JP4302277B2 - Billing agency method and system for information display type mobile phone owner - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
In the present invention, when an owner who owns an information display type mobile phone accesses a content provider that provides an information service via the Internet and uses paid content, the owner is replaced with the content provider. The present invention relates to a billing agency system that charges in accordance with the use of the paid content.
[0002]
[Prior art]
Recently, with the spread of information display mobile phones, the number of information display mobile phone owners who access information content providers and receive paid content services is rapidly increasing.
[0003]
For example, in a communication system of a mobile carrier (mobile carrier), the owner of an information display type mobile phone presses a web button to display various menus on the display screen by activating the built-in web browser function. When “Internet connection” is selected from the display items and the enter button is operated, the web mode center (for example, i-mode center) is connected via the base station and the packet communication network.
[0004]
In response to the owner's request for information, the web mode center provides information on general information content providers on the Internet, information on general homepages, and content providers that provide services for mobile carriers and paid content. It has the function of acquiring information and providing information to the owner of the information display type mobile phone.
[0005]
[Problems to be solved by the invention]
By the way, in order to provide paid content, a billing system that charges the paid content to the user is required. In the billing system of the mobile carrier, an exclusive contract is made with the content provider, the web mode center and the content provider are connected by a dedicated line, the paid content of the content provider is registered as a regular menu, and information is displayed. Fees for paid content purchased by owners of mobile phones are collected together with mobile phone usage fees on behalf of mobile carriers and paid to content providers after deducting a fixed fee.
[0006]
However, the mobile carrier's billing system has various restrictions, such as setting an upper limit on the charge for paid content provided by the content provider, and the paid content provided by the content provider is registered as a regular menu. For this purpose, it is necessary to clear various restrictions, and it is difficult for a content provider that provides paid content to enter the information content market, which is an obstacle to the economic activation of the information content market.
[0007]
Therefore, a billing agency system that charges for paid content can be considered, but how to identify the owner of the information display type mobile phone that purchased the paid content, that is, how to perform personal authentication Is a problem.
[0008]
In the case of a billing system for a mobile communication carrier, since the mobile phone number of the information display type mobile phone owner and the physical ID of the mobile phone are known in advance, it is easy to perform personal authentication. However, it is difficult for an operator other than the mobile communication operator to know the personal information unless the owner of the information display type mobile phone notifies the mobile phone number.
[0009]
In addition, when charging for paid content is performed using a payment method such as a credit card, prepaid card, Web money, cyber cash, C check / I check, etc., secret information such as a personal identification number of each individual credit card is not leaked. It is necessary to ensure security.
[0010]
The present invention has been made in view of the above circumstances, and the main object of the present invention is to provide an information display type mobile phone that can easily perform personal authentication of an owner of an information display type mobile phone that purchases paid content. An object of the present invention is to provide a billing agency method and system for a telephone owner.
[0011]
Further, the object of the present invention is to provide a charging agent method and system capable of ensuring the security of the owner of the information display type mobile phone.
[0012]
[Means for Solving the Problems]
According to the first aspect of the present invention, when an owner who owns an information display type mobile phone accesses a content provider that provides an information service via the Internet and uses paid content, the content provider replaces the content provider. A charging agent method for charging the owner in accordance with use of the paid content ,
An input step for causing the owner to input a mobile phone number accessing at least the pay content via the Internet on the display screen of the information display type mobile phone and a password for accessing the pay content;
A storage step of temporarily storing the mobile phone number and the password as purchase reservation data in a primary storage database of a charging center;
A transmission step of transmitting, via the Internet, a command for performing an automatic calling command function provided in the information display type mobile phone after execution of the storage step from the accounting center side to the information display type mobile phone. When,
By executing the transmission step, a caller notification command for notifying the other party of the caller number which is the information display type mobile phone number is operated to switch from the Internet connection to a telephone line network for establishing one-to-one communication, thereby displaying the information. A notification step of notifying the CTI server of the charging center of the mobile phone number of the mobile phone
An authentication step of performing personal authentication by matching / mismatching between the mobile phone number notified using the automatic call command and the mobile phone number input on the display screen;
An acquisition step of acquiring credit information of the owner possessed by each credit sales company by executing the authentication step;
It is a billing proxy method for the information display type mobile phone owner characterized by including.
