Sample Format (Chapter 1)

1
INTRODUCTION
Background of the Study
The influence of the financial status of grade 11 students on academic

performance shows the financial status on secondary school can initiate a
negative influence on academic performance for students (Destin and
Svoboda (2018). Prior studies linking high college cost and student’s loans to
academic outcomes have not been grounded within relevant social theory
regarding how and when the financial status of grade 11 impairs students’
cognitive functioning, especially when it creates and identify conflict or
perceived barrier in reaching students’ desired financial success in the future.
While education is a key to upward mobility, low-income students are
substantially advantaged peers. Prior higher education success, but few
studies consider the role of family support after students enter secondry
education.
Due to lack of resources, many students’ struggles to reach the same

academic achievement levels of students who lives in the poverty line. The
factors affecting student achievement includes income, source of income and
the parent’s educational level. Social economic status, it redeems much part
of the financial stats acquire from the income that will use in paying school
fees, it depends on what kind of work and how many members of the family.
Although many poor student’s below average on assessment measures,
instructional techniques and strategies implemented in the classroom, school,
district, and government levels can help takes the achievement gap by
providing students’ with necessary assistance in order to cultivate high
performances in academics (Dumaran, Guirit, Heramil, and Zamora 2015).
Financial status can determine first if it is suits for the best course,
there’s still gap between a regular employee and non-regular employee
because even though both of them can support their child for its chosen
course, the parent who had a regular work can support easier. The parents
will no longer struggles to brace what are the needed amount and
requirement meant to address by their children in completing school requisites
and demand. In this manner, they are determining the financial status of the
students and how it is affected on the academic performance.
Planning is essential when financial support is limited. This could be a

breakthrough if we can accurately plot how the financial status affect the
academic performance of the students (Dumaran, Heramil, and Zamora
2015).
Financial status is a situation where money can cause individual stress.

Many people are facing hard financial times and impact on health, academic
performance or motivation can be significant. This include worrying a lot or
feeling anxious over money, arguing with family, headaches, feeling unwell,
difficulty in sleeping and even grades in school (Lifeline Australia 2016).
Education is a coastal service therefore insufficient financial support will be a
problem for students to enhance their selves in academics thus leading to a
poor academic performance. Financial status must be handled because they
lead to a slew of other challenges, including health troubles and poor
academic performances (Bulus and Dang 2015).
Contextual factors that influence academic performance includes family

background, school quality, teacher quality, and the learning environment.
Family background, including socio-economic statues and parental education
has been shown a significant impact on academic performance. Children from
low-income families tend to have lower of academic achievement than
children from higher-income families (Reardon et al.,2016). Thomas
Richardson (2013) cited that there is a strong relationship between financial
status and academic performance. When a college student is having ongoing
financial issues, it will affect’s personal life such as sleep problems wherein
they were terrified to their financial status, it affects college students’ health
such as anxiety and stress in facing their academic performance.
The present study focuses on the impacts of financial status to BEED-3

students of Salawagan national highschool who are enrolled in the school
year 2022-2023. This study aims to investigate the relationship between the
effects on the financial problem of students’ academic performances to
identify the effects to its financial problem. This study aims to contribute to the
field of education and provide practical insights for educators. This thesis is
organized into several chapters that provides detailed background of the
study, review of literature, describe the research methodology and results.
Also, offers a discussion and interpretation of the findings. The study
concludes with recommendations for future researchers and implications for
practices.
4
Statement of the Problem
The study aimed to determine the impact of financial status towards

academic performance of BEED 3 students in Salawagan national highschool
for the school year 2022-2-23.
Specifically, it seeks to answer the following questions:
1. What is the demographic profile of the students in terms of:
A. Age sex
B. 1st semester grade (GPA)
C. Parent’s monthly income?

2. What is the impact of financial status to the academic performance
of BEED 3 students?
3. Is there a significant relationship between financial status and
academic performance of BEED 3 students?
Objectives of the Study
The main objective of this study was to determine the impact of financial
status to the academic performance to BEED 3 students in Salawagan
national highschool.
Specifically, the study was guided by the following objectives:
1. To identify the demographic profile of the students in terms of:
A. Age;
B. Sex;
C. Religion;
a. 1st semester grade (GPA); and
b. Parent’s monthly income
1. To determine the impact of financial status to the academic
performance of BEED 3 students.
2. To determine the significant relationship between financial status
and academic performance of BEED 3 students. 5
Significance of the Study
The results of the study are beneficial to school administrators,

teachers, students, parents and future researchers.
To the school administrators, the result of this study will provide

important data and information which can aid them in providing more
appropriate assistance specially to financially underprivileged students in
order for them to be more interested and focused on their studies.
To the teachers, this study will provide insight into the impact of
financial status towards the academic performance of the students which shall
serve as a basis or a guide by the teachers to initiate actions which can assist
and benefit the students particularly those financially dire and recommend to
the administration for proper student assistance and aids.
To the students, the result of this study would provide the students with
valuable information to know the impacts of financial status on the academic
performance and to avail themselves of public and private subsidies and
financial grants which can help them perform better academically as a result.
To the parents, to have the result of this study as a basis to try to

provide ample financial amount to their students in order for the students to
comply to activities and assignments requiring amount of money which can
affect their grades in particular subjects and their academic performance as a
whole.
To the future researchers, to use this study as a reference which can

be very useful in their future endeavor to conduct future related or similar
research in the subject.
Scope and Limitation of the Study

6
This study focused on determining the impact of financial status

towards the academic performance of the students. The study only included
the demographic profile of the students in terms of age, sex, religion, 1st
semester grade (GPA) and parent’s monthly income; the impact of financial
status to the academic performance of the students; and to determine the
significant relationship between financial status and academic performance of
the students. The study was limited only to the selected BEED 3 students of
Salawagan national highschool during the academic year of 2022-2023.
Definition of Terms
The following terms used in the study are defined operationally and
conceptually:
Financial status refers to the capacity of a student to comply to

academic activities, assignments and projects that requires money to comply
or submit.
Impact. In this study, it refers to the positive or negative effect of

financial status of the students towards their performance in school,
specifically to the grade or grades of the students.
Academic performance refers to the positive or negative result of the

actions or participation of the students in school which is generally manifested
in better or high grades or poor or low grades in the assessment or evaluation
result all the subjects in school.

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1

Background of the Study

The influence of the financial status of grade 11 students on academic

Due to lack of resources, many students’ struggles to reach the same

Planning is essential when financial support is limited. This could be a

Financial status is a situation where money can cause individual stress.

Contextual factors that influence academic performance includes family

The present study focuses on the impacts of financial status to BEED-3

Statement of the Problem

The study aimed to determine the impact of financial status towards

Specifically, it seeks to answer the following questions:

1. What is the demographic profile of the students in terms of:

B. 1st semester grade (GPA)

C. Parent’s monthly income?

Objectives of the Study

Specifically, the study was guided by the following objectives:

1. To identify the demographic profile of the students in terms of:

The results of the study are beneficial to school administrators,

To the school administrators, the result of this study will provide

To the parents, to have the result of this study as a basis to try to

To the future researchers, to use this study as a reference which can

Scope and Limitation of the Study

This study focused on determining the impact of financial status

Financial status refers to the capacity of a student to comply to

Impact. In this study, it refers to the positive or negative effect of

Academic performance refers to the positive or negative result of the

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