CN209821883U

CN209821883U - Positioning payment card

Info

Publication number: CN209821883U
Application number: CN201920928580.9U
Authority: CN
Inventors: 颜斌; 何全; 何健乐; 何浚乐
Original assignee: Shenzhen Rongna Haichuan Technology Co Ltd
Current assignee: GUANGDONG TELPO EDUCATION TECHNOLOGY Co.,Ltd.
Priority date: 2019-06-17
Filing date: 2019-06-17
Publication date: 2019-12-20
Anticipated expiration: 2029-06-17

Abstract

The utility model provides a location payment card, including casing, main control unit, safety unit, bluetooth module, main control unit and safety unit set up in the casing in, bluetooth module and with safety module all with the main control unit be connected, the casing on set up the display element who is used for showing dynamic payment sign indicating number, the display element with the main control unit be connected, the main control unit still connect the positioning unit, the positioning unit can report in real time and sweep the position of sign indicating number payment. Implement the utility model discloses a location payment card both can sweep yard payment, still has locate function.

Description

Positioning payment card

Technical Field

The utility model relates to an electronic card technical field, in particular to location payment card.

Background

The positioning technology is a commonly used satellite positioning technology such as Beidou, GPS, Galileo (Galileo), Glonass (GLONASS) and the like, and the technologies are widely applied to mobile phone positioning and are mature technologies. WIFI and base station positioning modes are also common positioning modes of mobile phones and are widely used by map products. The bluetooth beacon class is also a frequently used technical solution for indoor accurate positioning.

Two-dimensional code/bar code consumption is also a widely adopted consumer product.

However, the traditional electronic card capable of scanning codes does not have a positioning function, and the existing positioning card does not have a code scanning payment function.

SUMMERY OF THE UTILITY MODEL

In order to solve the above problem, the utility model provides a can sweep sign indicating number payment and have positioning function's location payment card again.

The utility model discloses a location payment card, including casing, main control unit, safety unit, bluetooth module, main control unit and safety unit set up in the casing in, bluetooth module and safety module all with main control unit be connected, the casing on set up the display element who is used for showing dynamic payment sign indicating number, the display element with main control unit be connected, main control unit still connect the positioning unit, the positioning unit can report in real time and sweep the position of sign indicating number payment.

Furthermore, the safety unit, the Bluetooth module, the display unit and the positioning unit are connected with the main control unit through different SPI interfaces.

Furthermore, the security unit comprises an encryption and decryption algorithm module and a secure data access space.

Further, the display unit comprises an LCD display screen.

Further, the whole shell is of a rectangular structure.

Further, the payment code comprises a two-dimensional code or a bar code for displaying various consumption payment scenes.

Furthermore, the main control unit is connected with the communication unit through an SPI interface.

Further, the communication unit comprises one or more of a 2G module, a 3G module, a 4G module, a 5G module, a LoRa module and an NB-IOT module.

Furthermore, the communication unit comprises an SIM module, the surface of the shell is provided with a plurality of keys connected with the main control unit, and the keys are pressed down, so that mobile communication or emergency call can be realized through the SIM module.

The positioning payment card implementing the technical scheme has the following technical effects:

be different from the electron card that the sign indicating number can be swept to tradition among the prior art does not have locate function, and present locator card does not sweep sign indicating number payment function's not enough, the utility model discloses a sign indicating number payment both can be swept to the location payment card, still has locate function.

Drawings

For the purpose of clearly illustrating the embodiments or technical solutions of the present invention, the drawings are used for brief description. It is obvious that the drawings in the following description are only some embodiments of the invention, and that for a person skilled in the art, other drawings can be derived from them without inventive effort.

Fig. 1 is an appearance structure diagram of a positioning payment card according to an embodiment of the present invention.

Fig. 2 is a schematic diagram of the circuit blocks within fig. 1.

Fig. 3 is a conventional locator card.

Fig. 4 is a data exchange diagram of an offline generation payment code case of the present invention.

Fig. 5 is a data exchange diagram of the case of online generation of payment codes of the present invention.

Detailed Description

The technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. It is to be understood that the embodiments described are only some embodiments of the invention, and not all embodiments. Based on the embodiments in the present invention, all other embodiments obtained by a person skilled in the art without creative efforts belong to the protection scope of the present invention.

The utility model relates to an electronic card technical field especially relates to an electronic card with location, collection, payment scene. The card fully combines the positioning and consumption scenes, and the consumption can be offline consumption or online consumption, namely the electronic card can be networked or can be consumed under the condition that the electronic card is not networked with a payment platform.

