CN112001716A - Electronic wallet card system, authentication method, device and storage medium - Google Patents
Electronic wallet card system, authentication method, device and storage medium Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The application provides an electronic wallet card system, an authentication method, an authentication device and a storage medium, and relates to the technical field of electronic transactions. The system comprises: the electronic wallet comprises an electronic wallet card and a power supply, wherein the electronic wallet card is provided with a card processor assembly, a radio frequency communication assembly and a first contact; the power supply is provided with a power supply processor assembly, a battery and a second contact; the card processor assembly and the power processor assembly are used for sending or receiving identity authentication information, the first contact and the second contact are used for being in contact fit so that the electronic wallet card and the power supply can transmit the identity authentication information and carry out power transmission, and the radio frequency communication assembly is used for executing consumption or recharging business after the identity authentication information passes authentication. The system and the authentication method of the electronic wallet card system separately manage the electronic wallet card and the power supply, and the electronic wallet card can perform related transaction operations after the power supply passes authentication, so that the risk of embezzlement is reduced.
Description
Technical Field
The application relates to the technical field of electronic transactions, in particular to an electronic wallet card system, an authentication method, an authentication device and a storage medium.
Background
Electronic purses are a common payment instrument used in e-commerce shopping activities. Electronic money such as electronic cash, electronic change, electronic credit card, etc. is stored in the electronic wallet. When the transaction is carried out, if both the devices of the two parties support the electronic wallet, the card swiping or account transfer transaction can be directly completed through the electronic wallet, and the transaction is convenient and quick. With the rapid development of internet technology, the usage rate of electronic purses in daily shopping is greatly increased due to the convenience of electronic purses, and more payment tools such as mobile phones and dual-interface cards start to support electronic purses.
However, in the conventional payment tool, for example, an electronic wallet card having an electronic wallet function, such as a dual-interface card, is usually encrypted by an encryption algorithm to avoid fraudulent use of the electronic wallet card, and thus, the fraudulent use of the electronic wallet card is still caused by password cracking or too simple user password.
Disclosure of Invention
In view of the above, an object of the embodiments of the present application is to provide an electronic wallet card system, an authentication method, an authentication device, and a storage medium, so as to solve the security problem of embezzlement of an electronic wallet card in the prior art.
The embodiment of the application provides an electron wallet card system, electron wallet card system includes electron wallet card and power: the electronic wallet card is provided with a card processor assembly, a radio frequency communication assembly and a first contact; the power supply is provided with a power supply processor assembly, a battery and a second contact; the card processor assembly and the power supply processor assembly are used for sending or receiving identity authentication information, the first contact and the second contact are used for being in contact fit so that the electronic wallet card and the power supply can transmit the identity authentication information and carry out electric energy transmission, and the radio frequency communication assembly is used for executing consumption or recharging business after the identity authentication information passes authentication.
In the implementation mode, the electronic wallet card and the power supply transmit electric energy and data through the contact, and the electronic wallet card can execute transaction related operations only when the identity authentication information of the connected power supply passes verification after the electronic wallet card and the power supply are paired, so that the card swiping freedom of the electronic wallet card is limited in a physical layer, the transaction safety of the electronic wallet card is further improved, and the probability of embezzlement of the electronic wallet card due to network intrusion or network decoding is reduced.
Optionally, the first contacts comprise a first power contact and a first communication contact, the second contacts comprise a second power contact and a second communication contact, the first power contact and the second power contact are configured to contact and cooperate to enable the electronic wallet and the power source to transmit power, and the first communication contact and the second communication contact are configured to contact and cooperate to enable the electronic wallet and the power source to transmit data.
In the implementation mode, the electronic wallet card and the power supply are electrified through contact matching between the power supply contacts, and data transmission is carried out between the electronic wallet card and the power supply through contact matching between the communication contacts, so that the electronic wallet card and the power supply are convenient and quick to assemble and disassemble.
Optionally, the radio frequency communication component comprises a bluetooth module, a low frequency radio frequency module and/or a near field communication module.
In the implementation mode, the electronic transaction can be carried out by matching different consumption terminals through the multi-type radio frequency communication assembly, so that the applicability of the electronic wallet card is improved.
The embodiment of the application also provides an authentication method of the electronic wallet card system, which is applied to the electronic wallet card, and the method comprises the following steps: sending an authentication request to the power supply; receiving authentication information sent by the power supply based on the authentication request; comparing the authentication information with verification information when the electronic wallet card is bound with a power supply; and when the authentication information and the verification information are matched, allowing the consumption service to be executed.
