CN107767133A

CN107767133A - Virtual card opens chucking method, apparatus and system, storage medium

Info

Publication number: CN107767133A
Application number: CN201711045398.0A
Authority: CN
Inventors: 冯超
Original assignee: Beijing Xiaomi Mobile Software Co Ltd
Current assignee: Beijing Xiaomi Mobile Software Co Ltd
Priority date: 2017-10-31
Filing date: 2017-10-31
Publication date: 2018-03-06
Anticipated expiration: 2037-10-31
Also published as: CN107767133B

Abstract

Chucking method, apparatus and system, storage medium are opened the disclosure is directed to a kind of virtual card, belongs to application of electronic technology field.Methods described includes：Receive user's triggering opens card instruction, and the card of opening is instructed for indicating to open the first virtual card in the terminal；The acquisition from server is instructed to open card information according to the card of opening, it is described to open the first User Identity UID for being recorded in card information and having the described first virtual card；Described first virtual card is opened in the terminal according to the card information of opening, and the first UID is recorded in the information field of free time.The disclosure is effectively improved the using flexible for opening chucking method of virtual card.The disclosure is used to open virtual card in the terminal.

Description

Virtual card opens chucking method, apparatus and system, storage medium

Technical field

This disclosure relates to application of electronic technology field, more particularly to a kind of virtual card open chucking method, apparatus and system, Storage medium.

Background technology

With the continuous development of science and technology, the card of more and more species is appeared in the live and work of people, such as：It is public Card, access card, bank card, employee job card and member card etc. are handed over, corresponding card is brushed on the corresponding POS and can be realized as this The function of card.But because people often leave behind card or lose card, swiped the card to people and cause inconvenience.

Due to people would generally portable terminal, correlation technique stored by the way that card is made into virtual card piece In the terminal, with prevent people leave behind card or lose card.But the using flexible of this method is relatively low.

The content of the invention

What the embodiment of the present disclosure provided a kind of virtual card opens chucking method, apparatus and system, storage medium, can solve The problem of using flexible for opening chucking method of virtual card is relatively low in correlation technique.The technical scheme is as follows：

According to the first aspect of the embodiment of the present disclosure, there is provided a kind of virtual card opens chucking method, and methods described includes：

Receive user's triggering opens card instruction, and the card of opening is instructed for indicating to open the first virtual card in the terminal；

According to it is described open card instruction and obtained from server open card information, it is described open record in card information have it is described first empty Intend the first User Identity UID of card；

Described first virtual card is opened in the terminal according to the card information of opening, and the first UID is recorded In the information field of free time.

Alternatively, it is described to be recorded in the first UID in the information field of free time, including：

When record has the UID of other virtual cards opened in the terminal, the first letter is created in the terminal Domain is ceased, the first UID is recorded in the first information domain；

When not recording the UID of other virtual cards opened in the terminal, the first UID is recorded in pre- If information field in.

Alternatively, the card of opening is instructed for indicating to open the first virtual card corresponding to first instance card in the terminal, Card instruction acquisition from server is opened described in the basis and opens card information, including：

According to first card image opened card instruction, read the first instance card, first card image Middle to record the attribute information for having the first instance card, the attribute information is used for the hair fastener for indicating the first instance card The affiliated people of mechanism and the first instance card；

To the server send carry the first of first card image open card information obtain request, described first Open card information and obtain request for asking to open card information corresponding to the first instance card；

Receive that the server sends carry it is described open the first of card information and open card information obtain response.

Alternatively, it is described receive that the server sends carry it is described open the first of card information and open card information and obtain ring Should, including：

Receive the server and receive described first and open card information and obtain the authentication request that sends after request, the body Part checking request carries the instruction that instruction carries out authentication to the identity of the user；

The user is prompted to input identity information, the identity information is used for the identity for identifying the user；

Receive the identity information of user's input；

The authentication response for carrying the identity information is sent to the server；

Receive the server and receive described first sent after authentication response and open card information and obtain response, institute State first open card information obtain response for the user identity by authentication after, the server is sent to the terminal Carry the response for opening card information.

Alternatively, the identity information includes：In the name of the user, contact method, identification card number and home address At least one.

Alternatively, it is described open card instruction in carry the described first virtual card the first card mark, it is described according to institute State out card instruction acquisition from server and open card information, including：

Card instruction is opened according to described, carry the first card mark to server transmission second opens card information Request is obtained, described second, which opens card information, obtains request and be used to ask corresponding with the first card mark to open card information；

Receive that the server sends carry it is described open the second of card information and open card information obtain response.

Alternatively, it is described receive that the server sends carry it is described open the second of card information and open card information and obtain ring Should, including：

Receive the server receive described second open card information obtain request after send individualized processing request, it is described Individualized processing request carries the instruction for the individualized processing that card information is opened described in instruction progress；

Receive the identity information of user's input；

The individualized processing response for carrying the identity information is sent to the server；

Receive the server receive it is described it is individualized processing response after send described second open card information obtain response, Described second opens card information acquisition response is carried out after individualizing processing for the server to the card information of opening, to the terminal What is sent carries the response for opening card information.

