JP2000123100A - Data approving device and processing requesting system and data approving method and recording medium - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a processing request system for surely obtaining the approval of processing request data obtained through an internet or the like from a client. SOLUTION: An internet accepting part 41 receives request information transmitted from a processing request terminal 11 connected through an internet 2 and obtains an acceptance number for specifying the received request information. The internet accepting part 41 stores the received request information and the generated acceptance number in an input data registering DB 43, and transmits the acceptance number to the processing request terminal 11. An approval accepting part 44 receives an acceptance number by a PB signal transmitted from an approval terminal 12 connected through a telephone network 3. When the received acceptance number is made equal to the stored acceptance number, the approval accepting part 44 judges that the corresponding request information is valid. The approval accepting part 44 judges the approval of the request information according to the PB signal transmitted from the approval terminal 12.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a data approval apparatus, a processing request system, a data approval method, and a recording medium that can reliably obtain approval of request data and the like obtained via the Internet from the requester.

[0002]

2. Description of the Related Art Hitherto, home banking and firm banking have been known in which various services such as balance inquiry and transfer can be received without going directly to a financial institution such as a bank. This system, such as home banking, connects a dedicated terminal installed at home or office via a general telephone network to a predetermined financial institution computer center, etc., and provides highly secure data through a closed network. Transmission and reception. The user uses the installed dedicated terminal to make a transaction inquiry, transfer funds, and the like to an account previously established at a financial institution.

[0003] Such a system such as home banking is realized by various financial institutions. However, due to security problems and differences in methods, the terminals are different for each financial institution, and the terminals are common. Cannot be used for other financial institutions. That is, a user who has a transaction account at a plurality of financial institutions needs to set up a dedicated terminal for each financial institution and perform transaction inquiry, fund transfer, etc. while using the terminals properly.

Recently, cyber space banking and the like have been attempted in which a user can receive various services at a financial institution via the Internet using a general-purpose personal computer instead of a dedicated terminal. In other electronic commerce, etc., when using an open network such as the Internet,
A particular problem is how to properly transmit and receive valid data by preventing data falsification and ensuring accurate authentication. One method of securely transmitting and receiving legitimate data is an identity verification method by a certification organization. In the identity verification method, a certification organization is set up on the Internet, and the identification is attempted using an electronic certificate issued by the certification organization.

[0005]

However, since the data exchanged between the customer and the financial institution is very important and the identity verification must not be wrong, each financial institution establishes a certification institution individually. There are many undecided items, such as whether to establish a joint venture with all financial institutions and what to do with the operating body of the certifying body itself. In addition, various services using the Internet have not yet been widely used since financial institutions need to maintain certification bodies and make new capital investments.

SUMMARY OF THE INVENTION The present invention has been made in view of the above circumstances, and provides a data approval apparatus and a processing apparatus capable of reliably obtaining, from a requester, processing request data obtained through an open network such as the Internet. A request system, a data approval method, and a recording medium are provided.

[0007]

In order to achieve the above object, a data approval apparatus according to a first aspect of the present invention uses request information sent from a processing request terminal connected via a first network. Request information receiving means for receiving, receiving information generating means for generating receiving information for specifying the request information received by the request information receiving means, and transmitting the receiving information generated by the receiving information generating means to the processing request terminal Transmission means, approval information receiving means for receiving approval information sent from an approval terminal connected via a second network, approval information received by the approval information receiving means, and reception information generation means Validity determining means for determining that the request information received by the request information receiving means is valid when the received information is substantially the same as the received information. .

According to the present invention, the request information receiving means includes:
For example, it receives request information sent from a processing request terminal connected via an open first network such as the Internet. The reception information generation unit generates reception information that specifies the request information received by the request information reception unit and is, for example, a combination of a plurality of digits. The transmission means transmits the reception information generated by the reception information generation means to the processing request terminal via the first network. The approval information receiving means receives approval information including a push button signal transmitted from an approval terminal such as a telephone connected via a second network such as a telephone line network. The validity judging means is that the request information received by the request information receiving means is valid when the approval information received by the approval information receiving means and the reception information generated by the reception information generating means are substantially the same. Is determined. As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester.

In order to achieve the above object, a second aspect of the present invention is provided.
A request information receiving means for receiving request information sent from a processing request terminal connected via a communication network; and reception information for specifying the request information received by the request information receiving means. Reception information generating means for generating the request information, storage means for storing the request information received by the request information receiving means and the reception information generated by the reception information generation means, and processing the reception information generated by the reception information generation means Sending means for sending to the requesting terminal, approval information receiving means for receiving approval information sent from an approval terminal connected via a telephone network, approval information received by the approval information receiving means, and said storage means Validity determining means for determining that the corresponding request information stored in the storage means is valid, when the reception information stored in the storage means is substantially the same, Characterized in that it comprises.

According to the present invention, the request information receiving means includes:
For example, it receives request information sent from a processing request terminal connected via an open communication network such as the Internet. The reception information generation unit generates reception information that specifies the request information received by the request information reception unit and is, for example, a combination of a plurality of digits. The storage unit stores the request information received by the request information receiving unit and the reception information generated by the reception information generation unit in, for example, a database.
The transmission means transmits the reception information generated by the reception information generation means to the processing request terminal via the communication network. The approval information receiving means receives approval information such as a push button signal transmitted from an approval terminal such as a telephone connected through a telephone line network. Validity determining means, when the approval information received by the approval information receiving means and the reception information stored in the storage means are substantially the same,
It is determined that the corresponding request information stored in the storage means is valid. As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester.

In order to achieve the above object, a third aspect of the present invention is provided.
A request information receiving means for receiving request information sent from a processing request terminal connected via a communication network; and reception information for specifying the request information received by the request information receiving means. Receiving information generating means for generating the request information, storing means for storing the request information received by the request information receiving means and the receiving information generated by the receiving information generating means, and an approval terminal connected via a telephone network. Transmission means for transmitting the reception information generated by the reception information generation means, approval information receiving means for receiving the approval information sent from the approval terminal, approval information received by the approval information receiving means, and storage means Validity determining means for determining that the corresponding request information stored in the storage means is valid when the stored reception information is substantially the same. And wherein the Rukoto.

According to the present invention, the request information receiving means includes:
For example, it receives request information sent from a processing request terminal connected via an open communication network such as the Internet. The reception information generation unit generates reception information that specifies the request information received by the request information reception unit and is, for example, a combination of a plurality of digits. The storage unit stores the request information received by the request information receiving unit and the reception information generated by the reception information generation unit in, for example, a database.
The transmission unit transmits the reception information generated by the reception information generation unit to an approval terminal such as a telephone connected via a telephone line network. The approval information receiving means receives approval information including, for example, a push button signal sent from the approval terminal via the telephone network. The validity judging means is configured such that when the approval information received by the approval information receiving means and the reception information stored in the storage means are substantially the same, the corresponding request information stored in the storage means is valid. Is determined. As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester.

