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WO2016082683A1 - System and method for renting intelligent vehicle - Google Patents

System and method for renting intelligent vehicle Download PDF

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Publication number
WO2016082683A1
WO2016082683A1 PCT/CN2015/094521 CN2015094521W WO2016082683A1 WO 2016082683 A1 WO2016082683 A1 WO 2016082683A1 CN 2015094521 W CN2015094521 W CN 2015094521W WO 2016082683 A1 WO2016082683 A1 WO 2016082683A1
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WIPO (PCT)
Prior art keywords
smart car
user
payment
information
vehicle
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PCT/CN2015/094521
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French (fr)
Chinese (zh)
Inventor
柴洪峰
鲁志军
祖立军
孙权
才华
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中国银联股份有限公司
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Publication of WO2016082683A1 publication Critical patent/WO2016082683A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce

Definitions

  • the present invention relates to communication technologies and, more particularly, to systems and methods for renting smart cars.
  • the user needs to manually fill in the form to apply before renting a car.
  • the contents of the car rental form include the ID number, driver's license number, etc.
  • the content is cumbersome and error-prone, making the car rental application process too cumbersome.
  • users often need to pick up the car at the designated location and return the car. This makes it takes a lot of time for the user to affect the user experience.
  • the payment method used is generally manual payment, and the manual charging cannot establish an effective association with the vehicle, and it is difficult to effectively charge the additional expenses incurred during the user renting process.
  • cash payments are cumbersome and payment records cannot be saved. In particular, when returning a vehicle, the user often needs to wait for a long time to confirm by the rental company whether the vehicle is damaged or not, and whether an additional fee is required.
  • the invention discloses a method for renting a smart car, comprising: a starting process, wherein a car rental request is received from a portable device, a scheduling process, wherein the smart car is scheduled to travel to a starting position according to a rental car request, and the settlement process, wherein the smart When the car travels to the end position, the rent is calculated based on the itinerary information received from the smart car, and the rent payment is completed based on the user's payment information.
  • the method may further include an authentication process, wherein the identity information of the user is received from the portable device, the identity information is authenticated, and when the authentication is successful, the usage rights of the smart car are opened.
  • the scheduling process may further include: scheduling the smart car to travel to the designated location after determining that the smart car travels to the end position.
  • the scheduling process can also include transmitting a prompt to the portable device when the smart car travels to the starting location.
  • the settlement process may further include: after determining that the smart car travels to the designated location, completing an additional fee payment according to the payment information of the user.
  • the invention discloses a system for renting a smart car, comprising: an activation device, configured to receive a rental car request from a portable device, a scheduling device, configured to schedule the smart car to travel to a starting position according to the rental car request, and the settlement device is configured to be used as the smart car
  • the rent is calculated based on the itinerary information received from the smart car, and the rent payment is completed based on the payment information of the user.
  • the system may further include: authentication means for receiving identity information of the user from the portable device, authenticating the identity information, and opening the usage right of the smart car when the authentication is successful.
  • the dispatching device may be further configured to schedule the smart car to travel to the designated position after determining that the smart car has traveled to the end position.
  • the dispatching device can also be configured to send a prompt to the portable device after the smart car has traveled to the starting position.
  • the settlement device may be further configured to: upon determining that the smart car travels to the designated location, complete an additional fee payment based on the payment information of the user.
  • the present invention can use a smart car with an automatic driving function, so that after the user completes the rental request, the system can obtain, for example, the location where the user is located, and automatically issues an order to the user's location to the smart car around the user.
  • the system can prompt the user that the user can use the vehicle only after completing the certification and authorization with the smart car. After arriving at the destination, the user simply parks the vehicle near the destination and the vehicle automatically leaves without the user having to operate it.
  • the payment is made in two authorizations.
  • the first pre-authorization is performed by using the mobile communication device or the interface connection between the bank card and the in-vehicle payment device.
  • the rental fee is deducted from the first pre-authorization amount, and the remaining amount is returned to the user's bank card account, and
  • a second pre-authorization can be made.
  • the second pre-authorization time can be preset to, for example, 24 hours, to cover the additional expenses incurred in the car rental process, and the additional charges incurred are deducted from the second pre-authorization.
  • the fees paid for the first pre-authorization may include: car rental rent; the fees that may be paid for the second pre-authorization may include: vehicle damage repair costs, illegal fines, unpaid car rental rent, etc.
  • the in-vehicle payment device of the smart vehicle can provide the user with a humanized human hand Inter-interface.
  • the user can connect the mobile communication device or the IC bank card with the interface to complete the pre-authorization authentication service and the user authentication service. After the authentication, the vehicle will automatically open the door, that is, the vehicle usage right can be obtained through the completion of the first pre-authorization.
  • the user can connect the mobile communication device or bank card to the interface to release the first pre-authorization and complete the second pre-authorization.
  • this can be purchased by the user for in-vehicle payment.
  • Users can obtain auto insurance provided by different companies, for example, through the car screen, and compare their most satisfactory insurance services. Moreover, the user does not need to fill in a large amount of vehicle status information, nor does it have to worry about the failure to fill in the information to cause the insurance to fail.
  • the various types of form information required can be automatically generated by the smart car, and the user can complete the insurance purchase only by confirming the payment.
  • FIG. 1 is a schematic diagram of a system for renting a smart car in accordance with an embodiment of the present invention.
  • FIG. 2 is a schematic diagram of a method of renting a smart car in accordance with an embodiment of the present invention.
  • FIG. 1 is a schematic diagram of a system 10 for renting a smart car in accordance with an embodiment of the present invention.
  • Smart cars can be equipped with driverless systems, automatic navigation systems, in-vehicle communication systems, and in-vehicle payment systems.
  • the driverless system allows the vehicle to no longer rely on human driving.
  • the automatic navigation system can capture the location of the smart vehicle and cooperate with the driverless system. Vehicles can reach any given location.