In the implementation mode, the electronic wallet card can only perform relevant transaction operations after the authentication information of the power supply and the verification information of the power supply which is stored and bound by the electronic wallet card pass verification, so that the card swiping freedom of the electronic wallet card is limited in a physical layer, the transaction safety of the electronic wallet card is further improved, and the probability of embezzlement of the electronic wallet card due to network intrusion or network deciphering is reduced.
Optionally, before said sending an authentication request to said power supply, said method further comprises an initialization step of an electronic wallet card, said initialization step comprising: acquiring identity information of the power supply; receiving a binding instruction sent by the control terminal, wherein the binding instruction comprises account information of the control terminal; and binding the identity information of the electronic wallet card, the identity information of the power supply and the account information of the control terminal based on the binding instruction, wherein the identity information of the power supply is the verification information, so that the authentication information and the verification information are confirmed to pass verification when the authentication information and the verification information are matched.
In the implementation mode, the electronic wallet card, the control terminal and the power supply are bound by three parties, so that a foundation is provided for identity authentication of the power supply by the subsequent electronic wallet card, and the transaction safety of the electronic wallet card is guaranteed.
Optionally, a recharging step is further included after the initializing step of the electronic wallet card, and the recharging step includes: receiving a recharging request sent by a current control terminal, wherein the recharging request comprises account information of the current control terminal; acquiring identity information of the current power supply based on the recharging request; comparing the identity information of the current power supply, the identity information of the electronic wallet card and the account number information of the current control terminal with the identity information of the electronic wallet card, the identity information of the power supply and the account number information of the control terminal bound in the initialization process; and after the comparison is passed, the recharging service is allowed to be executed.
In the implementation mode, the identity authentication is carried out based on the three-party binding of the electronic wallet card, the control terminal and the power supply, so that the safety of the recharging service is improved.
The embodiment of the application also provides an authentication method of the electronic wallet card system, which is applied to a power supply, and the method comprises the following steps: receiving an authentication request sent by the electronic wallet card; transmitting authentication information to the electronic wallet card based on the authentication request to cause the electronic wallet card to compare the authentication information with verification information when the electronic wallet card is bound to a power supply, and allowing the consumption service to be executed when the authentication information and the verification information match.
In the implementation mode, whether the identity authentication information of the power supply limits the transaction related operation of the electronic wallet card or not is judged, and the transaction related operation can be performed only after the authentication information of the power supply and the verification information of the bound power supply stored in the electronic wallet card pass verification, so that the card swiping freedom of the electronic wallet card is limited in a physical layer, the transaction safety of the electronic wallet card is further improved, and the probability of embezzlement of the electronic wallet card due to network intrusion or network decoding is reduced.
The embodiment of the present application further provides an authentication device for an electronic wallet card system, which is applied to an electronic wallet card, the device includes: the authentication request sending module is used for sending an authentication request to the power supply; the authentication information receiving module is used for receiving the authentication information sent by the power supply based on the authentication request; the verification module is used for comparing the authentication information with verification information when the electronic wallet card is bound with a power supply; and the consumption execution module is used for allowing the consumption service to be executed when the authentication information is matched with the verification information.
In the implementation mode, the electronic wallet card can only perform related transaction operations after the authentication information and the verification information of the bound power supply are verified through comparison, so that the card swiping freedom of the electronic wallet card is limited in a physical layer, the transaction safety of the electronic wallet card is further improved, and the probability of embezzlement of the electronic wallet card due to network intrusion or deciphering is reduced.
Optionally, the electronic wallet card system authentication device further includes: the first binding module is used for acquiring the identity information of the power supply; receiving a binding instruction sent by the control terminal, wherein the binding instruction comprises account information of the control terminal; and binding the identity information of the electronic wallet card, the identity information of the power supply and the account information of the control terminal based on the binding instruction, wherein the identity information of the power supply is the verification information, so that the authentication information and the verification information are confirmed to pass verification when the authentication information and the verification information are matched. In the implementation mode, the binding operation of the electronic wallet card, the control terminal and the power supply provides a basis for the identity authentication of the power supply by the subsequent electronic wallet card, so that the transaction safety of the electronic wallet card is ensured.
