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WO2011071245A2 - Carte à circuits intégrés unifiée - Google Patents

Carte à circuits intégrés unifiée Download PDF

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Publication number
WO2011071245A2
WO2011071245A2 PCT/KR2010/007734 KR2010007734W WO2011071245A2 WO 2011071245 A2 WO2011071245 A2 WO 2011071245A2 KR 2010007734 W KR2010007734 W KR 2010007734W WO 2011071245 A2 WO2011071245 A2 WO 2011071245A2
Authority
WO
WIPO (PCT)
Prior art keywords
card
unit
applet
card applet
selection unit
Prior art date
Application number
PCT/KR2010/007734
Other languages
English (en)
Korean (ko)
Other versions
WO2011071245A3 (fr
Inventor
조정식
Original Assignee
Cho Jung-Sik
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cho Jung-Sik filed Critical Cho Jung-Sik
Priority to CN201080055443.0A priority Critical patent/CN102713940B/zh
Priority to US13/514,558 priority patent/US8464958B2/en
Publication of WO2011071245A2 publication Critical patent/WO2011071245A2/fr
Publication of WO2011071245A3 publication Critical patent/WO2011071245A3/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/0719—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for application selection, e.g. an acceleration sensor or a set of radio buttons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
    • G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3574—Multiple applications on card

