KR20010094916A - Accumulation method of cyber money for automobile insurance site in internet - Google Patents

Abstract

PURPOSE: A method for accumulating cyber money on an internet vehicle insurance site is provided to induce a user's interest and to increase hit ratio of the corresponding site by introducing an event or a game method to an internet vehicle insurance site, thereby providing cyber money obtained by a plurality of members to one member. CONSTITUTION: If an internet user connects to a vehicle insurance site through a communication network(S11), a system checks whether the user is a member or not(S12). If the is not a member, the member performs a log-in process(S13). It is detected whether a recommender is existed(S14). If a recommender is not existed, basic cyber money is paid(S15). If a recommender is existed, the member is included in a recommender group(S16), and predetermined cyber money is supplied to all members of the recommender group(S17). If the user is a member, the member is moved into an advertisement space(S18), and it is checked whether the member clicks the advertisement(S19). The member receives cyber money in accordance with the number of clicking accounts(S20, S21). It is judged whether accumulated cyber money is more than a criterion amount(S22). If accumulated cyber money is not more than a criterion amount, the member is moved into an advertisement space(S18). If accumulated cyber money is not more than a criterion amount, the member is moved into an event space in accordance with a request of the member(S23). A member may obtain cyber money of other member through a game in the event space. An acquisition of cyber money is decided in the event space(S24), an amount of cyber money designated by a member is moved(S25).

Description

Accumulation method of cyber money for automobile insurance site in internet}

The present invention relates to a method for accumulating cyber money in an internet car insurance site, and more specifically, cyber money in an internet car insurance site that enables the transfer of cyber money acquired by a plurality of members to one member. It is about how to earn money.

As of 1999, the number of Internet users is estimated at around 150 million to 200 million globally. According to statistics, more than half of the users are high school graduates or higher, and about 35% of those with household income of more than $ 60,000. It is known to have significant purchasing power. As such, as the number of Internet users increases rapidly, various economic activities using the Internet communication network are activated. The most common of these is electronic commerce and advertisement through the Internet communication network.

Recently, the scope of the e-commerce has not only been limited to the transaction of goods and information, but has also been expanded to insurance and the like. In the case of the advertisement using the Internet, the advertising cost exceeded 35 billion won in 1999. As time goes by, the number of advertisements on the Internet is increasing.

On the other hand, when a car is purchased, it is almost compulsory to purchase auto insurance in preparation for a traffic accident. Most of the subscribers are burdened with insurance premiums because they do not cause a traffic accident. Is trying to find and join.

The present invention, paying attention to the above points, advertisers who want to advertise on the Internet car insurance site pays cyber money to members who watch their advertisements, and pays a certain portion of the premium according to cyber money when the member joins the car insurance This is to reduce the burden on car insurance subscribers.

1 is a view showing the configuration of a system for implementing a general Internet car insurance site, Figure 2 is a flow chart illustrating a process of using a car insurance site in a general Internet communication network.

Referring to Fig. 1, reference numeral 10 denotes an internet communication network, 20 denotes a control computer which is connected to the internet communication network and operates an automobile insurance site, and 31, 32 and 33 denote control computers through the internet communication network 10. Reference numerals 41 and 42 and 43 denote user terminals connected to the control vehicle 20 through the Internet communication network 10 and connected with the control terminal 20 to provide insurance information.

In this case, the user terminals 31, 32, and 33 may use a personal computer provided in a home or an office, or use a mobile communication terminal such as an Internet phone or a mobile phone.

Meanwhile, referring to the flowchart of FIG. 2, first, an operator of an automobile insurance site establishes a site on an internet space (see S1), and recruits members by notifying Internet users by using an advertisement or the like method. . At this time, the car insurance site can be largely advertising space to obtain cyber money, information space to check the information such as insurance type and premium of each insurance company, select the insurance company of your choice and you can purchase auto insurance using cyber money. It is divided into insurance space.

Then, when the user terminal 31, 32, 33 controlled by the Internet user accesses the automobile insurance site through the Internet communication network 10 and joins as a member (see S2), the control computer 20 stores the inside thereof. Member information is stored in the provided memory to create a database.

Then, when a plurality of user terminals (31, 32, 33) are connected to the car insurance site through the Internet communication network 10, the control computer 20 to move the members to the advertising space to obtain the cyber money. In this case, a plurality of banner advertisements and events are prepared in the advertisement space so that members can click on a specific advertisement or participate in an event to obtain cyber money. In the above, a basic cyber money is provided when a member accesses the site, and additional cyber money can be provided when a user clicks on a specific advertisement or participates in an event.

On the other hand, the user, that is, move to the information space according to the member's choice, the information space is prepared by the information including the types of insurance, premiums, etc. provided by a plurality of insurance companies terminal (41, 42, 43), The user can easily check the information. (See S4.) In this case, the user may be connected to the insurance company terminals 41, 42, and 43 to obtain more necessary information.

If the cumulative amount of the cyber money acquired in the advertising space exceeds the standard amount, the user can move to the insurance space for insurance, and the user selects the type of car insurance to be insured to proceed with the auto insurance. (See S5).

Thereafter, a process of paying the premium of the subscribed car insurance is performed, and a part of the premium can be paid using the cyber money obtained above (see S6). When you join the company, you can provide additional cyber money according to the premium to use for payment of the premium.

Since the cyber money acquired in the present invention can be used as cash in the insurance space, insurance premiums exceeding the cyber money can use various payment methods used in general e-commerce. For example, payment can be made by depositing cash, or by using a credit card or an electronic payment card.

However, in the general car insurance site as described above, a method of acquiring cyber money by a user clicking and viewing a specific advertisement provided from the corresponding site is mainly used.

