CN101393665B - Credit card unlocking method and device - Google Patents
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- CN101393665B CN101393665B CN2007101218850A CN200710121885A CN101393665B CN 101393665 B CN101393665 B CN 101393665B CN 2007101218850 A CN2007101218850 A CN 2007101218850A CN 200710121885 A CN200710121885 A CN 200710121885A CN 101393665 B CN101393665 B CN 101393665B
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Abstract
The invention provides a method for unlocking a credit card. The method adopts the following steps: reading the information of the credit card at a mobile terminal; generating a credit card unlocking message containing the credit card identification; encrypting the credit card unlocking message; sending the encrypted credit card unlocking message to a bank service center to unlock the credit card. By applying the method and a device thereof, the credit card is read at the mobile terminal, so as to realize the unlocking of the credit card and enhance the using security of the credit card. Corresponding to the method, the invention also provides a credit card unlocking device.
Description
Technical field
The present invention relates to information security field, particularly a kind of credit card unlocking method and device.
Background technology
Follow the raising of people's consuming capacity and the maturation development of bank credit card business, credit card or various bank card payment consumption have become a kind of means of payment of approving very much and obtaining popularizing of consumer.(Point Of Sale's consumer swipes the card on POS), the amount of money of consumption is transferred on the Merchant Account from credit card, thereby realized using the credit card purchase payment at point-of-sale terminals.It is to go up the cash that extracts certain limit at ATM (Automatic Teller Machine) ATM (Automatic TellerMachine) that the credit card of credit card or bank also has a convenience, perhaps can handle transferred account service.Also there is a kind of mobile wireless POS machine in the prior art, wireless POS machine is by wireless transmission method and bank card server communication, the user swipes the card on wireless POS machine, the realization principle of its bankcard consumption and process and fixedly the principle of POS machine is similar.
The structure of credit card-based payment system sees also shown in Figure 1, comprising fixing POS machine 101, and ATM 102, wireless POS machine 103, message switching center 104, bank service center 105.When the user is fixedly inserting credit card startup transaction on POS machine 101, ATM 102 or the wireless POS machine 103, described fixedly POS machine 101 directly sends transaction request to message switching center 104 by mobile communications network or described ATM by bank's internal network by PSTN network, described wireless POS machine 103, described message switching center 104 will be authorized and transaction request is sent to bank service center 105, transaction request is accepted at bank service center 105, and replys acknowledge message via original route to described POS machine or ATM.Use Credit Card Payments can avoid the consumer to carry the cash inconvenience, and in payment buckets of cash process, check the slow problem of cash, also have the risk of counterfeit money in addition in the money transaction.
But be to use credit card purchase to have certain potential safety hazard, more domestic credits card are need import password before Credit Card Payments to confirm, the consumer is after swiping the card on the POS machine, at first input the password of credit card, the POS machine is sent to the bank service center with password, the bank service center is according to the information of credit card and the password of consumer's input, payment is verified, signature is confirmed on the bill that prints on the POS machine then, thereby realize the payment of credit card, but if the password of this credit card is known by others, perhaps the cardholder signature on the back of credit cards is counterfeit by the people, just may use this credit card to carry out consuming on the POS machine, shopping online consumption, cash is extracted in account transfer on the ATM, even duplicate this credit card and consume, cause economic loss for the real card user of this credit card, and bank does not bear and anyly reveal the responsibility of counterfeit signature etc. because of password; In addition, the credit card of some kinds is not need authentication password just can swipe the card to pay, only confirm payment transaction with cardholder signature, if credit card is lost, by steal-number, the credit card card user reports the loss untimely, the signature that the holder is arranged behind because of credit card, and businessman causes counterfeit signature to be very easy to get by under false pretences to very not strict of checking of signature, probably like this cause heavy economic losses can for the credit card card user.Therefore, the security of present this Credit Card Payments mode is lower.
Summary of the invention
Embodiment of the invention problem to be solved provides a kind of credit card unlocking method and device, to solve the existing lower problem of Credit Card Payments security.
For addressing the above problem, the invention provides following technical scheme:
A kind of credit card unlocking method comprises step: the information that reads credit card at portable terminal; According to described credit card information, generate the credit card unlocking message that comprises the credit card sign; Encrypt described credit card unlocking message; Send described encrypted credit card unlocking message to bank service center and carry out credit card unlocking.
Read the information of described credit card at portable terminal after, also comprise step: according to described credit card information, judge whether described credit card is legal,, carry out generating credit card unlocking message,, stop release to described credit card if illegal if legal.
