JPH0962751A - Terminal equipment, automatic teller machine and transaction system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To pay the prize amount via the account of a lottery winner based on the registered information without troubling the winner to go to his bank as long as the lottery winning number is previously registered together with the account information on the winner. SOLUTION: The registration of 'lottery' is designated through a touch key board among those transaction types that are shown on a color display of a customer operation part, and a customer puts his cash card into an automatic teller machine. Then a main body control part 11 reads the account information on the customer recorded on the magnetic stripes of the cash card via a slip/card processing part 12. When the password number of the customer is inputted through the touch key board, the part 11 sends the password number and the account information to the host computer of a center. Then the collation is carried out for these number and information. When a lottery card is inputted, the part 11 reads the information on the kind, the number, etc., which are printed on the card surface through the image reading part of a passbook/lottery card processing part 13 and sends these information to the host computer.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a terminal device for executing a predetermined transaction, and more particularly to a terminal device for executing a transaction by transmitting and receiving predetermined information to and from a host device, and a terminal device and a host device. It is related to the trading system including. The terminal device executes a predetermined transaction based on the information input by the operator, but there is a demand for a device that performs various services according to the customer's request.

As a part of such services, automation of services for lottery tickets such as lottery tickets or voting tickets is required. Customers can purchase lottery tickets at designated sales floors.
If you win, you will go to the sales floor or financial institution to collect the winnings. However, the fact is that the winning money is often unpaid without going to the sales floor or a financial institution without knowing that the winning has been won.

Further, even if it is known that the winning is won, it is necessary to go to a sales floor or a financial institution to receive the winning money. Especially when the winning amount is low, it is troublesome to redeem it. In addition, if the redemption validity period is not known, or if the redemption period cannot be reached due to various reasons, the redemption validity period has passed and it is often impossible to receive the prize money.

A device and a system for solving such problems are desired.

[0005]

2. Description of the Related Art As a conventional technique, information on a winning lottery (number, lottery type, etc.) is stored in a device, and when a customer inserts a lottery, the winning lottery information is searched. There is known a device for determining whether or not the inserted lottery is won and paying out the winning money if the lottery is won.

[0006]

SUMMARY OF THE INVENTION In such a device,
Even if the customer does not know whether or not the lottery is won, it is possible to receive the winning money by inserting the lottery. However, such services cannot be received unless the device is installed within the valid exchange period. In other words, except that no human intervention is required for payment, there is no difference from the existing system, and you cannot receive the prize after the valid period for redemption.

Further, the amount of cash stored in the device is limited, and when the winning amount is high, the winning amount cannot be paid out, which eventually causes trouble for the staff. . An object of the present invention is to solve the above-mentioned problems and to realize an apparatus and a system for providing a service for customers to a comfortable lottery ticket or a voting ticket.

[0008]

As means for solving the above-mentioned object, in the present invention, an account information reading section for reading the input account information and an inserted lottery ticket or a voting ticket are recorded in the terminal device. A lottery or betting ticket information reading unit for reading lottery or betting ticket information is provided, and the read account information and the read lottery or betting ticket information are transmitted to a higher-level device for registration.

That is, the terminal device reads the account information from the medium on which the customer's account information is recorded or the input information, and from the inserted lottery or voting ticket, the lottery or voting ticket information such as the number or type. Is read, and the read account information and lottery or voting ticket information are registered in the host device.
As a result, the lottery information purchased by the customer is registered together with the account information which is information for identifying the customer. This account information can be information that identifies the payee of the winning money when the customer's lottery or voting ticket is won.

That is, by registering the lottery ticket purchased by the customer together with the account information, even if the customer does not go to receive the winning money, the amount won based on the registered information is stored in the customer's account. It is possible to pay out. Moreover, even if the winning amount is high, by paying (transferring) to the customer's account, there is no need to bother with cash delivery.

Further, according to the present invention, in a transaction system in which information is transmitted and received between a terminal device and a higher-level device and a predetermined transaction is executed, account information input to a terminal device and inserted lottery or voting ticket A function for transmitting the recorded lottery or voting ticket information to the host device is provided,
The transmitted account information and the lottery or voting ticket information are stored in association with each other, and at a predetermined time, the stored lottery or voting ticket information is searched based on the pre-stored winning information to win the prize. The winning money will be transferred to the account source of the account information corresponding to the lottery or voting ticket information.