The invention described in claim 2 includes a step of causing the owner to present a payment means when purchasing the paid content, and a step of permitting the acquisition of the paid content based on the password after the payment is approved. The charging agent method for the information display type mobile phone owner according to claim 1 , wherein
According to a third aspect of the present invention, there is provided an information display type mobile phone having a caller notification command for notifying a caller number which is a mobile phone number to the other party and an automatic call command for automatically operating the caller notification command. And
When the owner who owns the information display type mobile phone accesses a content provider that provides an information service via the Internet and uses paid content, the paid content is sent to the owner on behalf of the content provider. And a billing center that charges according to the usage of
A command for operating the automatic call command to forcibly notify the caller number of the mobile phone number that is provided in the billing center and accesses the paid content via the Internet. Notification means for transmitting to the information display type mobile phone via ,
Temporarily storing a mobile phone number accessing the pay content and a password for accessing the pay content provided in the billing center and input on the display screen of the information display type mobile phone A storage database;
A CTI server for linking credit information of the owner of each credit sales company to the temporary storage database;
The CTI server is a billing agency system for an information display type mobile phone owner, wherein personal authentication is performed by matching / mismatching between the mobile phone number stored in the temporary storage database and the notified mobile phone number. is there.
According to a fourth aspect of the present invention, the billing center is connected to a payment center via a dedicated line, and causes the owner to present a payment means for purchasing the paid content, and the payment center approves the payment. 4. The charging agent system for an information display type mobile phone owner according to claim 3 , wherein an inquiry is made as to whether or not the information display type mobile phone owner is present.
According to a fifth aspect of the present invention, the billing center further includes a customer management database for managing an owner of an information display type mobile phone that uses the paid content, and is stored in the temporary storage database after payment is approved. 5. The charging agent system for an information display type mobile phone owner according to claim 4 , wherein existing customer management data is transferred to the customer management database.
[0019]
According to the present invention, when an owner who owns an information display type mobile phone accesses a content provider that provides an information service via the Internet and uses paid content, the owner has an intention to purchase the paid content. In order to perform the personal authentication of the owner, since the caller notification number of the mobile phone number accessing the paid content is used, the personal authentication can be easily performed.
[0020]
Also, on the display screen of the information display type mobile phone, at least the mobile phone number accessing the paid content and the password for accessing the paid content are entered, the mobile phone number and the password are stored, and security is ensured. Therefore, since the owner's credit information is notified by switching from the information display mode of the information display type mobile phone to the mode via the public telephone line, personal confidential information is leaked compared to the Internet with security concerns. Can be prevented.
[0021]
Furthermore, the caller ID of the information display type mobile phone number is changed to the other party by using the automatic call command provided in the information display type mobile phone to switch from the information display mode of the information display type mobile phone to the mode via the public telephone line. The caller notification command is sent to notify the other party of the information display type mobile phone number, and the mobile phone number notified using the automatic call command matches the mobile phone number entered on the display screen. -Since personal authentication is performed due to a mismatch, it is possible to eliminate the owner of a malicious information display type mobile phone that obtains paid content information free of charge.
[0022]
DETAILED DESCRIPTION OF THE INVENTION
FIG. 1 is a conceptual diagram of a billing system for the owner of an information display type mobile phone according to the present invention.
[0023]
In FIG. 1, 1 is an information display type mobile phone, 2 is a web mode center, 3 is a telephone exchange network, 4 is the Internet, and 5 is a billing center. The web mode center 2 is connected to a content provider 6 that has an exclusive contract with the web mode center 2 via a dedicated line 7. The fee for the paid content provided by the content provider 6 is collected together with the mobile phone usage fee on behalf of the mobile communication carrier.
[0024]
A content provider 9 is connected to the Internet 4 via a dedicated line (or telephone line) 8 and a charging center 5 is connected via a (dedicated line or telephone line) 10. It is assumed that the content provided by the content provider 9 is charged.