Alternatively, it is described to be recorded in the first UID in the first information domain of free time, in addition to：

Detect the relevant information that other virtual cards whether are recorded in the terminal；

When record has the relevant information of other virtual cards in the terminal, detect in the terminal and whether install State virtual card plug-in unit corresponding to other virtual cards；

When being provided with virtual card plug-in unit corresponding to other described virtual cards in the terminal, it is determined that other described void It is the virtual card opened to intend card, and determines to record the UID for the virtual card for having other to open in the terminal.

Alternatively, the first information domain is created in embedded-type security element ESE.

Alternatively, the also record of opening in card information has the first relevant information of the described first virtual card, and described first Relevant information is corresponding with the first UID, described to be recorded in the first UID in the information field of free time, in addition to：

Detect and whether recorded in the terminal and the second relevant information of the first relevant information identical；

When there is with the first relevant information second relevant information of identical record in the terminal, described second is determined 2nd UID corresponding to relevant information；

As the 2nd UID and the first UID differences, wiped in the second information field that record has the 2nd UID It is recorded in except the 2nd UID, and by the first UID in second information field.

Alternatively, the first virtual card is any of mass transit card, access card or employee job card.

Alternatively, methods described also includes：

Reception is swiped the card instruction, and the instruction of swiping the card is used to indicate to be swiped the card using the described first virtual card；

Based on the first UID, to perform action of swiping the card.

Alternatively, near-field communication NFC chip is provided with the terminal, it is described to be based on the first UID, swiped the card with performing Action, including：

First UID is read by NFC chip, and the first UID is sent to the POS, is swiped the card with performing Action.

According to the second aspect of the embodiment of the present disclosure, there is provided a kind of virtual card opens card device, and described device includes：

First receiving module, the card of opening for being configured as receiving user's triggering instruct, described to open card instruction for indicating at end The first virtual card is opened in end；

Acquisition module, be configured as according to described in open card instruction from server acquisition open card information, it is described to open card information It is middle to record the first User Identity UID for having the described first virtual card；

Module is opened, is configured as opening card information according to and opening the described first virtual card in the terminal, and First UID is recorded in the information field of free time.

Alternatively, it is described to open module, it is additionally configured to：

Alternatively, the card of opening is instructed for indicating to open the first virtual card corresponding to first instance card in the terminal, The acquisition module, including：

Reading submodule, it is configured as opening card instruction according to, reads the first card letter of the first instance card Cease, record has the attribute information of the first instance card in first card image, and the attribute information is used to indicate institute State the card sending mechanism of first instance card and the affiliated people of the first instance card；

First sending submodule, is configured as sending to the server and carries the first of first card image and open Card information obtains request, and described first, which opens card information acquisition request, is used to ask to open card letter corresponding to the first instance card Breath；

First receiving submodule, is configured as receiving that the server sends carries and described open the first of card information and open Card information obtains response.

Alternatively, first receiving submodule, is configured as：

Receive the identity information of user's input；

Alternatively, it is described to open the first card mark that the described first virtual card is carried in card instruction, the acquisition mould Block, including：

Second sending submodule, is configured as opening card instruction according to, and described the is carried to server transmission The second of one card mark opens card information and obtains request, and described second, which opens card information acquisition request, is used to ask to block with described first Card information is opened corresponding to piece mark；

Second receiving submodule, is configured as receiving that the server sends carries and described open the second of card information and open Card information obtains response.

Alternatively, second receiving submodule, is configured as：

Receive the identity information of user's input；

Alternatively, the module of opening is additionally configured to：

Alternatively, the also record of opening in card information has the first relevant information of the described first virtual card, and described first Relevant information is corresponding with the first UID, and the module of opening is additionally configured to：

Alternatively, described device also includes：

Second receiving module, it is configured as reception and swipes the card instruction, the instruction of swiping the card is used to indicating empty using described first Intend card to be swiped the card；

Processing module, it is configured as being based on the first UID, to perform action of swiping the card.

Alternatively, near-field communication NFC chip is provided with the terminal, the processing module, is configured as：

According to the third aspect of the embodiment of the present disclosure, there is provided a kind of virtual card opens card device, and described device includes：

Processing component；

For the memory for the executable instruction for storing the processing component；

Wherein, the processing component is configured as：

According to the fourth aspect of the embodiment of the present disclosure, there is provided a kind of storage medium, when the instruction in the storage medium by When the processing component of terminal performs so that what the terminal was able to carry out any described virtual card of first aspect opens card side Method.

According to the 5th of the embodiment of the present disclosure the aspect, there is provided a kind of subscriber identity module activating system of virtual card, the system include：Clothes Business device and any described virtual card of second aspect open card device；

The card device of opening of the virtual card is configured as opening card side according to any described virtual card of first aspect Method opens the first virtual card；

The server be configured as the virtual card open that card device provides the described first virtual card open card Information.

The technical scheme provided by this disclosed embodiment can include the following benefits：

The virtual card that the embodiment of the present disclosure provides opens chucking method, apparatus and system, storage medium, and card is opened by basis Instruction obtains from server and opens card information, and opens the first virtual card in the terminal according to card information is opened, and by the first UID It is recorded in the information field of free time, relative to correlation technique, multiple virtual cards can be opened simultaneously in the terminal, and open Multiple virtual cards are in upstate, are effectively improved the using flexible for opening chucking method of virtual card.