  • the in-vehicle communication system can communicate with an external system, and the technologies that can be used include cellular wireless communication technology, dedicated short-range communication technology, near field communication technology, and the like.
  • the in-vehicle payment system can make the vehicle an efficient and integrated payment platform for different payment scenarios.
  • the system for renting a smart car includes an activation device 11, a dispatch device 12, and a settlement device 13.
  • the system 10 can communicate with the portable device 30, the smart car 20, via a suitable communication link, such as a wireless network.
  • Portable device 30 may be a user's mobile communication device, tablet, in which, for example, an application for communicating with system 10 may be installed.
  • Communication device 21 and payment device 22, such as those illustrated in FIG. 1, may also be provided in smart car 20 to communicate with portable device 30, system 10.
  • the activation device is for receiving a rental request from the portable device.
  • the dispatching device is configured to call the smart car to travel to the starting position according to the rental request.
  • the settlement device is configured to calculate a rent based on the itinerary information received from the smart car when the smart car travels to the end position, and complete the rent payment according to the payment information of the user.
  • the car rental request may include information of the user's identity, desired smart car (eg, desired vehicle type, color, etc.), expected boarding location, expected drop-off location, and the like.
  • the dispatching device can command the smart car desired by the user to automatically travel to the expected boarding position based on a part of the information, for example, by an unmanned driving system of the smart car.
  • the dispatch device can also be configured to send a prompt to the portable device after the smart car has traveled to the expected boarding position.
  • the dispatch device can also be configured to transmit the real-time location of the smart car to the portable device.
  • the boarding position that is, the starting position of the actually used vehicle, that is, the ending position of the actually used vehicle.
  • the activation device may also receive real-time geographic location information from the portable device, and schedule the smart car to travel to the current location of the user as the starting location according to the geographic location information.
  • the smart car can be reached anywhere, so that the user does not need extra energy to pick up and return the car.
  • the payment device of the smart car can calculate the trip information.
  • the settlement device calculates the rent based on the travel information received from the communication device of the smart car, such as the vehicle usage time, fuel consumption, and mileage.
  • the calculated rent can be sent to the payment device of the smart car and displayed, for example, on the onboard computer screen for user confirmation.
  • the user can make a payment using a portable device that communicates with the payment device. For example, the user can enter payment information (eg, a bank card account number and password) in the portable device and send the information to the payment device, which in turn transmits the information to the settlement device for settlement.
  • payment information eg, a bank card account number and password
  • the portable device may be a bank card provided with a smart chip, and the user can use the bank card to swipe the card on the payment device, and the payment device uploads the information read from the bank card to the settlement device for settlement.
  • the user can also directly transmit payment information to the settlement device or directly input the payment information in the payment device through an application provided in the portable device.
  • system 10 may pre-store user identity information (eg, identity card number), payment information (eg, credit card number), etc., to facilitate quick access after the lease is over. This can be done by having the user register in the system 10 in advance and enter relevant information. Thus, when the smart car travels to the end position, it is possible to calculate the rent based on the travel information received from the vehicle and the pre-stored payment information of the user to complete the rent payment without requiring the user to input the payment information.
  • user identity information eg, identity card number
  • payment information eg, credit card number
  • the rent can be calculated according to the length of use of the smart car (the minimum unit is minutes), the length of use is from the time when the user starts using the vehicle, the time is paused when the vehicle is suspended, and the time is stopped when the vehicle is used.
  • the judgment of the use case (starting use, suspending use, and ending use) can be performed by a judging device provided in the smart car.
  • the dispatching device is further configured to call the smart car to travel to the designated position after determining that the smart car has traveled to the end position. For example, after the settlement device completes the payment operation, the smart car line is scheduled to travel to the garage. In addition to the rent in the car rental process, additional fees may be required, such as fines for violations that may be caused by the user. Users may not be able to obtain information about additional fees after the lease ends.
  • the settlement device is further configured to perform an additional fee payment based on the payment information of the user after determining that the smart car travels to the designated position, that is, after the rental ends.
  • the settlement device may perform the rent payment and the additional fee payment by using the user's credit card information in two pre-authorization manners.
  • the pre-authorization limit is limited (for example, based on the expected boarding position in the rent request and the expected number of miles determined in the expected boarding position), and the rental fee is deducted from the pre-authorized amount after the lease ends.
  • the authorization time is limited (for example, after the payment of the first pre-authorization is completed), and when it is judged that the user generates an additional fee in the process of using the smart car, the deduction is generated in the second pre-authorization. Extra cost.
  • a second pre-authorization is made while the rental fee is paid using the first pre-authorized amount.
  • the system 10 may debit the amount of the second pre-authorization based on the user's identity information and payment information, for example, the system 10 may pass the user's identity information to the credit card number in the payment information.
  • the associated issuer sends an application for payment of an additional fee, and the issuer makes a payment based on the application.
  • the system 10 can authenticate the identity of the user before the user uses the vehicle and allow the user to use the vehicle when the authentication is successful.
  • the use vehicle may include a utility information system (eg, a GPS system, a video playback system, etc.) that allows the user to enter the vehicle, use the vehicle, and obtain access to all applications on the onboard computer system (eg, freely set the destination of the travel, free Set the driving route).
  • a utility information system eg, a GPS system, a video playback system, etc.
  • An authentication device may be provided within the system 10 for receiving identity information of the user from the portable device, authenticating the identity information, and opening the usage rights of the smart car when the authentication is successful.
  • system 10 can receive its geographic location information from a portable device and receive its geographic location information from the vehicle. After successful authentication, when it is determined that the portable device is in the vicinity of the vehicle, a command is sent to the vehicle to open the door and open the vehicle interior utility information system. .
  • the authentication device may receive the identity information of the user from the portable device via the payment device, and authenticate the identity information according to, for example, information of the user stored in advance, and when the authentication is successful, remotely command the open smart car via the communication device. Use rights.
  • the identity of the user can be authenticated by the payment device.
