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CN110781500A - Data wind control system and method - Google Patents

Data wind control system and method Download PDF

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Publication number
CN110781500A
CN110781500A CN201910942586.6A CN201910942586A CN110781500A CN 110781500 A CN110781500 A CN 110781500A CN 201910942586 A CN201910942586 A CN 201910942586A CN 110781500 A CN110781500 A CN 110781500A
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wind control
target
event information
information
data
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姚亮
武律
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Koubei Shanghai Information Technology Co Ltd
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Koubei Shanghai Information Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/50Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
    • G06F21/57Certifying or maintaining trusted computer platforms, e.g. secure boots or power-downs, version controls, system software checks, secure updates or assessing vulnerabilities
    • G06F21/577Assessing vulnerabilities and evaluating computer system security
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing

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Abstract

The system comprises a service module, a local wind control module and a remote wind control module, wherein the local wind control module and the service module are deployed in a unified mode, in the process of executing wind control verification, the local wind control module carries out wind control verification by adopting first wind control strategy data stored locally, and when the local wind control module cannot obtain wind control verification result information, the remote wind control module deployed in a different place carries out wind control verification. In the system, wind control verification work which can be executed by the local wind control module does not need to be sent to the remote wind control module, a large amount of wind control verification work can be completed locally in a service system, and the remote wind control module can carry out bottom-catching on the process of wind control verification. Compared with the existing service system which remotely calls the wind control system to carry out wind control verification, the system can reduce time consumption in the wind control verification process, improve the efficiency of the wind control verification and meet the real-time requirements of service scenes.

Description

Data wind control system and method
Technical Field
The application relates to the technical field of computers, in particular to a data wind control system. The application also relates to a data wind control method, a data wind control device and an electronic device.
Background
With the development of internet technology, users can realize various service applications by means of an internet platform, for example, service login, online transaction and the like are realized by using the internet platform. However, while various business applications are realized through the internet platform, corresponding business risks are increased, for example, risks of personal information leakage of users, property theft of users, and the like are increased in the business operation process. Therefore, risk control is required before executing critical business applications. For example, when a user operates a predetermined potentially risky business link, the business system provides business parameters related to the business to the wind control system for risk verification, and intervenes in the business operation based on the result of the risk verification, for example, after the wind control system returns a risk-free result of the risk-free wind control verification, the business system continues to execute the business operation.
In the prior art, a business system and an air control system are respectively deployed on independent servers. The business system needs to remotely call the wind control system to carry out risk verification, the time consumption of the process is generally between 10ms and 1000ms, however, for a business scene with high real-time requirement, the time consumption of the risk verification process is too long, and the real-time requirement of the business cannot be met.
Disclosure of Invention
The application provides a data wind control system to solve the problems that the existing risk verification process consumes too long time and cannot meet the real-time requirements of services. The application further provides a data wind control method and device and electronic equipment.
The application provides a data pneumatic control system, includes:
the system comprises a business module, a local wind control module and a remote wind control module;
the business module is used for providing target wind control event information aiming at the target business information to the local wind control module;
the local wind control module is used for acquiring first wind control reference data corresponding to the target wind control event information; verifying the target wind control event information based on the first wind control reference data and locally stored first wind control strategy data; if first wind control verification result information aiming at the target service information is obtained, the first wind control verification result information is returned to the service module; if the first wind control verification result information aiming at the target service information is not obtained, the target wind control event information is sent to the remote wind control module, second wind control verification result information aiming at the target service information returned by the remote wind control module is received, and the second wind control verification result information aiming at the target service information is provided for the service module;
the far-end wind control module is used for obtaining second wind control reference data corresponding to the target wind control event information; obtaining second wind control strategy data corresponding to the target wind control event information; verifying the target wind control event information based on the second wind control reference data and the second wind control strategy data to obtain second wind control verification result information aiming at the target service information; and sending the second wind control verification result information to the local wind control module.
Optionally, the verifying the target wind control event information based on the first wind control reference data and the first wind control policy data stored in the current device includes:
the local wind control module verifies the credibility index of the target wind control event information based on the credibility reference data and credibility strategy data stored in the current equipment;
and if the credibility index of the target wind control event information indicates that the target wind control event information is incredible event information, verifying the risk degree index of the target wind control event information based on the risk degree reference data and the risk degree strategy data stored by the current equipment.
Optionally, the obtaining the first wind-control verification result information for the target service information includes:
if the credibility index of the target wind control event information indicates that the target wind control event information is credible event information, determining the credibility index as first wind control verification result information aiming at the target service information;
correspondingly, the returning the first wind control verification result information to the service module includes:
and returning the credibility index to the service module.
Optionally, the credibility reference data includes white list data used for indicating that the wind-controlled event information is credible event information, and the credibility policy data includes: if the white list data contains the wind control event information to be verified, determining the wind control event information to be verified as credible event information; and if the white list data does not contain the wind control event information to be verified, determining the wind control event information to be verified as the untrusted event information.
Optionally, the obtaining the first wind-control verification result information for the target service information includes:
if the risk degree index of the target wind control event information represents that the target wind control event information is risky event information, determining the risk degree index as first wind control verification result information aiming at the target business information;
correspondingly, the returning the first wind control verification result information to the service module includes:
and returning the risk degree index to the business module.
Optionally, if the local wind control module does not obtain the first wind control verification result information for the target service information, sending the target wind control event information to the remote wind control module, including:
and if the risk degree index of the target wind control event information indicates that the target wind control event information is risk-free event information, sending the target wind control event information to the remote wind control module.
Optionally, the risk degree reference data includes blacklist data of event information indicating that the wind-controlled event information is at risk, and the risk degree policy data includes: if the blacklist data contains the to-be-verified wind control event information, determining the to-be-verified wind control event information as risky event information; and if the blacklist data does not contain the to-be-verified wind control event information, determining the to-be-verified wind control event information as risk-free event information.