It should be appreciated that the general description and following detailed description of the above are only exemplary, this can not be limited It is open.

Brief description of the drawings

In order to illustrate more clearly of embodiment of the disclosure, the required accompanying drawing used is made in being described below to embodiment Simply introduce, it should be apparent that, drawings in the following description are only some embodiments of the present disclosure, common for this area For technical staff, on the premise of not paying creative work, other accompanying drawings can also be obtained according to these accompanying drawings.

Fig. 1 is a kind of implementation environment opened involved by chucking method of the virtual card provided in disclosure section Example Schematic diagram.

Fig. 2 is a kind of flow chart for opening chucking method of virtual card according to an exemplary embodiment.

Fig. 3 is the flow chart for opening chucking method of the virtual card of another kind according to an exemplary embodiment.

Fig. 4 is a kind of terminal interface schematic diagram according to an exemplary embodiment.

Fig. 5-1 is that a kind of terminal according to an exemplary embodiment obtains the method stream for opening card information from server Cheng Tu.

Fig. 5-2 is that another terminal according to an exemplary embodiment obtains the method for opening card information from server Flow chart.

Fig. 5-3 is another terminal interface schematic diagram according to an exemplary embodiment.

Fig. 6-1 is a kind of method flow being recorded in the first UID in information field according to an exemplary embodiment Figure.

Fig. 6-2 is another terminal interface schematic diagram according to an exemplary embodiment.

Fig. 6-3 is that one kind according to an exemplary embodiment is based on the first UID, to perform the method stream for action of swiping the card Cheng Tu.

Fig. 7-1 is a kind of structured flowchart for opening card device of virtual card according to an exemplary embodiment.

Fig. 7-2 is a kind of structured flowchart of acquisition module according to an exemplary embodiment.

Fig. 7-3 is the structured flowchart of another acquisition module according to an exemplary embodiment.

Fig. 7-4 is the structured flowchart for opening card device of the virtual card of another kind according to an exemplary embodiment.

Fig. 8 is the structured flowchart for opening card device of another virtual card according to an exemplary embodiment.

Accompanying drawing herein is merged in specification and forms the part of this specification, shows the implementation for meeting the present invention Example, and for explaining principle of the invention together with specification.

Embodiment

In order that the purpose, technical scheme and advantage of the disclosure are clearer, the disclosure is made below in conjunction with accompanying drawing into One step it is described in detail, it is clear that described embodiment is only disclosure some embodiments, rather than whole implementation Example.Based on the embodiment in the disclosure, what those of ordinary skill in the art were obtained under the premise of creative work is not made All other embodiment, belong to the scope of disclosure protection.

Fig. 1 is referred to, it illustrates opening involved by chucking method for the virtual card provided in disclosure section Example The schematic diagram of implementation environment.The implementation environment can include：At least one server 110 and terminal 120.

Server 110 can be a server, or by some server groups into server cluster, or one Individual cloud computing service center, such as：Server can be millet trusted service management (English：Trust Service Management；Referred to as：TSM) server.Terminal 120 can be smart mobile phone, computer, multimedia player, electronic reading Device, wearable device etc., and virtual card client is installed in terminal 120.Wherein, between server 110 and terminal 120 Connection can be established by cable network or wireless network.

Fig. 2 is a kind of flow chart for opening chucking method for virtual card that the illustrative examples of the disclosure one provide, this method The terminal 120 that can apply in implementation environment as shown in Figure 1, as shown in Fig. 2 this method can include：

Step 201, the card of opening of reception user's triggering instruct.

Wherein, card instruction is opened to be used to indicate to open the first virtual card in the terminal.

Step 202, basis open card instruction acquisition from server and open card information.

Wherein, opening record in card information has the first User Identity (English of the first virtual card：User Identification；Abbreviation：UID).

Step 203, basis open card information and open the first virtual card in the terminal, and the first UID is recorded in into the free time In information field.

In summary, the virtual card that the embodiment of the present disclosure provides opens chucking method, and card instruction is opened from service by basis Obtained in device and open card information, and the first virtual card is opened in the terminal according to card information is opened, and the first UID is recorded in the free time Information field in, relative to correlation technique, multiple virtual cards can be opened simultaneously in the terminal, and the multiple virtual cards opened Piece is in upstate, is effectively improved the using flexible for opening chucking method of virtual card.

In the disclosed embodiments, in the implementation environment shown in Fig. 1, can not only realize virtual card opens card work( Can, the function of swiping card of virtual card can also be realized, the embodiment of the present disclosure is by taking step 301 to step 307 as an example to virtual card The implementation process for opening card function illustrate, the implementation process of function of swiping card is said by taking step 308 to step 309 as an example It is bright.Fig. 3 is refer to, Fig. 3 is the flow chart for opening chucking method for the virtual card of another kind that the illustrative examples of the disclosure one provide, The terminal 120 that this method can apply in implementation environment as shown in Figure 1, as shown in figure 3, this method can include：

The card of opening that step 301, terminal receive user's triggering instructs.

