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CN117291540A - Method, device, equipment and storage medium for online signing in financial business - Google Patents

Method, device, equipment and storage medium for online signing in financial business Download PDF

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Publication number
CN117291540A
CN117291540A CN202311302482.1A CN202311302482A CN117291540A CN 117291540 A CN117291540 A CN 117291540A CN 202311302482 A CN202311302482 A CN 202311302482A CN 117291540 A CN117291540 A CN 117291540A
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signing
online
touch operation
objects
user
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黄章力
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Ping An Bank Co Ltd
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Ping An Bank Co Ltd
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Priority to CN202311302482.1A priority Critical patent/CN117291540A/en
Publication of CN117291540A publication Critical patent/CN117291540A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G06Q10/103—Workflow collaboration or project management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0484—Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0487—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser
    • G06F3/0488—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D10/00—Energy efficient computing, e.g. low power processors, power management or thermal management

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Abstract

The embodiment of the application discloses a method, a device, equipment and a storage medium for online signing in financial business, wherein the method comprises the following steps: displaying a plurality of first objects on an online subscription interactive interface; receiving a first touch operation of a user on any one of a plurality of first objects; responding to the first touch operation, and displaying a plurality of second objects on the online signing interactive interface; receiving a second touch operation of a user on a second object; responding to the second touch operation, and displaying a plurality of third objects on the online signing interactive interface; receiving a third touch operation of a user on any one of a plurality of third objects; and responding to the third touch operation, sequentially sending the second object to a third object corresponding to each signing node, and obtaining the signing result of the online signing. The method does not need to integrate with other tools, avoids incompatibility, and further improves signing efficiency.

Description

Method, device, equipment and storage medium for online signing in financial business
Technical Field
The present disclosure relates to the field of intelligent financial services, and in particular, to a method, an apparatus, a device, and a storage medium for online subscription in a financial service.
Background
The online signing of the financial business system is realized by a digital and automatic mode, the signing and management of online contracts, online agreements and other legal documents are realized, the traditional paper signing flow is converted into an electronic signing flow, and more efficient, safe and traceable signing service is provided.
Currently, the industry has a plurality of online signing solutions and products, which can support users to create, send, sign and manage files to be signed in an electronic way and provide real-time tracking and auditing functions. However, existing solutions and products for online subscription often require integration of financial business systems with other systems and tools (such as business management and electronic document management systems, etc.), but there are compatibility problems in the integration process, which affect the efficiency of online subscription.
Disclosure of Invention
The embodiment of the application provides a method, a device, equipment and a storage medium for online signing in financial business, which solve the problem of low signing efficiency caused by incompatibility of the existing online signing system and other tools.
The embodiment of the application provides a method for online signing in financial business, which comprises the following steps:
displaying a plurality of first objects on an online subscription interactive interface, wherein any one of the plurality of first objects is used for identifying a financial service type which needs to be selected by a user;
receiving a first touch operation of a user on any one of the plurality of first objects;
responding to the first touch operation, and displaying a plurality of second objects on the online signing interactive interface, wherein any one of the plurality of second objects is a template identifier of a file to be signed, which is generated according to the first object;
receiving a second touch operation of a user on the second object;
responding to the second touch operation, and displaying a plurality of third objects on the online signing interactive interface, wherein any one of the third objects is a signing node for identifying a file to be signed;
receiving a third touch operation of a user on any one of the plurality of third objects;
and responding to the third touch operation, sequentially sending the second object to the third object corresponding to each signing node, and obtaining the signing result of the online signing.
The embodiment of the application also provides a device for online signing in financial business, which comprises:
the first display module is used for displaying a plurality of first objects on the online subscription interactive interface, and any one of the first objects is used for identifying the financial service type which needs to be selected by the user;
the first receiving module is used for receiving a first touch operation of a user on any one of the plurality of first objects;
the second display module is used for responding to the first touch operation, displaying a plurality of second objects on the online signing interactive interface of the financial service system, wherein any one of the second objects is a template identifier of a file to be signed, which is generated according to the first object;
the second receiving module is used for receiving a second touch operation of a user on the second object;
the third display module is used for responding to the second touch operation and displaying a plurality of third objects on the online signing interactive interface, wherein any one of the third objects is a signing node for identifying files to be signed;
the third receiving module is used for receiving third touch operation of a user on any one of the plurality of third objects;
and the signing module is used for responding to the third touch operation, sequentially sending the second object to the third object corresponding to each signing node and obtaining the signing result of online signing.