  • users can use portable devices and pay The interface of the device communicates, the payment device receives the identity information from the portable device, and the payment device requests the system 10 for real identity information and compares the two.
  • the identity information can be a user ID and a corresponding password, or the user's identity card number and information reserved by the user in system 10.
  • the interface provided by the payment device can be mounted, for example, at the upper right of the front window of the vehicle or at the door position to facilitate access by the user to the portable device.
  • Personal data containing identity information on the portable device can be obtained using wireless communication technologies such as NFC.
  • the interface of the payment device can be connected to the communication device through a physical data line (for example, a bus or a USB data line), and the interface can transmit corresponding data to the communication device, and the communication device can perform authentication work according to the data stored in the system 10 in advance. And return the certification result to the payment device. For example, if the payment device successfully authenticates the user, the voice prompt is opened and the door is opened and the use of the vehicle is authorized. If the authentication is unsuccessful, the payment device may perform an audible prompt authentication failure, such as issuing a "drip" sound.
  • the smart car may be provided with a communication device with a touch screen and a payment device.
  • the user can fully grasp the vehicle status information by touching the screen and use various functions of the smart car.
  • the touch screen allows users to control the vehicle. Users can use this screen to purchase insurance and complete payment confirmation.
  • a payment application can be installed on the communication device or the payment device.
  • the user can use the payment application to complete the payment by touch screen operation without the user making the payment.
  • These fees can be covered by the rent of the car rental. By limiting the related expenses to be paid only to the rent calculated together after the end of the lease, the user does not need to perform various payment operations by himself, thereby improving the user experience.
  • the method for renting a smart car may include: a startup process, wherein receiving a car rental request from a portable device, a scheduling process, wherein the smart car is scheduled to travel to a starting location according to a rental car request, a settlement process, wherein, when the smart When the car travels to the end position, the rent is calculated based on the itinerary information received from the smart car, and the rent is completed according to the payment information of the user. Gold payment.
  • the method may further include an authentication process, wherein the identity information of the user is received from the portable device, the identity information is authenticated, and when the authentication is successful, the usage rights of the smart car are opened.
  • the scheduling process may further include: scheduling the smart car to travel to the designated location after determining that the smart car travels to the end position.
  • the scheduling process can also include transmitting a prompt to the portable device when the smart car travels to the starting location.
  • the settlement process may further include: after determining that the smart car travels to the designated location, completing an additional fee payment according to the payment information of the user.

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Abstract

Disclosed is a method for renting an intelligent vehicle, comprising: a starting process, in which a vehicle renting request is received from a portable device; a dispatching process, in which an intelligent vehicle is dispatched to drive to a start position according to the vehicle renting request; and a settlement process, in which when the intelligent vehicle drives to an end position, a rental is calculated according to route information received from the intelligent vehicle, and rental payment is completed according to payment information of a user.

Description

一种租赁智能汽车的系统和方法System and method for renting smart car 技术领域Technical field
本发明涉及通信技术,并且尤其涉及租赁智能汽车的系统和方法。The present invention relates to communication technologies and, more particularly, to systems and methods for renting smart cars.
背景技术Background technique
现有的租车方案中,用户租车前需要人工填表进行申请。租车表格所需填写的内容包含了身份证号、驾驶证号等,内容比较繁琐并且容易出错使得租车申请流程过于繁琐漫长。另外,用户常常需要到指定的地点取车,还车。这使得用户需要花费大量时间,影响用户体验。另一方面,现有的租车方案中,使用的支付方式一般为人工支付,人工收费无法与车辆建立有效的关联,对于用户租车过程中发生的额外费用难以有效地进行收费。而且对于用户而言,现金支付较为麻烦并且支付记录无法保存。尤其是,当返还车辆时,用户常常需要长时间等待以由租赁公司确认检查车辆是否有人为损坏,是否需要支付额外费用。In the existing car rental plan, the user needs to manually fill in the form to apply before renting a car. The contents of the car rental form include the ID number, driver's license number, etc. The content is cumbersome and error-prone, making the car rental application process too cumbersome. In addition, users often need to pick up the car at the designated location and return the car. This makes it takes a lot of time for the user to affect the user experience. On the other hand, in the existing car rental scheme, the payment method used is generally manual payment, and the manual charging cannot establish an effective association with the vehicle, and it is difficult to effectively charge the additional expenses incurred during the user renting process. And for the user, cash payments are cumbersome and payment records cannot be saved. In particular, when returning a vehicle, the user often needs to wait for a long time to confirm by the rental company whether the vehicle is damaged or not, and whether an additional fee is required.
发明内容Summary of the invention
本发明公开一种租赁智能汽车的方法,包括:启动过程,其中,从便携设备接收租车请求,调度过程,其中,根据租车请求调度智能汽车行驶至起始位置,结算过程,其中,当该智能汽车行驶至结束位置时,根据从智能汽车接收的行程信息计算租金,以及根据用户的支付信息完成租金支付。The invention discloses a method for renting a smart car, comprising: a starting process, wherein a car rental request is received from a portable device, a scheduling process, wherein the smart car is scheduled to travel to a starting position according to a rental car request, and the settlement process, wherein the smart When the car travels to the end position, the rent is calculated based on the itinerary information received from the smart car, and the rent payment is completed based on the user's payment information.
所述方法还可以包括:认证过程,其中,从所述便携设备接收用户的身份信息,认证该身份信息,并且当认证成功时,开放智能汽车的使用权限。调度过程还可以包括:当判断该智能汽车行驶至结束位置后,调度该智能汽车行驶至指定位置。调度过程还可以包括:当智能汽车行驶至起始位置后,向所述便携设备发送提示。结算过程还可以包括:当判断该智能汽车行驶至所述指定位置后,根据用户的支付信息完成额外费用支付。 The method may further include an authentication process, wherein the identity information of the user is received from the portable device, the identity information is authenticated, and when the authentication is successful, the usage rights of the smart car are opened. The scheduling process may further include: scheduling the smart car to travel to the designated location after determining that the smart car travels to the end position. The scheduling process can also include transmitting a prompt to the portable device when the smart car travels to the starting location. The settlement process may further include: after determining that the smart car travels to the designated location, completing an additional fee payment according to the payment information of the user.