[0025]
The billing center 5 is provided with a temporary storage database 11, a customer management database 12, and a CTI server 13. The billing center 5 is connected to a content provider 15 that provides paid content via a dedicated line 14. The content provider 9 and the billing center 5 are connected via a dedicated line 17. The dedicated lines 14 and 17 are laid by a contract between the charging center 5 and the content providers 9 and 15. The leased lines 14 and 17 can be used by leasing a telephone carrier control communication line.
[0026]
The billing center 5 is connected to the settlement center 18 via a dedicated line 19, and the settlement center 18 is connected to each credit company 20, prepaid card company 21, etc. via a dedicated line 22.
[0027]
Now, assume that the owner of the information display type mobile phone 1 operates a web button to display a menu on the display screen 1a, selects an Internet connection, and connects to the content provider 9, for example.
[0028]
When the owner of the information display type mobile phone 1 selects the Internet connection and accesses the content provider 9, paid content provided by the content provider 9 via the base station (not shown), the web mode center 2, and the Internet 4. The screen is displayed on the display screen 1a as shown in FIG. 2 (S.1).
[0029]
When a plurality of pay contents are displayed on the display screen 1a, at least one of the pay contents is selected.
[0030]
If there is an intention to purchase the selected paid content, “Send (forward)” is selected, and if there is no intention to purchase, “Return” is selected. When purchasing the paid content, as shown in FIG. 3A, “name, address, age, gender, telephone number, password, ID” among the items of the purchase reservation data 23 is displayed on the display screen 1a. Enter in. “Name, address, age, and gender” do not necessarily need to be input, but “phone number, password, ID” is an indispensable input item. The “price” is automatically input when the paid content is selected.
[0031]
As shown in FIG. 2, when the input of “name, address, age, gender, telephone number” is completed, the display screen 1 a transitions to the password input screen (SX). Here, when “password, ID” is input, it is determined whether or not the input password is the same as the registered password already registered in the customer management database 12 (S.X + 1). When the input of these items is completed on the display screen 1a and the input registration password is not the same as the registration password, the display screen 1a transitions to a confirmation screen (S.X + 2).
[0032]
On this confirmation screen, when the information display type mobile phone owner who has completed the check of each item and intends to purchase paid content operates “Confirm”, these items are temporarily purchased in the temporary storage database 11. Saved as reservation data. In the temporary storage database 11, the input date and time are also temporarily stored together with the input items. At the same time, a known automatic call command (for example, Phone # To # Tag) function of a web browser built in the information display type mobile phone 1 is exhibited to make a call to the CTI server 13.
[0033]
When operating the confirmation screen, the caller notification number of the mobile phone number is sent from the charging center 5 side to the information display type mobile phone 1 via the Internet 4 in order to exhibit the automatic call command. Send a command to force to work.
[0034]
As a result, switching from the Internet connection to a normal telephone line network that establishes one-to-one communication. At this time, if the mode of the information display type mobile phone 1 is not in the telephone number non-notification mode, a command function for switching to the notification mode for notifying the telephone number works, and the CTI server 13 is informed of the information display type mobile phone. One mobile number is forcibly notified.
[0035]
When the CTI server 13 receives an incoming call from the telephone number of the information display type mobile phone 1, the CTI server 13 acquires the telephone number of the information display type mobile phone 1 and refers to the purchase reservation data 23 stored in the temporary storage database 11. Then, the telephone number of the purchase reservation data 23 is inquired, and it is determined whether or not the telephone number of the purchase reservation data 23 matches the incoming telephone number.
[0036]
If the incoming telephone number does not match the telephone number of the purchase reservation data 23, the automatic voice response function of the CTI server 13 uses the information display type mobile phone 1 to charge that the telephone number does not match. Tell the owner who intends to purchase the content and disconnect the phone line. This is because the individual cannot be authenticated.
[0037]
If the incoming telephone number matches the telephone number of the purchase reservation data 23, the CTI server 13 waits for the purchase reservation data 23 in the temporary storage database 11 to be writable.
[0038]
Then, the CTI server 13 asks the caller the settlement means by voice, and the CTI server 13 executes a voice response branch according to the caller's settlement means.
