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    D.SATHYARAJ (Advocate) : by Whatsapp

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    gopid793

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    © All Rights Reserved
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    D.SATHYARAJ (Advocate) : by Whatsapp

    Uploaded by

    gopid793
    56 views2 pages

    Original Title

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    Copyright:

    © All Rights Reserved
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    56 views2 pages

    D.SATHYARAJ (Advocate) : by Whatsapp

    Uploaded by

    gopid793

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    D.

    SATHYARAJ (Advocate)
    New No.14, Old No.11/1, P.A.N. Rajarathinam, 4th Lane,
    G.A. Road, Old Washermenpet, Chennai-600 021.
    E-mail: noticesreply2024@gmail.com
    BY WHATSAPP
    Date: 15.05.2024
    REF NO: SS/HDFC/CC-OVL/WHATSAPP/MAY-2024/1327-545
    To:
    GOPI D

    WHATSAPP NO: 9940919631

    Sir/Madam,

    Subject: Notice for exceeding credit limit in your HDFC Bank Credit card account no.
    000522852XXXXXX9345 (AAN No: 0001015070000949242) of HDFC Bank Ltd.

    Under Instructions from our client HDFC Bank Limited this notice is being issued as under; This is in
    reference to your captioned credit card account pertaining to HDFC Bank Ltd., has been observed that
    you have exceeded your approved credit limit (details of which is mentioned hereunder):

    Name of the Card Card Approved/Existing Credit Limit Exceeded Credit Limit Amount
    holder Number/
    AAN
    GOPI D 000522852 107000 5419.02
    XXXXXX
    9345/0001
    015070000
    949242

    Please note that the credit limit for each card holder is determined as per Bank norms, and the customers
    has to adhere to same and should not exceed the approved limit at any point of time as per the terms
    and conditions under Card member agreement. Contrary to this condition, if the outstanding balance in
    the card account exceeds the approved credit limit, the over limit amount shall be paid immediately
    along with the applicable over limit charges as per terms of the Card Member Agreement and Most
    Important Terms and Conditions.

    For better understanding of the charges and rates specified under Card Member Agreement, please refer
    to ‘Most Important Terms and Conditions’ (MITC) which contains information relating to “Fees and
    Charges”, “Cash Advance Fees”, “Late fee charges” and “Finance Charges”, which was provided to you
    while availing of the Credit Card.

    Hence, we hereby request you to make payment of exceeded credit limit amounting to Rs. 5419.02/-
    against the credit card outstanding of Rs. 112419.02/- as on 15.05.2024 within seven (7) days from the
    date of this notice, failing which my client reserves its legal right to recover the outstanding dues along
    with applicable charges.
    You have been advised to maintain the approved credit limit in future in order to avoid levying of charges
    and interest in the card account, the non-payment of dues will have severe impact on your credit rating
    and may result in weak credit score which will make it considerably difficult for you to obtain credit in
    the future from the financial Institutions.

    For any further clarification you may please contact Vivek S HDFC BANK, Contact No. 08035442702.

    NOTE: Kindly ignore this notice if this payment was already made.

    Yours faithfully,

    (D. SATHYARAJ )
    Advocate.

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