Preferably, described portable terminal identification code and described credit card corresponding relation are set at described bank service center; When sending credit card unlocking message, described portable terminal identification code is also sent to the bank service center; The bank service center utilized the portable terminal identification code and the credit card corresponding relation that preset before the described credit card of release, judge whether the described terminal recognition sign indicating number that receives is corresponding with credit card, if corresponding, then described credit card was carried out unlocking operation.
Wherein, described credit card is designated credit card number, the credit card number of condensing, perhaps, and with the sequence number of bank service center reservation.
Said method can also comprise: behind credit card unlocking, described bank service center judges whether described credit card was paid in the release time of presetting, if described credit card is locked, if surpass the still not payment of described release time, also credit card locked.
Preferably, in the credit card unlocking message that sends after encrypting, send merchant code to the bank service center; During Credit Card Payments after utilizing release, described bank service center judges whether this payment businessman is the businessman of described merchant code correspondence, if just allow payment.
Wherein, adopt password, fingerprint, iris, sound or image that release message is encrypted.
A kind of credit card unlocking device comprises: reading unit is used for the information that portable terminal reads credit card; Message generation unit is used for according to described credit card information, generates the credit card unlocking message that comprises the credit card sign; Ciphering unit is used for described credit card unlocking message is encrypted; Transmitting element is used to send described encrypted credit card unlocking message to the bank service center.
Preferably, described device also comprises judging unit, and the credit card information that is used for reading according to described reading unit judges whether described credit card is legal, if it is legal, the notification message generation unit generates credit card unlocking message, if illegal, stops the release to described credit card.
Preferably, described device also comprises authentication code memory unit; Described authentication code memory unit, the identification code that is used to store described portable terminal; Described transmitting element is used to send described credit card unlocking message and terminal recognition sign indicating number to the bank service center.
Preferably, described transmitting element is further used for sending merchant code to the bank service center.
A kind of credit card unlocking device, be present in the bank service center, this device comprise storage credit card information, locking key and Personal Unlocking Key storage unit, utilize lock cell that described locking key locks credit card, utilize described Personal Unlocking Key credit card to be carried out the lock unit of separating of release, and the payment unit that the credit card after the release is paid, also comprise: preset unit, the credit card that is used to store with the portable terminal agreement identifies, and the corresponding key of this credit card sign; The message sink unit is used for the release message that mobile terminal receive sends; Message processing unit is used to utilize the key of described preset unit storage, and the release message that described message sink unit is received is decrypted, if successful decryption indicates the described lock unit of separating that credit card is carried out release.
Described message sink unit also is used for from portable terminal mobile terminal receive identification code; Described device also comprises: the binding storage unit is used for the corresponding relation that memory mobile terminal identification code and credit card identify; The binding recognition unit, be used for portable terminal identification code and the credit card corresponding relation stored according to described binding storage unit, judge whether the described terminal recognition sign indicating number that receives is corresponding with credit card,, just indicate the described lock unit of separating that credit card is carried out release if corresponding.
Described device also comprises: the release time quantum is used to store the maximum release time that allows; Timer is used for picking up counting when the release credit card; The locking start unit, be used to judge whether the credit card after the release is paid in the described release time, if indicate described lock cell that credit card is locked, if timer surpasses the described release time, also indicate described lock cell that credit card is locked.
Described message sink unit also is used for receiving from portable terminal the merchant code of appointment; Described device also comprises: the payment control module is used to judge whether the merchant code that is used for Credit Card Payments is described appointment merchant code, if just indicate described payment unit to pay.
As follows to the technology of the present invention effect analysis:
Compared with prior art, the embodiment of the invention reads the information of credit card on privately owned portable terminal, and the release message of generate encrypting is sent to the bank service center, realizes the release to credit card, improves the security of Credit Card Payments.
In addition, because the release message that sends is encrypted, therefore,, also can guarantee the safety of credit card even credit card and portable terminal are lost together.
And, the preferred embodiments of the present invention can be swiped the card credit card with it portable terminal carries out binding setting in advance, when the user after portable terminal is swiped the card, the bank service center judges at first whether described portable terminal is legal, if legal ability is carried out release to described credit card, even therefore credit card is lost, others also can't carry out release to described credit card, has further strengthened the security of Credit Card Payments.
Description of drawings
Fig. 1 is existing credit card-based payment system structural drawing;
Fig. 2 is the credit card unlocking method process flow diagram that the embodiment of the invention provides;
Fig. 3 is the credit card unlocking device structural drawing that the embodiment of the invention provides;
Fig. 4 is the credit card unlocking device structural drawing that is present in the bank service center that the embodiment of the invention provides.