Optionally, the electronic wallet card system authentication device further includes: the recharging verification module is used for receiving a recharging request sent by a current control terminal, wherein the recharging request comprises account information of the current control terminal; acquiring identity information of the current power supply based on the recharging request; comparing the identity information of the current power supply, the identity information of the electronic wallet card and the account number information of the current control terminal with the identity information of the electronic wallet card, the identity information of the power supply and the account number information of the control terminal bound in the initialization process; and after the comparison is passed, the recharging service is allowed to be executed.
In the implementation mode, the identity authentication is carried out based on the three-party binding of the electronic wallet card, the control terminal and the power supply, so that the safety of the recharging service is improved.
The embodiment of the present application further provides an authentication device for an electronic wallet card system, which is applied to a power supply, the device includes: the authentication request receiving module is used for receiving an authentication request sent by the electronic wallet card; and the authentication information sending module is used for sending authentication information to the electronic wallet card based on the authentication request so as to enable the electronic wallet card to compare the authentication information with verification information when the electronic wallet card is bound with a power supply, and when the authentication information is matched with the verification information, the consumption service is allowed to be executed.
In the implementation mode, whether the transaction related operation of the electronic wallet card is limited through the identity authentication information of the power supply or not is judged, and the transaction related operation can be performed only after the authentication information of the power supply and the verification information of the bound power supply are verified through comparison, so that the card swiping freedom of the electronic wallet card is limited in a physical layer, the transaction safety of the electronic wallet card is further improved, and the probability of embezzlement of the electronic wallet card due to network intrusion or decoding is reduced.
The embodiment of the present application further provides a readable storage medium, in which computer program instructions are stored, and the computer program instructions are read by a processor and executed to perform the steps in any of the above implementation manners.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are required to be used in the embodiments of the present application will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present application and therefore should not be considered as limiting the scope, and that those skilled in the art can also obtain other related drawings based on the drawings without inventive efforts.
Fig. 1 is a block diagram of an electronic wallet card system according to an embodiment of the present disclosure.
Fig. 2 is a flowchart illustrating an authentication method of an electronic wallet card system applied to an electronic wallet card according to an embodiment of the present disclosure.
Fig. 3 is an interaction diagram of an authentication method of an electronic wallet card system according to an embodiment of the present disclosure.
Fig. 4 is a flowchart illustrating a binding step according to an embodiment of the present application.
Fig. 5 is a binding diagram of an authentication method of an electronic wallet card system according to an embodiment of the present disclosure.
Fig. 6 is a flowchart illustrating an authentication method of an electronic wallet card system applied to a power supply according to an embodiment of the present disclosure.
Fig. 7 is a block diagram of an authentication device of an electronic wallet card system applied to an electronic wallet card according to an embodiment of the present disclosure.
Fig. 8 is a block diagram illustrating an authentication apparatus of an electronic wallet card system applied to a power supply according to an embodiment of the present disclosure.
Icon: 10-electronic wallet card system; 11-electronic wallet card; 111-card processing components; 112-radio frequency communication components; 113-a first contact; 1131 — a first communication contact; 1132 — a first power contact; 12-a power supply; 121-power supply processing components; 122-a battery; 123-a second contact; 1231-a second communication contact; 1232 — a second power contact; 124-a switch assembly; 40-an electronic wallet card system authentication device; 41-authentication request sending module; 42-authentication information receiving module; 43-a verification module; 44-a consumption execution module; 50-electronic wallet card system authentication device; 51-authentication request receiving module; 52-authentication information sending module.
Detailed Description
The technical solution in the embodiments of the present application will be described below with reference to the drawings in the embodiments of the present application.
The applicant researches and discovers that the security requirement of the equipment such as chip cards and mobile phones of electronic purses is higher and higher when the equipment is used as a carrier for digital currency, and the existing chip cards can have certain embezzlement risks due to the problems of encryption algorithm cracking or near field communication and the like when the card swiping transaction is carried out.
In order to solve the above problems in the prior art, the present embodiment provides an electronic wallet card system 10.
Referring to fig. 1, fig. 1 is a block diagram of an electronic wallet card system according to an embodiment of the present disclosure.
The electronic wallet card system 10 includes an electronic wallet card 11 and a power source 12.
The electronic wallet card 11 may be any type of smart card capable of conducting transactions using electronic wallet functionality.