Wherein, open card instruction to be used to indicate to open the first virtual card in the terminal, the first virtual card can be public affairs Hand over any of card, access card or employee job card.

Alternatively, when needing of virtual card is opened when user has, its virtual card client installed on opening a terminal Behind end, it can be triggered by a variety of predetermined registration operations and open card instruction, such as：The void that user can be shown by clicking in terminal interface Intend button triggering and open card instruction, or, the physical button triggering in terminal can also be pressed according to predetermined manner and opens card instruction, or Person, user can also perform default slide triggering in terminal and open card instruction.

Illustratively, Fig. 4 is refer to, virtual card client Mipay is installed in terminal, the virtual card client Mipay has the function of opening virtual card, and after client Mipay is started, is shown in its display interface A1 open-minded The shortcut icon B1 of virtual card, when terminal detects that user clicks on shortcut icon B1 operation, terminal have received use Card instruction is opened in family triggering.

Step 302, terminal open card information according to card instruction acquisition from server is opened.

Alternatively, the content according to described in opening card instruction is different, and terminal obtains from server to be opened card information and at least may be used By have it is following two it is achievable in a manner of：

The first can realize that the method flow diagram of mode refer to Fig. 5-1, as shown in fig. 5-1, be used to refer to when opening card instruction Show when opening the first virtual card corresponding to first instance card in the terminal, card is opened according to opening card instruction and being obtained from server The process of information, it can include：

Step 3021a, terminal reads the first card image of first instance card according to card instruction is opened.

Alternatively, the instrument that nfc tag info etc. are used to read entity card image can be preset with terminal, as general When first instance card is attached in terminal, the nfc tag info instruments can reads the first card letter of first instance card Cease, record has the attribute information of first instance card in first card image, and the attribute information can indicate first instance card The contact method of the card sending mechanism of piece, the affiliated people of first instance card and affiliated people.

Illustratively, it is assumed that when certain entity card is attached in terminal, what the nfc tag info instruments in terminal were read Information is：Card Type is access card, and card sending mechanism is * * name Yuan little Qu, and card sending mechanism code is 1001536A, the affiliated people of card Name be king * Mries *, that is to say, the first card image is：Card Type is access card, and card sending mechanism is * * name Yuan little Qu, hair Mechanism for card code is 1001536A, and the name of the affiliated people of card is king * Mries *, and the contact method of affiliated people is 154***** 455。

Step 3022a, terminal to server transmission carries the first of the first card image and opens card information acquisition request.

After terminal reads the first card image of first instance card, it can send to server carries first card The first of piece information open card information obtain request, this first open card information obtain request be used for ask corresponding to first instance card Open card information, according to this open card information terminal can open the first instance card corresponding to the first virtual card.

Step 3023a, server opens card information according to the generation of the first card image.

What server receiving terminal was sent to, which carry, the first of the first card image opens after card information obtains request, meeting According to preset rules generation, the first card image is corresponding opens card information with this.This, which opens record in card information, the first virtual card The first UID, and the first relevant information of the first virtual card, first relevant information can be opening for the first virtual card Card dependent instruction and Kai Ka relevant informations, such as：It can be for indicating that installation first is empty in the terminal that this, which opens card dependent instruction, Intend the dependent instruction of virtual card plug-in unit corresponding to card, it can be installation kit of virtual card piece plug-in unit etc. that this, which opens card relevant information, Mount message.Wherein, the first UID is used to uniquely identify the first virtual card, and the of the first UID and first instance card One card image corresponds, and that is to say, the first UID can uniquely identify the identity of the first virtual card holder.

Illustratively, it is assumed that the first card image is：Card Type is access card, and card sending mechanism is * * name Yuan little Qu, card sender Structure code is 1001536A, and the name of the affiliated people of card is king * Mries *, and the contact method of affiliated people is 154*****455, clothes Business device receiving terminal be sent to carry the first of first card image open card information obtain request after, it can root According to the card information of opening of first card image generation, and the record in card information of opening generated has the first UID, instruction to pacify in the terminal The dependent instruction of virtual card plug-in unit corresponding to the first virtual card, and the mount message of virtual card plug-in unit are filled, wherein, the One UID is " 00154615742314 ", and the first UID can uniquely identify the identity of the first virtual card holder.

Step 3024a, server carries the instruction of identity progress authentication of the instruction to user to terminal transmission Authentication request.

In order to ensure the security with card, after card information is opened in server generation, server typically will not be immediately to terminal Transmission carries out the first of card information and opens card information acquisition response, but is first sent to terminal and carry body of the instruction to user Part carries out the authentication request of the instruction of authentication, to indicate to verify the identity of user.

In practical application, server receiving terminal be sent to first open card information obtain request after, it can be straight The authentication request for being sent to terminal and carrying the instruction that instruction carries out authentication to the identity of user is connect, and user's After identity is by authentication, card information is just opened according to the generation of the first card image, also, do not tested by identity in user identity During card, server does not perform the action that card information is opened in generation, can so save system resource to a certain extent.

Step 3025a, terminal notifying user inputs identity information.