Definitions

  • the present invention relates to an integrated IC card
  • the MS card type card that records at least one information in the MS has been gradually transferred to the IC card type that records various card applications and information on an integrated circuit (IC) chip with high security.
  • the IC card type card is not actively activated.
  • Integrated IC card is at least one of a card applet by various card companies, financial card applets by various financial companies, securities card applets by various securities companies, point card applets by various point issuers and affiliate card applets by various affiliates
  • the card information selected by the user while storing and sharing the card information for the card applet, the financial card applet, the stock card applet, the point card applet, and the affiliate card applet electrically connected to the selection part and the selection part which the user selects.
  • a lock portion electrically connected to the IC chip unit and the selection unit providing the outside to control the operation of the selection unit.
  • Integrated IC card according to an embodiment of the present invention has the effect that the user can directly select the desired card applet.
  • the integrated IC card according to an embodiment of the present invention can provide only the information directly selected by the user desired card applet to the outside, thereby further enhancing the supplementation of personal information.
  • FIG. 1 is for explaining an integrated IC card according to an embodiment of the present invention.
  • FIG. 2 is for explaining the selection of the integrated IC card according to an embodiment of the present invention.
  • FIG. 3 is for explaining an integrated IC card according to another embodiment of the present invention.
  • FIG. 4 is for explaining a selection unit of the integrated IC card according to another embodiment of the present invention.
  • FIG. 5 is for explaining an integrated IC card according to another embodiment of the present invention.
  • FIG. 6 is for explaining the operation of the integrated IC card according to an embodiment of the present invention.
  • Figure 1 is for explaining an integrated IC card according to an embodiment of the present invention
  • Figure 2 is for explaining a selection of the integrated IC card according to an embodiment of the present invention.
  • an integrated IC card 100 includes a selection unit 120, an IC chip unit 110, and a locking unit 130.
  • the selector 120 selects at least one of card applets by various card companies, financial card applets by various financial companies, stock card applets by various securities companies, point card applets by various point issuers, and affiliate card applets by various affiliate companies. will be.
  • the selector 120 may include a sensing unit 121 and a lock control unit 122.
  • the sensing unit 121 operates by sensing pressure applied from the outside.
  • the lock controller 122 is disposed between the sensing unit 121 and the lock unit 130 to control the selection unit 120 by receiving a control signal from the lock unit 130 to be described later.
  • the selection unit 120 may be formed in the shape of a plurality of selection buttons 120a, 120b, 120c, 120d, 120e, and 120f. Accordingly, within each of the selection buttons 120a, 120b, 120c, 120d, 120e, and 120f, card applets by various card companies, financial card applets by various financial companies, stock card applets by various securities companies, and point card applets by various point issuers And the user can easily select each affiliate card applet for each affiliate. In addition, the user may recognize whether the selection is made by pressing the selection buttons 120a, 120b, 120c, 120d, 120e, and 120f.
  • the user can select a plurality of card applets according to the use purpose. For example, if you want to use an affiliate card and a point card at the same time, select the selection button (120a, 120b, 120c, 120d, 120e, 120f) shape of the selection unit 120 with the affiliate card applet for each affiliate and the point issuing agency The button shape of the selector 120 in which the respective point card applets are embedded may be selected. Accordingly, the user can use the affiliate card and the point card at the same time.
  • the selection unit 120 may further include a selection display unit 123 informing the user of the selection.
  • a selection display unit 123 is formed in the selection unit 120, the user can easily recognize which card applet is selected. Accordingly, the user can know whether the card applet is selected more accurately through the selection display unit 123.
  • the selection display unit 123 may be formed as a flashing light, an LED, a small display, or the like in the integrated IC card 100 according to an embodiment of the present invention, and may be displayed externally.
  • the IC chip unit 110 is electrically connected to the selection unit 120 to store and share the card information for the card applet, the financial card applet, the stock card applet, the point card applet and the affiliate card applet, while simultaneously sharing the card information selected by the user. Can be provided externally.
  • the IC chip unit 110 is electrically connected to the selection unit 120 and may provide only card information about the user to the outside.
  • the IC chip unit 110 stores company information such as a card applet, a financial card applet, a stock card applet, a point card applet, an affiliate card, and the user's personal information in a single IC chip. You can use it as if you were using a card.
  • the IC chip unit 110 may add, delete, and change company information and user's personal information about a card applet, a financial card applet, a stock card applet, a point card applet, and an affiliate card applet. Accordingly, the user's personal information and company information can be easily updated.
  • the IC chip unit 110 has a card applet, a financial card applet, a stock card applet, a point card applet, and an affiliate card applet. If you select the affiliate card applet, the card information for the card applet, the financial card applet, and the securities card applet is not provided to the external terminal (not shown). Only the card information for the point card applet and the affiliate card applet is provided for the external terminal (not shown). To provide. Accordingly, the user can provide only information desired by the user to the outside. Thus, the user can use only one card with various functions while only revealing minimal information.
  • the IC chip unit 110 may be electrically connected to the magnetic bar 140 shown in FIG. Accordingly, the IC chip unit 110 may easily provide card information to an external terminal (not shown) through the magnetic bar 140.
  • the lock unit 130 is electrically connected to the selector 120 to control the operation of the selector 120. That is, the lock 130 may operate to set the selector 120 to the locked state or the unlocked state, thereby limiting the use of the user. As a result, it is possible to prevent the selection contrary to the intention of the user. Therefore, the security of the user can be further enhanced.
  • the locking unit 130 may further include a lock display unit 131 for notifying the user of the locked state or the unlocked state.
  • a lock display unit 131 for notifying the user of the locked state or the unlocked state.
  • the lock display unit 131 is formed, the user can easily recognize whether the lock state. Accordingly, it is possible to prevent the leakage of the user's personal information by others in the unlocked state.
  • the lock display unit 131 may be formed as a flashing light, an LED, a small display, or the like in the integrated IC card 100 according to an embodiment of the present invention, and may be displayed externally.
  • the operation of the integrated IC card 100 is as follows.
  • the user selects at least one or more by clicking the selection buttons (120a, 120b, 120c, 120d, 120e, 120f) of the selection unit 120 disposed in the integrated IC card 100 according to an embodiment of the present invention It is. That is, at least one of the selection buttons 120a, 120b, 120c, 120d, 120e, and 120f in which the card applet, the financial card applet, the stock card applet, the point card applet, and the affiliate card applet are embedded can be selected.
  • the selector 120 when the user clicks on the selector 120, the selector 120 operates from turn off to turn on or turn on to turn off. That is, when the user clicks the selection buttons 120a, 120b, 120c, 120d, 120e, and 120f, the selection unit 120 in the turned off state is turned on and is turned on. The selector 120 in the turned on state is turned off and can be easily selected by the user. In this case, the user may select more efficiently through the selection display unit 123.
  • the user may click the lock 130 to operate the lock 130. That is, when the user clicks the lock 130, the selector 120 may switch from the unlocked state to the locked state. Alternatively, the selector 120 may switch from the locked state to the unlocked state.
  • the user can freely select the selection unit 120 when the selection unit 120 is in an unlocked state.
  • the selection state is locked, the user can select the selection buttons 120a, 120b, 120c, 120d, 120e, 120f) is not selected when clicked. In this case, the user may more easily recognize the locked state through the lock display unit 131.
  • By switching 120 to a locked state it is possible to prevent the selection against the user's intention.
  • the integrated IC card 100 in which the lock unit 130 is operated by the user and the selector 120 is kept locked provides only the selected card information to the outside. That is, when the user selects a point card applet and an affiliate card applet among various card applets, only the card information about the point card applet and the affiliate card applet is provided to an external terminal (not shown) through the magnetic bar 140. Accordingly, the user can provide only personal information desired by the user to the outside.