Referring to fig. 1 and fig. 2, an embodiment of the present invention provides a positioning payment card 1, which includes a housing 10, a main control unit 20, a security unit 30, and a bluetooth module 40.

The main control unit 20 and the security unit 30 are disposed in the casing 10, the bluetooth module 40 and the security module 30 are both connected to the main control unit 20, the casing 10 is provided with a display unit 50 for displaying dynamic payment codes, the display unit 50 is connected to the main control unit 20, the main control unit 20 is further connected to a positioning unit 60, and the positioning unit 60 can report the position of code scanning payment in real time.

The security unit 30, the bluetooth module 40, the display unit 50 and the positioning unit 60 are all connected to the main control unit 20 through different SPI interfaces.

The secure unit 30 includes an encryption/decryption algorithm module and a secure data access space.

The display unit 50 includes an LCD display screen.

The housing 10 has a rectangular structure as a whole.

The payment code includes a two-dimensional code or a barcode for displaying various consumption payment scenes.

The main control unit 20 is also connected to the communication unit 70 through the SPI interface.

The communication unit 70 includes one or more of a 2G module, a 3G module, a 4G module, a 5G module, an LoRa module, and an NB-IOT module.

The communication unit 70 includes a SIM module, and a plurality of keys connected to the main control unit 20 through data pins of the main control unit are disposed on a surface of the housing 10, and when the keys are pressed, a mobile phone call or an emergency call can be implemented through the SIM module.

The following details are presented:

the main control unit 20 may integrate a communication unit 70, and its product model may be: MT 6537;

the product model number of the security unit 30 may be: z32 HUB;

the product model of the bluetooth module 40 may be: nRF 52832;

the product model of the display unit 50 may be: LCM 578322;

the product model of the positioning unit 60 may be: U-BLOX NEO-6M.

The above chips are all common chips and have auxiliary circuits, so the working principle and process are not described again.

Please refer to fig. 3, fig. 4 and fig. 5, wherein fig. 4 is a data exchange diagram of the case of offline generation of payment code according to the present invention. The payment platform is not required to be networked with the card when the payment code is generated off-line.

Fig. 5 is a data exchange diagram of the case of online generation of payment codes of the present invention. The online generation of the payment code requires the payment platform to be networked with the card.

The display unit 50 is disposed on the upper half portion of the casing 10, and the lower half portion of the casing 10 is disposed with an activating component connected to the main control unit 20 for activating the display of the dynamic payment code, such as: a button. The LCD displays a two-dimensional code (or barcode), and the display screen is not lighted at ordinary times until the use button is pressed and displays a two-dimensional code (or barcode) pattern.

The working principle of the product is as follows: the ID of the two-dimensional code (or bar code) generation module and the card is bound, a button is pressed, the main control unit 20 receives information, an instruction for generating payment data is sent to the security module, the security module generates the payment data and then immediately transmits the data to the main control unit, the main control unit sends the instruction for immediately generating the two-dimensional code (or bar code) to the two-dimensional code (or bar code) generation module, the two-dimensional code (or bar code) generation module immediately generates a dynamic payment code and transmits the dynamic payment code to the main control unit, the main control unit sends the two-dimensional code (or bar code) to the display unit 50 through the SPI (serial peripheral interface) for display, and after a user scans the code, the service platform decrypts the payment data to be used as a payment certificate or other.

And pressing different buttons to extract different payment data to generate different two-dimensional codes (or bar codes), and after the merchant scans the codes, the service platform decrypts the information of the two-dimensional codes (or bar codes) to serve as a payment certificate of the user.

In order to solve the function that the card of traditional area location does not support consumption payment, the utility model discloses an electronic card that has payment and locate function simultaneously. The innovation lies in the organic combination of the traditional locator card and the consumption payment/collection function.

The positioning module required by the built-in positioning of the card comprises a Beidou satellite positioning mode and a GPS satellite positioning mode, but is not limited to the satellite positioning modes, and also comprises a WIFI, a base station and a Bluetooth supplementary positioning mode.

The card is internally provided with software and hardware modules required by payment, including an encryption and decryption module, a data security storage module and a service processing software module.

The card is internally provided with a communication module for data exchange with a background service platform, and comprises 2G, 3G, 4G, 5G, LoRa and NB-IOT modes, and positioning data and payment verification data interaction can be realized through the communication modes.

And account binding, namely displaying a binding code by adopting an electronic card, and activating binding equipment in a code scanning mode by user equipment to realize the binding of the account and the electronic card. The data exchange between the account information and the electronic card can be carried out through Bluetooth or other networking modes (such as cellular digital communication network data and short messages).

The balance acquisition may be via bluetooth or other networking means.

The utility model discloses an electronic card has location, payment, conversation, emergency call function.