However, the above method is difficult to induce the interest of the user because it requires a lot of cyber money to pay the insurance premiums as the user wants, and it takes a lot of time for him, and accordingly secured the members and the advertisers There is a problem that can be difficult to cause complaints of users.

The present invention has been made to solve the problems of the prior art as described above, the object of which is that one member can acquire the cyber money acquired by a plurality of members by introducing an event or a game method to the Internet car insurance site. It is to provide a cyber money earning method in the Internet car insurance site that can increase the frequency of use of the site by inducing users interest.

In addition, another object of the present invention is to form a group in the case of recommending other Internet users to join as a member, and in the Internet car insurance site that can easily secure members by paying additional cyber money to the entire group members To provide a way of earning cyber money.

1 is a diagram showing the configuration of a system for implementing a general Internet car insurance site

2 is a flowchart illustrating a process of using a car insurance site in a general internet communication network.

Figure 3 is a flow chart showing a cyber money earning method in the Internet car insurance site according to an embodiment of the present invention

<Description of Symbols for Main Parts of Drawings>

10: internet communication network

20: control computer

31, 32, 33: user terminal

41, 42, 43: insurance terminal

According to a feature of the present invention for achieving the above object, the user is connected to the car insurance site of the Internet communication network cyber money by a method such as membership registration and member recommendation in the registration space, click advertising in the advertising space, etc. Obtaining a first process; When the cumulative amount of the cyber money acquired in the first step exceeds the reference amount, the cyber money is transferred to another person, or the cyber money of the other person is transferred to an event space where the user can acquire the second person to determine the opponent. 2 courses; And a third process of performing the movement of the cyber money when the counterpart is determined in the second process and the acquirer of the cyber money is determined.

At this time, according to an additional feature of the present invention, the first process includes a first step of including a member subscriber to the group of recommenders when the membership is made by the member recommendation; And a second step of providing a predetermined additional cyber money to all members belonging to the group of recommenders after the first step is performed.

In addition, according to another additional feature of the present invention, in the first process, when the cyber money is obtained by the click of an advertisement, the number of the cyber clicks paid by the member is counted and the amount of cyber money paid according to the number of times is different. It is preferable to include the setting step.

The above objects and various advantages of the present invention will become more apparent from the preferred embodiments of the present invention described below with reference to the accompanying drawings by those skilled in the art.

Hereinafter, a preferred embodiment according to the present invention will be described in detail with reference to the accompanying drawings.

3 is a flowchart illustrating a method of accumulating cyber money in an internet automobile insurance site according to an embodiment of the present invention.

Referring to FIG. 3, first, when an Internet user accesses an automobile insurance site according to the present invention through a communication network (see S11), the system checks whether a member is requested by inputting a member number and a password (see S12). )

In this case, if the user is not a member, the user can move to the member registration space to induce membership and determine whether the user is registered as a member (see S13). Check (see S14), if there is no recommender, pay the default cyber money (see S15), and if there is a recommender above, include the member subscriber in the group of recommenders (see S16); A predetermined cyber money is paid to all members of the group (see S17). Finally, in the present invention, group membership such as a family member, a friend, a company, a meeting, and the like can be performed. It can also help other group members.

On the other hand, in the case of the member in S12, go to the advertising space (see S18), and check whether the advertisement is clicked (see S19). In this case, when the user clicks on the advertisement, the number of times the advertisement is clicked is accumulated (S20). The amount of cyber money to be paid varies depending on the number of times (see S21).

After S15, S17, and S21 are performed as described above, it is determined whether the accumulated amount of the cyber money exceeds the reference amount (see S22). In case of exceeding the standard amount, it is moved to the event space at the request of the member (see S23).

The event space is made to hand over his or her cyber money to others, or to acquire the cyber money of others, so that a member who wins the game by using a game method can acquire the cyber money of the defeated member. You can also assign a specific member to hand over cyber money.

As a result, when the acquirer of the cyber money is determined in the event space (see S24), the cyber money is moved to the amount designated by the user (see S25).

While the invention has been shown and described with respect to particular embodiments, it will be apparent to those skilled in the art that various modifications and changes can be made without departing from the spirit and scope of the invention as indicated by the appended claims. Anyone can grow up easily. For example, the present invention can be applied to all insurances, including life insurance, education insurance, cancer insurance, etc., which are not limited to application to auto insurance, but taken from general insurance companies.

As described above, the cyber money earning method in the internet automobile insurance site according to the present invention introduces an event or a game method to enable one member to acquire cyber money acquired by a plurality of members. It is effective to increase the frequency of use of the site.

In addition, in the case of recommending other Internet users to join as a member, a group can be formed, and additional cyber money can be paid to all members of the group so that members can be easily secured, and the effect of advertisement can be improved due to a large number of members. It becomes possible.

Claims (3)

A first step in which a user accesses a car insurance site of an internet communication network and acquires cyber money by registering a member in a member registration space, recommending a member, or clicking an advertisement in an advertisement space; When the cumulative amount of the cyber money acquired in the first step exceeds the reference amount, the cyber money is transferred to another person, or the cyber money of the other person is transferred to an event space where the user can acquire the second person to determine the opponent. 2 courses; And And a third step of performing the movement of the cyber money when the opponent is determined in the second process and the acquirer of the cyber money is determined. The method of claim 1, The first process includes a first step of including a member subscriber in a group of recommenders when membership is made by recommending a member; And a second step of providing a predetermined additional cyber money to all members belonging to the group of recommenders after the first step is performed. The method of claim 1, The first process includes the step of counting the number of clicks on the advertisements of the members when the cyber money is obtained by clicking the advertisements, and setting the amount of cyber money to be paid according to the number of times. How to earn cyber money on a car insurance site.