  • Figure 4 is for explaining the selection of the integrated IC card according to another embodiment of the present invention.
  • the integrated IC card 200 includes a selection unit 220, an IC chip unit 210, a locking unit 230, and a departure prevention unit 250. Can be configured.
  • a selection unit 220 the integrated IC card 200
  • an IC chip unit 210 the integrated IC card 200
  • a locking unit 230 the integrated IC card 200
  • a departure prevention unit 250 Can be configured.
  • FIG. 3 and FIG. 4 portions overlapping with portions already described with reference to FIGS. 1 and 2 will be omitted.
  • the selector 220 selects at least one of card applets by various card companies, financial card applets by various financial companies, stock card applets by various securities companies, point card applets by various point issuers, and affiliate card applets by various affiliate companies. will be.
  • the selector 220 may include sensing units 221d and 221e, lock control units 222d and 222e, information storage units 225d and 225e, and selection display units 226d and 226e. Descriptions of the sensing units 221d and 221e, the lock control units 222d and 222e and the selection display units 226d and 226e illustrated in FIGS. 3 and 4 are described above with reference to FIGS. 1 and 2. Since the functions and effects of the control unit 122 and the selection display unit 123 are substantially the same, a description thereof will be omitted herein.
  • the information storage units 225d and 225e may store card information for a card applet, a financial card applet, a stock card applet, a point card applet, and an affiliate card applet. That is, the information storage units 225d and 225e may simultaneously store card information about the card applet, the financial card applet, the stock card applet, the point card applet, and the affiliate card applet at the same time, or store them separately. .
  • the card information for the card applet, the financial card applet, the stock card applet, the point card applet, and the affiliated card applet are separately stored and stored in different information storage units 225d and 225e.
  • the information storage units 225d and 225e are not limited to the capacity, but the size is preferably smaller than that of the integrated IC card 200. Information stored in the information storage units 225d and 225e may be stored in the IC chip unit 210.
  • the information storage units 225d and 225e may be physically or electrically separated from or connected to the selection unit 220. That is, by physically or electrically separating or connecting the information storage units 225d and 225e with the selection unit 220, the user can easily upgrade various card information as well as select more various card applets. That is, the user can select the required card applet to be connected to the integrated IC card 200, and the card applet that is not normally used can be selected and separated from the integrated IC card 200. That is, the information storage units 225d and 225e are separate storage areas from the IC chip unit embedded in the integrated IC card and are removable from the integrated IC card.
  • These data storage units 225d and 225e are functions of separate storage media, storing data data (such as movie music text images, etc.) as well as data information such as an accredited certificate required for financial transactions, and at the same time other data. It can be displayed via a work machine (eg PC).
  • data data such as movie music text images, etc.
  • data information such as an accredited certificate required for financial transactions
  • the IC chip unit 210 may share all information stored in the information storage units 225d and 225e, but the information storage units 225d and 225e may limit sharing of security information stored in the IC chip unit. This is to prevent the leakage of personal information stored in the IC chip unit 210 in advance.
  • the selection unit 220 is physically or electrically connected to the information storage units 225d and 225e.
  • the first connectors 223d and 223e may be included, and the information storage units 225d and 225e may include second connectors 224d and 224e that are physically or electrically connected to the first connectors 223d and 223e.
  • the first connecting portions 223d and 223e are formed in the selection unit 220 and the second connecting portions 224d and 224e are formed in the information storage units 225d and 225e, thereby easily selecting the selection unit 220 and information.
  • the storage units 225d and 225e may be separated or connected.
  • the departure prevention unit 250 prevents the information storage units 225d and 225e from being separated from the selection unit 220. That is, the departure prevention unit 250 is disposed in the integrated IC card 200 of the present invention so that the information storage units 225d and 225e connected to the selection unit 220 are not separated from the information storage units 225d and 225e. It is formed to surround the portion 220.
  • the separation prevention unit 250 is formed to surround the information storage unit 225d and 225e and the selection unit 220, thereby protecting the selection unit 220 and the information storage unit 225d and 225e from foreign substances generated from the outside. In this way, malfunctions that may occur between the selection unit 220 and the information storage units 225d and 225e may be prevented in advance.
  • the departure prevention part 250 shown in FIG. 4 has one end fixed to the integrated IC card 200, and the other end moves up and down, and is formed to surround the information storage parts 225d and 225e and the selection part 220.
  • the present invention is not limited thereto, and may be formed in a slide manner to surround the information storage units 225d and 225e and the selection unit 220. That is, the departure prevention unit 250 may be formed in any shape as long as it is formed to surround the information storage units 225d and 225e and the selection unit 220.
  • the lock unit 230 is electrically connected to the selector 120 to control the operation of the selector 120.
  • the lock unit 230 may further include a lock display unit 231 informing the user whether the lock state or the unlock state. Since the description thereof has been sufficiently described with reference to FIGS. 1 and 2, a description thereof will be omitted.
  • FIG. 5 is for explaining an integrated IC card according to another embodiment of the present invention.
  • FIG. 5 portions already described with reference to FIGS. 1 to 4 will be omitted.
  • the integrated IC card 300 may be formed of a selection unit and a lock unit.
  • 5 illustrates a shape 320 of the keypad of the Arabic numeral input system, but the present invention is not limited thereto.
  • the selection unit and the lock unit are formed in the shape of the keypad 320 into which at least two or more of an Arabic numeral input system, a special code input system, and a character input system can be input.
  • the selection unit and the lock unit are formed in the shape 320 of one keypad, the user may input a password in the shape 320 of the keypad arranged in an Arabic numeral input system, a special code input system, or a character input system. have.
  • the selection unit is switched from the unlocked state to the locked state or the unlocked state from the locked state.
  • the user through the shape of the keypad 320 arranged in the Arabic numeral input system, special code input system and character input system through the card applet of various card companies, financial card applet of various financial companies, securities card applet of various securities companies, various points
  • Each issuer's point card applet and each affiliate's affiliate card applet can be selected through one of Arabic numeral input system, special code input system and character input system.
  • the selection unit and the lock unit are formed in the shape 320 of the keypad for arranging the Arabic numeral input system, the special code input system, and the character input system.
  • Various card applets may be selected through the shape 320 of the arranged keypad, or a password may be limited to select various card applets.
  • FIG. 6 is for explaining the operation of the integrated IC card according to an embodiment of the present invention.
  • the operation of the integrated IC card 400 according to an embodiment of the present invention can be used in a contactless card method.
  • the IC chip unit embedded in the integrated IC card 400 may be used as a contactless card method. That is, a communication card method such as a traffic card is also possible.
  • the integrated IC card 400 having the IC chip unit is used in close proximity to the card sensor 510 of the external terminal 500.
  • the user can use the card in a communication type card method using the magnetic part or the IC chip part.
  • the card can be used in various ways according to the user's convenience.
  • the integrated IC card 400 with the IC chip unit adds company information and user's personal information about the card applet, the financial card applet, the stock card applet, the point card applet, and the affiliate card applet through a communication card method. Can be deleted or changed.
  • the company information and the user's personal information can be easily updated.
  • the IC chip unit may not only input, modify, or delete information stored in the IC chip unit through a separate reader (not shown), but also other communication devices such as mobile phones, electronic devices, and notebook computers. ) Can also be exchanged or transmitted via direct (near-field) communication or via Bluetooth.