Terminal can run identity progress identity of the instruction to user and test after the authentication request that the reception server is sent The instruction of card, and prompt user to input identity information according to the operation result of the instruction, wherein, the identity information, which is used to identify, to be used The identity at family, such as：The identity information can include：In the name of user, contact method, identification card number and home address extremely Few one kind.

Step 3026a, terminal receives the identity information of user's input.

Illustratively, it is assumed that the identity information that user inputs according to terminal notifying is：Address name is king * Mries *, and family lives Location is * * name Yuan little Qu * * unit * * * * rooms, contact method 154*****455, then the body for user's input that terminal receives Part information is：Address name is king * Mries *, and home address is * * name Yuan little Qu * * unit * * * * rooms, and contact method is 154*****455。

Step 3027a, terminal to server sends the authentication response for carrying identity information.

Wherein, authentication is responded for asking to carry out authentication to the identity of user according to identity information, and is asked Card information is opened corresponding to first instance card.

Step 3028a, server carries out authentication according to identity information to the identity of user.

Server, can be according to the body received after the authentication for the carrying identity information response that receiving terminal is sent Part information carries out authentication to the identity of user, for example, server can be by the identity information received and receive the One card image is compared, as the affiliated people indicated by the user indicated by the identity information received and the first card image When identical, that is, think that the identity of user by authentication, then performs step 3029a.

Or when the user indicated by the identity information received is different from the affiliated people indicated by the first card image When, server by affiliated people's information described in the first card image, can prompt the affiliated people of first instance card to this User indicated by identity information carries out authentication, and when the affiliated people determines that the user indicated by the identity information is effective During user, server determines that the user by authentication, then performs step 3029a.

Illustratively, it is assumed that the identity information that carries is in the authentication response that terminal to server is sent：Address name For king * Mries *, home address is * * name Yuan little Qu * * unit * * * * rooms, contact method 154*****455, and terminal is to clothes What business device was sent first opens card information and obtains and carry the first card image in request and be：Card Type is access card, card sending mechanism For * * name Yuan little Qu, card sending mechanism code is 1001536A, and the name of the affiliated people of card is king * Mries *, the correspondent party of affiliated people Formula is 154*****455, and server is found after the identity information is compared with the first card image：The identity letter received Name, home address and the contact method all same of the indicated user of breath and the affiliated people indicated by the first card image, i.e., User indicated by identity information is identical with the user indicated by the first card image, then can determine that the user is tested by identity Card.

It should be noted that the action of the authentication can also perform in the terminal, for example, terminal can be defeated by user The identity information entered is compared with the first card image that terminal is read, as the user indicated by the identity information of user's input When identical with the affiliated people indicated by the first card image, that is, think that the identity of user passes through authentication.

Step 3029a, when the identity of user passes through authentication, server sends first to terminal and opens card information acquisition Response.

This first is opened card information and obtained in response and carry out card information, and what terminal the reception server was sent first opens card and believes After breath obtains response, you can acquisition opens card information accordingly.

Illustratively, the record in card information of opening that server generates according to the first card image has the first UID, instruction in terminal The dependent instruction of virtual card plug-in unit corresponding to the first virtual card of middle installation, and the mount message of virtual card plug-in unit, and First UID is " 00154615742314 ", then what terminal obtained, which opens also to record in card information, has the first UID, instruction in the terminal The dependent instruction of virtual card plug-in unit corresponding to first virtual card is installed, and the mount message of virtual card plug-in unit, and the One UID is " 00154615742314 ".

It should be noted that in mode can be achieved in this, terminal may be used also before the first card image is sent to server To calculate the cryptographic Hash of first card image by hash algorithm, and the cryptographic Hash is sent together with the first card image To server, server after receiving this information, can verify to the cryptographic Hash, to determine the uniqueness sum of data According to integrality, and then improve the efficiency for opening card and virtual card uses card safety.

Second of method flow diagram that mode can be achieved refer to Fig. 5-2, as shown in Fig. 5-2, be carried when opening in card instruction When the first card for having the first virtual card identifies, the process of card information is opened according to card instruction acquisition from server is opened, can be with Including：

Step 3021b, terminal carries the second of the first card mark to server transmission and opens card letter according to card instruction is opened Breath obtains request.

When user does not have entity card and it is desirable that when opening the first virtual card in the terminal, it can open virtual card After piece client, the icon of the first virtual card shown in the display interface of virtual card client is clicked on, card is opened with triggering Instruction, and terminal is when detecting the clicking operation, you can receives the first card mark for carrying the first virtual card Card instruction is opened, and carries the second of the first card mark to server transmission and opens card information acquisition request, with request and first Card information is opened corresponding to card mark.

Illustratively, it is assumed that the card of the virtual card of the mass transit card in certain city is identified as XA0102245, as shown in Fig. 5-3, After user clicks on the icon B2 of the virtual card of the mass transit card shown in virtual card client Mipay display interface A2, eventually The card of opening for carrying the first card mark XA0102245 can be received by, which holding, instructs, and terminal can open card instruction according to this, to Server transmission carries the second of the first card mark XA0102245 and opens card information acquisition request, with request and the first card Virtual card opens card information corresponding to mark XA0102245.