Smart cards (Smart cards) are a generic term for plastic cards (usually the size of a credit Card) with a microchip embedded therein, some of which contain a microelectronic chip, and require data interaction via a reader/writer. Specifically, the smart card is equipped with a CPU (Central Processing Unit), a RAM (Random Access Memory), and an I/O (Input/Output device), and can process a large amount of data by itself without interfering with the operation of the CPU of the host. The smart card can also filter wrong data to reduce the burden of a host CPU, and is suitable for occasions with more ports and higher communication speed requirements. The integrated circuit in the card generally includes a CPU, an EEPROM (Electrically Erasable and Programmable Read Only Memory), a RAM, and a chip Operating system cos (Read-Only Memory) in the ROM, where data is divided into external reading and internal processing parts.
In the smart Card, the electronic wallet Card 11 in the present embodiment may be a contact IC (Integrated Circuit Card) Card having an electronic wallet function, a contactless IC Card, a dual interface Card, or the like.
Electronic purses have two concepts: the software is pure software mainly used for online consumption and account management, and the software is usually connected with a bank account or a bank card account. The other is an intelligent value-stored card with small payment, the cardholder stores a certain amount in the card in advance, and the transaction amount is directly deducted from the value-stored account during transaction. The electronic wallet card in this embodiment is an intelligent stored-value card for the second micropayment. Electronic money, i.e., electronic cash, electronic change, secure change, electronic credit card, online money, digital money, etc., can only be completely filled in the electronic wallet.
The electronic wallet card 11 includes a card processing component 111, a radio frequency communication component 112, and a first contact 113. The card processing component 111 is electrically connected to the radio frequency communication component 112 and the first contact 113, respectively.
The card processing component 111, which may be a CPU, RAM, I/O device, etc., conventionally integrated within the smart card described above, is electrically connected to the radio frequency communication component 112 and the first contact 113 for controlling the radio frequency communication component 112 for transaction related operations and also for performing authentication operations with the power supply 12 via the first contact 113.
Optionally, the card processing component 111 in this embodiment may also be used to save data such as unique labels of digital money, host information, and transaction records, so as to apply them to transaction control management.
The radio frequency Communication component 112 may be a low frequency radio frequency module, a bluetooth module, a Near Field Communication (NFC) module, or any Communication module suitable for smart cards that supports Near Field data exchange.
Optionally, the rf communication component 112 in this implementation may be used to cooperate with a device such as a point-of-sale terminal to perform recharging and consuming transactions of digital currency.
The first contacts 113 may include first communication contacts 1131 and first power contacts 1132, wherein the first communication contacts 1131 are configured for data transfer in contact connection with corresponding contacts of the power source 12, and the first power contacts 1132 are configured for power transfer in contact connection with corresponding contacts of the power source 12. Alternatively, the first contact 113 may be a conventional metal contact, a magnetic attraction contact, or any other contact that satisfies the functions of data transmission and power transmission.
It should be appreciated that in other embodiments, first contact 113 may be a single contact that integrates both data transfer and power transfer functions in addition to being divided into first communication contact 1131 and first power contact 1132.
Alternatively, the electronic wallet card 11 may be inserted into the power supply 12 only when transaction-related operations such as recharging or a consumer swipe are required, and may be in a separate state at times when transaction-related operations are not performed. In addition, the electronic wallet card 11 can also perform identity authentication on the power supply 12 before performing transaction related operations, and the transaction related operations are executed only when the identity authentication passes, so that the problems of embezzlement, mistaken swiping and the like are effectively avoided.
The power supply 12 includes a power processing component 121, a battery 122 and a second contact 123.
The components of the power processing assembly 121, which may be configured as integral components of the smart card described above, control communication between the power source 12 and the electronic wallet card 11, and control management of the battery 122.
The battery 122 may be a lithium battery, a lithium iron phosphate battery, or the like that can provide a stable voltage to the electronic wallet card 11.
The second contacts 123 may include second communication contacts 1231 and second power contacts 1232, wherein the second communication contacts 1231 are for data transmission in contact with corresponding contacts of the electronic wallet card 11, and the second power contacts 1232 are for power transmission in contact with corresponding contacts of the electronic wallet card 11. Alternatively, the second contact 123 may be a conventional metal contact, a magnetic attraction contact, or any other contact that satisfies the data transmission and power transmission functions.
It should be appreciated that in other embodiments, the second contact 123 may be one that integrates both data transfer and power transfer functions in addition to being divided into the second communication contact 1231 and the second power contact 1232.
As an alternative implementation, the power supply 12 in this embodiment may further include a switch assembly 124.
