CN110738159A

CN110738159A - Online shareholder guild method and device for changing actual control persons of enterprises

Info

Publication number: CN110738159A
Application number: CN201910962369.3A
Authority: CN
Inventors: 徐淑娴; 李鑫
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Priority date: 2019-10-11
Filing date: 2019-10-11
Publication date: 2020-01-31

Abstract

The invention provides online great shareholder meeting methods and devices for changing the actual control persons of enterprises, which comprehensively adopt living body detection, face recognition and voice recognition technologies of the great shareholder when the identity of the great shareholder is authenticated, can accurately authenticate the identity of the great shareholder, prevent the problems of false imitation of the great shareholder by pictures or false falsification by videos recorded in advance and the like, obtain handwritten signatures and electronic contracts of the great shareholder passing all identity authentication of the online great shareholder meeting so as to obtain the actual control person information of the enterprises according to the handwritten signatures and the electronic contracts, can complete the resolution of the actual control persons of the changing enterprises on the whole line, and the resolution contracts are stored in financial institutions which can obtain the actual control persons of the enterprises in real time, so that the authenticity of the actual control persons does not need to be separately proved to the financial institutions when applying for loan on the small and micro enterprise on the line.

Description

Online shareholder guild method and device for changing actual control persons of enterprises

Technical Field

The invention relates to the technical field of computers, in particular to methods, devices and systems for changing an online shareholder's guild of an actual controller of an enterprise.

Background

In order to expand the production and operation scale of small and micro enterprises, advanced technologies and equipment need to be introduced, however, the technologies and the equipment all need to spend a large amount of money, millions and tens of millions of yuan, and the solution method is mainly to loan into financial institutions. The demand of small micro-enterprises on short, frequent and fast capital is particularly obvious.

With the rapid development of internet technology, in recent years, financial institutions have come up with loan products of small and micro enterprises on the whole line, but the precondition for applying for loan is that the financial institutions need to register the actual controller of the enterprise, and the actual controller applies for loan, so how to conveniently and rapidly identify and prove to the financial institutions that the loan applicant becomes a big obstacle to loan of small and micro enterprises on the small and micro enterprise application line .

Disclosure of Invention

In view of the problems in the prior art, the present invention provides methods, apparatuses, electronic devices, and computer-readable storage media for implementing a method for changing an online shareholder's guild of an actual controller of an enterprise, which can at least partially solve the problems in the prior art.

In order to achieve the purpose, the invention adopts the following technical scheme:

, there is provided a method for implementing an online stockholder's guild that alters an actual controller of an enterprise, comprising:

obtaining a shareholder authentication request, wherein the shareholder authentication request comprises: shareholder identification card information;

identifying the shareholder according to the shareholder identification card information and shareholder information in the enterprise business information;

sending a dynamic code to the shareholder who successfully identifies;

acquiring a video of the dynamic code read by the shareholder successfully identified;

performing living body detection, stockholder face recognition and voice recognition according to the video to authenticate the stockholder identity;

and acquiring the handwritten signatures and the electronic contract of all shareholders who pass identity authentication in the online shareholders' congress to obtain the actual information of the enterprise controller according to the handwritten signatures and the electronic contract.

, the performing liveness detection, stockholder face recognition and voice recognition to authenticate the stockholder identity according to the video comprises:

performing living body detection on the person in the video;

performing shareholder face recognition on the images in the video;

performing voice recognition on the audio in the video;

and when the living body detection is passed, the shareholder face recognition is passed, and the voice recognition is passed, the shareholder identity authentication is successful.

, performing shareholder face recognition on the images in the video, comprising:

marking the face in the image in the video by adopting an image recognition algorithm;

matching the marked human face with the photo in the information of the shareholder identity card;

and if the matching is successful, the shareholder face recognition is successful.

Further , the performing speech recognition on the audio in the video includes:

recognizing dynamic codes read by shareholders in the video by adopting a voice recognition technology;

matching the dynamic code read aloud by the shareholder with the dynamic code sent to the shareholder;

and if the matching is successful, the voice recognition is successful.

, further comprising:

acquiring a request for initiating an online great shareholder meeting, wherein the online great shareholder meeting initiating instruction comprises the following steps: enterprise information and sponsor information;

acquiring corresponding enterprise business information according to the enterprise information, wherein the enterprise business information comprises: shareholder information;

verifying whether the initiator information meets the requirement of initiating qualification or not according to the initiator information and the shareholder information;

and if so, sending a conference notice to the shareholder according to the shareholder information.

, the verifying whether the originator information meets the origination qualification requirement according to the originator information and the shareholder information includes:

judging whether the holding ratio of the initiator is less than or equal to th preset value;

if not, judging whether the number of shareholders is larger than a second preset value or not;

if the number of the shareholders is not more than a second preset value, judging whether the shareholders of the legal person exist in the shareholders or not;

if no legal shareholder exists in the shareholders, the requirement of initiating qualification is met;

and if the holding ratio of the initiator is less than or equal to the th preset value, or the number of the shareholders is greater than the second preset value, or the shareholders of the legal system are present in the shareholders, the requirement of the initiation qualification is not met.