That is, the information on the lottery ticket or the voting ticket purchased by the customer is registered in the host device after being associated with the customer's own account information, and the host device stores the information on the lottery ticket or the voting ticket at a predetermined time. Pre-stored winning information (winning number,
Searched based on lottery type). If the customer's lottery ticket or betting ticket has been won, the winning money is transferred to the account source of the account information stored in association with the lottery ticket or betting ticket information.

As a result, once the customer has purchased a lottery ticket or a voting ticket with this system, the winning amount when winning is automatically transferred to the customer's account source, so the customer The winning money can be received (transferred) without going to the sales floor or the financial institution within the redemption period. In other words, if you register, you will be able to receive the prize money regardless of whether you have won the prize or not.

Further, in the present invention, the above terminal device is
An accommodation unit for accommodating the read lottery tickets or voting tickets was provided. That is, when the lottery or voting ticket information reading unit reads the lottery or voting ticket information, the inserted lottery or voting ticket is stored in the accommodation unit of the terminal device without being returned to the customer.

If the information of the lottery ticket or the voting ticket purchased by the customer is stored in the terminal device in association with the customer's account information, the winning amount can be transferred to the customer's account.
Forgetting that the customer has registered a lottery or voting ticket on the terminal device, and grasping that the lottery or voting ticket has been won by himself, the lottery or voting ticket can be sold at a sales floor or a financial institution as in the past. It is possible that you may be forced to collect your prize money by bringing it to. Further, there is a possibility that some customers may try to register again for a lottery ticket or voting ticket that has already been registered. However, by storing the lottery ticket or voting ticket after registration in the device as in the present invention, it is possible to eliminate the above-mentioned inconvenience.

Further, according to the present invention, the terminal device is provided with an invalid information recording section for recording invalid information on the read lottery ticket or voting ticket. That is, in the inserted lottery or voting ticket, when the lottery or voting ticket information reading unit reads the lottery or voting ticket information, the invalid information is recorded by the invalid information recording unit.
When this invalid information is written, even if it is inserted into the terminal device thereafter, the lottery or voting ticket information cannot be read due to the invalid information.

Therefore, it is possible to prevent double registration of a lottery ticket or a voting ticket that has already been registered. Also, if this invalid information is made visible, the customer can know whether the lottery ticket or the voting ticket that he / she purchased is already registered. Forgetting the registration, the registered lottery ticket or the voting ticket can be sold on the sales floor. It is possible to prevent the problem of bringing it to a financial institution.

Further, the present invention introduces the configuration of the terminal device and the transaction system described above into an automatic transaction apparatus and a transaction system using the automatic transaction apparatus. That is, the automatic transaction device reads the account information from a medium such as a cash card in which the account information of the customer is recorded and executes a predetermined transaction based on the account information. At the same time as the reading, the lottery or voting ticket information such as the number or type is read from the inserted lottery or voting ticket, and the read account information and the lottery or voting ticket information are registered in the host device.

Since the automatic transaction device is installed not only in a store of a financial institution but also in various places for the purpose of carrying out financial transactions such as deposit and withdrawal, the customer does not have to deposit or withdraw money. It is possible to easily register the lottery or voting ticket that you own when you go to the installation location of the device for the purpose. Moreover, in the automatic transaction device, the function of reading the account information is indispensable, and since it is provided in advance, when introducing the configuration of the terminal device described above,
Since it is only necessary to add the function of reading the information of the lottery ticket or the voting ticket, it is possible to realize the device inexpensively and easily.

The host device (center computer) connected to the automatic transaction device has a file of the customer's account in advance and stores the lottery or voting ticket information of the customer in association with the account information. , And the operation of retrieving account information at a predetermined time, and the operation of transferring the winning money to the account can be performed quickly and easily. In addition, in general, lottery tickets and other items are often sponsored and managed by financial institutions, and financial institutions are also in charge of paying the winnings.
Transfer of winning amounts can be done smoothly and the credit is high.
Moreover, reliability is not lost even when the lottery etc. purchased by the customer is stored in the device and kept, and the invalid information is written in the lottery.

