WO2017078203A1

WO2017078203A1 - Mobile terminal and control method therefor

Info

Publication number: WO2017078203A1
Application number: PCT/KR2015/011929
Authority: WO
Inventors: 김수진; 윤성혜
Original assignee: 엘지전자 주식회사
Priority date: 2015-11-06
Filing date: 2015-11-06
Publication date: 2017-05-11

Abstract

The present invention relates to a mobile terminal capable of displaying information of a limit amount and a use amount on a card image, and a control method therefor. To this end, the mobile terminal can comprise a display unit for outputting a card image; and a control unit for controlling the output of the object on at least a partial area of the card image corresponding to the ratio of a card use amount to a card limit amount.

Description

Mobile terminal and its control method

The present invention relates to a mobile terminal capable of displaying information on the limit amount and use amount on a card image and a control method thereof.

Terminals may be divided into mobile / portable terminals and stationary terminals according to their mobility. The mobile terminal may be further classified into a handheld terminal and a vehicle mounted terminal according to whether a user can directly carry it.

The functions of mobile terminals are diversifying. For example, data and voice communication, taking a picture and video with a camera, recording a voice, playing a music file through a speaker system, and outputting an image or video to a display unit. Some terminals have an electronic game play function or a multimedia player function. In particular, recent mobile terminals may receive multicast signals that provide visual content such as broadcasting, video, and television programs.

As the terminal functions are diversified, for example, such a terminal is a multimedia player having a complex function such as taking a picture or a video, playing a music or video file, playing a game, or receiving a broadcast. Is being implemented.

Recently, with the growth of Finnance Technology, the usable area of mobile terminals has been extended to the payment field. For example, when a mobile card is issued to a mobile terminal, a product purchase can be made only by approaching the NFC terminal to the mobile terminal where the mobile card is issued.

However, it is difficult to check the payment history using a mobile card unless the card company is connected to the server. In line with the growing trend of mobile cards, the development of a user interface that enables users to easily know the payment history using the mobile card is emerging as an urgent task.

An object of the present invention is to provide a mobile terminal and a method of controlling the same, which enhance user convenience.

Specifically, an object of the present invention is to provide a mobile terminal and a control method thereof capable of displaying the card limit and the card usage history.

In addition, an object of the present invention is to provide a mobile terminal and a control method thereof in which a plurality of terminals share one card.

The technical problems to be achieved in the present invention are not limited to the technical problems mentioned above, and other technical problems not mentioned above will be clearly understood by those skilled in the art from the following description. Could be.

According to an aspect of the present invention to achieve the above or another object, a display unit for outputting a card image; And a controller for controlling an object to be output on at least a portion of the card image corresponding to the ratio of the card use amount to the card use amount.

In addition, according to another aspect of the invention, the step of outputting a card image via the display; And outputting an object on at least a partial area of the card image corresponding to the ratio of the card use amount to the card limit amount.

Means for solving the technical problems to be achieved in the present invention is not limited to the above-mentioned solutions, another solution that is not mentioned is clear to those skilled in the art from the following description. Can be understood.

The effects of the mobile terminal and its control method according to the present invention are as follows.

According to at least one of the embodiments of the present invention, there is an advantage that can provide a mobile terminal with improved user convenience.

Specifically, the present invention has the effect of providing a mobile terminal and a control method thereof capable of displaying the card limit and card usage history.

In addition, the present invention has an effect that can provide a mobile terminal and a control method thereof that can be used by sharing a single card with a plurality of terminals.

Effects to be achieved in the present invention are not limited to the above-mentioned effects, other effects that are not mentioned will be clearly understood by those skilled in the art from the following description. .

1A is a block diagram illustrating a mobile terminal related to the present invention.

1B and 1C are conceptual views of one example of a mobile terminal, viewed from different directions.

2 is a diagram illustrating a concept in which a mobile terminal communicates with a payment terminal.

3 is an operation flowchart of a mobile terminal according to the present invention.

4 is a diagram illustrating an example in which a card image is output.

5 is a diagram illustrating an example in which information on a card limit amount and a payment amount up to now is output.

6 is a diagram illustrating an example in which the remaining card limit amount is output.

7 is a diagram illustrating an example of outputting a notification.

8 is a diagram illustrating an example of outputting use amount information for each category.

FIG. 9 is a diagram for explaining an example in which information on a card limit amount and a payment amount up to now is output for each category.

10 is a diagram illustrating an example of outputting recent payment information.

11 is a diagram illustrating an example of outputting a map.

12 is a diagram for explaining an example in which a card use right is newly granted.

13 is a diagram illustrating an example of outputting card use amount information for each person.

14 is a diagram illustrating an example in which a message is transmitted.

15 is a diagram illustrating an example in which a message is received.

16 is a diagram illustrating an example in which a card image is changed.

17 is a diagram illustrating an example of outputting a product purchase page.

18 is a diagram illustrating an example in which a product is added to a wish list.

19 is a diagram illustrating an example of overlaying product information on a card image.

Hereinafter, embodiments of the present disclosure will be described in detail with reference to the accompanying drawings, and the same or similar components are denoted by the same reference numerals regardless of the reference numerals, and redundant description thereof will be omitted. The suffixes "module" and "unit" for components used in the following description are given or used in consideration of ease of specification, and do not have distinct meanings or roles from each other. In addition, in describing the embodiments disclosed herein, when it is determined that the detailed description of the related known technology may obscure the gist of the embodiments disclosed herein, the detailed description thereof will be omitted. In addition, the accompanying drawings are intended to facilitate understanding of the embodiments disclosed herein, but are not limited to the technical spirit disclosed herein by the accompanying drawings, all changes included in the spirit and scope of the present invention. It should be understood to include equivalents and substitutes.

Terms including ordinal numbers such as first and second may be used to describe various components, but the components are not limited by the terms. The terms are used only for the purpose of distinguishing one component from another.

When a component is referred to as being "connected" or "connected" to another component, it may be directly connected to or connected to that other component, but it may be understood that other components may be present in between. Should be. On the other hand, when a component is said to be "directly connected" or "directly connected" to another component, it should be understood that there is no other component in between.

Singular expressions include plural expressions unless the context clearly indicates otherwise.

In this application, the terms "comprises" or "having" are intended to indicate that there is a feature, number, step, operation, component, part, or combination thereof described in the specification, and one or more other features. It is to be understood that the present invention does not exclude the possibility of the presence or the addition of numbers, steps, operations, components, components, or a combination thereof.

The mobile terminal described herein includes a mobile phone, a smart phone, a laptop computer, a digital broadcasting terminal, a personal digital assistant, a portable multimedia player, a navigation, a slate PC , Tablet PCs, ultrabooks, wearable devices, such as smartwatches, glass glasses, head mounted displays, and the like. have.

However, it will be readily apparent to those skilled in the art that the configuration according to the embodiments described herein may also be applied to fixed terminals such as digital TVs, desktop computers, digital signages, etc., except when applicable only to mobile terminals. will be.

1A to 1C, FIG. 1A is a block diagram illustrating a mobile terminal according to the present invention, and FIGS. 1B and 1C are conceptual views of one example of the mobile terminal, viewed from different directions.

The mobile terminal 100 includes a wireless communication unit 110, an input unit 120, a sensing unit 140, an output unit 150, an interface unit 160, a memory 170, a controller 180, and a power supply unit 190. ) May be included. The components shown in FIG. 1A are not essential to implementing a mobile terminal, so that the mobile terminal described herein may have more or fewer components than those listed above.

More specifically, the wireless communication unit 110 of the components, between the mobile terminal 100 and the wireless communication system, between the mobile terminal 100 and another mobile terminal 100, or the mobile terminal 100 and the external server It may include one or more modules that enable wireless communication therebetween. In addition, the wireless communication unit 110 may include one or more modules for connecting the mobile terminal 100 to one or more networks.

The wireless communication unit 110 may include at least one of the broadcast receiving module 111, the mobile communication module 112, the wireless internet module 113, the short range communication module 114, and the location information module 115. .

The input unit 120 may include a camera 121 or an image input unit for inputting an image signal, a microphone 122 for inputting an audio signal, an audio input unit, or a user input unit 123 for receiving information from a user. , Touch keys, mechanical keys, and the like. The voice data or the image data collected by the input unit 120 may be analyzed and processed as a control command of the user.

The sensing unit 140 may include one or more sensors for sensing at least one of information in the mobile terminal, surrounding environment information surrounding the mobile terminal, and user information. For example, the sensing unit 140 may include a proximity sensor 141, an illumination sensor 142, an illumination sensor, a touch sensor, an acceleration sensor, a magnetic sensor, and gravity. G-sensor, Gyroscope Sensor, Motion Sensor, RGB Sensor, Infrared Sensor, Infrared Sensor, Finger Scan Sensor, Ultrasonic Sensor Optical sensors (e.g. cameras 121), microphones (see 122), battery gauges, environmental sensors (e.g. barometers, hygrometers, thermometers, radiation detection sensors, Thermal sensors, gas sensors, etc.), chemical sensors (eg, electronic noses, healthcare sensors, biometric sensors, etc.). Meanwhile, the mobile terminal disclosed herein may use a combination of information sensed by at least two or more of these sensors.

