CN101794479A - Bank card making system and card exchanging system - Google Patents
Bank card making system and card exchanging system Download PDFInfo
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- CN101794479A CN101794479A CN 201010144438 CN201010144438A CN101794479A CN 101794479 A CN101794479 A CN 101794479A CN 201010144438 CN201010144438 CN 201010144438 CN 201010144438 A CN201010144438 A CN 201010144438A CN 101794479 A CN101794479 A CN 101794479A
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Abstract
The invention provides a bank card making system and a card changing system. The card making system comprises a bank card making server, portable communication equipment and portable card making equipment, wherein the bank card making server is connected with the portable communication equipment through a communication network, and the portable communication equipment is connected with the portable card making equipment; and the bank card making server comprises a card making information storage device, a card making information certification device, a check code sending device, a check code certification device and a card making instruction sending device, and the portable communication equipment comprises a personnel information input device, an equipment information storage device, a certification information sending device and a card making equipment driving device. The invention aims to solve the problems that bank tellers make and change cards door to door, and improves the safety and convenience of card making and changing.
Description
Technical field
The present invention is about bank card fabrication technical field, the particularly technology about utilizing portable communication devices such as POS that bank card is made, and is a kind of bank card card producing system concretely and changes the card system.
Background technology
Along with popularizing of bank card, a large amount of clients' bank card all can face to expire and change card or card damages, blocks and lose the situation of changing card, and the common practice that industry bank changes card has three kinds:
(1) bank notifies the client after making neocaine, requires the client to change card to the site cabinet face of bank's appointment voluntarily; (2) bank sends the user neocaine by mailing way, and the user oneself removes the site sales counter again or phones telephone bank and make waste and old card and enable the neocaine operation; (3) bank sends someone to send neocaine to give the user and reclaims old card.
Method (1) needs client's card drawing of lining up to the site, and it is longer to take client's time, causes client's satisfaction to reduce.The new card of method (2) is not high in the safety coefficient of mailing process, exist neocaine to lose, neocaine is stolen or the possibility of falsely claiming as one's own, there are certain risk in client and bank, and the user still needs oneself to go the site sales counter again or sends a telegraph telephone bank and do neocaine and enable processing.Method (3) is though avoided risk in the mailing process of method (2), but because the holder can't carry out authentication to receiving the card teller to the doorstep, still the risk that exists cardholder information to reveal, and the user still needs oneself to go the site sales counter again or sends a telegraph telephone bank and do neocaine and enable processing.
Summary of the invention
The embodiment of the invention provides a kind of bank card card producing system and has changed the card system, to solve bank cashier call hair fastener, the security of changing card and convenience problem, realizes bank cashier system and and change card to the doorstep.
One of purpose of the present invention is, a kind of bank card card producing system is provided, and this card producing system comprises: bank's fabrication server, portable communication device and portable card maker; Bank's fabrication server is connected with portable communication device by cordless communication network, and portable communication device is connected with portable card maker; Bank's fabrication server comprises: the fabrication information-storing device is used to store and comprises cardholder information, fabrication teller information, portable communication device sign and the portable card maker fabrication information in being identified at; The fabrication information authenticating apparatus is used for authenticating according to the authentication information that the fabrication information of storage is sent portable communication device, and to portable communication device feedback fabrication authentification of message result; The check code dispensing device is used for generating check code according to fabrication authentification of message result, and the short message that will comprise check code sends to holder's mobile phone; The check code authenticate device is used for authenticating according to the check code that the check code that generates is sent portable communication device, generates the check code authentication result; The fabrication instruction sending device is used for sending the fabrication instruction according to the check code authentication result to portable communication device; Portable communication device comprises: the personal information input media is used to import cardholder information, fabrication teller information and check code; The facility information memory storage is used to store portable communication device sign and portable card maker sign; The authentication information dispensing device is used for cardholder information, fabrication teller information and the check code of input and the portable communication device sign and the portable card maker sign of storage are sent to bank's fabrication server; The card maker drive unit is used to receive the fabrication instruction, and drives portable card maker making bank card according to the fabrication instruction.
