KR20070052103A - System of protection of data loss in the internet commerrce payment and method thereof, and media that can record computer program sources for method thereof - Google Patents

Abstract

The present invention relates to a system for preventing data loss in an internet commerce payment service, and a method and a recording medium storing a computer program source for the method. By transferring the data to the shopping mall and processing the transfer only when the customer's identity is confirmed by the Internet shopping mall, the payment is made at the time of Internet commerce payment, but the result can be prevented from being generated at the internet shopping mall. . In particular, there is a more useful effect when it is not easy to cooperate with each other, such as international e-commerce payments.

The method for preventing data loss in an internet commerce payment service according to the present invention includes the steps of: (a) requesting a product order and payment in an internet shopping mall using a customer terminal; (b) connecting a payment page to the customer terminal in the Internet shopping mall, and transmitting the shopping mall ID and product order information; (c) requesting a payment page by transmitting a shopping mall ID and product order information from the customer terminal to a server of a payment brokerage company (PG) or a financial institution; (d) connecting a payment page to the customer terminal from a server of the payment brokerage company (PG) or a financial institution; (e) inputting the identification information and the payment information into the payment page and transmitting to the server of the financial institution through the server of the payment brokerage company (PG) or directly to the server of the financial institution; (f) verifying the authenticity of the identity information at the server of the financial institution, and if there is no abnormality, generating a payment key value for distinguishing the input transaction and storing it together with the received payment information and identity information; (g) transmitting, from the server of the financial institution, the identity verification result confirming the authenticity of the identity information, the payment key value, the shopping mall ID, and the product order information to the customer terminal; (h) transmitting the identity verification result, payment key value, and product order information received from the customer terminal to the internet shopping mall; (i) storing the identity verification result, the payment key value, and the product order information received from the Internet shopping mall as order data; (j) requesting an approval and transfer process from a server of the payment brokerage company (PG) or a financial institution based on the order data stored in the Internet shopping mall; (k) there is no abnormality in comparison with the order data received from the Internet shopping mall on the server of the payment brokerage company (PG) or the financial institution and the payment key value stored in the step (f) and the payment information and the identity information. If approved or transferred; (l) transmitting the approval or transfer processing result data from the server of the payment brokerage company or financial institution to the internet shopping mall; And (m) allowing the product to be sent to the customer by the approval or transfer processing result data received at the internet shopping mall.

Internet Shopping Mall, Payment, Authorization, Transfer, Financial Institution, Key

Description

SYSTEM OF PROTECTION OF DATA LOSS IN THE INTERNET COMMERRCE PAYMENT AND METHOD THEREOF, AND MEDIA THAT CAN RECORD COMPUTER PROGRAM SOURCES FOR METHOD THEREOF}

1 is a block diagram of an internet commerce payment service system according to the prior art

2 is a flowchart illustrating a method for payment service for internet commerce according to the prior art.

3 is a configuration diagram of a data loss prevention system in an internet commerce payment service according to a preferred embodiment of the present invention.

4 is a flowchart illustrating a data loss prevention method in an internet commerce payment service according to a preferred embodiment of the present invention.

***** Explanation of the main symbols in the drawings *****

110: user or user terminal

120: server of the Internet shopping mall or Internet shopping mall company

130: server of the payment broker (PG) or financial institution

The present invention relates to a system for preventing data loss in an internet commerce payment service, and a method and a recording medium storing a computer program source thereof. In particular, the payment is not made in a shopping mall but the result is unknown in a shopping mall. The present invention relates to a system for preventing data loss in an internet commerce payment service that prevents occurrence of a case, and a method and a recording medium storing a computer program source thereof.

Today, with the development of information technology, the spread of computers and the Internet is rapidly spreading. In recent years, the Internet industry has developed explosively, and many host computers are connected to the Internet every day, and are contributing greatly to making the world a global village.

At the base of this, the contribution of the World Wide Web to the general public is relatively easy to access the Internet by providing multimedia functions and ease of use, as well as a widespread personal computer.

