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A reclusive man conducts a series of interviews with human souls for a chance to be born.

A young woman goes home to New York after a long stay in Europe. Her former schoolmate introduces her to the decadence of New York and she ultimately falls in love with an older man who's a stand-in for her father, before tragedy strikes.

A trio of desperate men are forced to participate in a nightmarish game of blackjack for their souls. The circumstances behind how these fellows wound up in purgatory are revealed in three individual segments: Two vicious hoodlums break into the basement dwelling of an old hermit who isn't nearly as harmless as he appears to be; an unscrupulous entertainment lawyer gets more than he bargained for when he decides to steal several songs from a deceased blues singer; and a young ex-con agrees to help a scuzzy drug dealer rob a pharmaceutical lab in order to save his girlfriend from the clutches of said dope pusher.