KR20180003490A - Pay content service system and method based on deffered payment algorithm - Google Patents

Abstract

The present invention relates to a paid content service system based on a post-payment algorithm. The paid content service system determines the amount of fee and the fee payment related to the service information usage of a user based on the evaluation of the user. The paid content service system includes: a member management module including a basic member information registering unit which accepts the member identification information for service information usage requests through a user terminal as the basic member information and registers basic member information; an information providing module which provides service information through the user terminal of a registered member requesting for the service information; a pre-application and post-payment module which receives the service information through the user terminal, provides multiple differential fee option menus for differentiating the fees to let the user terminal determine the amount of fees based on the user evaluation regarding the service information in a predetermined payment standby period while providing post-payment processing information and executing the post-payment process in accordance with selection of the specific differential fee from the differential fee selection menu through the user terminal; and a control module which controls the overall system while providing a user interface (UI) as a UI function to the user terminal. The service information includes at least the main information and the auxiliary information distinguished according to the reliability difference in the information. The paid content service system maintains the reliability of the service contents while releasing the anxiety about prepayment of the information user.

Description

[0001] PAY CONTENT SERVICE SYSTEM AND METHOD BASED ON DEFFERED PAYMENT ALGORITHM [0002]

The present invention relates to a pay content service system and method based on a post-payment algorithm, and more particularly, to a system and method for pay content service based on a post-payment algorithm, in which information is provided in advance without pre- To a fee-based content service system and method based on a post-payment algorithm for providing a fee or submitting information fee in a donation manner.

The "user evaluation" expressed in the present invention is a method in which a user selects a specific payment method or refuses payment under an environment in which an information user has used the information and has an option to selectively provide the information usage fee according to the subjective satisfaction of the user Of the act.

"Postpaid" as used in the present invention means that the consumer provides the information fee after receiving the service information (or "service content" or concurrently "content"). However, in paying the information fee, Means the method of leaving only the physical conscience of the paying person who is the information user without the financial safeguard for guaranteeing the payment before and after providing the physical and legal enforcement measures or information before the service contents are realized. Accordingly, the postpayment expressed in the present invention is based on the assumption that the payment and the payment contents are determined only depending on the conscience of the user, and the same meaning should be interpreted in the specification and claims of the present invention.

Generally, a method of providing an operating resource for providing information in a system (hereinafter referred to as a "content service system") that provides a variety of useful information through the Internet or public information communication is largely classified into an advertisement method and a fee- It is a way to operate. A method of providing paid contents by providing cyber money through watching an internet advertisement or a click frequency (for example, Japanese Patent Laid-Open No. 10-2014-0117738) is also classified into the category of advertisement in that the fee- It can be said that it belongs.

The actual free content service system based on the advertisement is accompanied by the advertisement and the advertisement is presented together with the information which is inconvenient and unwanted by the user. In particular, when searching for information related to living such as hobbies (hereinafter referred to as "living information"), for example, when searching for information such as travel, mountain climbing, fishing, golf, , And it is difficult to avoid the adverse influence of the advertiser on the contents service system, so that the information distortion is considerably severe. In other words, information has a true value when it has a reasonable value by treating the advantages and disadvantages in a balanced way. However, it is very difficult for an information provider to provide information with a disadvantageous side to the advertiser, so information itself is often easily distorted . Thus, for an ad-based free content service system, users generally tend not to have the credibility of information.

As a method for solving the problem of the advertisement-based contents service system, for example, a paid contents service system is disclosed in, for example, Japanese Patent Application Laid-Open No. 2001-0001199 (2001.0.05.05), Japanese Patent Application Laid-Open No. 10-2005-009380 Patent Document 1: Japanese Patent Application Laid-Open No. 10-2006-0086015 (published on July 31, 2006), Patent No. 10-1400951 (published on Apr. 2014.05), Patent Publication No. 10-2016-0132357 (published on November 11, 2016) Are variously disclosed.

Such a conventional paid content service system basically provides information to a user before payment of information related to providing information in advance or providing payment in advance to a paid member before providing information requested by the user, .

However, users of conventional paid contents service systems have a dissatisfaction with the anxiety or payment amount of information received after the payment in advance or after the payment enforcement action, And the familiar consumer tendency to collect free information, which is a long-standing convention from the advertisement-based paid contents service system, realizes that the paid contents service system is not activated.

All transactions must be in the healthiest form when mutually legitimate countervailing benefits can be exchanged. This principle works in the content service system. Therefore, although the paid information providing system is useful enough to overcome the negative shortcomings of the advertisement-based content service system, even many famous portal sites, both domestic and foreign, I have been repeatedly experiencing a failure in the operation of a paid site and attempting, searching, opening and closing a paid search system.

Another problem with paid information systems is the authenticity of the information provided. Even in the case of purely paid information providing system which is not influenced by advertisers, in case of living information, due to social changes such as time, environment, climate change, development activity, etc., the actual contents of the field and corresponding information are inconsistent, The problem is constantly occurring. Therefore, this authenticity problem is a cause of distrust of the service information of consumers, and consequently, it is difficult to implement a paid information providing system.

Patent Publication No. 10-2014-0117738 Patent Publication No. 2001-0001199 (published on January 21, 2001) Patent Publication 10-2005-009380 (published on October 12, 2005) Patent Publication No. 10-2006-0086015 (published on July 31, 2006) Patent No. 10-1400951 (Announcement 2014.05.30) Patent Publication No. 10-2016-0132357 (published on November 18, 2016)

It is an object of the present invention to overcome the disadvantages of the related art, and it is an object of the present invention to solve the disadvantages of the advertisement-based contents service system, to eliminate confusion and discomfort of the advertisement in the information providing site, It is possible to guarantee the continuity of authenticity of the service information or the service contents provided while excluding the bad information such as the information distortion due to the negative influence and to prevent the pre- And to provide a paid content service system and method based on a post-payment algorithm that can increase the survival rate of a charged content service system because the user's anxiety about unsatisfied or information usage fee payment can be solved.