[0021]

DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention using an automatic transaction device will be described. FIG. 1 is an external view of an automatic transaction device.
A card slot 1 is used to insert and eject a card in which account information is recorded and eject a voucher in which transaction information is recorded. Reference numeral 2 is a passbook / lottery slot into which a passbook and lottery tickets are inserted and ejected. Reference numeral 3 denotes a bill insertion slot, a bill insertion slot for deposit, and a bill ejection slot for withdrawal. Reference numeral 4 denotes a coin slot, a coin slot for depositing, and a coin outlet for dispensing.

Reference numeral 5 denotes a customer operation section, which is a section through which the customer inputs transaction selection, personal identification number, amount of money, etc. based on the displayed guidance. The customer operation unit 5 is provided with a display portion (color display) and an operation portion (touch keyboard). FIG. 2 is a block diagram of the automatic transaction apparatus in this embodiment. A control unit 11 controls the entire automatic transaction device.

A slip / card processing unit 12 reads transaction information such as an account number stored in a card inserted by a customer and prints and issues the contents of the transaction / processing performed by the transaction device on a slip. . In this slip card processing unit 12,
A magnetic head for reading the information recorded on the magnetic stripe of the card, an image reader for reading the image on the surface of the card, and a printer unit for printing on a slip are provided.

Reference numeral 13 is a passbook / lottery processing unit, which prints the transaction contents on the passbook inserted by the customer and reads the type and number of the lottery inserted by the customer. The passbook / lottery processing unit 13 has a magnetic reading unit that reads magnetically recorded information, an image reading unit that reads an image of a medium, a passbook and a print head that prints on a lottery, and a storage unit that can store the lottery. ing. In the present invention, this image reading unit is an OCR (opt
ical character reader).

Reference numeral 14 denotes a cash supply / storage unit, which is a control unit 1.
According to the instruction 1, the banknotes are supplied for withdrawal and the banknotes that have been deposited are stored. This cash supply / storage unit 14
Has a stacker for storing cash. A failure management unit 15 manages and displays the failure information of each unit. [Withdrawal Transaction] Withdrawal transaction will be described as a typical transaction example of the automatic transaction device with reference to FIGS. 1 and 2.

First, the customer selects a desired transaction type with the touch keyboard according to the guidance displayed on the color display of the customer operation unit. If the transaction selected by the customer is a withdrawal transaction, a guide is displayed on the touch display to insert a cash card. When a customer inserts a cash card into the card slot 1 based on this instruction, the slip / card processing unit 12 causes the magnetic head to display the store number, account number, etc. magnetically recorded on the cash card. Read the information needed to define the customer.

Based on the information read from the cash card, it communicates with the host computer installed in the center of the financial institution and receives information about the customer, personal identification number, etc. from the file (account file) connected to the host computer. . While processing the information read from the cash card, the color display of the customer operation unit displays a guide prompting the customer to enter the personal identification number, and the numbers necessary for entering the personal identification number, etc. Display information for.

The customer touches the touch keyboard at the portion corresponding to the position of the number displayed on the color display in order to input his / her personal identification number. Customer operation unit 5
Detects the position touched by the customer on the touch keyboard, validates the number corresponding to the position touched by the customer, and inputs the number as part of the personal identification number. That is, for example, the numbers 0-9 are displayed on the color display,
When touching the displayed position of "4" with a finger, "4" is input. At this time, the display on the color display shows “○ ●●
● ”, so that the input status of the personal identification number can be understood. Therefore, if you touch the position of "3" displayed next with your finger, "3" is input, "4" is input on the screen, "○○ ●●" is displayed, and two digits are input. You can understand that.

This personal identification number is usually four digits, and if four digits are input, the input of the personal identification number is terminated and the input personal identification number is verified. The personal identification number is collated using the information registered in advance in the account file of the host computer as the personal identification number received in communication with the host computer based on the information read from the cash card.

Subsequently, the color display of the customer operation unit 5 displays guidance for prompting the input of the amount of money to be dispensed, a number necessary for inputting the amount of money, or a unit such as ten or ten thousand. Following this guide, the customer touches the position corresponding to the number displayed on the touch keyboard and inputs the amount of money to be withdrawn.
In the customer operation unit 5, the number at the position touched by the customer is validated and used as the withdrawal amount.