Optionally, the system further includes:
the strategy data management module is used for obtaining wind control strategy data; dividing the wind control strategy data into first wind control strategy data used for the local wind control module and second wind control strategy data used for the remote wind control module; providing the first wind control policy data to the local wind control module; and providing the second wind control strategy data to the remote wind control module.
Optionally, the system further includes: a first distributed cache node for storing the first wind control policy data; the providing the first wind control policy data to the local wind control module comprises:
the policy data management module provides the first wind control policy data to the first distributed cache node;
the first distributed cache node provides the first wind control policy data to the local wind control module.
Optionally, the policy data management module is further configured to: updating the first wind control strategy data to obtain updated first wind control strategy data; providing the updated first wind control strategy data to the first distributed cache node; pushing an update notification of the first wind control strategy data to the local wind control module by adopting a distributed dynamic resource management service;
the local wind control module is further configured to: and inquiring and acquiring the updated first wind control strategy data from the first distributed cache node according to the update notification.
Optionally, the system further includes: the second distributed cache node is used for storing the second wind control strategy data; the providing the second wind control policy data to the remote wind control module comprises:
the policy data management module provides the second wind control policy data to the second distributed cache node;
the second distributed cache node provides the second wind control strategy data to the remote wind control module;
correspondingly, the far-end wind control module is further used for storing the second wind control strategy data.
Optionally, the policy data management module is further configured to: updating the second wind control strategy data to obtain updated second wind control strategy data; providing the updated second wind control strategy data to the second distributed cache node; pushing an update notification of the second wind control strategy data to the remote wind control module by adopting a distributed dynamic resource management service;
the remote wind control module is further configured to: and inquiring and acquiring the updated second wind control strategy data from the second distributed cache node according to the update notification.
Optionally, the acquiring first wind control reference data corresponding to the target wind control event information includes:
and the local wind control module acquires first wind control reference data corresponding to the target wind control event information from locally stored wind control reference data.
Optionally, the system further includes: the wind control reference data management module is used for storing wind control reference data; the wind control reference data module is used for obtaining wind control reference data and synchronizing the wind control reference data to the third distributed cache node.
Optionally, the obtaining, by the local wind control module, first wind control reference data corresponding to the target wind control event information includes: and the local wind control module reads first wind control reference data corresponding to the target wind control event information from the third distributed cache node.
Optionally, the third distributed cache node stores a wind control feature model, and the wind control feature model is used for performing calculation according to wind control event information and wind control reference data corresponding to the wind control event information to obtain a wind control feature value corresponding to the wind control event information; the local wind control module acquires first wind control reference data corresponding to the target wind control event information, and the method comprises the following steps: acquiring a target wind control characteristic value corresponding to target wind control event information provided by the third distributed cache node;
correspondingly, the verifying the target wind control event information based on the first wind control reference data and the locally stored first wind control strategy data includes:
and verifying the target wind control characteristic value corresponding to the target wind control event information by adopting the first wind control strategy data stored locally.
Optionally, the obtaining, by the remote wind control module, second wind control reference data corresponding to the target wind control event information includes:
and the remote wind control module reads second wind control reference data corresponding to the target wind control event information from the third distributed cache node.
Optionally, the verifying the target wind control event information based on the first wind control reference data and the locally stored first wind control policy data includes:
obtaining a target wind control characteristic value corresponding to the target wind control event information according to the first wind control reference data and the target wind control event information;
and verifying the target wind control characteristic value by adopting the first wind control strategy data.
The application also provides a data wind control method, which is characterized by comprising the following steps:
acquiring target wind control event information aiming at the target service information;
obtaining target wind control reference data corresponding to the target wind control event information;
verifying the target wind control event information based on the target wind control reference data and locally stored target wind control strategy data;
if first wind control verification result information aiming at the target service information is obtained, returning the first wind control verification result information to a provider of the target wind control event information;
and if the first wind control verification result information aiming at the target service information is not obtained, sending the target wind control event information to a remote wind control module, obtaining second wind control verification result information aiming at the target service information and returned by the remote wind control module, and returning the second wind control verification result information to a provider of the target wind control event information.
Optionally, the verifying the target wind control event information based on the target wind control reference data and the locally stored target wind control policy data includes:
verifying the credibility index of the target wind control event information based on the credibility reference data and locally stored credibility strategy data;
and if the credibility index of the target wind control event information indicates that the target wind control event information is incredible event information, verifying the risk degree index of the target wind control event information based on the risk degree reference data and the locally stored risk degree strategy data.
Optionally, the obtaining the first wind-control verification result information for the target service information includes:
if the credibility index of the target wind control event information indicates that the target wind control event information is credible event information, determining the credibility index as first wind control verification result information aiming at the target service information;
correspondingly, the returning the first wind control verification result information to the provider of the target wind control event information includes:
and returning the credibility index to a provider of the target wind control event information.
Optionally, the credibility reference data includes white list data used for indicating that the wind-controlled event information is credible event information, and the credibility policy data includes: if the white list data contains the wind control event information to be verified, determining the wind control event information to be verified as credible event information; and if the white list data does not contain the wind control event information to be verified, determining the wind control event information to be verified as the untrusted event information.
Optionally, the obtaining, by the local wind control module, first wind control verification result information for the target service information includes:
if the risk degree index of the target wind control event information represents that the target wind control event information is risky event information, determining the risk degree index as first wind control verification result information aiming at the target business information;
correspondingly, the returning the first wind control verification result information to the provider of the target wind control event information includes:
and returning the risk degree index to a provider of the target wind control event information.
Optionally, if the local wind control module does not obtain the first wind control verification result information for the target service information, sending the target wind control event information to the remote wind control module, including:
and if the risk degree index of the target wind control event information indicates that the target wind control event information is risk-free event information, sending the target wind control event information to the remote wind control module.