Step 3022b, server sends individualized processing request to terminal.

After receive terminal transmission second opens card information acquisition request, server can send individualized processing to terminal Request, the instruction for indicating that split card information carries out individualized processing is carried in the individualized processing request.Illustratively, the individual Change processing can be the processing that split card information carries out system of real name.Individualized processing is carried out by split card information, can be ensured Card safety is used according to the first virtual card opened card information and opened after individualized processing, also, can also be easy to split Logical virtual card is managed as a whole.

Step 3023b, terminal notifying user inputs identity information.

After terminal receives the individualized processing request of server transmission, user can be prompted to input identity information, and should The specific implementation process of step refer to step 3025a implementation process, and here is omitted.

Step 3024b, terminal receives the identity information of user's input.

The specific implementation process of the step refer to step 3026a implementation process, and here is omitted.

Step 3025b, terminal to server sends the individualized processing response for carrying identity information.

Wherein, processing response is individualized to be used to ask to carry out individualized processing according to the split card information of identity information, and please Ask and open card information after individualized processing.

Step 3026b, the split card information of server carries out individualized processing.

, can be according to the identity information carried in individualized processing response after server receives individualized processing response Split card information carries out individualized processing.Illustratively, it is assumed that the identity carried in the individualized processing response that server receives Information is：Address name is king * Mries *, identification card number 542545********0102, contact method 154*****455, Then server can carry out individualized processing according to the split card information of the identity information.

Step 3027b, server sends second to terminal and opens card information acquisition response.

Wherein, second open card information obtain response in carry out card information, this second open card information obtain response for clothes After the business split card information of device carries out individualized processing, to the response of terminal transmission.

It should be noted that the action that the split card information carries out individualized processing can also perform in the terminal, for example, Server receive terminal transmission second open card information obtain request after, you can to terminal send second open card information obtain Response, and this second is opened card information and obtains the card information of opening carried in response without individualized processing, terminal receiving After this opens card information, user can be prompted to input identity information, and the split card information of identity information inputted according to user is carried out Individualized processing.

Whether the relevant information of other virtual cards is recorded in step 303, detection terminal.

The relevant information of virtual card can be that card dependent instruction and Kai Ka relevant informations are opened corresponding to virtual card piece, and empty The relevant information for intending card is UID corresponding with virtual card information, i.e. the relevant information can be identified for that corresponding virtual card Piece.Wherein, it can be that the correlation for indicating to install virtual card plug-in unit corresponding to virtual card in the terminal refers to open card dependent instruction Order, it can be the mount messages such as the installation kit of virtual card piece plug-in unit to open card relevant information.

When record has the relevant information of virtual card in terminal, the card correlation of opening that terminal could be performed in relevant information refers to Order, also, only after performing this and opening card dependent instruction, corresponding virtual card could be opened in the terminal, i.e., in terminal The UID of the virtual card opened can be recorded.Therefore, when the relevant information for not recording other virtual cards in terminal When, it may be determined that the UID of other virtual cards opened is not recorded in terminal, at this point it is possible to directly open-minded in the terminal Virtual card, that is, step 307 is performed, when record has the relevant information of other virtual cards in terminal, it is also necessary to detection terminal Whether dependent instruction is performed, that is to say, whether virtual card plug-in unit corresponding to the virtual card is installed, i.e., in detection terminal Perform step 304.

Step 304, when record has the relevant information of other virtual cards in terminal, whether it is installed in detection terminal Virtual card plug-in unit corresponding to his virtual card.

When record has the relevant informations of other virtual cards in terminal, and it is provided with terminal corresponding to other virtual cards During virtual card plug-in unit, it may be determined that virtual card corresponding to relevant information has been opened in terminal, that is, has performed step 305, works as end Record has the relevant information of other virtual cards in end, but virtual card corresponding to other virtual cards is not installed with terminal and is inserted During part, it may be determined that the UID of other virtual cards opened is not recorded in terminal, at this point it is possible to directly open in the terminal Lead to virtual card, that is, perform step 307.

In practical application, whether virtual card corresponding to other virtual cards directly can also be installed in detection terminal and insert Part, without after it is determined that record has the relevant information of other virtual cards in terminal, whether being provided with ability detection terminal Virtual card plug-in unit, can so shorten the time for opening virtual card corresponding to other virtual cards, improve Consumer's Experience.

Step 305, when being provided with virtual card plug-in unit corresponding to other virtual cards in terminal, terminal determines that other are empty It is the virtual card opened to intend card, and determines to record the UID for the virtual card for having other to open in terminal.

When record has the UID of other virtual cards opened in terminal, shadow is opened for avoid the first virtual card Ring the use of other virtual cards opened, can newly-built information field in the terminal, to preserve the first virtual card after opening The UID of piece, that is, perform step 306.

Step 306, terminal create first information domain.