If the withdrawal amount is input from the customer operation unit 5 and the result of collation of the personal identification number is normal, the withdrawal operation is started. This withdrawal operation is performed by the cash supply / storage unit. Cash for withdrawal is stored in the stacker of the cash supply / storage unit. The 10,000-yen bills and the 1,000-yen bills are stored in separate stackers, and each stacker receives
The required number of sheets are fed one by one.

The bills fed from the stacker are conveyed to the bill insertion slot 3. The transaction result is printed on the slip paper by the printer unit together with the image data of the front surface of the cash card read by the image data of the slip / card processing unit 12. The shutters provided in the bill insertion slot 3 open the bills conveyed to the bill insertion slot 3 so that the customer can pull out the bills.

The slip (detailed slip) printed by the slip / card printing unit 12 is partially discharged from the card slot 1 together with the cash card so that the customer can remove the slip. When all the cards, slips, and bills are removed, the shutter of the bill insertion slot 3 is closed, and the dispensing transaction is completed.

In the case of transactions using coins and withdrawal transactions, coins can be drawn out from a coin processing unit (not shown), conveyed to the coin insertion port 4, and the shutter of the coin insertion port 4 can be opened to extract the coins. State. Furthermore, if the customer wants to print the transaction history on the passbook he / she brought along with the transaction, he / she selects the entry book, and the passbook / lottery slot 2
To The entered passbook is the passbook / lottery processing unit 1
After the information magnetically recorded in the passbook is read by the magnetic reading unit 3 and the legitimacy of the passbook is checked, the image reading unit searches for a predetermined position for printing, and a transaction history passbook is set at the predetermined position. Unprinted unprinted book data is printed and discharged from the passbook or lottery slot 2.

The main body control unit 11 comprehensively controls the above-mentioned units and communicates with the host computer of the center to carry out transactions. [Lottery Registration Processing] Lottery registration processing performed by the automatic transaction device will be described. 3 and 4 are lottery registration flowcharts of the automatic transaction device.

First, when "Lottery registration" is designated and selected from the transaction types displayed on the color display of the customer operation unit using the touch keyboard (step 11).
1) The main body control unit 111 displays instruction information for inserting a cash card on the color display (step 112). When a customer inserts a cash card (step 113), the main body control unit 11 causes the slip / card processing unit 12 to read the customer's account information recorded on the magnetic stripe of the cash card (step 114).

Subsequently, the main body control section 11 causes the color display to display instruction information for inputting the personal identification number (step 115). When the personal identification number is input using the touch keyboard (step 116), the main body control unit 11
The input personal identification number and the read account information are transmitted to the host computer of the center for verification (step 117).

When the main body control unit receives the information indicating that the personal identification number is invalid from the center (step 118), it causes the customer to re-enter the personal identification number a predetermined number of times, and the personal identification number is still invalid. Error is judged and the transaction is stopped (step 119). When the information indicating that the personal identification number is valid is received from the center in step 118, the main body control section 11 causes the color display to display the instruction information for inputting the lottery ticket (step 12).
0). When the lottery ticket is inserted (step 121), the main body control section 11 reads information such as the lottery ticket type and number written on the surface of the lottery ticket with the image reading section installed in the passbook / lottery ticket processing section 13 ( Step 122).

At this time, if the read lottery information is not valid (step 123), it is returned to the customer as an error (step 124). Note that the lottery ticket is invalid is determined when invalid information, which will be described later, is recorded in the lottery ticket. In addition, even if a lottery ticket with a format that is not in the definition body for reading (which defines the reading position, etc.) that is recorded in advance in the OCR is inserted, it is returned as unreadable, that is, invalid. No lottery tickets, forged lottery tickets, etc. will be returned at this point.

When it is determined in step 123 that the lottery ticket inserted is valid, the main body control section 11 continuously asks the customer through the color display whether or not the lottery ticket is inserted, and the lottery ticket is continuously inserted using the touch keyboard. If the instruction of “No” is input (step 125), step 120
Is repeated. The entered lottery tickets are pooled in a pool section (not shown) provided in the passbook / lottery processing section 13.