The switch assembly 124 is electrically connected to the power processing assembly 121, the battery 122 and the second contact 123, respectively, for controlling whether the battery 122 supplies power to the electronic wallet card 11 through the second contact 123 under the control of the power processing assembly 121.
Alternatively, the switch assembly 124 in this embodiment may be any electronic component having a circuit on-off control function, such as a field effect transistor and a relay.
In this embodiment, the electronic wallet card 11 and the power source 12 need to be bound before use, so that the electronic wallet card 11 performs identity authentication on the power source 12 before performing transaction-related operations, and one electronic wallet card 11 can only bind one power source 12, and one power source 12 can bind a plurality of electronic wallet cards 11.
In order to implement transaction management and control in cooperation with the electronic wallet card system 10, the embodiment further provides an authentication method of the electronic wallet card system applied to the electronic wallet card. Referring to fig. 2 and 3, fig. 2 is a flowchart illustrating an authentication method of an electronic wallet card system applied to an electronic wallet card according to an embodiment of the present disclosure, and fig. 3 is an interaction diagram illustrating the authentication method of the electronic wallet card system according to the embodiment of the present disclosure. The electronic wallet card system authentication method applied to the electronic wallet card comprises the following specific steps:
step S22: an authentication request is sent to the power supply.
Specifically, the authentication request is generated by the card processing component 111 of the electronic wallet card 11 and transmitted to the power supply processing component 121 of the power supply 12 through the first and second communication contacts 1131, 1231.
Optionally, upon connection of the electronic wallet card 11 and the power source 12, the card processing component 111 may also generate a power-up request and send it to the power source processing component 121 of the power source 12 via the first communication contact 1131 and the second communication contact 1231 to cause the power source 12 to power the electronic wallet card 11.
Step S24: authentication information transmitted by the power supply based on the authentication request is received.
Specifically, the authentication information is generated by the power supply processing component 121 of the power supply 12 based on the power-on request and transmitted to the card processing component 111 of the electronic wallet card 11 through the second communication contact 1231 and the first communication contact 1131.
Alternatively, the authentication information may be unique identity information for representing the identity of the power source 12, and the unique identity information may be a character string conforming to a prescribed format.
Step S26: and comparing the authentication information with the verification information stored when the electronic wallet card is bound with the power supply.
Alternatively, the electronic wallet card 11 may verify the authentication information and the verification information by comparing the authentication information with the verification information, and if the authentication information and the verification information are matched, it is determined that the authentication information is authenticated.
The matching between the authentication information and the verification information may be the same as each other, or the two pieces of information may be bound and correspond to each other.
Step S28: and when the authentication information and the verification information are matched, allowing the consumption service to be executed.
After the authentication information of the electronic wallet card 11 passes the comparison and verification, the card processing component 111 can control the radio frequency communication component 112 to perform the transaction related operation, and when the authentication information and the verification information do not pass the comparison and verification, the card processing component 111 can only control the electronic wallet card 11 to perform the parameter related configuration and other operations.
Therefore, the embodiment also requires binding of the electronic wallet card 11 and the power supply 12 and the control terminal before performing power supply identity authentication. Referring to fig. 4 and 5, fig. 4 is a flowchart illustrating a binding step according to an embodiment of the present application, and fig. 5 is a binding diagram illustrating an authentication method of an electronic wallet card system according to an embodiment of the present application. The binding step may specifically be as follows:
step S211: identity information of the power supply is obtained.
The control terminal in this embodiment may be any electronic device capable of performing data interaction with the electronic wallet card 11, such as a mobile phone and a tablet computer.
The control terminal is in communication connection with the electronic wallet card 11 through a designated application program, and the electronic wallet card 11 sends a binding request to the control terminal.
Optionally, the control terminal and the electronic wallet card 11 in this embodiment may be in wireless connection.
Step S212: and receiving a binding instruction sent by the control terminal.
Optionally, the binding instruction in this embodiment includes account information of the control terminal.
Step S213: the identity information of the electronic wallet card, the identity information of the power supply and the account information of the control terminal are bound based on the binding instruction, the identity information of the power supply is verification information, it is determined that the authentication information and the verification information contain an application program account identifier logged in by the control terminal when the authentication information and the verification information are matched, the electronic wallet card 11 binds an application program account based on the application program account identifier, and the power supply 12 is bound based on the identity information of the power supply 12. Specifically, the electronic wallet card 11 may store the identity information of the power supply 12 as verification information locally for subsequent comparison to perform identity authentication, and meanwhile, the control terminal may also receive the identity information (power supply identity) of the power supply and the identity information (electronic wallet card identity) of the electronic wallet card 11 sent by the electronic wallet card 11, and record the binding result.