The information field is the memory space for storing UID, and the process for creating first information domain can be considered that certain storage is empty Between be arranged to be exclusively used in store the first UID process.Wherein, the memory space can be that storage is empty corresponding to the domain of non-encrypted area Between, or, the memory space can be memory space corresponding to encryption section, such as：The memory space can be embedded peace Full element (English：Embedded Security Element；Abbreviation：ESE memory space corresponding to), that is to say, first letter Breath domain can be created in ESE.Also, when the memory space that this is used to store UID is memory space corresponding to encryption section, Due to every time using the UID when be required to carry out password authentification, therefore, it is possible to improve use the first virtual card with card peace Quan Xing.

Alternatively, UID corresponding to the multiple virtual cards opened in terminal, can be stored in same memory cell At diverse location, it can also be stored in different memory cell, the embodiment of the present disclosure is not specifically limited to it, such as：Can be with The UID of all virtual cards opened is stored in different sectors, or, can also be by all virtual cards opened The UID of piece is stored at the diverse location in same sector, such as：The virtual card 1 opened is stored in the of sector 1 In 20 to 50 bytes, the virtual card 2 opened is stored in the 60th to 90 byte of sector 1, the virtual card that will have been opened Piece 3 is stored in the 100th to 130 byte of sector 1.

In correlation technique, due to there was only a storage location for being used to preserve UID, the virtual card opened after storage in terminal During the UID of piece, the UID coverings for the virtual card that the UID of the virtual card first opened can be opened after this, and the void formerly opened After the UID of plan card is capped, the virtual card can not just reuse.In the embodiment of the present disclosure, when being provided with other in terminal Corresponding to virtual card during virtual card plug-in unit, the first information domain corresponding to the virtual card opened every time is newly-built , therefore, the UID of all virtual cards opened is not in situation about covering mutually in terminal, i.e., can ensure terminal In all virtual cards for opening be in upstate, accordingly, with respect to correlation technique, improve virtual card opens card side The using flexible of method.

Step 307, terminal open the first virtual card in the terminal according to card information is opened, and the first UID is recorded in into sky In not busy information field.

According to the process for opening card information and opening in the terminal the first virtual card, as perform in the terminal and open card correlation and refer to Make, and the first UID is recorded in the process in the information field of free time, it is empty that first has been opened after the process is completed, in terminal Intend card.

Illustratively, when open card instruction be used for indicate open the first virtual card corresponding to first instance card in the terminal, And the first card image of first instance card is：Card Type is access card, and card sending mechanism is * * name Yuan little Qu, card sending mechanism generation Code is 1001536A, and the name of the affiliated people of card is king * Mries *, when the contact method of affiliated people is 154*****455, according to Open after card information performs out card dependent instruction and the first UID is recorded in information field in the terminal, you can open-minded in terminal Virtual card corresponding to the access card, and the virtual card opened can match with the first card image.Taken when opening in card instruction When the first card with the corresponding to mass transit card first virtual card identifies, card correlation is performed out in the terminal according to card information is opened After instructing and the first UID being recorded in the information field of free time, you can virtual card corresponding to the mass transit card is opened in terminal. Now, as long as carried terminal can brush gate inhibition and brush public transport when user is outgoing, without carrying the access card and mass transit card again, carry The high using flexible of virtual card.

Also, according to the situation that virtual card whether has been opened in terminal, the first UID is recorded in the information field of free time Implementation have certain difference, can specifically be divided into following several situations：

The first situation：, can be by the first UID when not recording the UID of other virtual cards opened in terminal It is directly recorded in default information field, the default information field is the information field that default setting is for preserving UID in terminal. At this point it is possible to do not perform step 305 and step 306.

Second of situation：When record has the UID of other virtual cards opened in terminal, terminal remembers the first UID In first information domain, the first information domain is the first information domain that terminal creates in step 306 for record.

The third situation：When record has and the first relevant information identical second of the first virtual card is related believes in terminal Breath, and the first UID when having two UID corresponding to the second relevant information, is recorded in second by record in the second information field of terminal In information field.

The third situation is mainly used in be upgraded or the scene such as information updating to the first virtual card in the terminal, Alternatively, as in Figure 6-1, the specific implementation process of the third situation can include：

Whether recorded in step 3071, detection terminal and first the second relevant information of relevant information identical.

First relevant information is identical with the second relevant information, shows the first virtual card and the of the first relevant information mark Second virtual card of two related message identifications is the virtual card opened according to same card image.Second information of terminal The 2nd UID corresponding to the second relevant information has been recorded in domain, has shown the second virtual card that User Identity is the 2nd UID For the virtual card opened.So when detect in terminal record have with first the second relevant information of relevant information identical, And when two UID has been recorded in terminal, the first UID can be stored in information field corresponding to the 2nd UID, to save storage Space.Therefore, before the first UID is recorded in information field, whether can record in first detection terminal related to first The relevant information of information identical second, the information field for storing the first UID is then determined according to testing result, that is, performs step 3072。

Step 3072, when in terminal record have with first relevant information the second relevant information of identical when, determine the second phase Close the 2nd UID corresponding to information.

Illustratively, when in terminal record have with first relevant information the second relevant information of identical when, it is determined that the second phase 2nd UID corresponding to closing information is " 00151115742314 ".

Step 3073, as the 2nd UID and the first UID differences, the is wiped in the second information field that record has the 2nd UID Two UID, and the first UID is recorded in the second information field.

