KR20100124443A - Method and system on providing financial asset investment information - Google Patents

Abstract

PURPOSE: A method and a system for providing financial asset investment information are provided to reduce time and efforts to select an investment product and for investment management. CONSTITUTION: A financial product obtainer(1110) obtains selection information about financial product targets. A formula information obtainer(1120) obtains at least one formula information for financial information calculation. The financial information is calculated by the formula comprising the numerical expression information. A variable value information obtainer(1130) receives the parameter value information necessary for calculating formula. A financial product investment information output unit(1300) outputs the calculated financial information.

Description

Financial product investment information system and method of providing financial product investment information {Method and System on Providing Financial Asset Investment Information}

The present invention relates to a financial product investment information system and a method for providing financial product investment information. More particularly, the financial product investment information system for generating and providing financial product investment information including dynamic comparison information on financial products. And a financial product investment information providing method.

Typically, securities firms' investment support systems include a function to support the investigation process for investment. For example, if you want to find undervalued blue chip stocks, you should first look for stocks with a PBR of 1 or less and a PER of 5 or less using the search function of the investment support system. If any of these stocks are of interest to you, obtain financial information such as the balance sheet, income statement, and cash flow statements for that stock to determine their attractiveness. In this way, investigating multiple stocks, combining company information from multiple sources, generating meaningful results, and comparing the results produced can be very time-consuming, and dynamic comparisons and responses impossible. If, instead of the above example, the search contents are different and PBR is between 1 and 5, and the PER is less than 5, the search results are different, the company group is different, and in fact, the entire process must be repeated, resulting in huge inefficiency. This inefficiency is also an important reason for limiting investigative stocks among analysts.

Current investment support systems provide the ability to designate and manage the stocks of interest, prepare several fields such as PER, and variably determine which fields you want to see for these stocks. You can't create fields on your own or use the generated fields to inspect items. In other words, through the current investment support system, there is a function that allows you to variably select and compare some of the limited menus such as current price, trading volume, selling / buying price, foreign share ratio, PER, etc. There is no ability to create and include fields. In other words, the current investment support system has a high degree of freedom in generating a set of rows (generating a stock of interest), but it is not possible to add fields or indexes or complex composition that are not provided by the system. There is not. Therefore, it is impossible to see the field value for the stock of interest by using the specific investment model (indicator, index, and various variables that are generated as input values) as desired as a field. It is extremely difficult or impossible to make an investment judgment on an investment model.

The first technical problem to be solved by the present invention is to allow the user to dynamically configure and compare various indicators related to two or more financial products, the view that can be compared for each view of the financial product investment information for each user And mark various investment information included in the view for each user, and build a highly personalized investment support system to innovatively manage the time and effort required for investment management and investment product selection. It is to suggest how to provide financial information investment information that can be saved.

The second technical problem to be solved by the present invention is to provide a financial product investment information system in which the financial product investment information providing method is implemented.

In order to achieve the technical problem to be achieved by the present invention, a system for providing financial product investment information, the system comprising: receiving selection information for at least two financial product items; Obtaining at least one formula information to be used for calculation of financial information; Receiving variable value information necessary for calculating the formula of the financial product item in order to calculate the financial information using a formula constituting the formula information; And calculating the formula value by substituting the obtained variable value information into the formula, wherein the financial information relates to a financial product, and the financial product comprises a financial engineering method using a spot financial product and the spot product. It relates to any one or more of derivative financial products generated by using, wherein the formula includes at least one or more variables, the variable value corresponding to the variable is obtained directly from the financial information DB of the financial product investment information system Any one of a method, a method of obtaining from a third financial information providing system including a financial product investment information system providing server providing the financial product investment information system and a financial information DB connected through a wired or wireless network, or a method of directly inputting by a user Obtained from the above, the financial information DB is a financial product item It provides a financial product investment information providing method characterized in that it comprises financial information about.

The financial information DB may include any one or more of price data of the financial product, corporate financial information data, financial product information data about the company and derivative financial product information data based on predetermined or set time information. desirable.

Preferably, the formula is one or more of a type consisting only of a basic indicator, a type generated by a calculation of two or more basic indicators, and a type generated by a calculation of at least one or more basic indicators and at least one predetermined variable.

The financial product items are corporate stock items or spot or derivative products that can be compared with each other. Receiving selection information on financial products is obtained from a computer system connected through a wired / wireless network or integrally, and the calculated value It is preferable to further include a; transmitting or providing through the network in a predetermined format.

The predetermined format is preferably a comparison format for the at least one or more formulas for each of the two or more items. For example, if this object is a company, it means two or more companies. It is preferable that the said comparative form takes the form of a table | surface.

The acquisition of the formula information, at least one or more types of indicators are presented, any one selected from the method of processing any one or more selected from the above-described indicators as formula information and the method of obtaining the calculation information using the indicator as a variable. The indicator is any one of a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user-generated indicator, and a fusion indicator generated using any two or more of the basic indicator, the calculation indicator, and the user-generated indicator. It is preferable that it is above.

The basic index is preferably at least one of a variable value, a change value, and a calculated value generated by at least two selected from variable values on the financial statements of the company, price data for each financial product, and transaction data for each financial product.

Examples of the basic indicators include PBR, PER, PCR, PSR, ROE, ROA, and OP margin.