The embodiment of the application also provides an online signing device in the financial business, which comprises: a memory and at least one processor, the memory having instructions stored therein, the memory and the at least one processor being interconnected by a line;
the at least one processor invokes the instructions in the memory to cause an online contracted device in the financial service to perform the steps of:
displaying a plurality of first objects on an online subscription interactive interface, wherein any one of the plurality of first objects is used for identifying a financial service type which needs to be selected by a user;
receiving a first touch operation of a user on any one of the plurality of first objects;
responding to the first touch operation, and displaying a plurality of second objects on the online signing interactive interface, wherein any one of the plurality of second objects is a template identifier of a file to be signed, which is generated according to the first object;
receiving a second touch operation of a user on the second object;
responding to the second touch operation, and displaying a plurality of third objects on the online signing interactive interface, wherein any one of the third objects is a signing node for identifying a file to be signed;
receiving a third touch operation of a user on any one of the plurality of third objects;
and responding to the third touch operation, sequentially sending the second object to the third object corresponding to each signing node, and obtaining the signing result of the online signing.
The embodiment of the application also provides a computer readable storage medium, wherein the computer readable storage medium stores a computer program, and the computer program realizes the following steps when being executed by a processor:
displaying a plurality of first objects on an online subscription interactive interface, wherein any one of the plurality of first objects is used for identifying a financial service type which needs to be selected by a user;
receiving a first touch operation of a user on any one of the plurality of first objects;
responding to the first touch operation, and displaying a plurality of second objects on the online signing interactive interface, wherein any one of the plurality of second objects is a template identifier of a file to be signed, which is generated according to the first object;
receiving a second touch operation of a user on the second object;
responding to the second touch operation, and displaying a plurality of third objects on the online signing interactive interface, wherein any one of the third objects is a signing node for identifying a file to be signed;
receiving a third touch operation of a user on any one of the plurality of third objects;
and responding to the third touch operation, sequentially sending the second object to the third object corresponding to each signing node, and obtaining the signing result of the online signing.
By adopting the embodiment of the application, the method has the following beneficial effects:
according to the online signing method in the financial service, the electronic device selects a financial service type by receiving first touch operation of a user on any one of a plurality of first objects on an online signing interaction interface, and displays file templates corresponding to all services in the financial service type in a display interface through second objects according to the selected financial service type, and selects the second objects on the display interface through second touch operation, so that templates of files to be signed are obtained. And displaying the possible approval process nodes in a display interface in a third object mode according to the selected second object, and selecting the approval roles corresponding to the nodes by a user to obtain the approval process. And then sequentially sending templates of the files to be signed to each approval node according to the approval process to obtain a signing result. The method does not need to integrate with other tools, avoids incompatibility, and further improves signing efficiency. And the signing process can be automatically triggered, specific operation is executed according to the set condition rule, human errors are reduced, and transparency of contract execution is enhanced. The embodiment of the application also provides a device, equipment and storage medium for online signing in the financial business, and the effects can be achieved.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described below, it being obvious that the drawings in the following description are only some embodiments of the present application, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
Wherein:
fig. 1 is a schematic structural diagram of an electronic device according to an embodiment of the present application;
fig. 2 is a flow chart of a method for online signing in a financial service according to an embodiment of the present application;
FIG. 3 is a schematic diagram of an interface of a first object according to an embodiment of the present disclosure;
fig. 4 is an interface schematic diagram of a first touch operation according to an embodiment of the present application;
FIG. 5 is a schematic diagram of an interface of a second object according to an embodiment of the present disclosure;
fig. 6 is a schematic diagram of an interface of a second touch operation according to an embodiment of the present application;
FIG. 7 is a schematic diagram of an interface of a third object according to an embodiment of the present disclosure;
fig. 8 is an interface schematic diagram of a third touch operation according to an embodiment of the present application;
fig. 9 is a schematic flow chart of acquiring a signing result of online signing according to an embodiment of the present application;
FIG. 10 is an interface schematic diagram of an update template according to an embodiment of the present application;
fig. 11 is a schematic structural diagram of an online signing device in a financial service according to an embodiment of the present application;
fig. 12 is a schematic structural diagram of a computer readable storage medium according to an embodiment of the present invention.
