JPH0756662B2 - Transfer input device in automatic transaction device - Google Patents

Description

DETAILED DESCRIPTION [Overview] In a transfer input method of an automatic transaction device, a transfer destination financial institution is grouped (for example, our bank other store, our bank our store, other bank other store, etc.).
Each group is to be selected for each transfer destination financial institution. Thereby, for example, in the case of our store and other stores of the bank, part or all of the transfer destination financial institution selection process can be omitted, so that the transfer input process can be simplified and speeded up.

[Industrial application field]

The present invention relates to a transfer input method in an automatic transaction device used when a user conducts an automatic transaction with a financial institution, and more particularly to a transfer input method in an automatic transaction device improved so that a transfer process can be executed promptly.

[Conventional technology]

If the user uses an automated teller machine (ATM) to transfer money to a financial institution including various banks, signal safes, etc. and their branches (hereinafter simply referred to as bank branch), deposit,
Payment, transfer type selection, transfer destination bank branch selection,
Transfers are made after selecting subjects such as savings and checking accounts.

FIG. 5 shows a processing flow chart of the conventional transfer input method, and FIG. 4 shows surface contents on the touch keyboard at each processing stage.
In the touch keyboard, various selection keys are displayed on the display, and the user touches a desired key portion to select the key. The conventional transfer input method will be described below according to the steps of the processing flowchart of FIG.

(1) Step S ₁ Select the type of transaction processing requested by the user, that is, payment, deposit, transfer, or the like. Hereinafter, a case where the transfer is selected will be described.

(2) Step S ₂ The selection of the bank to make the transfer is instructed, and the Japanese syllabary characters of the Japanese syllabary are displayed on the touch keyboard as shown in FIG. 4 (A).

(3) Step S _{3 The} user selects the initial letter of the desired bank name from the katakana letters displayed on the touch keyboard by touching the kana letter portion corresponding to the initial letter of the bank name of the transfer destination. .

(4) Step S _{4 When a} kana character corresponding to the head of the desired bank name is selected in step S _{3, the} selected kana character is displayed on the touch keyboard as shown in FIG. 4 (B). The bank name that has the initial letter is displayed.

The user selects the bank name of the desired transfer destination by touching the transfer destination bank name from the bank names displayed on the touch keyboard.

(5) Step S _{5 When} the bank name of the transfer destination is selected, the Japanese syllabary characters of the Japanese syllabary are displayed on the touch keyboard as shown in FIG. 4 (c).

The user selects a kana character corresponding to the head of the desired branch by touching a kana character corresponding to the initial of the transfer destination branch.

(6) Step S _{6 When the} kana character corresponding to the head of the transfer destination bank branch is selected, as shown in FIG. 4 (D), the branch belonging to the bank with the kana character as the head is selected on the touch keyboard. First name is displayed.

The user selects a desired transfer destination bank branch by touching the transfer destination bank branch name of the branch name displayed on the touch keyboard.

(7) Step S _{7 When the} transfer destination bank branch is selected, the items such as ordinary deposit, checking account, etc. are displayed on the touch keyboard as shown in FIG. 4 (E).

The user selects a desired subject by touching the place of the desired subject. Hereinafter, a series of input processes, such as account number input, payee name input, transfer amount input, client name input, etc., are performed, but since the contents thereof have no relation to the present invention, description thereof will be omitted.

In the transfer input process described above, not only when the transfer destination bank branch is another bank branch (another bank other store), but also the other branch of the bank to which the ATM belongs (other bank store) and the ATM are installed. If you make a transfer to an existing bank branch (our bank), it will be done at the same rate.

[Problems to be solved by the invention]

As described above, the conventional transfer input method in an ATM is that the transfer destination bank branch is another bank, that is, even if it is another bank (financial institution) and another sales office (store). In any case, even in the case of the same bank, but not in the store, that is, in the same bank that is not the business in which the transaction device is installed, Even if there was, the same transfer input processing was being performed all at once. Therefore,
There is a problem that the transfer processing takes the same amount of time and labor regardless of whether the transfer destination bank branch is another bank, another bank, or our bank.

If the user makes a transfer using an ATM at the place, the A
In most cases, the transfer is made to the bank branch where the TM is installed, that is, our store, then the transfer process to the other store of the bank is the most, and the transfer process to the other store of the other bank is the smallest.

In view of these facts and the above-mentioned problems of the transfer input method in the conventional ATM, the present invention has made it possible to quickly perform the transfer and the processing to the bank of our bank and other banks of our bank.
The purpose is to provide a transfer input method in M.

[Means and Actions for Solving Problems]

When making a transfer to our shop using ATM,
It is not necessary to select the bank name and branch name again because the bank name and branch name are known if the transfer destination is our bank. Also, if you want to transfer to another store of our bank, if you know that the transfer destination is another store of our bank,
Since the bank name of the ATM is known, it is unnecessary to select the bank name again. The present invention is based on this novel idea.

The means taken by the present invention to solve the above-mentioned problems in the transfer input method in the conventional ATM and the operation thereof will be described below with reference to FIG.

FIG. 1 is a process flow chart showing the configuration of the present invention.

