communication circuit, and the intermediary mediates the sale and purchase of the seller and the buyer. The start notification step in which the seller terminal or the buyer terminal notifies the broker terminal that the transaction will be made, and the broker terminal deposits the price of the product to the bank account designated by the broker. A payment notification step to notify the buyer's terminal, and when the broker's terminal receives an input indicating that the purchaser has received payment, the broker's terminal sells the product to the buyer. When the intermediary terminal receives an input indicating that the buyer receives the goods, the merchant terminal informs the merchant terminal that the goods will be paid to the seller. A first payment notification step for notifying Buying and selling process according to the communication line to the butterflies. 2. A deposit grace period from the purchaser is preset in the broker terminal, and between the deposit notification step and the shipping notification step, the broker terminal counts the deposit grace period. Even if the grace period counting step and the counting of the payment grace period by the intermediary terminal are completed, if the intermediary terminal has not received an input indicating that the buyer 2. A non-payment notifying step of notifying a seller terminal that a transaction has been completed without a deposit from a seller. 3. A grace period for sending goods from the seller is set in advance on the intermediary terminal, and the grace period is set between the sending notification step and the first payment notification step. If the intermediary terminal does not receive an input indicating that the seller has shipped the product even after the counting of the shipping grace period counting step and the counting of the shipping grace period ends, 3. A refund notifying step of notifying the purchaser terminal of refund of the price of (b). 3. The method of buying and selling via a communication line according to claim 1 or 2, further comprising: 4. A response grace period for receiving goods from the buyer is set in advance on the intermediary terminal, and during the counting of the shipping grace period, an input indicating that the merchandise has been sent is input. When the intermediary terminal receives the request, the intermediary terminal counts the response grace period, and the response grace period counting step. If the receiving device does not receive,
The method according to claim 3, further comprising: a second payment notification step in which the intermediary-side terminal notifies the seller-side terminal of payment of the product. 5. A return notification in which, when the buyer terminal receives an input indicating that the buyer returns after the dispatch notification step, the broker terminal notifies the seller terminal that the merchandise will be returned. The method according to any one of claims 1 to 4, further comprising the steps of: 6. A return grace period from a purchaser is preset in the broker terminal, and a return grace period counting step in which the broker terminal counts the return grace period after the return notification step; Even if the return grace period has expired, if the buyer has not received an input indicating that the buyer has returned, the broker terminal notifies the seller terminal that the merchandise will be paid for. The method according to claim 5, further comprising: a third payment notification step. 7. When the intermediary terminal receives an input indicating that the buyer has returned during the return grace period counting, the mediator terminal informs the buyer terminal that the merchandise will be refunded. The method according to claim 6, further comprising a second refund notifying step of notifying the refund.