Nothing Special   »   [go: up one dir, main page]
Scribd Logo
Upload

Welcome to Scribd!

  • 5 views

    One Credit Card Statement (22 Jun 2024 - 21 Jul 2024) : Muthalagu J

    Uploaded by

    Muthalagu J (Aravindh)

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    One Credit Card Statement (22 Jun 2024 - 21 Jul 2024) : Muthalagu J

    Uploaded by

    Muthalagu J (Aravindh)
    5 views6 pages

    Original Title

    418212_7207188_07_2024

    Copyright

    © © All Rights Reserved

    Available Formats

    PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    5 views6 pages

    One Credit Card Statement (22 Jun 2024 - 21 Jul 2024) : Muthalagu J

    Uploaded by

    Muthalagu J (Aravindh)

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 6

    One Credit Card Statement (22 Jun 2024 - 21 Jul 2024)

    SUMMARY STATEMENT ILLUSTRATION (Rupees)

    Full Name Opening Balance (as on 22 Jun 2024) 309.17


    Muthalagu J
    Spends (in Jul) + 6,713.54
    One Credit Card Number
    4182-12XX-XXXX-6834 Posted EMI (including taxes) + 456.77

    Statement Date Interest Charges (including taxes) + 0.00


    22 Jul 2024
    Fees & Charges (including taxes) + 0.00
    Payment Due Date
    08 Aug 2024 Repayments & Refunds - 3,897.71

    Total Amount Due New EMI - 0.00


    3,581.77
    Paid via points - 0.00
    Minimum Amount Due
    613.02

    Total Amount Due 3,581.77


    If the Total Amount Due is not paid by the Payment Due Date, =
    interest will be charged on the unpaid amount.

    Minimum Amount Due 613.02

    TRANSACTION HISTORY

    Transaction Reward
    Date Merchant Name Amount (Rs.)
    Type Points

    Onestore Emi - (4/6)


    EMI Principal = Rs.438.45
    24 Jun EMI Interest = Rs.15.52
    EMI 456.77
    GST @ 18% = Rs.2.80

    25 Jun Sri Aravindar And Co Fuel POS Chennai 510.00


    25 Jun Cred Repayments TOKEN_ECOM 309.17

    26 Jun Sri Aravindar And Co Fuel POS 10.00

    30 Jun Annai Agency Fuel POS Chennai 2,020.00

    01 Jul Sri Aravindar And Co Fuel POS Chennai 310.00

    01 Jul Annai Agency Fuel POS 20.00

    02 Jul Sri Kamatchi Enterpris Fuel POS Kanchipuram 505.00

    02 Jul Sri Aravindar And Co Fuel POS 10.00

    03 Jul HPCL Fuel POS Chennai 303.54

    03 Jul Sri Kamatchi Enterpris Fuel POS 5.00

    04 Jul Jcpl Fuel Station Fuel POS Chennai 505.00

    05 Jul HPCL Fuel POS 3.54

    05 Jul Jcpl Fuel Station Fuel POS 5.00

    06 Jul Annai Agency Fuel POS Chennai 310.00

    07 Jul Annai Agency Fuel POS 10.00

    08 Jul Bala Sai Narayana Agenc Fuel POS Kanchipuram 510.00

    09 Jul Bala Sai Narayana Agenc Fuel POS 10.00

    10 Jul Lakshmi Agency Fuel POS Chennai 510.00


    Transaction Reward
    Date Merchant Name Amount (Rs.)
    Type Points

    11 Jul Lakshmi Agency Fuel POS 10.00

    11 Jul Cred Repayments TOKEN_ECOM 1,000.00

    14 Jul Cred Repayments TOKEN_ECOM 2,500.00

    15 Jul Kris Enterprise Fuel POS Chennai 505.00

    16 Jul Hns Hyper Groceries POS Kanchipuram 8.38 419.00

    16 Jul Kris Enterprise Fuel POS 5.00

    19 Jul Cinepolis Entertainment TOKEN_ECOM 6.12 306.00

    EMI SUMMARY

    EMI Posted in Jul Ongoing EMIs


    Rs.453.97 1

    Tenure
    Name Status EMI Posted (Rs) Amount Posted (Rs) Remaining Amount (Rs)
    Complete