Detailed Description
The following description of the embodiments of the present application will be made clearly and fully with reference to the accompanying drawings, in which it is evident that the embodiments described are only some, but not all, of the embodiments of the present application. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without making any inventive effort, are intended to be within the scope of the present application.
The embodiment of the application provides a method for online signing in financial business, which can be applied to electronic equipment comprising an interactive interface. The electronic device may display an online sign-up interactive interface. In response to a preset touch operation of a user on the online signing interactive interface, the electronic equipment can acquire the template identification of the file to be signed through the online interactive interface, complete online signing and acquire an online signing result.
For example, the electronic device in the embodiment of the present application may be a portable computer (such as a mobile phone), a tablet computer, a notebook computer, a personal computer (personal computer, PC), a wearable electronic device (such as a smart watch), an augmented reality (augmented reality, AR) \virtual reality (VR) device, a vehicle-mounted computer, an intelligent home device, or the like, and the specific form of the electronic device is not limited in this embodiment.
Fig. 1 is a schematic structural diagram of an electronic device 100 according to an embodiment of the present application. As shown in fig. 1, the electronic device 100 may include: one or more processors (central processing units, CPU) 101 (e.g., one or more processors) and memory 102, one or more storage media 103 (e.g., one or more mass storage devices) storing applications 1031 or data 1032. Wherein the memory 102 and the storage medium 103 may be transitory or persistent storage. The program stored on the storage medium 103 may include one or more modules (not shown), each of which may include a series of instruction operations in the electronic device 100. The electronic device 100 may also include one or more power supplies 104, one or more wired or wireless network interfaces 105, one or more input/output interfaces 106, one or more operating systems 1033, such as Windows Serve, mac OS X, unix, linux, freeBSD, and/or the like, a display screen 107, and the like.
It is to be understood that the structure illustrated in the present embodiment does not constitute a specific limitation on the electronic apparatus 100. In other embodiments, electronic device 100 may include more or fewer components than shown, or certain components may be combined, or certain components may be split, or different arrangements of components. The illustrated components may be implemented in hardware, software, or a combination of software and hardware.
The processor 101 may include one or more processing units, such as: the processor 101 may include an application processor (application processor, AP), a modem processor, a graphics processor (graphics processing unit, GPU), an image signal processor (image signal processor, ISP), a controller, a memory, a video codec, a digital signal processor (digital signal processor, DSP), a baseband processor, and/or a neural network processor (neural-network processing unit, NPU), etc. Wherein the different processing units may be separate devices or may be integrated in one or more processors.
The controller may be a neural hub and command center of the electronic device 100. The controller can generate operation control signals according to the instruction operation codes and the time sequence signals to finish the control of instruction fetching and instruction execution.
A memory may also be provided in the processor 101 for storing instructions and data. In some embodiments, the processor 101 may include one or more interfaces. The interfaces may include an integrated circuit (inter-integrated ircuit, I2C) interface, an integrated circuit built-in audio (inter-integrated circuit sound, I2S) interface, a pulse code modulation (pulse code modulation, PCM) interface, a universal asynchronous receiver transmitter (universal asynchronous receiver/transmitter, UART) interface, a mobile industry processor interface (mobile industry processor interface, MIPI), a general-purpose input/output (GPIO) interface, a subscriber identity module (subscriber identity module, SIM) interface, and/or a universal serial bus (universal serial bus, USB) interface, among others.
It should be understood that the connection relationship between the modules illustrated in this embodiment is only illustrative, and does not limit the structure of the electronic device 100. In other embodiments, the electronic device 100 may also employ different interfaces in the above embodiments, or a combination of interfaces.
The electronic device 100 implements display functions through a GPU, a display screen 107, an application processor, and the like. The GPU is a microprocessor for image processing, and is connected to the display screen 107 and an application processor. Processor 101 may include one or more GPUs that execute program instructions to generate or change display information.
The display screen 107 is used to display images, videos, and the like. The display 107 may be a touch screen including a display panel and a touch panel.
As shown in fig. 2, a flow chart of a method for online signing in a financial service according to an embodiment of the present application is shown, where the method includes:
step S201, displaying a plurality of first objects on an online subscription interactive interface, wherein any one of the first objects is used for identifying a financial service type which needs to be selected by a user;
specifically, in this embodiment, as shown in fig. 3, a first object interface schematic diagram provided in this embodiment of the present application may be displayed on a display interface 301 of an electronic device, where a plurality of first objects 302 may be displayed. Wherein the first object 302 is an identification of a financial transaction type. Financial transaction types include banking transactions, securities transactions, insurance transactions, financial transactions, leasing transactions, and the like. The user clicks the first object 302 on the display interface 301 in accordance with the reserved touch operation, and the electronic apparatus switches the display interface 301 to an interface corresponding to the touch operation in response to the touch operation on the first object 302.