本发明公开一种租赁智能汽车的系统包括:启动装置,用于从便携设备接收租车请求,调度装置,用于根据租车请求调度智能汽车行驶至起始位置,结算装置,用于当该智能汽车行驶至结束位置时,根据从智能汽车接收的行程信息计算租金,以及根据用户的支付信息完成租金支付。The invention discloses a system for renting a smart car, comprising: an activation device, configured to receive a rental car request from a portable device, a scheduling device, configured to schedule the smart car to travel to a starting position according to the rental car request, and the settlement device is configured to be used as the smart car When traveling to the end position, the rent is calculated based on the itinerary information received from the smart car, and the rent payment is completed based on the payment information of the user.
所述系统还可以包括:认证装置,用于从所述便携设备接收用户的身份信息,认证该身份信息,并且当认证成功时,开放智能汽车的使用权限。调度装置还可以被配置成:当判断该智能汽车行驶至结束位置后,调度该智能汽车行驶至指定位置。调度装置还可以被配置成:当智能汽车行驶至起始位置后,向所述便携设备发送提示。结算装置还可以被配置成:当判断该智能汽车行驶至所述指定位置后,根据用户的支付信息完成额外费用支付。The system may further include: authentication means for receiving identity information of the user from the portable device, authenticating the identity information, and opening the usage right of the smart car when the authentication is successful. The dispatching device may be further configured to schedule the smart car to travel to the designated position after determining that the smart car has traveled to the end position. The dispatching device can also be configured to send a prompt to the portable device after the smart car has traveled to the starting position. The settlement device may be further configured to: upon determining that the smart car travels to the designated location, complete an additional fee payment based on the payment information of the user.
本发明可以使用具有自动驾驶功能的智能汽车,使得用户完成租赁请求后系统可以获得例如用户所在的地点,并自动向用户周围的智能汽车下达命令驶至用户地点。当车辆到达时系统可以提示用户,用户只需与智能汽车完成认证授权后即可使用车辆。到达目的地后,用户只需将车辆停在目的地附近,车辆自动驾驶离开无需用户自己操作。The present invention can use a smart car with an automatic driving function, so that after the user completes the rental request, the system can obtain, for example, the location where the user is located, and automatically issues an order to the user's location to the smart car around the user. When the vehicle arrives, the system can prompt the user that the user can use the vehicle only after completing the certification and authorization with the smart car. After arriving at the destination, the user simply parks the vehicle near the destination and the vehicle automatically leaves without the user having to operate it.
在一个实施例中,支付采用两次授权方式进行。用户取车时使用移动通信设备或者银行卡和车载支付装置的接口连接进行第一次预授权,当还车时从第一次预授权金额中扣除租金费用,其余金额返回用户银行卡账号,并同时进行第二次预授权,第二次预授权时间可以预设为例如24个小时,用以支付汽车租赁过程中产生的额外费用,产生的额外费用从第二次预授权中扣除。第一次预授权所支付的费用可以包括:汽车租赁租金;第二次预授权所可能支付的费用可以包括:车辆人为损坏修理费、违章罚款、未付清的汽车租赁租金等。In one embodiment, the payment is made in two authorizations. When the user picks up the car, the first pre-authorization is performed by using the mobile communication device or the interface connection between the bank card and the in-vehicle payment device. When the vehicle is returned, the rental fee is deducted from the first pre-authorization amount, and the remaining amount is returned to the user's bank card account, and At the same time, a second pre-authorization can be made. The second pre-authorization time can be preset to, for example, 24 hours, to cover the additional expenses incurred in the car rental process, and the additional charges incurred are deducted from the second pre-authorization. The fees paid for the first pre-authorization may include: car rental rent; the fees that may be paid for the second pre-authorization may include: vehicle damage repair costs, illegal fines, unpaid car rental rent, etc.
在一个实施例中,智能车辆的车载支付装置可以为用户提供一个人性化的人机交 互接口。用户可以将移动通信设备或者IC银行卡与接口相连接,完成预授权认证服务和用户认证服务,认证完毕车辆将自动打开车门,即车辆使用权可以通过第一次预授权的完成而获得。在租车结束时,用户可以将移动通信设备或者银行卡与接口相连接解除第一次预授权并且完成第二次预授权。In one embodiment, the in-vehicle payment device of the smart vehicle can provide the user with a humanized human hand Inter-interface. The user can connect the mobile communication device or the IC bank card with the interface to complete the pre-authorization authentication service and the user authentication service. After the authentication, the vehicle will automatically open the door, that is, the vehicle usage right can be obtained through the completion of the first pre-authorization. At the end of the rental car, the user can connect the mobile communication device or bank card to the interface to release the first pre-authorization and complete the second pre-authorization.
在一个实施例中,可以通过车载支付这种供用户购买汽车保险。用户可以例如通过车载屏幕获得不同公司提供的汽车保险,比较选择自己最满意的保险服务。而且,用户不需要填写大量的车辆状态信息,也不用担心错误填写的信息导致保险失效,所需要的各类表格信息可以智能汽车自动生成,用户只需确认支付即可完成保险购买。In one embodiment, this can be purchased by the user for in-vehicle payment. Users can obtain auto insurance provided by different companies, for example, through the car screen, and compare their most satisfactory insurance services. Moreover, the user does not need to fill in a large amount of vehicle status information, nor does it have to worry about the failure to fill in the information to cause the insurance to fail. The various types of form information required can be automatically generated by the smart car, and the user can complete the insurance purchase only by confirming the payment.