The transaction data for each financial product and the price data for each financial product include one or more of a market price, a high price, a low price, a closing price, a trading amount, a listed number of shares, a market cap, a dividend information, and a right lock for every predetermined period of time during a predetermined period. It is preferable that it contains any one or more selected from the group to do.

When calculating the formula value by substituting the obtained variable value information into the formula, it is preferable that the specific preset variable value is obtained in real time.

The variable value received in real time is preferably at least one selected from a set including at least one of a current price, a trading volume, a market price, and a high price of a financial product.

Preferably, the method further comprises generating at least one view in a predetermined form by calculating formula values for the two or more companies.

The two or more companies are managed as at least one or more business groups that meet at least one or more predetermined criteria, and the view is preferably one or more generated in the enterprise group unit.

Generating a third view with the generated at least two views.

At least one indicator may be added to the generated view, and the indicator may include a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user-generated indicator, the basic indicator, the calculation indicator, and the user-created indicator. At least one of fusion indices generated using two or more, and the basic indices include ratio values generated by at least two selected from variable values in the financial statements of the corporation, price data for each financial instrument, and transaction data for each financial instrument, At least one of a change value and a calculated value, and when the indicator is added, generating a new view including the added indicator; more preferably.

Providing the generated view to a terminal of an information requester; Receiving marking information for at least a portion of the view provided from the information requester's terminal; And storing the received marking information in relation to the generated view.

The marking information may be grouped into one or more selected from color, pattern, symbol, outline shape, and figure, and the user may manually set a specific condition for which a calculated value of a specific indicator is preset. It is preferable to set automatically when satisfied.

The view is based on any one or more selected among preset indices, and provides a sorting function according to a rule set in the criterion. The view includes a basic index and a calculation calculated by the two or more basic indices. At least one of an indicator, a user-generated indicator, and a fusion indicator generated using any two or more of the basic indicator, the calculation indicator, and the user-created indicator, wherein the basic indicator includes a variable value on a financial statement of a company and the financial product. It is preferable that it is any one or more of a ratio value, a change value, and a calculated value which are produced | generated from any two or more selected from price data and the said financial product-specific transaction data.

The function of the system may be executed in a temporary or permanent storage device of the information requestor's terminal, or in at least one or more servers connected to the information requestor's terminal via a wired or wireless network, or with the temporary or permanent storage device of the information requestor's terminal. It is preferably to be executed while sharing at least one or more functions with the server.

There is at least one enterprise group, and based on a specific point in time, the one enterprise group constitutes one investment enterprise portfolio, and the companies constituting the enterprise group may be added or deleted, and the view is included in at least one indicator. Generate a calculated value for the indicator for each company, and if there is a preset boundary value or boundary range for each indicator, the calculated value belongs to, exceeds, or falls below the boundary value or the boundary range. In this case, the predetermined marking information is automatically generated and reflected in the view, and the indicator includes a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user generation indicator, the basic indicator, the calculation indicator, and the user generation. At least one of the fusion indices generated using any two or more of the indices The basic indicator may include at least one of a variable value, a change value, and a calculated value generated by at least two selected from variable values on a financial statement of the company, price data for each financial product, and transaction data for each financial product. Is preferably divided into any one or more selected from a color, a pattern, a symbol, an outline shape and a figure.

In order to achieve the technical problem to be achieved by the present invention, in the financial product investment information system for providing financial product investment information, the financial product target to obtain the selection information for the target of at least two financial products that are the target of the financial product Acquisition unit; A formula information obtaining unit which obtains at least one formula information to be used for calculating the financial information of the financial product target; A variable value information acquisition unit which receives variable value information necessary for calculating the equation of the financial product, in order to calculate the financial information using a formula constituting the formula information; A financial product investment information calculation unit which is responsible for calculating financial information of the financial product object using the obtained formula information; And a financial product investment information output unit configured to output the calculated financial information in a predetermined form, wherein the formula includes at least one variable, and wherein the variable value information obtaining unit outputs a variable value corresponding to the variable. The financial product obtained from any one or more of a method of directly obtaining from a financial information DB inside the financial product investment information system and a method of obtaining from a third financial information providing system including a financial information DB connected through a wired or wireless network; Presents a financial product investment information system, characterized in that it relates to any one or more of a spot financial product and a derivative financial product generated by deriving the spot product using a financial engineering method.

The financial information DB includes one or more of financial information data of a company based on predetermined time information, price data of a financial product of a company, transaction data of a financial product of a company, price data of a financial product, and transaction data of a financial product. The financial product investment information system or the third financial information providing system further includes a financial information management module that manages a financial information DB that the financial product investment information system includes. The price data for each financial instrument includes any one selected from a set including one or more of a market price, a high price, a low price, a closing price, a volume, a number of shares, a market cap, a dividend information, and a right of a financial instrument for each predetermined period of time during a predetermined period. Contains one or more,

The financial product investment information system further includes an indicator manager, wherein the indicator manager includes an indicator DB for managing at least one indicator and an indicator DB for managing the indicator DB, wherein the indicator manager is an information requester. And presenting an indicator stored by the indicator DB to the terminal of the user, and obtaining and storing selection information on at least one indicator from the user, wherein the indicator manager requests the information from the terminal of the information requester. Further manages the self-generated formula information, the formula constituting the formula information is presented with at least one or more types of indicators, a method for processing any one or more selected from the indicators presented as formula information and using the indicators as variables Any one or more selected from the method of obtaining information calculated The indicator may be at least one of a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user-generated indicator, and a fusion indicator generated using any two or more of the basic indicator, the calculation indicator, and the user-created indicator. The basic indicator may include at least one of a variable value, a change value, and a calculated value generated by at least two selected from variable values on the financial statements of the company, price data for each financial product, and transaction data for each financial product. The financial product investment information calculation unit may include calculation of financial information by including an index for which the user requests a calculation among indices for receiving selection information from the user.