Optionally, the risk degree reference data includes blacklist data of event information indicating that the wind-controlled event information is at risk, and the risk degree policy data includes: if the blacklist data contains the to-be-verified wind control event information, determining the to-be-verified wind control event information as risky event information; and if the blacklist data does not contain the to-be-verified wind control event information, determining the to-be-verified wind control event information as risk-free event information.
Optionally, the verifying the target wind control event information based on the target wind control reference data and the locally stored target wind control policy data includes:
obtaining a target wind control characteristic value corresponding to the target wind control event information according to the target wind control reference data and the target wind control event information;
and verifying the target wind control characteristic value by adopting the target wind control strategy data.
The present application further provides a data wind control device, including:
the target wind control event information acquisition unit is used for acquiring target wind control event information aiming at the target service information;
the target wind control reference data obtaining unit is used for obtaining target wind control reference data corresponding to the target wind control event information;
the wind control verification unit is used for performing wind control verification on the target wind control event information based on the target wind control reference data and locally stored target wind control strategy data;
the first wind control verification result information returning unit is used for returning the first wind control verification result information to the provider of the target wind control event information after the first wind control verification result information aiming at the target service information is obtained;
and the second wind control verification result information returning unit is used for sending the target wind control event information to a remote wind control module when the first wind control verification result information aiming at the target service information is not obtained, obtaining second wind control verification result information aiming at the target service information and returned by the remote wind control module, and returning the second wind control verification result information to a provider of the target wind control event information.
The present application further provides an electronic device, comprising:
a processor; a memory for storing a data-scoping program, which when read executed by the processor performs the following operations:
acquiring target wind control event information aiming at the target service information;
obtaining target wind control reference data corresponding to the target wind control event information;
verifying the target wind control event information based on the target wind control reference data and locally stored target wind control strategy data;
if first wind control verification result information aiming at the target service information is obtained, returning the first wind control verification result information to a provider of the target wind control event information;
and if the first wind control verification result information aiming at the target service information is not obtained, sending the target wind control event information to a remote wind control module, obtaining second wind control verification result information aiming at the target service information and returned by the remote wind control module, and returning the second wind control verification result information to a provider of the target wind control event information.
Compared with the prior art, the method has the following advantages:
the data wind control system provided by this embodiment includes a service module, a local wind control module, and a remote wind control module, where the local wind control module and the service module are deployed in a unified manner, and in a process of performing wind control verification, the local wind control module performs wind control verification by using locally stored first wind control policy data, and when the local wind control module cannot obtain wind control verification result information, performs wind control verification by using the remote wind control module deployed in a different place. In the system, wind control verification work which can be executed by the local wind control module does not need to be sent to the remote wind control module, a large amount of wind control verification work can be completed locally in a service system, and the remote wind control module can carry out bottom-catching on the process of wind control verification. Compared with the existing service system which remotely calls the wind control system to carry out wind control verification, the system can reduce time consumption in the wind control verification process, improve the efficiency of the wind control verification and meet the real-time requirements of service scenes.
Drawings
FIG. 1 is a schematic view of a data wind control system provided in a first embodiment of the present application;
FIG. 2 is a flow chart of a data wind control method according to a second embodiment of the present application;
FIG. 3 is a block diagram of elements of a data wind control device according to a third embodiment of the present application;
fig. 4 is a schematic logical structure diagram of an electronic device according to a fourth embodiment of the present application.
Detailed Description
In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present application. This application is capable of implementation in many different ways than those herein set forth and of similar import by those skilled in the art without departing from the spirit of this application and is therefore not limited to the specific implementations disclosed below.
Aiming at a business wind control scene, in order to improve the efficiency of business risk verification and reduce the time consumption of the business risk verification, the application provides a data wind control system, and also provides a data wind control method, a data wind control device corresponding to the method and electronic equipment. The following provides detailed descriptions of methods, apparatuses, and electronic devices.
A first embodiment of the present application provides a data wind control system, which can provide risk control services corresponding to various types of business scenarios, for example, provide risk control services respectively for business scenarios such as a user login scenario, a transaction scenario, a user loan application scenario, and the like. As shown in fig. 1, the data wind control system provided in this embodiment includes: the system comprises a business module 101, a local wind control module 102 and a remote wind control module 103; in this embodiment, the service module 101 and the local wind control module 102 are uniformly deployed in the local of the service system, for example, the service module 101 and the local wind control module 102 are uniformly deployed in a background server or a server cluster of the online shopping platform.
The business module 101 may provide corresponding business services for the business request of the user, such as a registration request, a login request, a recharge request and a cash withdrawal request for the user, and provide corresponding registration service, login service, recharge service and cash withdrawal service. In this embodiment, the service module 101 is mainly configured to provide target wind control event information for the target service information to the local wind control module 102, and receive first wind control verification result information or second wind control verification result information for the target service information, which is provided by the local wind control module, where the first wind control verification result information and the second wind control verification result information are both indication information used for indicating whether the target service information is at risk.
The target service information may be service request information that needs to be subjected to the wind control verification and service data corresponding to the service request information, which are currently sent by the user, for example, the service request information sent by the user is a transaction request, and the service data corresponding to the transaction request includes transaction amount, user information, physical hardware information corresponding to the transaction request triggered by the user, and the like. The target wind control event information for the target service information may refer to a specific object that needs to be subjected to wind control verification and is determined according to the target service information, for example, the target wind control event information for the user transaction request is obtained by performing wind control verification on the transaction amount and the user behavior in the transaction scene, and performing wind control verification on the transaction amount and the user behavior. After receiving a transaction request sent by a user and a service data volume corresponding to the transaction request, the service module 101 determines corresponding target wind control event information, and sends the wind control event information to the local wind control module 102.