Another object of the present invention is to provide a paid contents service system and method based on a post-payment algorithm in which an algorithm capable of continuously maintaining high authenticity of provided service information or service contents is implemented.

A first aspect of the present invention for achieving the above object is a service providing method for providing service information including at least a general living field, An algorithm based fee contents service system comprising: a member management module including a member basic information registering unit for receiving and registering member identification information for requesting service information use through a user terminal as member basic information; An information providing module for providing the service information through a user terminal of a registered member requesting service information; After receiving the service information through the user terminal, the user terminal provides a plurality of differential rate option menus that differentiate the amount of the service information from the amount so that the user terminal can determine the amount of the fee based on the user evaluation A post-application payment module for performing post-payment processing and providing post-payment processing information according to selection of a specific differential rate through the user terminal from the differential rate option menu; And a control module that controls the system as a whole, while providing a user interface function UI for the user terminal, and the service information includes at least main information and auxiliary information that are distinguished according to a difference in reliability of information.

Preferably, the system further comprises an information credit rating management module that indicates a confidence index of the service information, wherein the information credit rating management module is further configured to perform a public rating evaluation Wherein the service evaluation information includes at least one of a membership evaluation value indicating a membership evaluation related to an actual experience related to the service information and an expert evaluation degree indicating an expert evaluation according to a specific field related to the service information, And information reliability of the service information is determined based on at least one of the expert evaluation degrees.

Preferably, the information credit rating management module converts the information reliability of each subdivided item of service information into a percentage using the deviation between the market evaluation value, the member evaluation value, and the expert evaluation, The information providing module decides the information corresponding to the first reference rate having the highest information reliability as the main information among the service information using the information reliability and determines the information corresponding to the second reference rate that is the order information reliability as the auxiliary information , Information corresponding to a third reference rate having an information reliability lower than the second reference rate is excluded from the service information.

Preferably, the first reference rate is 90% or more, the second reference rate is 70% or more to less than 90%, and the third reference rate is less than 70%.

Preferably, the differential rate option menu includes a plurality of fixed rate rates and a user discretionary fee rate that does not specify a rate but can set a rate according to a user discretion, Further comprising a member usage history unit for recording usage history as member usage history information and a member settlement history unit for recording an information usage fee settlement history corresponding to the member use history information as member settlement history information, The member usage history information, and the member settlement history information.

In another embodiment, the differential rate option menu includes a flat rate and a free amount as a dual rate, and the flat is any one of 1000 won, 2000 won and 3000 won, and the free amount is determined according to the user's free will The discretionary fare rate, or the differential fare option menu may provide only either the semen or the free amount.

Preferably, the control module limits the provision of at least one of the main information and the auxiliary information to the terminal of the member when the number N of outstanding times reaches a predetermined value, based on the member non-payment information from the member payment history unit .

The second aspect of the present invention for realizing the above object is to provide a service providing system that provides service information including at least a general living field, A method of paying contents service based on a post-payment algorithm using an algorithm-based paid content service system, the method comprising: a member management step of accepting and registering member identification information for requesting service information use through a user terminal as member basic information, ; A service information providing step of providing the service information through a user terminal of a registered member requesting service information by the service information providing module of the system; After receiving the service information through the user terminal, the payment module sets a difference in the amount so that the user terminal can determine the amount of the fee based on the user's evaluation about the service information, A payment step of providing a plurality of differential rate selection menus, performing post-payment processing according to selection of a specific differential rate through the user terminal from the differential rate option menu, and providing post-payment processing information; And a control step of controlling the system as a whole while providing a user interface function UI with respect to the user terminal, wherein the service information includes main information distinguished according to a difference in reliability of information, Information.

Advantageously, in the method, the information credit rating management module of the system further comprises: a rating assessment indicating a public rating associated with the substance experience or rumor associated with the service information, and a rating of the member associated with the substance experience associated with the service information Wherein the service evaluation unit generates at least one of a membership evaluation result, a member evaluation evaluation result, and a professional evaluation degree indicating a specific field of expertise evaluation related to the service information, and generates at least one of the service information based on at least one of the market evaluation, And an information reliability providing step of determining reliability and providing information reliability.

Preferably, in the method, in the step of providing the information reliability, the credit rating management module may calculate the information reliability of each classified item of the service information by using the deviation between the market evaluation result, the member evaluation result, Information reliability is converted into a percentage, and in the service information providing step, information corresponding to a first reference rate having the highest information reliability is determined as main information from the service information using the information reliability, Information corresponding to a reference rate is determined as auxiliary information, and information corresponding to a third reference rate having an information reliability lower than the second reference rate is excluded from the service information.

Preferably, in the method, the first reference rate is 90% or more, the second reference rate is 70% or more to less than 90%, and the third reference rate is less than 70%.

Preferably, in the method, the differential rate option menu includes a plurality of fixed rate rates and a user discretionary fee rate that does not specify a rate but can set a rate according to a user discretion, Further comprising a member usage history step of recording the service information usage history of the member as the member usage history information and a member settlement history step of recording the information usage fee settlement history corresponding to the member usage history information as the member settlement history information, The member settlement history step includes a step of generating member non-settlement information based on the member use history information and the member settlement history information.

In another embodiment of the method, the differential rate option menu includes a flat rate and a free amount as a dual rate, and the flat rate is one of 1000 won, 2000 won, and 3000 won, and the free amount is a rate Is the discretionary rate to be determined, or the differential rate option menu may provide only either the semen or the free amount.

Preferably, in the method, in the controlling step, when the number N of outstanding papers reaches a predetermined value based on the member pending information in the member payment history step, the control module transmits main information and auxiliary information Lt; / RTI >

According to the above configuration, the present invention can obtain the following effects.

First, in the conventional paid contents service system, the user pays the information fee beforehand or receives the payment guarantee before receiving the necessary service information. In this case, there is an insecurity and distrust of the information buyer about the paid information site because it is not possible to assure the credibility of the information provided after the payment is secured.