附图说明DRAWINGS
在参照附图阅读了本发明的具体实施方式以后,本领域技术人员将会更清楚地了解本发明。本领域技术人员应当理解的是,附图仅仅用于配合具体实施方式说明本发明的技术方案,而并非意在对本发明的保护范围构成限制。The invention will be more clearly understood by those of ordinary skill in the art the It should be understood by those skilled in the art that the appended claims are not intended to limit the scope of the invention.
图1是根据本发明实施例的租赁智能汽车的系统的示意图。1 is a schematic diagram of a system for renting a smart car in accordance with an embodiment of the present invention.
图2是根据本发明实施例的租赁智能汽车的方法的示意图。2 is a schematic diagram of a method of renting a smart car in accordance with an embodiment of the present invention.
具体实施方式detailed description
下面参照附图,对本发明的具体实施方式作进一步的详细描述。应当理解的是,可对所描述的实施例进行结构的和功能的修改。另外,可针对任何给定的或特定的应用所期望和有利的那样,一个实施例的一个或多个特征可以与另一个实施例的一个或多个特征相组合。Specific embodiments of the present invention will be further described in detail below with reference to the drawings. It will be appreciated that structural and functional modifications may be made to the described embodiments. In addition, one or more features of one embodiment can be combined with one or more features of another embodiment, as desired and advantageous for any given or particular application.
图1是根据本发明实施例的租赁智能汽车的系统10的示意图。智能汽车可以配备有无人驾驶系统、自动导航系统、车载通信系统以及车载支付系统。无人驾驶系统能够让车辆不再依靠人力驾驶。自动导航系统可以获取智能车辆的位置,配合无人驾驶系统, 车辆可以到达任意指定的地点。车载通信系统可以与外部系统通信,可以使用的技术包括蜂窝网无线通信技术、专用短程通信技术、近场通信技术等等。车载支付系统可以让车辆成为一个高效集成的支付平台,应对不同的支付场景。1 is a schematic diagram of a system 10 for renting a smart car in accordance with an embodiment of the present invention. Smart cars can be equipped with driverless systems, automatic navigation systems, in-vehicle communication systems, and in-vehicle payment systems. The driverless system allows the vehicle to no longer rely on human driving. The automatic navigation system can capture the location of the smart vehicle and cooperate with the driverless system. Vehicles can reach any given location. The in-vehicle communication system can communicate with an external system, and the technologies that can be used include cellular wireless communication technology, dedicated short-range communication technology, near field communication technology, and the like. The in-vehicle payment system can make the vehicle an efficient and integrated payment platform for different payment scenarios.
如图1所示,租赁智能汽车的系统包括启动装置11、调度装置12和结算装置13。该系统10可以通过例如无线网络等合适的通信链路与便携设备30、智能汽车20通信。便携设备30可以是用户的移动通信装置、平板电脑,其中例如可以安装有用于与系统10通信的应用程序。智能汽车20中也可以设置例如图1中所示例的通信装置21和支付装置22以与便携设备30、系统10通信。As shown in FIG. 1, the system for renting a smart car includes an activation device 11, a dispatch device 12, and a settlement device 13. The system 10 can communicate with the portable device 30, the smart car 20, via a suitable communication link, such as a wireless network. Portable device 30 may be a user's mobile communication device, tablet, in which, for example, an application for communicating with system 10 may be installed. Communication device 21 and payment device 22, such as those illustrated in FIG. 1, may also be provided in smart car 20 to communicate with portable device 30, system 10.
启动装置用于从便携设备接收租车请求。调度装置用于根据租车请求调用智能汽车行驶至起始位置。结算装置用于当该智能汽车行驶至结束位置时,根据从智能汽车接收的行程信息计算租金,以及根据用户的支付信息完成租金支付。The activation device is for receiving a rental request from the portable device. The dispatching device is configured to call the smart car to travel to the starting position according to the rental request. The settlement device is configured to calculate a rent based on the itinerary information received from the smart car when the smart car travels to the end position, and complete the rent payment according to the payment information of the user.
租车请求可以包括用户的身份信息、期望的智能汽车(例如,期望的车型、颜色等)、预期上车位置、预期下车位置等信息。调度装置可以根据这些信息中的一部分通过例如智能汽车的无人驾驶系统命令用户期望的智能汽车自动行驶到预期上车位置。调度装置还可以被配置成当智能汽车行驶至预期上车位置后,向便携设备发送提示。调度装置还可以被配置成向便携设备发送智能汽车的实时位置。这里,预期上车位置即实际使用车辆的起始位置即实际使用车辆的结束位置。启动装置还可以从便携设备接收实时地理位置信息,根据该地理位置信息调度智能汽车行驶到用户当前所在位置作为起始位置。通过利用智能汽车的无人驾驶技术和车载导航系统可以让智能汽车到达任意地点,从而用户取车和还车不需要额外的精力。The car rental request may include information of the user's identity, desired smart car (eg, desired vehicle type, color, etc.), expected boarding location, expected drop-off location, and the like. The dispatching device can command the smart car desired by the user to automatically travel to the expected boarding position based on a part of the information, for example, by an unmanned driving system of the smart car. The dispatch device can also be configured to send a prompt to the portable device after the smart car has traveled to the expected boarding position. The dispatch device can also be configured to transmit the real-time location of the smart car to the portable device. Here, it is expected that the boarding position, that is, the starting position of the actually used vehicle, that is, the ending position of the actually used vehicle. The activation device may also receive real-time geographic location information from the portable device, and schedule the smart car to travel to the current location of the user as the starting location according to the geographic location information. By using the smart car's driverless technology and car navigation system, the smart car can be reached anywhere, so that the user does not need extra energy to pick up and return the car.