Specifically, in this embodiment, the display interface 301 is an interface displayed in a display screen of a tablet computer, and the display interface 301 may be an interface of a certain application or a desktop of an electronic device.
Step S202, receiving a first touch operation of a user on any one of a plurality of first objects;
specifically, in this embodiment, as shown in fig. 4, which is an interface schematic diagram of a first touch operation provided in this embodiment of the present application, a user performs a first touch operation 303 on a display interface 301, and the electronic device receives touch information of the first touch operation 303.
It should be noted that, the user may perform a touch operation on the first object 302 corresponding to the banking business, the securities business, the insurance business, the financial business, the leasing business, etc. displayed in the display interface 301, for example, in this embodiment, the user clicks the first object 302 corresponding to the banking business in the display interface 301.
Step S203, in response to the first touch operation, displaying a plurality of second objects on the online signing interactive interface, wherein any one of the plurality of second objects is a template identifier of a file to be signed generated according to the first object;
specifically, in this embodiment, the electronic device obtains touch information of the first touch operation 303 on the display interface 301, switches the interface of the first object 302 to the interface shown in fig. 5 according to the touch information, and fig. 5 is a schematic diagram of the interface of the second object provided in this embodiment, where the interface shown in fig. 5 includes the display interface 301 and the second object 304, and the second object is an identifier of a subscription file template of each specific service in the first object. If the first object 302 clicked in the interface of the first object shown in fig. 4 is a banking business, the electronic device responds to the touch operation to display the template identifier of the to-be-signed file corresponding to each business type in the banking business on the display interface 301. In this embodiment, the banking business can be divided into: asset business, liability business, intermediate business and off-list business; i.e. clicking on the banking business in fig. 4, the display interface 301 will display the to-be-signed document template identifications of the asset business, liability business, intermediate business, off-list business, etc.
Note that, in this embodiment, the business of securities may be divided into: securities brokerage service, securities investment consultation service, financial consultation service, securities underwriting and sponsoring service, securities self-service, securities asset management service, financing and coupon service; the insurance company business is mainly divided into: insurance exhibition business, underwriting business, insurance claims, asset management, and the like. The financial services comprise a voucher management service, a receipt and payment service, cash flow management, a reconciliation service, a financial statement and the like; lease businesses include financing lease businesses, business lease businesses, and the like.
In this embodiment, the template identifier of the document to be signed may generate template files of online contracts, online agreements and other legal documents in advance according to specific service types, and the generated template files of the online contracts, the online agreements and the other legal documents are directly stored in the online signing system of the financial service, so as to generate corresponding identifiers in the online signing system of the financial service. Or the generated file is stored in a document management system, the document management system and the financial service online signing system communicate through an integrated interface or an API, interaction operation is performed with the electronic document system seamlessly, and the electronic device acquires template files of online contracts, online protocols and other legal files through the integrated interface or the API according to the received first touch operation and the first touch operation. The security, privacy, law, compliance and the like of the files to be signed can be ensured.
In this embodiment, the financial service online subscription system may also perform interaction with business machines, fees, channels, customer management or technology stacks seamlessly through an integrated interface or API, providing an integrated intelligent online subscription solution.
Step S204, receiving a second touch operation of a user on a second object;
specifically, in this embodiment, in the interface shown in fig. 6, fig. 6 is a schematic diagram of an interface of a second touch operation provided in this embodiment, a second touch operation 305 is performed on a second object 304, and a specific corresponding to-be-signed file template is selected. After clicking the icon corresponding to the banking business in the interface of fig. 4, the display interface of fig. 5 is a template file identifier of online contracts, online agreements and other legal files of the asset business, liability business, intermediate business, off-table business, etc., and in this embodiment, the second touch operation is clicking the online contract template identifier of the asset business in fig. 5.