Unlike the prior art, according to the paid contents service system based on the post-payment algorithm of the present invention, the customer is provided with the desired information in advance before payment, and then the legal and physical means for guaranteeing payment of the information fee to be paid in post- Since it relies on the psychological voluntary payment method of the user rather than forcibly, it is possible to effectively solve the anxiety and distrust of the information buyer's paid site.

Second, the information user can determine whether to pay the information fee and the payment amount by his / her evaluation, so that the user who pays the money can relieve the psychological burden of consciousness of victim and give pride.

Thirdly, since the service provider can maintain the reliability of the service information to be provided, it can lay the foundation for maintaining the content service system of the user evaluation method. Therefore, voluntary participation by conscience is possible for the user, and the service provider is also free from the interference of the advertiser, and can have pride due to the authenticity of the service information provided. Therefore, Can establish a milestone to build.

1 is a schematic block diagram of a pay content service system based on a post-payment algorithm according to an embodiment of the present invention.
FIG. 2 is a schematic configuration diagram illustrating a relationship between a central server applied to a pay content service system based on the post-payment algorithm of FIG. 1 and devices connected to the outside.
3 is an explanatory view illustrating a process of providing service information provided according to a request of a consumer according to an embodiment of the present invention.
4 is a flowchart illustrating a process of providing service information according to an embodiment of the present invention.
5 is a flowchart illustrating an information reliability evaluation process according to an embodiment of the present invention.

Next, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

First, a description will be given with reference to FIG. 1 and FIG. FIG. 1 is a schematic configuration diagram of a pay content service system based on a post-payment algorithm according to an embodiment of the present invention. FIG. 2 is an embodiment of a central server CS applied to a pay content service system based on the post- And external apparatuses according to the present invention.

1, a pay content service system based on a post-payment algorithm according to an embodiment of the present invention includes a central server CS and a user terminal UT connected to the central server CS through a communication network 970, An external professional organization group 940 that connects with the CS via the communication network 970 and an external settlement related organization group 960 that is responsible for the post-payment related post-payment settlement.

The user terminal UT used in accordance with an embodiment of the present invention may use information provided by the system of the present invention such as a mobile phone such as a general personal smart phone, a laptop (notebook) computer, a personal PC, Anything with the ability to do so is possible. The term "user" used in the present invention is used in a concept including "information consumer" or "member" who uses information by subscribing to the system of the present invention. Hereinafter, "consumer" Used in combination. The communication network 970 may include a mobile communication network 971, an Internet 972, a WiFi 973, a Bluetooth BL 974, a dedicated line 975, and the like. In addition, the LTE network, (LPWAN: Low Power Wide Area Network) or the like, which can communicate with a system according to an embodiment of the present invention and can realize the object of the present invention.

1, the central server CS includes a control module 100, a member management module 200, a terminal IP tracking module 300, a service information providing module 400, an information credit rating management module 500, A payment module 600, a database 700, and the like.

Referring to FIG. 2, the control module 100 of the central server CS provides an access environment to the user terminal UT. When the user accesses the central server CS, A UI operation unit 110 having a user interface function for helping a user to smoothly perform a series of processes such as member registration, desired information selection, payment, etc., and a central server (CS) A UI app update providing unit 120 for providing a UI application providing information contents or notification contents, an information application, and an information fee payment function, and a controller 130 for controlling the overall operation of the system. However, even if the user terminal (UT) does not have a UI application, the user terminal (UT) may directly access the UI operating unit 110 providing the web environment to receive the information service.

The member management module 200 of the central server CS may include a member basic information registration unit 210 that registers and organizes user-related member basic information that can identify a user who uses the information. The member basic information to be registered may include a member's nickname, ID, mobile phone number, E-mail address, and the like. However, it may further include other information such as address, age, sex, occupation, taste, etc., in order to identify the user and smoothly provide appropriate customized services and the like. In addition, the member registration module 200 may include a member usage history unit 220 for recording a history related to use of information of a member and a member settlement history unit 230 for recording a usage fee history according to the use of information of a member have.

The terminal IP tracking module 300 detects the association between the specific user terminal and the member basic information and performs a function of tracking the association between the specific user terminal in connection with the specific member and the specific member family. For example, it is possible to identify a member who uses multiple IDs in a single terminal by tracking the association between the IP of the specific terminal and the ID of the member, the e-mail address, the cell phone number, and the nickname. Therefore, for example, when a plurality of IDs are associated with a specific terminal and these IDs have the IP of the same computer, there is a high possibility that the information user group has a poor intention. Through such IP information, it can be used as one of the reference data for determining whether or not a member is bad.

The external settlement related organization group 960 connected to the post-application payment module 600 includes a financial institution server 962 such as a payment agency server 961 (for example, a PG (Payment Gateway) server) can do.

The service information providing module 400 of the central server CS includes a main information providing unit 410 for providing information requested by a user or a member, And an auxiliary information providing unit 420 for providing additional information related to the main information as a service at the system level in the case of paying the information or the fee according to the information providing. "Service information" (or "service content" or "content") represented in the present invention is a concept including "main information" and "auxiliary information". Further, the auxiliary information may represent information having an information reliability lower than the information reliability of the main information as a relative expression to the main information (this portion will be described later).

The information credit rating management module 500 is one of the unique functions of the present invention for enhancing the authenticity of the provided information. The information credit rating management module 500 collects comment information floating on the market about the main information as commercial evaluation information, And a member who generates membership evaluation degree information by collecting information on the authenticity of the information and the information use satisfaction after using the information provided by the system as a member in the system of the present invention, An evaluation degree generating unit 530 for collecting evaluation information of experts related to the service information and generating expert degree of appreciation information, And an information reliability determining unit 540 that determines the information credit rating of the main information and the auxiliary information based on the degree-of-evaluation information.