    OneStore EMI Ongoing 4/6 453.97 1,815.90 907.94

    IMPORTANT INFORMATION
    In case you pay only the Minimum Amount Due or any amount lesser than Total Amount Due, interest will be
    charged on a daily basis on the unpaid amount. Any fresh purchases made by you will be added to the previous
    outstanding balance, on which interest will be applicable. Always try to pay the total amount due to avoid interest
    and late payment fees. Making only the minimum payment every month would result in the repayment
    stretching over months/years with consequential compounded interest payment on your outstanding
    balance

    To improve the functionality and stability of the Indian financial system, the Government of India and Reserve
    Bank of India (RBI) asked all banks and financial institutions to share consumer data with Credit Information
    Companies (CICs). Based on this data, these companies, or credit bureaus, generate a credit score and a credit
    report for each borrower, which is shared with banks and financial institutions as well as the borrower.

    In case your One Credit Card is lost, stolen, misplaced, or if the credit card PIN has been compromised, report
    this immediately from the OneCard App or via phone on 1800-210-9111 or email us on help@getonecard.app .

    If your One Credit Card is misplaced, you can lock the card temporarily from the OneCard App.

    If you are unable to make payments for some reason, please email us on help@getonecard.app or call on 1800-
    210-9111 so our Customer Experience Team can assist in resolving the issue.

    Sample Illustration of Interest Calculations (dues not paid in full)

    The interest rate on unpaid dues is charged at 41.88% per annum, or 3.49% per month.
    Purchase: Rs.10,000 on January 15, 2021
    Statement Date: February 01, 2021
    Total Amount Due: Rs.10,000
    Payment Due Date: February 18, 2021
    Payment Done: Rs.500 on February 10, 2021
    No other transactions in February.

    The interest will be charged basis of below formula :

    ((Number of days X Entire outstanding amount X (Interest rate per month x 12 months)) / 365 days.

    Balance (Rs) Period No. Of Days Calculation Interest (Rs)

    Rs.10,000 15-31 Jan 17 (17 x 10,0000 x (3.49/100 x 12))/365 195.06

    Rs.10,000 01-09 Feb 9 (9 x 10,0000 x (3.49/100 x 12))/365 103.27

    Rs.9,500 10-28 Feb 19 (19 x 9,500 x (3.49/100 x 12))/365 207.11

    Interest Charged 505.43


    Goods and Services Tax (GST) at the prevailing rate (currently 18%) will be levied on this interest charged, which
    is Rs.90.98 (18% of Interest Charged) .

    This will be added to the outstanding amount so in your next statement, the Total Amount Due will be Rs.
    10,096.41 (Rs.9,500 + Rs.505.43 + Rs.90.98)

    Click here to view your drawal limits


    Click here to read the Fees and Charges in details
    Click here to view the grievance details
    Click here for procedure to block card in case of loss/theft or misuse of card
    Click here to read the Most Important Terms and Conditions (MITC) in detail.

    PAY WITH YOUR ONECARD APP

    Outstanding amount can be paid from the OneCard app using the following modes -

    Any UPI handle


    Via Debit Card
    Via Net Banking
    Via IMPS or NEFT, to the unique account number provided in the app

    We do not accept repayments via cash or cheque.


    It is recommended to pay the dues via above authorized payment modes.
    Any repayment via third party apps or websites may have higher TAT of clearance or settlement of dues.
    Penal interest or any other applicable charges will be levied if the outstanding amount is not received by the
    payment due date.
    FPL Technologies Pvt. Ltd. The South Indian Bank Ltd Place of Service - Kerala Invoice No.- Jul24/7207188
    West Bay, Survey No 128, Pallod Farms II, GSTN: 32AABCT0022F4Z4 State code - 32 Account No. - 3189452193623180872
    Nankude Wasti, Baner, 3rd Floor, IX 839/A1-A9, SIB Building,Card HSN - 997119 - Other Financial Services
    Pune-411005 operations, New Infopark Road, Rajagiri Valley
    Maharashtra P.O,Chittethukara, Kakkanad, Ernakulam, www.getonecard.app
    This is an authenticated intimation/statement. Kerala-682039
    You are requested to immediately notify us on help@getonecard.app in case of any discrepancy in the statement.

    You might also like