As with the other movies I comment on within IMDb, I'm giving this a 10 simply for the fact that it was something me and my friends watched and got a kick out of. Not because it was such a great movie that we stood up and were giving each other 'high fives' when something happened. No, it was more or less "This movie sucks....let's pick it apart because it'll be funny to rip on!"
'Payback' was that movie for us. I don't remember much in terms of plot, but I recall Roger Rodd was the star (tell me this guy didn't come from a pornographic film background. Perhaps this was supposed to be his 'big break' into mainstream).
A bunch of guys are killed by some group or organization, some girl named Molly gets killed or raped or something like that, some friend of our protagonist is captured (and tortured) and our 'hero' takes it upon himself to clean up this town!
Ho-hum action, lots of talking and walking, and finally, the two "twists" at the end: The old guy captured (and tortured throughout) by the bad guys is...wait for it....actually their leader! Now why would you go through the torture sequences if you were the leader? "Okay boys, electrocute me just in case one of the good guys shows up". Makes no sense. Oh, and the leader's number one henchman is actually an old Vietnam vet friend of Rodd's- unbeknown to captured guy/tortured gang leader guy. Yes, the twists aren't as surprising as those of, say, 'The Sixth Sense'- but I guarantee you this: There was no evidence whatsoever of these secrets being obvious to anybody watching. They just kind of "popped up" out of nowhere.
I remember Rodd and the henchmen/Vietnam vet standing face to face at the film's conclusion, after successfully defeating all wrongdoer's, and having this to say:
Roger Rodd: "A lot of bodies" Evil Henchmen/Vietnam Friend: "A lot of years" Both: "F*%K IT!"
They then walk away, it goes into end credits, and everyone watching realizes that they just wasted too much time watching this dreck.
Entertaining in a "Lets make fun of this shitty movie" kind of way, but that's about it.