The local wind control module 102 is configured to: after receiving target wind control event information sent by the service module 101, obtaining first wind control reference data corresponding to the target wind control event information; verifying the target wind control event information based on the first wind control reference data and the first wind control strategy data stored locally; if first wind control verification result information aiming at the target service information is obtained, the first wind control verification result information is returned to the service module; and if the first wind control verification result information aiming at the target service information is not obtained, sending the target wind control event information to the remote wind control module, receiving second wind control verification result information aiming at the target service information returned by the remote wind control module, and providing the second wind control verification result information aiming at the target service information to the service module.
The wind control reference data refers to reference data used for wind control verification of target wind control event information in a wind control verification process, and specifically includes the following data contents: basic data related to the wind control event information, such as user white list data, user black list data, transaction frequency of the user in a preset time and the like; the wind control characteristic value is obtained based on the basic data and the target wind control event information, and the wind control characteristic value can be score data for the target wind control event information, for example, the score data such as a risk probability value or a reliability value obtained after the basic data and the target wind control event information are calculated through a preset wind control model; a preset wind control threshold value, such as a preset transaction amount threshold value, a transaction frequency threshold value, and the like; and comparing the wind control characteristic value with a preset wind control threshold value to obtain a comparison result, for example, the risk probability value of the target wind control event information is greater than the preset wind control threshold value or less than the preset wind control threshold value. The first wind control reference data corresponding to the target wind control event information may refer to one or more of basic data related to the target wind control event, a wind control characteristic value obtained based on the basic data and the target wind control event information, a preset wind control threshold value related to the target wind control event information, and a comparison result obtained by comparing the wind control characteristic value with the preset wind control threshold value.
The wind control policy data refers to preset rule information for determining a corresponding wind control verification result according to wind control event information and wind control reference data, and includes wind control policy data for a service scene, wind control policy data for user credit, wind control policy data for fraud, and wind control policy data for policy restrictions, and generally includes hit conditions and actions after hit, for example, in a commodity transaction scene, the hit conditions of the wind control policy data may be: the transaction frequency of the same user in one day is greater than a preset transaction frequency threshold, and the actions after hitting are as follows: refusing the transaction; in a payment scenario, the hit condition of the wind control policy data may be: the number of times of inputting wrong passwords is more than 3, and the actions after hitting are as follows: execution of the payment operation is denied. The first wind control strategy data refers to wind control strategy data which is locally stored, strongly related to local service scenes or used frequently and has universality, for example, the wind control strategy data with high hit rate in the wind control verification process.
In this embodiment, the first wind control policy data includes credibility policy data and risk degree policy data, the first wind control reference data includes credibility reference data and risk degree reference data, the credibility policy data and the credibility reference data can perform primary wind control verification based on the credibility of the target wind control event information, and the risk degree policy data and the risk degree reference data can perform further wind control verification on the target wind control event information under the condition that the primary wind control verification cannot determine whether the target wind control event information has a risk. The verifying of the target wind control event information based on the first wind control reference data and the first wind control strategy data stored in the current device includes the following steps:
and the local wind control module verifies the credibility index of the target wind control event information based on the credibility reference data and credibility strategy data stored in the current equipment. For example, the credibility reference data includes white list data for indicating that the wind-controlled event information is credible event information, and the credibility policy data includes: if the white list data contains the wind control event information to be verified, determining the wind control event information to be verified as credible event information; and if the white list data does not contain the wind control event information to be verified, determining the wind control event information to be verified as the untrusted event information.
If the credibility index of the target wind control event information indicates that the target wind control event information is credible event information, determining the credibility index as first wind control verification result information aiming at the target service information, and correspondingly, returning the first wind control verification result information to the service module, namely returning the credibility index to the service module.
And if the credibility index of the target wind control event information indicates that the target wind control event information is incredible event information, verifying the risk degree index of the target wind control event information based on the risk degree reference data and the risk degree strategy data stored by the current equipment. For example, the risk degree reference data includes blacklist data for indicating event information at risk for the wind controlled event information, and the risk degree policy data may be: if the blacklist data contains the to-be-verified wind control event information, determining the to-be-verified wind control event information as risky event information; and if the blacklist data does not contain the to-be-verified wind control event information, determining the to-be-verified wind control event information as risk-free event information.
If the risk degree index of the target wind control event information represents that the target wind control event information is risky event information, determining the risk degree index as first wind control verification result information aiming at the target business information; correspondingly, the first wind control verification result information is returned to the business module, namely the risk degree index is returned to the business module.
And if the risk degree index of the target wind control event information indicates that the target wind control event information is risk-free event information, the local wind control module does not obtain first wind control verification result information aiming at the target service information, and therefore the target wind control event information is sent to the remote wind control module for further verification.
The remote wind control module 103 can further verify the wind control event information that cannot obtain the wind control verification result at the local wind control module 102, and after receiving the target wind control event information sent by the local wind control module 102, the remote wind control module 103 performs the following operations: obtaining second wind control reference data corresponding to the target wind control event information; acquiring second wind control strategy data corresponding to the target wind control event information; verifying the target wind control event information based on the second wind control reference data and the second wind control strategy data to obtain second wind control verification result information aiming at the target service information; and sending the second wind control verification result information to the local wind control module.
The second wind control strategy data can be wind control strategy data which is used less frequently and does not need to be stored in a local wind control module, and can also be wind control strategy data which is supported by a plurality of data or a complex framework and cannot realize wind control verification through the local wind control module. For example, the wind control strategy data has higher execution complexity, less coverage scenes and lower application frequency.
In this embodiment, the data wind control system further includes a policy data management module, configured to obtain wind control policy data, for example, to set wind control policy data corresponding to various service scenarios in advance; dividing the wind control strategy data into first wind control strategy data used for a local wind control module and second wind control strategy data used for a remote wind control module; providing the first wind control strategy data to a local wind control module, and storing the first wind control strategy data by the local wind control module; and providing the second wind control strategy data to the remote wind control module.
