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ES8403647A1 - A portable device for storing and transferring data. - Google Patents

A portable device for storing and transferring data.

Info

Publication number
ES8403647A1
ES8403647A1 ES520060A ES520060A ES8403647A1 ES 8403647 A1 ES8403647 A1 ES 8403647A1 ES 520060 A ES520060 A ES 520060A ES 520060 A ES520060 A ES 520060A ES 8403647 A1 ES8403647 A1 ES 8403647A1
Authority
ES
Spain
Prior art keywords
storing
card
portable device
balance
micro
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired
Application number
ES520060A
Other languages
Spanish (es)
Other versions
ES520060A0 (en
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Telefonaktiebolaget LM Ericsson AB
Original Assignee
Telefonaktiebolaget LM Ericsson AB
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Telefonaktiebolaget LM Ericsson AB filed Critical Telefonaktiebolaget LM Ericsson AB
Publication of ES520060A0 publication Critical patent/ES520060A0/en
Publication of ES8403647A1 publication Critical patent/ES8403647A1/en
Expired legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/0723—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)
  • Memory System Of A Hierarchy Structure (AREA)

Abstract

A portable device for storing and transferring funds for use in a funds transfer system. Each portable device (1) is card-like and comprises a memory means (7) for storing a monetary balance, and a plurality of identifying characteristics of the user. Micro-computer means (10) in the card (1) update the balance after funds transfer, and randomly select some of the identifying characteristics to query the user. The users response is compared with the stored characteristics. Ultra-sonic coupling means (40) in the card permits coupling to another card (1) through a coupling terminal (2). A keyboard (30) and a digital display (28) permit inspection of the balance. The micro-computer (10) date and time stamps each transaction.
ES520060A 1982-02-25 1983-02-24 A portable device for storing and transferring data. Expired ES8403647A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
IE820411A IE820411L (en) 1982-02-25 1982-02-25 Portable device for storing and transferring data

Publications (2)

Publication Number Publication Date
ES520060A0 ES520060A0 (en) 1984-03-16
ES8403647A1 true ES8403647A1 (en) 1984-03-16

Family

ID=11012092

Family Applications (1)

Application Number Title Priority Date Filing Date
ES520060A Expired ES8403647A1 (en) 1982-02-25 1983-02-24 A portable device for storing and transferring data.

Country Status (8)

Country Link
EP (1) EP0101711A1 (en)
JP (1) JPS59500292A (en)
DK (1) DK487983A (en)
ES (1) ES8403647A1 (en)
FI (1) FI833882A (en)
IE (1) IE820411L (en)
NO (1) NO833890L (en)
WO (1) WO1983003018A1 (en)

Families Citing this family (50)

