JP2006344204A - Security system in financial transaction - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To ensure security of a cash card holder from robbery or the like by a cash card of an automatic teller machine. <P>SOLUTION: There is only one password in transactions of an ATM or the like and transactions can be carried out when the password is identified. When the cash card holder (hereinafter referred to as a supplicant) is attacked by a robber or the like and the password is known to the robber, there are high possibilities that cash is plundered and the holder falls into a dangerous state. However, when the supplicant registers another password for notifying emergency crisis, a bank or the like can confirm the critical situation of the supplicant at the point of time when the supplicant inputs the password into the machine and the bank or the like can take a saving action corresponding to the critical situation. <P>COPYRIGHT: (C)2007,JPO&INPIT

Description

  The present invention relates to a payment safety system such as an automatic deposit / payment machine (hereinafter referred to as ATM) of a financial institution or a mobile phone.

  In the conventional automatic payment system, there is no safety system such as a mobile phone and ATM.

Problems to be solved by the invention

  It is intended to provide a safer payment system such as a mobile phone or ATM. Teaching robbers with a PIN, symbol, and password (hereinafter referred to as a password) caused cash to be withdrawn from ATMs, and those who were attacked were at risk of even their lives being later. Also, with other identity verification systems, robbers could not be withdrawn by anyone other than the petitioner, which could be more violent when the purpose could not be achieved.

The means the problem is trying to solve

  In transactions with mobile phones, ATMs, etc., there is only one password, and payment is made when the password is identified. However, the owner of the cash card (hereinafter referred to as the supplicant) tells the password by being robbed by a robber. However, if the petitioner registers a password for emergency crisis notification, the banker can confirm the petitioner's crisis when the number is entered into the machine.

  Embodiments of the present invention will be described based on examples with reference to the drawings.

  The petitioner registers a password for normal use in the bank 2 in advance, and usually uses this word, and if he / she is attacked by a burglar, etc., he / she enters the pre-registered crisis notification password into the ATM and cash is registered in advance At this time, the hidden camera (not shown in the figure) charged in the ATM is activated, copying all the details and recording the video in the bank 2, and the security company. Or the police are informed of the situation, and the bank 2 acts to ensure the safety of the petitioner. At this time, the petitioner can easily investigate by registering the photograph of the face and other body characteristics with a bank or a security company.

  Also, in the case of all transactions such as securities transactions such as buying and selling of stocks on mobile phones, bank deposits, and other financial transactions, the usual password and emergency crisis notification password as in the above-mentioned ATM should be provided. When using it normally, send it to the mobile phone with a camera etc. (this process may be omitted), and after confirming the identity, we use a password to make a transaction. Register passwords for securities transactions such as stock trading, financial transactions such as deposits and savings at banks, etc. Use at least two passwords for normal use and passwords to notify the occurrence of an emergency crisis, and use an emergency crisis notification password. Can detect the crisis of the mobile phone owner, and when this emergency crisis password is used, the location of the mobile phone is detected by using GPS (Global Positioning System), etc. In addition, data such as the human face used with the camera installed on the mobile phone is a system that is not noticed by the user, sent to the bank / security company, etc., recorded, and requested to the security company / police for an investigation. However, in this case, when notifying the police of the emergency crisis information, the petitioner submits a petition requesting the police at the time of the emergency crisis to a bank / security company in advance. In addition, the personal computer and the computer transaction are provided with all the financial transaction functions using the mobile phone.

This system has two or more passwords on one system in all financial transactions, and has two or more passwords for different purposes in one system. The system can be used in all electronic notification systems.

In addition, the meaning of the password in this claim and the said whole sentence contains a code symbol and a code number.

The invention's effect

  By using the emergency crisis notification password, the petitioner was able to notify other people without being aware of the crisis, and was able to notify the bank / security company of the information.

  Illustration of the present invention

Explanation of symbols

1 ... ATM
2 ... Bank

Claims (8)

  An automatic cash deposit / payment machine system, characterized in that a cash card is registered with a password that is normally used and a password that is not normally used is registered.   The automatic deposit / payment machine system is a system in which the camera built in the ATM operates when a password that is not normally used is used.   A system in which cash is paid up to a pre-registered amount when a password that is not normally used is used at an ATM.   A system that acts to ensure the safety of petitioners when passwords that are not normally used are used at ATMs.   In addition to the password normally used in transactions on mobile phones, a system that registers a password that conveys an emergency.   A system that registers a password that tells the emergency in addition to the password normally used in transactions on computers.   A system characterized by registering a password that tells the emergency in addition to the password normally used in transactions using machines.   A system characterized by having a password for normal use and a password for others in at least one system.

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