[0013] The reception information generating means generates reception information including at least a combination of predetermined numbers for specifying the request information received by the request information receiving means. The received request information, the approval information for identifying the approval of the request information, and the reception information generated by the reception information generating means are stored, and the approval information receiving means transmits the approval information by a push button signal from the approval terminal. Receiving the approval information consisting of a predetermined combination of predetermined numbers, the validity determining unit determines that the approval information received by the approval information receiving unit and the reception information stored in the storage unit are substantially the same. In some cases, the approval information of the request information stored in the storage unit may be approved. As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester.

When the request information received by the request information receiving means is determined to be valid by the validity determining means, the data approval device may store the storage means in a financial processing system for performing a predetermined financial transaction process. Request information supply means for supplying the corresponding request information stored in the server. In this case, among the processing request data obtained through an open network such as the Internet, processing request data that has been surely approved by the requester can be used as processing target data in the financial processing system.

In order to achieve the above object, a fourth aspect of the present invention is provided.
A request information transmitting unit that transmits request information for requesting a predetermined process to a request destination via a communication network; and a request information that receives the request information transmitted from the request information transmitting unit. Receiving means, receiving information generating means for generating receiving information specifying the request information received by the request information receiving means, and receiving the transmitting information generated by the receiving information generating means to a request source via a communication network Information transmission means, reception information reception means for receiving the reception information sent from the reception information transmission means,
An approval information transmitting means for transmitting approval information substantially identical to the reception information received by the reception information receiving means to a request destination via a telephone network; and receiving approval information sent from the approval information transmitting means. The request information received by the request information receiving means when the permission information received by the permission information receiving means and the reception information generated by the reception information generating means are substantially the same. And validity determining means for determining that is valid.

According to the present invention, the request information transmitting means includes:
Request information for requesting a predetermined process is transmitted to the request destination via an open communication network such as the Internet. The reception information generation unit generates reception information that specifies the request information received by the request information reception unit and is, for example, a combination of a plurality of digits. The reception information transmitting means transmits the reception information generated by the reception information generation means to the request source via the communication network. The approval information transmitting means transmits, to the request destination via the telephone line network, approval information which is substantially the same as the reception information received by the reception information receiving means, such as a push button signal or the like. The validity judging means is that the request information received by the request information receiving means is valid when the approval information received by the approval information receiving means and the reception information generated by the reception information generating means are substantially the same. Is determined. As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester.

In order to achieve the above object, a fifth aspect of the present invention is provided.
A request information transmitting unit that transmits request information for requesting a predetermined process to a request destination via a communication network; and a request information that receives the request information transmitted from the request information transmitting unit. Receiving means, receiving information generating means for generating receiving information specifying the request information received by the request information receiving means, and transmitting the receiving information generated by the receiving information generating means to the request source via a telephone network Receiving information transmitting means, receiving information receiving means for receiving the receiving information sent from the receiving information transmitting means, and transmitting approval information substantially identical to the receiving information received by the receiving information receiving means to the telephone network. Approval information transmitting means for transmitting the approval information sent from the approval information transmitting means to the request destination via the approval information receiving means; Validity determining means for determining that the request information received by the request information receiving means is valid when the approval information and the reception information generated by the reception information generating means are substantially the same. It is characterized by the following.

According to the present invention, the request information transmitting means includes:
Request information for requesting a predetermined process is transmitted to the request destination via an open communication network such as the Internet. The reception information generation unit generates reception information that specifies the request information received by the request information reception unit and is, for example, a combination of a plurality of digits. The reception information transmission means transmits the reception information generated by the reception information generation means to the request source via the telephone network. The approval information transmitting means transmits, to the request destination via the telephone line network, approval information which is substantially the same as the reception information received by the reception information receiving means, such as a push button signal or the like. The validity judging means is that the request information received by the request information receiving means is valid when the approval information received by the approval information receiving means and the reception information generated by the reception information generating means are substantially the same. Is determined.
As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester.

In order to achieve the above object, the sixth aspect of the present invention is provided.
The data approval method according to the aspect of the present invention includes a request information receiving step of receiving request information sent from a processing request terminal connected via a communication network, and a request for specifying the request information received in the request information receiving step. A receiving information generating step of generating information; a transmitting step of transmitting the receiving information generated in the receiving information generating step to the processing request terminal; and a transmitting step of transmitting the received information from a predetermined approval terminal connected via a telephone network. Receiving the approval information, the request information, and the reception information generated in the reception information generation step and the reception information generated in the reception information generation step are substantially the same. Validity determining step of determining that the request information received in the receiving step is valid.

According to the present invention, the request information receiving step receives request information sent from a processing request terminal connected via an open communication network such as the Internet. The reception information generation step generates reception information that specifies the request information received in the request information reception step, for example, a combination of a plurality of digits. The transmitting step transmits the reception information generated in the reception information generation step to the processing request terminal via the communication network. The approval information receiving step receives approval information including a push button signal or the like sent from an approval terminal such as a telephone connected via a telephone line network. The validity determining step is a step in which, when the approval information received in the reception information receiving step and the reception information generated in the reception information generating step are substantially the same, the request information received in the request information receiving step is Determine that it is valid. As a result,
Approval of the processing request data obtained through an open network such as the Internet can be reliably obtained from the requester.

In order to achieve the above object, a seventh aspect of the present invention is provided.
The data approval method according to the aspect of the present invention includes a request information receiving step of receiving request information sent from a processing request terminal connected via a communication network, and a request for specifying the request information received in the request information receiving step. A receiving information generating step of generating information; a transmitting step of transmitting the receiving information generated in the receiving information generating step to an approval terminal connected via a telephone network; and approval information transmitted from the approval terminal. Receiving the approval information receiving step, and when the approval information received in the approval information receiving step and the reception information generated in the reception information generating step are substantially the same, the request information receiving step And determining whether the received request information is valid.

According to the present invention, the request information receiving step receives request information sent from a processing request terminal connected via an open communication network such as the Internet. The reception information generation step generates reception information that specifies the request information received in the request information reception step, for example, a combination of a plurality of digits. The transmitting step transmits the reception information generated in the reception information generation step to an approval terminal such as a telephone connected via a telephone line network. The approval information receiving step receives approval information including a push button signal transmitted from an approval terminal connected via a telephone line network. The validity determining step is a step in which, when the approval information received in the reception information receiving step and the reception information generated in the reception information generating step are substantially the same, the request information received in the request information receiving step is Determine that it is valid. As a result,
Approval of the processing request data obtained through an open network such as the Internet can be reliably obtained from the requester.

In order to achieve the above object, an eighth aspect of the present invention is provided.
Is a computer-readable recording medium that records a program that causes a computer to function as a data approval device, and receives request information sent from a processing request terminal connected via a communication network. A request information receiving step, a reception information generation step of generating reception information for specifying the request information received in the request information reception step, and transmitting the reception information generated in the reception information generation step to the processing request terminal Sending step, receiving an approval information sent from a predetermined approval terminal connected via a telephone network, receiving the approval information, receiving the approval information received in the receiving information receiving step, and generating the reception information. In the case where the reception information generated in The request information stores a program for realizing the validity judgment step of judging that it is valid.