In the case of the city evaluation chart generation unit 510, evaluation information such as comments of users is collected at various sites in association with specific main information. For the sake of simplicity, taking the service information of the travel field as an example, it is possible to collect affirmative opinions, negative viewpoints, and neutral viewpoints from the testimonial information of people who have visited the specific destination A of the destination. For example, if there are 100 users, there are 60 affirmative opinions, 30 negative opinions, 10 neutral opinions are positive 60%, negative 30%, neutral 10% (a1: 60%), (a2: 30%), and (a3: 11%)], the evaluation items can be simplified as much as possible and a percentage grade score can be calculated.

The member evaluation degree collection unit 520 acquires the affirmative information about the authenticity of the information against the members who have experienced using the main information S and the auxiliary information provided through the main information providing unit 410 of the system, (B1: 70%), (b2: 19%), and (b3: 12%) of negative, neutral opinions, for example, 70%, 18%, and 12%.

The expert evaluation information collecting unit 530 collects opinions of experts in the affirmative, negative, and neutral opinions, for example, 73%, 17%, 10% [(c1: 74%), (c2: 17% c3: 10%)] and scored as a percentage.

In one embodiment, the information reliability determining unit 540 determines the percentage of positive, negative, and neutral in the rating scale as a1, a2, and a3, the percentages of positive, negative, and neutral in the rating of members as b1, b2, b3, The average of a3, b3, and c3 is represented by m2, and the average of a3, b3, and c3 is represented by averages of a2, b2, and c2. Is m3, the information reliability can be obtained, for example, as in the following expression.

Positive dispersion P1 ² = [(a1 - m1) ² + (b1 - m1) ² + (c1 - m1) ² ] / 3

Negative dispersion ^{P2 2 = [(a2 - m2} ) 2 + (b2 - m2) 2 + (c2 - m2) 2] / 3

Neutral dispersion P3 ² = [(a3 - m3) ² + (b3 - m3) ² + (c3 - m3) ² ] / 3

Positive standard deviation = P1, negative standard deviation = P2, neutral standard deviation = P3

Information reliability R = [(100 - P1) + (100 - P2) + (100 - P3)] / 3

In this way, mutual information consistency (that is, information reliability R) can be obtained for a specific item or a whole item in a specific field by using a deviation between the market evaluation, the degree of membership evaluation, and the degree of expert evaluation.

Also, the information reliability R can be obtained using the average deviation using the median value.

In this way, when the information reliability using deviation is obtained, it is possible to complement the incomplete parts of the market evaluation, the member evaluation and the expert evaluation, and the lower the deviation, the higher the reliability.

The information credit rating management module 500 periodically determines the reliability of the specific service information by calculating the information reliability for a specific item in a specific field as short as possible, and determines whether the information is to be adopted as service information When the service information providing module 400 notifies the service information providing module 400 that the service information providing module 400 classifies the information stored in the database 700 into main information, auxiliary information, service interruption or the like based on the information reliability, can do. The control unit 130 of the control module 100 may perform such an update work in cooperation with the service information providing module 400, the information credit rating management module 500 and the database 700.

The operation of the information credit rating management module 500 will be described in detail again with reference to the flow chart of FIG.

On the other hand, average weights and standard deviations may be used by differentiating the weights for the market evaluation, the expert evaluation, and the member evaluation. The reason why the weight can be applied is that, for example, there is a part to exclude the public opinion which follows the rumor somewhat, and in the case of the expert evaluation degree, it is necessary to compensate the error according to the elapsed time Can be. In addition, it is difficult to immediately reflect the part of the situation (repair, road opening, environmental change, etc.) that changes over time over time, even if the expert evaluation degree of a year ago had some objectivity. It will be able to reflect through. For example, since the membership evaluation chart is currently a member who has experienced the S-hotel after practically using the service information, it is important to give a large weight You can do it. As described above, it is possible to use a plurality of evaluation sources for specific information, and to adjust the unsafe information reliability parts possessed by each evaluation source by using weights.

Further, the information reliability R may be recognized as reliable main information only when the information reliability R is, for example, 90% or more (first reference rate). For example, when the information reliability R is 70% or more and less than 90% (the second information reliability R is less than 90%), Quot; reference rate "), it may be changed from the main information to the auxiliary information and provided. Further, for example, when the information reliability R is less than 70% (third reference rate), it is possible to stop the services of all or specific items of the main information and the auxiliary information.

In addition, the first to third reference ratios may be higher or lower. Also, in the case of the latest expert evaluation (for example, a professional evaluation within the past one month), the weight may be increased and the member evaluation and the market evaluation may be relatively lowered.

In the case of the payment module 600 after preliminary application of the central server CS, if the information terminal 610 requests the information provision by the user terminal UT through the user terminal UT, for example, And provides it to the information providing module 400. Then, the information providing module 400 provides the main information providing unit 410 with the corresponding main information. The main information providing process will be described later with reference to FIG. 4 again.

Thereafter, when the user is satisfied with the main information provided by the system based on the information he / she has used, for example, a specific travel destination, a specific aircraft, and a specific accommodation, The post-settlement processing unit 620 can perform the post-settlement processing operation in cooperation with the external settlement-related mechanism group 960, for example, in accordance with the input information from the user terminal UT .

Basically, the post-payment processing unit 620 can present a differential rate option that allows the user to differentiate the rate according to the satisfaction of information use, that is, the user's evaluation. For example, the first differential rate is 1,000 won, the second differential fee is 2,000 won, the third differential fee is 3,000 won, and the fourth differential fee may be determined by the user discretionary charge (free charge). The optional fee (the flat rate) and the user's discretionary charge (free price), which is the 4th rate, are actually similar to the donation. However, the differential level of the fee is not particularly limited and can be formed into various layers, and the amount of the fee is not particularly limited, and it can be set to various amounts as long as it has a difference. Or the differential rate option menu may provide only one of the semen and the free amount.

Since the user may not pay a fee substantially in accordance with the subjective evaluation based on the payment method of the present invention, the user can escape from the dissatisfaction of the information use and accordingly the payment of the usage fee, It is possible to select the lowest rate because the user can arbitrarily select by differentiation. Therefore, in using the system of the present invention, the user can greatly alleviate dissatisfaction associated with paying the bill, in addition to a psychological sense of security.