The output unit 150 is for generating an output related to sight, hearing, or tactile sense, and includes at least one of the display unit 151, the audio output unit 152, the hap tip module 153, and the light output unit 154. can do. The display unit 151 forms a layer structure with or is integrally formed with the touch sensor, thereby implementing a touch screen. The touch screen may function as a user input unit 123 that provides an input interface between the mobile terminal 100 and the user, and may also provide an output interface between the mobile terminal 100 and the user.

The interface unit 160 serves as a path to various types of external devices connected to the mobile terminal 100. The interface unit 160 connects a device equipped with a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, and an identification module. It may include at least one of a port, an audio input / output (I / O) port, a video input / output (I / O) port, and an earphone port. In the mobile terminal 100, in response to an external device being connected to the interface unit 160, appropriate control associated with the connected external device may be performed.

In addition, the memory 170 stores data supporting various functions of the mobile terminal 100. The memory 170 may store a plurality of application programs or applications driven in the mobile terminal 100, data for operating the mobile terminal 100, and instructions. At least some of these applications may be downloaded from an external server via wireless communication. In addition, at least some of these application programs may exist on the mobile terminal 100 from the time of shipment for basic functions of the mobile terminal 100 (for example, a call forwarding, a calling function, a message receiving, and a calling function). The application program may be stored in the memory 170 and installed on the mobile terminal 100 to be driven by the controller 180 to perform an operation (or function) of the mobile terminal.

In addition to the operation related to the application program, the controller 180 typically controls the overall operation of the mobile terminal 100. The controller 180 may provide or process information or a function appropriate to a user by processing signals, data, information, and the like, which are input or output through the above-described components, or by driving an application program stored in the memory 170.

In addition, the controller 180 may control at least some of the components described with reference to FIG. 1A in order to drive an application program stored in the memory 170. Furthermore, the controller 180 may operate by combining at least two or more of the components included in the mobile terminal 100 to drive the application program.

The power supply unit 190 receives power from an external power source and an internal power source under the control of the controller 180 to supply power to each component included in the mobile terminal 100. The power supply unit 190 includes a battery, which may be a built-in battery or a replaceable battery.

At least some of the components may operate in cooperation with each other to implement an operation, control, or control method of the mobile terminal according to various embodiments described below. In addition, the operation, control, or control method of the mobile terminal may be implemented on the mobile terminal by driving at least one application program stored in the memory 170.

Hereinafter, the components listed above will be described in detail with reference to FIG. 1A before looking at various embodiments implemented through the mobile terminal 100 described above.

First, referring to the wireless communication unit 110, the broadcast receiving module 111 of the wireless communication unit 110 receives a broadcast signal and / or broadcast related information from an external broadcast management server through a broadcast channel. The broadcast channel may include a satellite channel and a terrestrial channel. Two or more broadcast receiving modules may be provided to the mobile terminal 100 for simultaneous broadcast reception or switching of broadcast channels for at least two broadcast channels.

The mobile communication module 112 may include technical standards or communication schemes (eg, Global System for Mobile communication (GSM), Code Division Multi Access (CDMA), Code Division Multi Access 2000 (CDMA2000), and EV). Enhanced Voice-Data Optimized or Enhanced Voice-Data Only (DO), Wideband CDMA (WCDMA), High Speed Downlink Packet Access (HSDPA), High Speed Uplink Packet Access (HSUPA), Long Term Evolution (LTE), LTE-A (Long Term Evolution-Advanced) and the like to transmit and receive a radio signal with at least one of a base station, an external terminal, a server on a mobile communication network.

The wireless signal may include various types of data according to transmission and reception of a voice call signal, a video call call signal, or a text / multimedia message.

The wireless internet module 113 refers to a module for wireless internet access and may be embedded or external to the mobile terminal 100. The wireless internet module 113 is configured to transmit and receive wireless signals in a communication network according to wireless internet technologies.

Examples of wireless Internet technologies include Wireless LAN (WLAN), Wireless-Fidelity (Wi-Fi), Wireless Fidelity (Wi-Fi) Direct, Digital Living Network Alliance (DLNA), Wireless Broadband (WiBro), and WiMAX (World). Interoperability for Microwave Access (HSDPA), High Speed Downlink Packet Access (HSDPA), High Speed Uplink Packet Access (HSUPA), Long Term Evolution (LTE), Long Term Evolution-Advanced (LTE-A), and the like. 113) transmits and receives data according to at least one wireless Internet technology in a range including the Internet technologies not listed above.

In view of the fact that the wireless Internet access by WiBro, HSDPA, HSUPA, GSM, CDMA, WCDMA, LTE, LTE-A, etc. is made through a mobile communication network, the wireless Internet module 113 for performing a wireless Internet access through the mobile communication network 113 ) May be understood as a kind of mobile communication module 112.

The short range communication module 114 is for short range communication, and includes Bluetooth ™, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB), ZigBee, and NFC. (Near Field Communication), at least one of Wi-Fi (Wireless-Fidelity), Wi-Fi Direct, Wireless USB (Wireless Universal Serial Bus) technology can be used to support short-range communication. The short-range communication module 114 may be configured between a mobile terminal 100 and a wireless communication system, between the mobile terminal 100 and another mobile terminal 100, or through the wireless area networks. ) And a network in which the other mobile terminal 100 (or an external server) is located. The short range wireless communication network may be short range wireless personal area networks.

Here, the other mobile terminal 100 is a wearable device capable of exchanging (or interworking) data with the mobile terminal 100 according to the present invention (for example, smartwatch, smart glasses). (smart glass), head mounted display (HMD). The short range communication module 114 may sense (or recognize) a wearable device that can communicate with the mobile terminal 100, around the mobile terminal 100. Further, when the detected wearable device is a device that is authenticated to communicate with the mobile terminal 100 according to the present invention, the controller 180 may include at least a portion of data processed by the mobile terminal 100 in the short range communication module ( The transmission may be transmitted to the wearable device through 114. Therefore, the user of the wearable device may use data processed by the mobile terminal 100 through the wearable device. For example, according to this, when a call is received by the mobile terminal 100, the user performs a phone call through the wearable device or when a message is received by the mobile terminal 100, the received through the wearable device. It is possible to check the message.

The location information module 115 is a module for obtaining a location (or current location) of a mobile terminal, and a representative example thereof is a Global Positioning System (GPS) module or a Wireless Fidelity (WiFi) module. For example, when the mobile terminal utilizes the GPS module, the mobile terminal may acquire the location of the mobile terminal using a signal transmitted from a GPS satellite. As another example, when the mobile terminal utilizes the Wi-Fi module, the mobile terminal may acquire the location of the mobile terminal based on information of the wireless access point (AP) transmitting or receiving the Wi-Fi module and the wireless signal. If necessary, the location information module 115 may perform any function of other modules of the wireless communication unit 110 to substitute or additionally obtain data regarding the location of the mobile terminal. The location information module 115 is a module used to obtain the location (or current location) of the mobile terminal, and is not limited to a module that directly calculates or obtains the location of the mobile terminal.

Next, the input unit 120 is for inputting image information (or signal), audio information (or signal), data, or information input from a user. For input of image information, the mobile terminal 100 is one. Alternatively, the plurality of cameras 121 may be provided. The camera 121 processes image frames such as still images or moving images obtained by the image sensor in the video call mode or the photographing mode. The processed image frame may be displayed on the display unit 151 or stored in the memory 170. On the other hand, the plurality of cameras 121 provided in the mobile terminal 100 may be arranged to form a matrix structure, and through the camera 121 forming a matrix structure in this way, the mobile terminal 100 may have various angles or focuses. The plurality of pieces of image information may be input. In addition, the plurality of cameras 121 may be arranged in a stereo structure to acquire a left image and a right image for implementing a stereoscopic image.

The microphone 122 processes external sound signals into electrical voice data. The processed voice data may be variously used according to a function (or an application program being executed) performed by the mobile terminal 100. Meanwhile, various noise reduction algorithms may be implemented in the microphone 122 to remove noise generated in the process of receiving an external sound signal.

The user input unit 123 is for receiving information from a user. When information is input through the user input unit 123, the controller 180 may control an operation of the mobile terminal 100 to correspond to the input information. . The user input unit 123 may be a mechanical input unit (or a mechanical key, for example, a button, a dome switch, a jog wheel, or the like located on the front, rear, or side surfaces of the mobile terminal 100). Jog switch, etc.) and touch input means. As an example, the touch input means may include a virtual key, a soft key, or a visual key displayed on the touch screen through a software process, or a portion other than the touch screen. It may be made of a touch key disposed in the. The virtual key or the visual key may be displayed on the touch screen while having various forms, for example, graphic, text, icon, video, or the like. It can be made of a combination of.

Meanwhile, the sensing unit 140 senses at least one of information in the mobile terminal, surrounding environment information surrounding the mobile terminal, and user information, and generates a sensing signal corresponding thereto. The controller 180 may control driving or operation of the mobile terminal 100 or perform data processing, function or operation related to an application program installed in the mobile terminal 100 based on the sensing signal. Representative sensors among various sensors that may be included in the sensing unit 140 will be described in more detail.

First, the proximity sensor 141 refers to a sensor that detects the presence or absence of an object approaching a predetermined detection surface or an object present in the vicinity without using a mechanical contact by using an electromagnetic force or infrared rays. The proximity sensor 141 may be disposed in an inner region of the mobile terminal covered by the touch screen described above or near the touch screen.