In FIG. 1, S ₁ is a type selection step in which type selection of transaction processing requested by the user based on input data from the input means, that is, selection processing of types such as payment, deposit, and transfer is performed.

S ₂ is a transfer destination financial institution group selection step, based on the input data from the input means, selection processing of the transfer destination financial institution group to which the transfer destination bank branch belongs, such as our bank, our other store, other bank's other store I do.

S ₃ is a financial institution selection step, and when the transfer destination financial institution group is selected in step S ₂ , if the selected transfer destination financial institution is another financial institution, the bank and branch are input and selected. If the selected financial institution is our bank, we skip the bank and branch input processing, and if the selected group is our other store, skip the bank's input processing and proceed to the transfer processing.

S ₄ is a transfer processing step, in which the desired transfer processing is performed on the bank branch selected in step S ₃ .

As described above, before selecting the bank branch of the transfer destination, select whether the bank branch belongs to our store, our other store, or other store's group, and select the bank branch's finance Since the bank branch is selected according to the institution group, it is possible to easily and speed up the transfer process to our store and our other stores, simplifying the entire transfer input process and shortening the processing time. You can

It should be noted that the “bank branch” is used to mean various banks, credit unions, etc. and financial institutions including those branches, as described above.

〔Example〕

An embodiment of the present invention will be described with reference to FIGS.

FIG. 2 is a processing flow chart of an embodiment of the present invention, and FIG. 3 is an explanation of an example of an implementation apparatus thereof.

(Structure of Implementing Device) In FIG. 3, reference numeral 100 denotes the entire ATM. Reference numeral 110 denotes a touch keyboard that constitutes an input unit, and various guidance and touch keys are displayed. A touch key detection unit 120 outputs coordinate data of the touch key touched.

Reference numeral 130 is a coordinate data conversion unit that converts the input coordinate data into A / D.
Convert. A storage unit 140 stores various Japanese syllabary names, various bank names, various touch key information for displaying the branch name of each bank, various guidance information, and the like. An image display control unit 150 controls a display operation on the touch keyboard 110.

A transaction mechanism unit 160 includes a deposit mechanism 161, a payment mechanism 162, a passbook input / output mechanism 163, a receipt output mechanism 164.

A transaction processing unit 170 controls the operations of the above-mentioned units.

(Description of Operation) The operation of FIG. 3 will be described in accordance with the steps of FIG. 2 with reference to the processing flowchart of FIG. 2 and FIG.

(1) Step S ₁ The type of transaction processing requested by the user, that is, the type of payment, deposit, transfer, etc. is selected.

The transaction control unit 170 controls the image display control unit 150 to display the type content on the touch keyboard 110. When the user touches the place of the transfer process, which is the desired type, the coordinate data of the transfer process key detected by the touch key detection unit 120 passes through the coordinate data conversion unit 130 and the transaction processing unit 170.
Sent to. The transaction processing unit 170 detects that the transfer process is selected from the input coordinate data and the data regarding the touch keys held in the transaction processing unit 170.

(2) Step S _{21 The} transaction processing unit 170 causes the touch keyboard 110 to display “our bank's store”, “our bank's other store”, “other bank's other store” as the transfer destination financial institution group, and allows the user to make a selection.

(3) Step S ₂₂ user touches to the place that belongs the transfer destination of bank branches in the transfer financial institutions group, which is displayed on the touch keyboard 110. The touch key detection unit 120 sends the coordinate data of the portion touched by the user to the transaction processing unit 170 via the coordinate data conversion unit 130.

The transaction processing unit 170 detects the selected transfer destination financial institution group from the input coordinate data and the data regarding the touch key held in the transaction processing unit 170.

(4) In case of another bank other store (steps S _{31 to} S ₃₄ ) When another bank other store is selected, the following steps S _{31 to} S _{34 are performed.}
As a result, the transfer destination bank branch is selected in the same manner as the conventional method described with reference to FIG.

(4-1) Step S _{31 The} user selects a desired bank name from the kana characters displayed on the touch keyboard 110 by touching the katakana part corresponding to the initials of the bank name of the transfer destination. (See FIG. 4 (A)). Selection operation in ATM100 is carried out in the same manner as step S _22.

(4-2) Step S _{32 When the} kana character that corresponds to the head of the desired bank name is selected in step S ₃₁ , the transaction processing unit 170 determines that the bank name of the other bank that has the selected kana character in the head. The bank name is read from the storage unit 170, and the image display control unit 150 is controlled to display it on the touch keyboard 110.

When the user touches the bank name of the transfer destination in the bank name displayed on the touch keyboard 110, the coordinate data of the portion touched by the user from the touch key detection unit 120 passes through the coordinate data conversion unit 130. Then, it is sent to the transaction processing unit 170.

The transaction processing unit 170 detects the bank name of the selected transfer destination from the input coordinate data and the data regarding the touch keys held in the transaction processing unit 170.

(4-3) Step S _{33 When} the bank name of the transfer destination is selected, the transaction processing unit 170 reads the Japanese syllabary of the Japanese syllabary from the storage unit 170, controls the image display control unit 150, and controls the touch keyboard. Kana characters of the Japanese syllabary are displayed on 110 as shown in FIG. 4 (c).