In particular, due to the development of the World Wide Web, the Internet is rapidly being used for commercial use, and electronic commerce can be considered as a representative of the commercial use of the Internet. Here, the electronic commerce refers to a transaction in which all or part of the transaction of goods or services is processed by an electronic method such as electronic document exchange.

E-commerce involves all the entrepreneurs, similar to commerce in the real world. That is, in the simplest case of e-commerce, a virtual mall that provides goods or services, a customer (buyer) who purchases goods or services in a cyber mall, or a virtual bank or credit card company engaged in a financial relationship with the goods. Etc. becomes the subject of a transaction in e-commerce.

Among the most active e-commerce, many people visit the shopping mall in the concept of a department store, and commerce, such as shopping and finance, is minimally intervened through the virtual space of computers and networks. It is emerging as a new opportunity because it is implemented in the middle and can be managed at a faster and lower cost.

The electronic commerce sector, which is being activated around the electronic shopping mall, has recently spread rapidly to the financial sector such as banks and securities firms, and the map information (or geographic information) by the geographic information system, Various kinds of services such as static electronic advertisements (banner advertisements), internet telephones, internet TVs, and Internet faxes are provided on the Internet, and contribute to the popularization of the Internet and the expansion of the user base.

On the other hand, in the case of a conventional commerce method in which a consumer visits a store directly and purchases a product and a price, it requires time loss and troublesome labor moving to a store for purchasing a product.

However, as described above, due to the rapid development and generalization of the use of Internet technology, home shopping can be easily performed at home using home banking or home shopping using electronic commerce. .

In this way, the purchase of goods by e-commerce can be easily purchased at home without having to go to the store because the purchase is made on the spot while the customer confirms and consults the goods that they want to buy or shop in the cyber space. It is spreading rapidly throughout the economy because it is very convenient to use for those who are older or have difficulty in moving.

Hereinafter, a conventional electronic commerce will be described with reference to the accompanying drawings.

1 is a block diagram of an Internet commerce payment service system according to the prior art, Figure 2 is a flow chart illustrating a method for payment services in the Internet according to the prior art.

In the conventional Internet commerce payment service system, as shown in Figure 1, the customer terminal 10 to request the product order and payment by accessing the Internet shopping mall 20 through the Internet network, and orders the goods through the Internet network Internet shopping mall 20 for selling and processing the shopping mall orders based on the approval and transfer result received from a payment brokerage company (hereinafter referred to as 'PG') or a financial institution server 30, and the customer terminal 10 Receiving customer's identity information and payment information from the payment broker (PG) or financial institution that approves and transfers the payment of goods ordered by the customer by identity verification and transmits the result to the Internet shopping mall (20) Server 30.

The conventional Internet commerce payment service method will be described below with reference to FIGS. 1 and 2.

1. After the customer inputs order information of a product to be purchased in the Internet shopping mall 20, selects a payment company and requests the order and payment of the product to the Internet shopping mall company (step S10 of FIG.

2. In the Internet shopping mall 20, a payment page URL (Uniform Resource Locator), a shopping mall ID (ID) such that a payment page of a payment broker (PG) or a corresponding financial institution is displayed as a pop-up in a customer browser. ), Along with the order number, amount, and product.

3. The customer browser transmits the shopping page ID, order number, amount, and product information received from the internet shopping mall 20 to the payment brokerage server (PG) or the server 30 of the financial institution as the payment page URL to transmit the payment page. request.

4. The payment page is popped up in the customer browser.

5. The customer inputs the identification information and payment information (for example, card and account number, password, etc.) such as a payment password or an authorized certificate on the payment page (step S20 of FIG. 2).

6. The identity verification information and payment information entered in step 5 is transferred to the financial institution directly or through the payment broker (PG), the financial institution confirms the authenticity of the information (step S30 of Fig. 2).

7. When the financial institution verifies the authenticity of the information input in step 6, the financial institution performs an authorization or transfer process on the card or account corresponding to the payment information (step S40 of FIG. 2).