One of purpose of the present invention is, provides a kind of bank card to change the card system, and this bank card changes the card system and comprises: bank changes card server, portable communication device and portable card maker; Bank changes card server and is connected with portable communication device by cordless communication network, and portable communication device is connected with portable card maker; Bank changes card server and comprises: change the card information memory storage, be used for storage and comprise: new card information, old card information, cardholder information, change card teller information, portable communication device sign and portable card maker and be identified at the interior card information that changes; Change the card information authenticate device, be used for authenticating, and change the card information authentication result to the portable communication device feedback according to the authentication information that card information sends portable communication device that changes of storage; The check code dispensing device is used for generating check code according to changing the card information authentication result, and the short message that will comprise check code sends to holder's mobile phone; The check code authenticate device is used for authenticating according to the check code that the check code that generates is sent portable communication device, generates the check code authentication result; The bank card information processing unit is used for the processing of cancelling of old card information, and enables new card information; The fabrication instruction sending device is used for sending the fabrication instruction according to the check code authentication result to portable communication device; Portable communication device comprises: old card information reading unit is used to import old card information; The personal information input media is used to import cardholder information, fabrication teller information and check code; The facility information memory storage is used to store portable communication device sign and portable card maker sign; The authentication information dispensing device, be used for will input old card information, cardholder information, fabrication teller information and check code and the portable communication device sign of storage and portable card maker sign send to bank and change card server; The card maker drive unit is used to receive the fabrication instruction, and drives portable card maker making bank card according to the fabrication instruction.
Beneficial effect of the present invention is, has solved existing bank card and has changed the not enough problem of card service aspect security, convenience, the system that provide fabrication to the doorstep, changes card.
By the present invention, changed commercial bank to group customer holder's existing fabrication, change the card mode, the card business that changes of bank card is handled the place that extends to client (particularly group customer) office space, place or client's appointment, improve commercial bank's fabrication greatly, change the handling capacity that card is handled, reduce the response time of holder's service and the uncertain factor influence in the card postal delivery process simultaneously.
In addition, the present invention can reduce the holder and line up to outlet and change the turn time of card, fabrication, and greatly improves the convenience that the holder obtains service.
Description of drawings
In order to be illustrated more clearly in the embodiment of the invention or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is some embodiments of the present invention, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the synoptic diagram of the embodiment of the invention 1 bank card card producing system;
Fig. 2 is the structured flowchart of the embodiment of the invention 1 bank fabrication server;
Fig. 3 is the structured flowchart of the portable communication device of the embodiment of the invention 1 bank card card producing system;
Fig. 4 is the workflow diagram of the embodiment of the invention 1 bank card card producing system;
Fig. 5 changes the synoptic diagram of card system for the embodiment of the invention 2 bank cards;
Fig. 6 changes the structured flowchart of card server for the embodiment of the invention 2 banks;
Fig. 7 changes the structured flowchart of the portable communication device of card system for the embodiment of the invention 2 bank cards;
Fig. 8 changes the workflow diagram of card system for the embodiment of the invention 2 bank cards.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
Embodiment 1
As shown in Figure 1, present embodiment provides a kind of bank card card producing system, and this card producing system comprises: bank's fabrication server 100, portable communication device 200 and portable card maker 300; Bank's fabrication server 100 is connected with portable communication device 200 by cordless communication network, and portable communication device 200 is connected with portable card maker 300.
