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SG11201701510WA - System and method for electronic payments - Google Patents

System and method for electronic payments

Info

Publication number
SG11201701510WA
SG11201701510WA SG11201701510WA SG11201701510WA SG11201701510WA SG 11201701510W A SG11201701510W A SG 11201701510WA SG 11201701510W A SG11201701510W A SG 11201701510WA SG 11201701510W A SG11201701510W A SG 11201701510WA SG 11201701510W A SG11201701510W A SG 11201701510WA
Authority
SG
Singapore
Prior art keywords
electronic payments
payments
electronic
Prior art date
Application number
SG11201701510WA
Inventor
Jozef Philippus Wolhuter Joubert
Ruan Malan
Original Assignee
Ruan & Riana Familie Trust
Jeremiah 33 Family Trust
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ruan & Riana Familie Trust, Jeremiah 33 Family Trust filed Critical Ruan & Riana Familie Trust
Publication of SG11201701510WA publication Critical patent/SG11201701510WA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SG11201701510WA 2014-08-29 2015-08-28 System and method for electronic payments SG11201701510WA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA201406362 2014-08-29
PCT/IB2015/056537 WO2016030862A1 (en) 2014-08-29 2015-08-28 System and method for electronic payments

Publications (1)

Publication Number Publication Date
SG11201701510WA true SG11201701510WA (en) 2017-03-30

Family

ID=55398838

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201701510WA SG11201701510WA (en) 2014-08-29 2015-08-28 System and method for electronic payments

Country Status (11)

Country Link
US (1) US20170255908A1 (en)
EP (1) EP3186762A4 (en)
KR (1) KR20170058950A (en)
CN (1) CN106716469A (en)
AP (1) AP2017009835A0 (en)
AU (1) AU2015308090B2 (en)
BR (1) BR112017003991A2 (en)
MX (1) MX2017002595A (en)
SG (1) SG11201701510WA (en)
WO (1) WO2016030862A1 (en)
ZA (1) ZA201701874B (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10535067B2 (en) 2015-07-01 2020-01-14 Mastercard International Incorporated Electronic incremental payments
US10621567B2 (en) 2015-07-01 2020-04-14 Mastercard International Incorporation Electronic grace period billing
US10311413B2 (en) 2015-07-01 2019-06-04 Mastercard International Incorporated By-item bill payments
SG10201605789VA (en) * 2016-07-14 2018-02-27 Mastercard International Inc Methods and systems for securing a payment initiated by a payee
US11023897B1 (en) * 2017-12-05 2021-06-01 Worldpay, Llc Systems and methods for optimizing transaction conversion rate using measured feedback
US20200097931A1 (en) * 2018-09-21 2020-03-26 Mastercard International Incorporated Payment transaction process employing invoice token
CN110569408B (en) * 2019-09-04 2022-03-11 广州大学 Digital currency tracing method and system
CN111242594B (en) * 2020-01-13 2021-11-16 支付宝实验室(新加坡)有限公司 Cross-region offline payment registration and payment method and device
CN113657876A (en) * 2021-08-19 2021-11-16 中国银行股份有限公司 Public welfare rescue platform and method

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6957199B1 (en) * 2000-08-30 2005-10-18 Douglas Fisher Method, system and service for conducting authenticated business transactions
CN1186741C (en) * 2002-08-19 2005-01-26 中国科学院计算技术研究所 Interactive multifunctional digital token
US20060235795A1 (en) * 2005-04-19 2006-10-19 Microsoft Corporation Secure network commercial transactions
US8838503B2 (en) * 2008-12-08 2014-09-16 Ebay Inc. Unified identity verification
AU2013205575A1 (en) * 2008-12-31 2013-05-16 Paypal, Inc. Unified identity verification
US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems
WO2011153505A1 (en) * 2010-06-04 2011-12-08 Visa International Service Association Payment tokenization apparatuses, methods and systems
EP2761564A2 (en) * 2011-09-28 2014-08-06 Lionel Wolovitz Methods and apparatus for brokering a transaction
US20140297533A1 (en) * 2011-11-13 2014-10-02 Millind Mittal System and method of electronic payment using payee provided transaction identification codes
WO2013130716A1 (en) * 2012-02-29 2013-09-06 Patel Upen System and method to manage information for conducting secure transactions
CN102663586B (en) * 2012-03-21 2016-07-06 华为技术有限公司 A kind of method completing to pay by two mobile terminals
US20140310171A1 (en) * 2013-04-12 2014-10-16 Bank Of America Corporation Certified person-to-person payment system
JP6371390B2 (en) * 2013-07-15 2018-08-08 ビザ インターナショナル サービス アソシエーション Secure remote payment transaction processing
CN103854173A (en) * 2014-03-28 2014-06-11 紫光股份有限公司 Mobile payment method for field shopping
CN103985038A (en) * 2014-04-16 2014-08-13 深圳市亚略特生物识别科技有限公司 Payment method of mobile terminal based on fingerprint recognition

Also Published As

Publication number Publication date
EP3186762A1 (en) 2017-07-05
EP3186762A4 (en) 2017-07-26
CN106716469A (en) 2017-05-24
KR20170058950A (en) 2017-05-29
WO2016030862A1 (en) 2016-03-03
ZA201701874B (en) 2019-06-26
AU2015308090A1 (en) 2017-04-13
AU2015308090B2 (en) 2018-03-29
MX2017002595A (en) 2017-10-11
US20170255908A1 (en) 2017-09-07
BR112017003991A2 (en) 2018-02-20
AP2017009835A0 (en) 2017-03-31

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