Next, referring to FIG. 3, the process of providing service information provided according to a request of a consumer according to an embodiment of the present invention will be described with reference to a control module 100 and an information providing module 400 of a central server (CS) do.

3 is an explanatory view showing an information providing process provided according to a request of a consumer according to an embodiment of the present invention.

First, the information consumer (the case where the consumer is a member registered member) can browse or download the information provided by the information providing module 400 through the control module 100, and in the embodiment of the present invention The information that can be provided is not particularly limited, but can include, for example, travel, shopping, exercise, diet, medical treatment, food, and the like (see menu M1 in FIG. 3).

In the specification of the present invention, the menus M1 to M6 described below may be content information directly selected by the consumer, content information selectively provided to the consumer by the system itself, .

For convenience of explanation, an example in which a member (information consumer) requests travel information is described as an example. When the member writes his or her ID in the UI operation unit 110 and requests the main information, the user notifies the payment module 600 and the information providing module 400 of the request for information provision of the corresponding member, respectively. After the preliminary application, the payment module 600 confirms the information application information from the corresponding member and registers it as a subject of the subsequent payment processing. The main information providing unit 410 of the information providing module 400 may access the corresponding site of the homepage or the user terminal 410 so that the user terminal UT can select a theme menu (menu M1) (UT) 's dedicated app.

As described above, when the member selects the trip from the menu M1, the main information providing unit 410 provides the menus M2 and M3 via the UI operating unit 110, and the menus M2 and M3 select the travel from the preceding menu M1 Therefore, only a selection menu related to travel is presented. In one embodiment, the menu M2 may be used to present menu items such as a destination, a schedule, a travel purpose (taste), an age range, a participant (sex), and an expectation. The member can not specify a destination, And the other remaining part is presented as travel selection information. The menu M3 may include a recommendation selection item (A-D) regarding transportation means and lodging, and a self-selection E that the user himself / herself designates.

In the menu M4, the recommended course A, course B, course C, course D, course E and self-selection course F can be presented based on the preceding menus M1, M2, and M3. Of course, the selection items are presented to the self-selection course F, and as a result, the information for finalizing the final course is completed, and ultimately, the main information desired by the member is provided.

As described above, the menus M1, M2, M3, and M4 can form a part of the main information providing unit 410 that provides the main information desired by the member.

After providing the main information through the main information providing unit 410, the member can immediately settle the bill or provide the supplementary information providing service in cooperation with the external professional agency group 940 as additional information (420) to provide professional agency information such as expert opinion recommended by professional institution. For example, it is possible to receive recommendation or recommendation for a travel course on a travel destination, and also to provide information of a specialized agency related to flight reservation and accommodation reservation (menu M5).

In addition, if the travel theme includes travel information such as air travel, accommodation reservation support, history of travel station, culture study materials, and travel information of the current traveling country, etc., Auxiliary information associated with the main information may be provided as a service (menu M6). The specialized institution information provided in the information service provided by the external professional institution in association with the external professional agency group 940 and the supplementary information provided in the supplementary information provision service can be collectively referred to as supplementary service information.

Thereafter, as described above with reference to FIG. 2, after the member receives the main information from the system according to the information providing request, the member can execute the payment for the fee according to his or her will, . The member management module 200 records whether or not the member has received the information and has executed the payment. More specifically, the member usage history unit 210 of the member management module 200 records the usage history of the member The member settlement history unit 220 records the member settlement information on the basis of the settlement information of the settlement processing unit 620 and the use history information of the member use history unit 210. [

Next, with reference to FIG. 4, a description will be given of a method of paying content service based on a postpaid algorithm or an operation of a pay content service system based on the postpaid algorithm of the present invention.

FIG. 4 is a flowchart illustrating an operation and a method of providing a post-pay-algorithm-based paid contents service system according to an embodiment of the present invention.

Step S1: The information consumer connects to the UI operation unit 110 of the control module 100 using his / her terminal MT and registers the member basic information. The member basic information may include an e-mail address, a mobile phone number, a member ID, a member name, and an address. Meanwhile, the member management module 200 registers the member basic information inputted from the terminal MT of the information consumer through the control module 100 in the member basic information registration unit 210, and the terminal IP tracking module 300 And registers the terminal IP information (IP matching history information) by matching the IP of the terminal with the member basic information (ID, for example).

Step S2: The information consumer (registered member) uses the UI application of his / her terminal or directly accesses the member basic information (limited to the ID for convenience of explanation in this embodiment) through the UI operation unit 110 of the central server Based on demand information request (information request signal generation).

Step S3: The control unit 130 of the control module 100 judges whether or not there is a past outstanding history with respect to the demand information application member from the member settlement history unit 230 of the member management module 200. In this case, the terminal IP tracking module 300 may track the IP of the currently connected member terminal (UT) to check whether or not the existing tracked IP registered and the member IP match. The reason for confirming the IP is as follows: the use of a plurality of IDs in the same terminal is tracked.

If there is no unapplied history, it is recognized that the member is entitled to receive the requested information, and the process proceeds to step S9 (to be described in detail later) in which the service providing process is started. .

Step S4: The control unit 130 checks whether or not the number of unpaid members provided by the member settlement history unit 230 exceeds a specified limit (for example, three times or more). If the limit is not exceeded, 8 (to be described later in detail), and when the threshold value is exceeded, the process proceeds to step S5.

Step S5: The control unit 130 notifies the user terminal (UT) of the unpaid history and the service interruption for the member whose number of unpaid times exceeds the limit, and performs a payment invitation guidance for resuming the service . The announcement may include an expression that includes a service resumption condition such as "service can be resumed if at least one payment is made at least ".

Step S6: The control unit 130 checks whether or not at least a part of the unknown incompleteness is paid. If the payment has been made, the process proceeds to step S8, which is a service resuming process.

Step S7: The control unit 130 decides to stop the service, registers the member in the member usage history unit 220 of the member management module 200 and the member settlement history unit 230 as a service discontinued member, And terminates the process.