Examples of the proximity sensor 141 include a transmission photoelectric sensor, a direct reflection photoelectric sensor, a mirror reflection photoelectric sensor, a high frequency oscillation proximity sensor, a capacitive proximity sensor, a magnetic proximity sensor, and an infrared proximity sensor. In the case where the touch screen is capacitive, the proximity sensor 141 may be configured to detect the proximity of the object by the change of the electric field according to the proximity of the conductive object. In this case, the touch screen (or touch sensor) itself may be classified as a proximity sensor.

On the other hand, for convenience of explanation, an action of allowing the object to be recognized without being in contact with the touch screen so that the object is located on the touch screen is referred to as a "proximity touch", and the touch The act of actually touching an object on a screen is called a "contact touch." The position at which the object is in close proximity touch on the touch screen means a position where the object is perpendicular to the touch screen when the object is in close proximity touch. The proximity sensor 141 may detect a proximity touch and a proximity touch pattern (for example, a proximity touch distance, a proximity touch direction, a proximity touch speed, a proximity touch time, a proximity touch position, and a proximity touch movement state). have. Meanwhile, the controller 180 processes data (or information) corresponding to the proximity touch operation and the proximity touch pattern detected through the proximity sensor 141 as described above, and further, provides visual information corresponding to the processed data. It can be output on the touch screen. Further, the controller 180 may control the mobile terminal 100 to process different operations or data (or information) according to whether the touch on the same point on the touch screen is a proximity touch or a touch touch. .

The touch sensor applies a touch (or touch input) applied to the touch screen (or the display unit 151) using at least one of various touch methods such as a resistive film method, a capacitive method, an infrared method, an ultrasonic method, and a magnetic field method. Detect.

As an example, the touch sensor may be configured to convert a change in pressure applied to a specific portion of the touch screen or capacitance generated at the specific portion into an electrical input signal. The touch sensor may be configured to detect a position, an area, a pressure at the touch, a capacitance at the touch, and the like, when the touch object applying the touch on the touch screen is touched on the touch sensor. Here, the touch object is an object applying a touch to the touch sensor and may be, for example, a finger, a touch pen or a stylus pen, a pointer, or the like.

As such, when there is a touch input to the touch sensor, the corresponding signal (s) is sent to the touch controller. The touch controller processes the signal (s) and then transmits the corresponding data to the controller 180. As a result, the controller 180 can know which area of the display unit 151 is touched. Here, the touch controller may be a separate component from the controller 180 or may be the controller 180 itself.

Meanwhile, the controller 180 may perform different control or perform the same control according to the type of touch object that touches the touch screen (or a touch key provided in addition to the touch screen). Whether to perform different control or the same control according to the type of touch object may be determined according to the operation state of the mobile terminal 100 or an application program being executed.

Meanwhile, the touch sensor and the proximity sensor described above may be independently or combined, and may be a short (or tap) touch, a long touch, a multi touch, a drag touch on a touch screen. ), Flick touch, pinch-in touch, pinch-out touch, swipe touch, hovering touch, etc. A touch can be sensed.

The ultrasonic sensor may recognize location information of a sensing object using ultrasonic waves. On the other hand, the controller 180 can calculate the position of the wave generation source through the information detected from the optical sensor and the plurality of ultrasonic sensors. The position of the wave source can be calculated using the property that the light is much faster than the ultrasonic wave, that is, the time that the light reaches the optical sensor is much faster than the time when the ultrasonic wave reaches the ultrasonic sensor. More specifically, the position of the wave generation source may be calculated using a time difference from the time when the ultrasonic wave reaches the light as the reference signal.

On the other hand, the camera 121, which has been described as the configuration of the input unit 120, includes at least one of a camera sensor (eg, CCD, CMOS, etc.), a photo sensor (or image sensor), and a laser sensor.

The camera 121 and the laser sensor may be combined with each other to detect a touch of a sensing object with respect to a 3D stereoscopic image. The photo sensor may be stacked on the display element, which is configured to scan the movement of the sensing object in proximity to the touch screen. More specifically, the photo sensor mounts a photo diode and a transistor (TR) in a row / column and scans contents mounted on the photo sensor by using an electrical signal that varies according to the amount of light applied to the photo diode. That is, the photo sensor calculates coordinates of the sensing object according to the amount of light change, and thus, the position information of the sensing object can be obtained.

The display unit 151 displays (outputs) information processed by the mobile terminal 100. For example, the display unit 151 may display execution screen information of an application program driven in the mobile terminal 100 or user interface (UI) and graphical user interface (GUI) information according to the execution screen information. .

In addition, the display unit 151 may be configured as a stereoscopic display unit for displaying a stereoscopic image.

The stereoscopic display unit may be a three-dimensional display method such as a stereoscopic method (glasses method), an auto stereoscopic method (glasses-free method), a projection method (holographic method).

The sound output unit 152 may output audio data received from the wireless communication unit 110 or stored in the memory 170 in a call signal reception, a call mode or a recording mode, a voice recognition mode, a broadcast reception mode, and the like. The sound output unit 152 may also output a sound signal related to a function (for example, a call signal reception sound or a message reception sound) performed in the mobile terminal 100. The sound output unit 152 may include a receiver, a speaker, a buzzer, and the like.

The haptic module 153 generates various haptic effects that a user can feel. A representative example of the tactile effect generated by the haptic module 153 may be vibration. The intensity and pattern of vibration generated by the haptic module 153 may be controlled by the user's selection or the setting of the controller. For example, the haptic module 153 may synthesize different vibrations and output or sequentially output them.

In addition to vibration, the haptic module 153 may be used to stimulate pins that vertically move with respect to the contact skin surface, jetting force or suction force of air through the jetting or suction port, grazing to the skin surface, contact of electrodes, and electrostatic force Various tactile effects can be generated, such as effects by the endothermic and the reproduction of a sense of cold using the elements capable of endothermic heat generation.

The haptic module 153 may not only deliver a tactile effect through direct contact, but also may allow a user to feel the tactile effect through a muscle sense such as a finger or an arm. Two or more haptic modules 153 may be provided according to a configuration aspect of the mobile terminal 100.

The light output unit 154 outputs a signal for notifying occurrence of an event by using light of a light source of the mobile terminal 100. Examples of events occurring in the mobile terminal 100 may be message reception, call signal reception, missed call, alarm, schedule notification, email reception, information reception through an application, and the like.

The signal output from the light output unit 154 is implemented as the mobile terminal emits light of a single color or a plurality of colors to the front or the rear. The signal output may be terminated by the mobile terminal detecting the user's event confirmation.

The interface unit 160 serves as a path to all external devices connected to the mobile terminal 100. The interface unit 160 receives data from an external device, receives power, transfers the power to each component inside the mobile terminal 100, or transmits data inside the mobile terminal 100 to an external device. For example, a port connecting a device equipped with a wired / wireless headset port, an external charger port, a wired / wireless data port, a memory card port, and an identification module. The port, audio input / output (I / O) port, video input / output (I / O) port, earphone port, etc. may be included in the interface unit 160.

On the other hand, the identification module is a chip that stores a variety of information for authenticating the usage rights of the mobile terminal 100, a user identification module (UIM), subscriber identity module (SIM), universal user authentication And a universal subscriber identity module (USIM). A device equipped with an identification module (hereinafter referred to as an 'identification device') may be manufactured in the form of a smart card. Therefore, the identification device may be connected to the terminal 100 through the interface unit 160.

In addition, when the mobile terminal 100 is connected to an external cradle, the interface unit 160 may be a passage for supplying power from the cradle to the mobile terminal 100 or may be input from the cradle by a user. Various command signals may be a passage through which the mobile terminal 100 is transmitted. Various command signals or power input from the cradle may operate as signals for recognizing that the mobile terminal 100 is correctly mounted on the cradle.

The memory 170 may store a program for the operation of the controller 180 and may temporarily store input / output data (for example, a phone book, a message, a still image, a video, etc.). The memory 170 may store data regarding vibration and sound of various patterns output when a touch input on the touch screen is performed.

The memory 170 may include a flash memory type, a hard disk type, a solid state disk type, an SSD type, a silicon disk drive type, and a multimedia card micro type. ), Card-type memory (e.g., SD or XD memory), random access memory (RAM), static random access memory (SRAM), read-only memory (ROM), electrically erasable programmable read It may include at least one type of storage medium of -only memory (PROM), programmable read-only memory (PROM), magnetic memory, magnetic disk and optical disk. The mobile terminal 100 may be operated in connection with a web storage that performs a storage function of the memory 170 on the Internet.

On the other hand, as described above, the controller 180 controls the operation related to the application program, and generally the overall operation of the mobile terminal 100. For example, if the state of the mobile terminal satisfies a set condition, the controller 180 may execute or release a lock state that restricts input of a user's control command to applications.

In addition, the controller 180 may perform control and processing related to voice call, data communication, video call, or the like, or may perform pattern recognition processing for recognizing handwriting input or drawing input performed on a touch screen as text and images, respectively. Can be. Furthermore, the controller 180 may control any one or a plurality of components described above in order to implement various embodiments described below on the mobile terminal 100 according to the present invention.

The power supply unit 190 receives an external power source and an internal power source under the control of the controller 180 to supply power for operation of each component. The power supply unit 190 includes a battery, and the battery may be a built-in battery configured to be rechargeable, and may be detachably coupled to the terminal body for charging.

In addition, the power supply unit 190 may be provided with a connection port, the connection port may be configured as an example of the interface 160 is electrically connected to the external charger for supplying power for charging the battery.