The financial product investment information system further includes a mark management unit, wherein the mark management unit receives at least one or more marking information from the information requester with respect to the financial information output from the financial product investment information output unit and receives the obtained information. Marking information is stored, and the marking information is automatically set when the user manually sets or a calculated value of a predetermined specific indicator satisfies a predetermined specific condition, and selects among colors, patterns, symbols, outline shapes and figures. It is preferable that it is represented by any one or more.

The financial product investment information output unit may output financial information calculated in the form of a view, and the view output by the financial product investment information output unit may be provided to a terminal of an information requestor.

The financial product investment information output unit outputs the output of the comparison form with respect to the at least one formula for the target of the at least two or more financial products, the comparison format is selected from the table (table), graph, chart and diagram It is preferable that it is any one or more.

The financial product preferably includes derivatives, insurance products, and fund products including stocks, commodities, bonds, foreign exchanges, etc., futures related thereto, options related thereto, and the like.

According to the present invention, it is possible to dynamically configure various indicators related to financial products, and to effectively compare them with tables, to generate a view for each point of view of the investment information of financial products, and to generate the views. Each user can mark the included investment information for each user, thereby innovatively reducing the time and effort required for investment management and investment product selection.

According to the present invention, it is possible to generate a view that can compare various indicators / formulas for two or more financial products, and can provide effective investment information even in the case where there are several financial products.

In a typical case, comparisons that can be made with multiple independent tools or calculations can be easily performed in one table, making it easy to determine the relative attractiveness of each product.

Hereinafter, it demonstrates in detail, referring drawings.

First, the whole structure related to the financial product investment information system 1000 of this invention is demonstrated. At least one financial product investment information system 1000 of the present invention is installed in at least one predetermined server as illustrated in FIG. 1 and connected to the financial product investment information system 1000 through a wired / wireless network 300. Financial product investment information may be provided to the user terminal. Meanwhile, as illustrated in FIG. 2, the financial product investment information system 1000 includes a financial product investment information system 1000 installed in a user's terminal, and the user terminal (with the use of a permanent or temporary storage device). The financial instrument investment information may be generated in the user terminal in a manner that is executed in the. In this case, the financial product investment information system 1000 executed in the user terminal may receive necessary information while communicating with the financial product investor information system providing server 2000. Meanwhile, the financial product investment information system 1000 of FIGS. 1 and 2 needs to obtain various financial information through the financial information acquisition module 1140 in order to generate financial product investment information. Although necessary financial information may be obtained from the financial information DB, necessary financial information may be obtained from the third financial information providing system 800. Examples of the third financial information providing system 800 may include financial information portals such as yahoo finance, and DBs maintained by third parties or companies.

Financial information stored in the financial information DB may be as follows.

The first is corporate financial information data. The financial statement data includes balance sheet data, income statement data, cash flow statement data, and the like. It is also a consolidated financial statement that reflects a company's consolidation relationship, which may be a balance sheet, income statement, or cash flow statement. The financial information data of the company is preferably yearly, quarterly or predetermined period data of a plurality of years.

Second is financial product information data 1512 about the enterprise. The financial product information data 1512 about a company may include 1) comprehensive information data for each financial product about a company, 2) price data for each financial product for a company, and 3) transaction data for each financial product for a company. 1) Comprehensive information data for each financial product of a company includes listed shares, dividend information, rights lock information, etc. 2) Price data for each financial product for a company includes stock price information, market cap, market value, High price, low price, closing price, real-time current price, etc. 3) The transaction data for each financial product of a company is data associated with at least one of transaction volume data, amount data, and time data. This may include trading volume by trading day, trading volume by specific price, and trading volume information by specific point in time. Managing the financial information DB is performed by the financial information management module 1500 of the present invention.

The financial products targeted by the financial product investment information system 1000 include stocks, futures, and options. Hereinafter, the financial product investment information system 1000 and the financial product investment information providing method of the present invention will be described in more detail by taking a financial product called stock as an example, and it is clear that the present invention is not limited to such a stock.

6 is a screen view of one embodiment of the information generated by the financial product investment information system 1000 of the present invention. As can be seen in Figure 6, the KOSPI steel metal is an attribute of a set of rows, the item corresponding to this attribute is a number of items such as Seowon, Young Poong, Hustil. On the other hand, the set of columns shows various fields such as market capitalization, PBR * PBR, PBR, PER, POR, PSR ..., safety margin, operating / revenue, debt ratio, inventory rate, and ROE. At this time, PbrPer (PBR * PER), safety margin 2, good cash flow (cash flow good), etc. is a user-created field. For example, cash flow goodness is intended to know how the relative value of cash flows relative to net income is calculated as 'cash flow / net income from operating activities'. On the other hand, as can be seen in Figure 6, a specific cell can be a predetermined specific mark / marking display, such as coloring (red, yellow, blue, etc.), the mark information is managed by the mark management unit 1410 of the present invention. . In FIG. 6, it can be seen that the marking mark or mark 500 is marked in light green in 1.38 corresponding to the safety margin 2 related to the Kum steel industry.