当判断车辆使用结束时,智能汽车的支付装置可以计算行程信息。结算装置根据从智能汽车的通信装置接收的行程信息,例如车辆使用时间、油耗、里程数来计算租金。 计算的租金可以被发送至智能汽车的支付装置并且例如显示在车载计算机屏幕上供用户确认。用户可以使用与支付装置通信的便携式设备进行支付。例如,用户可以在便携设备内输入支付信息(例如,银行卡账号和密码)并将该信息发送至支付装置,支付装置再将该信息传送至结算装置进行结算。又例如,便携设备可以是设置有智能芯片的银行卡,用户可以使用银行卡在支付装置上进心刷卡操作,支付装置将从银行卡读取的信息上传至结算装置进行结算。可替代地,用户也可以通过设置在便携设备中的应用程序直接向结算装置发送支付信息或者直接在支付装置中输入支付信息。When it is judged that the vehicle usage is over, the payment device of the smart car can calculate the trip information. The settlement device calculates the rent based on the travel information received from the communication device of the smart car, such as the vehicle usage time, fuel consumption, and mileage. The calculated rent can be sent to the payment device of the smart car and displayed, for example, on the onboard computer screen for user confirmation. The user can make a payment using a portable device that communicates with the payment device. For example, the user can enter payment information (eg, a bank card account number and password) in the portable device and send the information to the payment device, which in turn transmits the information to the settlement device for settlement. For another example, the portable device may be a bank card provided with a smart chip, and the user can use the bank card to swipe the card on the payment device, and the payment device uploads the information read from the bank card to the settlement device for settlement. Alternatively, the user can also directly transmit payment information to the settlement device or directly input the payment information in the payment device through an application provided in the portable device.
可选地,系统10可以预先存储用户的身份信息(例如身份证号码)、支付信息(例如信用卡号码)等,以便在租赁结束后实现快捷。这可以通过事先让用户在系统10中进行注册并输入相关信息来完成。由此,当该智能汽车行驶至结束位置时,能够根据从车辆接收的行程信息计算租金和预先存储的该用户的支付信息完成租金支付而不需要用户输入支付信息。Alternatively, system 10 may pre-store user identity information (eg, identity card number), payment information (eg, credit card number), etc., to facilitate quick access after the lease is over. This can be done by having the user register in the system 10 in advance and enter relevant information. Thus, when the smart car travels to the end position, it is possible to calculate the rent based on the travel information received from the vehicle and the pre-stored payment information of the user to complete the rent payment without requiring the user to input the payment information.
可以根据智能汽车的使用时间长度(最小单位为分钟)来计算租金,使用时间长度从用户开始使用车辆时计时,暂停使用车辆时暂停计时,结束使用车辆时停止计时。对于使用情况(开始使用、暂停使用、结束使用)的判断,可以通过设置在智能汽车中的判断装置来进行。The rent can be calculated according to the length of use of the smart car (the minimum unit is minutes), the length of use is from the time when the user starts using the vehicle, the time is paused when the vehicle is suspended, and the time is stopped when the vehicle is used. The judgment of the use case (starting use, suspending use, and ending use) can be performed by a judging device provided in the smart car.
调度装置还被配置成当判断该智能汽车行驶至结束位置后,调用该智能汽车行驶至指定位置。例如,在结算装置完成支付操作后,调度该智能汽车行行驶至车库。在汽车租赁过程中除了租金之外,可能需要交纳额外费用,比如用户可能造成的违章行为的罚款等。用户在租赁结束后,可能并不能获知关于额外费用的信息。在这种情况下,结算装置还被配置成当判断该智能汽车行驶至指定位置即租赁结束后,根据用户的支付信息完成额外费用支付。 The dispatching device is further configured to call the smart car to travel to the designated position after determining that the smart car has traveled to the end position. For example, after the settlement device completes the payment operation, the smart car line is scheduled to travel to the garage. In addition to the rent in the car rental process, additional fees may be required, such as fines for violations that may be caused by the user. Users may not be able to obtain information about additional fees after the lease ends. In this case, the settlement device is further configured to perform an additional fee payment based on the payment information of the user after determining that the smart car travels to the designated position, that is, after the rental ends.
例如,结算装置可以利用用户的信用卡信息进行两次预授权方式进行租金支付和额外费用支付。在第一次预授权过程中,限定预授权额度(例如根据租金请求中的预期上车位置和预期下车位置判断的预期里程数进行),当租赁结束后从预授权的金额中扣除租金费用。在第二次预授权过程中,限定授权时间(例如在完成第一次预授权的支付之后),当判断用户在使用智能汽车过程中产生额外费用,那么在第二次预授权中扣除产生的额外费用。可选地,在使用第一次预授权的额度支付完租金费用的同时进行第二次预授权。当判断用户在使用车辆期间产生额外费用,系统10可以根据用户的身份信息和支付信息从第二次预授权的额度中扣款,例如系统10可以通过用户的身份信息向支付信息中的信用卡号码关联的发卡行发送支付额外费用申请,发卡行根据该申请进行支付。For example, the settlement device may perform the rent payment and the additional fee payment by using the user's credit card information in two pre-authorization manners. In the first pre-authorization process, the pre-authorization limit is limited (for example, based on the expected boarding position in the rent request and the expected number of miles determined in the expected boarding position), and the rental fee is deducted from the pre-authorized amount after the lease ends. . In the second pre-authorization process, the authorization time is limited (for example, after the payment of the first pre-authorization is completed), and when it is judged that the user generates an additional fee in the process of using the smart car, the deduction is generated in the second pre-authorization. Extra cost. Optionally, a second pre-authorization is made while the rental fee is paid using the first pre-authorized amount. When it is determined that the user generates an additional fee during use of the vehicle, the system 10 may debit the amount of the second pre-authorization based on the user's identity information and payment information, for example, the system 10 may pass the user's identity information to the credit card number in the payment information. The associated issuer sends an application for payment of an additional fee, and the issuer makes a payment based on the application.
