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KR20090066564A - Method for charging traffic card - Google Patents

Method for charging traffic card Download PDF

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Publication number
KR20090066564A
KR20090066564A KR1020070134162A KR20070134162A KR20090066564A KR 20090066564 A KR20090066564 A KR 20090066564A KR 1020070134162 A KR1020070134162 A KR 1020070134162A KR 20070134162 A KR20070134162 A KR 20070134162A KR 20090066564 A KR20090066564 A KR 20090066564A
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KR
South Korea
Prior art keywords
terminal device
wireless terminal
charging station
user
identifier
Prior art date
Application number
KR1020070134162A
Other languages
Korean (ko)
Inventor
이동규
Original Assignee
이동규
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 이동규 filed Critical 이동규
Priority to KR1020070134162A priority Critical patent/KR20090066564A/en
Publication of KR20090066564A publication Critical patent/KR20090066564A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W80/00—Wireless network protocols or protocol adaptations to wireless operation
    • H04W80/08—Upper layer protocols
    • H04W80/12—Application layer protocols, e.g. WAP [Wireless Application Protocol]

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Engineering & Computer Science (AREA)
  • Databases & Information Systems (AREA)
  • Data Mining & Analysis (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A transportation card charging method is disclosed. The method of the present invention includes a database for storing the bank account information of the traffic card user and the identifier of the wireless terminal device, and storing the bank account information of the offline charging station, the identifier of the wireless terminal device and the unique number of the charging station, respectively. Applied to a transportation card charging system including a WAP server, transmitting a charge amount, a charging station unique number and the user wireless terminal device identifier from the user wireless terminal device to the WAP server; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station unique number are registered in the database; Extracting bank account information associated with the retrieved user wireless terminal device identifier and a charging station unique number; Providing the extracted bank account information to a bank server and requesting the transfer of the remitted amount from the user bank account to the charging station bank account; Receiving, by the WAP server, a transfer result from the bank server, and if successful, transmitting the transfer result to the user wireless terminal device and the charging station wireless terminal device; And charging the user traffic card by an amount corresponding to the amount of charge based on the result of the transfer.

Description

How to charge traffic card {Method for charging traffic card}

The present invention relates to a method of charging a traffic card, and more particularly, to a method of charging a traffic card from a charger of an offline charging station through account transfer.

Usually, in order to solve the trouble of cash payment when using a bus, the subway, etc., a rechargeable transportation card is used.

One such transportation card is a smart card with an integrated circuit (IC) chip. Smart cards have a built-in microprocessor and memory that can perform simple computational tasks on their own. Smart cards can store and delete financial payment functions that can be used in various fields such as electronic money and transportation cards on IC chip type cards.

Such a transportation card is charged by a desired amount through a charger provided in an offline charging station.

Specifically, the charging station receives the certified master transit card and charger from the card issuer, receives the recharge amount in cash from the card user who wants to recharge, and puts the master transit card and the user transit card on the charger. Charge the user's transportation card as much as the amount of cash received.

However, according to the conventional charging method, the user is inconvenient to always pay cash, there is a problem that can not be charged when there is no cash.

In order to solve this problem, it is possible to consider a method of changing the configuration of the charger of the charging station to be connected online, but there is a problem in that it is expensive to make the charger online.

Accordingly, an object of the present invention is to provide a method for recharging a transportation card without paying cash while maintaining the conventional offline recharging system.

The above object has a database which stores bank account information of a traffic card user and an identifier of a wireless terminal device and stores a bank account information of an offline charging station, an identifier of a wireless terminal device, and a unique number of a charging station, respectively. Applied to a transportation card charging system including a WAP server, transmitting a charge amount, a charging station unique number and the user wireless terminal device identifier from the user wireless terminal device to the WAP server; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station unique number are registered in the database; Extracting bank account information associated with the retrieved user wireless terminal device identifier and a charging station unique number; Providing the extracted bank account information to a bank server and requesting the transfer of the remitted amount from the user bank account to the charging station bank account; Receiving, by the WAP server, a transfer result from the bank server, and if successful, transmitting the transfer result to the user wireless terminal device and the charging station wireless terminal device; And charging the user traffic card by an amount corresponding to the charge amount based on the transfer result.