Next, an information processing method of the financial product investment information system 1000 of the present invention will be described with reference to FIGS. 3 to 5.

In order to generate financial investment information, the financial product target acquisition unit 1110 of the system for providing financial product investment information first selects at least two financial product items such as stock price items corresponding to the items of the financial investment information. Receive information. (S11)

In this case, the financial product investment information system 1000 to receive the selection information for at least two financial product items 1) the financial product investment information system 1000 operates in a server other than the user's terminal, When the user receives the financial product investment information by accessing the financial product investment information system 1000 operating in the server through the user terminal, the financial product investment information system 1000 is connected to the server through a wired / wireless network 300. Method of obtaining from the information requester terminal, 2) When the financial product investment information system 1000 operates in the user's terminal, a method of receiving from the DB stored in the user terminal or an input device (mouse, keyboard, touch) of the user terminal Performing any one or more of the methods of obtaining through any input device such as a screen) It can be achieved by. Hereinafter, the financial product investment information system 1000 will be described based on the same structure as 1) (a method in which a user terminal accesses the financial product investment information system 1000 operating in a server and receives financial product investment information). However, those skilled in the art will be able to implement the structure as described in 1) above (method of the financial product investment information system 1000 operating in the user terminal and generating the financial product investment information in the user terminal). It can be taken for granted. In particular, in the structure as shown in 1), the server may provide financial product investment information to the plurality of users while allowing access of the plurality of user terminals in an ASP, a web service method, a SaaS method, or an SOA method. Of course, each step for providing the financial product information of the present invention can be performed in the user terminal (financial information data constituting the financial information will be obtained from an external server), or the user terminal and the user It will be appreciated that the present invention may be implemented in a manner that appropriately distributes the functions of the inventive concept, which consists of a plurality of stages, between any server that connects the terminal to produce financial product investment information.

 The selection information of two or more items includes items as elements constituting the selected item set. The method of generating such a set of items is as follows. 1) By selecting an attribute value like KOSPI steel metal, the method of automatically selecting the items belonging to the item group corresponding to the attribute value (set of pre-made items by a third party), 2 A method of selecting at least two or more companies from the entire set of items (a method of generating one or more self-selected set of items), and 3) adding or deleting items from the set of items generated in 1) and 2) above. Any one or more of the methods for generating a stock set may be used as an example. This stock composition function is a commonly known and widely used function. Subsequently, the formula information obtaining unit 1120 of the financial product investment information system 1000 receives at least one formula information to be used for calculation of financial information for items constituting the set of items. The formula information includes: 1) corporate financial information data (1511), financial product information data (1512) or derivative financial product information data such as normal indicators such as PER and PBR, operating income, sales management expenses, current assets, and total capital; (1513) a method of using a basic indicator composed of any one of the raw data (raw) such as, or the source data obtained from the third financial information providing system 800, 2) any two or more of the basic indicators based on At least one user-generated indicator generated by combining with a set formula, 3) at least one user-generated indicator generated by combining the above 1) and 2) It can be used. 1), 2), and 3) may be managed as a DB, and the indicator management unit 1430 of the present invention is responsible for the generation and management of 1), 2), and 3). Details of 3) are stored in the indicator DB 1600 of the present invention. The indicator DB 1600 is managed by the indicator DB 1600 manager.

The basic indicator may include a variable value, a change value, a calculated value, and the like, which are generated by at least two selected from variable values on the financial statements of the company, price data for each financial product, and transaction data for each financial product. Known existing indicators such as PER, PCR, PSR, ROE, ROA, or other indicators generated by users (cash lock days, PBR * PER, ROE / PER, operating profit / net income, current price / yearly price, 2Q before Operating profit / revenue, 'recent one-year ROE / PER' / 'one-year-old ROE / PER'.

There may be two kinds of user-generated indicators. First, there may be an index that generates a result value such as PER * PBR, and second, an index that generates evaluation information about the generated result value. The formulas related to the indicators for generating the evaluation information include various operators such as a range operator, a routine for determining whether the condition information and a value specific to the condition information achieve the condition, and a conditional statement for generating predetermined evaluation information according to the determination result. And the like. That is, the formula of the present invention may be interpreted not only as a calculation of a function, but also as a constant computational function (program) including a condition and the like. (E.g. if PER <0, then PbrPer = ∞, else PbrPer = PBR * PER)

7 is an example in which a user creates a new indicator according to his / her needs. Here is an example of creating a generic function that can be used to see the ratio of dividends to market capitalization n years ago. If you define it like this and store it in the index management department and create an indicator called 'n-year odds [7]' in a specific view, you can see the odds of seven years ago. Meanwhile, FIG. 8 shows an example of creating a new index in the view.

Subsequently, the variable value information acquisition unit 1130 of the financial product investment information system 1000 calculates the financial information using a formula constituting the formula information. Value information is obtained. (S13) To this end, a management ID (key value) must be embedded in 1) various basic indexes, 2) source data, and 3) user-generated indexes constituting the formula information.