8. The server 30 of the payment brokerage company (PG) or the financial institution transmits the approval or transfer processing result to the customer terminal 10.

9. And, the server 30 of the payment brokerage company (PG) or the financial institution transmits the approval or transfer processing result to the Internet shopping mall 20 (step S50 of FIG. 2). In this case, the transmitted data includes a shopping mall ID, an order number, an amount, an approval, and a transfer processing key value.

When the Internet shopping mall 20 receives the information on the approval or transfer processing result from the server 30 of the payment brokerage company (PG) or the financial institution, it stores the order data so that the goods can be sent ( Steps S60 and S70 of Figure 2).

However, according to the conventional Internet commerce payment service method as described above, the temporary communication in the process of transmitting the approval and transfer processing results from the server 30 of the payment brokerage company (PG) or the financial institution to the Internet shopping mall 20 If the transmission is not made properly due to a failure or the like, the customer may have made a payment but the result may not be known in the Internet shopping mall 20. In this case, the customer has ordered the goods ordered by the customer's credit card or the actual transfer is made in the customer's account, but the Internet shopping mall 20 because the customer does not know the approval and transfer results of the goods ordered by the customer No order processing will occur for.

In this case, the Internet shopping mall 20 generates a strong complaint from the customer who ordered the product. However, the Internet shopping mall 20 has a problem that it is difficult to respond to complaints because there is no basis for the fact of payment.

Therefore, the present invention has been made to solve the above problems, an object of the present invention is to first pass the results of the customer's identity verification before the approval and transfer process in the financial institution to receive the customer's identity verification results in the Internet shopping mall System for preventing data loss in internet commerce payment service which prevents the case where payment is made at internet commerce payment but the result is not known at internet shopping mall by only credit card authorization or transfer processing, and the method The present invention provides a recording medium storing a computer program source for the method.

In addition, another object of the present invention is to provide an Internet commerce payment service that can smoothly provide and support services such as customer cancellation, payment result confirmation, etc. to customers in the Internet shopping mall when the result of approval and transfer processing is not received from a financial institution. A data loss prevention system and a method thereof and a recording medium storing a computer program source thereof are provided.

In order to achieve the above object, a method of preventing data loss in an internet commerce payment service according to the present invention includes: (a) requesting a product order and payment in an internet shopping mall using a customer terminal; (b) connecting a payment page to the customer terminal in the Internet shopping mall, and transmitting the shopping mall ID and product order information; (c) requesting a payment page by transmitting a shopping mall ID and product order information from the customer terminal to a server of a payment brokerage company (PG) or a financial institution; (d) connecting a payment page to the customer terminal from a server of the payment brokerage company (PG) or a financial institution; (e) inputting the identification information and the payment information into the payment page and transmitting to the server of the financial institution through the server of the payment brokerage company (PG) or directly to the server of the financial institution; (f) verifying the authenticity of the identity information at the server of the financial institution, and if there is no abnormality, generating a payment key value for distinguishing the input transaction and storing it together with the received payment information and identity information; (g) transmitting, from the server of the financial institution, the identity verification result confirming the authenticity of the identity information, the payment key value, the shopping mall ID, and the product order information to the customer terminal; (h) transmitting the identity verification result, payment key value, and product order information received from the customer terminal to the internet shopping mall; (i) storing the identity verification result, the payment key value, and the product order information received from the Internet shopping mall as order data; (j) requesting an approval and transfer process from a server of the payment brokerage company (PG) or a financial institution based on the order data stored in the Internet shopping mall; (k) there is no abnormality in comparison with the order data received from the Internet shopping mall on the server of the payment brokerage company (PG) or the financial institution and the payment key value stored in the step (f) and the payment information and the identity information. If approved or transferred; (l) transmitting the approval or transfer processing result data from the server of the payment brokerage company or financial institution to the internet shopping mall; And (m) allowing the product to be sent to the customer by the approval or transfer processing result data received at the internet shopping mall.

Here, the product order information, characterized in that it includes an order number, amount and product information, customer information.