If there is no continuous instruction in step 125, the main body control unit 11 determines that all the lottery tickets that the customer wants to register have been inserted and read, and the account of the customer who read the read lottery information from the cash card. It is sent together with the information to the host computer of the center (step 126). Since the customer's account information has already been transmitted to the center at the time of password verification in step 117, if the center side temporarily pools the account information, only the lottery information in step 126. It is also possible to send.

When the customer's account information and lottery information are transmitted, it is judged whether the lottery information transmitted by the host computer of the center can be registered (step 12).
7). This takes into consideration that not all types of lottery tickets can be registered on the center side. For example, some lottery tickets are not sponsored by a financial institution and therefore do not offer such registration service. In addition, a lottery ticket that has already passed the winning exchange period is treated as an unregisterable lottery ticket because there is no need for registration.

A file for searching in advance for a lottery ticket of a type that can be registered is prepared in the host computer on the center side, and the necessity of registration is determined based on this file, which will be described later. When you receive a response from the center side that the sent lottery information is not a type that can be registered,
The main body control unit 11 of the automatic transaction device notifies the customer via the color display that the lottery ticket cannot be registered and returns the lottery ticket (step 128).

When the center responds that the lottery ticket can be registered in step 127, the main body control section performs the following two processes. (1) When the registered lottery ticket is not returned The lottery ticket registered once by the customer is automatically transferred to the customer's account when the lottery ticket is won, so that the customer does not need to have the lottery ticket. Therefore, this form is to keep the lottery ticket registered by the financial institution side and prevent double registration of the same lottery ticket.

That is, when the lottery information of the customer is registered,
The main body control unit 11 stores the lottery tickets pooled in the pool unit in the lottery ticket storage unit provided in the passbook / lottery processing unit (step 129). When the lottery ticket is accommodated, the transaction result is printed on the voucher and issued by the voucher card processing unit 12 as in the withdrawal process (step 30), and the process ends.

In this case, the printed transaction result represents the type and number of the registered lottery ticket, and even if the lottery ticket is deposited at a financial institution, the customer can grasp the registered lottery information. it can. (2) When returning the registered lottery ticket Once the customer has registered, the lottery ticket will be automatically transferred to the customer's account once the lottery is won, so it is not necessary for the customer to have the lottery ticket. Many customers even want to have lottery tickets. However, once the registered lottery ticket is returned to the customer, there is a problem that the customer forgets the registration, double registration, or directly goes to a financial institution.

This format is to return the lottery ticket after registration after solving such a problem. That is, when the lottery information of the customer is registered, the body control unit 11 causes the lottery pooled in the pool unit to be paid out one by one, and the passbook /
The print head provided in the lottery processing unit 13 prints invalid information on the surface of the lottery ticket (step 131).

As the invalid information, a side line, a diagonal line or the like may be printed on the portion where the type of the lottery surface is described and the portion where the number is described. A lottery ticket with lines or diagonal lines printed on the lottery information cannot be recognized by the image reading unit, so re-registration is prevented. Since the portions where the lottery lines are drawn are drawn with side lines, diagonal lines, etc., it is possible to easily recognize that the lottery ticket of one's own lottery ticket has already been registered.

The invalid information is not limited to the side lines and the slanted lines, and for example, characters such as "registered" may be printed. When the invalid information is written, the main body control unit 11
Return the lottery ticket and finish the process (step 13).
2). In this way, there are two ways to deal with lottery tickets after registration: (1) deposit at the financial institution side and (2) record invalid information and then discharge it. Since the payment is made by the financial institution, the creditworthiness of the customer is not deteriorated. [Configuration of Host Computer] FIG. 5 is a configuration diagram of a host computer provided on the center side.

Reference numeral 51 is a host control unit which controls the entire host computer. A line control unit 52 controls transmission / reception of data between the host and the automated teller machine. Reference numeral 53 is a calendar for counting the date and time. The host control unit 51 grasps the current date and time with this calendar 53. 54A is an account information file, which stores account information such as the customer's account name, account number, and balance. This account information file 54A is normally provided in the center of a financial institution, and on the basis of this, a fixed transaction is executed.