可以当车辆行驶到起始位置之后,在用户使用车辆之前,系统10可以对用户的身份进行认证,当认证成功后才允许用户使用车辆。这里,使用车辆可以包括允许用户进入车辆、使用车辆的实用信息系统(例如,GPS系统、视频播放系统等)、获得车载计算机系统上所有应用的使用权(例如自由设定行驶的目的地、自由设定行驶路线)。After the vehicle has traveled to the starting position, the system 10 can authenticate the identity of the user before the user uses the vehicle and allow the user to use the vehicle when the authentication is successful. Here, the use vehicle may include a utility information system (eg, a GPS system, a video playback system, etc.) that allows the user to enter the vehicle, use the vehicle, and obtain access to all applications on the onboard computer system (eg, freely set the destination of the travel, free Set the driving route).
可以在系统10内设置认证装置(图1中未示出)用于从所述便携设备接收用户的身份信息,认证该身份信息,并且当认证成功时,开放智能汽车的使用权限。例如,系统10可以从便携设备接收其地理位置信息以及从车辆接收其地理位置信息,在认证成功后,当判断便携设备在车辆附近时,发送命令至车辆以打开车门并开放车辆内部实用信息系统。An authentication device (not shown in FIG. 1) may be provided within the system 10 for receiving identity information of the user from the portable device, authenticating the identity information, and opening the usage rights of the smart car when the authentication is successful. For example, system 10 can receive its geographic location information from a portable device and receive its geographic location information from the vehicle. After successful authentication, when it is determined that the portable device is in the vicinity of the vehicle, a command is sent to the vehicle to open the door and open the vehicle interior utility information system. .
可选地,认证装置可以经由支付装置从所述便携设备接收用户的身份信息,并且根据例如预先存储的用户的信息来认证该身份信息,并且当认证成功时,经由通信装置远程命令开放智能汽车的使用权限。Optionally, the authentication device may receive the identity information of the user from the portable device via the payment device, and authenticate the identity information according to, for example, information of the user stored in advance, and when the authentication is successful, remotely command the open smart car via the communication device. Use rights.
可选地,可以由支付装置来认证用户身份。例如,用户可以使用便携设备与支付 装置的接口通信,支付装置从便携设备接收身份信息,并且支付装置向系统10请求真实身份信息,并将两者进行比较。身份信息可以是用户ID和对应的密码,或者用户的身份证号码和用户在系统10中预留的信息。Alternatively, the identity of the user can be authenticated by the payment device. For example, users can use portable devices and pay The interface of the device communicates, the payment device receives the identity information from the portable device, and the payment device requests the system 10 for real identity information and compares the two. The identity information can be a user ID and a corresponding password, or the user's identity card number and information reserved by the user in system 10.
在一个示例中,支付装置提供的接口可以例如安装在车前窗的右上方或者车门位置,方便用户将便携设备接近。可以使用NFC等无线通信技术获取便携式设备上的包含身份信息的个人数据。支付装置的接口可以通过实体数据线(例如,总线或者USB数据线)与通信装置连接,接口可以将相应的数据发送给通信装置,通信装置可以根据预先存储的来自系统10的数据,进行认证工作,并将认证结果返回支付装置。例如,如果支付装置对用户认证成功则进行声音提示并打开车门和授权对车辆的使用,如果认证不成功,则支付装置可以进行声音提示认证失败,如发出“滴滴滴”的声音。In one example, the interface provided by the payment device can be mounted, for example, at the upper right of the front window of the vehicle or at the door position to facilitate access by the user to the portable device. Personal data containing identity information on the portable device can be obtained using wireless communication technologies such as NFC. The interface of the payment device can be connected to the communication device through a physical data line (for example, a bus or a USB data line), and the interface can transmit corresponding data to the communication device, and the communication device can perform authentication work according to the data stored in the system 10 in advance. And return the certification result to the payment device. For example, if the payment device successfully authenticates the user, the voice prompt is opened and the door is opened and the use of the vehicle is authorized. If the authentication is unsuccessful, the payment device may perform an audible prompt authentication failure, such as issuing a "drip" sound.
在其它实施例中,智能汽车可以设置有带有触摸屏幕的通信装置和支付装置。用户可以通过触摸屏幕对车辆状态信息进行全面的掌握,使用智能汽车的各类功能。作为智能汽车与用户的最大交互接口,触摸屏幕方便用户控制车辆。用户可以使用这个屏幕购买保险、完成支付确认。通信装置或支付装置上可以安装例如支付应用程序,在加油支付、高速收费、停车收费的场景下,用户可以使用支付应用程序通过触摸屏幕操作完成付款,不需要用户自身进行支付。这些费用可以被涵盖在汽车租赁的租金之中,通过将需要支付的相关费用仅仅限定在租赁结束后一起计算的租金上,用户可以不需要由自己来进行各种支付操作,进而提高用户体验。In other embodiments, the smart car may be provided with a communication device with a touch screen and a payment device. The user can fully grasp the vehicle status information by touching the screen and use various functions of the smart car. As the largest interactive interface between smart cars and users, the touch screen allows users to control the vehicle. Users can use this screen to purchase insurance and complete payment confirmation. For example, a payment application can be installed on the communication device or the payment device. In the scenario of refueling payment, high-speed charging, and parking charging, the user can use the payment application to complete the payment by touch screen operation without the user making the payment. These fees can be covered by the rent of the car rental. By limiting the related expenses to be paid only to the rent calculated together after the end of the lease, the user does not need to perform various payment operations by himself, thereby improving the user experience.
图2是根据本发明实施例的租赁智能汽车的方法的示意图。如图所示,租赁智能汽车的方法可以包括:启动过程,其中,从便携设备接收租车请求,调度过程,其中,根据租车请求调度智能汽车行驶至起始位置,结算过程,其中,当该智能汽车行驶至结束位置时,根据从智能汽车接收的行程信息计算租金,以及根据用户的支付信息完成租 金支付。2 is a schematic diagram of a method of renting a smart car in accordance with an embodiment of the present invention. As shown in the figure, the method for renting a smart car may include: a startup process, wherein receiving a car rental request from a portable device, a scheduling process, wherein the smart car is scheduled to travel to a starting location according to a rental car request, a settlement process, wherein, when the smart When the car travels to the end position, the rent is calculated based on the itinerary information received from the smart car, and the rent is completed according to the payment information of the user. Gold payment.