In order to achieve the above object, a ninth aspect of the present invention is provided.
Is a computer-readable recording medium that records a program that causes a computer to function as a data approval device, and receives request information sent from a processing request terminal connected via a communication network. A request information receiving step, a reception information generating step of generating reception information for specifying the request information received in the request information receiving step, and an acceptance terminal connected to the approval terminal connected via a telephone line network. A transmitting step of transmitting the generated reception information, an approval information receiving step of receiving the approval information sent from the approval terminal, an approval information received in the approval information receiving step, and a generation of the approval information in the reception information generating step Request received in the request information receiving step when the received information is substantially the same as the received information. Distribution stores a program for realizing the validity judgment step of judging that it is valid.

[0025]

DESCRIPTION OF THE PREFERRED EMBODIMENTS A processing request system according to an embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is a schematic diagram showing a configuration of a processing request system according to the first embodiment of the present invention. As shown in FIG. 1, the processing request system includes a plurality of processing request units 1 and a request approval unit 4 and is connected via the Internet 2 and the telephone network 3, respectively.

The processing request section 1 is composed of a processing request terminal 11 and an approval terminal 12, and is provided in, for example, a corporate accounting section.

The processing request terminal 11 is composed of, for example, a general-purpose personal computer having a modem or the like. The processing request terminal 11 is connected to the request approval unit 4 via the Internet 2 via the telephone network 3 and is in accordance with an instruction of the requester. The processing request data is transmitted to the request approval unit 4.

The approval terminal 12 is composed of a general-purpose business phone equipped with push buttons, is connected to the request approval unit 4 via the telephone network 3, and receives a push button signal (hereinafter referred to as a push button signal) in accordance with the push of the push button by the requester. , "PB signal") to the request approval unit 4. When the line to which the approval terminal 12 is subscribed is transmitted from the subscriber line exchange or the like in the telephone network 3 to the request approval unit 4 when the line is connected, the telephone number of the approval terminal 12 is requested. The approval unit 4 is notified.

The request approval unit 4 is provided by the Internet reception unit 4
1, a customer DB 42, an input data registration DB 43, an approval receiving unit 44, and an approval customer DB 45,
For example, it is provided in a computer center or the like of a financial institution.

The Internet reception unit 41 is composed of, for example, a general-purpose workstation provided with a communication control device and the like, is connected to the processing request terminal 11 via the Internet 2 and has predetermined information stored in the customer DB 42. , The validity of the processing request terminal 11 is determined. The Internet reception unit 41 receives the processing request data sent from the processing request terminal 11 whose validity has been determined, and stores the received processing request data in the input data registration DB 43.

The customer DB (database) 42 stores a plurality of pieces of customer information 61 as shown in FIG. 2A defined for each company in which the processing request unit 1 is installed. Each customer information 61 is composed of a company ID, a password, the number of errors, and whether or not handling is possible. The company ID is a unique identification number predetermined for each company or department in which the processing request unit 1 is installed. The password is stored in the processing request terminal 11 at the time of connection.
Is a predetermined password used to determine the validity of the password.

The number of errors is the number of errors in inputting the password. If the password transmitted from the processing requesting terminal 11 is incorrect, the Internet accepting unit 41 outputs one.
Are added. Note that the error count is returned to, for example, the initial value “0” when the password is correctly input. The handling availability is a category that determines whether or not the customer information 61 can be handled. Since the initial value is “OK” and the password is not correct, if the added error count exceeds a predetermined value, the Internet accepting unit 41 determines whether or not the handling is possible.
Is changed to

Input data registration DB (database) 43
Stores a plurality of pieces of processing request information 62 as shown in FIG. 2B transmitted from the processing request terminal 11. Each processing request information 62 includes a company ID, data input date / time, input data, reception number, approval date / time / time, and denial date / time. The company ID is the processing request terminal 1
This is the identification number of the company or the like sent from 1. The data input date / time is the date and time at which the Internet accepting unit 41 has acquired the request data transmitted from the processing request terminal 11. The input data is data obtained by converting request data such as transfer, transfer, periodic payment, and various notifications transmitted from the processing request terminal 11 into a predetermined message format by the Internet receiving unit 41.

The reception number is a unique number assigned by the Internet reception unit 41 to identify the request data (processing request information 62) transmitted from the processing request terminal 11. The reception number is used to determine the validity of the approval terminal 12 and the like. The approval date / time is the date and time when the PB signal indicating the approval of the request data is obtained from the approval terminal 12. The rejection date / time is the date and time when the PB signal indicating rejection of the request data was acquired from the approval terminal 12. The input data registration DB 43
Is also an input file (extraction source file) for daily batch processing in the accounting system 5 which is a financial online system. That is, the accounting system 5 extracts, from the input data registration DB 43, the processing request information 62 in which the approval date and time are recorded, and extracts the extracted processing request information 6
According to 2, actual processing such as transfer, transfer, periodic payment, and various notifications are performed.

Returning to FIG. 1, the approval receiving unit 44 comprises a general-purpose workstation or the like, for example, an information receiving device for receiving caller ID information sent from a predetermined subscriber line exchange or the like in the telephone network 3, A voice response device that outputs a predetermined voice message to the approval terminal 12, and a PBX (Priv
ate Branch eXchange). The approval receiving unit 44 is connected to the Internet receiving unit 41 and a LAN (Local Arrangement).
ea Network). Approval reception unit 4
4 responds to the call from the approval terminal 12 via the telephone network 3 and determines the validity of the approval terminal 12 from the information stored in the approval customer DB 45. The approval receiving unit 44 receives a PB signal indicating authentication or rejection of the request data from the approval terminal 12 whose validity or the like has been determined, and issues an update instruction of the input data registration DB 43 according to the received PB signal to the Internet receiving unit 41. Send to

The customer DB (database) 45 for approval is
A plurality of approval customer information 63 as shown in FIG. 3 determined for each company in which the processing request unit 1 is installed is stored. Each customer information 63 for approval includes a caller telephone number, a password, a password error frequency, a reception number error frequency, handling availability,
And a company ID. The caller's telephone number is a telephone number for specifying the approval terminal 12 in the processing requesting unit 1. According to the caller number information sent from the subscriber line exchange or the like in the telephone network 3, the approval reception unit 44 It is used to retrieve the customer information 63 from the approval customer DB 45. The security code is entered in the approval terminal 1 when connecting to the line.
2 is a predetermined password used to determine the validity and the like of No. 2.

The password error count is the number of errors in the input of the password, and when the password transmitted from the approval terminal 12 by the PB signal is not correct, the number is incremented by one by the approval reception unit 44. The password error count is returned to, for example, the initial value “0” when the password is correctly input. The reception number error count is the number of errors in inputting the reception number. When the reception number transmitted from the approval terminal 12 by the PB signal is incorrect, the number is incremented by one by the approval reception unit 44. In addition, the number of receipt number errors, if the receipt number is entered correctly,
For example, it is returned to the initial value “0”. The handling availability
This is a category that determines whether or not the approval customer information 63 can be handled. Since the initial value is “OK” and the password and the reception number are incorrect, if any of the added error counts exceeds a predetermined value, the approval reception unit 44 determines whether or not the handling is possible. , Is changed to “impossible”. The company ID is a unique identification number determined in advance for each company in which the processing request unit 1 is installed, and is used to search the corresponding processing request information 62 stored in the input data registration DB 43.