And, in the step (e), the identity verification information is a payment broker, identity verification information defined by a payment broker (PG) or a financial institution, such as a certificate, the payment information includes a card or account number, password It is characterized by.

The method may further include returning to step (e) if the identity verification result information, the payment key value, and the order information are not received from the customer terminal.

In addition, in the step (j), the method for requesting the approval and transfer processing may be performed by transmitting the order data from the Internet shopping mall to a server of the payment brokerage company (PG) or a financial institution.

In addition, in step (l), the approval or transfer processing result data may include a shopping mall ID, an order number, an amount, an approval, and a transfer processing key value.

Further, in the step (l), if the internet shopping mall does not receive the approval or transfer result data from the server of the payment brokerage company (PG) or the financial institution, returning to the step (h); It is characterized by including.

Data loss prevention system in the Internet commerce payment service according to the present invention for achieving the above object, receives a payment page URL, shopping mall ID and product order information by requesting the product order and payment in the Internet shopping mall, payment broker (PG) or the server of the financial institution sends the shopping mall ID and product order information to request a payment page, through the linked payment page, the identity verification information and payment information, and the identity verification result information received from the financial institution And customer terminal for transmitting the payment key value and product order information to the Internet shopping mall; Receiving a product order and payment request from the customer terminal connected to display the payment page of the payment brokerage company (PG) or the financial institution on the customer terminal, and transmits the shopping mall ID and product order information, and from the customer terminal Receive the verification information and payment key value and product order information received as order data, and based on the stored order data to request the approval and transfer process to the server of the payment brokerage company (PG) or financial institution, An internet shopping mall for processing an order product based on approval or transfer result data received from a server of a payment brokerage company or a financial institution; And a payment page is displayed on the customer terminal by requesting a payment page from the customer terminal, and if there is no error after checking the authenticity of the identity information received from the customer terminal, a payment key value is generated from the customer terminal. After storing along with the received identification information and payment information, and transmits the identification information and payment key value and product order information to the customer terminal, the order data received from the Internet shopping mall, stored ablation key value and identity verification information And a server of a payment brokerage company (PG) or a financial institution that compares the payment information, if there is no abnormality, approves or transfers the process, and transmits the approval or transfer process result data to the Internet shopping mall.

Here, the product order information, characterized in that it includes an order number, amount and product information, customer information.

The identity verification information includes a payment password and an authentication certificate, and the payment information includes a card, an account number, and a password.

The approval or transfer processing result data may include a shopping mall ID, an order number, an amount of money, an approval, and a transfer processing key value.

The recording medium storing the computer program for the data loss prevention method in the Internet commerce payment service according to the present invention for achieving the above object, (a) using the customer terminal to request a product order and payment in the Internet shopping mall A processor; (b) a processor for connecting a payment page from the Internet shopping mall to the customer terminal and transmitting shopping mall ID and product order information; (c) a processor for requesting a payment page by transmitting a shopping mall ID and product order information from the customer terminal to a server of a payment brokerage company (PG) or a financial institution; (d) a processor for connecting a payment page from the server of the payment brokerage company (PG) or a financial institution to the customer terminal; (e) a processor for inputting identification information and payment information on the payment page and transmitting the server to the server of the financial institution through the server of the payment broker (PG) or directly to the server of the financial institution; (f) a processor for verifying the authenticity of the identification information at the server of the financial institution and generating a payment key value for distinguishing the input transaction if there is no error, and storing the received payment information and the identification information together with the received payment information; (g) a processor for transmitting the identity verification result confirming the authenticity of the identity verification information, the payment key value, the shopping mall ID, and the product order information from the server of the financial institution to the customer terminal; (h) a processor for transmitting the identification result, the payment key value, and the product order information received from the customer terminal to the Internet shopping mall; (i) a processor for storing the identity verification result, the payment key value and the product order information received from the Internet shopping mall as order data; (j) a processor for requesting approval and transfer processing from a server of the payment brokerage company (PG) or a financial institution based on the order data stored in the Internet shopping mall; (k) there is no abnormality in comparison with the order data received from the Internet shopping mall in the server of the payment brokerage company (PG) or the financial institution and the payment key value and payment information and identity information stored in the processor (f). Processor to approve or transfer; (l) a processor for transmitting approval or transfer processing result data from a server of the payment brokerage company (PG) or a financial institution to the Internet shopping mall; And (m) a processor configured to send a product to a customer based on the approval or transfer processing result data received from the internet shopping mall.

