KR100369589B1 - Method for confirming of electronic commerce by using communication network - Google Patents

Abstract

The present invention is to provide an electronic commerce payment method using a communication network, the present invention, when the user accesses the service company server through the Internet network using a user computer, input data from the user to confirm that the user is a member Receiving a first step; A second step of determining whether the user is a member by searching the database after the first step; Requesting re-entry if the user is not a member, and if the user is a member, purchasing the goods through e-commerce from a service company server; A fourth step of transmitting the user's billing request from the service company server to the telecommunication company server after the third step; The telecommunication company server adds an e-commerce billing item to the telephone bill and performs the fifth step of requesting the user to pay the bill. Payment and service charge settlement will be possible.

Description

Method for confirming of electronic commerce by using communication network

The present invention relates to an electronic commerce payment method using a communication network, in particular, when the electronic commerce using the Internet using the telephone number of the wired or wireless communication network owned by the person or family performs the product purchase payment and service charges by electronic commerce The present invention relates to an electronic commerce payment method using a communication network suitable for the following.

Generally, the electronic commerce payment system includes bank account payment and credit card payment.

Unpaid deposits, however, can be a hassle for consumers to go directly to the bank, fill out the deposit, deposit the amount in the account, and then go through the verification process. There was a ham.

In addition, although payment by credit card is convenient, there is no way to make e-commerce under 20 generations without credit card. There is this.

1 is a block diagram of an electronic bill payment device using a general communication network.

As shown in the figure, a plurality of electronic bill sending institutions (1 to 3) for sending various notification data through the Internet network; An internet network (4) connected to the e-bill sender; A financial institution server 5 for transferring the amount charged electronically through the Internet network 4 to an account of a corresponding amount requesting institution; Electronic bill payment device for receiving and confirming the electronic bill transmitted from the electronic bill dispatcher (1 to 3) through the Internet network (4), and transmits the payment approval data to the electronic bill dispatcher (6) It is composed of

Therefore, the electronic bill and the payment amount are transmitted through the Internet network 4 to make the electronic payment through the communication network.

However, even in the case of the electronic bill payment device using the conventional communication network, the user who does not have the payment means on the communication network performs the electronic commerce because the e-commerce usage history and the price cannot be written on the bill of the telephone number of the wired / wireless communication network. There was a disadvantage that can not.

Accordingly, the present invention has been proposed to solve the above-mentioned conventional problems, the object of the present invention by using the telephone number of the wired or wireless communication network owned by the person or his family when the electronic commerce using the Internet The present invention provides an electronic commerce payment method using a communication network that can further activate electronic commerce through the Internet by performing payment for product purchase and service charges.

1 is a block diagram of an electronic bill payment device using a general communication network,

Figure 2 is a block diagram of an electronic commerce payment system using a communication network to which the present invention is applied,

3 is a flowchart illustrating an electronic commerce payment method using a communication network according to the present invention;

4 is a flowchart showing a refund process in an electronic commerce payment method using a communication network according to the present invention.

Explanation of symbols on the main parts of the drawings

1 to 3: Electronic bill sender 4: Internet network

5: financial institution server 6: electronic bill payment device

10: user computer 20: service company server

30: carrier server

Hereinafter, an embodiment according to the technical idea of the electronic commerce payment method using the present invention communication network as described above are as follows.

First, the present invention is a purchase application using the telephone number of the wired and wireless communication network to perform a search using the corresponding communication database, and additionally describe the use of the Internet e-commerce on the usage statement of the communication network and the price, and collect the use price. To do that.

2 is a block diagram of an electronic commerce payment system using a communication network to which the present invention is applied.

As shown therein, a user computer 10 for allowing a user to perform electronic commerce through a communication network; A service company server 20 connected to the user computer 10 through a communication network to provide an electronic commerce service; It is connected to the service company server 20 through a communication network, and consists of a communication company server 30 for billing.

Here, the communication company server 30 is connected to the Internet network data receiving means for receiving a variety of e-commerce usage history data provided from the service company server 20, and data storage means for storing the notification data in the received data And a display unit for displaying the data stored in the data storage means, and a sending unit including the notice contents stored in the data storage means on the telephone bill, reconstructed according to the transmission format, and then outputting and outputting them. Not shown).

3 is a flow chart showing an electronic commerce payment method using a communication network according to the present invention.

As shown in the figure, when the user accesses the service company server 20 through the Internet using the user computer 10, the first step (ST11) receiving data input from the user so as to confirm that the user is a member ( ST12); A second step ST13 (ST14) for searching the database after the first step to determine whether the user is a member; A third step (ST15) (ST16) of requesting re-entry if the user is not a member and purchasing the product through an electronic commerce from a service company server (20) if the user is a member; A fourth step (ST17) of transmitting the user's billing request from the service company server 20 to the communication company server 30 after the third step; The telecommunication company server 30 performs a fifth step (ST18) of claiming a payment to the user by adding an electronic commerce payment item to the telephone bill.

4 is a flowchart showing a refund process in an electronic commerce payment method using a communication network according to the present invention.