The above object has a database which stores bank account information of a traffic card user and an identifier of a wireless terminal device and stores a bank account information of an offline charging station, an identifier of a wireless terminal device, and a unique number of a charging station, respectively. Applied to a transportation card charging system including a WAP server, transmitting from the charging station wireless terminal device to the WAP server the charging station wireless terminal device identifier, the charge amount, and the user wireless terminal device identifier; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station wireless terminal device identifier are registered in the database; Extracting bank account information associated with the retrieved user wireless terminal device identifier and the charging station wireless terminal device identifier; Providing the extracted bank account information to a bank server and requesting the transfer of the remitted amount from the user bank account to the charging station bank account; Receiving, by the WAP server, a transfer result from the bank server, and if successful, transmitting the transfer result to the user wireless terminal device and the charging station wireless terminal device; And charging the user traffic card by an amount corresponding to the charge amount based on the transfer result.

In addition, the above object is to store the database associated with the virtual account information of the traffic card user and the identifier of the wireless terminal device, and stores the virtual account information of the offline charging station, the identifier of the wireless terminal device and the unique number of the charging station respectively. Applied to a transportation card charging system including a WAP server provided, and transmitting a charge amount, a charging station unique number and the user wireless terminal device identifier from the user wireless terminal device to the WAP server; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station wireless terminal device identifier are registered in the database; Extracting virtual account information associated with the retrieved user wireless terminal device identifier and the charging station unique number; Transferring, by the WAP server, the recharge amount from the user virtual account to the charging station virtual account based on the extracted virtual account information; When the transfer is successful, transmitting, by the WAP server, a transfer result to the user wireless terminal device and the charging station wireless terminal device; And charging the user traffic card by an amount corresponding to the charge amount based on the transfer result.

The above object is to store the virtual account information of the traffic card user and the identifier of the wireless terminal device, and having a database for storing the virtual account information of the offline charging station, the identifier of the wireless terminal device and the unique number of the charging station, respectively. Applied to a transportation card charging system including a WAP server, transmitting from the charging station wireless terminal device to the WAP server the charging station wireless terminal device identifier, the charge amount, and the user wireless terminal device identifier; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station wireless terminal device identifier are registered in the database; Extracting virtual account information associated with the retrieved user wireless terminal device identifier and the charging station wireless terminal device identifier; Transferring, by the WAP server, the recharge amount from the user virtual account to the charging station virtual account based on the extracted virtual account information; When the transfer is successful, transmitting, by the WAP server, a transfer result to the user wireless terminal device and the charging station wireless terminal device; And charging the user traffic card by an amount corresponding to the charge amount based on the transfer result.

Preferably, the user wireless terminal device may be provided with an interface program for inputting a user wireless terminal device identifier, a charging station unique number, and a charge amount and connecting to the WAP server.

According to the above configuration, the traffic card user has the advantage that it is possible to charge the traffic card as much as you want through the account transfer without carrying cash.

Hereinafter, with reference to the accompanying drawings will be described an embodiment of the present invention.

1 shows a network configuration for applying the method of the present invention.

Referring to FIG. 1, the WAP server 300 includes a database 350 and is connected to a bank server 400. In addition, a user connects to the WAP server 300 through a wireless terminal device 200 including a mobile phone, and the wireless terminal device 200 may be provided with an interface for facilitating access to the WAP server 300. .

Each offline charging station 100 is assigned a unique charging station number ("0027" in Figure 1), each charging station 100 is provided with a charger 110. Therefore, when the user presents his or her traffic card 212, the user traffic card 212 in the charger 110 is charged by the desired amount after authentication with the master traffic card (112).

Here, the term offline means maintaining offline in connection with charging of the user's transportation card, and may be connected to the WAP server 300 in authentication and charging of the master card and transmission of user's transportation card charging history.

2 is a flowchart illustrating a charging method according to an embodiment of the present invention.

First, the contents of the database 350 included in the WAP server 300 will be described.

In the database 350, the account information of the subscribed user and the identifier of the wireless terminal device are matched and stored, and the unique number of each charging station and the account information and the identifier of the wireless terminal device, for example, the telephone number are matched and stored. .

Such information can be input directly from the user and the charging station manager when registering the user or charging station.

The traffic card user opens the mobile phone 200 registered in advance, and selects, for example, a "bank account charge" menu using the provided interface (step S21).

Then, the interface checks that the "bank transfer charge" menu is selected and waits for input of charging information including a charge amount and a unique station number (step S22).

Next, the traffic card user enters the station specific number displayed on the charging station, in this embodiment "0027" and the amount to be charged, and selects the transmission, the mobile phone 200 accesses the WAP server 300 (step S23). .

The mobile phone 200 connected to the WAP server 300 transmits the received information, that is, a charging station unique number and the charge amount, to the WAP server 300 together with the identifier of the mobile phone 200, for example, a phone number, and the WAP server 300. ) Searches whether the received cellular phone number and the charging station unique number are registered in the database 350 (step S24).