Here, the product order information, characterized in that it includes an order number, amount and product information, customer information.

And, in the (e) processor, the identity verification information includes a payment password, an authorized certificate, the payment information is characterized in that it comprises a card, account number, password.

In addition, the processor (i), if the identity verification result information, payment key value and order information is not received from the customer terminal, the processor returns to the (e) processor; characterized in that it further comprises.

In addition, the method for requesting the approval and transfer processing in the processor (j) is performed by transmitting the order data from the Internet shopping mall to a server of the payment brokerage company (PG) or a financial institution.

Further, in the (l) processor, the approval or transfer processing result data may include a shopping mall ID, an order number, an amount of money, an approval, and a transfer processing key value.

Further, in the processor (l), the processor returns to the processor (h) when the Internet shopping mall does not receive the approval or transfer result data from the server of the payment brokerage company (PG) or the financial institution. It is characterized by including.

Therefore, the financial institution transfers the result of the customer's identity to the Internet shopping mall before approval and transfer processing, and transfers only when the customer's identity is received at the Internet shopping mall. It is possible to prevent the occurrence of unknown results.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

Data Loss Prevention System

3 is a block diagram of a system for preventing data loss in an internet commerce payment service according to a preferred embodiment of the present invention.

In the Internet commerce payment service system of the present invention, as shown in Figure 3, the customer terminal 10 for requesting the order and payment of goods in the Internet shopping mall 20, and through the Internet order to sell the goods through the mediation payment settlement Internet shopping mall 20 that performs shopping mall order processing based on the approval and transfer result received from a company (hereinafter referred to as 'PG') or a server 30 of a financial institution, and customer identification from the customer terminal 10 The server 30 of the payment brokerage company (PG) or the financial institution that receives the information and payment information, approves and transfers the payment of the goods ordered by the customer by identity verification and transmits the result to the Internet shopping mall 20. Include.

How to prevent data loss

4 is a flowchart illustrating a data loss prevention method in an internet commerce payment service according to an exemplary embodiment of the present invention.

The Internet commerce payment service method of the present invention will be described below with reference to FIGS. 3 and 4.

1. A customer inputs order information of a product to be purchased in the Internet shopping mall 120 through the customer terminal 110 and selects a payment company to request an order and payment of the product to the Internet shopping mall company (FIG. 4). Step of S110).

2. In the Internet shopping mall 120, a payment page URL and a shopping mall ID are displayed to display a payment page of a payment brokerage company (PG) or a corresponding financial institution as a pop-up in a customer browser of the customer terminal 110. Send information such as order number, amount, and product.

3. The customer browser transmits the shopping mall ID, order number, amount, and product information received from the internet shopping mall 120 to the payment broker server (PG) or the server 130 of the financial institution as the payment page URL. Ask.

4. The payment page is transmitted from the server 130 of the payment brokerage company (PG) or the financial institution to the customer terminal (110). As a result, the payment page is displayed as a pop-up in the customer browser of the customer terminal 110.

5. The customer inputs the identification information and payment information (for example, card and account number, password, etc.) such as a payment password or an authorized certificate on the payment page (step S120 of FIG. 4).

6. The identity verification information and payment information entered in step 5 is transferred to the financial institution directly or through the payment broker (PG), the financial institution confirms the authenticity of the information (step S130 of Fig. 4). In this case, the payment brokerage company (PG) or the financial institution server 130 generates a payment key value for distinguishing the input transaction and stores it as data.