As shown in Figure 2, bank's fabrication server 100 comprises: fabrication information-storing device 101 is used to store and comprises cardholder information, fabrication teller information, portable communication device sign and the portable card maker fabrication information in being identified at; Fabrication information authenticating apparatus 102 is used for authenticating according to the authentication information that the fabrication information of storage is sent portable communication device 200, and to portable communication device 200 feedback fabrication authentification of message results; Check code dispensing device 103 is used for generating check code according to fabrication authentification of message result, and the short message that will comprise check code sends to holder's mobile phone 300; Check code authenticate device 104 is used for authenticating according to the check code that the check code that generates is sent portable communication device 200, generates the check code authentication result; Fabrication instruction sending device 105 is used for sending the fabrication instruction according to the check code authentication result to portable communication device 200.Portable communication device 200 drives portable card maker 300 and makes bank card 500.
As shown in Figure 3, portable communication device 200 comprises: personal information input media 201 is used to import cardholder information, fabrication teller information and check code; Facility information memory storage 202 is used to store portable communication device sign and portable card maker sign; Authentication information dispensing device 203 is used for cardholder information, fabrication teller information and the check code of input and the portable communication device sign and the portable card maker sign of storage are sent to bank's fabrication server; Card maker drive unit 204 is used to receive the fabrication instruction, and drives portable card maker making bank card according to the fabrication instruction.
Fabrication information authenticating apparatus 102 further comprises: the card maker authentication ' unit, portable communication device sign that is used for portable communication device is sent and portable card maker identify and authenticate, and the working time of portable communication device and portable card maker is authenticated; Fabrication teller identification unit, the fabrication teller information that is used for portable communication device is sent authenticates, and fabrication teller's working time is authenticated.Holder's authentication ' unit is used for the cardholder information that portable communication device is sent is authenticated.
Present embodiment is a portable communication device with the POS machine, the fabrication processing of bank card is extended to the office space at client place or the arbitrary site of client's appointment, utilize portable equipment scenes such as POS, holder's mobile phone finish commercial bank to teller's to the doorstep authentication, commercial bank to holder's authentication, holder to teller's authentication to the doorstep, guarantee the authenticity and the validity of teller, holder's identity to the doorstep in the fabrication process.On the basis of authentication, connect portable card maker (as: Zebra clip making machine) by the POS machine, download the fabrication information of neocaine in real time and carry out on-the-spot fabrication, and after neocaine completes, help the holder to carry out card immediately and enable.
As shown in Figure 4, utilize portable equipment such as POS to realize that the system of fabrications comprises, bank's fabrication server, POS or other mobile terminals, lightweight check card terminal, new bank card and holder's mobile phone.
Bank's fabrication server can be a mainframe computer, also can be medium and small computing machine, and responsible bank card changes the core process of bank main end in the card process and handles.
Bank's fabrication server can be connected with POS by external network, and external network can be common telephone communication network, wireless communication networks, Internet interconnection network etc.
Portable terminal devices such as POS can be common phone access way POS terminal, wireless GPRS access way POS terminal, IP access way POS terminals, also can be various types of portable terminals that commercial banking institution is thrown in, this terminal be connected by data line and the lightweight terminal of checking card.
The lightweight terminal of checking card can be serial ports type terminal, the network-type various types of terminals of checking card such as terminal of checking card of checking card.The lightweight terminal of checking card receives the data that portable terminal device such as POS sends, and carries out card system and deals with.
New bank card is that issuing bank issues the card medium that the client holds, and can be magnetic stripe card, IC-card or double-interface card etc.
Holder's mobile phone is used to receive the fabrication identifying code that bank's fabrication server sends to the holder.
Bank's fabrication server can comprise: the fabrication information-storing device.This fabrication information-storing device can comprise waits to make the card information storage unit of bank card and the fabrication information memory cell of calling.
Card information cell stores holder card image can comprise: information such as card number, card mode, card password, holder's name in an account book, holder's type of credential, holder's passport NO., physical medium, valid period, service code, card identifying code/security code, magnetic track information, protruding flat stamping information.