Step S8: On the other hand, when the number of unpaid unpaid times has not reached the limit value or at least a part of the unknown amount has been paid in step S6, the control unit 130 proceeds to step S8, If there is an unpaid up to the present since the last payment history based on the settlement history information of the corresponding member of the member, it may guide the history of the unpaid payment and recommend payment of the remaining unpaid amount, Effect (for example, that the service is interrupted in the future, or that the service is discontinued afterwards).

Step S9: If the guiding procedure in step S8 ends or if it is determined in step S3 that there is no unpaid history related to the member, the control unit 130 instructs the information providing module 400 to provide the service . Accordingly, the information providing module 400 can provide the main information to the user terminal UT of the corresponding member through the main information providing unit 410. The provided main information may be temporal information that is not reproduced after a predetermined time, or may be provided in a manner in which access is permitted only for a certain period of time only through a homepage.

Step S10: After the information providing module 400 provides the main information, the control unit 130 determines whether or not it is entitled to receive the auxiliary information based on the payment history information of the member from the member payment history unit 230 Check. The qualification for receiving supplementary information may include, for example, if the payment has been made without any unpaid fees so far, or if the number of unpaid bills does not exceed the limit (same as the case of providing the main information) That is, the case where up to three times are allowed).

Step S11: If the user is entitled to receive the auxiliary information, the auxiliary information providing unit 420 of the information providing module 400 provides the auxiliary information. The manner of providing the auxiliary information may be the same as that of the main information. In the case of auxiliary information, for example, it may be preferably provided when the reliability index is 70% or more and less than 90% (second reference rate). However, the range of the reliability index for providing the auxiliary information is not particularly limited, and may be changed according to the operation status of the system or the class of the qualification to receive the auxiliary information.

Step S12: The control unit 130 proceeds to step S12 after step S10 and step S11, and the control unit 130 confirms whether or not the corresponding member has requested to pay the information use fee.

Step S13: If the member has not requested payment, the control unit 130 determines whether or not a certain period (for example, a specific period such as one week, one month, three months, or six months) .

Step S14: On the other hand, if the user makes a payment application for the usage information in step S12, the post-payment processing section 620 of the payment module 600 after the pre-application in step S14 determines whether the payer (E.g., a first differential rate, a second differential rate, a third differential rate, a fourth differential rate-discretionary charge) so that the user can select or donate an amount of money to be paid according to the amount of money to be paid. For example, the first differential rate is 1,000 won, the second differential rate is 2000 won, the third differential rate is 3,000 won, and the fourth differential rate (discretionary rate) can do.

Further, as another embodiment, it is also possible to merge a single fixed flat rate and a free floating rate. In this case, there is only one charge for the differential charge, and the free charge (discretionary charge) may be the method that the user pays the charge arbitrarily. In the dualization method, for example, the semen can be any one of 1,000 won, 2000 won, and 3,000 won per one, and the free amount can be in accordance with the user's discretion.

In this manner, in the case of a payment method based on the user evaluation, the user can reduce the anxiety about the reliability of the information to be used by himself / herself before use, Because you can pay money, you can increase your psychological self-esteem and satisfaction. Also, since the user can be an option without paying the information usage fee, it can be seen that the system and method of the present invention are absolutely consumer-centric based systems.

The post-settlement processing unit 620 can complete settlement with the external settlement-related mechanism group 900 together with an appropriate payment means. Means related to settlement are not particularly limited as long as settlement is possible, and it is also possible to use a mobile phone settlement or other simple settlement process.

Step S15: When the payment waiting period has elapsed after the expiration of the payment waiting period or the payment has been completed in step S14, the control unit 130 transmits the payment related information to the member usage history unit 220 and the member payment history unit 230 Update the information.

Next, referring to Fig. 5, an information reliability improving process according to an embodiment of the present invention will be described.

The main information or the auxiliary information provided from the information providing module 400 to the home page or the user terminal MT may be transmitted from the related specialist organizations of the external professional agency group 940 to the corresponding fields (for example, , Exercise, diet, medical care, food, etc.) are collected and sorted in the database 700.

However, even if the main information and the supplementary information are collected through field surveys and professional organizations, there may be error information due to people's misjudgment or inaccurate information. Once collected, the main information and supplementary information are legitimate information in the past due to temporal changes and changes in the site environment (such as surrounding development, traffic change, cultural change, weather change, national policy change, It may change to unwarranted information. Conversely, even if there is some error information in the past, the current or future may be changed to legitimate information due to changes in the site environment or errors in the initial substantive investigation.

Therefore, it is inevitably important to periodically update, update, and discard information on the currently provided main information and auxiliary information. In addition, since the present invention can determine the amount of money and whether or not to pay the usage information after using the information according to the user's self-evaluation method, the reliability of the information is absolutely important. The present invention can provide the information credit rating management module 500 as means for enhancing the reliability of information while focusing on such circumstances.

Referring to FIG. 5, a process for enhancing the reliability of the main information and the auxiliary information, which is performed based on the information credit rating management module 500 according to an embodiment of the present invention, is as follows. To simplify the explanation, the travel item will be mainly described.

Step RS1: The rating evaluation chart generation unit 510 of the information credit rating management module 500 collects basic rating rating information for each specific item in the corresponding field from the external source cloud 950 and simplifies the basic rating rating information Through the machining, the baseline rating is created as a quantified assessment. For example, we can simplify to three levels, such as affirmative, negative, and neutral, for specific expressions (eg, "not good", "too bad", "good", " Positive, negative, positive, neutral, neglect negative, positive negative, etc. As described above, the city evaluation chart generation unit 510 collects basic evaluation information on specific items in a specific field (for example, in the case of a travel item, a specific lodging facility, a service of a specific airline, And the collected information is converted into a simplified grade through a simplified processing process, and then, as described above, the number of classes can be converted into a percentage of the total number of samples to generate a rating score.