As another example, the power supply unit 190 may be configured to charge the battery in a wireless manner without using the connection port. In this case, the power supply unit 190 uses one or more of an inductive coupling based on a magnetic induction phenomenon or a magnetic resonance coupling based on an electromagnetic resonance phenomenon from an external wireless power transmitter. Power can be delivered.

Meanwhile, various embodiments of the present disclosure may be implemented in a recording medium readable by a computer or a similar device using, for example, software, hardware, or a combination thereof.

1B and 1C, the disclosed mobile terminal 100 includes a terminal body in the form of a bar. However, the present invention is not limited thereto, and the present invention can be applied to various structures such as a watch type, a clip type, a glass type, or a folder type, a flip type, a slide type, a swing type, a swivel type, and two or more bodies which are coupled to be movable relative. . Although related to a particular type of mobile terminal, a description of a particular type of mobile terminal may generally apply to other types of mobile terminals.

Herein, the terminal body may be understood as a concept that refers to the mobile terminal 100 as at least one aggregate.

The mobile terminal 100 includes a case (eg, a frame, a housing, a cover, etc.) forming an external appearance. As shown, the mobile terminal 100 may include a front case 101 and a rear case 102. Various electronic components are disposed in the internal space formed by the combination of the front case 101 and the rear case 102. At least one middle case may be additionally disposed between the front case 101 and the rear case 102.

The display unit 151 may be disposed in front of the terminal body to output information. As shown, the window 151a of the display unit 151 may be mounted to the front case 101 to form a front surface of the terminal body together with the front case 101.

In some cases, an electronic component may be mounted on the rear case 102. Electronic components attachable to the rear case 102 include a removable battery, an identification module, a memory card, and the like. In this case, the rear cover 102 may be detachably coupled to the rear case 102 to cover the mounted electronic component. Therefore, when the rear cover 103 is separated from the rear case 102, the electronic components mounted on the rear case 102 are exposed to the outside.

As shown, when the rear cover 103 is coupled to the rear case 102, a portion of the side surface of the rear case 102 may be exposed. In some cases, the rear case 102 may be completely covered by the rear cover 103 during the coupling. On the other hand, the rear cover 103 may be provided with an opening for exposing the camera 121b or the sound output unit 152b to the outside.

The

cases

101, 102, and 103 may be formed by injecting a synthetic resin, or may be formed of a metal, for example, stainless steel (STS), aluminum (Al), titanium (Ti), or the like.

The mobile terminal 100 may be configured such that one case may provide the internal space, unlike the above example in which a plurality of cases provide an internal space for accommodating various electronic components. In this case, the mobile terminal 100 of the unibody that the synthetic resin or metal from the side to the rear may be implemented.

On the other hand, the mobile terminal 100 may be provided with a waterproof portion (not shown) to prevent water from seeping into the terminal body. For example, the waterproof portion is provided between the window 151a and the front case 101, between the front case 101 and the rear case 102 or between the rear case 102 and the rear cover 103, and a combination thereof. It may include a waterproof member for sealing the inner space.

The mobile terminal 100 includes a display unit 151, first and second

sound output units

152a and 152b, a proximity sensor 141, an illuminance sensor 142, an optical output unit 154, and first and second units. The

cameras

121a and 121b, the first and

second manipulation units

123a and 123b, the microphone 122, the interface unit 160, and the like may be provided.

Hereinafter, as illustrated in FIGS. 1B and 1C, the display unit 151, the first sound output unit 152a, the proximity sensor 141, the illuminance sensor 142, and the light output unit may be disposed on the front surface of the terminal body. 154, the first camera 121a and the first operation unit 123a are disposed, and the second operation unit 123b, the microphone 122, and the interface unit 160 are disposed on the side of the terminal body. The mobile terminal 100 in which the second sound output unit 152b and the second camera 121b are disposed on the rear surface of the mobile terminal 100 will be described as an example.

However, these configurations are not limited to this arrangement. These configurations may be excluded or replaced as needed or disposed on other sides. For example, the first manipulation unit 123a may not be provided on the front surface of the terminal body, and the second sound output unit 152b may be provided on the side of the terminal body instead of the rear surface of the terminal body.

The display unit 151 may include a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED), and a flexible display (flexible display). display, a 3D display, or an e-ink display.

In addition, two or more display units 151 may exist according to an implementation form of the mobile terminal 100. In this case, the plurality of display units may be spaced apart or integrally disposed on one surface of the mobile terminal 100, or may be disposed on different surfaces.

The display unit 151 may include a touch sensor that senses a touch on the display unit 151 so as to receive a control command by a touch method. By using this, when a touch is made to the display unit 151, the touch sensor may sense the touch, and the controller 180 may generate a control command corresponding to the touch based on the touch sensor. The content input by the touch method may be letters or numbers or menu items that can be indicated or designated in various modes.

Meanwhile, the touch sensor is formed of a film having a touch pattern and disposed between the window 151a and the display (not shown) on the rear surface of the window 151a or directly patterned on the rear surface of the window 151a. May be Alternatively, the touch sensor may be integrally formed with the display. For example, the touch sensor may be disposed on a substrate of the display or provided in the display.

As such, the display unit 151 may form a touch screen together with the touch sensor. In this case, the touch screen may function as the user input unit 123 (see FIG. 1A). In some cases, the touch screen may replace at least some functions of the first manipulation unit 123a.

The first sound output unit 152a may be implemented as a receiver for transmitting a call sound to the user's ear, and the second sound output unit 152b may be a loud speaker for outputting various alarm sounds or multimedia reproduction sounds. It can be implemented in the form of).

A sound hole for emitting sound generated from the first sound output unit 152a may be formed in the window 151a of the display unit 151. However, the present invention is not limited thereto, and the sound may be configured to be emitted along an assembly gap between the structures (for example, a gap between the window 151a and the front case 101). In this case, an externally formed hole may be invisible or hidden for sound output, thereby simplifying the appearance of the mobile terminal 100.

The light output unit 154 is configured to output light for notifying when an event occurs. Examples of the event may include message reception, call signal reception, missed call, alarm, schedule notification, email reception, information reception through an application, and the like. When the user's event confirmation is detected, the controller 180 may control the light output unit 154 to end the light output.

The first camera 121a processes an image frame of a still image or a moving image obtained by the image sensor in a shooting mode or a video call mode. The processed image frame may be displayed on the display unit 151 and stored in the memory 170.

The first and

second manipulation units

123a and 123b may be collectively referred to as a manipulating portion as an example of the user input unit 123 operated to receive a command for controlling the operation of the mobile terminal 100. have. The first and

second manipulation units

123a and 123b may be adopted in any manner as long as the user is tactile manner such as touch, push, scroll, and the like while the user is tactile. In addition, the first and

second manipulation units

123a and 123b may be employed in such a manner that the first and

second manipulation units

123a and 123b are operated without a tactile feeling by the user through proximity touch, hovering touch, or the like.

In the drawing, the first operation unit 123a is illustrated as being a touch key, but the present invention is not limited thereto. For example, the first manipulation unit 123a may be a mechanical key or a combination of a touch key and a push key.

The contents input by the first and

second manipulation units

123a and 123b may be variously set. For example, the first operation unit 123a receives a command such as a menu, a home key, a cancellation, a search, etc., and the second operation unit 123b is output from the first or second

sound output units

152a and 152b. The user may receive a command such as adjusting the volume of the sound and switching to the touch recognition mode of the display unit 151.

Meanwhile, as another example of the user input unit 123, a rear input unit (not shown) may be provided on the rear surface of the terminal body. The rear input unit is manipulated to receive a command for controlling the operation of the mobile terminal 100, and the input contents may be variously set. For example, commands such as power on / off, start, end, scroll, etc., control of the volume of sound output from the first and second

sound output units

152a and 152b, and the touch recognition mode of the display unit 151. Commands such as switching can be received. The rear input unit may be implemented in a form capable of input by touch input, push input, or a combination thereof.

The rear input unit may be disposed to overlap the front display unit 151 in the thickness direction of the terminal body. For example, the rear input unit may be disposed at the rear upper end of the terminal body so that the user can easily manipulate the index body when the user grips the terminal body with one hand. However, the present invention is not necessarily limited thereto, and the position of the rear input unit may be changed.

As such, when the rear input unit is provided at the rear of the terminal body, a new type user interface using the same may be implemented. In addition, when the touch screen or the rear input unit described above replaces at least some functions of the first operation unit 123a provided in the front of the terminal body, the first operation unit 123a is not disposed on the front of the terminal body. The display unit 151 may be configured with a larger screen.

Meanwhile, the mobile terminal 100 may be provided with a fingerprint recognition sensor for recognizing a user's fingerprint, and the controller 180 may use fingerprint information detected through the fingerprint recognition sensor as an authentication means. The fingerprint recognition sensor may be embedded in the display unit 151 or the user input unit 123.

The microphone 122 is configured to receive a user's voice, other sounds, and the like. The microphone 122 may be provided at a plurality of locations and configured to receive stereo sound.

The interface unit 160 serves as a path for connecting the mobile terminal 100 to an external device. For example, the interface unit 160 may be connected to another device (eg, an earphone or an external speaker), a port for short-range communication (for example, an infrared port (IrDA Port), or a Bluetooth port (Bluetooth). Port), a wireless LAN port, or the like, or a power supply terminal for supplying power to the mobile terminal 100. The interface unit 160 may be implemented in the form of a socket for receiving an external card such as a subscriber identification module (SIM) or a user identity module (UIM), a memory card for storing information.