所述方法还可以包括:认证过程,其中,从所述便携设备接收用户的身份信息,认证该身份信息,并且当认证成功时,开放智能汽车的使用权限。调度过程还可以包括:当判断该智能汽车行驶至结束位置后,调度该智能汽车行驶至指定位置。调度过程还可以包括:当智能汽车行驶至起始位置后,向所述便携设备发送提示。结算过程还可以包括:当判断该智能汽车行驶至所述指定位置后,根据用户的支付信息完成额外费用支付。The method may further include an authentication process, wherein the identity information of the user is received from the portable device, the identity information is authenticated, and when the authentication is successful, the usage rights of the smart car are opened. The scheduling process may further include: scheduling the smart car to travel to the designated location after determining that the smart car travels to the end position. The scheduling process can also include transmitting a prompt to the portable device when the smart car travels to the starting location. The settlement process may further include: after determining that the smart car travels to the designated location, completing an additional fee payment according to the payment information of the user.
可以理解,本发明关于租赁智能汽车的系统的一个或多个过程可以被用于所述方法。It will be appreciated that one or more processes of the present invention relating to a system for renting a smart car may be used in the method.
通过以上实施方式的描述,本领域中的普通技术人员能够理解,在不偏离本发明的精神和范围的情况下,还可以对本发明的具体实施方式作各种变更和替换。这些变更和替换都落在本发明权利要求书所限定的范围内。 Various changes and substitutions of the specific embodiments of the present invention can be made by those of ordinary skill in the art. Such changes and substitutions are intended to fall within the scope of the appended claims.

Claims (10)

  1. 一种租赁智能汽车的方法,其特征在于,包括:A method for renting a smart car, comprising:
    启动过程,其中,从便携设备接收租车请求,a startup process in which a rental request is received from a portable device,
    调度过程,其中,根据租车请求调度智能汽车行驶至起始位置,a scheduling process in which the smart car is scheduled to travel to the starting position according to the rental request,
    结算过程,其中,当该智能汽车行驶至结束位置时,根据从智能汽车接收的行程信息计算租金,以及根据用户的支付信息完成租金支付。A settlement process in which, when the smart car travels to the end position, the rent is calculated based on the itinerary information received from the smart car, and the rent payment is completed based on the payment information of the user.
  2. 如权利要求1所述的方法,其特征在于,还包括:The method of claim 1 further comprising:
    认证过程,其中,从所述便携设备接收用户的身份信息,认证该身份信息,并且当认证成功时,开放智能汽车的使用权限。An authentication process in which the identity information of the user is received from the portable device, the identity information is authenticated, and when the authentication is successful, the usage rights of the smart car are opened.
  3. 如权利要求1所述的方法,其特征在于,The method of claim 1 wherein
    调度过程还包括:当判断该智能汽车行驶至结束位置后,调度该智能汽车行驶至指定位置。The scheduling process further includes: scheduling the smart car to travel to the designated location after determining that the smart car has traveled to the end position.
  4. 如权利要求3所述的方法,其特征在于,The method of claim 3 wherein:
    调度过程还包括:当智能汽车行驶至起始位置后,向所述便携设备发送提示。The scheduling process also includes transmitting a prompt to the portable device after the smart car has traveled to the starting position.
  5. 如权利要求1所述的方法,其特征在于,The method of claim 1 wherein
    结算过程还包括:当判断该智能汽车行驶至所述指定位置后,根据用户的支付信息完成额外费用支付。 The settlement process further includes: after determining that the smart car travels to the designated location, completing an additional fee payment according to the payment information of the user.
  6. 一种租赁智能汽车的系统,其特征在于,包括:A system for renting a smart car, comprising:
    启动装置,用于从便携设备接收租车请求,a boot device for receiving a rental request from a portable device,
    调度装置,用于根据租车请求调度智能汽车行驶至起始位置,a dispatching device for scheduling the smart car to travel to the starting position according to the rental request
    结算装置,用于当该智能汽车行驶至结束位置时,根据从智能汽车接收的行程信息计算租金,以及根据用户的支付信息完成租金支付。The settlement device is configured to calculate a rent based on the travel information received from the smart car when the smart car travels to the end position, and complete the rent payment according to the payment information of the user.
  7. 如权利要求6所述的系统,其特征在于,还包括:The system of claim 6 further comprising:
    认证装置,用于从所述便携设备接收用户的身份信息,认证该身份信息,并且当认证成功时,开放智能汽车的使用权限。And an authentication device, configured to receive identity information of the user from the portable device, authenticate the identity information, and open the usage right of the smart car when the authentication is successful.
  8. 如权利要求7所述的系统,其特征在于,The system of claim 7 wherein:
    调度装置还被配置成:当判断该智能汽车行驶至结束位置后,调度该智能汽车行驶至指定位置。The dispatching device is further configured to schedule the smart car to travel to the designated position after determining that the smart car has traveled to the end position.
  9. 如权利要求7所述的系统,其特征在于,The system of claim 7 wherein:
    调度装置还被配置成:当智能汽车行驶至起始位置后,向所述便携设备发送提示。The dispatching device is also configured to send a prompt to the portable device after the smart car has traveled to the starting position.
  10. 如权利要求8所述的方法,其特征在于,The method of claim 8 wherein:
    结算装置还被配置成:当判断该智能汽车行驶至所述指定位置后,根据用户的支付信息完成额外费用支付。 The settlement device is further configured to: upon determining that the smart car travels to the designated location, complete an additional fee payment based on the payment information of the user.
PCT/CN2015/094521 2014-11-26 2015-11-13 System and method for renting intelligent vehicle WO2016082683A1 (en)

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