To the doorstep the storage of fabrication information memory cell to the doorstep the fabrication data message can comprise: holder's name in an account book, holder's type of credential, holder's passport NO., holder change card identifying code, holder's phone number, neocaine card number, information such as fabrication teller information, the fabrication effective time of calling, POS numbering to the doorstep.
In Fig. 4, utilize POS to realize that the method for fabrication may further comprise the steps:
Step a1: bank's fabrication server carries out pre-service to the fabrication information that needs fabrication, and the registration fabrication information of fabrication to the doorstep, as POS device numbering and working time, and fabrication teller number and working time, cardholder information etc.; Specifically comprise:
On bank's fabrication server registration through audit, the information such as time period (have only registered teller and fabrication time in the time period that the permission teller makes house calls, just to allow the fabrication business of calling when actual fabrication is handled, otherwise will refuse fabrication) of authorizing fabrication teller number, teller's clip pin, the teller of the fabrication business that allows call to make house calls;
Registration is through authorizing portable equipments such as the POS numbering of fabrication that allows call, information such as time period of device service (actual to have only registered equipment and fabrication time when changing card be the fabrication business that just allows to call in the section in the service time of registering, otherwise will refuse fabrication) to the doorstep on bank's fabrication server;
For the bank card of new application, declaration card decreases the card of fabrication or declared the card of reporting the loss fabrication and generates a new card information, these neocaine information comprise physics fabrication information such as neocaine card number, card medium, valid period, service code, security code, the neocaine term of validity, magnetic track information, protruding flat stamping information on bank's fabrication server.
Step a2: the fabrication teller holds POS to the doorstep for the holder carries out fabrication, sends POS work authentication request by POS to bank's fabrication server.
Step a3: the fabrication teller starts the POS portable equipment and carries out the fabrication operation, POS numbering by on deliver on bank's fabrication server, bank's fabrication server carries out the POS authentication verification is handled, do not register on bank's fabrication server if carry out the POS information of fabrication, perhaps the POS fabrication time is not then refused fabrication in the working time section of authorizing; Otherwise continue step a4.
Step a4: bank's fabrication server sends the POS authentication to POS and passes through information.
Step a5: send holder and the request of fabrication teller identification to bank's fabrication server by POS.
Step a6:POS prompting fabrication teller brushes teller's card and defeated close, and bank's fabrication server will be sent on the fabrication teller information, change card teller checking to the doorstep by bank's fabrication server, these teller's information can comprise teller number, teller's card number, teller's clip pin etc.If teller's clip pin not to, to the doorstep the fabrication teller not registration on bank's fabrication server or to the doorstep the fabrication time do not authorizing in the time period, the refusal fabrication is also withdrawed from the fabrication function, otherwise continues authentication holder identity.
The holder imports holder's identification authentication data on POS, can comprise information (available keyboard input POS) such as old card card number (report the loss card or card and decrease the available keyboard input of card POS), identification card number.
POS will deliver to bank's fabrication server on holder's identification authentication data, bank's fabrication server compares the customer's identity card in the customer's identity card sent on the POS number, card number and the bank's fabrication server database number, card number, if comparative result is incorrect, refusal fabrication request, otherwise enter step a7.
Step a7: bank's fabrication server passes through information to POS transmission holder and fabrication teller identification.
Step a8: after the success of the fabrication server authentication holder of bank identity, generate check code, and this check code is sent to holder's mobile phone by the special-purpose SMS platform of bank.
Step a9: holder's identifying code that input handset is received on the POS portable terminal device, and by delivering to bank's fabrication server on the POS.
Step a10: bank's fabrication server carries out verification to the identifying code that send on the POS portable terminal device, if the identifying code mistake of sending on the POS is then refused the fabrication request, otherwise enters step a11;
Step a11: bank's fabrication server cancels the information of the old card of holder, and enables new bank card; Bank's fabrication server registers to holder's the reality fabrication process information of calling in the host data base, and the fabrication process information can comprise that actual receipts card date, receipts block teller, state, POS numbering, POS terminal serial number etc. to the doorstep; Bank's fabrication server is encrypted back pass with the fabrication instruction of neocaine and is given POS.