In this embodiment, the data wind control system may further include: and the first distributed cache node is used for temporarily storing the first wind control strategy data. The policy data management module provides the first wind control policy data to the local wind control module, which may refer to: the policy data management module provides the first wind control policy data to the first distributed cache node; the first distributed cache node provides the first wind control policy data to the local wind control module.
The policy data management module is further configured to perform the following operations: updating the first wind control strategy data to obtain the updated first wind control strategy data, for example, the strategy data management module updates the hit conditions and the hit actions of the first wind control strategy data according to the service requirements from the service module; synchronizing the updated first wind control strategy data to a first distributed cache node; pushing an update notice of the first wind control strategy data to a local wind control module by adopting a distributed dynamic resource management service; and the local wind control module queries and acquires the updated first wind control strategy data from the first distributed cache node according to the update notification, and stores the updated first wind control strategy data.
In this embodiment, the data wind control system may further include: the second distributed cache node is used for storing second wind control strategy data; the policy data management module provides the second wind control policy data to the remote wind control module, which may be: the strategy data management module synchronizes the second wind control strategy data to a second distributed cache node; the second distributed cache node provides the second wind control strategy data to the remote wind control module, for example, when the remote wind control module needs to use the second wind control strategy data, the second wind control strategy data is read from the second distributed cache node in real time, or the second distributed cache node sends the second wind control strategy data to the remote wind control module, and the remote wind control module stores the second wind control strategy data.
The policy data management module is further configured to perform the following operations: updating the second wind control strategy data to obtain updated second wind control strategy data; providing the updated second wind control strategy data to a second distributed cache node; pushing an update notice of the second wind control strategy data to the remote wind control module by adopting a distributed dynamic resource management service; and the remote wind control module queries and acquires the updated second wind control strategy data from the second distributed cache node according to the update notification.
In this embodiment, the data wind control system may further include: the wind control reference data management module and a third distributed cache node used for storing the wind control reference data. The system comprises a wind control reference data management module, a user interface module and a data processing module, wherein the wind control reference data management module is used for acquiring wind control reference data, for example, the wind control reference data management module collects user log data, user credit data, user transaction record data, user background information and the like in advance to acquire wind control reference data such as user white list data, user black list data, transaction frequency of a user in preset time and the like; or presetting a wind control characteristic model for calculating wind control characteristic values such as risk probability values or reliability values corresponding to the wind control event information; or a wind control threshold value such as a transaction amount threshold value, a transaction frequency threshold value and the like is preset.
After the wind control reference data management module obtains the wind control reference data, the wind control reference data can be synchronized to the third distributed cache node, the local wind control module can read first wind control reference data corresponding to the target wind control event information from the third distributed cache node in real time, and the remote wind control module can read second wind control reference data corresponding to the target wind control event information from the third distributed cache node in real time.
In this embodiment, the third distributed cache node may also send part of the wind control reference data that occupies a small amount of storage space and does not need to perform complex computation to the local wind control module for storage, or the wind control reference data management module directly sends the wind control reference data that occupies a small amount of storage space and does not need to perform complex computation to the local wind control module consistent with the service scenario corresponding to the wind control reference data for storage.
In this embodiment, in the process that the local wind control module acquires the first wind control reference data corresponding to the target wind control event information, the first wind control reference data corresponding to the target wind control event information is preferentially acquired from the locally stored wind control reference data. When the first wind control reference data corresponding to the target wind control event information is not stored locally, the local wind control module reads the first wind control reference data corresponding to the target wind control event information from the third distributed cache node, for example, reads the first wind control reference data required to perform model calculation from the third distributed cache node, specifically, the third distributed cache node may preset a wind control feature model, and the wind control feature model is used for performing calculation according to the wind control event information and the wind control reference data corresponding to the wind control event information and a preset algorithm to obtain a wind control feature value corresponding to the wind control event information. The local wind control module acquires first wind control reference data corresponding to the target wind control event information, which may refer to: acquiring a target wind control characteristic value corresponding to target wind control event information provided by a third distributed cache node; correspondingly, subsequently, the target wind control event information is verified based on the first wind control reference data and the first wind control strategy data stored locally, specifically: and carrying out wind control verification on the target wind control characteristic value corresponding to the target wind control event information by adopting the first wind control strategy data stored locally.
It should be noted that, the verifying the target wind control event information based on the first wind control reference data and the locally stored first wind control policy data may also be: the local wind control module obtains a target wind control characteristic value corresponding to the target wind control event information according to the first wind control reference data and the target wind control event information; and verifying the target wind control characteristic value by adopting the first wind control strategy data. For example, the local wind control module calculates the first wind control reference data and the target wind control event information stored locally through a locally-set wind control feature model capable of executing a simple calculation task, obtains a risk probability value corresponding to the target wind control event information, and verifies the risk probability value by using the first locally-stored wind control strategy data, specifically: if the risk probability value is larger than a preset wind control threshold value, determining that the target wind control event information has risks, and determining that the corresponding first wind control verification result is that the target service information has risks; and if the risk probability value is smaller than a preset wind control threshold value, determining that the target wind control event information has no risk, and determining that the corresponding first wind control verification result is target service information safety.
The data wind control system provided by the embodiment comprises a service module, a local wind control module and a remote wind control module, wherein the local wind control module and the service module are uniformly deployed, in the process of executing wind control verification, the local wind control module carries out wind control verification by adopting locally stored first wind control strategy data, the first wind control strategy data is strongly related to a local service scene, the use frequency of the first wind control strategy data is high, the universality is realized, and the hit rate of the wind control verification can be improved; and when the local wind control module cannot obtain the wind control verification result information, performing wind control verification through a remote wind control module deployed in a different place. By using the system, wind control verification work which can be executed by the local wind control module does not need to be sent to the remote wind control module, a large amount of wind control verification work can be completed locally in a service system, and the remote wind control module can carry out bottom-catching on the process of wind control verification. Compared with the existing service system which remotely calls the wind control system to carry out wind control verification, the system can reduce time consumption in the wind control verification process, improve the efficiency of the wind control verification and meet the real-time requirements of service scenes.