Next, request data transmission processing, request data reception processing, and request data approval / disapproval processing in the processing request system according to the first embodiment of the present invention will be described with reference to the drawings. First, the request data transmission processing and the request data reception processing will be described with reference to FIG.
FIG. 4A is a flowchart illustrating request data transmission processing performed by the processing request unit 1. FIG. 4 (b)
5 is a flowchart illustrating a request data receiving process performed by the request approval unit 4.

First, the processing request terminal 11 transmits a connection request to the Internet reception unit 41 (step S1).
1). That is, the processing request terminal 11 transmits predetermined data indicating a connection request to the Internet reception unit 41 via the Internet 2 via the telephone network 3. The Internet receiving unit 41 receives the connection request sent from the processing request terminal 11 (Step S21).

The processing request terminal 11 transmits the company ID and the password to the Internet reception unit 41 (step S).
12). That is, the processing request terminal 11 displays a predetermined input screen on which the requester can input a company ID and a personal identification number, and transmits the company ID and the personal identification number input from the requester to the Internet reception unit 41. The Internet receiving unit 41 receives the company ID and the password transmitted from the processing request terminal 11 (Step S22).

The Internet accepting unit 41 determines whether the received company ID and password are valid (step S23). That is, the Internet reception unit 41 searches the customer DB 42 using the received company ID as a key,
It is determined whether or not the corresponding customer information 61 exists. Even if the customer information 61 exists, if the handling of the customer information 61 is “impossible”, the corresponding customer information 6
Assume that 1 does not exist.

If the corresponding customer information 61 cannot be searched, the Internet reception unit 41 determines that the received company ID is not valid. On the other hand, when the corresponding customer information 61 can be searched, it is determined that the received company ID is valid, and it is further determined whether or not the password of the customer information 61 matches the received password. Internet reception unit 4
If the password in the customer information 61 does not match the received password, 1 determines that the received password is not valid. On the other hand, if the personal identification number in the customer information 61 matches the received personal identification number, it is determined that the received personal identification number is valid.

When the Internet reception unit 41 determines that the received personal identification number and the like are not valid, the Internet reception unit 41
A predetermined value is added to the number of times of the error of the processing request terminal 11 and the check information indicating that the password is not valid
(Step S24). After transmitting the check information, the Internet reception unit 41 returns to step S22, and repeats the processing of steps S22 to S23 described above. In addition, when the number of errors of the added customer information 61 exceeds a predetermined value, the Internet reception unit 41 changes the handling availability of the customer information 61 from “permitted” to “impossible” and stores it. On the other hand, when determining that the received company ID and personal identification number are valid, the Internet reception unit 41 transmits check information indicating that the personal identification number and the like are valid to the processing request terminal 11 (step S).
25). In addition, the Internet reception unit 41 displays the selection screen information for the user to input request data such as transfer, transfer, periodic deposit, and various notifications, by the processing request terminal 11.
(Step S26).

The processing request terminal 11 receives the check information of the company ID and the password transmitted from the Internet reception unit 41 (step S13). Processing request terminal 11
Determines whether the received check information is check information (information of check OK) indicating that the company ID and the password are valid (step S14).

When the process requesting terminal 11 determines that the received check information is not the check information indicating that the personal identification number or the like is valid, the process requesting terminal 11 returns to step S12, and executes the processes of steps S12 to S14 described above. repeat. On the other hand, when it is determined that the received check information is the check information indicating that the personal identification number or the like is valid, the processing request terminal 11 receives the selection screen information sent from the Internet reception unit 41 (step S1
5).

The processing request terminal 11 sends the request data to the Internet receiving unit 41 (Step S16). In other words, the processing request terminal 11 displays a predetermined input screen for the requester to input request data such as transfer, transfer, periodic deposit, and various deliveries in accordance with the received selection screen information. The requested data is transmitted to the Internet reception unit 41.

The internet receiving unit 41 receives the request data sent from the processing request terminal 11 and generates the processing request information 62 (Step S27). That is, the Internet reception unit 41 assigns a unique reception number to the reception number, processes the received reception number, the company ID received in step S22, the current date / time, and the received request data. The request information 62 is generated. that time,
In the approval date / time and the rejection date / time, a predetermined “NULL code” or the like having no meaning is set as an initial value. Internet reception unit 41
Stores the generated processing request information 62 in the input data registration DB 4
3 is stored.

The Internet reception unit 41 transmits the reception number assigned when generating the processing request information 62 to the processing request terminal 11 (step S28). Processing request terminal 11
Receives the reception number sent from the Internet reception unit 41 and displays it on the screen (step S17).

As described above, by the request data transmission processing and the request data reception processing, the request data input by the requester from the processing request terminal 11, such as transfer, transfer, periodic deposit, and various notifications, are transmitted via the Internet 2. To the Internet reception unit 41. The Internet reception unit 41 generates the processing request information 62 from the received request data and the like, stores the generated processing request information 62 in the input data registration DB 43, and transmits the reception number to the processing request terminal 11. Processing request terminal 1
1 receives the reception number sent from the Internet reception unit 41 and displays it on the screen.

This acceptance number is used by the approval accepting unit 44 to determine the validity of the requester and the approval terminal 12, and the like. That is, the requester sets the reception number in the approval terminal 12
To the approval accepting unit 44 via the telephone network 3 to indicate the validity of the self and the approval terminal 12 and the processing request terminal 1
The request data sent from 1 is approved. The request data approval / disapproval process for approving the request data will be described below with reference to FIG.
This will be described with reference to FIG. FIG. 5 is a flowchart for explaining request data approval / disapproval processing performed by the request approval unit 4 of the processing request system. The request data approval / rejection process shown in FIG.
PB provided by the approval receiving unit 44 from the approval terminal 12
Start by making a call to a subscription number such as X.

First, the approval receiving unit 44 acquires caller ID information when a line is connected to the approval terminal 12 (step S).
31). That is, the approval receiving unit 44 obtains, via the PBX, the caller ID information sent from the subscriber line exchange in the telephone network 3 when the line is connected to the approval terminal 12.

After confirming the caller telephone number, the approval receiving unit 44 responds to the call from the approval terminal 12 and connects the line with the approval terminal 12 (step S32). That is, the approval receiving unit 44 searches the approval customer DB 45 using the caller telephone number included in the obtained caller number information as a key, confirms that the corresponding approval customer information 63 exists, and then checks the approval. The line with the terminal 12 is connected. If the corresponding customer information for approval 63 does not exist, the approval receiving unit 4
No. 4 terminates the process without connecting the line with the approval terminal 12. Even if the approval customer information 63 exists, if the applicability of the approval customer information 63 is “impossible”, it is determined that the corresponding approval customer information 63 does not exist.

