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Venus Medicare Health Plans

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Venus Medicare HEALTH PLANS & ANNUAL PREMIUMS

Venus Medicare HEALTH PLANS & ANNUAL PREMIUMS

Covered Services Smart Health Classic Health Super Health

EMERGENCY SERVICES

Local Evacuation To Hospital

Stabilization

Emergency Drug And Investigations

OUTPATIENT SERVICES

General consultation

Special consultation

Routine Laboratory tests

Prescribed Drugs

Physiotherapy Max of 4 / Yr &Max of 6 / Yr Max of 10 / Yr

Management of Chronic diseases


except excluded conditions

INPATIENT SERVICES

General ward

Semi private ward

Private ward

General / specialist doctor review

Nursing care

Drugs and infusions

Routine Laboratory investigations

Hospital feeding (where available)


Management of End Stage Kidney Max of 2 Dialysis Max of 2 Dialysis
Disease sessions sessions

Max admission days per case 21 days 21 days 21 days

Intensive care unit (ICU) 5 days 7 days 10 days

Overall Financial Limit Nil Nil Nil

MATERNITY SERVICES
(Not covered for children)

Antenatal care

Normal deliveryl

Induction of labour and assisted


delivery

C/S (emergency & medically indicated


electives)

Family Planning Services


(Limited to counseling, OCPs and
copperT IUCDs)

CHILD HEALTH SERVICES

Routine NPI Immunization:


Tuberculosis, Poliomyelitis, Measles,
Yellow Fever, Diphtheria, Pertussis,
Tetanus, Hepatitis B, Pentavalent
vaccine

Well Baby Clinic

Additional Childhood Immunization -


under 5 years
(Rotavirus, Pneumococcal vaccine)

Phototherapy and Neonatal care

Incubator care and ICU 15 days 20 days 28 days


SURGICAL SERVICES

Minor procedures

Intermediate

Major procedures

RADIOLOGICAL SERVICES

X-Rays & Ultrasound Scans

Electocardiogram and
Electroencephalogram

CT Scan & MRI (Max of 2 / Yr)

Echocardiogram and Doppler Scan

Radio-opaque Studies
(Barium Meal / enema, HSG, IVU)

CT Scan / MRI CT-Scan only (Max Either of CT / MRI


of 1 / Yr) (Max of 2 / Yr)

EYE CARE

Routine examination

Treatment of infection

Annual Optical glasses limit N5,000 N10,000 N15,000

Simple Eye Surgeries


eg Pterygium, Stye, Chalazion

DENTAL CARE

Routine examination

Treatment of infection

Simple extraction
Amalgam dental fillings Max of 2 / yr Max of 3 / yr Max of 5 / yr

Composite dental fillings Max of 2 / yr Max of 4 / yr

Scaling & polishing Max of 1 / yr Max of 1 /yr

Surgical extraction

Root canal treatment

MEDICAL CHECK-UP
(At designated centers only)

Routine physicals (no investigations)

Annual medical examinations (with


investigations)
FOR PRINCIPALS ONLY

MENTAL HEALTH SERVICES

Counseling

Outpatient consultation & Treatment Up to 8 weeks Up to 8 weeks Up to 8 weeks

FERTILITY SERVICES
(after one year membership)

Basic investigations (e.g. Semen


analysis, HSG)

Simple surgical intervention

Non-hormonal drug treatment

CANCER CARE

Cancer screening
(limited to examination of Breasts,
Cervix & Prostate cancer)

Mammogram
PSA test

Surgical treatment

Covered Services Smart Health Classic Health Super Health

HIV/AIDS MANAGEMENT

Voluntary counseling & testing

Treatment of opportunistic infections

Anti-retroviral treatment facilitation at


designated centers in Nigeria

PREMIUM PER ANNUM (N)

Individual (<60yrs)

Family (insured + spouse + 4 children


under 21yrs)

Covered Services Smart Health Classic Health Super Health

EMERGENCY SERVICES

Local Evacuation To Hospital

Stabilization

Emergency Drug And Investigations

OUTPATIENT SERVICES

General consultation

Special consultation

Routine Laboratory tests

Prescribed Drugs
Physiotherapy Max of 4 / Yr &Max of 6 / Yr Max of 10 / Yr

Management of Chronic diseases


except excluded conditions

INPATIENT SERVICES

General ward

Semi private ward

Private ward

General / specialist doctor review

Nursing care

Drugs and infusions

Routine Laboratory investigations

Hospital feeding (where available)

Management of End Stage Kidney Max of 2 Dialysis Max of 2 Dialysis


Disease sessions sessions

Max admission days per case 21 days 21 days 21 days

Intensive care unit (ICU) 5 days 7 days 10 days

Overall Financial Limit Nil Nil Nil

MATERNITY SERVICES
(Not covered for children)

Antenatal care

Normal deliveryl

Induction of labour and assisted


delivery

C/S (emergency & medically indicated


electives)

Family Planning Services


(Limited to counseling, OCPs and
copperT IUCDs)

CHILD HEALTH SERVICES

Routine NPI Immunization:


Tuberculosis, Poliomyelitis, Measles,
Yellow Fever, Diphtheria, Pertussis,
Tetanus, Hepatitis B, Pentavalent
vaccine

Well Baby Clinic

Additional Childhood Immunization -


under 5 years
(Rotavirus, Pneumococcal vaccine)

Phototherapy and Neonatal care

Incubator care and ICU 15 days 20 days 28 days

SURGICAL SERVICES

Minor procedures

Intermediate

Major procedures

RADIOLOGICAL SERVICES

X-Rays & Ultrasound Scans

Electocardiogram and
Electroencephalogram

CT Scan & MRI (Max of 2 / Yr)

Echocardiogram and Doppler Scan

Radio-opaque Studies
(Barium Meal / enema, HSG, IVU)

CT Scan / MRI CT-Scan only (Max Either of CT / MRI


of 1 / Yr) (Max of 2 / Yr)

EYE CARE

Routine examination

Treatment of infection

Annual Optical glasses limit N5,000 N10,000 N15,000

Simple Eye Surgeries


eg Pterygium, Stye, Chalazion

DENTAL CARE

Routine examination

Treatment of infection

Simple extraction

Amalgam dental fillings Max of 2 / yr Max of 3 / yr Max of 5 / yr

Composite dental fillings Max of 2 / yr Max of 4 / yr

Scaling & polishing Max of 1 / yr Max of 1 /yr

Surgical extraction

Root canal treatment

MEDICAL CHECK-UP
(At designated centers only)

Routine physicals (no investigations)

Annual medical examinations (with


investigations)
FOR PRINCIPALS ONLY

MENTAL HEALTH SERVICES


Counseling

Outpatient consultation & Treatment Up to 8 weeks Up to 8 weeks Up to 8 weeks

FERTILITY SERVICES
(after one year membership)

Basic investigations (e.g. Semen


analysis, HSG)

Simple surgical intervention

Non-hormonal drug treatment

CANCER CARE

Cancer screening
(limited to examination of Breasts,
Cervix & Prostate cancer)

Mammogram

PSA test

Surgical treatment

Covered Services Smart Health Classic Health Super Health

HIV/AIDS MANAGEMENT

Voluntary counseling & testing

Treatment of opportunistic infections

Anti-retroviral treatment facilitation at


designated centers in Nigeria

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