Step a12:POS deciphering fabrication instruction, and carry out the neocaine card and make by the serial port drive lightweight terminal of checking card.
Step a13: after the neocaine fabrication was finished dealing with, POS returned the fabrication successful information; And the POS type belt bears the signature and capable gives the client with bar, comprises at least with bar: new bank card number, change the card date, change the card name in an account book, POS numbering, POS terminal serial number etc.
Embodiment 2
As shown in Figure 5, present embodiment provides a kind of bank card to change the card system, and this bank card changes the card system and comprises: bank change card server 100 ', portable communication device 200 ' and portable card maker 300 '; Bank changes card server 100 ' by cordless communication network and portable communication device 200 ' be connected, portable communication device 200 ' with portable card maker 300 ' be connected by data line.
As shown in Figure 6, bank changes card server 100 ' comprising: change card information memory storage 101 ', be used for storage and comprise: new card information, old card information, cardholder information, change card teller information, portable communication device sign and portable card maker and be identified at the interior card information that changes; Change card information authenticate device 102 ', be used for the authentication information of portable communication device 200 ' send being authenticated, and change the card information authentication result to portable communication device 200 ' feedback according to the card information that changes of storage; Check code dispensing device 103 ', be used for generating check code according to changing the card information authentication result, and the short message that will comprise check code send to holder's mobile phone 400 '; Check code authenticate device 104 ', be used for authenticating according to the check code of the check code that generates to portable communication device 200 ' send, generate the check code authentication result; Bank card information processing unit 105 ', be used for the processing of cancelling of old card information, and enable new card information; Fabrication instruction sending device 106 ', be used for according to the check code authentication result to portable communication device 200 ' transmission fabrication instruction; Portable communication device 200 ' according to this fabrication instruction drive portable card maker 300 ' making neocaine 500 '.
As shown in Figure 7, portable communication device 200 ' comprising: old card information reading unit 201 ', be used to import old card 600 ' old card information; Personal information input media 202 ', be used to import cardholder information, fabrication teller information and check code; Facility information memory storage 203 ', be used to store portable communication device sign and portable card maker sign; Authentication information dispensing device 204 ', be used for will input old card information, cardholder information, fabrication teller information and check code and the portable communication device sign of storage and portable card maker sign send to bank change card server 100 '; Card maker drive unit 205 ', be used to receive fabrication instruction, and according to the fabrication instruction drive the new bank card 500 of portable card maker 300 ' making '.
Change card information authenticate device 102 ' further comprise: change the card apparatus authentication ' unit, portable communication device sign that is used for portable communication device is sent and portable card maker identify and authenticate, and the working time of portable communication device and portable card maker is authenticated; Change card teller identification unit, be used for the card teller information of changing that portable communication device is sent is authenticated, and exchange card teller's working time authenticates; Holder's authentication ' unit is used for the cardholder information that portable communication device is sent is authenticated.
Present embodiment is a portable communication device with the POS machine, the card processing of changing of bank card is extended to the office space at client place or the arbitrary site of client's appointment, utilize portable equipment scenes such as POS, holder's mobile phone finish commercial bank to teller's to the doorstep authentication, commercial bank to holder's authentication, holder to teller's authentication to the doorstep, guarantee to change the authenticity and the validity of teller, holder's identity to the doorstep in the card process.On the basis of authentication, connect portable card maker (as: Zebra clip making machine) by the POS machine, download the fabrication information of neocaine in real time and carry out on-the-spot fabrication, and after neocaine completes, help the holder to carry out card immediately and enable.This system can change card for the holder provides card to expire to the doorstep.
As shown in Figure 8, utilize portable equipment such as POS to realize that the system that changes card comprises: bank changes card server, POS or other mobile terminals, lightweight check card terminal, old bank card, new bank card and holder's mobile phone.