Embodiment
The present invention goes for various bank cards to the scheme of credit card unlocking, for convenience, in the literary composition only with the credit card explanation.
Below in conjunction with drawings and Examples the present invention is done detailed explanation.
The process flow diagram of the credit card unlocking method that the embodiment of the invention provides sees also shown in Figure 2, specifically comprises step:
Step 201: the information that reads credit card at portable terminal;
Step 202: according to described credit card information, generate credit card unlocking message, described credit card unlocking message comprises bank service central number corresponding with described credit card and credit card sign;
Step 203: described credit card unlocking message is encrypted;
Step 204: described encrypted credit card unlocking message is sent to the bank service center carries out credit card unlocking.
The credit card sign can have various ways, for example, can identify as credit card with credit card number, and this mode is fairly simple; Perhaps, for fear of in the transmission course card number, being stolen, can identify as credit card with the credit card number of condensing; In addition, when many credits card being arranged, can respectively block sequence number, utilize the credit card sequence number to identify as credit card with bank service center agreement in certain bank.Above-mentioned employing number of condensing and sequence number are safer as the credit card label manner, even be stolen in transmission course, the stealer also has no way of learning real credit card number, guarantee the safety of credit card.
In the method that the embodiment of the invention provides, the user swipes the card on portable terminal, reads the information of credit card, as the card number of credit card, with as described in the corresponding bank service central number of credit card etc.; According to the described credit card information that arrives that reads, generate the credit card unlocking message that comprises described credit card sign; After described portable terminal generates described credit card unlocking message, described release message is encrypted, and be sent to corresponding bank service center, realize release described credit card.
In first preferred embodiment of the present invention, the user sets in advance the decruption key of portable terminal correspondence at the bank service center, and described decruption key is the decruption key of energy password, fingerprint, iris, sound or image information.The user reads the credit card information of storing on the credit card magnetic stripe after swiping the card on the portable terminal, described information comprises the bank service central number corresponding with described credit card, and the card number of described credit card; According to described credit card number, judge that whether described credit card is the default credit card that reads of allowing of portable terminal, for described portable terminal if not then described credit card is illegal credit card, will stop the release to described credit card; If then described credit card is legal credit card for described portable terminal, will continue to carry out the release step.
Described portable terminal generates release message according to described credit card information, and described release message comprises described credit card sign; After release message generated, described portable terminal was encrypted it, and the password that the mode of encryption can use portable terminal to set in advance is encrypted, and described password and user are complementary at the decruption key that the bank service center sets in advance; If described portable terminal has fingerprint, iris, sound or pattern recognition device, also can use fingerprint, iris, sound or image that described release message is encrypted, equally, the user need set in advance institute's fingerprint, iris, sound or the corresponding decruption key of image at the bank service center.
Portable terminal is sent to the bank service center with the release message of described encryption, after described bank service center receives described release message, the decruption key that sets in advance according to the user, described release message is decrypted, read out the sign of described credit card, determine corresponding credit card according to sign, and described credit card is unlocked, wait on POS machine or the ATM swiping the card of described credit card paid or extracted and upload; When the user with described credit card after release on the portable terminal, promptly can on the POS machine, finish the payment of swiping the card, or on ATM, finish the extraction or the transferred account service of cash.After payment or extraction were finished, described bank service center locked described credit card again, has only once more described credit card is carried out release, just can reuse described credit card.And, can limit the longest release time, do not pay yet if surpass the release time, then still credit card is locked again, guarantee the safety of credit card more.
Use the method that the embodiment of the invention provides, credit card user can be swiped the card on portable terminal, and portable terminal generates release message according to the information of described credit card, and encrypts, and is sent to the bank service center; The bank service center receives described release message, and described credit card is carried out release, just can use POS machine or ATM to carry out the credit card operation of swiping the card.The releasing process of described credit card is to finish by privately owned portable terminal rather than by POS machine or ATM, therefore the security that has improved Credit Card Payments to a certain extent, and it is very convenient, for example, after credit card is lost, because not release on privately owned portable terminal, can't use at POS machine and ATM, therefore can guarantee the safety of credit card, on the portable terminal to credit card unlocking after, credit card can be transferred to other people and finish payment on behalf of the operation of swiping the card, the bank service center can lock again to credit card after payment, even in use by steal-number, the credit card that duplicates again also can't use, and therefore can ensure the safety of credit card.