Step S205, in response to the second touch operation, displaying a plurality of third objects on the online signing interactive interface of the financial service system, wherein any one of the third objects is a signing node for identifying the file to be signed;
specifically, in this embodiment, after clicking the identifier of the file template to be signed for a specific service in the interface shown in fig. 6, the display interface is switched to a page of the specific content of the selected file template shown in fig. 7, and fig. 7 is an interface schematic diagram of a third object provided in this embodiment of the present application, including a display interface 301 and a third object 306, where the third object 306 is a signing node of the file to be signed.
It should be noted that, in this embodiment, the user may configure the approval process according to the organization structure and the workflow of the user. The financial business online signing system provides an approval process management function, allows a user to create, edit and delete the approval process, can determine roles and sequences of participating in approval, sets conditions and rules of approval stages, defines operation and authority of each approval stage, and reduces human errors.
Step S206, receiving a third touch operation of a user on any one of a plurality of third objects;
specifically, in this embodiment, in the interface shown in fig. 7, an approval process corresponding to the file to be signed is generated according to selecting an approval role in each approval node, and corresponding operator information in the approval node is obtained, and as shown in fig. 8, an interface schematic diagram of a third touch operation includes an interface 301, a third object 306 and a third touch operation 307.
Step S207, in response to the third touch operation, the second object is sequentially sent to the third object corresponding to each signing node, and the signing result of the online signing is obtained.
Specifically, in this embodiment, after receiving the approval process acquired by the third touch operation 307, the electronic device sequentially sends the selected file to be signed to each approval node according to the selected approval process, and each approval node signs at the corresponding position, and after the approval process ends, the final signing result is obtained.
It should be noted that, in this embodiment, each online contract, online agreement and other legal documents generate an ID of a unique identifier, after the electronic device receives the third touch operation, the ID of the document to be signed is sent to each approval node, and approval of the approval node may acquire the corresponding document to be signed through the ID to sign, or may directly send the document to be signed to the corresponding node to sign. The ID may include fields such as to-be-signed file information, sign party information, file path, and time stamp, so as to ensure that storage and retrieval requirements of sign data can be met.
It should be noted that, in this embodiment, each approval node may set a notification function, and the approval node receives the to-be-signed file and notifies the contractor of the approval node, so as to ensure that relevant personnel are timely notified in the signing and approval process of the to-be-signed file. The notification mode user can select a notification mode according to actual situations, such as email, short message, system notification, and the like.
It should be noted that, in this embodiment, the identity and authority of each approval node operator are obtained. After each approval node approves or signs up, whether the content signed or approved by the node meets a verification strip or not can be verified, and the next node is entered after verification is passed.
According to the online signing method in the financial service, the electronic device selects a financial service type by receiving a first touch operation of a user on any one of a plurality of first objects on an online signing interaction interface, and displays file templates corresponding to all services in the financial service type in a display interface in the form of second objects according to the selected financial service type, and selects the second objects on the display interface through the second touch operation, so that templates of files to be signed are obtained. And displaying the possible approval process nodes in a display interface in a third object mode according to the selected second object, and selecting the approval roles corresponding to the nodes by a user to obtain the approval process. And then sequentially sending templates of the files to be signed to each approval node according to the approval process to obtain a signing result. The method does not need to integrate with other tools, avoids incompatibility, and further improves signing efficiency. And the signing process can be automatically triggered, specific operation is executed according to the set condition rule, human errors are reduced, and transparency of contract execution is enhanced.
In some embodiments, the document template identification to be signed includes all of the business type document templates in the various financial business types.
Specifically, in this embodiment, the files to be signed for all the businesses in all the financial business types may be generated in advance to form a template, and the user directly selects the files to be signed according to the needs. Or generating templates corresponding to each part according to the components of the files to be signed commonly in the service, and combining different templates according to the requirements by a user to obtain the templates of the signing files.
In some embodiments, in response to the first touch operation, displaying a plurality of second objects at the financial services system online sign-up interactive interface, comprising:
and responding to the first touch operation, displaying the business type file template in an online subscription interactive interface of the financial business system.
Specifically, in this embodiment, if the first object 302 selected in fig. 4 is a banking business, according to the banking business selected, the templates of files to be signed of all the businesses in the banking business are displayed on the interface shown in fig. 5, and the identifiers corresponding to the templates of files to be signed of the asset business, liability business, intermediate business, off-table business, etc. are displayed in fig. 5. For example, the first object 302 selected in fig. 4 is a business of securities, and the templates of files to be signed of all the businesses in the securities business are displayed in the interface shown in fig. 5, such as the identities corresponding to the templates of files to be signed of securities brokerage business, securities investment consultation business, financial consultation business, securities underwriting and sponsoring, securities self-service business, securities asset management business, financing and coupon business, etc. are displayed in fig. 5.