It can be mainframe computer that bank changes card server, also can be medium and small computing machine, and responsible bank card changes the core process of bank main end in the card process and handles.
Bank changes card server and can be connected with POS by external network, and external network can be common telephone communication network, wireless communication networks, Internet interconnection network etc.
Portable terminal devices such as POS can be common phone access way POS terminal, wireless GPRS access way POS terminal, IP access way POS terminals, also can be various types of portable terminals that commercial banking institution is thrown in, this terminal be connected by data line and the lightweight terminal of checking card.
The lightweight terminal of checking card can be serial ports type terminal, the network-type various types of terminals of checking card such as terminal of checking card of checking card.The lightweight terminal of checking card receives the data that portable terminal device such as POS sends, and carries out card system and deals with.
Old bank card and new bank card are issuing bank and issue the card medium that the client holds, and can be magnetic stripe card, IC-card or double-interface card etc.
Holder's mobile phone is used to receive that bank's fabrication server sends to the holder changes the card identifying code.
Bank changes card server and can comprise: change the card information memory storage.This changes the card information memory storage and can comprise and treat fabrication sheet information memory cell and change the card information storage unit to the doorstep.
Treat that fabrication sheet information memory cell storage holder card image can comprise: information such as card number, card mode, card password, holder's name in an account book, holder's type of credential, holder's passport NO., physical medium, valid period, service code, card identifying code/security code, magnetic track information, protruding flat stamping information.
Changing the card information cell stores fabrication data message of calling to the doorstep can comprise: holder's name in an account book, holder's type of credential, holder's passport NO., holder change card identifying code, holder's phone number, the old card card number of holder, neocaine card number, to the doorstep change card teller information, change information such as card effective time, POS numbering to the doorstep.
In Fig. 8, utilize POS to realize that the method for changing card may further comprise the steps:
Step b1: bank changes card server the fabrication information that needs fabrication is carried out pre-service, and the registration fabrication information of fabrication to the doorstep, as POS device numbering and working time, and fabrication teller number and working time, cardholder information etc.; Specifically comprise:
Bank change on the card server registration through audit, authorize the fabrication business that allows call change the information such as time period that card teller number, teller's clip pin, teller make house calls (actual have only registered teller when changing the card processing and change the card time in the time period that the permission teller makes house calls, just allow to change to the doorstep card business, otherwise refusal is changed card);
Change on the card server registration in bank and allow to change to the doorstep portable equipments such as the POS numbering of card, information such as time period of device service (actual to have only registered equipment and change the card time when changing card be just to allow to change to the doorstep card business in the section in the service time of registering, otherwise refusal is changed card) to the doorstep through authorizing;
Changing on the card server in bank is that every expired card generates a new card information, and these neocaine information comprise physics fabrication information such as neocaine card number, card medium, valid period, service code, security code, the neocaine term of validity, magnetic track information, protruding flat stamping information.
Step b2: the fabrication teller holds POS to the doorstep for the holder carries out fabrication, changes card server by POS to bank and sends POS work authentication request.
Step b3: change the card teller and start the POS portable equipment and carry out the fabrication operation, POS numbering by on deliver to bank and change on the card server, bank changes card server and carries out the POS authentication verification is handled, if the POS information of carrying out fabrication is not registered less than changing on the card server in bank, perhaps the POS fabrication time is not then refused fabrication in the working time section of authorizing; Otherwise continue step b4.
Step b4: bank changes card server and passes through information to POS transmission POS authentication.
Step b5: change card server by POS to bank and send the holder and change the request of card teller identification.