The second camera 121b may be disposed on the rear surface of the terminal body. In this case, the second camera 121b has a photographing direction substantially opposite to that of the first camera 121a.

The second camera 121b may include a plurality of lenses arranged along at least one line. The plurality of lenses may be arranged in a matrix format. Such a camera may be named an "array camera." When the second camera 121b is configured as an array camera, images may be photographed in various ways using a plurality of lenses, and images of better quality may be obtained.

The flash 124 may be disposed adjacent to the second camera 121b. The flash 124 shines light toward the subject when the subject is photographed by the second camera 121b.

The second sound output unit 152b may be additionally disposed on the terminal body. The second sound output unit 152b may implement a stereo function together with the first sound output unit 152a and may be used to implement a speakerphone mode during a call.

The terminal body may be provided with at least one antenna for wireless communication. The antenna may be built in the terminal body or formed in the case. For example, an antenna that forms part of the broadcast receiving module 111 (refer to FIG. 1A) may be configured to be pulled out from the terminal body. Alternatively, the antenna may be formed in a film type and attached to the inner side of the rear cover 103, or may be configured such that a case including a conductive material functions as an antenna.

The terminal body is provided with a power supply unit 190 (see FIG. 1A) for supplying power to the mobile terminal 100. The power supply unit 190 may include a battery 191 embedded in the terminal body or detachably configured from the outside of the terminal body.

The battery 191 may be configured to receive power through a power cable connected to the interface unit 160. In addition, the battery 191 may be configured to enable wireless charging through a wireless charger. The wireless charging may be implemented by a magnetic induction method or a resonance method (magnetic resonance method).

Meanwhile, in the drawing, the rear cover 103 is coupled to the rear case 102 to cover the battery 191 to limit the detachment of the battery 191 and to protect the battery 191 from external shock and foreign matter. To illustrate. When the battery 191 is detachably configured to the terminal body, the rear cover 103 may be detachably coupled to the rear case 102.

An accessory may be added to the mobile terminal 100 to protect the appearance or to assist or expand the function of the mobile terminal 100. An example of such an accessory may be a cover or pouch that covers or accommodates at least one surface of the mobile terminal 100. The cover or pouch may be configured to be linked with the display unit 151 to expand the function of the mobile terminal 100. Another example of the accessory may be a touch pen for assisting or extending a touch input to a touch screen.

For convenience of description, it is assumed that the mobile terminal according to the present invention includes at least one of the components shown in FIGS. 1A to 1C. For example, the mobile terminal according to the exemplary embodiments described below may include the wireless communication unit 110, the camera 121, the sensing unit 140, the display unit 151, and the memory of the components illustrated in FIGS. 1A to 1C. 170, the controller 180, and the like may be assumed.

In this case, the wireless communication unit 110 may include a communication module for communication between the mobile terminal and the payment terminal.

For example, FIG. 2 illustrates a conceptual diagram in which a mobile terminal communicates with a payment terminal. As in the example shown in Figure 2, the mobile terminal can communicate with at least one of the NFC payment terminal, Bluetooth (eg, Bluetooth Low Energy (BLE) payment terminal or magnetic payment terminal. In order to communicate with at least one of the Bluetooth payment terminal or the magnetic payment terminal, the mobile terminal may include at least one of an NFC module, a Bluetooth module, or a magnetic communication module.

NFC module is for performing communication with the NFC payment terminal using NFC technology. For example, the NFC module of the mobile terminal may be set to the card emulation mode, the NFC payment terminal is set to the reader mode, the NFC payment terminal may obtain card information registered in the mobile terminal from the NFC module of the mobile terminal. As another example, both the NFC module and the NFC payment terminal may be set to P2P mode to perform mutual communication.

The BlueSuite module is for communicating with a Bluetooth payment terminal using Bluetooth technology. For example, when the Bluetooth module of the mobile terminal receives a beacon signal from the Bluetooth payment terminal, it may establish an association with the payment terminal based on the received beacon signal. Then, the mobile terminal can transmit card information registered to the mobile terminal to the Bluetooth payment terminal through the Bluetooth module.

The magnetic communication module is for communicating with a payment terminal (ie, a magnetic payment terminal) having a magnetic reader. When a card to be used is selected, the mobile terminal may broadcast card information of the selected card through the magnetic communication module. The magnetic payment module may listen to data broadcast from the mobile terminal, so that payment may be performed between the mobile terminal and the magnetic payment module.

The mobile terminal according to the present invention may include a biometric information recognition unit for receiving the biometric information of the user. For example, the mobile terminal may include a camera 121 for recognizing a user's iris or a fingerprint input unit for receiving a user's fingerprint. In this case, the fingerprint input unit may form a layer structure with a button (for example, a home button exposed on the front surface of the mobile terminal) provided in the mobile terminal, or may form a layer structure with the display unit 151. For example, when a user input for pressing the home button is received, both an input for pressing the home button and a fingerprint of the user may be received. When a touch input for touching the display unit 151 is received, the display unit 151 may be received. Both a touch input and a user's fingerprint may be received. In order to prevent unnecessary power consumption, the controller 180 may control the fingerprint input unit to be activated when a button forming a layer structure with the fingerprint input unit is pushed or when the display unit 151 is touched.

In the embodiments described below, it may be assumed that the display unit 151 is in the form of a touch screen. When the display unit 151 is implemented in the form of a touch screen, the display unit 151 may serve as an output device for outputting information and an input device for receiving a touch input.

The mobile terminal according to the present invention is to perform a payment using a card registered in the mobile terminal, and to visually output a ratio of the use amount to the preset limit amount. To this end, a card that a user intends to use may be registered in the mobile terminal. For example, the controller 180 may input card information including at least one of a card company, a card name, card number information, card validity information, card holder information, CVC (Card Validation Code) information, and signature information. The card can be registered based on the card information. In this case, the controller 180 may extract information necessary for card registration by recognizing a character from the card picture taken by the camera. For example, if the front surface of the card is photographed through a camera, card number information, card expiration date information, card holder information, and the like may be extracted.

The controller 180 may generate a card image for identifying a registered card. The card image may basically include information for identifying the card (for example, a card company or a brand name of the card). The controller 180 may output a card image in response to a preset user input. When the payment process is performed while the card image is being output, the controller 180 may transmit card information corresponding to the card image currently being output to the payment terminal.

Card information may be managed by a card management server. In this case, when the payment related application is executed through the mobile terminal, the controller 180 may receive card information from the management server and control the card information on the card image to be output based on the received card information.

As another example, both the card image and the card information may be received from the card management server. For example, the mobile card used in the mobile terminal may be issued from a card management server. In this case, the controller 180 may output the card image received from the card management server through the display unit 151.

Hereinafter, the mobile terminal according to the present invention will be described in detail based on the above description.

3 is an operation flowchart of a mobile terminal according to the present invention. Referring to FIG. 3, first, the controller 180 may control the card image to be output through the display unit 151 (S301). In detail, the controller 180 may output the card image in response to a preset user input, or may output the card image when the card management application is executed.

Here, the preset user input may be a dragging of a pointer touched near the edge of the display unit 151 by a predetermined distance or more toward the first direction, or input of a touch of a preset pattern through the display unit 151. There are many different forms.

When the preset user input is received when the display unit 151 is in the Off state, the controller 180 may output the card image after switching the display unit 151 to the on state. That is, the controller 180 may control the card image to be output when a preset user input is received regardless of whether the display unit 151 is in an on / off state.

For example, FIG. 4 is a diagram illustrating an example in which a card image is output.

In FIGS. 4A and 4B, when a user input of dragging a pointer touching a lower end of the display unit 151 to move upward a predetermined distance or more is received, a card image (through the display unit 151) is received. 410 is shown to be output. Referring to FIG. 4B, a card company 412, a card number 414, an expiration date 416, and card holder information 418 are output to the card image 410.

In the illustrated example, it is illustrated that the card image 410 is output by a drag input in which the pointer touching the touch screen is dragged in a predetermined direction. However, the illustrated user input is merely an example of an input that may be applied to execute the corresponding function, but is not intended to limit the present invention. The card image 410 may be output in response to another type of touch input or gesture input.

When the gesture of tilting in the first direction or the second direction is detected in the state where the card image 410 is output, the controller 180 may output additional card information in response to the gesture input.

For example, as shown in the example of FIG. 4C, when a gesture of tilting the upper end of the mobile terminal toward the front side is detected, the controller 180 may control the CVC information 420 to be output. As another example, as shown in the example of FIG. 4D, when a gesture of tilting the lower end of the mobile terminal toward the front side is detected, the controller 180 can control the signature information 430 to be output.

In addition to the illustrated gesture, card information may be additionally output in response to another type of gesture input or another type of user input.

If the mobile terminal is located within the communication range with the payment terminal and user authentication is completed while the card image is being output, the controller 180 can proceed with the payment terminal. In detail, the controller 180 may transmit information of a card to be used for payment to the payment terminal. In this case, the user authentication may be performed based on biometric information such as a fingerprint or an iris, or may be performed based on a password.

The controller 180 may output information on the card limit amount and the payment amount (or use amount) so far for the corresponding card on the card image (S302). For example, the controller 180 may output the ratio of the payment amount up to now to the card limit amount by viewing the card image as one gauge bar.