In addition, the variable value information acquisition unit 1130 of the present invention obtains specific actual data values from the financial information DB in conjunction with the management ID values of 1), 2), and 3) of the equations used by the user. Receive. The financial information DB that receives the actual data value may use any one or more of those included in the financial product investment information system 1000 and those of the third financial information providing system 800.

When the financial product investment information system 1000 substitutes the obtained variable value information into the equation, the financial product investment information system 1000 obtains a specific predetermined variable value in real time. Transaction volume, market price and high price, net profit, operating profit, checking assets, fixed assets, cash flows from operating activities, cash flows from financial activities, PER, PBR, ROE.

Subsequently, the financial product investment information calculation unit 1200 of the financial product investment information system 1000 calculates a mathematical value by substituting the obtained variable value information into the mathematical formula (S14). It may be a ranking value. An example of the ranking value is assigning a ranking value based on the attractiveness order of PER among all stocks from 1 to the number of stocks. The formula may be calculated in a predetermined order when there are a plurality of formulas. For example, when the calculation result value of the n-th formula is necessary for the calculation of the nth formula, it is necessary to follow the order of calculation for the complete calculation of the entire index (the entire formula). In this case, typically, since the variable value of the n th formula includes the indicators (indicator name and name) of the n th -2 th formula, the financial product investment information calculator 1200 is required as a material for the calculation of the specific formula. If there is an indicator and this indicator is not directly obtained from the financial information DB, but needs to be calculated, it is desirable to change the order of calculation to calculate this indicator first. The order information between these equations can be expressed in a directed graph of graph theory. If a direct or indirect reference occurs between expressions, the result is a deadlock and no further progress is possible. In order to avoid this situation, the graph representing the sequence information should be a cycle free graph. A cycle-free graph can define one order for the entire equation by a topological sorting algorithm. The calculation order may be performed according to this phase order.

The financial product investment information system 1000 transmits or provides at least one or more calculated formula values to the user terminal in a predetermined format. (S15) The predetermined format includes a plurality of financial product items. It is desirable to provide the calculated mathematical values in a tabular view. The financial product investment information system 1000 generates a view in at least one table form in at least one preset form based on information obtained by calculating at least one formula value for the two or more companies. (S16) An example of the table format is shown in FIG. Some or all of the tabular data may correspond to graphs, charts, or diagrams, thereby generating a view including any one or more of the graphs, charts, and diagrams. These graphs, charts, and diagrams will help you compare each financial instrument.

Meanwhile, the financial product investment information system 1000 provides the generated view to a terminal of an information requestor (a user is one example, as follows), and marks at least a portion of the view provided from the terminal of the information requester. marking) Obtain information (S19) and store the received marking information in relation to the generated view (S20) Marking preset in a specific part of a graph, chart, diagram corresponding to a specific cell marked by the information requestor It would be desirable to display this. Meanwhile, the marking of the present invention may be stored for each user and for individual cells forming a view for each financial product item group. The individual cells correspond to portions where a specific row and a specific column of the view overlap. In this case, the stored information about the marking may be separately managed for each specific time point (at least one attribute of various views related to the generation and use of the view of the present invention, such as a marking time point and a time point of view generation and a time point according to the property). It would be desirable to have one.

9 shows an embodiment of providing different views of the same sport group. Two different views are displayed for the item of interest (interest1) specified by the user. The first analogy is market cap, PBR * PER, PBR, PER, POR, and PSR. Among these, PBR * PER, POR, and PSR are user-created fields. The second view is a view created by the user to see the operating profit trend of interests. The operating profits of the recent quarter and the quarters of three months, six months, nine months, twelve months, fifteen months ago, ... are presented. Note that different views have different colored parts. In the view named Basic.swk, the names of Sewon Precision, Daehwa Oil Painting, etc. are colored, and the cells of note among the PbrPer numbers are colored. In the analogy named 'business details', only the item names of SeAH Holdings and Sewon Corporation are colored as a kind of marking mark 500. You can, of course, color other cells.

Meanwhile, the mark management unit 1410 of the present invention generates an indicator / formula / calculated value for the indicator for each company for at least one or more indicators, and the value is a boundary value or boundary range preset for each indicator. In the case where the calculated value falls within, exceeds, or falls below the boundary value or the boundary range, it is preferable to automatically generate preset marking information and reflect the preset marking information in the view. For this purpose, indicators / formulas / calculated values vs. Boundary / Range Information vs. The marking information for each condition should be matched.

Of course, various conditions (items, formulas, etc.) for generating the view are stored in a predetermined state, and variable value information (for example, stock price) required for calculating the formula is time (specific time point, day, week, month, etc.). Arbitrary time). Therefore, once the view has been created, it may be possible to create a view whose calculation value is changed by reflecting changed variable value information (changed stock price) obtained when the user views the time differently. That is, data constituting the view is different from the ti point and tj point of view. At this time, the difference value of the data of the cells constituting each view at the ti point and the tj point may be calculated. A change value of the information value of each cell between tj views may be output. In this case, the change between the specific time points (for example, the previous connection time point ti and the current connection time point tj to the financial product investment information system 1000) can be clearly sensed. On the other hand, in order to more clearly convey this variation, when a predetermined variation or more occurs in the values of ti and tj viewpoints of the specific cell, preset display such as color display and icon display (marking display / mark 500 Will be able to provide Such marking display and mark are in charge of the mark management unit 1410 of the present invention. The mark managed by the mark management unit 1410 is 1) a mark automatically marked by the system setting (including user setting) and 2) a mark directly specified by a user with respect to a specific cell of a specific view (table or the like). There may be a / marked mark.

