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DE102010047257A8 - Mobile-based transaction system - Google Patents

Mobile-based transaction system Download PDF

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Publication number
DE102010047257A8
DE102010047257A8 DE102010047257A DE102010047257A DE102010047257A8 DE 102010047257 A8 DE102010047257 A8 DE 102010047257A8 DE 102010047257 A DE102010047257 A DE 102010047257A DE 102010047257 A DE102010047257 A DE 102010047257A DE 102010047257 A8 DE102010047257 A8 DE 102010047257A8
Authority
DE
Germany
Prior art keywords
mobile
transaction system
based transaction
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
DE102010047257A
Other languages
German (de)
Other versions
DE102010047257A1 (en
Inventor
Anmelder Gleich
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to DE102010047257A priority Critical patent/DE102010047257A1/en
Priority to ARP110100366A priority patent/AR080126A1/en
Priority to EP11707339A priority patent/EP2543010A1/en
Priority to PCT/EP2011/000910 priority patent/WO2011107237A1/en
Publication of DE102010047257A1 publication Critical patent/DE102010047257A1/en
Publication of DE102010047257A8 publication Critical patent/DE102010047257A8/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H04L63/0846—Network architectures or network communication protocols for network security for authentication of entities using passwords using time-dependent-passwords, e.g. periodically changing passwords
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H04W12/065—Continuous authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02—Services making use of location information
    • H04W4/029—Location-based management or tracking services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02—Services making use of location information

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
DE102010047257A 2010-03-03 2010-10-01 Mobile radio-based transaction system for use in e.g. airport for transaction of money, has server provided to develop cashless money transfer by participants, where location alignment is carried out between locations of participants Ceased DE102010047257A1 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
DE102010047257A DE102010047257A1 (en) 2010-03-03 2010-10-01 Mobile radio-based transaction system for use in e.g. airport for transaction of money, has server provided to develop cashless money transfer by participants, where location alignment is carried out between locations of participants
ARP110100366A AR080126A1 (en) 2010-03-03 2011-02-03 SYSTEM OF TRANSACTIONS BASED ON CELL PHONE
EP11707339A EP2543010A1 (en) 2010-03-03 2011-02-24 Mobile radio-based transaction system
PCT/EP2011/000910 WO2011107237A1 (en) 2010-03-03 2011-02-24 Mobile radio-based transaction system

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE102010010165.6 2010-03-03
DE102010010165 2010-03-03
DE102010047257A DE102010047257A1 (en) 2010-03-03 2010-10-01 Mobile radio-based transaction system for use in e.g. airport for transaction of money, has server provided to develop cashless money transfer by participants, where location alignment is carried out between locations of participants

Publications (2)

Publication Number Publication Date
DE102010047257A1 DE102010047257A1 (en) 2011-09-08
DE102010047257A8 true DE102010047257A8 (en) 2012-05-24

Family

ID=44503071

Family Applications (1)

Application Number Title Priority Date Filing Date
DE102010047257A Ceased DE102010047257A1 (en) 2010-03-03 2010-10-01 Mobile radio-based transaction system for use in e.g. airport for transaction of money, has server provided to develop cashless money transfer by participants, where location alignment is carried out between locations of participants

Country Status (4)

Country Link
EP (1) EP2543010A1 (en)
AR (1) AR080126A1 (en)
DE (1) DE102010047257A1 (en)
WO (1) WO2011107237A1 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102012006947A1 (en) 2012-04-10 2013-10-10 Authentidate International Ag Procedure for cashless payment at the point of sale
DE102013013490A1 (en) 2013-08-15 2015-02-19 Afc Rechenzentrum Gmbh Method for the cashless processing of payments from portable telecommunication equipment to cash registers with a telecommunication connection
DE102014002602B4 (en) 2014-02-24 2021-10-21 Giesecke+Devrient Mobile Security Gmbh Method for authorizing a transaction and the use of a clock and a cash register system in this method
CN103886283A (en) * 2014-03-03 2014-06-25 天津科技大学 Method for fusing multi-biometric image information for mobile user and application thereof
DE102017211913A1 (en) 2017-07-12 2019-01-17 Robert Bosch Gmbh Method for controlling an electronic device
DE102018210427A1 (en) 2017-07-14 2019-01-17 Robert Bosch Gmbh METHOD FOR CLASSIFYING TIME SERIES

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2362012A (en) * 2000-03-29 2001-11-07 Ibm Payment for goods and services using a portable communications terminal
DE10056662A1 (en) * 2000-05-09 2001-12-20 Angelika Mueller Hand held communication unit, e.g mobile phone, has a built in fingerprint sensor to provide control data
US20020174336A1 (en) * 2001-04-17 2002-11-21 Mobilty Co., Ltd. Information protection system and information protection method
US20090187492A1 (en) * 2007-10-25 2009-07-23 Ayman Hammad Location based authentication

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE10005487A1 (en) * 2000-02-08 2001-08-09 Siemens Ag User identification control at service terminal - using separate code generator to generate code for transmission from user terminal to service terminal for decryption and/or verification
EP1231578A3 (en) * 2001-02-01 2004-03-10 Siemens Aktiengesellschaft Method and system for implementing cashless payment transactions
DE10162531A1 (en) * 2001-12-19 2003-07-10 Siemens Ag Method and system for handling usage authorization checking and / or payment processes using a mobile telephony terminal, mobile telephony terminal, interrogation station, control program for a mobile telephony terminal and control program for an interrogation station
GB0229765D0 (en) 2002-12-20 2003-01-29 Radicall Projects Ltd Payment system
US20080126251A1 (en) * 2006-09-21 2008-05-29 Tomas Karl-Axel Wassingbo System and method for utilizing a portable network device to initiate and authorize a payment transaction
US20080133373A1 (en) * 2006-11-30 2008-06-05 Motorola, Inc. Method to select payment when using a wireless communication device
US8041338B2 (en) * 2007-09-10 2011-10-18 Microsoft Corporation Mobile wallet and digital payment
US20090307141A1 (en) * 2008-06-06 2009-12-10 Telefonaktiebolaget Lm Ericsson (Publ) Secure Card Services
US8342407B2 (en) * 2008-07-21 2013-01-01 Gilbarco, Inc. System and method for pairing a bluetooth device with a point-of-sale terminal

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2362012A (en) * 2000-03-29 2001-11-07 Ibm Payment for goods and services using a portable communications terminal
DE10056662A1 (en) * 2000-05-09 2001-12-20 Angelika Mueller Hand held communication unit, e.g mobile phone, has a built in fingerprint sensor to provide control data
US20020174336A1 (en) * 2001-04-17 2002-11-21 Mobilty Co., Ltd. Information protection system and information protection method
US20090187492A1 (en) * 2007-10-25 2009-07-23 Ayman Hammad Location based authentication

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
SWOBODA, Joachim: SPITZ, Stephan: PRAMATEFTAKIS, Michael: Kryptographie und IT-Sicherheit. 1. Auflage. Wiesbaden: Vieweg + Teuber, 2008. Titelblatt + impressum + Seiten 150 und 151.-ISBN 978-3-8348-0248-4 *

Also Published As

Publication number Publication date
AR080126A1 (en) 2012-03-14
DE102010047257A1 (en) 2011-09-08
EP2543010A1 (en) 2013-01-09
WO2011107237A1 (en) 2011-09-09

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Legal Events

Date Code Title Description
R082 Change of representative

Representative=s name: PATENTANWAELTE ISENBRUCK BOESL HOERSCHLER LLP, DE

R002 Refusal decision in examination/registration proceedings
R003 Refusal decision now final