As shown in the figure, when the user requests a return after the fifth step, the user connects to the service company server 20 through the Internet using the user computer 10, and the user computer 10 An eleventh step (ST21) (ST22) of transmitting a refund and return request to the service company server; A twelfth step (ST23) of transmitting the payment and cancellation notice from the service company server 20 to the communication company server 30; The telecommunication company server 30 performs a thirteenth step (ST24) of adding a return item to the telephone bill and sending the refunded telephone bill.

The operation of the electronic commerce payment method using the communication network according to the present invention configured as described above will be described in detail with reference to the accompanying drawings.

First, a user who wants an Internet e-commerce accesses a service company server 20 that provides an Internet e-commerce service using a user computer 10.

The user enters data to confirm that the user is a member.

At this time, the user enters a telephone number in his or her family name and other data for searching (phone number, subscriber name, social security number, address, etc.). Then, the service company server 20 accesses the communication company server 30 and automatically connects to the database of the communication network company of the corresponding telephone number (wired telephone and wireless telephone such as 011, 012, 015, 016, 017, 018, 019, etc.). To search.

In addition, for the identity verification process, the first name, phone number, and resident registration number can be checked first, and access to a database for identity verification such as the National Police Agency database server or the central personnel database server is searched for correct membership registration.

In this way, if the user is not confirmed that the user is a member of the search for a re-entry request, if the user is a member so that the user can purchase the goods through the e-commerce in the service company server 20.

Thus, the service company server 20 transmits data on the telephone number, service providing details, and amount to the corresponding communication company server 30.

Then, the telecommunication company server 30 additionally describes the details of the Internet e-commerce service provision and charges on the telecommunication telephone bill and sends a bill.

On the other hand, when a user requests a return, it shall be performed as follows.

First, before the notice is sent out, it is not necessary to process the return on the next notice.

After the bill is sent out and the user pays the bill, the phone bill can be deducted from the bill or paid by bank transfer or direct debit.

So, after making a pledge, such as "If the refund situation occurs when ordering the goods, the user will be deducted from the next telephone bill payment," and then deducted from the next telephone bill.

In addition, if a deposit is not received after the bill is sent out, the revised bill will be resent.

Therefore, if the deposit is made after the bill is sent, you can make a deposit by Giro payment to your bank account or transfer it to the direct debit account.

On the other hand, payment can be made in installments and lump sum payments.

For example, when a user connects to a service company server 20 that provides an e-commerce service through an Internet network using a user computer 10, a service company server 20 may be purchased in installment for three months. In the case that the telecommunication company server 30 requests a request for three months by 200,000 won to the phone number to be billed, the telecommunication company server 30 will include the user 200,000 won for three months in the telephone bill details.

Therefore, the service company server 20 of the service company receives the application of the purchaser of the goods and performs a search in connection with the carrier server 30, and then sends out the corresponding goods and bills the amount to the carrier company server 30 or installment.

In addition, the telecommunication company server 30 checks the phone number and the subscriber's real name search, and receives the data about the billing details from the service company server 20 includes the e-commerce usage history in the telephone bill bill of the user You will be charged.

As described above, the present invention is to perform the product purchase price and service charges by the electronic commerce using the telephone number of the wired and wireless communication network during the electronic commerce using the Internet.

Although the preferred embodiment of the present invention has been described above, the present invention may use various changes, modifications, and equivalents. It is clear that the present invention can be applied in the same manner by appropriately modifying the above embodiments. Accordingly, the above description does not limit the scope of the invention as defined by the limitations of the following claims.

As described above, the electronic commerce payment method using the communication network according to the present invention performs Internet e-commerce using any person's or family's wired / wireless communication network telephone number regardless of whether the user holds a credit card. Since it is possible to make Internet e-commerce more convenient and easy, it is effective to activate it.

In addition, the present invention can apply for payment, such as lump sum payment, installment, etc. without the need to send a separate bill in the case of a service provider through a business alliance with wired and wireless carriers, and can also apply for low-cost service provision fees Will also be.

In addition, the present invention in the case of various wired and wireless communication companies in the online state of the computer without a large investment or equipment without a large investment or a certain amount of fee profits and various benefits through the service provision settlement agency in accordance with the business cooperation with the service provider (Overdue fee benefits, etc.) can be seen, and the effect of further improving the consumer's awareness of communication bills.

In addition, the present invention, because all the sales history of the service provider is computerized in connection with the communication company, as well as the credit card payment method, it is possible to ensure the accuracy of the taxation.

Claims (2)

A first step of receiving data input from the user so as to confirm that the user is a member when the user accesses the service company server through the Internet network using the user computer; A second step of determining whether the user is a member based on user information registered in a database of a telecommunication company of which the user has subscribed to receive a communication service; Requesting re-entry if the user is not a member, and if the user is a member, allowing the user to purchase goods through an electronic commerce at a service company server; A fourth step of transmitting a user's installment or lump sum billing request from the service company server to the communication company server after the third step; A fifth step in which the telecommunication company server adds an e-commerce payment item to a telephone bill and charges the user for an installment or lump sum payment; After confirming the user's return request and receiving a return request, the user's return request information is received from the service company server, and the payment is returned to the carrier server and the cancellation notice is sent to the carrier server to charge the telephone bill. And a sixth step of sending a refunded telephone bill to the user by adding a return item. delete