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Philippine Savings Bank Vs Papa 2

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WHEN TO RESORT TO ORDINARY MAIL

Service by ordinary mail is allowed only in instances where no registry service exists either in the
locality of the sender or the addressee – this is the only credible justification why resort to service by
ordinary mail or private courier may be allowed (Philippine Savings Bank vs Papa G.R. No., 200469
January 15, 2018)

x—————x

TICKLER

Philippine Savings Bank (PSB) vs Papa


G.R. No., 200469 January 15, 2018
MARTIRES, J.

FACTS:
Petition for review on certiorari to reverse CA decision

PSB filed a collection of sum of money against Papa arising from a loan. Respondent failed to pay
despite repetitive attempts, she alleged that PSB had no cause of action against her since her liability
has been extinguished due to her several staggered payments. PSB introduced photocopy evidence
admitted by the MTC and ruled in favor of it based on preponderance of evidence. RTC reversed the
latter.

PSB failed to prove its cause of action due to its failure to prove the existence and due execution of
the PN

Papa countered that the RTC decision has already attained finality that although PSB filed an MR, it
appears that the service was made 2 days late as PSB availed a private courier service instead of
modes of service prescribed under the RoC

ISSUE:
WON the MR was served out of time

HELD:
Yes. PSB is correct that filing and service are distinct from each other. Filing is the act of presenting
the pleading to the clerk of court; whereas, service is the act of providing a party with a copy of the
pleading or paper concerned.

Service by ordinary mail is allowed only in instances where no registry service exists either in the
locality of the sender or the addressee – this is the only credible justification why resort to service by
ordinary mail or private courier may be allowed.

Filing and service go hand-in-hand and must be considered together when determining whether the
pleading, motion, or any other paper was filed with the applicable reglementary peiod. Rules require
every motion set for hearing to be accompanied by proof of service thereof to the other parties
concerned; otherwise, the court shall not be allowed to act on it, effectively making such motion as not
filed.

Thus, PSB failed to comply with Rule 13, Section 17 for an effective service by ordinary mail. The
reason that personal service was effected due to lack of time and personnel constraints is not an
acceptable reason why it resorted to “private registered mail”. Thereby the RTC is correct in denying
PSB’s MR which is considered as not filed.

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