, further comprising:

acquiring user registration information, wherein the user registration information comprises: a user account and user identity information;

performing real-name authentication on the user according to the user identity information;

acquiring enterprise information to be added by a user with successful real-name authentication;

acquiring corresponding enterprise business information according to the enterprise information to be added by the user;

verifying the enterprise information to be added by the user according to the enterprise business information;

and associating the enterprise information to be added by the user, which passes the verification, with the user account to complete user registration.

In a second aspect, apparatus for implementing an online shareholder's guild of a changing enterprise physical controller is provided, comprising:

the shareholder identity authentication request obtaining module is used for obtaining a shareholder identity authentication request, and the shareholder identity authentication request comprises: shareholder identification card information;

the shareholder identification module is used for identifying the shareholder according to the shareholder identification card information and the shareholder information in the enterprise business information;

the dynamic code sending module is used for sending a dynamic code to the shareholder who successfully identifies;

the video acquisition module is used for acquiring the video of the dynamic code read by the shareholder who successfully identifies;

the shareholder identity authentication module is used for performing living body detection, shareholder face recognition and voice recognition according to the video so as to authenticate the identity of the shareholder;

and the stockholder conference result registration module acquires the handwritten signatures and the electronic contracts of all the stockholders passing the identity authentication of the online stockholder conference, so as to obtain the actual controller information of the enterprise according to the handwritten signatures and the electronic contracts.

In a third aspect, electronic devices are provided, comprising a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the above method for altering an online shareholder's club of an enterprise's physical controller when executing the program.

In a fourth aspect, computer readable storage media are provided having stored thereon a computer program that, when executed by a processor, performs the steps of the above-described method for altering an online shareholder's guild of an actual controller of an enterprise.

The method comprises the steps of obtaining a stockholder identity verification request which comprises stockholder identity card information, identifying a stockholder according to the stockholder identity card information and stockholder information in enterprise business information, sending a dynamic code to a successful stockholder, obtaining a video of the dynamic code read by the successful stockholder aloud, carrying out living body detection, stockholder face recognition and voice recognition according to the video to authenticate the stockholder identity, obtaining handwritten signatures and electronic contracts of all stockholders passing identity authentication of the online stockholder meeting to obtain actual control person information of the enterprise according to the handwritten signature and the electronic contract, wherein when the stockholder identity is authenticated, living body detection, the stockholder face recognition and the voice recognition technology are comprehensively adopted, the stockholder identity can be accurately authenticated, the problems that the stockholder identity is falsely signed by a stockholder, or the video recorded first time is used for verifying the stockholder identity are solved, the false identity recognition technology and the false identity recognition technology is used for obtaining the actual control person identification of the enterprise, the financial institution can be controlled by the financial institution independently according to the handwritten signature and the actual control person information of the financial institution, the financial institution can be obtained by the financial institution independently controlling the financial institution.

In addition, the method for realizing the change of the online stockholder meeting of the actual controller of the enterprise provided by the invention strictly controls the qualification of the initiator and the like by adopting a strict verification process when the user registers and initiates the stockholder meeting, effectively controls the effectiveness and the authenticity of the online stockholder meeting and prevents resource waste.

In order to make the aforementioned and other objects, features and advantages of the invention comprehensible, preferred embodiments accompanied with figures are described in detail below.

Drawings

To more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed for the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are embodiments of the present application, and other drawings can be obtained by those skilled in the art without creative efforts, wherein:

FIG. 1 is a schematic diagram of an architecture between a server S1 and a client device B1 according to an embodiment of the present invention;

FIG. 2 is a block diagram of the server S1, the client device B1 and the database server S2 according to an embodiment of the present invention;

FIG. 3 is a schematic flow chart of a method for implementing an online shareholder's guild of changing an actual controller of an enterprise in an embodiment of the present invention;

fig. 4 shows the specific steps of step S500 in fig. 3;

FIG. 5 is a flowchart illustrating a second method for implementing a change to an online shareholder's guild of an actual controller of an enterprise, in an embodiment of the present invention;

FIG. 6 shows the specific steps of user registration in an embodiment of the present invention;

FIG. 7 is a block diagram of an apparatus for implementing an online shareholder's guild of changing an actual controller of an enterprise in an embodiment of the present invention;

fig. 8 is a block diagram of an electronic device according to an embodiment of the invention.

Detailed Description

For a better understanding of the present application, the technical solutions in the embodiments of the present application will be described clearly and completely below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only partial embodiments of the present application , not all embodiments.

Furthermore, the present invention may take the form of a computer program product embodied on or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.

It should be noted that the terms "comprises" and "comprising," and any variations thereof, in the description and claims of this application and the above-described drawings, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises an series of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

It should be noted that the embodiments and features of the embodiments in the present application may be combined with each other without conflict. The present application will be described in detail below with reference to the embodiments with reference to the attached drawings.