On the other hand, it is obvious that n as well as two specific time points can be used. In this case, there will be variations in each cell value at each time point. A function value or a statistical value to be measured may be set, and a view may be generated for each function value or statistical value, and of course, the function value or statistical value for each cell may be set to a predetermined reference (condition). If there is a match, a preset indication / mark may be made.

On the other hand, the pattern management unit 1420 of the financial product investment information system 1000 of the present invention performs marking on a cell related to the pattern when a predetermined pattern occurs in the at least one indicator and equation. In particular, the pattern managed by the pattern manager 1420 may include 1) a public pattern (a pattern of indicators and / or formulas related to the respective financial instrument items based on a specific time point), and 2) a historical pattern (at least 2). Based on the above point of view, one or more selected among patterns related to changes in indicators and / or equations related to each financial item can be managed, for example, 'PBR * PER is greater than 0 and less than 5. One pattern could be, for example, 'ROE greater than 0.20', etc. More complicatedly, the 20-day moving average of the day is greater than the 20-day moving average of the previous day, and the PBR * PER value is between 0 and 5. There may also be a pattern in which data belonging to two or more groups having different attributes is used together, such as'. The last pattern is an example of a synchronic pattern including data of two different viewpoints of the current day and the last day.

In this case, a predetermined color or display may correspond to a specific pattern. For example, if a particular risk pattern is detected for a certain group of financial instruments that make up a group of financial instruments for a group of financial instruments that you own, if the mark / color representing the risk is a red index, Depending on the degree of risk, visual markings, such as changing the red tone from dark red to light red, can be done.

On the other hand, the marking of animation effects can also be introduced. As a time elapses from t1 to ti, tj for a specific pattern (risk, etc.), cells related to a specific pattern among cells constituting the entire view are included. By controlling the color tone of the cell associated with the specific pattern to continuously change over time, the dynamic increase and decrease of the risk over time can be relatively understood from the perspective of the entire view. have. In this case, there is a calculation of the cell value constituting the entire view at t1, the discovery of the pattern for the cell value, and the marking of the found pattern, and the same processing for ti and tj, and then the time elapsed. If you display it at a preset speed, you can create animation effects.

Meanwhile, when generating at least one view in a predetermined form by calculating formula values for two or more companies, the two or more companies may include at least one company group that meets at least one or more predetermined criteria. It is preferable to be managed, and it is preferable that the management for each group of two or more companies is managed for each user through the user data management unit of the present invention. In this case, it is preferable that at least one view is generated in an enterprise group unit. That is, when at least one or more indicators and / or formulas for generating one particular view are stored corresponding to the particular view, it may be necessary to specify a financial instrument item for constituting each cell of the view. In this case, when a specific view is generated for a group of companies sharing one specific property (for example, KOSPI steel), the view may be applied to another group of companies (for example, KOSPI car). To this end, a set of indicators and formulas for generating a specific view need to be managed through the indicator manager 1430 and / or the indicator DB 1600 manager 1431 of the present invention. There is at least one corporate group, and based on a specific point in time, the one corporate group constitutes one investment corporate portfolio, and the companies constituting the corporate group may be added or deleted.

Meanwhile, when there are two or more views, the financial product investment information system 1000 generates a third view using the view as a material (S17). A method of generating an indicator / formula selected from indicators / formulas included in two or more views, and 2) selecting at least one indicator / formula included in the two or more views, and using the selected indicator / formula There is at least one of a method of generating an index / formula and generating a view including the generated index / formula.

Of course, one or more indicators may be added to the generated view or any view of the present invention. The indicator may be at least one of a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user-generated indicator, and a fusion indicator generated using any two or more of the basic indicator, the calculation indicator, and the user-generated indicator, The basic indicator is any one or more of a variable value, a change value, and a calculated value generated by at least two selected from variable values on the financial statements of the company, price data for each financial product, and transaction data for each financial product.

It will be obvious from the standpoint of recalculation that a new view is created including the added indicator when the indicator is added.

On the other hand, when one of the advantages of the tabular data representation is a comparison, it may be desirable for the comparison to be sorted based on at least one particular indicator / formula. Sorting criteria vary by indicator / formula. In some cases, it is necessary to sort the whole by simple numerical sorting, as in the case of PER, positive first, positive first, and negative first. You can also choose between forward and reverse sorting. Therefore, it may be desirable for the financial product investment information output unit 1300 of the present invention to provide a sorting function according to a rule set in the criteria. It is natural that the position of a specific mark is changed by the alignment, and since the specific mark corresponds to a cell unit, when the position where the specific cell is displayed by the alignment is changed, the specific mark is located at the changed cell position. Is preferably displayed.

In the framework of the present invention, it is also possible to have a simulation simulation. For example, it is possible to set a specific point in time T0 in the past and observe the transition from this point in time to a point in time T1 (one point after T0 or the present point in time). To do this, it is necessary to set the unit of observation. The unit interval may be minutes, days, weeks, months, financial statements published unit period, year, the entire period, etc. If the unit interval is the largest, only the results at the time point T1 will be derived. For example, if you look at the stock price trend at the time point T0, you will ultimately be able to see the rate of increase of individual stocks or the average rate of rise of a set of stocks.