The card limit amount 510 indicates a card usage limit for a predetermined period. The card limit amount may be a use limit of a card set by a card company, or may be a previous month card use amount or an amount set by a user. If the card image is for a debit card or a check card, the card limit amount may be the balance of the bank account associated with the card.

The payment amount 520 up to now may be the sum of the accumulated payment amounts from the start date of the card settlement date to the present, or the sum of the accumulated payment amounts from the predetermined date (for example, the first day of each month) up to the present. It may be.

The controller 180 may output information on the amount of payment up to now compared to the card limit amount through the color of the card image 530 or an object outputted on the card image 530. As an example, if the card limit amount is 400,000 won and the amount paid by the card so far is 200,000, the controller 180 may use 1/2 of the card image as shown in FIG. 530 may be controlled to be displayed by changing to a predetermined color, or may be controlled to output an object covering 1/2 540 of the card image.

If the amount paid by the card so far increases to 300,000, the controller 180 displays 3/4 (550) of the card image changed to a predetermined color, as shown in the example of FIG. Control to display an object pointing to 3/4 (550) of the card image 530.

That is, as in the example shown in (a) and (b) of FIG. 5, the controller 180 sees the card image as one gauge bar, and based on the amount of payment up to the present, compared to the card limit amount, on the card image. The ratio of the area occupied by the predetermined color or the area of the area covered by the object may be adjusted.

At this time, the controller 180 may change the color of the predetermined area or the object as the card use amount approaches the card limit amount. As an example, when the ratio of the card use amount to the card limit amount exceeds the reference value, the controller 180 may control the object to change from the first color to the second color. The user may be able to determine whether the card usage amount is appropriate based on the color of the object.

As another example, the controller 180 may determine that the amount of card use within the target period (that is, the period in which the card limit amount is applied) does not exceed the card use limit based on the payment amount pattern to date. An object of one color may be output, and if the amount of card use is expected to exceed the card use limit, an object of the second color may be output.

5 (a) and (b) it is illustrated that the gauge increases in the upward direction as the amount of payment so far increases. The direction of increase of the gauge may be set differently from that shown. In addition, in FIG. 5, the card limit amount and the present payment amount are numerically displayed, and the information on the period during which the card limit amount is applied and the period during which the payment amount is applied up to the present are also output. .

In FIG. 5 the card image is shown to act as a gauge bar. When overlaying an object on the card image, the object may be set to a translucent state. Accordingly, even if an object is output, visibility of card information included in a card image may be maintained.

5 (a) and (b) it is shown that the information on the card limit amount and the payment amount so far is output. In this case, the controller 180 may control to output the remaining card limit amount after subtracting the payment amount up to now.

If the card limit amount is 400,000 won and the card use amount 620 so far is 200,000 won, the controller 180 controls the card use amount 620 so far as shown in the example shown in FIG. 200,000 won and the remaining card limit amount (610) 200,000 won is deducted from the card limit amount up to now.

If the card use amount 620 so far is increased to 300,000 won, the remaining card limit amount 610 may be reduced to 100,000 won, as in the example shown in FIG.

If the card limit amount is the balance of the bank account associated with the card, the card limit amount may vary depending on the deposit and withdrawal details of the bank account.

If the ratio of the card use amount to the card limit amount up to a predetermined reference value or more or the card use amount up to the present reaches the card limit amount, the controller 180 may control to output a notification. Here, the notification may be at least one of a message, a sound, and a vibration output through the display unit 151.

7 is a diagram illustrating an example of outputting a notification.

When the card limit amount 710 is 400,000 won and the card use amount 720 is 300,000 won, and the user pays an additional 150,000 won using the card, the card use amount (450,000 won) 720 is the card limit. It will exceed the amount 710. When the card use amount 720 exceeds the card limit amount 710, the controller 180 may control to output a notification.

For example, in FIG. 7A, as the card use amount exceeds the card limit amount, a message 730 indicating that the budget has been exceeded is output through the display unit 151.

As another example, when the card use amount 720 exceeds the card limit amount 710 due to the additional card payment, the controller 180 may reject the card payment. That is, when the card use amount 720 exceeds the card limit amount 710 due to the additional card payment, the controller 180 does not transmit the card information to the payment terminal even if a user input for commanding the card payment is received. You may not. In this case, the controller 180 may output a notification indicating that the card payment amount 720 cannot proceed with the card payment exceeding the limit amount 710.

When using the debit card or the check card, if the amount to be paid is more than the balance of the bankbook or the balance after the payment is less than the predetermined amount, the controller 180 notifies whether to proceed with the payment with the card. You can control the output.

For example, in FIG. 7B, a message 740 asking whether to proceed with the bank balance and payment after payment is illustrated as being output. When a user input for accepting payment is received, the controller 180 may transmit card information to a payment terminal in order to proceed with card payment. In addition, as shown in (b) of FIG. 7, as the account balance becomes 0 won, a message 750 indicating that there is no balance is output.

When displaying payment amount information up to the present on the card image, the controller 180 may also output the usage amount information for each category.

The controller 180 may classify payment cases using a card by category and calculate a card use amount for each category. In this case, the payment case may be automatically classified into a predetermined category based on the affiliate store information, or the payment case may be classified into a predetermined category through user setting.

When the color information of at least a part of the card image is changed or the payment amount information so far is output by outputting an object covering at least a part of the card image, the controller 180 changes the color of at least a part of the card image by category. It may be set or control to output a plurality of objects each pointing to one category.

For example, in FIG. 8, a plurality of objects indicating the payment amount of each category on the card image is output. Each of the plurality of objects may indicate a user's card payment amount for a predetermined category. For example, if the payment case is classified into the living expenses, food expenses, and transportation expenses categories, each of the plurality of

objects

810, 820, and 830 includes a cumulative settlement amount for the living expenses category, a cumulative settlement amount for the food expenses category, and a cumulative transportation expenses category. It can refer to the payment amount. The user may know the share of each category in the card payment amount so far based on the size of each object.

In this case, the controller 180 may stack and arrange the objects in the order of the highest payment amount. In the example illustrated in FIG. 8, the living expenses 810, the food expenses 820, and the transportation expenses 830 categories are stacked and output according to the order of payment amount.

The card limit amount may be set for each category. In this case, the controller 180 may output the usage amount information up to the present, compared to the card limit amount for each category.

When the card limit amount for each category is set, the controller 180 may calculate a card use amount for each category. In addition, the controller 180 may set a plurality of areas on the card image, and control to output card limit amount and card use amount information for each category through the respective areas.

For example, in FIG. 9A, the card image is divided and output into three

regions

910, 920, and 930. If the card limit amount is set for the cost of living, food expenses, and transportation cost categories, the card limit amount and the card use amount for the cost of living category through each of the plurality of areas (910, 920, 930) (see reference numeral 910). The card limit amount and card use amount (see reference numeral 920), the card limit amount and card use amount information (see reference numeral 930) for the food expenses category may be output.

As another example, the controller 180 divides the card image into two areas as shown in the example of FIG. 9B, and then, through one of the areas 940, the card limit amount and the card for each category. The usage amount information may be displayed, and the other area 950 may control the output of the total card limit amount and the card use amount information.

For example, in FIG. 9B, the card limit amount and card usage amount information for each category are output in the left region 940 of the card image, and the total card limit amount and card usage amount information is output in the right region 950. It is shown to be. In this case, the total card limit amount may be the sum of the card limit amount for each category, and the total card use amount may be the sum of the card use amount for each category.

When a predetermined touch input is received while the card image is being output, the controller 180 may control to output the latest payment information (that is, information about the last payment performed) using the corresponding card.

As shown in the example of FIG. 10A, when a touch input for dragging a pointer touching a card image in a predetermined direction (illustrated upward in FIG. 10A) is received, the controller 180 ) May control to output the most recent payment information using the card. In this case, as shown in the example of FIG. 10B, when the length d1 of the track dragged by the pointer is less than or equal to a predetermined reference value d_ref, the controller 180 may select a part of the payment information 1010. While outputting, when the length d2 of the trajectory to which the pointer is dragged is greater than or equal to a predetermined reference value d_ref, as shown in the example of FIG. 10C, the complete payment information 1010 can be controlled to be output. have.

In (b) and (c) of FIG. 10, a payment date 1012, a payment amount 1014, information about an affiliate store where payment has been performed (for example, an affiliate store name and a homepage URL address of an affiliate store) 1016 and It is shown that the location information 1018 of the merchant is output.

Although not shown in the drawing, when the most recent payment information is being output, if a touch input for dragging a pointer touching a figure including payment information in a predetermined direction is received once again, the controller 180 controls the next payment information. Can also be controlled to output.

In the illustrated example, it is illustrated that the latest payment information is output by a drag input in which the pointer touching the touch screen is dragged in a predetermined direction. However, the illustrated user input is merely an example of an input that may be applied to execute the corresponding function, but is not intended to limit the present invention. Recent payment information may be output in response to another type of touch input or gesture input.

While the payment information is output, when a user input for touching the location information of the affiliated store is received or a user input for touching a button for calling a map is received, the controller 180 displays the map through the display unit 151. You can control the output.

For example, FIG. 11 is a diagram illustrating an example of outputting a map. In FIG. 11A, a map view button 1110 is output along with payment information. In this case, when a user input of touching the map view button 1110 is received, the controller 180 may control the map to be output as shown in the example of FIG. 11B.