The approval receiving unit 44 receives a voice message prompting the input of a personal identification number from the voice response
(Step S33). Approval receiving unit 44
Acquires the personal identification number input from the approval terminal 12 by the client (step S34). That is, the approval receiving unit 44 generates a PB generated when the requester presses a predetermined push button of the approval terminal 12 and inputs a password.
Get the signal.

The approval receiving unit 44 determines whether the obtained password is valid (step S35). That is, when the password of the customer information for approval 63 searched in step S32 does not match the obtained password, the approval receiving unit 44 determines that the obtained password is not valid.
On the other hand, if the password of the customer information for approval 63 matches the obtained password, the obtained password is determined to be valid.

When the approval receiving unit 44 determines that the acquired password is not valid, it adds a predetermined value to the number of times of the password error of the customer information 63 for approval (step S3).
6). The approval receiving unit 44 returns to Step S33, and repeats the processing of Steps S33 to S35 described above. In addition, the approval reception unit 44, when the number of password error of the added customer information 63 for approval exceeds a predetermined value,
The permission / prohibition of the customer information for approval 63 is changed from “permitted” to “impossible” and stored.

On the other hand, when it is determined that the obtained password is valid, the approval receiving unit 44 sends a voice message prompting the input of the reception number from the voice response device provided to the approval terminal 1.
2 (step S37). Approval reception unit 4
4 obtains the receipt number input from the approval terminal 12 by the requester (step S38). That is, the approval reception unit 44 generates a P generated by the requester pressing a predetermined push button of the approval terminal 12 and inputting the reception number.
Obtain the B signal.

The approval receiving unit 44 determines whether the obtained reception number is valid (step S39). That is, the approval reception unit 44 transmits the company ID of the approval customer information 63 searched in step S32 and the obtained reception number to the Internet reception unit 41, and transmits the input data registration DB 43 to the Internet reception unit 41. Is searched using the same company ID and reception number stored in the process request information 62 as a key, and an instruction is given to reply to the input data of the corresponding process request information 62. Approval receiving unit 44
Indicates that the Internet reception unit 41 has input data registration DB 4
If the corresponding process request information 62 cannot be searched from No. 3, it is determined that the obtained reception number is not valid. on the other hand,
Applicable processing request information 6 from Internet reception unit 41
When the input data of No. 2 is sent, the approval receiving unit 44
It is determined that the obtained reception number is valid.

When the approval reception unit 44 determines that the obtained reception number is not valid, it adds a predetermined value to the number of reception number errors in the approval customer information 63 (step S4).
0). The approval receiving unit 44 returns to Step S38, and repeats the processing of Steps S38 to S39 described above. In addition, the approval reception unit 44, when the number of reception number errors of the added customer information for approval 63 exceeds a predetermined value,
The permission / prohibition of the customer information for approval 63 is changed from “permitted” to “impossible” and stored.

On the other hand, when it is determined that the obtained reception number is valid, the approval reception unit 44 generates a voice message for issuing the number of requests and the request amount, which are the total of the input data stored in the processing request information 62. Output to the approval terminal 12 (step S41). That is, the approval receiving unit 4
4 calculates the number of requests and the requested amount by totalizing the input data of the processing request information 62 sent from the Internet reception unit 41, and outputs a voice message for issuing the requested number of requests and the requested amount to the approval terminal 12. . Further, the approval receiving unit 44 outputs a voice message for prompting the user to input or approve the request data to the approval terminal 12.

The approval receiving unit 44 obtains an approval instruction or a denial instruction for the request data input from the approval terminal 12 by the requester (step S42). That is, the approval receiving unit 44 acquires a PB signal generated when the requester presses a push button that specifies an approval instruction or a denial instruction for request data of the approval terminal 12. Approval receiving unit 44
Indicates that the acquired PB signal indicates a request data approval instruction.
It is determined whether or not the signal is a B signal (step S43).

When determining that the PB signal indicating the request data approval instruction has been obtained, the approval receiving unit 44 records the approval information (step S44). That is, the approval reception unit 44 transmits the company ID and the reception number to the Internet reception unit 41, and uses the same company ID and reception number stored in the input data registration DB 43 as a key for the Internet reception unit 41. The processing request information 62 is searched, and an instruction to update the approval date / time of the corresponding processing request information 62 is issued. Applicable processing request information 6
2 is the date of approval by the Internet reception unit 41
The current date and the current time are written and stored in the time. Processing request information 62 in which the approval date / time is written
Is extracted as processing data such as daily batch processing in the accounting system 5, and the accounting system performs actual processing such as transfer, transfer, periodic payment, and various reports according to the contents of the input data of the processing request information 62. You.

On the other hand, if it is determined that the PB signal indicating the request data rejection instruction has been obtained, the approval receiving unit 44 records the rejection information (step S45). That is, the approval reception unit 44 transmits the company ID and the reception number to the Internet reception unit 41, and
1, the processing request information 62 is searched using the same company ID and reception number stored in the input data registration DB 43 as keys, and the rejection date / time of the corresponding processing request information 62 is updated. To instruct.

As described above, the input data registration DB
Approval of the processing request information 62 acquired via the Internet 2 stored in 43 is received via the telephone network 3. As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester. In addition, financial institutions that have introduced a voice response system, etc., can construct this processing request system by effectively utilizing existing equipment. Content can be guaranteed.

In the request processing system according to the first embodiment, in the request data approval / rejection processing, the requester makes a telephone call from the approval terminal 12 to the approval reception unit 44 to approve the request data. The request data may be approved for the requester by calling the approval terminal 12 from the unit 44. Hereinafter, a modified example of the request data approval / rejection processing in the processing request system according to the first embodiment will be described with reference to FIG.
This will be described with reference to FIG. FIG. 6 is a flowchart illustrating a request data approval / rejection process of making a call from the approval receiving unit 44 to the approval terminal 12 and approving the request data.

The request data acceptance / rejection processing shown in FIG. 6 starts after the request data reception processing is completed and the processing request information 62 is stored in the input data registration DB 43. That is, when the Internet reception unit 41 transmits the company ID, the input data, and the reception number of the processing request information 62 stored in the input data registration DB 43 in the request data reception process to the approval reception unit 44, the approval reception unit 44 Start data approval / disapproval processing.

The approval receiving unit 44 makes a call to the approval terminal 12 via the provided PBX (step S51). That is, the approval reception unit 44 searches the approval customer DB 45 using the company ID sent from the Internet reception unit 41 as a key, and acquires the caller telephone number of the corresponding approval customer information 63. The approval receiving unit 44 calls the approval terminal 12 having the obtained caller telephone number.

After connecting to the approval terminal 12 and the line, the approval reception unit 4
4 outputs a voice message urging the input of a personal identification number from the provided voice response device to the approval terminal 12 (step S52). The approval receiving unit 44 acquires the password input from the approval terminal 12 by the requester (step S5).
3) It is determined whether the obtained password is valid (step S54).