Interpretation of terms:

and (3) living body detection: and judging whether the captured face is a real face or a forged face attack.

The human face recognition is biometric technologies for identity recognition based on the facial feature information of people.

And (3) voice recognition: the speech is taken as a research object, and the machine automatically recognizes and understands human spoken language through speech signal processing and recognition modes.

Small and micro enterprises: the small and micro enterprises are the general names of small enterprises, micro enterprises and family workshop-type enterprises.

The great congress of shareholders: the stockholder's guild is the authority that is composed of all stockholders of the stockholder limited company and takes on the responsibility of making decisions on important matters of the company, such as decisions on business matters of the company, decisions on replacement of board-of-directors not taken by staff representatives, supervision and the like.

Actually controlling the human: by actual controller is meant a natural person, legal person, or other organization capable of actually governing the behavior of a company, whether or not directly holding the company's equity, through investment relations, agreements, or other arrangements.

At present, the precondition for applying for the loan on the small and micro enterprise on line is that a financial institution needs to register an actual controller of an enterprise, and the actual controller applies for the loan, so how to conveniently and quickly determine and prove to the financial institution that the loan applicant becomes big obstacle for preventing the loan of the small and micro enterprise on the small and micro enterprise application line.

In order to solve at least part of the technical problems in the prior art, the embodiment of the invention provides methods for changing the online great stakeholder meeting of the actual control personnel of the enterprise, when the identity of the shareholder is authenticated, the living body detection, the face recognition and the voice recognition technology of the shareholder are comprehensively adopted, the identity of the shareholder can be accurately authenticated, the problems that the shareholder is counterfeited by adopting pictures, the imposition is performed by impersonation, or the falsifying is performed by using videos recorded in advance are solved, the handwritten signatures and the electronic contracts of the shareholder passing all identity authentication of the online great shareholder meeting are obtained through , the information of the actual control personnel of the enterprise is obtained according to the handwritten signatures and the electronic contracts, the actual control personnel resolution of the enterprise can be completed on the whole line, the resolution contract is filed in a financial institution, the financial institution can obtain the actual control personnel of the enterprise in real time, and the authenticity of the actual control personnel of the enterprise does not need to be independently proved to the financial.

In view of the above, the present application provides apparatuses for changing an online shareholder general meeting of an actual corporate controller, where the apparatuses may be servers S1, see fig. 1, where the server S1 may be in communication connection with at least client devices B1, the client devices B1 may send shareholder identity verification requests to the server S1, the server S1 may receive the shareholder identity verification requests online, the shareholder identity verification requests include shareholder identity card information, the server S1 may pre-process the acquired shareholder identity verification requests online or offline, identify shareholders according to the shareholder identity card information and shareholder information in corporate trade information, send dynamic codes to successfully identified shareholder, acquire videos identifying the successful shareholder reading the dynamic codes, perform live body detection, shareholder face identification and voice identification according to the videos, authenticate faces of the shareholder to authenticate shareholder, and acquire handwritten electronic signatures of all identities of the online shareholder general meeting to obtain an actual corporate control contract and obtain the actual electronic signature information according to the handwritten electronic contract.

Referring to fig. 2, the server S1 may further be communicatively connected to at least database servers S2, the database server S2 being configured to store business information, the database server S2 may send the business information to the server S1 online, and the server S1 may receive the business information online to identify a shareholder based on the shareholder identification card information and shareholder information in the business information.

Based on the above, the client device B1 may have a display interface so that the user can input desired information according to the interface.

It is understood that the client device B1 may include a smart phone, a tablet electronic device, a network set-top box, a portable computer, a desktop computer, a Personal Digital Assistant (PDA), a vehicle-mounted device, a smart wearable device, etc. Wherein, intelligence wearing equipment can include intelligent glasses, intelligent wrist-watch, intelligent bracelet etc..

In practical applications, part of the method for implementing the change of the online shareholder' S guild of the actual controller of the enterprise may be performed on the server S1 side as described above, that is, the architecture shown in fig. 1, or all operations may be performed in the client device B1, and the client device B1 may be directly connected in communication with the database server S2. Specifically, the selection may be performed according to the processing capability of the client device B1, the limitation of the user usage scenario, and the like. This is not a limitation of the present application. If all operations are performed at the client device B1, the client device B1 may further include a processor for implementing specific processes for altering the method of the enterprise's actual controller's online shareholder's guild.

The server and the client device may communicate using any suitable network protocol, including network protocols not yet developed at the filing date of this application. The network protocol may include, for example, a TCP/IP protocol, a UDP/IP protocol, an HTTP protocol, an HTTPS protocol, or the like. Of course, the network Protocol may also include, for example, an RPC Protocol (Remote Procedure Call Protocol), a REST Protocol (Representational State Transfer Protocol), and the like used above the above Protocol.