Meanwhile, the financial product investment information system 1000 of the present invention may further include a controller 1700 which performs various controls. The controller 1700 may include a filter unit 1710 for filtering various types of information under various conditions, a search function provider 1720 for providing a search function, a metadata manager 1730 for managing various metadata, and data for each user. It may further include a user data management unit 1740 for managing and an online service function provider 1750 for providing a service to a plurality of users online. The controller 1700 may perform a control function with reference to the control policy DB 1800 including information on criteria / conditions for various controls.

The present invention can be utilized in the financial industry, financial product investment information providing industry, financial related software industry, and various service industries through financial products. It can also be used as an auxiliary system for building an investment portfolio.

1 is a financial product investment in at least one user terminal installed in at least one server preset in a preferred embodiment of the financial product investment information system of the present invention and connected to the financial product investment information system through a wired or wireless network. It's about a model that provides information.

Figure 2 is another embodiment of the financial product investment information system of the present invention, the financial product investment information system is provided with a financial product investment information system to the user terminal through the financial product investment information system providing server, The present invention relates to a model for providing financial product investment information in a user terminal in a manner executed in the user terminal.

3 is an exemplary flowchart of an information processing method of a financial product investment information system of the present invention.

4 is an exemplary flow diagram of an information processing method of the financial instrument investment information system of the present invention for generating a view and generating a third view with the two or more generated views.

5 is a flowchart illustrating an information processing method of the financial product investment information system of the present invention for processing marking information.

Figure 6 is a screen example of the information generated by the financial product investment information system of the present invention.

7 is a diagram illustrating a method for generating a new indicator according to a user's needs in the financial product investment information system of the present invention.

8 is a diagram illustrating a method of generating a new indicator in a view generated by the financial product investment information system of the present invention.

FIG. 9 is a diagram for describing a method of providing different views of the same item group in the financial product investment information system of the present invention.

Claims (20)