If the approval receiving unit 44 determines that the obtained password is not valid, it adds a predetermined value to the number of password error of the customer information 63 for approval (step S5).
5) Returning to step S52, the above-described step S52
Step S54 is repeated. On the other hand, if it is determined that the acquired password is valid,
Outputs a voice message for issuing input data, which is the request content of the client, to the approval terminal 12 (step S
56) In addition, a voice message prompting input of a reception number is output to the approval terminal 12 (step S57). The approval receiving unit 44 obtains the reception number input from the approval terminal 12 by the requester (step S58), and determines whether the obtained reception number is valid (step S59).

When the approval reception unit 44 determines that the obtained reception number is not valid, it adds a predetermined value to the number of reception number errors in the approval customer information 63 (step S6).
0), returning to step S58;
Step S59 is repeated. On the other hand, when it is determined that the obtained reception number is valid, the approval reception unit 44
Outputs to the approval terminal 12 a voice message indicating the number of requests and the amount of the request, which is a total of the input data stored in the processing request information 62 (step S61). Outputs a voice message prompting the user to approve or deny the request.

The approval receiving unit 44 obtains an approval instruction or a denial instruction of the request data input from the approval terminal 12 by the requester (step S62), and the obtained PB signal is a PB signal indicating an approval instruction of the request data. It is determined whether or not there is (step S63). When the approval receiving unit 44 determines that the PB signal indicating the approval instruction of the request data has been acquired, the approval receiving unit 44 records the approval information (step S64). The corresponding processing request information 62 is written and stored by the Internet reception unit 41 with the current date and current time as the approval date / time. On the other hand, when it is determined that the PB signal indicating the request data rejection instruction has been acquired, the approval receiving unit 44
Records denial information (step S65).

As described above, the input data registration DB
Approval of the processing request information 62 acquired via the Internet 2 stored in 43 is received via the telephone network 3. As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester.

In the processing request system according to the above-described embodiment, the Internet receiving unit 4 that has received the request data
Although the processing request terminal 11 receives the reception number assigned by 1 via the Internet 2, a device different from the processing request terminal 11 may receive the reception number via the telephone network 3. Hereinafter, a processing request system according to a second embodiment of the present invention, which acquires a reception number of request data transmitted via the Internet via a normal telephone network, will be described with reference to the drawings. explain.

FIG. 7 is a schematic diagram showing the configuration of a processing request system according to the second embodiment of the present invention. As shown in FIG. 7, the processing request system includes a plurality of processing request units 101 and a request approval unit 104, which are connected via the Internet 2 and the telephone network 3, respectively.

The processing requesting unit 101 is a processing requesting terminal 11
, An approval terminal 12, and a reception information receiving terminal 113. The processing requesting unit 101 is different in that a reception information receiving terminal 113 is added to the processing requesting unit 1 shown in FIG. 1, and the other configuration is the same. Reception information receiving terminal 113
Is composed of a facsimile apparatus or the like for printing an image obtained by demodulating a facsimile signal on a predetermined sheet. The facsimile signal transmitted from the request approval unit 104 via the telephone network 3 is received / demodulated, and a predetermined image is received. Print on paper.

The request approval unit 104 includes an Internet reception unit 41, a customer DB 142, and an input data registration DB 43
, An approval receiving unit 144, and an approval customer DB 45. The request approval unit 104 is different from the request approval unit 4 shown in FIG. 1 in the customer DB 142 and the approval reception unit 144, and the other configuration is the same.

The customer DB 142 stores a plurality of pieces of customer information 161 as shown in FIG. 8 determined for each company in which the processing request unit 101 is installed. Each customer information 161 is composed of a company ID, a password, an error count, handling availability, and a facsimile number. The difference is that a facsimile number is added to the customer information 61 shown in FIG. Is the same. The facsimile number is sent to the processing request unit 1
01 is the number of the reception information receiving terminal 113, and is used to connect to the reception information receiving terminal 113.

Returning to FIG. 7, the acknowledgment receiving unit 144 is composed of a general-purpose workstation or the like. For example, a facsimile transmitting apparatus that modulates a character or image data into a facsimile signal to which a transmission control signal is added, caller number information An information receiving device for receiving voice, a voice response device for outputting voice information,
And a PBX. Note that the approval receiving unit 144 is connected to the Internet receiving unit 41 via a LAN or the like. The approval receiving unit 144 is the Internet receiving unit 41
Converts the reception number and the like numbered when the processing request information 62 was created into a facsimile signal and transmits it to the reception information receiving terminal 113. In addition, the approval receiving unit 144 responds to the call from the approval terminal 12 via the telephone network 3, and
5 to determine the validity of the approval terminal 12 from the information stored in the request data, and PB indicating authentication or denial of the request data.
The signal is received, and an update instruction of the input data registration DB 43 according to the received PB signal is transmitted to the Internet reception unit 41.

Next, a request data transmitting process, a request data receiving process, and a request data acknowledgment process in the process requesting system according to the second embodiment of the present invention will be described with reference to the drawings. First, request data transmission processing and request data reception processing will be described with reference to FIG.
FIG. 9A is a flowchart illustrating request data transmission processing performed by the processing request unit 101. FIG.
3B is a flowchart illustrating a request data receiving process performed by the request approval unit 104.

The processing request terminal 11 transmits the company ID and the personal identification number to the Internet reception unit 41 and acquires the check information sent from the Internet reception unit 41 (Step S71). The processing request terminal 11 uses the check information sent from the Internet
The validity of the company ID and the password input by the requester is determined.

The Internet receiving unit 41 receives the company ID and the password transmitted from the processing request terminal 11 and generates check information indicating the validity of the company ID and the password (step S81). Internet reception unit 41
Transmits the generated check information to the processing request terminal 11. When the received company ID and personal identification number are valid, the Internet reception unit 41 transmits the selection screen information for the user to input request data such as transfer, transfer, periodic deposit, and various reports, and sends the selection screen information to the processing request terminal 11. (Step S82).

The processing request terminal 11 receives the selection screen information sent from the Internet accepting section 41 (step S72). The processing request terminal 11 displays a predetermined input screen for the requester to input request data such as transfer, transfer, periodic deposit, and various deliveries according to the received selection screen information, and displays the request input from the requester. The data is transmitted to the Internet reception unit 41 (step S73).

The internet receiving unit 41 receives the request data sent from the processing request terminal 11 and generates the processing request information 62 (step S83). That is, the Internet reception unit 41 assigns the reception number to a unique number, processes the received reception number, the company ID received in step S81, the current date / time, and the received request data. The request information 62 is generated. that time,
In the approval date / time and the rejection date / time, a predetermined “NULL code” or the like having no meaning is set as an initial value. Internet reception unit 41
Stores the generated processing request information 62 in the input data registration DB 4
3 is stored.

The Internet receiving unit 41 instructs the approval receiving unit 144 to transmit the reception number and the like numbered when generating the processing request information 62 to the reception information receiving terminal 113 (step S84). . That is, the Internet reception unit 41 transmits the facsimile number of the corresponding customer information 161 stored in the customer DB 142, the input data of the processing request information 62, and the numbered reception number to the approval reception unit 144, and receives the approval. The input data and the reception number are sent to the reception information receiving terminal 11
3 to be transmitted. The approval receiving unit 144 transmits a facsimile signal such as a reception number to the reception information receiving terminal 113 via the telephone network 3 from the provided facsimile transmission device.