In some embodiments, as shown in fig. 9, a flow chart for obtaining a signing result of online signing according to the embodiment of the present application is provided, and step S207 includes:
step S2071, responding to the third touch operation, generating an approval process of the business type file template;
step S2072, identifying the field value of the corresponding placeholder of each approval node in the business type file template in the approval process;
step S2073, the field value of the placeholder corresponding to each approval node is displayed in the online signing interactive interface of the financial service system in sequence;
step S2074, the input information of the user at each approval node is sequentially received at the online signing interactive interface of the financial service system, and the field value of the placeholder of the approval node is replaced by the input information, so as to obtain the signing result of online signing.
Specifically, in this embodiment, a placeholder field value corresponding to the information required by each approval node is set in the file to be signed; after the relevant information is input by each approval node, the operator of each approval node replaces the field value of the approval node placeholder according to the relevant information input by the approver, and the signing result of the approval node is obtained.
In some embodiments, after step S203, the method further comprises:
receiving a fourth touch operation of the user on the second object;
and updating the business type file template selected by the online subscription interactive interface in response to the fourth touch operation.
Specifically, in this embodiment, in fig. 6, the user selects the second object, and then performs a fourth touch operation on the selected second object, the display interface of the electronic device is switched to the interface shown in fig. 10, fig. 10 is an interface schematic diagram of an update template provided in the embodiment of the present application, and the user adjusts and modifies the selected template in the interface shown in fig. 10 as required.
In some embodiments, after the online signing interactive interface of the financial service system sequentially receives the input information of the user at each approval node and replaces the field value of the placeholder of the approval node with the input information to obtain the signing result of the online signing, the method further includes:
acquiring identity information and signing time of each approver of the approving node;
and verifying the identity information, if the identity information passes the verification, recording the identity information and signing time of the approver, and otherwise, sending alarm information.
Specifically, in this embodiment, when each approval node signs a contract, the identity information of each operator is obtained, for example, by means of a short message verification code, an electronic certificate, a biometric password verification, a two-factor authentication (such as a mobile phone verification code) and the like, access rights of the user to the stored data are allocated and managed at each approval node, the system sets different rights levels and ranges according to the roles of the user, and unauthorized access to the user data is limited by an access control mechanism, so that only authorized users can access and modify the data.
When each approval node acquires the related information, a digital signature function can be provided, and the signature can be performed on line. The operator of each approval node may sign online using the provided signing tool. The identity information and signing time of the operator are recorded in the signing process.
In some embodiments, after step S207, the method further comprises
And monitoring the signing result, if the signing result meets the preset condition, updating the state of the signing result, and displaying the state in the online signing interactive interface of the financial service system.
Specifically, in this embodiment, the relevant information obtained by each approval node is compared with a preset condition, and if the relevant information meets the preset condition, the information of the file to be signed is updated to perform the next node of the financial service. The acquired subscription results may be uploaded to a storage service, a unique file identifier generated, and the file stored in the storage service in place. And associates the subscription data with the associated file identifier. The system can obtain corresponding files from the storage service according to the associated information in the database.
As shown in fig. 11, a schematic structural diagram of an online signing device in a financial service according to an embodiment of the present application is provided, where the device 1100 includes:
a first display module 1101, configured to display a plurality of first objects on an online subscription interface, where any one of the plurality of first objects is used to identify a financial service type that needs to be selected by a user;
a first receiving module 1102, configured to receive a first touch operation of a user on any one of a plurality of first objects;
the second display module 1103 is configured to respond to the first touch operation, and display a plurality of second objects on the online subscription interaction interface of the financial service system, where any one of the plurality of second objects is a template identifier of a file to be signed generated according to the first object;
a second receiving module 1104, configured to receive a second touch operation of the user on the second object;
a third display module 1105, configured to respond to the second touch operation, and display a plurality of third objects on the online subscription interface, where any one of the plurality of third objects is a subscription node that identifies a file to be subscribed;
a third receiving module 1106, configured to receive a third touch operation of the user on any of the plurality of third objects;
the signing module 1107 is configured to sequentially send the second object to a third object corresponding to each signing node in response to the third touch operation, and obtain a signing result of online signing.