When a matching mobile phone number and a charging station unique number are found, each bank account information connected to the found mobile phone number and the charging station unique number is extracted (step S25).

Subsequently, the extracted bank account information is provided to the bank server 400, and the WAP server 300 requests to transfer an amount corresponding to the requested charge amount from the user account to the charging station account (step S26).

The bank server 400 transfers the requested amount and transmits the transfer result to the WAP server 300, and the WAP server 300 transmits the transfer result to the registered user mobile phone 200 and the charging station mobile phone 120 through SMS. (Step S27).

The charging station manager checks the transfer result through the SMS received by the registered mobile phone 120 and charges the traffic card 212 presented by the user by the requested amount using the charger 110 (step S28).

Accordingly, the traffic card user can recharge the traffic card as much as he / she wants through account transfer without providing cash directly.

3 is a flowchart illustrating a charging method according to another embodiment of the present invention. This embodiment describes a case where no bank server is interposed.

First, the contents of the database 350 included in the WAP server 300 will be described.

The database 350 matches and stores the virtual account information of the subscribed user and the identifier of the mobile phone, such as a phone number, and stores the matching station unique number, the virtual account information of each charging station, and the identifier of the mobile phone, such as a phone number.

In this case, the virtual account is directly managed by the WAP server 300 as an account generated using a phone number, for example, and the amount deposited by the user or the points given to the user is accumulated, and the transfer between these virtual accounts is performed. Etc., by the WAP server 300.

The traffic card user opens his registered mobile phone and selects, for example, a "charge virtual account transfer" menu using the provided interface (step S31).

Then, the interface checks that the "charge virtual account transfer" menu is selected and waits for input of a charge amount and a unique station number (step S32).

Next, when the user inputs the station specific number displayed on the charging station, in this embodiment, " 0027 " and the amount to be charged, and selects transmission, the mobile phone 200 accesses the WAP server 300 (step S33).

The mobile phone 200 connected to the WAP server 300 transmits the received information, that is, a charging station unique number and the charge amount, to the WAP server 300 together with the identifier of the mobile phone 200, for example, a phone number, and the WAP server 300. ) Detects whether the received telephone number and the unique charging station number are registered in the database 350 (step S34).

When a matching telephone number and a unique charging station unique number are retrieved, each virtual account information connected to the retrieved telephone number and unique charging station number is extracted (step S3).

Subsequently, based on the extracted virtual account information, the WAP server 300 transfers an amount or a savings point corresponding to the charged amount from the user virtual account to the charging station virtual account (step S36).

Subsequently, the WAP server 300 transmits the transfer result to the registered user mobile phone 200 and the charging station mobile phone 120 through SMS (step S37).

The charging station manager checks the transfer result from the mobile phone 120, and charges the traffic card 212 presented by the user by the requested amount using the charger 110 (step S38).

Although the above has been described with reference to the embodiments of the present invention, various changes can be made at the level of those skilled in the art.

1) In the above embodiment, the case where the user of the traffic card is directly connected to the mobile phone registered WAP server 300 to request a direct account transfer, the present invention is not limited to this.

For example, when a traffic card user wants to charge in a situation where he / she does not have a mobile phone, the charging station manager may request the account transfer by connecting to the WAP server 300 through the registered mobile phone 120.

In this case, the information input and transmitted through the charging station mobile phone 120 is added to the traffic card user's phone number in addition to the charging station unique number, the charge amount. Alternatively, since the phone number of the charging station mobile phone 120 is matched with the unique charging station number and is already stored in the database, when the charging station mobile phone 120 is connected to the WAP server 300, since the phone number is automatically transferred, the charged amount Only the telephone number of the user and the traffic card user may be transmitted.

2) In the above embodiment, a mobile phone is taken as an example of a wireless terminal device, but a PDA or other type of wireless terminal device having a communication function may be used.

Therefore, the scope of the present invention should not be construed as limited to the above embodiment, but should be interpreted by the claims described below.

1 shows a network configuration for applying the method of the present invention.

2 is a flowchart illustrating a charging method according to an embodiment of the present invention.

3 is a flowchart illustrating a charging method according to another embodiment of the present invention.