Step b6:POS prompting is changed the card teller and is brushed teller's card and defeated close, and will change on the card teller information and send bank to change card server, change card server by bank and change card teller checking to the doorstep, these teller's information can comprise teller number, teller's card number, teller's clip pin etc.If teller's clip pin not to, change the card teller to the doorstep and do not change on the card server registration or change the card time to the doorstep and do not authorizing in the time period in bank, the refusal fabrication is also withdrawed from the fabrication function, otherwise continues authentication holder identity.
The holder imports holder's identification authentication data on POS, can comprise information such as old card card number and identification card number.Can adopt the card reader of POS to read information such as old card card number.
POS changes card server with delivering to bank on holder's identification authentication data, bank changes card server customer's identity card number, the card number that the customer's identity card sent on the POS number, card number and bank change in the card server database is compared, if comparative result is incorrect, refusal changes the card request, otherwise enters step b7.
Step b7: bank changes card server and sends the holder and change the card teller identification to POS and pass through information.
Step b8: bank generates check code, and by the special-purpose SMS platform of bank this check code is sent to holder's mobile phone after changing the success of card server checking holder identity.
Step b9: holder's identifying code that input handset is received on the POS portable terminal device, and change card server by delivering to bank on the POS.
Step b10: bank changes card server the identifying code that send on the POS portable terminal device is carried out verification, if the identifying code mistake of sending on the POS is then refused the fabrication request, otherwise enters step b11;
Step b11: bank changes card server cancels the information of the old card of holder, and enables new bank card; Bank changes card server holder's the reality fabrication process information of calling is registered in the host data base, changes the card process information to the doorstep and can comprise the actual receipts card date, receive card teller, state, POS numbering, POS terminal serial number etc.; Bank changes card server the fabrication instruction of neocaine is encrypted back pass to POS.
Step b12:POS deciphering fabrication instruction, and carry out the neocaine card and make by the serial port drive lightweight terminal of checking card.
Step b13: after the neocaine fabrication was finished dealing with, POS returned and changes the card successful information; And the POS type belt bears the signature and capable gives the client with bar, comprises at least with bar: old bank card number, new bank card number, change the card date, change the card name in an account book, POS numbering, POS terminal serial number etc.
Used specific embodiment among the present invention principle of the present invention and embodiment are set forth, the explanation of above embodiment just is used for helping to understand method of the present invention and core concept thereof; Simultaneously, for one of ordinary skill in the art, according to thought of the present invention, the part that all can change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention.
Claims (8)
1. a bank card card producing system is characterized in that, described card producing system comprises: bank's fabrication server, portable communication device and portable card maker;
Described bank fabrication server is connected with described portable communication device by communication network, and described portable communication device is connected with described portable card maker;
Described bank fabrication server comprises:
The fabrication information-storing device is used to store and comprises cardholder information, fabrication teller information, portable communication device sign and the portable card maker fabrication information in being identified at;
The fabrication information authenticating apparatus is used for authenticating according to the authentication information that the fabrication information of storage is sent described portable communication device, and to described portable communication device feedback fabrication authentification of message result;
The check code dispensing device is used for generating check code according to described fabrication authentification of message result, and the short message that will comprise described check code sends to described holder's mobile phone;
The check code authenticate device is used for authenticating according to the check code that the check code that generates is sent described portable communication device, generates the check code authentication result;
The fabrication instruction sending device is used for sending the fabrication instruction according to described check code authentication result to described portable communication device;
Described portable communication device comprises:
The personal information input media is used to import cardholder information, fabrication teller information and check code;
The facility information memory storage is used to store portable communication device sign and portable card maker sign;
The authentication information dispensing device is used for cardholder information, fabrication teller information and the check code of input and the portable communication device sign and the portable card maker sign of storage are sent to described bank fabrication server;
The card maker drive unit is used to receive described fabrication instruction, and drives described portable card maker making bank card according to described fabrication instruction.