Reference numeral 54B is a registerable lottery information file, which stores information on the types of lottery tickets that can be registered, and information such as the winning exchange period for each lottery ticket. Here, the winning money redemption period is from the date when the winning numbers of the respective types of lottery tickets are confirmed to the day when the lottery money can be paid. 54C is a winning lottery information file, which stores the winning numbers of the respective types of lottery tickets and the winning amounts corresponding to the corresponding winning numbers. In the winning lottery information file 54C, an operator such as a staff member inputs the lottery type and the winning number on the day of the lottery winning number announcement.

Then, when new winning information is input to the winning lottery information file 54C, the host control unit 51 searches for a winning lottery described later. 54D is a customer lottery information file, which links the customer lottery information transmitted by the automatic transaction device with the customer's account information also transmitted, and stores the lottery information classified by type. To do. [Registration Processing on Host Side] FIG. 6 is a flowchart of the registration processing on the host computer.

A host computer registration process will be described with reference to FIGS. First, when the lottery information transmitted from the automatic transaction device is received (step 201),
The host control unit 51 uses the registerable lottery information file 54.
By referring to B, it is determined whether or not the transmitted lottery information can be registered (step 202).

At this time, when the type of lottery ticket that has been transmitted is not registered in the registerable lottery information file 54B, or when the lottery ticket has been registered but the winning redemption period has expired, The host control unit 51 transmits information indicating that the received lottery information cannot be registered to the automatic transaction device (step 203). When it is determined that the lottery information can be registered in step 202, the host control unit 51 transmits information indicating that the received lottery information can be registered to the automatic transaction device (step 204), and the received lottery information is stored. , Along with the received account information, is registered in the customer lottery information file 54D by lottery type (step 20).
5).

At this time, the host control unit 51 determines, based on the information obtained when the registerable lottery information file 54B is referred to,
If the registered lottery information has entered the winnings redemption period, that is, if the winning number is already known (step 206), the process shifts to the search process described later, and if not, Terminates the process. [Winning Lottery Search Processing] FIG. 7 is a winning lottery search flowchart of the host computer.

The winning lottery search process of the host computer will be described with reference to FIGS. 5 and 7. First, when the operator such as a clerk newly registers the lottery winning information, that is, the lottery type and the winning number in the winning lottery information file 54C (step 301), the host control unit 51 causes the newly registered type. The search process for the lottery ticket is performed (step 302).

As a method of this retrieval, the host controller 5
1 searches the customer lottery information file 54D, recognizes the relevant type of lottery information, and inspects the number that matches the winning number. When the lottery information having the number matching the winning number is searched, the host control unit 51 refers to the customer's account information stored together with the lottery information, accesses the account information file 54A, and sets the corresponding account information source. , The winning amount corresponding to the winning number is transferred (step 303), and the process is ended.

As a method of notifying the customer that the registered lottery ticket has been won, when the winning money is transferred to the account source of the account information file, a flag indicating that the account source has been won is set. When the customer conducts some transaction with the automatic transaction device, based on this flag, it may be possible to display the fact that the winning has been made on the display of the automatic transaction device, or to print it on a slip and issue it.

In addition, in the registration process in FIG. 6, if a lottery ticket that has already passed the winning number announcement date is registered, it is assumed that the lottery ticket information of this type has already been registered. The process proceeds to the search process of step 302.

[0060]

As described above, according to the present invention, by registering the lottery ticket purchased by the customer together with the account information, the customer does not have to go to receive the prize money.
It is possible to pay the winning amount to the customer's account based on the registered information. Moreover, even if the prize money is high, payout (transfer) to the customer's account
By taking such a form, there is no annoyance when delivering cash.

Further, if registered, it is possible to receive the prize money without being aware of whether or not the prize has been won and the redemption period. Further, by providing the accommodation unit for accommodating the registered lottery ticket or the voting ticket, the customer forgets that the lottery ticket or the voting ticket is registered on the terminal device, and the lottery ticket or the voting ticket is won by himself / herself. Understand that, as before, you can bring lottery tickets or voting tickets to the sales floor or financial institutions to prevent you from receiving the prize money and try to register again for lottery tickets or voting tickets that you registered once. be able to.

By providing an invalid information recording section for recording invalid information in a registered lottery ticket or voting ticket, it is possible to prevent double registration of a lottery ticket or voting ticket once registered. In addition, by providing such an automatic transaction device of a financial institution and a transaction system using the automatic transaction device with such a registration function, customers can feel free to go to the installation location of the device for the purpose of depositing or withdrawing money. It is possible to register lottery tickets or voting tickets that are owned by, and only by adding the function to read the information of lottery tickets or voting tickets to the existing configuration, it is possible to realize the device inexpensively and easily. Is.