Fig. 3 is a flowchart of a method for implementing a change to an online shareholder's guild of an actual controller of an enterprise in an embodiment of the present invention, as shown in fig. 3, the method for implementing a change to an online shareholder's guild of an actual controller of an enterprise may include the following:

step S100: obtaining a shareholder authentication request, wherein the shareholder authentication request comprises: shareholder identification card information.

Wherein the request for shareholder authentication is triggered by the shareholder online attending the shareholder meeting.

Specifically, a shareholder can input a mobile phone number (a shareholder mobile phone number filled by a shareholder meeting initiator when initiating a shareholder meeting) of the shareholder on a mobile phone APP (such as a WeChat applet) and then inquire whether effective shareholder meetings (namely the validity screening of the shareholder meetings is effective, namely days or two days and the like) exist (the shareholder does not vote for the topic of the shareholder meeting yet) and the shareholder meetings to be participated in the effective shareholder meeting (the validity screening of the shareholder meetings is effective in a preset time of initiating the shareholder meeting), if the effective shareholder meeting information to be participated exists, the shareholder meeting button is clicked, and identity card information is input to send a shareholder identity authentication request to the server, wherein the shareholder identity authentication request comprises the shareholder.

In addition, the ID card information can be the positive and negative photos of the user ID card or the ID card number and the ID card photos input by the user.

Step S200: and identifying the shareholder according to the shareholder information in the shareholder identification card information and the enterprise business information.

Specifically, identity card OCR recognition is first performed on the shareholder, that is: and acquiring information such as a name, an identity card number and the like according to the identity card information input by the user, then judging whether the shareholder information in the enterprise business information contains the shareholder of the name and the identity card number, if so, successfully identifying, and otherwise, refusing the user to participate in the shareholder meeting.

The business information includes information such as a business name, a business system social credit code, a business corporate representative name, a corporate representative identification number, the number of shareholders, shareholder identification information, a share ratio of each shareholder, a business address, a business operation status, a business loss person, and a business property (individual, single owner, or corporate) registered and registered by the business administration .

Step S300: and sending the dynamic code to the shareholder who successfully identifies.

After successful identification of the shareholder, a random dynamic code is sent to the shareholder and the shareholder is prompted to record an authentication video and read the dynamic code when recording the video.

Step S400: and acquiring a video for identifying the successful stockholder reading the dynamic code.

The video format may be mp4, rm, rmvb, wmv, avi, etc., and preferably, the mp4 format with good versatility is preferred, which is not limited by the embodiment of the present invention.

Step S500: and performing living body detection, stockholder face recognition and voice recognition according to the video to authenticate the stockholder identity.

Specifically, various detection means are employed to authenticate whether the person in the video is the shareholder himself or not, so as to prevent various false actions.

And S600, acquiring handwritten signatures and electronic contracts of all shareholders passing the identity authentication of the online shareholders' general meeting, so as to acquire actual information of the enterprise controller according to the handwritten signatures and the electronic contracts.

Specifically, after the identity of the shareholder is authenticated, online resolution is performed by the shareholder (that is, online voting of the shareholder's conference is performed, and the shareholder casts an agreement or disagreement to the current resolution subject, that is, whether the actual control person of the enterprise is agreed to be changed to be the current candidate, wherein the current candidate is input by the shareholder's conference initiator in advance when the shareholder conference is initiated), and after the shareholder voting resolution, the shareholder conference resolution contract is read and signature confirmation is performed by handwriting.

The technologies such as online voting and signature are common technical means in the prior art, and are not described herein again.

And after finally stockholders resolve and complete the handwritten signature, acquiring handwritten signatures and electronic contracts of all stockholders passing the identity authentication of the online stockholder conference, so as to obtain the actual controller information of the enterprise according to the handwritten signatures and the electronic contracts.

Specifically, after acquiring handwritten signatures of all stakeholders passing identity authentication in the online shareholder general meeting, generating an electronic contract, attaching all shareholder signature pictures, and sending the electronic contract to a financial institution, wherein the financial institution updates an actual enterprise controller prestored in the financial institution according to the electronic contract attached with all shareholder signature pictures.

After the last stockholders complete voting and the handwritten electronic signatures, the handwritten electronic signatures of all the stockholders are spliced to the signature positions of the electronic contracts to generate electronic contracts with legal effects, and the electronic contracts are stored in the financial institution server.

According to the technical scheme, the method for realizing the online great joker of the enterprise actual controller provided by the embodiment of the invention comprehensively adopts the living body detection, the face recognition and the voice recognition technologies of the great joker when the identity of the great joker is authenticated, can accurately authenticate the identity of the great joker, prevents the problems of counterfeiting the great joker by using pictures, imposition of impersonation or falsification by using videos recorded in advance and the like, can realize the change of the actual controller of the enterprise on the whole line by acquiring handwritten signatures and electronic contracts of the great joker passing the identity authentication of the online great joker, so that the financial institution can acquire the actual controller of the enterprise in real time, the authenticity of the actual controller is not required to be proved to the financial institution independently when applying for loan on the small and micro enterprise line, fills the blank of the flow on the large joker on the line, and the generated great joker can be approved by the financial institution to update the financial institution in linkage with the actual controller of the loan, and enables the enterprise to be more convenient and more convenient to be registered on the online financial institution.