7. The server 130 of the payment brokerage company (PG) or the financial institution transmits the authenticity check result of the information input in step 6 to the customer browser of the customer terminal 110. At this time, the payment key value generated in step 6, the shopping mall ID, order number, amount and identity verification results (Yes / No) is transmitted.

8. The customer browser of the customer terminal 110 displays the payment key value, the shopping mall ID, the order number, the amount, and the identification result information received from the server 130 of the payment brokerage company (PG) or the financial institution. Send to 120.

9. The internet shopping mall 120 stores the payment key value received from the customer terminal 110, the shopping mall ID, the order number, the amount, and the identity verification result information as order data (step S140 of FIG. 4). In this case, the order data is used to confirm or reprocess the results of approval and transfer processing at the actual financial institution, the result when not received.

If the payment key value, the shopping mall ID, the order number, the amount, and the identity verification result information are not received from the customer terminal 110 in step 9, the process returns to step 5 (step S120 of FIG. 4) (step S150 of FIG. 4). ).

10. In the Internet shopping mall 120, the server of the payment brokerage company (PG) or a financial institution based on the order data (payment key value and shopping mall ID, order number, amount and identity verification result information) stored in step 9 An approval and transfer process request is made to 130 (step S160 of FIG. 4). At this time, in the Internet shopping mall 120, order data (payment key value, shopping mall ID, order number, amount and the like) received through the customer terminal 110 to the server 130 of the payment brokerage company (PG) or a financial institution. Request for approval and transfer process by sending identity verification result information).

11. In the server 130 of the payment brokerage company (PG) or a financial institution, order data (payment key value and shopping mall ID, order number, amount, identity verification result information, etc.) received from the internet shopping mall 120 and step Compare and compare with the data stored in 6 (payment key value, customer verification result information, payment information, etc.).

12. When there is no abnormality as a result of the comparison, the approval or transfer process is performed (step S170 of FIG. 4).

13. The server 130 of the payment brokerage company (PG) or the financial institution transmits the approval or transfer processing result to the Internet shopping mall 120. In this case, the transmitted data includes a shopping mall ID, an order number, an amount, an approval, and a transfer processing key value.

When the Internet shopping mall 120 receives the information on the approval or transfer processing result from the payment brokerage company (PG) or the server 130 of the financial institution, the order data is processed to complete the order so that the product can be sent out. (Steps S180 to S200 in Fig. 4).

On the other hand, if the Internet shopping mall 120 does not receive the information on the approval or transfer processing result from the server 130 of the payment brokerage company (PG) or financial institution returns to step 10 (step S160 of Fig. 4). Goes.

The present invention is not limited to the above-described embodiments, but can be variously modified and changed by those skilled in the art, which should be regarded as included in the spirit and scope of the present invention as defined in the appended claims. something to do.

As described above, according to the system for preventing data loss in the Internet commerce settlement service according to the present invention, and a method and a recording medium storing a computer program source for the method, the customer's own person before the approval and transfer process by the financial institution. By passing the verification result to the internet shopping mall first, the transfer is processed only when the customer's self-verification result is received by the internet shopping mall, so that the payment is not made in the internet shopping mall but the result is unknown in the internet shopping mall. It can be effective.

In addition, when the Internet shopping mall does not receive the verification result of the customer sent from the payment broker (PG) or the financial institution through the customer terminal, the customer has not yet processed the card approval or bank transfer, It is possible to reduce customer complaints by retrying payment with an intermediary (PG) or financial institution.

In addition, after confirming that the customer and the Internet shopping mall are aware of the payment, the financial institution performs the approval and transfer process, thereby preventing data loss during Internet commerce payment.

In addition, if the Internet shopping mall does not receive the approval and transfer processing result sent from the payment broker (PG) or the financial institution, the customer reapproves and transfers the payment on the internet shopping mall based on the payment key value stored in the internet shopping mall. It is effective to take immediate action such as checking the result or canceling it.

In addition, even if the customer can not take action immediately due to the continuous communication failure, since the payment key value is secured for checking and canceling the payment result afterwards, there is an effect that can smoothly provide the customer complaint service.