It should be understood that when the binding between the electronic wallet card 11 and the power supply 12 needs to be released, the electronic wallet card 11 may be inserted into the power supply 12, a unbinding instruction is sent to the electronic wallet card 11 through the control terminal, and the read identifiers of the electronic wallet card 11 and the power supply currently being unbound are compared with the identifiers recorded in the previous storage, and the unbinding is completed when the identifiers are consistent.
As an optional implementation manner, in this embodiment, recharging of the electronic wallet card 11 may be performed based on verification of the electronic wallet card 11, the power supply 12, and the control terminal, so as to improve safety of recharging, and the recharging step may specifically be as follows:
step S214: and receiving a recharging request sent by the current control terminal, wherein the recharging request comprises account information of the current control terminal.
Optionally, the recharge request may further include relevant recharge information such as a recharge amount and a recharge time.
Step S215: and acquiring the identity information of the current power supply based on the recharging request.
Step S216: and comparing the identity information of the current power supply, the identity information of the electronic wallet card and the account number information of the current control terminal with the identity information of the electronic wallet card, the identity information of the power supply and the account number information of the control terminal bound in the initialization process.
Step S217: and after the comparison is passed, allowing the recharging service to be executed.
It should be understood that, in addition to the recharging service requiring authentication based on the electronic wallet card 11, the power supply 12 and the control terminal, when some transaction services requiring higher security, for example, transaction amount exceeding a preset value, are performed, the authentication based on the electronic wallet card 11, the power supply 12 and the control terminal may be performed and then allowed to be performed. In order to cooperate with the above-mentioned electronic wallet card system authentication method applied to an electronic wallet card, the present embodiment further provides an electronic wallet card system authentication method applied to a power supply. Referring to fig. 6, fig. 6 is a flowchart illustrating an authentication method of an electronic wallet card system applied to a power supply according to an embodiment of the present disclosure. The method comprises the following specific steps:
step S32: and receiving an authentication request sent by the electronic wallet card.
The power processing component 121 of the power supply 12 receives the authentication request through the first communication contact 1131 and the second communication contact 1231.
Optionally, the switch assembly 124 may be controlled to close the circuit of the battery 122 with the second power contact 1232 to provide power to the electronic wallet card 11 through the second power contact 1232 and the first power contact 1132 when the power source 12 and the electronic wallet card 11 are connected.
Step S34: and transmitting authentication information to the electronic wallet card based on the authentication request so that the electronic wallet card compares the authentication information with verification information when the electronic wallet card is bound to the power supply, and when the authentication information and the verification information match, allowing the consumption service to be executed.
Optionally, the authentication information and the verification information in this embodiment may also be encrypted by an encryption algorithm and then transmitted.
Further, the power source 12 in the method for authenticating the electronic wallet card system applied to the power source may further cooperate with the electronic wallet card 11 to perform any steps performed by the power source 12 in the method for authenticating the electronic wallet card system applied to the electronic wallet card, which are not described herein again.
In order to cooperate with the above-mentioned electronic wallet card system authentication method applied to an electronic wallet card, the present embodiment further provides an electronic wallet card system authentication device 40 applied to an electronic wallet card. Referring to fig. 7, fig. 7 is a block diagram illustrating an authentication device of an electronic wallet card system applied to an electronic wallet card according to an embodiment of the present disclosure.
The electronic wallet card system authentication device 40 includes:
an authentication request sending module 41, configured to send an authentication request to the power supply;
an authentication information receiving module 42 for receiving authentication information transmitted by the power supply based on the authentication request;
a verification module 43 for comparing the authentication information with the verification information when the electronic wallet card is bound to the power supply;
and the consumption execution module 44 is used for allowing the consumption service to be executed when the authentication information is matched with the verification information.
Optionally, the electronic wallet card system authentication device 40 further includes: the first binding module is used for sending a binding request to the control terminal through the radio frequency communication assembly; receiving a binding instruction sent by the control terminal based on the binding request; acquiring identity information of a power supply; receiving a binding instruction sent by a control terminal, wherein the binding instruction comprises account information of the control terminal; and binding the identity information of the electronic wallet card, the identity information of the power supply and the account number information of the control terminal based on the binding instruction, wherein the identity information of the power supply is verification information so as to determine that the authentication information and the verification information pass verification when the authentication information and the verification information are matched.