2. bank card card producing system according to claim 1 is characterized in that, described fabrication information authenticating apparatus further comprises:
The card maker authentication ' unit, the portable communication device that is used for described portable communication device is sent sign and portable card maker identify and authenticate, and the working time of described portable communication device and portable card maker is authenticated;
Fabrication teller identification unit, the fabrication teller information that is used for described portable communication device is sent authenticates, and described fabrication teller's working time is authenticated;
Holder's authentication ' unit is used for the cardholder information that described portable communication device is sent is authenticated.
3. bank card card producing system according to claim 1 is characterized in that, described portable communication device comprises:
Card reader is used to read cardholder information and/or fabrication teller information;
Keyboard is used to import cardholder information, fabrication teller information and/or check code.
4. bank card card producing system according to claim 1 is characterized in that, described portable communication device comprises:
Printer is used for printout and comprises that bank card number, bank card name in an account book, fabrication date, portable communication device sign and portable card maker are identified at interior fabrication information.
5. a bank card changes the card system, it is characterized in that, described bank card changes the card system and comprises: bank changes card server, portable communication device and portable card maker;
Described bank changes card server and is connected with described portable communication device by communication network, and described portable communication device is connected with described portable card maker;
Described bank changes card server and comprises:
Change the card information memory storage, be used for storage and comprise: new card information, old card information, cardholder information, change card teller information, portable communication device sign and portable card maker and be identified at the interior card information that changes;
Change the card information authenticate device, be used for authenticating, and change the card information authentication result to described portable communication device feedback according to the authentication information that card information sends described portable communication device that changes of storage;
The check code dispensing device is used for generating check code according to the described card information authentication result of changing, and the short message that will comprise described check code sends to described holder's mobile phone;
The check code authenticate device is used for authenticating according to the check code that the check code that generates is sent described portable communication device, generates the check code authentication result;
The bank card information processing unit is used for the processing of cancelling of old card information, and enables new card information;
The fabrication instruction sending device is used for sending the fabrication instruction according to described check code authentication result to described portable communication device;
Described portable communication device comprises:
Old card information reading unit is used to import old card information;
The personal information input media is used to import cardholder information, fabrication teller information and check code;
The facility information memory storage is used to store portable communication device sign and portable card maker sign;
The authentication information dispensing device, be used for will input old card information, cardholder information, fabrication teller information and check code and the portable communication device sign of storage and portable card maker sign send to described bank and change card server;
The card maker drive unit is used to receive described fabrication instruction, and drives described portable card maker making bank card according to described fabrication instruction.
6. bank card according to claim 5 changes the card system, it is characterized in that, the described card information authenticate device that changes further comprises:
Change the card apparatus authentication ' unit, portable communication device sign that is used for described portable communication device is sent and portable card maker identify and authenticate, and the working time of described portable communication device and portable card maker is authenticated;
Change card teller identification unit, be used for the card teller information of changing that described portable communication device is sent is authenticated, and the described working time of changing the card teller is authenticated;
Holder's authentication ' unit is used for the cardholder information that described portable communication device is sent is authenticated.
7. bank card according to claim 5 changes the card system, it is characterized in that, described portable communication device comprises:
Card reader is used to read cardholder information and/or fabrication teller information;
Keyboard is used to import cardholder information, fabrication teller information and/or check code.
8. bank card according to claim 5 changes the card system, it is characterized in that, described portable communication device comprises:
Printer is used for that printout comprises old card card number, old card name in an account book, neocaine card number, neocaine name in an account book, changes the card date, portable communication device sign and portable card maker change card information in being identified at.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201010144438 CN101794479A (en) | 2010-04-08 | 2010-04-08 | Bank card making system and card exchanging system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201010144438 CN101794479A (en) | 2010-04-08 | 2010-04-08 | Bank card making system and card exchanging system |
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| CN101794479A true CN101794479A (en) | 2010-08-04 |
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| CN 201010144438 Pending CN101794479A (en) | 2010-04-08 | 2010-04-08 | Bank card making system and card exchanging system |
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Application publication date: 20100804 |