In second preferred embodiment of the present invention, the user not only sets in advance the deciphering of portable terminal correspondence at the bank service center, the corresponding relation of the identification code and the credit card number of described portable terminal is set simultaneously, described portable terminal and described credit card are bound together.Described identification code can also can be the telephone number of portable terminal self for the character string of user's setting.
Specifically:,, send the portable terminal identification code simultaneously when the bank service center sends the release message of encrypting at mobile terminal side; At the bank service central side, preset the corresponding relation of portable terminal identification code and credit card, after receiving release message and identification code, judge whether identification code and credit card sign is corresponding, if corresponding, just to credit card unlocking; Otherwise, not to credit card unlocking.
Use this preferred embodiment, the user can bind the corresponding relation between portable terminal and credit card in advance at the bank service center, credit card is only swiped the card on the portable terminal of appointment, could realize release to credit card, also can't carry out unlocking operation even signal card is lost on other portable terminal, thereby further strengthen the security that credit card uses.
In the 3rd preferred embodiment of the present invention, the user can be in the release message that sends, the code that further comprises the businessman that swipes the card, along with release message sends to bank center together, can specify the businessman bankcard consumption of the credit card of this release like this, after the payment once, automatically lock credit card in this appointment, can solve like this and use credit card to come reserving hotel consumption, the problem of not timing transaction.Thus,, also can't pay, can reduce user's potential loss in other businessmans even credit card is lost after release.
Correspondingly, the embodiment of the invention also provides a kind of credit card unlocking device that is applied to portable terminal, and this device can be various types of portable terminals, for example can be mobile phone, only increases swipe the card groove and the corresponding function module and get final product on regular handset.The concrete structure of described device sees also shown in Figure 3, comprises reading unit 301, is used for the information that portable terminal reads credit card; Message generation unit 302 is used for according to described credit card information, generates the credit card unlocking message that comprises the credit card sign; Ciphering unit 303 is used for described credit card unlocking message is encrypted; Transmitting element 304 is used to send described encrypted credit card unlocking message to the bank service center.Wherein, signal card sign is introduced as preceding, and various ways can be arranged, and for example can be credit card number, the credit card number of condensing or the sequence number of arranging with the bank service center etc.
In addition, when reading credit card, for the operation of illegal credit card refusal.Described credit card unlocking device also comprises judging unit 305, be used for judging according to the credit card information that described reading unit 301 is read whether described credit card is legal that if legal, notification message generation unit 302 generates credit card unlocking message, if illegal, stop release to described credit card.
On this basis, credit card and mobile terminal binding can also be set, only on specific portable terminal, could carry out release specific credit card.At this moment, described credit card unlocking device also comprises authentication code memory unit 306, is used to store the identification code of described portable terminal; And transmitting element 304 also sends to the bank service center with the identification code of portable terminal when sending release message.
At this moment, use described credit card unlocking device, realize the releasing process of credit card being:
Make an appointment and release message carried out the password and the key of encryption and decryption in user and bank service center.
At mobile terminal side, the user is after swiping the card on the portable terminal, and reading unit 301 reads the credit card information of storing on the credit card magnetic stripe, and described information comprises the bank service central number corresponding with described credit card, and the card number of described credit card; Judging unit 305 is according to described credit card number, judges that whether described credit card is the default credit card that reads of allowing of portable terminal, if not then described credit card is illegal credit card for described portable terminal, will stop the release to described credit card; If then described credit card is legal credit card for described portable terminal, will continue to carry out subsequent step.Message generation unit 302 generates release message according to described credit card sign.After release message generated, 303 pairs of release message of ciphering unit were encrypted.The password that the mode of encrypting can use portable terminal to set in advance is encrypted, and described password and user are corresponding at the key that the bank service center sets in advance.Transmitting element 304 is sent to the bank service center with the release message of described encryption and the identification code of portable terminal.
After the bank service center received described release message, at first the key that sets in advance according to the user was decrypted described release message, identifies described credit card; According to the binding relationship of portable terminal that sets in advance and credit card, judge that whether credit card is corresponding with the portable terminal identification code, then refuses the release to described credit card; If corresponding, and, wait on POS machine or the ATM described credit card operation to described credit card unlocking.When the user with described credit card after release on the portable terminal, promptly can on the POS machine, finish the payment of swiping the card, or on ATM, finish the extraction of cash.After payment or extraction were finished, described bank service center locked described credit card again, has only once more described credit card is carried out release, just can reuse described credit card.