Optionally, the electronic wallet card system authentication device 40 further includes: the recharging verification module is used for receiving a recharging request sent by the current control terminal, wherein the recharging request comprises account information of the current control terminal; acquiring identity information of the current power supply based on the recharging request; comparing the identity information of the current power supply, the identity information of the electronic wallet card and the account number information of the current control terminal with the identity information of the electronic wallet card, the identity information of the power supply and the account number information of the control terminal bound in the initialization process; and after the comparison is passed, allowing the recharging service to be executed.
In order to cooperate with the above-mentioned authentication method of the electronic wallet card system applied to the power supply, the present embodiment further provides an authentication device 50 of the electronic wallet card system applied to the power supply. Referring to fig. 8, fig. 8 is a block diagram illustrating an authentication device of an electronic wallet card system applied to a power supply according to an embodiment of the present disclosure.
The electronic wallet card system authentication device 50 includes:
an authentication request receiving module 51, configured to receive an authentication request sent by an electronic wallet card;
and an authentication information sending module 52, configured to send authentication information to the electronic wallet card based on the authentication request, so that the electronic wallet card compares the authentication information with verification information when the electronic wallet card is bound to a power supply, and when the authentication information and the verification information match, allows a consumption service to be executed.
The embodiment of the application also provides a readable storage medium, wherein computer program instructions are stored in the readable storage medium, and the computer program instructions are read by a processor and run to execute the steps in the electronic wallet card authentication method.
In summary, an embodiment of the present application provides an electronic wallet card system, an authentication method, an authentication device, and a storage medium, where the electronic wallet card system includes an electronic wallet card and a power supply: the electronic wallet card is provided with a card processor assembly, a radio frequency communication assembly and a first contact, wherein the card processor assembly is respectively communicated with the radio frequency; the power supply is provided with a power supply processor assembly, a battery and a second contact; the card processor assembly and the power supply processor assembly are used for sending or receiving identity authentication information, the first contact and the second contact are used for being in contact fit so that the electronic wallet card and the power supply can transmit the identity authentication information and conduct electric energy transmission, and the radio frequency communication assembly is used for executing consumption business after the identity authentication information passes authentication.
In the implementation mode, the electronic wallet card and the power supply transmit electric energy and data through the contact, and the electronic wallet card can execute transaction related operations only when the identity authentication information of the connected power supply passes verification after the electronic wallet card and the power supply are paired, so that the card swiping freedom of the electronic wallet card is limited in a physical layer, the transaction safety of the electronic wallet card is further improved, and the probability of embezzlement of the electronic wallet card due to network intrusion or network decoding is reduced.
In the embodiments provided in the present application, it should be understood that the disclosed apparatus may be implemented in other manners. The apparatus embodiments described above are merely illustrative, and for example, the block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of devices according to various embodiments of the present application. In this regard, each block in the block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams, and combinations of blocks in the block diagrams, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
In addition, functional modules in the embodiments of the present application may be integrated together to form an independent part, or each module may exist separately, or two or more modules may be integrated to form an independent part.
The functions, if implemented in the form of software functional modules and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Therefore, the present embodiment further provides a readable storage medium, in which computer program instructions are stored, and when the computer program instructions are read and executed by a processor, the computer program instructions perform the steps of any of the block data storage methods. Based on such understanding, the technical solution of the present application or portions thereof that substantially contribute to the prior art may be embodied in the form of a software product stored in a storage medium and including instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: various media capable of storing program codes, such as a usb disk, a removable hard disk, a Read-Only Memory (ROM), a RanDom Access Memory (RAM), a magnetic disk, or an optical disk.
The above description is only an example of the present application and is not intended to limit the scope of the present application, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, improvement and the like made within the spirit and principle of the present application shall be included in the protection scope of the present application. It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures.
The above description is only for the specific embodiments of the present application, but the scope of the present application is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present application, and shall be covered by the scope of the present application.