The user selects a kana character corresponding to the head of the desired branch by touching a kana character corresponding to the initial of the transfer destination branch. Selection operation in ATM100 is step S _31, S ₂₂
It is done in the same way as.

(4-4) Step S _{34 When a} kana character corresponding to the head of the transfer destination bank branch is selected, as shown in FIG. 4 (D), on the touch keyboard 110,
A branch name belonging to the bank is displayed starting with the kana character.

The user selects a desired transfer destination bank branch by touching the transfer destination bank branch name in the branch names displayed on the touch keyboard 110.

Selection operation in ATM100 is carried out in the same manner as step S _32.

(5) In the case of our bank (loop L ₁ ) In the ATM100, the bank and branch name of the bank branch where the ATM is installed are known. Thus, step S ₂₂
When it is determined that the transfer destination sequence selected in (1) is the bank branch of the Bank, that is, the bank branch where the ATM 100 is installed, the transaction processing unit 170 can immediately detect the transfer bank branch name of the user.

In this manner, in the case of the Bank our shop, without performing the step S ₃₁ ~S ₃₄ was necessary in the case of other banks other stores, because immediately transfer destination bank branch name is detected, the transfer destination bank branch name The detection process is greatly simplified, and the processing time can be greatly reduced.

(6) In the case of another store of the Bank (Loop L ₂ ) In the ATM100, as described above, the bank name of the bank branch where the ATM is installed is known. Then step
The selected transfer destination series by the Bank other in S ₂₂ stores that is ATM10
When it is determined that the branch is the other branch of the bank to which the installed branch of 0 belongs, the transaction processing unit 170 can immediately detect the bank name of the transfer destination of the user.

Therefore, the process proceeds from step S ₂₂ to the processing in step S ₃₃ and S _34, is detected from the branches belonging to the detected bank name of a desired transfer destination bank branch name is performed.

In this way, in the case of another store of our bank, the processing of steps ₃₁ and S ₃₂ , which was necessary in the case of another store of another bank, is unnecessary.
The transfer destination bank branch can be easily detected, and the processing time can be shortened.

(7) Step S ₄₁ or less, subjects selected as in the conventional manner (step S ₄₁₎ and, transfer input processing after it is done.

Although one embodiment of the present invention has been described above, the configuration of the present invention is not limited to the configuration of this embodiment. For example, the processing of selecting the bank name and branch name to which the transfer destination bank branch belongs can be performed by a method other than the processing steps of the embodiment. Further, the transfer destination financial institution group may be the two groups of our bank and our other store, or other banks may be further divided into groups. The input means may be composed of input means other than the touch keyboard.

〔The invention's effect〕

As described above, according to the present invention, the following various effects can be obtained.

(A) The transfer input process for the Bank and our other stores, which occupy most of the transfer process, is simplified, and the input process can be performed quickly.

(B) The entire transaction processing is simplified and the processing time is shortened.

(C) The service to the user can be improved by the above (a) and (b).

[Brief description of drawings]

FIG. 1 ... Explanatory diagram of the configuration of the present invention, FIG. 2 ... Explanatory diagram of one embodiment of the present invention, FIG. 3 ... Explanatory diagram of an embodiment of the present invention, FIG. 4 ... Display contents on a touch keyboard Explanatory drawing, FIG. 5 ... Explanatory drawing of the transfer input system in the conventional automatic transaction apparatus. In FIGS. 1 and 2, S _{1 to} S ₄ , S _{21 to} S ₂₂ , S _{31 to} S ₃₄ , and S ₄₁ indicate processing steps. In FIG. 3, 110 ... Touch keyboard, 120 ... Touch key detection unit,
130 ... coordinate data conversion unit, 140 ... storage unit, 150 ... image display control unit, 160 ... transaction mechanism unit, 170 ... transaction processing unit.

 ─────────────────────────────────────────────────── ─── Continuation of the front page (72) Inventor Osamu Sayama 1015 Kamiodanaka, Nakahara-ku, Kawasaki City, Kanagawa Prefecture, Fujitsu Limited (72) Inventor, Yoichi Yokota 1015, Kamiodanaka, Nakahara-ku, Kawasaki, Kanagawa Prefecture, Fujitsu Limited ( 56) References JP-A-57-57368 (JP, A) JP-A-60-108971 (JP, A)

Claims (2)

[Claims] 1. A transfer input device of an automatic transaction device, comprising: (a) a transfer destination financial institution of our bank, our other store, and another financial institution of a financial institution in which an automatic transaction device for transaction operation is set. And (b) if the selected transfer destination financial institution is another financial institution, input the bank name information and the branch name information, and
If the selected transfer destination financial institution is our store, skip the input process of bank name information and branch name information.If the selected transfer destination financial institution is our store, skip the input process of bank name information and transfer A transfer input device in an automatic transaction device, comprising: a step of performing processing. 2. The transfer input device in the automatic transaction device according to claim 1, wherein the input means is a touch keyboard.