In addition, credit card unlocking device can also specify this credit card to allow the businessman of operating when the bank service center sends message, and just, transmitting element 304 is further used for sending merchant code to the bank service center.During Credit Card Payments after utilizing release, the bank service center judges whether Credit Card Payments businessman is the businessman of described merchant code correspondence, if, allow payment, otherwise, refusal to pay.
Simultaneously, the present invention also provides a kind of credit card unlocking device that is present in the bank service center, and this device can be an independent device, also can be the device that is integrated on the existing bank service central apparatus, for example, is integrated on the equipment such as bank server.
Referring to Fig. 4, be this apparatus structure synoptic diagram.Except comprising the existing storage unit 401 that is used to store credit card information, locking key and Personal Unlocking Key, utilize lock cell 402 that described locking key locks credit card, utilizing described Personal Unlocking Key to separate lock unit 403 to what credit card carried out release, and outside the payment unit 404 that the credit card after the release is paid, device provided by the invention also comprises the ingredient of following key:
In addition, in order to prevent that on illegal portable terminal to credit card unlocking, message sink unit 405 also is used for from portable terminal mobile terminal receive identification code; At this moment, this device also comprises:
Binding storage unit 408 is used for the corresponding relation that memory mobile terminal identification code and credit card identify;
Binding recognition unit 409, be used for portable terminal identification code and the credit card corresponding relation stored according to described binding storage unit 408, judge whether the described terminal recognition sign indicating number that receives is corresponding with credit card,, just indicate the described 407 pairs of credits card of lock unit of separating to carry out release if corresponding.
And, can be controlled at after the Credit Card Payments that utilizes after the release finishes, credit card is locked again, and, can limit payment and realize.At this moment, this device also comprises:
Locking start unit 412, be used to judge whether the credit card after the release is paid in the described release time, if indicate 407 pairs of credits card of described lock cell to lock, if timer 411 surpasses the described release time, indicate 407 pairs of credits card of described lock cell to lock.
Further, for prevent other people in non-appointment businessman to Credit Card Payments, can limit payment businessman: message sink unit 405 also is used for receiving from portable terminal the merchant code of appointment; At this moment, this device also comprises:
Credit card unlocking method that the application embodiment of the invention provides and the credit card unlocking device that is applied to portable terminal, credit card user can be swiped the card on portable terminal, portable terminal generates release message according to the information of described credit card, and encrypts, and is sent to the bank service center; The bank service center receives described release message, described credit card is carried out release, and after credit card was finished consumption or cash withdrawal, the bank service center locked credit card again, have only once more and on portable terminal, described credit card is carried out unlocking operation, can continue to use; Further, adopt the mode of credit card and mobile terminal binding, if credit card is lost, described credit card can not carry out unlocking operation on other portable terminal, thereby has improved the security that credit card uses.
To those skilled in the art, can be easily the foregoing invention principle be applied on the various types of card that has payment function like credit card various, credit card such as bank, various client's integration consumption cards are (such as the member card of mobile operator, the accumulating card in market), small amount payment card.Also can be applied on the Payment Card on the multiple physical aspect, such as: Contact Type Ic Card, magnetic card, Wireless IC card or the like.
The above only is a preferred implementation of the present invention; should be pointed out that for those skilled in the art, under the prerequisite that does not break away from the principle of the invention; can also make some improvements and modifications, these improvements and modifications also should be considered as protection scope of the present invention.
Claims (13)
1. a credit card unlocking method is characterized in that, portable terminal identification code and credit card corresponding relation are set at the bank service center, and described method comprises step:
Read the information of credit card at portable terminal;
According to described credit card information, generate the credit card unlocking message that comprises the credit card sign;
Encrypt described credit card unlocking message;
Send described encrypted credit card unlocking message to described bank service center, when sending credit card unlocking message, described portable terminal identification code is sent to described bank service center, wherein, described bank service center utilizes the portable terminal identification code and the credit card corresponding relation of described setting, determine the described terminal recognition sign indicating number that receives and described credit card at once, release is carried out to credit card in described bank service center.
2. method according to claim 1 is characterized in that, read the information of described credit card at portable terminal after, also comprise step:
According to described credit card information, judge whether described credit card is legal, if legal, carry out generating credit card unlocking message, if illegal, stop release to described credit card.
3. according to claim 1 or 2 described methods, it is characterized in that,
Described credit card is designated credit card number, the credit card number of condensing, perhaps, and with the sequence number of bank service center reservation.