The reception information receiving terminal 113 is the
The input data and the facsimile signal of the reception number transmitted from 44 are received, and an image such as the reception number is printed on a predetermined sheet (step S74).

As described above, the request data, such as transfer, transfer, periodic deposit, and various notifications, input from the processing request terminal 11 by the requester through the request data transmission processing and the request data reception processing are transmitted via the Internet 2. To the Internet reception unit 41. The Internet receiving unit 41 generates the processing request information 62 from the received request data and the like, and stores it in the input data registration DB 43. The approval receiving unit 144 transmits the reception number and the like to the reception information receiving terminal 113. The reception information receiving terminal 113 includes an approval reception unit 144
Receiving the facsimile signal such as the reception number sent from
Print on the specified paper.

This acceptance number is used by the approval accepting section 144 to determine the validity of the requester and the approval terminal 12, and the like. That is, the requester sets the reception number in the approval terminal 1
2 transmits to the approval receiving unit 44 via the telephone network 3 to indicate the validity of the self and the approval terminal 12 and to approve the request data sent from the processing request terminal 11. Hereinafter, request data approval / disapproval processing for approving request data will be described with reference to FIG. FIG. 10 is a flowchart illustrating a request data approval / rejection process performed by the request approval unit 104 of the processing request system. The request data approval / rejection process shown in FIG.
4 is started by making a telephone call to a subscription number such as a PBX provided in 4.

The approval receiving section 144 checks the personal identification number and the reception number (step S91). That is,
The approval receiving unit 144, when connecting the line with the approval terminal 12,
The caller number information is acquired, the approval terminal 12 is specified, and the corresponding approval customer information 63 stored in the approval customer DB 45 is searched. The approval receiving unit 144 determines the validity of the password entered by the client pressing the predetermined push button of the approval terminal 12 based on the searched customer information for approval 63. In addition, the approval reception unit 144 requests the Internet reception unit 41 to determine the validity of the reception number input by the requester pressing a predetermined push button of the approval terminal 12. When the internet reception unit 41 determines the validity of the reception number, the approval reception unit 144 obtains the input data of the corresponding processing request information 62 stored in the input data registration DB 43, and A voice message indicating the total number of requests and the requested amount is output to the approval terminal 12 (step S9).
2).

The approval receiving unit 144 determines that the requester has
In step S93, a PB signal generated by pressing a push button that specifies an approval instruction or a denial instruction for the request data of step 2 is acquired. The approval receiving unit 144 determines whether the acquired PB signal is a PB signal indicating an approval instruction for request data (step S94).

When the approval receiving unit 144 determines that the PB signal indicating the approval instruction of the request data has been obtained, the approval receiving unit 144 records the approval information (step S95). That is, the approval receiving unit 144 sends the corresponding processing request information 62 in the input data registration DB 43 to the Internet receiving unit 41.
To update the approval date, time and date. The corresponding processing request information 62 is written and stored by the Internet reception unit 41 with the current date and current time as the approval date / time. The processing request information 62 in which the approval date / time is written is extracted as input data for daily batch processing in the accounting system 5 and is transferred by the accounting system 5 according to the contents of the input data of the processing request information 62. , Transfer, regular payment, various notifications, etc. are performed.

On the other hand, when it is determined that the PB signal indicating the request data rejection instruction has been obtained, the approval receiving unit 144
The denial information is recorded (step S96). That is, the approval receiving unit 144 instructs to update the denial date / time of the corresponding processing request information 62 in the input data registration DB 43.

[0092] The approval receiving unit 144 receives the reception number and the approval /
The rejection acquisition result is transmitted to the reception information receiving terminal 113 (step S97). That is, the approval receiving unit 144 acquires the facsimile number of the corresponding customer information 161 stored in the customer DB 142 from the Internet receiving unit 41, and transmits the reception number and the result of obtaining the approval instruction or the denial instruction in step S94 to the reception information. The data is transmitted to the receiving terminal 113.

As described above, the input data registration DB
Approval of the processing request information 62 acquired via the Internet 2 stored in 43 is received via the telephone network 3. As a result, approval of the processing request data obtained via an open network such as the Internet can be reliably obtained from the requester.

In the processing request system according to the second embodiment, the reception number assigned at the time of creating the processing request information 62 by the Internet reception unit 41 is received by the approval reception unit 144 as a facsimile signal. Terminal 11
However, the approval receiving unit 144 may transmit the approval message to the approval terminal 12 by a voice message.

In the processing request system according to the second embodiment, in the request data approval / rejection processing, the requester made a telephone call from the approval terminal 12 to the approval reception unit 144 to approve the request data. Approval terminal 1 from unit 144
2, the request data may be approved by the caller.

The system of the present invention can be realized by using a general computer system without using a dedicated system. For example, a processing request system for executing the above-described processing is configured by installing the program for executing any of the above-described processing from a medium (a floppy disk, a CD-ROM, or the like) in a computer. be able to.

The medium for supplying the program to the computer may be a communication medium (a medium that temporarily and fluidly stores the program, such as a communication line, a communication network, or a communication system). For example, the program may be posted on a bulletin board (BBS) of a communication network and distributed via the network. Then, by starting this program and executing it in the same manner as other application programs under the control of the OS, the above-described processing can be executed.

[0098]

As described above, according to the present invention,
Approval of the processing request data obtained through an open network such as the Internet can be reliably obtained from the requester.

[Brief description of the drawings]

FIG. 1 is a schematic diagram showing a configuration of a processing request system according to a first embodiment of the present invention.

FIG. 2A is a schematic diagram showing a plurality of customer information stored in a customer DB, and FIG. 2B is a schematic diagram showing a plurality of process request information stored in an input data registration DB.

FIG. 3 is a schematic diagram showing a plurality of pieces of approval customer information stored in an approval customer DB;

4A is a flowchart illustrating a request data transmission process, and FIG. 4B is a flowchart illustrating a request data reception process.

FIG. 5 is a flowchart illustrating a request data approval / rejection process according to the first embodiment;

FIG. 6 is a flowchart illustrating a modification of the request data approval / rejection process according to the first embodiment.

FIG. 7 is a schematic diagram illustrating a configuration of a processing request system according to a second embodiment of the present invention.

FIG. 8 is a schematic diagram showing a plurality of pieces of customer information stored in a customer DB.

9A is a flowchart illustrating a request data transmission process, and FIG. 9B is a flowchart illustrating a request data reception process.