In alternative embodiments, referring to fig. 4, this step S500 may include the following:

step S510: and carrying out living body detection on the person in the video.

Specifically, a living body detection technology is adopted to detect a living body of a person in a video.

The living body detection is a method for determining the real physiological characteristics of an object in identity verification scenes, and in the application of face recognition, the living body detection can verify whether a user operates for the real living body by combining actions of blinking, mouth opening, head shaking, head pointing and the like, and by using technologies such as face key point positioning, face tracking and the like.

Step S520: and carrying out shareholder face recognition on the images in the video.

Specifically, a face in an image in the video is marked by adopting an image recognition algorithm; matching the marked face with the photo in the shareholder identity card information (which is equivalent to the photo information of the shareholder stored in the public security database); if the matching is successful, the shareholder face recognition is successful, otherwise, the shareholder face recognition is failed.

Step S530: and performing voice recognition on the audio in the video.

Specifically, a voice recognition technology is adopted to recognize dynamic codes read by stockholders in the video; matching the dynamic code read aloud by the shareholder with the dynamic code sent to the shareholder; if the matching is successful, the voice recognition is successful, otherwise, the voice recognition is failed.

Step S540: and when the living body detection is passed, the shareholder face recognition is passed, and the voice recognition is passed, the shareholder identity authentication is successful.

In addition, when items are not passed through by live body detection, stockholder face recognition and voice recognition, stockholder identity authentication fails, and the stockholder is refused to participate in the online stockholder conference.

By adopting multiple verification means, the actual stockholders can be guaranteed to participate in the stockholder meeting personally, behaviors such as falsification and the like are prevented, the credibility of the stockholder meeting is improved, and losses of financial institutions or enterprises are avoided.

In optional embodiments, referring to fig. 5, the method for implementing the change of the online shareholder's guild of the actual controller of the enterprise may further include, on the basis of the steps shown in fig. 3, a guild initiating step, specifically:

step S10: acquiring a request for initiating an online great shareholder meeting, wherein the online great shareholder meeting initiating instruction comprises the following steps: enterprise information and sponsor information.

Specifically, the initiating online great shareholder meeting request is triggered by the great shareholder meeting initiator, and the great shareholder meeting initiator needs to input the enterprise information (such as the name of the enterprise, the credit code of the enterprise social system , and the like) of the online great shareholder meeting and the information of the initiator (the identity information of the initiator, and the like).

Step S20: acquiring corresponding enterprise business information according to the enterprise information, wherein the enterprise business information comprises: shareholder information.

Specifically, the business information of the enterprise is called from a database of a business organization according to the enterprise information.

Step S30: verifying whether the initiator information meets the requirement of initiating qualification or not according to the initiator information and the shareholder information;

if yes, go to step S40; otherwise, step S700 is executed to end the process.

Specifically, the identity of the initiator is required, and it is required to determine whether the holding ratio of the initiator is less than or equal to th preset value (for example, ten to fifty percent, for example, twenty percent or thirty percent, which is set by the financial institution according to the credit policy and the capital condition), if not, determine whether the number of shareholders is greater than a second preset value (for example, 5 to 10 shareholders, for example, 6, 7, or 8 shareholders, which is set by the financial institution according to the credit policy and the capital condition), if not, determine whether the number of shareholders has the shareholders of the corporate shareholders, if the number of shareholders does not exceed the second preset value, the qualification requirement is met, and if the holding ratio of the initiator is less than or equal to th preset value, or the number of shareholders is greater than the second preset value, or if the shareholders have the shareholders of.

Step S40: and sending a conference notice to the shareholders according to the shareholder information.

Specifically, after the online shareholder's congress is initiated successfully, the application can be shared to a third party, including: wechat, Wechat friend circles, microblogs, short messages and the like.

By adopting the technical scheme, when the online stockholder meeting is initiated, the identity of the initiator and the conditions of the enterprise are checked and controlled, the success rate and effectiveness of the stockholder meeting can be effectively improved, and resource waste is prevented.

In alternative embodiments, the method for implementing the online shareholder's guild of the actual controller of the enterprise may further comprise:

when the stockholder's conference is initiated, candidate actual controller information is filled in by the initiator and sent to the stockholder with a meeting notification .

By adopting the technical scheme, the shareholder can know the conference topic in advance, prepare for the conference in advance and improve the user experience.

In optional embodiments, in order to ensure that each shareholder can effectively receive the meeting notification and ensure that the shareholder smoothly logs in to the online shareholder meeting, when the shareholder meeting is initiated, the initiator fills in the communication mode (such as a mobile phone number, a micro signal and the like) of the shareholder, and the system sends the meeting notification to the shareholder according to the communication mode filled by the initiator and the information of the shareholder.