At this time, the location of the affiliated store where payment was made using the corresponding card may be identified and displayed on the map. In FIG. 11B, an image 1120 of a card used to use payment at a point corresponding to an affiliate store location is output. In this case, the controller 180 may adjust the size of the card image 1120 according to the frequency of use of the card at the affiliated store or the total amount of the card use amount.

That is, the large size of the card image 1120 means that the number of payments or the total amount of payments is high at the affiliated store where the card image 1120 is output, and that the size of the card image 1120 is small. In this case, the card image 1120 may mean that the number of payments or the amount of the payment amount is low at the affiliated store located at the place where the card image 1120 is output.

The controller 180 may be granted a right to use a card from another terminal, or may grant a right to use a card to another terminal. For example, if a person and a limit amount to share the card are set while the card image 1120 is being output, another terminal may be authorized to use the card within the set limit amount.

For convenience of description, the mobile terminal granting the card use right and the mobile terminal granted the card use right will be referred to as a first mobile terminal and a second mobile terminal, respectively.

FIG. 12A is a diagram for describing an operation of the first mobile terminal, and FIG. 12B is a diagram for explaining an operation of the second mobile terminal.

In the state where the card image 1210 is being output through the first mobile terminal, a user input for dragging the pointer touching the card image 1210 in a predetermined direction (illustrated downward in FIG. 12A). When the reception is received, the controller 180 may control to output a screen for setting a person and a share amount to which the user wants to grant a right to use the card.

In FIG. 12A, a screen including a candidate person list 1220 and a share amount window 1230 to which a card is given the right to use is output.

In this case, the controller 180 may control the contact person of the predetermined number of persons to be included in the candidate person list in the order of the highest contact frequency or the most recently contacted order among the persons registered in the phone book. When any one of the candidate person list is selected, the terminal of the selected person may be set as a terminal to which the card use right is granted.

The card usage authority may be granted to a terminal of a person who is not included in the candidate person list. For example, in the example illustrated in FIG. 12A, when a user input of touching the add button 1240 is received, the controller 180 may output a phone book list. Although not shown, if any one of the phone book list is selected, the terminal of the selected person may be set as a terminal to which the card use authority is granted.

The controller 180 may provide a user interface for adjusting the sharing amount. For example, when a user input of touching the amount window 1230 is received, the controller 180 may control to input a numeric input window for inputting a share amount.

In this case, the sharing amount may be set within the remaining card limit amount after deducting the payment amount up to now from the card use limit amount. If the shared amount is more than the remaining card limit amount, the controller 180 may automatically adjust the shared amount down to the remaining card limit amount. At this time, the controller 180 may output a message indicating that the shared amount is adjusted down to the remaining card limit amount.

When the setting of the person (ie, the terminal) and the share amount to which the card is authorized to be used is completed, the first mobile terminal may grant the card usage right to the second mobile terminal. Specifically, the first mobile terminal may transmit the card image, the card information, and the information about the amount of sharing to the second mobile terminal, or request the card management server to transmit the information about the card information and the amount of sharing to the second mobile terminal. have.

When the card use right is granted to the second mobile terminal, the payment amount so far in the first mobile terminal may increase by the sharing amount. That is, the sharing amount to which the use right is granted to the second mobile terminal may be set as the expenditure details in the first mobile terminal. In FIG. 12A, as 200,000 won is set as the shared amount, the card use amount 1250 until the present day of the card is also shown to increase from 100,000 won to 300,000 won.

As another example, the controller 180 may control the card limit amount to decrease by the sharing amount. As an example, when the card limit amount is 400,000 won and the shared amount is 200,000 won, the controller 180 may lower the card limit amount to 200,000 won.

The second mobile terminal granted the card use right from the first mobile terminal or the card management server may output a notification indicating that the card use right has been granted. For example, in FIG. 12B, a message 1260 indicating that a card use right is granted is output.

When a user input of touching the message 1260 is received, the controller 180 may control to output a card image 1270 of a card that has been granted permission to use. In this case, the sharing amount set in the first mobile terminal may be set to the card limit amount 1280 in the second mobile terminal.

In this case, the controller 180 may also output information 1290 of the first mobile terminal to which the card use right is granted. For example, in FIG. 12B, a name (ie, 'wife') of a user corresponding to the first mobile terminal is output.

The card payment amount may be calculated for each terminal. That is, the amount paid through the first mobile terminal may be added to the card payment amount of the first mobile terminal, and the amount paid through the second mobile terminal may be added to the card payment amount of the second mobile terminal.

Accordingly, the user of the first mobile terminal and the second mobile terminal may be able to make a payment using a card within the range of their card limit amount.

As another example, when a plurality of persons share a card, the controller 180 may display card payment amount information of each of the plurality of persons on the card image.

The controller 180 can display the use amount information for each person sharing the card on the card image. For example, if the first mobile terminal and the second mobile terminal share a card, it is possible to control to display the payment amount of the first mobile terminal and the payment amount of the second mobile terminal on the card image.

In detail, when outputting the payment amount information so far through the color of the card image or the object covering the card image, the controller 180 may differently set the color of at least a part of the card image for each person, You can control the output.

For example, in FIG. 13, a plurality of

objects

1310 and 1320 indicating a payment amount for each person on the card image are shown. Each of the plurality of

objects

1310 and 1320 may indicate a cumulative payment amount for a predetermined period of time for a predetermined person. The user may know the specific portion of the card payment amount so far based on the size of each object. In addition, in FIG. 13, the

information

1312 and 1322 and the

payment amount values

1314 and 1324 of each person on the object are output.

In this case, as shown in the example of FIG. 13, the controller 180 may stack and arrange the objects in the order of the highest payment amount.

The controller 180 may receive a message requesting the purchase of goods from another mobile terminal sharing a card or transmit a message requesting the purchase of goods to another mobile terminal.

14 is a diagram illustrating an example in which a message is transmitted.

Referring to (a) and (b) of FIG. 14, while the card image is output, the payment amount information of another mobile terminal sharing the card (ie, an object indicating the payment amount of another mobile terminal 1410) is touched. When a touch input in which the pointer is dragged in a predetermined direction (illustrated upward in FIG. 14A) is received, the controller 180 outputs a message creation screen for composing a message to be transmitted to another mobile terminal. Can be.

In this case, the message body 1420 may automatically insert information on the amount of payment up to the present of the selected person or information on the remaining limit amount of the selected person. In FIG. 14B, payment information of the selected person up to now is automatically inserted into the message body.

The user can additionally write message contents to be transmitted to the selected person through the keypad. When the user's message writing is completed and a user input (for example, a touch input of touching the send button 1430, as shown in the example of FIG. 14C) is received, the controller The 180 may transmit a message written to another mobile terminal.

In FIG. 14, it is illustrated that a message composition screen is output by a drag input of dragging a pointer which touches payment amount information of another mobile terminal. However, the illustrated user input is merely an example of an input applied to the corresponding function, and is not intended to limit the present invention. In response to another type of touch input or gesture input, a message composition screen may be output.

In addition, the message composition screen may include information about the recipient of the message and the shared card. In FIGS. 14B and 14C, a portion of a card image is output on the top of the display unit 151, and a recipient 1440 on the card image and information 1450 for identifying the card are output. .

15 is a diagram illustrating an example in which a message is received.

When a message is received from another mobile terminal sharing the card, the controller 180 may control to output the message 1520 received from the other mobile terminal on the card image 1510. For example, in FIG. 15A, a message 1520 received from another mobile terminal on the card image 1510 is overlaid.

In this case, when the message 1520 received from another mobile terminal includes information on a product and a purchase is made for the product, the controller 180 stops outputting a message on a card image or automatically transmits the message to another mobile terminal. You can send a reply message.

As an example, when a user input for touching a message displayed on the overlay on the card image is received, the controller 180 determines whether to activate the auto answer function as shown in the example of FIG. 15B. The menu 1530 may be controlled to be output. In the menu 1530 illustrated in FIG. 15B, the 'delete after purchase' item is for stopping the output of the message on the card image after the payment for the product included in the message is made, and the 'automatic after purchase' The reply 'item may be for transmitting an answer message to another mobile terminal after the payment for the product included in the message is made.

When a user input for selecting one of the two items is received, the controller 180 may control to output information of a product included in the message on the card image. For example, in FIG. 15C, an image 1540 representing a product included in the message on the card image 1510 is output.

Subsequently, when the payment for the product is completed, the controller 180 stops outputting the message on the card image 1510 according to the item selected by the user in the example shown in FIG. While stopping the output, it is possible to send a response message to another mobile terminal.

For example, FIG. 15D illustrates an example of a message automatically sent to another mobile terminal. In (d) of FIG. 15, information about a payment amount and a purchased item is illustrated in a message.

The controller 180 may determine whether the payment for the predetermined product has been performed based on the purchase information of the predetermined product received from the payment terminal. When the card payment is performed, the controller 180 may send a text message automatically sent from the card company server. On the basis of this, it may be determined whether the payment for the predetermined product has been performed. As another example, the controller 180 may receive the user's card usage history information from the card company server, and determine whether the payment for the predetermined product has been performed.

The card image can basically take the form of a real card. For example, as described above with reference to FIG. 4, information for identifying a card and card information may be output on the card image, like a real card.