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JPS60108964A (en) * 1983-11-17 1985-06-14 Toshiba Corp Transfer processing system
EP0162221B1 (en) * 1984-03-19 1992-11-11 Omron Tateisi Electronics Co. Financial transaction processing system using on ic card
US4746787A (en) * 1984-07-20 1988-05-24 Oki Electric Industry Co., Ltd. IC card with display and card recording and reading device
US4614861A (en) * 1984-11-15 1986-09-30 Intellicard International, Inc. Unitary, self-contained card verification and validation system and method
US4689478A (en) * 1984-12-24 1987-08-25 Ncr Corporation System for handling transactions including a portable personal terminal
JPH0766402B2 (en) * 1984-12-24 1995-07-19 エイ・ティ・アンド・ティ グローバル インフォメーション ソルーションズ インターナショナル インコーポレイテッド Portable data processing terminal and data processing system using the terminal
GB8509135D0 (en) * 1985-04-10 1985-05-15 Gen Electric Co Plc Transaction system
JPS629470A (en) * 1985-07-05 1987-01-17 Casio Comput Co Ltd Identity collation system for individual identification card
JP2564480B2 (en) * 1985-07-16 1996-12-18 カシオ計算機株式会社 IC card system
GB8525161D0 (en) * 1985-10-11 1985-11-13 Blackwell V C Personalised identification device
JPH07104891B2 (en) * 1986-08-05 1995-11-13 沖電気工業株式会社 Transaction processor
US4800255A (en) * 1986-08-22 1989-01-24 Datatrak, Inc. Electronic access card with visual display
ATE160456T1 (en) * 1986-09-02 1997-12-15 Pitney Bowes Inc AUTOMATED TRANSACTION SYSTEM USING INSERTABLE CARDS FOR TRANSFERRING ACCOUNT DATA
US4837422A (en) * 1987-09-08 1989-06-06 Juergen Dethloff Multi-user card system
US4968873A (en) * 1987-09-08 1990-11-06 Juergen Dethloff Smart card issuing and receiving apparatus
JPH01125687A (en) * 1987-11-10 1989-05-18 Mitsubishi Electric Corp Legitimate owner confirming method
FR2624996B3 (en) * 1987-12-18 1990-03-02 Informatique Realite PORTABLE SELF-CONTAINED DEVICE FOR STORING, TRANSFERRING AND MONITORING INFORMATION
GB2220772A (en) * 1988-07-14 1990-01-17 Unisys Corp Keyboard operated system
JP3184196B2 (en) * 1989-09-06 2001-07-09 株式会社富士通総研 Electronic wallet system
US6003762A (en) * 1989-09-06 1999-12-21 Fujitsu Limited Transaction terminal for an electronic cashless system
US6926200B1 (en) 1989-09-06 2005-08-09 Fujitsu Limited Electronic cashless system
US6003767A (en) 1989-09-06 1999-12-21 Fujitsu Limited Cashless medium for an electronic cashless system
US5434395A (en) * 1990-03-05 1995-07-18 Jean-Rene Storck Method and device for effecting a transaction between a first and at least one second data carrier and carrier used for this purpose
GB9008362D0 (en) * 1990-04-12 1990-06-13 Hackremco No 574 Limited Banking computer system
CH683133A5 (en) * 1991-06-05 1994-01-14 Ascom Autelca Ag Cashier machine.
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
JP2690229B2 (en) * 1991-11-26 1997-12-10 三菱電機株式会社 Non-contact IC card
GB9125540D0 (en) * 1991-11-30 1992-01-29 Davies John H E Access control systems
GB2275554B (en) * 1993-02-24 1996-08-14 Angewandte Digital Elektronik Card apparatus with detectable remote transmission
JPH0723460A (en) * 1993-06-21 1995-01-24 Nec Corp Operating method for black list of mobile telephone system
US5544246A (en) * 1993-09-17 1996-08-06 At&T Corp. Smartcard adapted for a plurality of service providers and for remote installation of same
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
GB9413614D0 (en) * 1994-07-06 1994-08-24 Ashley Philip M Credit card or the like and system utilising same
GB2314662B (en) * 1995-05-11 1998-07-08 Mondex Int Ltd Value transfer system
GB9509582D0 (en) 1995-05-11 1995-07-05 Jonhig Ltd Value transfer system
GB2314663B (en) * 1995-05-15 1998-10-07 Mondex Int Ltd Transaction recovery in a value transfer system
DE69616784T2 (en) * 1995-05-15 2002-06-13 Mondex International Ltd., London RECOVERY OF TRANSACTION DATA IN A VALUE TRANSFER SYSTEM
JPH10162089A (en) * 1996-12-02 1998-06-19 Oki Electric Ind Co Ltd Electronic transaction system
US5809485A (en) * 1996-12-11 1998-09-15 Pitney Bowes, Inc. Method and apparatus for automatically disabling a removable, portable vault of a postage metering
US6021391A (en) * 1998-03-03 2000-02-01 Winbond Electronics Corp. Method and system for dynamic data encryption
EP0961241A3 (en) * 1998-03-30 2001-10-04 Citicorp Development Center, Inc. Multi-memory technology smart card personal banking system
JP3717031B2 (en) * 1998-06-05 2005-11-16 富士通株式会社 Electronic money apparatus, method, card, and computer-readable recording medium recording electronic money processing program
US7720762B1 (en) 2002-10-03 2010-05-18 Gofigure Payments, Llc System and method for electronically processing commercial transactions based upon threshold amount
US7376583B1 (en) 1999-08-10 2008-05-20 Gofigure, L.L.C. Device for making a transaction via a communications link
US7603311B1 (en) 1999-11-29 2009-10-13 Yadav-Ranjan Rani K Process and device for conducting electronic transactions
GB2368422B (en) 2000-05-10 2003-03-26 Sony Corp Electronic settlement system, settlement management device, store device, client, data storage device, computer program, and storage medium
JP2002245427A (en) * 2001-02-20 2002-08-30 Toshiba Corp Ic card, ic card terminal device and method for duplicating ic card
JP2004013438A (en) * 2002-06-05 2004-01-15 Takeshi Sakamura Electronic value data communication method, communication system, ic card, and portable terminal
US20090156202A1 (en) * 2007-12-06 2009-06-18 Celltak Corporation Methods, apparatus and systems for information exchange using portable electronic devices
US9235831B2 (en) 2009-04-22 2016-01-12 Gofigure Payments, Llc Mobile payment systems and methods

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US3876864A (en) * 1973-12-11 1975-04-08 Diebold Inc Teller-assisted currency dispenser system
FR2304965A2 (en) * 1974-03-25 1976-10-15 Innovation Ste Int ELECTRONIC CONTROL PROCESS AND DEVICE
US3971916A (en) * 1974-03-25 1976-07-27 Societe Internationale Methods of data storage and data storage systems
FR2311360A1 (en) * 1975-05-13 1976-12-10 Innovation Ste Int SYSTEM FOR STORING DATA CONFIDENTIALLY BY MEANS OF PORTABLE ELECTRONIC OBJECTS INCLUDING A CONFIDENTIAL CODE ERROR MEMORIZATION CIRCUIT
FR2401459A1 (en) * 1977-08-26 1979-03-23 Cii Honeywell Bull PORTABLE INFORMATION MEDIA EQUIPPED WITH A MICROPROCESSOR AND A PROGRAMMABLE DEAD MEMORY
SE426190B (en) * 1979-03-02 1982-12-13 Ekonom Panel Ab Portable bookkeeping card provided with an electronic unit
GB2066540A (en) * 1979-12-20 1981-07-08 Lethaby & Co Ltd Transaction device
US4302810A (en) * 1979-12-28 1981-11-24 International Business Machines Corporation Method and apparatus for secure message transmission for use in electronic funds transfer systems
US4341951A (en) * 1980-07-02 1982-07-27 Benton William M Electronic funds transfer and voucher issue system
FR2497617B1 (en) * 1981-01-07 1989-08-18 Transac Develop Transactions A SECURITY METHOD AND DEVICE FOR TRIPARTITY COMMUNICATION OF CONFIDENTIAL DATA
GB2092343B (en) * 1981-01-30 1985-10-09 Chalmers David Arthur Portable data carrier incorporating manually presettable processing modes

Also Published As

Publication number Publication date
WO1983003018A1 (en) 1983-09-01
IE820411L (en) 1983-08-25
JPS59500292A (en) 1984-02-23
ES520060A0 (en) 1984-03-16
NO833890L (en) 1983-10-25
DK487983D0 (en) 1983-10-24
DK487983A (en) 1983-10-24
FI833882A0 (en) 1983-10-24
FI833882A (en) 1983-10-24
EP0101711A1 (en) 1984-03-07

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