Claims (5)

And a WAP server having a database for storing the bank account information of the traffic card user and the identifier of the wireless terminal device and storing the bank account information of the offline charging station, the identifier of the wireless terminal device and the unique number of the charging station, respectively. Applied to the transportation card charging system, Transmitting a charge amount, a charging station unique number, and the user wireless terminal device identifier from the user wireless terminal device to the WAP server; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station unique number are registered in the database; Extracting bank account information associated with the retrieved user wireless terminal device identifier and a charging station unique number; Providing the extracted bank account information to a bank server and requesting the transfer of the remitted amount from the user bank account to the charging station bank account; Receiving, by the WAP server, a transfer result from the bank server, and if successful, transmitting the transfer result to the user wireless terminal device and the charging station wireless terminal device; And And charging the user traffic card by an amount corresponding to the charge amount based on the result of the transfer. And a WAP server having a database for storing the bank account information of the traffic card user and the identifier of the wireless terminal device and storing the bank account information of the offline charging station, the identifier of the wireless terminal device and the unique number of the charging station, respectively. Applied to the transportation card charging system, Transmitting the charging station wireless terminal device identifier, the charge amount, and the user wireless terminal device identifier from the charging station wireless terminal device to the WAP server; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station wireless terminal device identifier are registered in the database; Extracting bank account information associated with the retrieved user wireless terminal device identifier and the charging station wireless terminal device identifier; Providing the extracted bank account information to a bank server and requesting the transfer of the remitted amount from the user bank account to the charging station bank account; Receiving, by the WAP server, a transfer result from the bank server, and if successful, transmitting the transfer result to the user wireless terminal device and the charging station wireless terminal device; And And charging the user traffic card by an amount corresponding to the charge amount based on the result of the transfer. It includes a WAP server for storing the virtual account information of the traffic card user and the identifier of the wireless terminal device, and the database for storing the virtual account information of the offline charging station, the identifier of the wireless terminal device and the unique number of the charging station, respectively. Is applied to the transportation card charging system, Transmitting a charge amount, a charging station unique number, and the user wireless terminal device identifier from the user wireless terminal device to the WAP server; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station wireless terminal device identifier are registered in the database; Extracting virtual account information associated with the retrieved user wireless terminal device identifier and the charging station unique number; Transferring, by the WAP server, the recharge amount from the user virtual account to the charging station virtual account based on the extracted virtual account information; When the transfer is successful, transmitting, by the WAP server, a transfer result to the user wireless terminal device and the charging station wireless terminal device; And And charging the user traffic card by an amount corresponding to the charge amount based on the result of the transfer. And a WAP server having a database for storing the virtual account information of the traffic card user and the identifier of the wireless terminal device and storing the virtual account information of the offline charging station, the identifier of the wireless terminal device, and the unique number of the charging station, respectively. Applied to the transportation card charging system, Transmitting the charging station wireless terminal device identifier, the charge amount, and the user wireless terminal device identifier from the charging station wireless terminal device to the WAP server; Searching, by the WAP server, whether the received user wireless terminal device identifier and the charging station wireless terminal device identifier are registered in the database; Extracting virtual account information associated with the retrieved user wireless terminal device identifier and the charging station wireless terminal device identifier; Transferring, by the WAP server, the recharge amount from the user virtual account to the charging station virtual account based on the extracted virtual account information; When the transfer is successful, transmitting, by the WAP server, a transfer result to the user wireless terminal device and the charging station wireless terminal device; And And charging the user traffic card by an amount corresponding to the charge amount based on the result of the transfer. The method according to any one of claims 1 to 4, The user wireless terminal device is a transportation card charging method, characterized in that the interface program for the input of the charging station unique number, the charge amount, and the user wireless terminal device identifier and access to the WAP server is installed.
KR1020070134162A 2007-12-20 2007-12-20 Method for charging traffic card KR20090066564A (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2011034244A1 (en) * 2009-09-18 2011-03-24 한국건설교통기술평가원 Key card for compatible transportation card and operating method of key card for transportation card
KR20170048358A (en) * 2014-08-01 2017-05-08 알리바바 그룹 홀딩 리미티드 System and method for detecting and alerting risks in refill transactions
CN112749959A (en) * 2019-10-29 2021-05-04 腾讯科技（深圳）有限公司 Resource transfer method, system, device, equipment and storage medium

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2011034244A1 (en) * 2009-09-18 2011-03-24 한국건설교통기술평가원 Key card for compatible transportation card and operating method of key card for transportation card
KR101041043B1 (en) * 2009-09-18 2011-06-13 한국건설교통기술평가원 Key Card For Compatible Traffic Card and Management Method therefore
KR20170048358A (en) * 2014-08-01 2017-05-08 알리바바 그룹 홀딩 리미티드 System and method for detecting and alerting risks in refill transactions
CN112749959A (en) * 2019-10-29 2021-05-04 腾讯科技（深圳）有限公司 Resource transfer method, system, device, equipment and storage medium
CN112749959B (en) * 2019-10-29 2023-09-19 腾讯科技（深圳）有限公司 Resource transfer method, system, device, equipment and storage medium

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