(1) When making a payment using a credit card When the owner of the information display type mobile phone 1 who intends to purchase paid contents enters the credit card code number and its expiration date using DTMF, the code number is valid. The deadline is automatically written and stored in the corresponding item of the purchase reservation data 23.
[0039]
The purchase reservation data 23 is transmitted to the settlement center 18 via the dedicated line 19, whereby the billing center 5 requests the settlement center 18 to approve or reject the settlement. The settlement center 18 inquires each credit sales company such as each credit company 20 and prepaid card company 21 about the credit information of the owner of the information display type mobile phone 1 to determine whether to approve or reject the settlement, 5 is notified of either an approval notification or a denial notification.
[0040]
When the billing center 5 receives the payment approval notification, the charging center 5 writes information indicating “approval”, for example, bit “1” in the approval item of the purchase reservation data 23, and the purchase recorded in the temporary storage database 11. After the reservation data 23 is written in the customer management database 12 as the customer management data 24, the purchase reservation data temporarily recorded in the temporary storage database 11 is deleted.
[0041]
When the billing center 5 receives the settlement rejection notice, the billing center 5 informs the owner of the information display type mobile phone 1 that the settlement is rejected by the voice response function of the CTI server 13 and changes the credit card. After informing the owner of the information display type mobile phone 1 that the purchase reservation registration process needs to be performed again by another settlement method, the communication line is disconnected. At the same time, the purchase reservation data 23 temporarily recorded in the temporary storage database 11 is deleted.
[0042]
The temporary storage database 11 automatically purchases the reservation data when there is no inquiry about the telephone number even after a certain period of time has elapsed from the time when the reservation data 23 written in the temporary storage database 11 is written. 23 is deleted.
(2) In the case of settlement using a prepaid card When the owner of the information display type mobile phone 1 who intends to purchase paid contents inputs a personal identification number and a prepaid card number by DTMF, the prepaid card The number is automatically written and stored in the corresponding item of the purchase reservation data 23.
[0043]
The personal identification number and the prepaid card number are transmitted to the settlement center (prepaid card information center) 18 via the dedicated line 19 and an inquiry about the remaining number of the corresponding prepaid card number is made, and the price of the charged content is charged. A reduced charge is made.
[0044]
If there is a reply from the prepaid card information center to approve the reduced charge, the charge center 5 writes information indicating “approval”, for example, bit “1” in the approval item of the purchase reservation data 23, After the purchase reservation data 23 recorded in the temporary storage database 11 is written in the customer management database 12 as the customer management data 24, the purchase reservation data 23 temporarily recorded in the temporary storage database 11 is deleted.
[0045]
The billing center 5 uses the voice response function of the CTI server 13 when receiving a notice of rejection of the settlement due to the fact that the remaining number is not enough for the price of the paid content or the prepaid card number is invalid. The owner of the information display type mobile phone 1 is notified that the settlement is rejected and the reason thereof is notified to the owner of the information display type mobile phone 1 and that the purchase reservation registration process needs to be performed again by another payment method. Disconnect the communication line. At the same time, the purchase reservation data 23 temporarily recorded in the temporary storage database 11 is deleted.
[0046]
Other payment methods are also carried out through telephone lines so that personal confidential information is not leaked.
(3) Procedure for obtaining paid content of owner of information display type mobile phone 1 The owner of the information display type mobile phone 1 accesses the content provider that made the purchase reservation via the Internet 4 and pays again. Perform content purchase processing. At this time, if an ID and a password are input, “approval” of the purchase has already been made, so that paid content can be acquired on the display screen 1a.
[0047]
Since the information display type mobile phone 1 has different web browser functions depending on the standards of each mobile communication carrier, the information display type mobile phone to be used depends on which screen the content provider accesses after purchase approval. Depends on 1.
[0048]
【The invention's effect】
According to the present invention, when an owner who owns an information display type mobile phone accesses a content provider that provides an information service via the Internet and uses paid content, the owner has an intention to purchase the paid content. In order to perform the personal authentication of the owner, since the caller notification number of the mobile phone number accessing the paid content is used, the personal authentication can be easily performed.
