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EP2810231A4 - System and method for a secure cardholder load and storage device - Google Patents

System and method for a secure cardholder load and storage device

Info

Publication number
EP2810231A4
EP2810231A4 EP13743780.2A EP13743780A EP2810231A4 EP 2810231 A4 EP2810231 A4 EP 2810231A4 EP 13743780 A EP13743780 A EP 13743780A EP 2810231 A4 EP2810231 A4 EP 2810231A4
Authority
EP
European Patent Office
Prior art keywords
load
storage device
secure cardholder
cardholder
secure
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP13743780.2A
Other languages
German (de)
French (fr)
Other versions
EP2810231A1 (en
Inventor
Will Graylin
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Ingenico Inc
Original Assignee
Roam Data Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/756,620 external-priority patent/US9195983B2/en
Application filed by Roam Data Inc filed Critical Roam Data Inc
Publication of EP2810231A1 publication Critical patent/EP2810231A1/en
Publication of EP2810231A4 publication Critical patent/EP2810231A4/en
Ceased legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353Payments by cards read by M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Cash Registers Or Receiving Machines (AREA)
EP13743780.2A 2012-02-03 2013-02-04 System and method for a secure cardholder load and storage device Ceased EP2810231A4 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201261594474P 2012-02-03 2012-02-03
US13/756,620 US9195983B2 (en) 2011-04-05 2013-02-01 System and method for a secure cardholder load and storage device
PCT/US2013/024578 WO2013116817A1 (en) 2012-02-03 2013-02-04 System and method for a secure cardholder load and storage device

Publications (2)

Publication Number Publication Date
EP2810231A1 EP2810231A1 (en) 2014-12-10
EP2810231A4 true EP2810231A4 (en) 2015-09-23

Family

ID=48905940

Family Applications (1)

Application Number Title Priority Date Filing Date
EP13743780.2A Ceased EP2810231A4 (en) 2012-02-03 2013-02-04 System and method for a secure cardholder load and storage device

Country Status (3)

Country Link
EP (1) EP2810231A4 (en)
HK (1) HK1205317A1 (en)
WO (1) WO2013116817A1 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102013103533B4 (en) 2013-04-09 2018-08-30 Bundesdruckerei Gmbh A card reader for reading value and security documents for a computer, a data processing system, and a method for communicating data between a computer and a card reader
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
BR112016014106A2 (en) 2013-12-19 2017-08-08 Visa Int Service Ass METHOD FOR ENHANCED SECURITY OF A COMMUNICATION DEVICE, AND, COMMUNICATION DEVICE
EP3146747B1 (en) 2014-05-21 2020-07-01 Visa International Service Association Offline authentication
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
US10187363B2 (en) 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070075133A1 (en) * 2005-08-15 2007-04-05 Sirit Technologies, Inc. Method, System and Computer-Readable Medium for Radio Frequency Identification Device
US20090144456A1 (en) * 2007-11-30 2009-06-04 Alexander David Gelf Interface Device for Securely Extending Computer Functionality
WO2010111130A2 (en) * 2009-03-25 2010-09-30 George Wallner Audio/acoustically coupled card reader
US20100314446A1 (en) * 2009-06-10 2010-12-16 Morley Jr Robert E Card reader device and method of use
US20110312270A1 (en) * 2010-06-22 2011-12-22 At&T Mobility Ii Llc Near Field Communication Adapters

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7143942B2 (en) * 2003-09-01 2006-12-05 Seiko Epson Corporation Card processing apparatus and system, POS terminal for card processing, and credit card processing control method
EP2088548A1 (en) * 2008-02-11 2009-08-12 Accenture Global Services GmbH Point of sale payment method
US8662401B2 (en) * 2008-07-25 2014-03-04 First Data Corporation Mobile payment adoption by adding a dedicated payment button to mobile device form factors
US8103249B2 (en) * 2008-08-23 2012-01-24 Visa U.S.A. Inc. Credit card imaging for mobile payment and other applications
KR101080306B1 (en) * 2011-02-16 2011-11-07 (주)아이윌팬시 System and method for sending/receiving electronic card using mobile device

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070075133A1 (en) * 2005-08-15 2007-04-05 Sirit Technologies, Inc. Method, System and Computer-Readable Medium for Radio Frequency Identification Device
US20090144456A1 (en) * 2007-11-30 2009-06-04 Alexander David Gelf Interface Device for Securely Extending Computer Functionality
WO2010111130A2 (en) * 2009-03-25 2010-09-30 George Wallner Audio/acoustically coupled card reader
US20100314446A1 (en) * 2009-06-10 2010-12-16 Morley Jr Robert E Card reader device and method of use
US20110312270A1 (en) * 2010-06-22 2011-12-22 At&T Mobility Ii Llc Near Field Communication Adapters

Non-Patent Citations (3)

* Cited by examiner, † Cited by third party
Title
"NFC-Dongle. Add-on Package", INTERNET CITATION, 18 June 2008 (2008-06-18), pages 1 - 2, XP002541672, Retrieved from the Internet <URL:http://www.scmmicro.com/scl3710/download/Dat_SCL3710_add-on.pdf> [retrieved on 20090817] *
ANONYMOUS: "Samsung's New Secu-NFC Chip Enables Secure Mobile Payment by Enhancing NFC with Security Features", 15 November 2011 (2011-11-15), pages 1 - 4, XP055742468, Retrieved from the Internet <URL:https://news.samsung.com/global/samsung's-new-secu-nfc-chip-enables-secure-mobile-payment-by-enhancing-nfc-with-security-features> [retrieved on 20201021] *
See also references of WO2013116817A1 *

Also Published As

Publication number Publication date
EP2810231A1 (en) 2014-12-10
WO2013116817A1 (en) 2013-08-08
HK1205317A1 (en) 2015-12-11

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