In optional embodiments, the method for implementing changing the online shareholder's guild of the actual controller of the enterprise may further include a user registration step, see fig. 6, which specifically includes the following:

step S1: acquiring user registration information, wherein the user registration information comprises: user account information (such as a mobile phone number, a mailbox number, a micro signal, a QQ number or an account set by a user in a personalized way, and the like, and a password of the account) and user identity information.

Wherein the user is the stakeholder's congratulatory initiator. The user identity information may include a user name, an identification number, and the like.

Step S2: and performing real-name authentication on the user according to the user identity information.

If the real name authentication is successful, go to step S3; otherwise, the flow ends.

Specifically, performing real-name authentication on a user according to user identity information is a commonly used technology in the art, and is not described herein again.

Step S3: and acquiring enterprise information to be added by the user with successful real-name authentication.

Specifically, the enterprise information to be added by the user may include an enterprise name, an enterprise system social credit code, an enterprise corporate representative name, a corporate representative identification number, and the like.

Step S4: acquiring corresponding enterprise business information according to the enterprise information to be added by the user;

specifically, enterprise business information is transferred from a database of a business organization according to the enterprise information to be added by the user.

Step S5: and verifying the enterprise information to be added by the user according to the enterprise business information.

Specifically, whether the business information and the business information to be added by the user are is judged, if is judged, the check is passed, and step S6 is executed, and if not is judged, the check is not passed, and step S7 is executed.

Step S6: and associating the enterprise information to be added by the user, which passes the verification, with the user account to complete user registration.

Step S7: and (6) ending.

In optional embodiments, the method further includes sending a dynamic code to the user with successful real-name authentication, acquiring a video of the dynamic code read by the user with successful real-name authentication, and performing living body detection, face recognition and voice recognition according to the video to confirm that the user is the user with the successful real-name authentication, so as to prevent behaviors such as proxy or falsifying.

In optional embodiments, when verifying the enterprise information to be added by the user according to the enterprise business information, the qualification of the user can also be checked, that is, whether the user is a stockholder in the enterprise business information, or the like.

By adopting the technical scheme, the user can be screened and checked in the registration link, the threshold of the registration is improved, and the phenomenon that the invalid shareholder initiates too much resource consumption is prevented.

In optional embodiments, in the stage of initiating the stockholder's guild, the business operation status may also be screened, if the business is in a serious loss status or a bad credit status, etc., the initiated stockholder's guild is terminated, and due to the consideration of the financial institution for the capital risk, for the business in a serious loss status or a bad credit status, the loan enthusiasm of the financial institution is low, so that the business initiating the stockholder's guild may be limited to save resources to the more needed business.

In optional embodiments, to ensure data security, both the received data and the sent data are encrypted according to an agreed key and algorithm and then transmitted, and the received data and the sent data are used after being confidential, and all messages are in a base64 encoding mode.

Based on the same inventive concept, the embodiments of the present application further provide apparatuses for implementing the change of online shareholder's guild of the actual controlling person of the enterprise, which can be used for implementing the methods described in the above embodiments, as described in the following embodiments.

FIG. 7 is a block diagram of an apparatus for implementing an online shareholder's guild of changing an actual controller of an enterprise in an embodiment of the present invention; as shown in fig. 7, the apparatus for implementing changing the online shareholder's guild of the actual controller of the enterprise comprises: the shareholder identity authentication system comprises a shareholder identity authentication request acquisition module 10, a shareholder identification module 20, a dynamic code sending module 30, a video acquisition module 40, a shareholder identity authentication module 50 and a shareholder guild result registration module 60.

The shareholder authentication request obtaining module 10 obtains a shareholder authentication request, where the shareholder authentication request includes: shareholder identification card information;

The shareholder identification module 20 identifies the shareholder according to the shareholder identification card information and the shareholder information in the enterprise business information;

The dynamic code sending module 30 sends a dynamic code to the shareholder who successfully identifies;

The video obtaining module 40 obtains a video of the dynamic code read by the shareholder who successfully identifies;

The shareholder identity authentication module 50 performs living body detection, shareholder face recognition and voice recognition according to the video to authenticate the identity of the shareholder;

The stockholder conference result registration module 60 acquires the handwritten signatures of all the stockholders passing the identity authentication of the online stockholder conference and the electronic contract to obtain the actual controller information of the enterprise according to the handwritten signatures and the electronic contract.