The host computer (center computer) connected to the automatic transaction device has a file of the customer's account in advance, and stores the lottery or voting ticket information of the customer in association with the account information. , And the operation of retrieving account information at a predetermined time, and the operation of transferring the winning money to the account can be performed quickly and easily. In addition, in general, lottery tickets and other items are often sponsored and managed by financial institutions, and financial institutions are also in charge of paying the winnings.
Transfer of winning amounts can be done smoothly and the credit is high.
Moreover, reliability is not lost even when the lottery etc. purchased by the customer is stored in the device and kept, and the invalid information is written in the lottery.

From the above, it is possible to realize an apparatus and system for providing a service for a lottery ticket or a voting ticket that is comfortable for the customer.

[Brief description of drawings]

FIG. 1 is an external view of an automatic transaction device.

FIG. 2 is a configuration diagram of an automatic transaction device in the present embodiment.

FIG. 3 is a lottery registration flowchart of the automatic transaction device.

4 is a lottery registration flowchart of the automatic transaction device, which is a continuation of the flowchart of FIG.

FIG. 5 is a configuration diagram of a host computer provided on the center side.

FIG. 6 is a flowchart of a host computer registration process.

FIG. 7 is a winning lottery search flowchart of the host computer.

[Explanation of symbols]

 5 ... Customer operation unit 11 ... Main body control unit 12 ... Voucher / card processing unit 13 ... Passbook / Lottery processing unit 14 ... Banknote supply / storage unit 15 ... Failure management unit 51. ..Host control unit 52 ... Line control unit 53 ... Calendar 54A ... Account information file 54B ... Registerable lottery information file 54C ... Winning lottery information file 54D ... Customer lottery information file

Claims (8)

[Claims] 1. An account information reading unit that reads the entered account information, and a lottery or voting ticket information reading unit that reads the lottery or voting ticket information recorded in the inserted lottery ticket or voting ticket. A terminal device characterized by transmitting information and read lottery or voting ticket information to a higher-level device for registration. 2. An automatic transaction device having an account information reading unit for reading input account information and executing a predetermined transaction based on the account information and an instruction from an operator, wherein an inserted lottery ticket or a voting ticket. It has a lottery or voting right information reading unit that reads lottery or voting ticket information recorded in, and transmits the registered account information and the read lottery or voting ticket information to a higher-level device for registration. Automatic transaction equipment. 3. A transaction system for transmitting and receiving information between a terminal device and a host device to execute a predetermined transaction, wherein the terminal device records the input account information and the inserted lottery ticket or voting ticket. The lottery or voting ticket information is sent to the higher-level device, and the higher-level device stores the stored account information and the lottery or voting ticket information in association with each other. A transaction system in which betting ticket information is searched based on pre-stored winning information, and the winning money is transferred to an account source of the winning lottery or the account information corresponding to the voting ticket information. 4. A transaction system for transmitting and receiving account information and information necessary for a transaction between an automatic transaction device and a higher-level device to execute a predetermined transaction, wherein the automatic transaction device has input account information and insertion information. The lottery or voting ticket information recorded in the drawn lottery or voting is transmitted to the host device, and the transmitted account information and the lottery or voting ticket information are stored in the host device in association with each other at a predetermined time. The stored lottery or voting ticket information is searched based on the pre-stored winning information, and the winning money is transferred to the account source of the account information corresponding to the winning lottery or voting ticket information. Trading system. 5. The terminal device according to claim 1, further comprising a storage unit that stores the read lottery ticket or voting ticket. 6. The automatic transaction device according to claim 2, further comprising a storage unit for storing the read lottery ticket or voting ticket. 7. The invalid information recording unit for recording invalid information on a lottery or voting ticket from which lottery or voting ticket information has been read by the lottery or voting ticket information reading unit. Terminal device. 8. The invalid information recording unit for recording invalid information on a lottery or voting ticket from which lottery or voting ticket information has been read by the lottery or voting ticket information reading unit. Automatic transaction equipment.