[0049]
Also, on the display screen of the information display type mobile phone, at least the mobile phone number accessing the paid content and the password for accessing the paid content are entered, the mobile phone number and the password are stored, and security is ensured. Therefore, since the owner's credit information is notified by switching from the information display mode of the information display type mobile phone to the mode via the public telephone line, personal confidential information is leaked compared to the Internet with security concerns. Can be prevented.
[0050]
Furthermore, the caller ID of the information display type mobile phone number is changed to the other party by using the automatic call command provided in the information display type mobile phone to switch from the information display mode of the information display type mobile phone to the mode via the public telephone line. The caller notification command is sent to notify the other party of the information display type mobile phone number, and the mobile phone number notified using the automatic call command matches the mobile phone number entered on the display screen. -Since personal authentication is performed due to a mismatch, it is possible to eliminate the owner of a malicious information display type mobile phone that obtains paid content information free of charge.
[Brief description of the drawings]
FIG. 1 is a conceptual diagram of a billing agency system for an owner of an information display type mobile phone according to the present invention.
FIG. 2 is a flowchart for schematically explaining an example of screen input of the billing agency system according to the present invention.
FIG. 3 is a diagram showing an example of input items of customer reservation data and customer management data of the billing agency system according to the present invention.
[Explanation of symbols]
1 Information display type mobile phone 5 Billing center 9 Content provider

Claims (5)

When an owner who owns an information display type mobile phone accesses a content provider that provides an information service via the Internet and uses paid content, the owner of the paid content is notified to the owner on behalf of the content provider. A billing agency method that charges according to usage ,
An input step for causing the owner to input a mobile phone number accessing at least the pay content via the Internet on the display screen of the information display type mobile phone and a password for accessing the pay content;
A storage step of temporarily storing the mobile phone number and the password as purchase reservation data in a primary storage database of a charging center;
A transmission step of transmitting, via the Internet, a command for performing an automatic calling command function provided in the information display type mobile phone after execution of the storage step from the accounting center side to the information display type mobile phone. When,
By executing the transmission step, a caller notification command for notifying the other party of the caller number which is the information display type mobile phone number is operated to switch from the Internet connection to a telephone line network for establishing one-to-one communication, thereby displaying the information. A notification step of notifying the CTI server of the charging center of the mobile phone number of the mobile phone
An authentication step of performing personal authentication by matching / mismatching between the mobile phone number notified using the automatic call command and the mobile phone number input on the display screen;
An acquisition step of acquiring credit information of the owner possessed by each credit sales company by executing the authentication step;
A billing agent method for an information display type mobile phone owner, comprising : According to claim 1, characterized in that it comprises a step of presenting the payment means at the time of purchase the pay content to the owner, and a step of permitting acquisition of the pay content based on the password after payment approval Billing agency method for information display type mobile phone owners. An information display type mobile phone having a caller notification command for notifying the other party of the caller number which is a mobile phone number and an automatic call command for automatically operating the caller notification command ;
When the owner who owns the information display type mobile phone accesses a content provider that provides an information service via the Internet and uses paid content, the paid content is sent to the owner on behalf of the content provider. And a billing center that charges according to the usage of
A command for operating the automatic call command to forcibly notify the caller number of the mobile phone number that is provided in the billing center and accesses the paid content via the Internet. Notification means for transmitting to the information display type mobile phone via ,
Temporarily storing a mobile phone number accessing the pay content and a password for accessing the pay content provided in the billing center and input on the display screen of the information display type mobile phone A storage database;
A CTI server for linking credit information of the owner of each credit sales company to the temporary storage database;
The CTI server performs a personal authentication based on a match / mismatch between the mobile phone number stored in the temporary storage database and the notified mobile phone number, and is a charging agent system for information display type mobile phone owners. The billing center is connected to a settlement center via a dedicated line, causes the owner to present a settlement means for purchasing the paid content, and asks the settlement center whether to approve the settlement. 4. A billing agency system for an information display type mobile phone owner according to claim 3 , characterized in that: The billing center further includes a customer management database for managing information display type mobile phone owners who use the paid content, and customer management data stored in the temporary storage database after approval of payment is stored in the customer management database. 5. The billing agency system for the information display type cellular phone owner according to claim 4 , wherein

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