A second embodiment of the present application provides a data wind control method, where an application main body of the method may be a wind control policy executive program deployed locally in a service system, fig. 2 is a flowchart of the data wind control method provided in the first embodiment of the present application, and the method provided in this embodiment is described below with reference to fig. 2. For details of the implementation of the present embodiment, please refer to the related description in the first embodiment of the present application, which is not repeated herein. The following description refers to embodiments for the purpose of illustrating the principles of the methods, and is not intended to be limiting in actual use.
As shown in fig. 2, the data wind control method provided in this embodiment includes the following steps:
s201, obtaining target wind control event information aiming at the target service information.
For example, target wind control event information provided by the local service module for the target service information is obtained.
And S202, obtaining target wind control reference data corresponding to the target wind control event information.
And S203, verifying the target wind control event information based on the target wind control reference data and the locally stored target wind control strategy data.
For example, according to the target wind control reference data and the target wind control event information, a target wind control characteristic value corresponding to the target wind control event information is obtained; and verifying the target wind control characteristic value by adopting the target wind control strategy data.
The target wind control strategy data comprise credibility strategy data and risk degree strategy data, the target wind control reference data comprise credibility reference data and risk degree reference data, and the target wind control event information is verified based on the target wind control reference data and the locally stored target wind control strategy data, specifically comprising the following steps:
verifying the credibility index of the target wind control event information based on credibility reference data and locally stored credibility strategy data; for example, the credibility reference data is white list data used for representing that the wind control event information is credible event information, and the credibility policy data is: if the white list data contains the wind control event information to be verified, determining the wind control event information to be verified as credible event information; and if the white list data does not contain the wind control event information to be verified, determining the wind control event information to be verified as the untrusted event information.
And if the credibility index of the target wind control event information indicates that the target wind control event information is credible event information, determining the credibility index as first wind control verification result information aiming at the target service information.
If the credibility index of the target wind control event information indicates that the target wind control event information is incredible event information, verifying the risk degree index of the target wind control event information based on the risk degree reference data and the locally stored risk degree strategy data; for example, the risk degree reference data is blacklist data used for representing event information that the wind-controlled event information is at risk, and the risk degree policy data is: if the blacklist data contains the to-be-verified wind control event information, determining the to-be-verified wind control event information as risky event information; and if the blacklist data does not contain the to-be-verified wind control event information, determining the to-be-verified wind control event information as risk-free event information.
And if the risk degree index of the target wind control event information represents the event information with risk of the target wind control event information, determining the risk degree index as first wind control verification result information aiming at the target business information.
And if the risk degree index of the target wind control event information indicates that the target wind control event information is risk-free event information, indicating that the local wind control module does not obtain first wind control verification result information aiming at the target service information.
And S204, if the first wind control verification result information aiming at the target service information is obtained, returning the first wind control verification result information to the provider of the target wind control event information.
In this embodiment, the provider of the target wind control event information is a local service module.
For example, the reliability index determined as the first wind control verification result information is returned to the provider of the target wind control event information, or the risk index determined as the first wind control verification result information is returned to the provider of the target wind control event information.
And S205, if the first wind control verification result information aiming at the target service information is not obtained, sending the target wind control event information to the remote wind control module, obtaining second wind control verification result information aiming at the target service information and returned by the remote wind control module, and returning the second wind control verification result information to the provider of the target wind control event information.
According to the data wind control method provided by the embodiment, a large amount of wind control verification work can be completed locally in the service system, and the remote wind control module can carry out bottom-catching on the process of wind control verification. Compared with the existing service system which remotely calls the wind control system to carry out wind control verification, the method can reduce time consumption in the wind control verification process, improve the efficiency of the wind control verification and meet the real-time requirements of service scenes.
The third embodiment of the present application also provides a data wind control device, which is basically similar to the method embodiment, so that the description is relatively simple, and the details of the related technical features can be found in the corresponding description of the method embodiment provided above, and the following description of the device embodiment is only illustrative.
Referring to fig. 3, to understand the embodiment, fig. 3 is a block diagram of a unit of the apparatus provided in the embodiment, and as shown in fig. 3, the apparatus provided in the embodiment includes:
a target wind control event information obtaining unit 301, configured to obtain target wind control event information for the target service information;
a target wind control reference data obtaining unit 302, configured to obtain target wind control reference data corresponding to the target wind control event information;
the wind control verification unit 303 is configured to perform wind control verification on the target wind control event information based on the target wind control reference data and the locally stored target wind control policy data;
a first wind control verification result information returning unit 304, configured to return the first wind control verification result information to the provider of the target wind control event information after obtaining the first wind control verification result information for the target service information;
the second wind control verification result information returning unit 305 is configured to, when the first wind control verification result information for the target service information is not obtained, send the target wind control event information to the remote wind control module, obtain second wind control verification result information for the target service information, which is returned by the remote wind control module, and return the second wind control verification result information to the provider of the target wind control event information.
Optionally, the target wind control policy data includes credibility policy data and risk degree policy data, the target wind control reference data includes credibility reference data and risk degree reference data, and the target wind control event information is verified based on the target wind control reference data and the locally stored target wind control policy data, including:
verifying the credibility index of the target wind control event information based on credibility reference data and locally stored credibility strategy data;
and if the credibility index of the target wind control event information indicates that the target wind control event information is incredible event information, verifying the risk degree index of the target wind control event information based on the risk degree reference data and the locally stored risk degree strategy data.