A system for providing financial instrument investment information, the system comprising Obtaining selection information about at least two financial product items; Obtaining at least one formula information to be used for calculation of financial information; Receiving variable value information necessary for calculating the formula of the financial product item in order to calculate the financial information using a formula constituting the formula information; And And calculating a formula value by substituting the obtained variable value information into the formula. The financial information relates to a financial product, the financial product relates to any one or more of a spot financial product and a derivative financial product generated by deriving the spot product using a financial engineering method, The formula includes at least one variable, the variable value corresponding to the variable is obtained directly from the financial information DB of the financial product investment information system, providing a financial product investment information system providing the financial product investment information system Obtained from any one or more of the methods obtained from a third financial information providing system including a financial information DB connected to a server and a wired or wireless network, wherein the financial information DB includes financial information on financial product items. To provide financial instrument investment information. The method of claim 1, The financial information DB is to include any one or more of corporate financial information data, financial product information data about the company and derivative financial product information data based on the predetermined time information, The formula is one or more of a type consisting only of the basic indicators, a type generated by the calculation of two or more basic indicators and a type generated by the calculation of at least one or more basic indicators and at least one predetermined variable, The financial product item is an enterprise stock item, and receiving the selection information for the two or more financial product items is obtaining the selection information for the enterprise stock item, and receiving the selection information for the enterprise stock item is a wired or wireless network. Connected to, or obtained from an integrated financial information DB, And outputting the calculated formula value to a user terminal in a predetermined format, or transmitting or providing the calculated formula value to a user terminal. The method of claim 2, The predetermined format is characterized in that the comparison form of the at least one or more formulas for each of the two or more companies, The comparison format is a financial product investment information providing method, characterized in that any one or more selected from the table (table), graph, chart and diagram. The method of claim 1, The acquisition of the formula information, at least one or more types of indicators are presented, any one selected from the method of processing any one or more selected from the indicators presented as formula information and the method of obtaining the calculation information using the indicator as a variable. That's it, The indicator may be at least one of a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user-generated indicator, and a fusion indicator generated using any two or more of the basic indicator, the calculation indicator, and the user-generated indicator. Financial product investment information providing method, characterized in that. The method of claim 4, wherein The basic indicator is any one or more of a rate value, a change value, and a calculated value generated by any two or more in a set including any one or more of a variable value on a financial statement of the company, the price data for each financial product, and the transaction data for each financial product. And wherein the basic indicator includes at least one of a set including at least one of PBR, PER, PCR, PSR, ROE, ROA, and OP margin. The method of claim 1, The transaction data for each financial product and the price data for each financial product include any one or more of the market price, high price, low price, closing price, trading volume, listed shares, market cap, dividend information, and rights of the financial product for each predetermined period of time during the predetermined period. Financial product investment information providing method characterized in that it comprises any one or more selected from the set. The method of claim 1, When calculating the formula value by substituting the obtained variable value information into the formula, a specific preset variable value is obtained in real time, and the variable value obtained in real time is any one of a current price, a trading volume, a market price, and a high price of a financial product. Financial product investment information providing method characterized in that any one or more selected from the set containing the above. The method of claim 1, Generating at least one view in at least one preset form based on the calculated information of at least one formula value for the two or more companies; The two or more companies are managed as at least one company group that meets at least one predetermined criterion, And at least one view is generated in an enterprise group unit. The method of claim 8, And generating a third view from the generated view. The method of claim 8, At least one indicator may be added to the generated view, The indicator may be at least one of a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user-generated indicator, and a fusion indicator generated using any two or more of the basic indicator, the calculation indicator, and the user-generated indicator, The basic indicator is any one or more of a variable value, a change value, and a calculated value generated by at least two selected from variable values on the financial statements of the company, price data for each financial product, and transaction data for each financial product. And generating a new view including the added indicator when the indicator is added. The method of claim 8, Providing the generated view to a terminal of an information requester; Receiving marking information for at least a portion of the view provided from the information requester's terminal; And And storing the received marking information in relation to the generated view. The method of claim 11, The marking information is grouped into at least one selected from a color, a pattern, a symbol, an outline shape, and a figure. A method for providing financial product investment information, characterized in that set manually by a user or automatically set when a calculated value of a predetermined specific indicator satisfies a predetermined specific condition. The method of claim 8, The view is based on any one or more selected from preset indicators, and provides a sorting function according to a rule preset to the criterion. The indicator may be at least one of a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user-generated indicator, and a fusion indicator generated using any two or more of the basic indicator, the calculation indicator, and the user-generated indicator, The basic index may be any one or more of a variable value, a change value, and a calculated value generated by at least two selected from among variable values on the financial statements of the company, price data for each financial product, and transaction data for each financial product. How to provide financial product investment information. The method of claim 1, The function of the system may be executed in a temporary or permanent storage device of the information requestor's terminal, or in at least one or more servers connected to the information requestor's terminal via a wired or wireless network, or the temporary or permanent storage device of the information requestor's terminal and the The financial product investment information providing method, characterized in that executed while sharing at least one or more functions with the server. In the financial product investment information system that provides financial product investment information, A financial product target acquisition unit for obtaining selection information on at least two financial product targets of the financial product; A formula information obtaining unit which obtains at least one formula information to be used for calculating the financial information of the financial product target; A variable value information acquisition unit which receives variable value information necessary for calculating the equation of the financial product, in order to calculate the financial information using a formula constituting the formula information; A financial product investment information calculation unit which is responsible for calculating financial information of the financial product object using the obtained formula information; And Includes; financial product investment information output unit for outputting the calculated financial information in a predetermined form, The formula includes at least one variable, wherein the variable value information obtaining unit obtains the variable value corresponding to the variable directly from the financial information DB inside the financial product investment information system and the financial information DB connected through a wired / wireless network. Obtained from any one or more of the methods obtained from a third financial information providing system, including; And said financial product relates to any one or more of a spot financial product and a derivative financial product generated by deriving said spot product using a financial engineering method. The method of claim 15, The financial information DB, It includes one or more of the financial information data of the company based on the predetermined time information, the price data of the financial products of the company, the transaction data of the financial products of the company, the price data of the financial products and the transaction data of the financial products, The financial product investment information system or the third financial information providing system further includes a financial information management module that manages the financial information DB included therein. Transaction data by financial instrument and price data by financial instrument may include any one or more of the market price, high price, low price, closing price, trading volume, listed shares, market cap, dividend information, and rights of the financial instrument for each predetermined period of time during the predetermined period. Financial product investment information system, characterized in that any one or more selected from the set is included. The method of claim 15, The financial product investment information system further includes an indicator management unit, The indicator management unit includes at least one indicator DB for storing the indicator, the indicator DB management unit for managing the indicator DB, The indicator manager further includes a function of presenting an indicator stored in the indicator DB to a terminal of an information requester, and obtaining and storing selection information on at least one indicator from the user, The indicator management unit further manages formula information generated by the information requester from the terminal of the information requester, and the formula configuring the formula information includes at least one or more types of indicators, and selects one or more selected from the indicators. At least one selected from a method of processing with formula information and a method of obtaining information of calculation formula using the indicator as a variable, The indicator may be at least one of a basic indicator, a calculation indicator calculated with the at least two basic indicators, a user-generated indicator, and a fusion indicator generated using any two or more of the basic indicator, the calculation indicator, and the user-generated indicator, The basic indicator is any one or more of a variable value, a change value, and a calculated value generated by at least two selected from variable values on the financial statements of the company, price data for each financial product, and transaction data for each financial product. The financial product investment information calculation unit comprises a financial product investment information system comprising the indicator that the user requests a calculation from among the indicators received the selection information from the user to perform the calculation of the financial information. The method of claim 15, Mark management unit further includes; Marking of the mark management unit is set automatically by the user manually or when the calculated value of the predetermined specific indicator satisfies a predetermined specific condition, the marking information is selected from the shape and shape of the color, pattern, symbol, outline Financial product investment information providing method characterized in that it is represented by any one or more. The method of claim 15, The financial product investment information output unit outputs the financial information calculated in the form of a view, and the view outputs the output of the comparison form with respect to the at least one or more formulas for the object of the at least two financial products. , The comparison format may be any one or more selected from a table, a graph, a chart, and a diagram, and the view output by the financial product investment information output unit may be provided to a terminal of an information requester. Investment information system. The method of claim 15, The financial instrument investment includes financial products, including derivatives, insurance products, and fund products containing any one or more of the spots, futures associated with them, stocks, commodities, bonds, foreign exchange, etc. Information system.

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