The encryption and decryption module and the data security storage module can be combined into one module and exist in a single hardware form, and can also be integrated into the main control module. The encryption and decryption module comprises key encryption and decryption algorithms required by payment and collection, such as an asymmetric algorithm RSA, an ECDSA algorithm based on ECC, a symmetric algorithm AES-CBC, AES-ECB, a Hash algorithm SHA1, MD5 and the like. The data security storage is used for protecting data from being maliciously cloned and rewritten, and data read-write operation can be carried out only through authorized access.

The positioning module comprises several or one of a plurality of global satellite positioning modes such as GPS/AGPS/Beidou/Galileo/Glonass (GLONASS), and the like, and also comprises a plurality of or one of positioning modes such as WIFI, a base station, a Bluetooth beacon and the like, so that the position information of the electronic card can be acquired.

The display module is used for displaying state information (including battery power, signal strength, network information and the like), a prompt, a payment code (the payment code displayed during payment can be in a two-dimensional code form or a bar code form), a cash register (the two-dimensional code displayed during cash register or the bar code form), and the like. The display screen material can be electronic ink screen, LCD, OLED, but is not limited to these materials.

The power management module is used for managing charging and discharging management of the battery, can ensure safe charging of the battery during charging, and can also provide stable and reliable voltage stabilization or constant current power supply for each module.

The main control unit is a main processing unit, can be integrated with the communication module and the positioning module into an independent chip unit, and can also be separated into a plurality of unit modules. The main control unit may or may not integrate encryption and decryption and data security storage functions. The main control unit is used as a main processing unit and is used for controlling display of a display screen, generation of payment codes/collection codes, acquisition of positioning information, service logic processing, communication service control and the like.

The communication module is mainly responsible for reporting the positioning information, exchanging data with the background server and interacting data with the third-party payment platform. The communication modes include, but are not limited to, GSM, EDGE, 4G, 3G, 5G, WIFI, LoRa, and bluetooth.

The antenna is a hardware unit necessary for receiving and sending signals and necessary for the positioning module and the communication module, can be embedded into the circuit board in a wiring mode, can be attached to the shell in an FPC (flexible printed circuit) mode, and can be connected to the circuit board in a buckling mode.

The battery is used for providing power for the whole electronic card and comprises a button battery, a lithium battery and a high polymer battery.

The binding of the payment account and the electronic card can be realized in a Bluetooth or networking binding mode. When generating the payment code or the cash register code, the electronic card can adopt the networking mode to acquire the payment code, also can adopt the off-line mode to generate the payment code, but can adopt the shortcut key or other modes to control and display the payment code so as to acquire the payment code by a code scanning machine or an induction machine.

And after the code scanning tool or the induction tool acquires the payment code, submitting the information to a payment platform, and confirming that the payment transaction is completed.

The electronic card can also display a collection code, and the mobile phone or the machine of the payer scans and identifies the collection code on the electronic card to complete collection transaction.

The above description is only for the purpose of illustrating the preferred embodiments of the present invention and should not be taken as limiting the scope of the present invention, which is intended to cover any modifications, equivalents, improvements and the like, which are made within the spirit and principles of the present invention.

Claims

1. The utility model provides a location payment card, includes casing, main control unit, security unit, bluetooth module, main control unit and security unit set up in the casing, bluetooth module and security module all with main control unit be connected, the casing on set up the display element who is used for showing dynamic payment sign indicating number, the display element with main control unit be connected, its characterized in that, main control unit still connect the locating unit, the locating unit can report in real time and sweep the position of sign indicating number payment.

2. The payment card as claimed in claim 1, wherein the security unit, the bluetooth module, the display unit and the positioning unit are all connected to the main control unit through different SPI interfaces.

3. The payment card as recited in claim 2, wherein the security unit comprises a cryptographic algorithm module and a secure data access space.

4. The pay card as recited in claim 1, wherein the display unit comprises an LCD display.

5. The pay card as recited in claim 1, wherein the housing is generally rectangular in configuration.

6. The payment locator card of claim 1, wherein the payment code comprises a two-dimensional code or a bar code for displaying a plurality of payment scenarios for consumption.

7. The payment card as claimed in claim 1, wherein the main control unit is further connected to the communication unit through an SPI interface.

8. The payment card as claimed in claim 7, wherein the communication unit comprises one or more of a 2G module, a 3G module, a 4G module, a 5G module, a LoRa module, and an NB-IOT module.

9. The payment card as claimed in claim 7, wherein the communication unit comprises a SIM module, and the housing has a plurality of keys connected to the main control unit, and the keys are pressed to implement a mobile phone call or an emergency call through the SIM module.