According to the technical scheme, the device for realizing the online great jordon meeting of the enterprise actual controller comprehensively adopts the living body detection, the face recognition and the voice recognition technologies of the stockholders when the identity of the stockholders is authenticated, can accurately authenticate the identity of the stockholders, prevents the problems of counterfeiting the stockholders by pictures, imposition of impersonation or falsification by using videos recorded in advance and the like, obtains handwritten signatures and electronic contracts of all the stockholders passing the identity authentication of the online great jordon meeting so as to obtain the actual controller information of the enterprise according to the handwritten signatures and the electronic contracts, can complete the actual controller resolution of the enterprise on the whole line, documents the actual controllers of the enterprise in a resolution manner in a financial institution, ensures that the financial institution can obtain the actual controllers of the enterprise in real time, does not need to independently prove the authenticity of the actual controllers when applying for loan on the small and micro enterprise on the line, fills the blank of the flow on the large jordon the line of the enterprise, and the generated great jordon the enterprise can be approved by the financial institution to update the actual linked control of the loan on the financial institution, and the financial institution more convenient and more convenient for the enterprise to perform the online loan transaction.

In alternative embodiments, the stockholder identity authentication module 50 includes a living body detection unit, a face recognition unit, a voice recognition unit, and an authentication pass unit.

The living body detection unit is used for carrying out living body detection on the image in the video;

The face recognition unit is used for carrying out shareholder face recognition on the images in the video;

The voice recognition unit is used for performing voice recognition on the audio in the video;

And an authentication passing unit which succeeds in shareholder identity authentication when the living body detection passes and the shareholder face recognition passes and the voice recognition passes.

In alternative embodiments, the means for implementing the online shareholder's guild of the actual controller of the enterprise may further include a guild request acquisition module, an enterprise business information acquisition module, an initiation qualification verification module, and a meeting notification sending module.

A conference request obtaining module, configured to obtain a request for initiating an online shareholder conference, where the online shareholder conference initiating instruction includes: enterprise information and sponsor information;

The enterprise business information acquisition module acquires corresponding enterprise business information according to the enterprise information, wherein the enterprise business information comprises: shareholder information;

The initiating qualification checking module is used for checking whether the initiator information meets the initiating qualification requirement or not according to the initiator information and the shareholder information;

And the conference notification sending module is used for sending a conference notification to the shareholders according to the shareholder information.

In alternative embodiments, the means for implementing the altering of the online shareholder's guild for the actual controller of the enterprise may further comprise:

and the candidate actual controller information filling module is used for filling candidate actual controller information by the initiator when the stockholder conference is initiated, and sending the candidate actual controller information to the stockholder together with the conference notice .

In optional embodiments, in order to ensure that each shareholder can effectively receive the meeting notification and ensure that the shareholder successfully logs in the online shareholder meeting, the system further comprises a shareholder communication mode input module, when the shareholder meeting is initiated, the initiator fills in the communication mode (such as a mobile phone number, a micro signal and the like) of the shareholder, and the system sends the meeting notification to the shareholder according to the shareholder information and the communication mode filled in by the initiator.

In optional embodiments, the method for implementing changing the online shareholder's guild of the actual controller of the enterprise may further include a registration information obtaining module, a registered user real name authentication module, an enterprise information obtaining module, a registered industrial and commercial information obtaining module, an enterprise information checking module, and an information correlation module.

The registration information acquisition module acquires user registration information, wherein the user registration information comprises: user account (such as mobile phone number, mailbox number, micro signal, QQ number or account set by user in a personalized way, and password of the account) and user identity information;

The registered user real-name authentication module is used for carrying out real-name authentication on the user according to the user identity information;

The enterprise information acquisition module is used for acquiring enterprise information to be added by the user with successful real-name authentication;

The registered business information acquisition module is used for acquiring corresponding enterprise business information according to the enterprise information to be added by the user;

The enterprise information checking module is used for checking enterprise information to be added by the user according to the enterprise business information;

specifically, it is determined whether the business information and the business information to be added by the user are .

And the information association module is used for associating the enterprise information which passes the verification and is to be added by the user with the user account so as to complete user registration.

In optional embodiments, the system may further include a registered dynamic code sending module that sends a dynamic code to a user who succeeds in real-name authentication, a registered video obtaining module that obtains a video of the dynamic code read aloud by the user who succeeds in real-name authentication, and a registered user authentication module that performs living body detection, face recognition, and voice recognition according to the video to confirm that the user is a user who authenticates with a real name, and prevent behaviors such as creating or falsifying.

In optional embodiments, the system may further include a user qualification checking module, configured to check, when the enterprise information to be added by the user is checked according to the enterprise business information, a qualification of the user, that is, whether the user is a shareholder in the enterprise business information.

In optional embodiments, the system may further include an enterprise status screening module, which screens the business status of the enterprise during the stage of initiating the stockholder's guild, and if the enterprise is in a serious loss status or a bad credit status, the enterprise terminates initiating the stockholder's guild.

In optional embodiments, to ensure data security, a decryption module may be further included, where the received data or the sent data are encrypted by both parties according to an agreed key and algorithm and then transmitted, and are used after being confidential, and all messages are in a base64 encoding mode.

typical implementation devices are electronic devices, such as personal computers, laptop computers, cellular phones, camera phones, smart phones, personal digital assistants, media players, navigation devices, email devices, game consoles, tablet computers, wearable devices, or a combination of any of these devices.