In some embodiments, the document template identification to be signed includes all of the business type document templates in the various financial business types.
In some embodiments, the second display module is further to:
and responding to the first touch operation, and displaying the business type file template in an online subscription interactive interface.
In some embodiments, the subscription module is further to:
responding to the third touch operation, and generating an approval process of the business type file template;
identifying a field value of a corresponding placeholder of each approval node in the business type file template in the approval process;
sequentially displaying field values of placeholders corresponding to each approval node in an online signing interactive interface;
and receiving input information of the user at each approval node in turn at the gold online signing interactive interface, and replacing the field value of the placeholder of the approval node with the input information to obtain a signing result of online signing.
In some embodiments, the apparatus further comprises:
the fourth receiving module is used for receiving a fourth touch operation of a user on the second object;
and updating the business type file template selected by the online subscription interactive interface in response to the fourth touch operation.
In some embodiments, the apparatus further comprises:
the verification module is used for acquiring the identity information and signing time of each approver of the approving node;
and verifying the identity information, if the identity information passes the verification, recording the identity information and signing time of the approver, and otherwise, sending alarm information.
In some embodiments, the apparatus further comprises:
and the monitoring module is used for monitoring the signing result, updating the state of the signing result if the signing result meets the preset condition, and displaying the state in the online signing interactive interface of the financial service system.
For other details about implementing the above technical solution by each module in the online signing device in the financial service, refer to the description in the online signing method in the financial service provided above, and will not be repeated here.
In some embodiments, as shown in fig. 12, a schematic structural diagram of a computer readable storage medium according to an embodiment of the present invention is provided, where a readable computer program 1201 is stored on the storage medium; the computer program 1201 may be stored in the storage medium in the form of a software product, and includes several instructions to cause a computer device (which may be a personal computer, a service machine, or a network device) or a processor (processor) to perform the following steps:
displaying a plurality of first objects on an online subscription interactive interface, wherein any one of the first objects is used for identifying the financial service type required to be selected by a user;
receiving a first touch operation of a user on any one of a plurality of first objects;
responding to the first touch operation, and displaying a plurality of second objects on the online signing interactive interface, wherein any one of the second objects is a template identifier of a file to be signed, which is generated according to the first object;
receiving a second touch operation of a user on a second object;
responding to the second touch operation, and displaying a plurality of third objects on the online signing interactive interface, wherein any one of the third objects is a signing node for identifying the file to be signed;
receiving a third touch operation of a user on any one of a plurality of third objects;
and responding to the third touch operation, sequentially sending the second object to a third object corresponding to each signing node, and obtaining the signing result of the online signing.
And the aforementioned storage medium includes: various media capable of storing program codes, such as a usb disk, a removable hard disk, a magnetic or optical disk, a ROM (Read-Only Memory), a RAM (Random Access Memory), or a terminal device such as a computer, a service machine, a mobile phone, or a tablet.
Those skilled in the art will appreciate that all or part of the processes in the methods of the above embodiments may be implemented by a computer program for instructing relevant hardware, where the program may be stored in a non-volatile computer readable storage medium, and where the program, when executed, may include processes in the embodiments of the methods described above. Any reference to memory, storage, database, or other medium used in the various embodiments provided herein may include non-volatile and/or volatile memory. The nonvolatile memory can include Read Only Memory (ROM), programmable ROM (PROM), electrically Programmable ROM (EPROM), electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), dynamic RAM (DRAM), synchronous DRAM (SDRAM), double Data Rate SDRAM (DDRSDRAM), enhanced SDRAM (ESDRAM), synchronous Link DRAM (SLDRAM), memory bus direct RAM (RDRAM), direct memory bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM), among others.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The above examples only represent a few embodiments of the present application, which are described in more detail and are not to be construed as limiting the scope of the present application. It should be noted that it would be apparent to those skilled in the art that various modifications and improvements could be made without departing from the spirit of the present application, which would be within the scope of the present application. Accordingly, the scope of protection of the present application is to be determined by the claims appended hereto.