FIG. 10 is a flowchart illustrating a request data approval / rejection process according to the second embodiment;

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Processing request part 2 Internet 3 Telephone network 4 Request approval part 5 Account system 11 Processing request terminal 12 Approval terminal 41 Internet reception part 42 Customer DB 43 Input data registration DB 44 Approval reception part 45 Approval customer DB 61 Customer information 62 Processing Request information 63 Approval customer information 101 Processing request section 113 Reception information receiving terminal 104 Request approval section 142 Customer DB 144 Approval reception section 161 Customer information

 ──────────────────────────────────────────────────続 き Continued on the front page F term (reference) 5B049 AA05 BB46 CC01 CC36 DD01 DD05 EE05 FF02 FF03 FF04 FF06 FF09 GG02 GG04 GG07 5B055 BB20 CB03 CB09 EE02 EE03 EE06 EE12 EE25 EE27 5K024 AA61 AA75 BB04 CC01 CC09 DD01 EE01 EE06 FF03 GG01 GG06 5K101 KK17 LL02 MM04 MM06 MM07 NN02 NN03 NN22 PP04 RR21 TT02 UU03 9A001 CC02 EE01 JJ65 KK58 LL03

Claims (11)

[Claims] 1. Request information receiving means for receiving request information sent from a processing request terminal connected via a first network, and reception information for specifying the request information received by the request information receiving means are generated. Receiving information generating means, transmitting means for transmitting the receiving information generated by the receiving information generating means to the processing requesting terminal, and receiving approval information sent from an approval terminal connected via a second network. Approval information receiving means, and when the approval information received by the approval information receiving means and the reception information generated by the reception information generating means are substantially the same, the request information received by the request information receiving means is A data approval device, comprising: validity determining means for determining validity. 2. Request information receiving means for receiving request information sent from a processing request terminal connected via a communication network, and reception for generating reception information specifying the request information received by the request information receiving means. Information generation means; storage means for storing request information received by the request information reception means and reception information generated by the reception information generation means; transmission of reception information generated by the reception information generation means to the processing request terminal Sending means for receiving, approval information receiving means for receiving approval information sent from an approval terminal connected via a telephone network, approval information received by the approval information receiving means and stored in the storage means. Validity determination means for determining that the corresponding request information stored in the storage means is valid when the reception information and the reception information are substantially the same. Data approved device for the butterflies. 3. Request information receiving means for receiving request information sent from a processing request terminal connected via a communication network, and reception for generating reception information for specifying the request information received by the request information receiving means. Information generation means; storage means for storing request information received by the request information reception means and reception information generated by the reception information generation means; and reception information generation means connected to an approval terminal connected via a telephone network. Transmitting means for transmitting the reception information generated by the terminal, approval information receiving means for receiving the approval information sent from the approval terminal, approval information received by the approval information receiving means, and reception stored in the storage means And validity determining means for determining that the corresponding request information stored in the storage means is valid when the information is substantially the same. Data approval apparatus to be. 4. The reception information generating means generates reception information including at least a combination of predetermined numbers for specifying the request information received by the request information receiving means, and the storage means receives the request information reception information. The request information received by the means, the approval information for identifying the approval of the request information, and the reception information generated by the reception information generating means are stored, and the approval information receiving means receives a push button signal from the approval terminal. Receiving the approval information composed of a combination of predetermined numbers sent by the user, the validity determining unit substantially determines the approval information received by the approval information receiving unit and the reception information stored in the storage unit. The data approval device according to claim 2, wherein, when they are the same, the approval information of the request information stored in the storage unit has been approved. 5. When the request information received by the request information receiving means is determined to be valid by the validity determining means, the request information is stored in the storage means in a financial processing system for performing a predetermined financial transaction process. 4. A request information supply means for supplying corresponding request information.
Or the data approval device according to 4. 6. A request information transmitting means for transmitting request information for requesting a predetermined process to a request destination via a communication network, a request information receiving means for receiving the request information transmitted from the request information transmitting means, Reception information generation means for generating reception information specifying the request information received by the request information reception means; reception information transmission means for transmitting the reception information generated by the reception information generation means to a request source via a communication network; A receiving information receiving unit that receives the receiving information sent from the receiving information transmitting unit; and an approval information that is substantially the same as the receiving information received by the receiving information receiving unit. Approval information transmitting means for transmitting, approval information receiving means for receiving approval information sent from the approval information transmitting means, and approval information received by the approval information receiving means And when the reception information generated by the reception information generation unit is substantially the same, a validity determination unit that determines that the request information received by the request information reception unit is valid. Characteristic processing request system. 7. Request information transmitting means for transmitting request information for requesting a predetermined process to a request destination via a communication network; request information receiving means for receiving request information transmitted from the request information transmitting means; Reception information generation means for generating reception information specifying the request information received by the request information reception means, and reception information transmission means for transmitting the reception information generated by the reception information generation means to a requestor via a telephone network A reception information receiving unit that receives the reception information sent from the reception information transmission unit; and a request destination through the telephone network for approval information that is substantially the same as the reception information received by the reception information reception unit. Approval information transmitting means for transmitting the approval information transmitted from the approval information transmitting means; approval information receiving means for receiving the approval information transmitted from the approval information transmitting means; When the reception information generated by the reception information generation means is substantially the same, validity determination means for determining that the request information received by the request information reception means is valid; and Processing request system. 8. A request information receiving step for receiving request information sent from a processing request terminal connected via a communication network, and receiving information for specifying the request information received in the request information receiving step is generated. A receiving information generating step, a transmitting step of transmitting the receiving information generated in the receiving information generating step to the processing requesting terminal, and receiving approval information sent from an approval terminal connected via a telephone network. Approval information receiving step, If the approval information received in the reception information receiving step and the reception information generated in the reception information generation step are substantially the same, received in the request information receiving step A validity determining step of determining that the request information is valid. 9. A request information receiving step for receiving request information sent from a processing request terminal connected via a communication network, and reception information for specifying the request information received in the request information receiving step is generated. A receiving information generating step; a transmitting step of transmitting the receiving information generated in the receiving information generating step to an approval terminal connected via a telephone line network; and an acknowledgment receiving the approval information sent from the approval terminal. An information receiving step, and when the approval information received in the approval information receiving step and the reception information generated in the reception information generating step are substantially the same, the request received in the request information receiving step A data approval method, comprising: a validity determining step of determining that the information is valid. 10. A computer readable recording medium for recording a program for causing a computer to function as a data approval device, the request information receiving receiving request information sent from a processing request terminal connected via a communication network. Steps and
A reception information generation step of generating reception information for specifying the request information received in the request information reception step; a transmission step of transmitting the reception information generated in the reception information generation step to the processing request terminal; An approval information receiving step of receiving approval information sent from a predetermined approval terminal connected via a network, an approval information received in the reception information receiving step, and a reception generated in the reception information generating step A storage medium storing a program for implementing a validity determining step of determining that the request information received in the request information receiving step is valid when the information is substantially the same. . 11. A computer-readable recording medium for recording a program for causing a computer to function as a data approval device, the request information receiving request information being received from a processing request terminal connected via a communication network. Steps and
A receiving information generating step of generating receiving information for specifying the request information received in the request information receiving step; and a receiving information generated in the receiving information generating step to an approval terminal connected via a telephone network. A transmitting step of transmitting, an approval information receiving step of receiving the approval information sent from the approval terminal, and the approval information received in the approval information receiving step and the reception information generated in the reception information generating step. A storage medium for storing a program for performing a validity determining step of determining that the request information received in the request information receiving step is valid when the request information is substantially the same.