It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
Claims (10)
1. An electronic wallet card system, comprising an electronic wallet card and a power source:
the electronic wallet card is provided with a card processor assembly, a radio frequency communication assembly and a first contact;
the power supply is provided with a power supply processor assembly, a battery and a second contact;
the card processor assembly and the power supply processor assembly are used for sending or receiving identity authentication information, the first contact and the second contact are used for being in contact fit so that the electronic wallet card and the power supply can transmit the identity authentication information and carry out electric energy transmission, and the radio frequency communication assembly is used for executing consumption or recharging business after the identity authentication information passes authentication.
2. The electronic wallet card system of claim 1, wherein the first contact comprises a first power contact and a first communication contact, the second contact comprises a second power contact and a second communication contact, the first power contact and the second power contact are configured to contact mate for power transfer between the electronic wallet and the power source, and the first communication contact and the second communication contact are configured to contact mate for data transfer between the electronic wallet and the power source.
3. The electronic wallet card system of claim 1, wherein the radio frequency communication component comprises a bluetooth module, a low frequency radio frequency module, and/or a near field communication module.
4. An electronic wallet card system authentication method applied to the electronic wallet card of any one of claims 1 to 3, the method comprising:
sending an authentication request to the power supply;
receiving authentication information sent by the power supply based on the authentication request;
comparing the authentication information with verification information when the electronic wallet card is bound with a power supply;
and when the authentication information and the verification information are matched, allowing the consumption service to be executed.
5. The method of claim 4, further comprising, prior to said sending an authentication request to said power source, an initialization step of an electronic wallet card, said initialization step comprising:
acquiring identity information of the power supply;
receiving a binding instruction sent by a control terminal, wherein the binding instruction comprises account information of the control terminal;
and binding the identity information of the electronic wallet card, the identity information of the power supply and the account information of the control terminal based on the binding instruction, wherein the identity information of the power supply is the verification information, so that the authentication information and the verification information are confirmed to pass verification when the authentication information and the verification information are matched.
6. The method of claim 5, further comprising a step of charging after the step of initializing the electronic wallet card, the step of charging comprising:
receiving a recharging request sent by a current control terminal, wherein the recharging request comprises account information of the current control terminal;
acquiring identity information of the current power supply based on the recharging request;
comparing the identity information of the current power supply, the identity information of the electronic wallet card and the account number information of the current control terminal with the identity information of the electronic wallet card, the identity information of the power supply and the account number information of the control terminal bound in the initialization process;
and after the comparison is passed, the recharging service is allowed to be executed.
7. An electronic wallet card system authentication method applied to the power supply of any one of claims 1 to 3, the method comprising:
receiving an authentication request sent by the electronic wallet card;
transmitting authentication information to the electronic wallet card based on the authentication request to cause the electronic wallet card to compare the authentication information with verification information when the electronic wallet card is bound to a power supply, and allowing the consumption service to be executed when the authentication information and the verification information match.
8. An electronic wallet card system authentication device applied to the electronic wallet card of any one of claims 1 to 3, the device comprising:
the authentication request sending module is used for sending an authentication request to the power supply;
the authentication information receiving module is used for receiving the authentication information sent by the power supply based on the authentication request;
the verification module is used for comparing the authentication information with verification information when the electronic wallet card is bound with a power supply;
and the consumption execution module is used for allowing the consumption service to be executed when the authentication information is matched with the verification information.
9. An electronic device comprising a memory having stored therein program instructions and a processor that, when executed, performs the steps of the method of any of claims 4-7.
10. A storage medium having stored thereon computer program instructions for executing the steps of the method according to any one of claims 4 to 7 when executed by a processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN202010868101.6A CN112001716A (en) | 2020-08-25 | 2020-08-25 | Electronic wallet card system, authentication method, device and storage medium |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202010868101.6A CN112001716A (en) | 2020-08-25 | 2020-08-25 | Electronic wallet card system, authentication method, device and storage medium |
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| CN112001716A true CN112001716A (en) | 2020-11-27 |
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| CN202010868101.6A Withdrawn CN112001716A (en) | 2020-08-25 | 2020-08-25 | Electronic wallet card system, authentication method, device and storage medium |
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Effective date of registration: 20230222 Address after: 519085 No. 68, Jinhong 7th Road, High-tech Zone, Zhuhai City, Guangdong Province Applicant after: ZHUHAI UNITECH POWER TECHNOLOGY Co.,Ltd. Address before: 519000 1 E301-17, 1 Harbin Industrial Road, Tangjia Bay, Zhuhai high tech Zone, Guangdong Applicant before: ZHUHAI UTAIOT TECHNOLOGY Co.,Ltd. |
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Application publication date: 20201127 |