Claims (10)

1. A method for online subscription in a financial transaction, the method comprising:
displaying a plurality of first objects on an online subscription interactive interface, wherein any one of the plurality of first objects is used for identifying a financial service type which needs to be selected by a user;
receiving a first touch operation of a user on any one of the plurality of first objects;
responding to the first touch operation, and displaying a plurality of second objects on the online signing interactive interface, wherein any one of the plurality of second objects is a template identifier of a file to be signed, which is generated according to the first object;
receiving a second touch operation of a user on the second object;
responding to the second touch operation, and displaying a plurality of third objects on the online signing interactive interface, wherein any one of the third objects is a signing node for identifying a file to be signed;
receiving a third touch operation of a user on any one of the plurality of third objects;
and responding to the third touch operation, sequentially sending the second object to the third object corresponding to each signing node, and obtaining the signing result of the online signing.
2. The method of claim 1, wherein the document template identification to be signed comprises all document templates of various financial transaction types.
3. The method of online signing up for a financial transaction of claim 2, wherein displaying a plurality of second objects at the online signing up interactive interface in response to the first touch operation comprises:
and responding to the first touch operation, and displaying the business type file template in an online subscription interactive interface.
4. The method for online signing in a financial service according to claim 3, wherein the responding to the third touch operation sequentially sends the second object to the third object corresponding to each signing node, and obtains a signing result of online signing, including:
responding to the third touch operation, and generating an approval process of the business type file template;
identifying a field value of a corresponding placeholder of each approval node in the business type file template in the approval process;
sequentially displaying the field value of the placeholder corresponding to each approval node in the online subscription interactive interface;
and sequentially receiving input information of the user at each approval node at the Jin Zaixian signing interactive interface, and replacing the field value of the placeholder of the approval node by the input information to obtain a signing result of online signing.
5. The method for online subscription in a financial service according to claim 3, wherein, in response to the first touch operation, displaying a plurality of second objects on the online subscription interactive interface, where any one of the plurality of second objects is a template identifier of a file to be subscribed generated according to the first object, the method further comprises:
receiving a fourth touch operation of a user on the second object;
and responding to the fourth touch operation, and updating the business type file template selected by the online subscription interactive interface.
6. The method for online signing up in a financial service according to claim 4, wherein the online signing up interactive interface sequentially receives input information of a user at each approval node, and replaces the field value of the placeholder of the approval node with the input information, so as to obtain a signing result of online signing up, and the method further comprises:
acquiring identity information and signing time of each approver of the approving node;
and verifying the identity information, if the identity information passes the verification, recording the identity information and signing time of the approver, and otherwise, sending alarm information.
7. The method for online signing of financial services according to claim 1, wherein in response to the third touch operation, the second object is sequentially sent to the third object corresponding to each signing node, and after obtaining the signing result of online signing, the method further comprises:
and monitoring the signing result, if the signing result meets the preset condition, updating the state of the signing result, and displaying the state in the online signing interactive interface of the financial service system.
8. An apparatus for online subscription in a financial transaction, the apparatus comprising:
the first display module is used for displaying a plurality of first objects on the online subscription interactive interface, and any one of the first objects is used for identifying the financial service type which needs to be selected by the user;
the first receiving module is used for receiving a first touch operation of a user on any one of the plurality of first objects;
the second display module is used for responding to the first touch operation, displaying a plurality of second objects on the online signing interactive interface of the financial service system, wherein any one of the second objects is a template identifier of a file to be signed, which is generated according to the first object;
the second receiving module is used for receiving a second touch operation of a user on the second object;
the third display module is used for responding to the second touch operation and displaying a plurality of third objects on the online signing interactive interface, wherein any one of the third objects is a signing node for identifying files to be signed;
the third receiving module is used for receiving third touch operation of a user on any one of the plurality of third objects;
and the signing module is used for responding to the third touch operation, sequentially sending the second object to the third object corresponding to each signing node and obtaining the signing result of online signing.
9. An apparatus for online signing in a financial service, wherein the apparatus for online signing in a financial service comprises: a memory and at least one processor, the memory having instructions stored therein, the memory and the at least one processor being interconnected by a line;
the at least one processor invoking the instructions in the memory to cause an online contracted device in the financial service to perform the steps of the method of online contracted in a financial service as claimed in any one of claims 1 to 7.
10. A computer readable storage medium having stored thereon a computer program, which when executed by a processor, implements the steps of the method of online sign-up in a financial service as claimed in any one of claims 1 to 7.
CN202311302482.1A 2023-10-08 2023-10-08 Method, device, equipment and storage medium for online signing in financial business Pending CN117291540A (en)

Priority Applications (1)

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Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202311302482.1A CN117291540A (en) 2023-10-08 2023-10-08 Method, device, equipment and storage medium for online signing in financial business

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