Step RS2: The member evaluation chart generation unit 520, when traveling using the information provided through the system according to the embodiment of the present invention, The basic membership evaluation information is collected for a specific item (item corresponding to the item in step RS1) such as a sightseeing spot, and the basic member evaluation information is classified into a grade such as positive, negative, neutral, etc., Simply by returning to a percentage of the membership score.

Step RS3: The expert evaluation degree generation unit 530 collects basic expert evaluation information on a specific field, a specific item (an item corresponding to the item in the step RS1 and the step RS2) through the external expert institution organization group 940 , And classifies the basic expert evaluation information into ratings such as positive, negative, and neutral, and reduces the number of ratings to a percentage of the total number of samples to generate a professional rating.

Step RS4: The information reliability determining unit 540 obtains the deviation between the evaluation value obtained by the step RS1, the step RS2 and the step RS3, the degree of the member evaluation, and the degree of the expert evaluation, and calculates the correspondence between the main information and the auxiliary information And the information reliability evaluation degree is obtained.

For example, a1, a2, a3, and b1, b2, b3, and b1, b2, b3, and b3, respectively, indicate the affirmative, negative, and neutral items of the market rating (percentage) (Variance) or standard deviation of the positive items a1, b1, c1, negative items a2, b2, c2, and neutral items a3, b3, c3 when the degrees c1, c2, The correspondence between evaluation scores can be extracted as a percentage. In other words, if the deviation of each item is large, the reliability of the information of the item is low because the correspondence is low. If the deviation is small, it is determined that the reliability of the information is high. As described above, can be quantified again by a percentage.

Step SR5? Step SR6? Step SR1: Based on the information reliability, the current information reliability is converted into a percentage for each item of the main information and the auxiliary information to obtain a first reference rate (e.g., information reliability of 90% (For example, information reliability of less than 90% and 70% or more), and a third reference rate (for example, information reliability of less than 70%).

For example, when the main information or the auxiliary information provided to the current service corresponds to the first reference rate, the main information or the auxiliary information is changed to the main information. Thereafter, the process proceeds to step SR1 where the process proceeds again.

If the main information or the auxiliary information is equal to or more than the second reference rate and less than the first reference rate in step SR5, step SR7, step SR9, step SR9, step SR1, step S5, the main information or the auxiliary information is all registered as auxiliary information, Information corresponding to the second reference rate is set as the auxiliary information, information corresponding to the third reference rate is set as the non-service item, and the service information is subsequently transmitted through the information credit rating management process Or not. Based on the information reliability, the information providing module 400 periodically updates the main information and the subsidiary information.

Step SR5? Step SR7? Step SR8? Step SR1: If the main information or the auxiliary information is not the first reference rate (step SR5) and the second reference rate is less than the first reference rate, ), Updates the specific item of the main information or auxiliary information to exclude it from the service target list, waits for the next update period (during the next information credit rating management process), and proceeds to step SR1 again.

Although the preferred embodiments of the present invention have been described above, the present invention is not limited thereto, and various modifications and changes may be made by those skilled in the art. For example, in the embodiment, although the limit of the number N of unpaid times is exemplified by three circuits, the value of the number of times of the non-payment history N may be further lowered or further increased.

Unlike conventional products, in the conventional technology, since information is not easily available once it is disclosed, a paid contents service system adopts a method of providing information with advance payment or payment guarantee means. Therefore, there is a problem that the information consumer can not use the paid site because of the anxiety about prepayment and the reliability of the information.

On the other hand, the gist of the present invention is to provide the required information in advance and to pay the information usage fee by postpay when the information is satisfied at a certain point (for example, one week, one month, three months, six months, etc.) However, since the user can arbitrarily evaluate the use of information, and can choose not to pay, to pay at the option, and discretionary payment (donation-type payment), it is possible to largely eliminate anxiety after information use and information payment, It is possible to determine the payment method of the fee (including whether to pay the fee and the amount of the fee) by itself, thereby enhancing the user's pride.

In addition, since the service reliability information is calculated based on the degree of coincidence of the service evaluation information received from the member who has experienced the field experience based on the information provided by the system of the present invention, Can be complemented with each other to maintain high information reliability.

In addition, the post-payment algorithm based content service system according to an embodiment of the present invention includes a UI management module 100, a member management module 200, a terminal IP tracking module 300, an information providing module 400 ), An information credit rating management module 500, and a post-application post-payment module 600. However, each module may be configured as an independent function server, It can also be operated. In this case, the external professional agency group 940, the external source cloud 950, and the external settlement related organization group 960 may be treated as one independent function module or an independent function server.

Further, in the above embodiment, the supplementary service information composed of the expert institution information from the external expert institution-related information providing unit 420 and the supplementary information provided from the supplementary information providing unit 430 is provided to the member who has no outstanding career But may be composed of information that is open to non-members, without limitation.

Also, because it uses the psychological part of the person, that is, the appeal to conscience, to increase the settlement rate of deferred payment, it can be a method suitable for the corporate management trend at the transition to the credit society.

Therefore, if the content of the present invention (an invention having a means for achieving the user's voluntary valuation post-payment system and the information fee payment motivation by stimulation of psychological factors in the content service system) can be realized, And variations, and such modified embodiments fall within the scope of the present invention.