Optionally, obtaining first wind control verification result information for the target service information includes:
if the credibility index of the target wind control event information indicates that the target wind control event information is credible event information, determining the credibility index as first wind control verification result information aiming at the target service information;
correspondingly, returning the first wind control verification result information to the provider of the target wind control event information, which comprises the following steps: and returning the credibility index to the provider of the target wind control event information.
Optionally, the credibility reference data includes white list data used for indicating that the wind-controlled event information is credible event information, and the credibility policy data includes: if the white list data contains the wind control event information to be verified, determining the wind control event information to be verified as credible event information; and if the white list data does not contain the wind control event information to be verified, determining the wind control event information to be verified as the untrusted event information.
Optionally, the obtaining, by the local wind control module, first wind control verification result information for the target service information includes: if the risk degree index of the target wind control event information represents that the target wind control event information is risky event information, determining the risk degree index as first wind control verification result information aiming at the target business information;
correspondingly, returning the first wind control verification result information to the provider of the target wind control event information, which comprises the following steps: and returning the risk degree index to a provider of the target wind control event information.
Optionally, if the local wind control module does not obtain the first wind control verification result information for the target service information, the local wind control module sends the target wind control event information to the remote wind control module, where the sending includes:
and if the risk degree index of the target wind control event information indicates that the target wind control event information is risk-free event information, sending the target wind control event information to the remote wind control module.
Optionally, the risk degree reference data includes blacklist data of event information indicating that the wind-controlled event information is at risk, and the risk degree policy data includes: if the blacklist data contains the to-be-verified wind control event information, determining the to-be-verified wind control event information as risky event information; and if the blacklist data does not contain the to-be-verified wind control event information, determining the to-be-verified wind control event information as risk-free event information.
Optionally, verifying the target wind control event information based on the target wind control reference data and the locally stored target wind control policy data includes:
obtaining a target wind control characteristic value corresponding to the target wind control event information according to the target wind control reference data and the target wind control event information;
and verifying the target wind control characteristic value by adopting the target wind control strategy data.
In the above embodiments, a data wind control method and a data wind control device are provided, and in addition, a fourth embodiment of the present application also provides an electronic device, which is basically similar to the method embodiment and therefore is described relatively simply, and the details of the related technical features may be obtained by referring to the corresponding description of the method embodiment provided above, and the following description of the electronic device embodiment is only illustrative.
The embodiment of the electronic equipment is as follows:
please refer to fig. 4 for understanding the present embodiment, fig. 4 is a schematic view of an electronic device provided in the present embodiment.
As shown in fig. 4, the electronic apparatus includes: a processor 401; a memory 402;
a memory 402 for storing a data-programmed program that, when read and executed by the processor, performs the following operations:
acquiring target wind control event information aiming at the target service information;
acquiring target wind control reference data corresponding to the target wind control event information;
verifying the target wind control event information based on the target wind control reference data and the locally stored target wind control strategy data;
if first wind control verification result information aiming at the target service information is obtained, the first wind control verification result information is returned to a provider of the target wind control event information;
and if the first wind control verification result information aiming at the target service information is not obtained, sending the target wind control event information to the remote wind control module, obtaining second wind control verification result information aiming at the target service information returned by the remote wind control module, and returning the second wind control verification result information to the provider of the target wind control event information.
Optionally, the target wind control policy data includes credibility policy data and risk degree policy data, the target wind control reference data includes credibility reference data and risk degree reference data, and the target wind control event information is verified based on the target wind control reference data and the locally stored target wind control policy data, including:
verifying the credibility index of the target wind control event information based on credibility reference data and locally stored credibility strategy data;
and if the credibility index of the target wind control event information indicates that the target wind control event information is incredible event information, verifying the risk degree index of the target wind control event information based on the risk degree reference data and the locally stored risk degree strategy data.
Optionally, obtaining first wind control verification result information for the target service information includes:
if the credibility index of the target wind control event information indicates that the target wind control event information is credible event information, determining the credibility index as first wind control verification result information aiming at the target service information;
correspondingly, returning the first wind control verification result information to the provider of the target wind control event information, which comprises the following steps: and returning the credibility index to the provider of the target wind control event information.
Optionally, the credibility reference data includes white list data used for indicating that the wind-controlled event information is credible event information, and the credibility policy data includes: if the white list data contains the wind control event information to be verified, determining the wind control event information to be verified as credible event information; and if the white list data does not contain the wind control event information to be verified, determining the wind control event information to be verified as the untrusted event information.
Optionally, the obtaining, by the local wind control module, first wind control verification result information for the target service information includes: if the risk degree index of the target wind control event information represents that the target wind control event information is risky event information, determining the risk degree index as first wind control verification result information aiming at the target business information;
correspondingly, returning the first wind control verification result information to the provider of the target wind control event information, which comprises the following steps: and returning the risk degree index to a provider of the target wind control event information.
Optionally, if the local wind control module does not obtain the first wind control verification result information for the target service information, the local wind control module sends the target wind control event information to the remote wind control module, where the sending includes:
and if the risk degree index of the target wind control event information indicates that the target wind control event information is risk-free event information, sending the target wind control event information to the remote wind control module.
Optionally, the risk degree reference data includes blacklist data of event information indicating that the wind-controlled event information is at risk, and the risk degree policy data includes: if the blacklist data contains the to-be-verified wind control event information, determining the to-be-verified wind control event information as risky event information; and if the blacklist data does not contain the to-be-verified wind control event information, determining the to-be-verified wind control event information as risk-free event information.
Optionally, verifying the target wind control event information based on the target wind control reference data and the locally stored target wind control policy data includes:
obtaining a target wind control characteristic value corresponding to the target wind control event information according to the target wind control reference data and the target wind control event information;
and verifying the target wind control characteristic value by adopting the target wind control strategy data.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
1. Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, computer readable media does not include non-transitory computer readable media (transient media), such as modulated data signals and carrier waves.