Claims (18)

(a) requesting a product order and payment at an internet shopping mall using a customer terminal; (b) connecting a payment page to the customer terminal in the Internet shopping mall, and transmitting the shopping mall ID and product order information; (c) requesting a payment page by transmitting a shopping mall ID and product order information from the customer terminal to a server of a payment brokerage company (PG) or a financial institution; (d) connecting a payment page to the customer terminal from a server of the payment brokerage company (PG) or a financial institution; (e) inputting the identification information and the payment information into the payment page and transmitting to the server of the financial institution through the server of the payment brokerage company (PG) or directly to the server of the financial institution; (f) verifying the authenticity of the identity information at the server of the financial institution, and if there is no abnormality, generating a payment key value for distinguishing the input transaction and storing it together with the received payment information and identity information; (g) transmitting, from the server of the financial institution, the identity verification result confirming the authenticity of the identity information, the payment key value, the shopping mall ID, and the product order information to the customer terminal; (h) transmitting the identification result, the payment key value and the product order information received from the customer terminal to the internet shopping mall; (i) storing the identity verification result, the payment key value, and the product order information received from the Internet shopping mall as order data; (j) requesting an approval and transfer process from a server of the payment brokerage company (PG) or a financial institution based on the order data stored in the Internet shopping mall; (k) there is no abnormality in comparison with the order data received from the Internet shopping mall on the server of the payment brokerage company (PG) or the financial institution and the payment key value stored in the step (f) and the payment information and the identity information. If approved or transferred; (l) transmitting the approval or transfer processing result data from the server of the payment brokerage company or financial institution to the internet shopping mall; And (m) a step of allowing a product to be sent to a customer based on the approval or transfer processing result data received by the internet shopping mall. The method of claim 1, wherein the product order information is: A method for preventing data loss in an internet commerce payment service, comprising order number, amount and product information, and customer information. The method of claim 1, wherein in step (e), The identity verification information is a personal identification information defined by a payment broker (PG) or a financial institution, including a password for payment, a public certificate, The payment information includes a card, an account number, a password, the method of preventing data loss in an internet commerce payment service. The method of claim 1, In step (i), if the identity verification result information, payment key value and order information is not received from the customer terminal, returning to the step (e); Internet commerce payment service further comprises a. To prevent data loss. The method of claim 1, In the step (j), the method for requesting the approval and transfer process: And transmitting the order data from the Internet shopping mall to a server of the payment brokerage company or a financial institution. The method of claim 1, In step (l), the approval or transfer process result data is: A method for preventing data loss in an internet commerce payment service, comprising a shopping mall ID, an order number, an amount, an approval, and a transfer processing key value. The method of claim 1, In step (l), if the Internet shopping mall does not receive the approval or transfer processing result data from the server of the payment brokerage company (PG) or a financial institution, returning to step (h). A method of preventing data loss in an internet commerce payment service. Receive payment page URL, shopping mall ID and product order information by requesting product order and payment in internet shopping mall, and request payment page by transmitting the shopping mall ID and product order information to server of payment brokerage company (PG) or financial institution. A customer terminal for inputting identification information and payment information through a linked payment page, and transmitting the identification information and payment key value and product order information received from the financial institution to the Internet shopping mall; Receiving a product order and payment request from the customer terminal connected to display the payment page of the payment brokerage company (PG) or the financial institution on the customer terminal, and transmits the shopping mall ID and product order information, and from the customer terminal Receive the verification information and payment key value and product order information received as order data, and based on the stored order data to request the approval and transfer process to the server of the payment brokerage company (PG) or financial institution, An internet shopping mall for processing an order product based on approval or transfer result data received from a server of a payment brokerage company or a financial institution; And Connect to display the payment page on the customer terminal by requesting a payment page from the customer terminal, and if there is no error after checking the authenticity of the identity information received from the customer terminal, generates a payment key value and receives it from the customer terminal. After storing with the identification information and payment information, and transmits the identification information and