100: control module 110: UI operating part
120: UI app update update providing 130:
200: Member management module 210: Member basic information registration part
220: Member Usage History Section 230: Member Payment History Section
300: terminal IP tracking module 400: service information providing module
410: main information providing unit 420: auxiliary information providing unit
500: information credit rating management module 510:
520: Member satisfaction generating unit 530: Expert evaluation degree generating unit
540: Information reliability judgment part 600: Post-application payment module
610: Information request reception part 620: Post payment processing part
700: Database 940: External Professional Organizations
941: Professional Travel Agencies 942: Professional Shopping Agencies
950: External Source Cloud 960: External Settlement Related Appliances
961: payment agency server 962: financial institution server
970: Communication network 971: Mobile communication network
972: Internet 973: WiFi
974: Bluetooth BL 975: Private line
CS: Central server UT: User terminal

Claims (14)

A paid content service system based on a post-payment algorithm for providing a service information including at least a general living field and then determining whether to pay a fee for using the service information including the content based on the user's evaluation,
A member management module including a member basic information registration unit for receiving and registering member identification information for requesting service information use through a user terminal as member basic information;
An information providing module for providing the service information through a user terminal of a registered member requesting service information;
After receiving the service information through the user terminal, the user terminal provides a plurality of differential rate option menus that differentiate the amount of the service information from the amount so that the user terminal can determine the amount of the fee based on the user evaluation A post-application payment module for performing post-payment processing and providing post-payment processing information according to selection of a specific differential rate through the user terminal from the differential rate option menu; And
A control module for providing a user interface function UI to the user terminal and controlling the system as a whole;
And,
Wherein the service information includes at least main information and auxiliary information that are distinguished according to a difference in reliability of information.
The method according to claim 1,
Wherein the system further comprises an information credit rating management module that indicates a confidence index of the service information,
Wherein the information credit rating management module includes: a rating evaluation table indicating a general person evaluation related to an actual experience or rumor related to the service information; a member evaluation rating indicating a member evaluation related to an actual experience related to the service information; And a degree of expert evaluation indicating an expert evaluation for each field, and providing information reliability by determining the information reliability of the service information based on at least one of the market evaluation, the member rating, and the expert evaluation Pay - contents service system based on post - payment algorithm.
3. The method of claim 2,
The information credit rating management module converts the information reliability for each item of the service information into a percentage using the deviation between the market evaluation value, the member evaluation value, and the expert evaluation,
The information providing module determines information corresponding to a first reference rate having the highest information reliability as main information among the service information using the information reliability and determines information corresponding to a second reference rate that is the order information reliability as auxiliary information And information corresponding to a third reference rate having an information reliability lower than the second reference rate is excluded from the service information.
The method of claim 3,
Wherein the first reference rate is 90% or more, the second reference rate is 70% or more to less than 90%, and the third reference rate is less than 70%.
5. The method according to any one of claims 1 to 4,
Wherein the differential rate option menu comprises a plurality of fixed rate rates and a user discretionary rate that does not specify a rate and can set a rate according to a user discretion,
Wherein the member management module further comprises a member usage history unit for recording the service information usage history of the member as member usage history information and a member settlement history unit for recording the information usage fee settlement history corresponding to the member usage history information as member settlement history information Wherein the member settlement history unit generates member delinquency information based on the member use history information and the member settlement history information.
5. The method according to any one of claims 1 to 4,
The differential rate option menu includes a flat rate and a free amount as a dual rate, and the flat rate is one of 1,000 won, 2,000 won and 3,000 won, and the free amount is a discretionary rate at which a rate is determined according to the user's free will, Wherein the differential charge option menu provides only one of the semen and the free liquid.
6. The method of claim 5,
The control module
And the provision of at least one of the main information and the auxiliary information is restricted to the terminal of the member when the number N of outstanding times reaches a predetermined value based on the member outstanding information from the member settlement history unit. Content service system.
Based on the evaluation of the user, the service information including at least the general living field, and then using the pay content service system based on the post-payment algorithm for determining whether or not to pay the fee for using the service information including the content information A paid content service method based on post-payment algorithm,
The member management module of the system accepts and registers member identification information for requesting service information use as user basic information through the user terminal;
A service information providing step of providing the service information through a user terminal of a registered member requesting service information by the service information providing module of the system;
After receiving the service information through the user terminal, the payment module sets a difference in the amount so that the user terminal can determine the amount of the fee based on the user's evaluation about the service information, A payment step of providing a plurality of differential rate selection menus, performing post-payment processing according to selection of a specific differential rate through the user terminal from the differential rate option menu, and providing post-payment processing information; And
A control step of the system controlling module while providing a user interface function UI for the user terminal;
And,
Wherein the service information includes at least main information and auxiliary information that are distinguished according to a difference in reliability of information.
9. The method of claim 8,
Wherein the information credit rating management module of the system comprises: a rating assessment module for indicating a general person assessment related to an actual experience or rumor related to the service information; a member evaluation evaluation module for indicating a member evaluation related to the service experience; Wherein the information reliability of the service information is determined based on at least one of the at-home rating, the member rating, and the expert rating, The method comprising the steps of: (a) providing an information reliability providing step of providing a content providing service;
10. The method of claim 9,
In the information reliability providing step, the credit rating management module converts the information reliability of each of the subdivided items of the service information into a percentage using the deviation between the market evaluation value, the member evaluation value, and the expert evaluation,
In the service information providing step, information corresponding to a first reference rate having the highest information reliability is determined as main information among the service information using the information reliability, and information corresponding to a second reference rate, which is the order information reliability, , And information corresponding to a third reference rate having an information reliability lower than the second reference rate is excluded from the service information.
11. The method of claim 10,
Wherein the first reference rate is 90% or more, the second reference rate is 70% or more to less than 90%, and the third reference rate is less than 70%.
The method according to any one of claims 8 to 11,
Wherein the differential rate option menu comprises a plurality of fixed rate rates and a user discretionary rate that does not specify a rate and can set a rate according to a user discretion,
Wherein the member management step includes: a member use history step of recording a service information use history of the member as member usage history information; and a member payment history step of recording the information usage fee payment history corresponding to the member usage history information as member payment history information Wherein the member payment history step includes generating member pending information based on the member usage history information and the member settlement history information.
The method according to any one of claims 8 to 11,
The differential rate option menu includes a flat rate and a free amount as a dual rate, and the flat rate is one of 1,000 won, 2,000 won and 3,000 won, and the free amount is a discretionary rate at which a rate is determined according to the user's free will, Wherein the differential rate option menu provides only one of the flat rate and the free price.
13. The method of claim 12,
In the control step, when the number of outstanding pensions N reaches a predetermined value, the control module limits the provision of at least one of the main information and the auxiliary information to the terminal of the member based on the member pending information in the member payment history step Wherein the method comprises the steps of:

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