2. As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
Although the present application has been described with reference to the preferred embodiments, it is not intended to limit the present application, and those skilled in the art can make variations and modifications without departing from the spirit and scope of the present application, therefore, the scope of the present application should be determined by the claims that follow.

Claims (10)

1. A data wind control system, characterized by comprising:
the system comprises a business module, a local wind control module and a remote wind control module;
the business module is used for providing target wind control event information aiming at the target business information to the local wind control module;
the local wind control module is used for acquiring first wind control reference data corresponding to the target wind control event information; verifying the target wind control event information based on the first wind control reference data and locally stored first wind control strategy data; if first wind control verification result information aiming at the target service information is obtained, the first wind control verification result information is returned to the service module; if the first wind control verification result information aiming at the target service information is not obtained, the target wind control event information is sent to the remote wind control module, second wind control verification result information aiming at the target service information returned by the remote wind control module is received, and the second wind control verification result information aiming at the target service information is provided for the service module;
the far-end wind control module is used for obtaining second wind control reference data corresponding to the target wind control event information; obtaining second wind control strategy data corresponding to the target wind control event information; verifying the target wind control event information based on the second wind control reference data and the second wind control strategy data to obtain second wind control verification result information aiming at the target service information; and sending the second wind control verification result information to the local wind control module.
2. The system of claim 1, wherein the first wind control policy data comprises credibility policy data and risk policy data, the first wind control reference data comprises credibility reference data and risk reference data, and the verifying the target wind control event information based on the first wind control reference data and first wind control policy data stored by a current device comprises:
the local wind control module verifies the credibility index of the target wind control event information based on the credibility reference data and credibility strategy data stored in the current equipment;
and if the credibility index of the target wind control event information indicates that the target wind control event information is incredible event information, verifying the risk degree index of the target wind control event information based on the risk degree reference data and the risk degree strategy data stored by the current equipment.
3. The system of claim 2, wherein the obtaining of the first wind-controlled verification result information for the target traffic information comprises:
if the credibility index of the target wind control event information indicates that the target wind control event information is credible event information, determining the credibility index as first wind control verification result information aiming at the target service information;
correspondingly, the returning the first wind control verification result information to the service module includes:
and returning the credibility index to the service module.
4. A system according to claim 2 or 3, wherein said credibility reference data comprises white list data for event information indicating that wind controlled event information is credible, said credibility policy data comprising: if the white list data contains the wind control event information to be verified, determining the wind control event information to be verified as credible event information; and if the white list data does not contain the wind control event information to be verified, determining the wind control event information to be verified as the untrusted event information.
5. The system of claim 2, wherein the obtaining of the first wind-controlled verification result information for the target traffic information comprises:
if the risk degree index of the target wind control event information represents that the target wind control event information is risky event information, determining the risk degree index as first wind control verification result information aiming at the target business information;
correspondingly, the returning the first wind control verification result information to the service module includes:
and returning the risk degree index to the business module.
6. The system of claim 2, wherein if the local wind control module does not obtain the first wind control verification result information for the target service information, sending the target wind control event information to the remote wind control module comprises:
and if the risk degree index of the target wind control event information indicates that the target wind control event information is risk-free event information, sending the target wind control event information to the remote wind control module.
7. The system of claim 1, further comprising:
the strategy data management module is used for obtaining wind control strategy data; dividing the wind control strategy data into first wind control strategy data used for the local wind control module and second wind control strategy data used for the remote wind control module; providing the first wind control policy data to the local wind control module; and providing the second wind control strategy data to the remote wind control module.
8. A data wind control method is characterized by comprising the following steps:
acquiring target wind control event information aiming at the target service information;
obtaining target wind control reference data corresponding to the target wind control event information;
verifying the target wind control event information based on the target wind control reference data and locally stored target wind control strategy data;
if first wind control verification result information aiming at the target service information is obtained, returning the first wind control verification result information to a provider of the target wind control event information;
and if the first wind control verification result information aiming at the target service information is not obtained, sending the target wind control event information to a remote wind control module, obtaining second wind control verification result information aiming at the target service information and returned by the remote wind control module, and returning the second wind control verification result information to a provider of the target wind control event information.
9. A data pneumatic control device, comprising:
the target wind control event information acquisition unit is used for acquiring target wind control event information aiming at the target service information;
the target wind control reference data obtaining unit is used for obtaining target wind control reference data corresponding to the target wind control event information;
the wind control verification unit is used for performing wind control verification on the target wind control event information based on the target wind control reference data and locally stored target wind control strategy data;
the first wind control verification result information returning unit is used for returning the first wind control verification result information to the provider of the target wind control event information after the first wind control verification result information aiming at the target service information is obtained;
and the second wind control verification result information returning unit is used for sending the target wind control event information to a remote wind control module when the first wind control verification result information aiming at the target service information is not obtained, obtaining second wind control verification result information aiming at the target service information and returned by the remote wind control module, and returning the second wind control verification result information to a provider of the target wind control event information.
10. An electronic device, comprising:
a processor;
a memory for storing a data-scoping program, which when read executed by the processor performs the following operations:
acquiring target wind control event information aiming at the target service information;
obtaining target wind control reference data corresponding to the target wind control event information;
verifying the target wind control event information based on the target wind control reference data and locally stored target wind control strategy data;
if first wind control verification result information aiming at the target service information is obtained, returning the first wind control verification result information to a provider of the target wind control event information;
and if the first wind control verification result information aiming at the target service information is not obtained, sending the target wind control event information to a remote wind control module, obtaining second wind control verification result information aiming at the target service information and returned by the remote wind control module, and returning the second wind control verification result information to a provider of the target wind control event information.
CN201910942586.6A 2019-09-30 2019-09-30 Data wind control system and method Pending CN110781500A (en)

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Application publication date: 20200211