In this case, the card image may be replaced with an image stored in the mobile terminal. For example, the controller 180 may configure a card image through a picture taken by a camera. In this case, the controller 180 may configure the card image by displaying information for identifying the card on the picture and the card information.

As another example, the controller 180 may configure a card image based on a product picture photographed by a user for purchase, an image of a product added to a wish list in an online shopping mall, or an image of a product viewed by a user in an online shopping mall. It may be. In this case, the controller 180 may configure a card image based on an image of a product that does not exceed the remaining card limit amount in consideration of the remaining card limit amount.

16 is a diagram illustrating an example in which a card image is changed.

For convenience of explanation, it is assumed that the card is a gift card. In addition, it is assumed that the remaining card limit amount information is output together with the card image.

When the limit amount of the gift card is 100,000 won, the controller 180 may construct a card image based on an image of a product not exceeding 100,000 won. In the example shown in (a) of FIG. 16, a card is displayed such that a selling place (eg, an online shopping mall) 1614 of the corresponding product and a price 1616 of the corresponding product are displayed on the image 1612 for promoting the product. The image is shown to be constructed.

Although not shown, when there are a plurality of products that do not exceed the limit amount, the controller 180 may adjust the product information to be output on the card image by a user input. For example, while the information of the first product on the card image is output, a predetermined user input (for example, a drag input for dragging a pointer in a predetermined direction or a touch input for touching a button for triggering the next product to be displayed) If) is received, the controller may control to output the product information of the second product that does not exceed the card limit amount.

When the payment is made through the gift card and the price of the product output through the card image exceeds the remaining card limit amount of the gift card, the controller 180 may replace the card image.

For example, as shown in FIGS. 16A and 16B, as the limit amount of the gift card decreases from 100,000 won to 60,000 won, the

information

1612, 1614, and the like for guiding a product worth 98,000 won is included in the card image. 1616) to include information 1622, 1624, 1626 for guiding a product worth $ 52,513.

When a card image is generated based on a product image, the controller 180 may control a product purchase screen for purchasing a corresponding product to be output based on a user's touch input to the card image.

17 is a diagram illustrating an example of outputting a product purchase page.

As in the example shown in FIG. 17A, when a card input is generated based on a product image, if a touch input for touching the card image is received, the controller 180 is illustrated in FIG. 17B. As shown in the example, a purchase screen for purchasing a corresponding product may be controlled to be output.

Here, the purchase screen may be a URL address of an online shopping mall selling the corresponding product, or may be a payment screen for paying the price of the product of the corresponding product. In this case, the controller 180 may select a card corresponding to the card image as the default payment means.

In FIG. 16 and FIG. 17, the card image is generated based on the product image. Unlike the illustrated example, instead of generating a card image based on the product image, the controller 180 controls to output the product information (for example, a product name, a product image, or a product price) on the card image to be overlayed. It may be. The embodiment described with reference to FIGS. 16 and 17 may be applied to the case where the product information on the card image is overlaid. An example of overlaying the product information on the card image will be described with reference to FIG. 19.

The controller 180 may control to output the product information suitable for the user in consideration of the remaining card limit amount, the date, and the location of the user. In detail, when it is expected that a product added to a wish list in an online shopping mall or a product viewed by a user in an online shopping mall is sold at a place where the mobile terminal is located (ie, an area within a predetermined distance from the mobile terminal), The controller 180 may control the information of the corresponding product on the card image to be output. 18 and 19, this embodiment will be described in more detail.

As shown in (a) and (b) of FIG. 18, when a preset user input is received while surfing the web, the controller 180 may control a menu to be output in response to the touch input. In the menu 1710, when an item to add a wish list is selected, the controller 180 may add a product currently being displayed to the wish list. If a plurality of products are being displayed, the controller 180 controls a plurality of items. You can add the product selected by the user to the wish list.

For example, as in the example illustrated in FIG. 18C, when a drag input of a predetermined trajectory is received through a pointer and a predetermined product in a figure formed by the drag movement trajectory is included, the controller 180 drags. Predetermined products included in the figure formed by the movement trajectory may be added to the wish list.

The user can then browse the wish list at any time if necessary. In (d) of FIG. 18, the wish list includes a plurality of product items. At this time, each product item is shown to include a product image and a product price.

The controller 180 may control the card image 1910 to be output in response to the user input, as shown in the example of FIG. 19A. When the location of the mobile terminal is changed and a store that sells any one of the products registered in the wish list around the mobile terminal is searched or is expected to be searched, the controller 180 is added to the wish list on the card image 1910. The registered product information may be controlled to be overlay output.

For example, when the mobile terminal is located near the department store camping corner, the controller 180 can control an image of camping-related goods among the products registered in the wish list on the card image 1910 to be outputted with overlay. In the example illustrated in FIG. 19B, the tent image 1920 on the card image 1910 is overlaid.

If the store around the mobile terminal is expected to sell a plurality of products included in the wish list, the controller 180 may control to output overlay of the product information on the plurality of products on the card image 1910 at the same time. The product information may be sequentially controlled to output product information on a plurality of products at predetermined time intervals.

The controller 180 may control only the products of the products included in the wish list having a price lower than the remaining card limit amount to be overlaid on the card image 1910. For example, if the tent price is 100,000 won, the backpack price is 400,000 won, and the remaining limit amount of the card is 200,000 won among the products included in the wish list, the controller 180 may determine the remaining card limit amount on the card image 1910. It is possible to control the output of tents with lower prices.

A button 1930 for moving to the wish list may be further output on the card image. When a touch input of touching a button 1930 for moving to the wish list is received, a product list added to the wish list may be added as in the example illustrated in FIG. 19C.

19 illustrates a product image as an example of product information output on the card. In addition to the illustrated example, information such as a product name and a product price may be output on the card image.

According to one embodiment of the present invention, the above-described method (operation flowchart) can be embodied as a code that can be read by a processor in a program (or application) or a medium in which a program is recorded. Examples of processor-readable media include ROM, RAM, CD-ROM, magnetic tape, floppy disk, optical data storage, and the like, and may be implemented in the form of a carrier wave (for example, transmission over the Internet). Include.

The mobile terminal 100 described above is not limited to the configuration and method of the embodiments described above, the embodiments are a combination of all or part of each embodiment selectively so that various modifications can be made It may be configured.

The present invention can be applied to various kinds of electronic devices capable of performing payment using a card registered in the device.

Claims

A display unit for outputting a card image; And

A control unit for controlling an object to be output on at least a part of the area of the card image corresponding to the ratio of the card use amount to the card limit amount

Mobile terminal comprising a.
The method of claim 1,

And the control unit controls to output at least one of the card limit amount and the remaining card limit amount obtained by subtracting the card use amount from the card limit amount through the display unit.
The method of claim 1,

And when the ratio of the card use amount to the card limit amount is equal to or greater than a reference value, the controller controls the object to be changed from the first color to the second color.
The method of claim 1,

If the amount to be additionally settled using the card corresponding to the card image is equal to or more than the remaining amount of the card limit less the card usage amount from the card limit amount, the controller determines whether to perform the additional payment through the display unit. And control to output a querying message.
The method of claim 1,

The control unit controls to display the card information of the card corresponding to the card image, and, if a predetermined user input is received, the additional card information is further controlled to display.
The method of claim 1,

When a preset user input is received while the card image is output, the controller controls to output the latest payment information of the card corresponding to the card image.
The method of claim 6,

The latest payment information comprises at least one of a payment amount, merchant information and merchant location information.
The method of claim 1,

The control unit controls to output a map through the display unit,

A mobile terminal, characterized in that for controlling the display of the affiliated store where payment was made using a card corresponding to the card image on the map.
The method of claim 8,

The controller controls the card image to be output at a location of the affiliated store, and adjusts the size of the card image based on at least one of the payment amount at the affiliated store or the number of payments at the affiliated store. terminal.
The method of claim 1,

The controller outputs a plurality of objects on the card image, wherein the size of each of the plurality of objects is adjusted according to the card usage amount of each expense category.
The method of claim 1,

If a predetermined user input is received, the controller selects a target to share a card corresponding to the card image, and controls to output a sharing screen for setting a partial card limit amount to be applied to the person who shared the card. Mobile terminal, characterized in that.
The method of claim 11,

The control unit controls to output a message creation screen for creating a message to be sent to the terminal of the person sharing the card, and the card usage amount of the person sharing the card is automatically inserted in the message body of the message creation screen. Mobile terminal, characterized in that.
The method of claim 11,

When the message is received from the terminal of the person sharing the card, the control unit, characterized in that for controlling the output of the information of the product included in the message on the card image, the mobile terminal.
The method of claim 13,

When the purchase of the product is completed, the control unit, characterized in that for transmitting a response message to the terminal of the person sharing the card, the mobile terminal.
The method of claim 1,

The control unit, characterized in that for controlling the output to overlay the product information on the card image, the mobile terminal.
The method of claim 15,

The controller may determine the product information to be output on the card image based on at least one of a photo, a user's web surfing record, and a wish list.
The method of claim 15,

The controller determines the product information to be output on the card image based on the position of the mobile terminal.
The method of claim 15,

And the controller determines the product information to be output on the card image according to the remaining card limit amount obtained by subtracting the card use amount from the card limit amount.
Outputting a card image through a display unit; And

Outputting an object on at least a portion of the card image corresponding to the ratio of the card use amount to the card limit amount

Control method of a mobile terminal comprising a.