4. according to the described method of claim 3, it is characterized in that, also comprise:
Behind credit card unlocking, described bank service center judges whether described credit card is paid in the release time of presetting, if, described credit card is locked, if surpass the still not payment of described release time, also credit card is locked.
5. according to the described method of claim 4, it is characterized in that,
In the credit card unlocking message that sends after encrypting, send merchant code to the bank service center;
During Credit Card Payments after utilizing release, described bank service center judges whether this payment businessman is the businessman of described merchant code correspondence, if just allow payment.
6. method according to claim 5 is characterized in that, adopts password, fingerprint, iris, sound or image that release message is encrypted.
7. a credit card unlocking device is characterized in that, comprising:
Authentication code memory unit, the identification code that is used to store described portable terminal;
Reading unit is used for the information that portable terminal reads credit card;
Message generation unit is used for according to described credit card information, generates the credit card unlocking message that comprises the credit card sign;
Ciphering unit is used for described credit card unlocking message is encrypted;
Transmitting element is used to send the identification code of described encrypted credit card unlocking message and described portable terminal to the bank service center.
8. device according to claim 7 is characterized in that, described device also comprises:
Judging unit, the credit card information that is used for reading according to described reading unit judge whether described credit card is legal, if legal, the notification message generation unit generates credit card unlocking message, if illegal, stops the release to described credit card.
9. according to claim 7 or 8 described devices, it is characterized in that described transmitting element is further used for sending merchant code to the bank service center.
10. credit card unlocking device, be present in the bank service center, this device comprise storage credit card information, locking key and Personal Unlocking Key storage unit, utilize lock cell that described locking key locks credit card, utilize described Personal Unlocking Key credit card to be carried out the lock unit of separating of release, and the payment unit that the credit card after the release is paid, it is characterized in that, also comprise:
Preset unit, the credit card that is used to store with the portable terminal agreement identifies, and the corresponding key of this credit card sign;
The message sink unit is used for the release message that mobile terminal receive sends;
Message processing unit is used to utilize the key of described preset unit storage, and the release message that described message sink unit is received is decrypted, if successful decryption indicates the described lock unit of separating that credit card is carried out release.
11., it is characterized in that described message sink unit also is used for from portable terminal mobile terminal receive identification code according to the described device of claim 10;
Described device also comprises:
The binding storage unit is used for the corresponding relation that memory mobile terminal identification code and credit card identify;
The binding recognition unit, be used for portable terminal identification code and the credit card corresponding relation stored according to described binding storage unit, judge whether the described terminal recognition sign indicating number that receives is corresponding with credit card,, just indicate the described lock unit of separating that credit card is carried out release if corresponding.
12. according to the described device of claim 10, it is characterized in that, also comprise:
The release time quantum is used to store the maximum release time that allows;
Timer is used for picking up counting when the release credit card;
The locking start unit, be used to judge whether the credit card after the release is paid in the described release time, if indicate described lock cell that credit card is locked, if timer surpasses the described release time, also indicate described lock cell that credit card is locked.
13., it is characterized in that described message sink unit also is used for receiving from portable terminal the merchant code of appointment according to the described device of claim 12;
Described device also comprises:
The payment control module is used to judge whether the merchant code that is used for Credit Card Payments is described appointment merchant code, if just indicate described payment unit to pay.
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| Application Number | Priority Date | Filing Date | Title |
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| CN2007101218850A CN101393665B (en) | 2007-09-17 | 2007-09-17 | Credit card unlocking method and device |
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| CN2007101218850A CN101393665B (en) | 2007-09-17 | 2007-09-17 | Credit card unlocking method and device |
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| CN101393665A CN101393665A (en) | 2009-03-25 |
| CN101393665B true CN101393665B (en) | 2010-12-08 |
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| CN102222374A (en) * | 2010-04-15 | 2011-10-19 | 黄金富 | China mobile security system and method for unlocking account |
| TW201604805A (en) * | 2014-07-30 | 2016-02-01 | 林政毅 | Method and system for verifying account |
| CN107093070B (en) * | 2016-11-23 | 2024-03-08 | 招商银行股份有限公司 | Card management and control method and device |
| CN108205756A (en) * | 2017-12-28 | 2018-06-26 | 新开普电子股份有限公司 | The information interacting method of all-purpose card and intelligent mobile terminal |
| CN113538712B (en) * | 2021-09-17 | 2021-12-21 | 深圳市深圳通有限公司 | Traffic card identification method, device, equipment and storage medium |
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| CN101393665A (en) | 2009-03-25 |
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