In the intense drama "My Debt to You," Reagan (Reagan Foxx) is a recent widow struggling to keep up with her rent payments. Her landlord, Jack Remington (Dick Chibbles), confronts her about the overdue rent and makes a lewd suggestion that...See moreIn the intense drama "My Debt to You," Reagan (Reagan Foxx) is a recent widow struggling to keep up with her rent payments. Her landlord, Jack Remington (Dick Chibbles), confronts her about the overdue rent and makes a lewd suggestion that she could repay her debt with sexual favors. This unsettling confrontation is interrupted by Reagan's protective stepson, Ricky (Ricky Spanish), who catches Jack in the act of attempting to kiss Reagan. Later, Reagan confides in Ricky about their financial troubles. Despite Ricky's suggestion to move and downsize to avoid Jack, Reagan is emotionally tied to their home, filled with cherished memories. Ricky, determined to protect and care for her, angrily vows to defend her against Jack's advances. The next day, Reagan is surprised to learn that Ricky has used his savings to pay off the overdue rent. He has also secured a part-time job while attending school and arranged a rent-to-own agreement through a lawyer, providing a sense of stability and relief for Reagan. However, as their gratitude and emotional bond deepen, they share a forbidden kiss, leading to a moment of passion. Caught between guilt and desire, Reagan initially resists but ultimately gives in to her feelings for Ricky, leading to an explicit and charged encounter that further complicates their relationship.
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