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Persuading Teammates to Give: Systematic versus Heuristic Cues for Soliciting Loans

Published: 06 December 2017 Publication History

Abstract

Dual processing theories in psychology suggest that people process persuasive requests by assessing the quality of arguments (systematic processing) or by relying on heuristic rules (heuristic processing). However, the factors that act as systematic and heuristic processing cues and affect the success of persuasion have not been adequately described in social lending contexts. This research examines the effectiveness of systematic and heuristic cues in persuasive requests in Kiva lending teams intended to convince members to donate. An analysis of 88,596 requests exchanged in 1,610 teams shows that certain heuristic processing cues (e.g., liking between requesters and potential lenders, advocates low authority in their teams and the importance of the team to the lender) strongly predicted whether lenders would contribute to a loan request. In contrast, cues that required systematic processing are less influential. We also found that behavioral cues are more important than verbal ones. We discuss the theoretical and practical implications of our work.

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Published In

cover image Proceedings of the ACM on Human-Computer Interaction
Proceedings of the ACM on Human-Computer Interaction  Volume 1, Issue CSCW
November 2017
2095 pages
EISSN:2573-0142
DOI:10.1145/3171581
Issue’s Table of Contents
Permission to make digital or hard copies of all or part of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for components of this work owned by others than ACM must be honored. Abstracting with credit is permitted. To copy otherwise, or republish, to post on servers or to redistribute to lists, requires prior specific permission and/or a fee. Request permissions from [email protected]

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Publication History

Published: 06 December 2017
Published in PACMHCI Volume 1, Issue CSCW

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Author Tags

  1. dual processing
  2. peer to peer lending
  3. persuasion
  4. reciprocity
  5. social proof
  6. team lending

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  • Carnegie Mellon Presidential Fellowship
  • Google Faculty Research Award

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