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Credit Cards Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne une carte à circuits intégrés unifiée qui, selon un mode de réalisation de l'invention, comporte: une unité de sélection qui permet à un utilisateur de sélectionner au moins une mini-application carte parmi différentes sociétés de cartes, une mini-application de carte financière parmi différentes sociétés financières, une mini-application carte de stocks parmi différentes sociétés gérant des stocks, une mini-application carte à points parmi différentes entités émettant des points, et une mini-application carte associés parmi différents associés; une unité puce à circuits intégrés qui est électriquement connectée à l'unité de sélection qui stocke et partage simultanément des informations sur la mini-application carte, la mini-application carte financière, la mini-application carte de stocks, la mini-application carte à points et la mini-application carte associés, et fournit à l'extérieur les informations présentes sur la carte sélectionnée par l'utilisateur; et une unité de verrouillage qui est électriquement connectée à l'unité de sélection pour commander les opérations de l'unité de sélection.
PCT/KR2010/007734 2009-12-07 2010-11-04 Carte à circuits intégrés unifiée WO2011071245A2 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN201080055443.0A CN102713940B (zh) 2009-12-07 2010-11-04 联通ic卡
US13/514,558 US8464958B2 (en) 2009-12-07 2010-11-04 Unified IC card

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2009-0120675 2009-12-07
KR1020090120675A KR100961274B1 (ko) 2009-12-07 2009-12-07 통합 아이씨카드

Publications (2)

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WO2011071245A2 true WO2011071245A2 (fr) 2011-06-16
WO2011071245A3 WO2011071245A3 (fr) 2011-09-22

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US (1) US8464958B2 (fr)
KR (1) KR100961274B1 (fr)
CN (1) CN102713940B (fr)
WO (1) WO2011071245A2 (fr)

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US20120248200A1 (en) 2012-10-04
WO2011071245A3 (fr) 2011-09-22
CN102713940A (zh) 2012-10-03
CN102713940B (zh) 2015-01-07
US8464958B2 (en) 2013-06-18
KR100961274B1 (ko) 2010-06-07

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