In typical examples, an electronic device specifically includes a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the following steps when executing the program:

sending a dynamic code to the shareholder who successfully identifies;

As can be seen from the above description, the electronic device provided in the embodiment of the present invention may be used to implement an online great shareholder meeting of an enterprise actual controller, and when authenticating the identity of the shareholder, the living body detection, the face recognition of the shareholder, and the voice recognition technology are comprehensively used, so that the identity of the shareholder can be accurately authenticated, the problems of counterfeiting the shareholder by using a picture, imposition of imposition, or falsification by using a previously recorded video are prevented, and by obtaining a handwritten signature and an electronic contract of the shareholder that passes the identity authentication of the online great shareholder meeting, the actual controller information of the enterprise is obtained according to the handwritten signature and the electronic contract, so that a decision of changing the actual controller of the enterprise can be completed on the whole line, the decision is filed in a financial institution, and the financial institution can obtain the actual controller of the enterprise in real time, so that the authenticity of the actual controller does not need to be separately proved to the financial institution when applying for.

Referring now to FIG. 8, shown is a schematic diagram of an electronic device 600 suitable for use in implementing embodiments of the present application.

As shown in fig. 8, the electronic apparatus 600 includes a Central Processing Unit (CPU)601 that can perform various appropriate works and processes according to a program stored in a Read Only Memory (ROM)602 or a program loaded from a storage section 608 into a Random Access Memory (RAM)) 603. In the RAM603, various programs and data necessary for the operation of the system 600 are also stored. The CPU601, ROM602, and RAM603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.

The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output portion 607 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The driver 610 is also connected to the I/O interface 605 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted as necessary on the storage section 608.

For example, embodiments of the present invention include computer readable storage media having stored thereon a computer program that, when executed by a processor, performs the steps of:

sending a dynamic code to the shareholder who successfully identifies;

As can be seen from the above description, the computer-readable storage medium provided in the embodiment of the present invention may be used to implement an online shareholder meeting of an enterprise actual controller, and when authenticating the identity of the shareholder, the technologies of living body detection, shareholder face recognition and voice recognition are comprehensively used, so that the identity of the shareholder can be accurately authenticated, the problems of counterfeiting the shareholder by using pictures, imposition or falsification by using previously recorded videos are prevented, and by obtaining handwritten signatures and electronic contracts of all shareholders passing the identity authentication of the online shareholder meeting, the information of the enterprise actual controller is obtained according to the handwritten signatures and the electronic contracts, so that a decision about changing the enterprise actual controller can be completed on the whole line, the decision contract is filed in a financial institution, and the financial institution can obtain the actual controller of the enterprise in real time, so that the authenticity of the actual controller does not need to be separately proved to the financial institution when applying for loan on the small enterprise on the line.

In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611.

Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.

For convenience of description, the above devices are described as being functionally separated into various units, it is understood that the functions of the units may be implemented in the same or more software and/or hardware when implementing the present application.

It is to be understood that each flow and/or block in the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions which can be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flow diagram flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises the series of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus.

Moreover, the present application may take the form of a computer program product embodied on or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.

The present application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer , generally including routines, programs, objects, components, data structures, etc., that perform particular tasks or implement particular abstract data types.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.

The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.

Claims

1, A method for implementing an online stockholder conference that alters an actual controller of an enterprise, comprising:

sending a dynamic code to the shareholder who successfully identifies;

2. The method for realizing the online shareholder meeting of the actual control people of the enterprise according to claim 1, wherein the performing living body detection, shareholder face recognition and voice recognition to authenticate the identity of the shareholder according to the video comprises:

performing living body detection on the person in the video;

performing shareholder face recognition on the images in the video;

performing voice recognition on the audio in the video;

3. The method for implementing online shareholder meeting of changing actual control people of an enterprise according to claim 2, wherein the shareholder face recognition of the image in the video comprises:

4. The method for implementing the online stockholder's guild of the actual controller of the enterprise of claim 2, wherein the voice recognizing the audio in the video comprises:

and if the matching is successful, the voice recognition is successful.

5. The method for enabling changing an online shareholder's guild of an actual controller of an enterprise of claim 1, further comprising:

6. The method for implementing the online shareholder meeting of the actual controller of the enterprise of claim 5, wherein the verifying whether the originator information meets the origination qualification requirements according to the originator information and the shareholder information comprises:

7. The method for enabling changing an online shareholder's guild of an actual controller of an enterprise of claim 1, further comprising:

8, A device for changing the online shareholder's guild of the actual controller of an enterprise, comprising:

An electronic device of the kind 9, , comprising a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor when executing the program performs the steps of the method of any of claims 1-7 through for implementing a method of altering an online shareholder's congress of an actual controller of an enterprise.

10, computer-readable storage medium having stored thereon a computer program, characterized in that the computer program, when being executed by a processor, carries out the steps of the method for changing the online shareholder's congress of an actual controller of an enterprise of any of claims 1 to 7 to .