payment key value and product order information to the customer terminal, the order data received from the Internet shopping mall and the stored ablation key value and identity verification information and Comparing payment information, if there is no abnormality is approved or transferred, and the server of the payment brokerage company (PG) or a financial institution for transmitting the approval or transfer processing result data to the Internet shopping mall; Data Loss Prevention System. The method of claim 8, wherein the product order information is: A system for preventing data loss in an internet commerce payment service, comprising order number, amount and product information, and customer information. The method of claim 8, The identity verification information includes a payment password, a public certificate, The payment information data loss prevention system in the Internet commerce payment service, characterized in that it comprises a card, account number, password. The method of claim 8, The approval or transfer result data is: A system for preventing data loss in an internet commerce payment service, comprising a shopping mall ID, an order number, an amount, an approval, and a transfer key value. (a) a processor for requesting product order and payment in an internet shopping mall using a customer terminal; (b) a processor for connecting a payment page from the Internet shopping mall to the customer terminal and transmitting shopping mall ID and product order information; (c) a processor for requesting a payment page by transmitting a shopping mall ID and product order information from the customer terminal to a server of a payment brokerage company (PG) or a financial institution; (d) a processor for connecting a payment page from the server of the payment brokerage company (PG) or a financial institution to the customer terminal; (e) a processor for inputting identification information and payment information on the payment page and transmitting the server to the server of the financial institution through the server of the payment broker (PG) or directly to the server of the financial institution; (f) a processor for verifying the authenticity of the identification information at the server of the financial institution and generating a payment key value for distinguishing the input transaction if there is no error, and storing the received payment information and the identification information together; (g) a processor for transmitting the identity verification result, the payment key value, the shopping mall ID, and the product order information from the server of the financial institution to the customer terminal; (h) a processor for transmitting the identification result, the payment key value, and the product order information received from the customer terminal to the Internet shopping mall; (i) a processor for storing the identity verification result, the payment key value and the product order information received from the Internet shopping mall as order data; (j) a processor for requesting approval and transfer processing from a server of the payment brokerage company (PG) or a financial institution based on the order data stored in the Internet shopping mall; (k) there is no abnormality in comparison with the order data received from the Internet shopping mall in the server of the payment brokerage company (PG) or the financial institution and the payment key value and payment information and identity information stored in the processor (f). Processor to approve or transfer; (l) a processor for transmitting approval or transfer processing result data from a server of the payment brokerage company (PG) or a financial institution to the Internet shopping mall; And and (m) a processor which measures the product to be sent to the customer based on the approval or transfer processing result data received at the internet shopping mall. One record carrier. The product order information of claim 12, wherein: A recording medium storing a computer program source for a method for preventing data loss in an internet commerce payment service, comprising order number, amount and product information, and customer information. The method of claim 12, wherein in the (e) processor, The identity verification information includes a payment password, a public certificate, And the payment information includes a card, an account number, and a password. The recording medium storing a computer program for a method of preventing data loss in an internet commerce payment service. The method of claim 12, In the (i) processor, if the identity verification result information, payment key value and order information is not received from the customer terminal, the processor returns to the (e) processor; Internet commerce payment service further comprises a Recording media storing computer programs for preventing data loss in a computer. The method of claim 12, In the (j) processor, the method for requesting the authorization and transfer process is: And storing the computer program for the data loss prevention method in the internet commerce settlement service, wherein the order data is transmitted from the internet shopping mall to a server of the payment brokerage company or a financial institution. The method of claim 12, In the (l) processor, the authorization or transfer processing result data is: A recording medium storing a computer program for a method of preventing data loss in an internet commerce payment service, comprising a shopping mall ID, an order number, an amount, an approval, and a transfer processing key value. The method of claim 12, In the processor (l), the processor returns to the processor (h) when the Internet shopping mall does not receive the approval or transfer result data from the server of the payment brokerage company (PG) or financial institution; And a computer program storing a computer program for a method of preventing data loss in an internet commerce payment service.

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