Illustratively, it is assumed that the first UID is " 00154615742314 ", and the 2nd UID is " 00151115742314 ", it is known that should 2nd UID is different from the first UID, therefore the 2nd UID can be wiped in record has the 2nd UID the second information field, and by first UID is recorded in second information field.

When record has first the second relevant information of relevant information identical with the first virtual card in terminal, and terminal When record has two UID corresponding to the second relevant information in second information field, preserved by wiping the 2nd UID, and by the first UID In information field after being erased, just without being again the first newly-built information fields of UID, i.e., new memory space, Neng Goujie need not be taken Memory space is saved, and then ensures the normal use of virtual card.

Step 308, terminal receive instruction of swiping the card.

After opening the first virtual card in the terminal, when needing to use the first virtual card to perform to swipe the card action, user Instruction of swiping the card can be triggered by predetermined registration operation, the instruction of swiping the card is used to indicate to be swiped the card using the first virtual card.

Illustratively, it is assumed that the first virtual card is access card, and when user needs to brush the access card, user can open and swipe the card Client Qpay simultaneously activates ESE, and in the interface A 3 for swiping the card client Qpay shown in Fig. 6-2, it is corresponding to click on the access card Virtual card or virtual card corresponding to clicking on activation icon B3, swiped the card instruction with triggering.

Step 309, based on the first UID, to perform action of swiping the card.

Fig. 6-3 are refer to, the implementation process of the step 309 may comprise steps of：

Step 3091, terminal activate the first virtual card according to instruction of swiping the card in multiple virtual cards.

Terminal be able to will be swiped the card indicated first virtual of instruction after instruction of swiping the card is received by performing preset instructions Card activates.Also, before the first virtual card is activated, terminal can also prompt user to input encrypted message, to verify brush Whether card user is validated user, and just activates the corresponding first virtual card when the user that swipes the card is validated user, to ensure Use card safety.Such as：Before activation, terminal can prompt user to input finger print information, and the finger print information is referred to Line identifies, and when the sample fingerprint information matches of the finger print information and validated user, corresponding virtual card is just activated, when this When the sample fingerprint information of finger print information and validated user mismatches, all virtual cards opened in terminal are deactivated, that is, are prohibited All virtual cards only opened in using terminal, with guarantee card safety.

Step 3092, terminal extract the first UID corresponding to the first virtual card in the information field of terminal.

After the first virtual card is activated, terminal can extract the first UID of the first virtual card in information field, In case use of swiping the card.

Step 3093, terminal send the first UID to the POS, the POS is read the first void indicated by the first UID Intend the information of card, to perform action of swiping the card.

Near-field communication (English can be provided with terminal：Near Field Communication；Referred to as：NFC) chip, The NFC chip can carry out junction service with the POS.When terminal is pressed close to the POS by user, this can be read in the NFC chip First UID, and the first UID is sent to the POS, the POS can read the letter of the first virtual card according to the first UID Breath, and the first UID and the first virtual card information is matched with the information to be prestored in the POS, and this During the information matches to be prestored in the information and the POS of one UID and the first virtual card, corresponding action of swiping the card is performed.

Illustratively, it is assumed that the first virtual card of activation is access card, and the first virtual card read in ESE is corresponding The first UID be " 00154615742314 ", after terminal is pressed close to gate inhibition's POS of certain cell by user, NFC chip is readable The first UID is taken, and the first UID is sent readable by the first UID to gate inhibition's POS of the cell, gate inhibition's POS The information of the first virtual card is taken, the letter that will be prestored in the information and the POS of the first UID and the first virtual card Breath is matched, and during the information matches to be prestored in the information and the POS of the first UID and the first virtual card, is performed Swipe the card action, that is, allow user to pass through gate inhibition.

In summary, the virtual card that the embodiment of the present disclosure provides opens chucking method, and card instruction is opened from service by basis Obtained in device and open card information, and the first virtual card is opened in the terminal according to card information is opened, and the first UID is recorded in the free time Information field in, relative to correlation technique, multiple virtual cards can be opened simultaneously in the terminal, and the multiple virtual cards opened Piece is in upstate, is effectively improved the using flexible for opening chucking method of virtual card

It should be noted that the sequencing for opening chucking method step of virtual card provided in an embodiment of the present invention can enter The appropriate adjustment of row, step according to circumstances can also accordingly be increased and decreased, such as：Step 3024a can be first carried out to step 3028a, then perform step 3023a, any one skilled in the art the invention discloses technical scope in, can It the method for readily occurring in change, should all be included within the scope of the present invention, therefore repeat no more.

What the embodiment of the present disclosure additionally provided a kind of virtual card opens card device, and as shown in Fig. 7-1, device 700 can wrap Include：

First receiving module 701, the card of opening for being configured as receiving user's triggering instruct, and open card instruction and are used to indicate in terminal In open the first virtual card.

Acquisition module 702, be configured as according to open card instruction from server acquisition open card information, open in card information and record There is the first User Identity UID of the first virtual card.

Module 703 is opened, is configured as opening the first virtual card in the terminal according to opening card information, and by the first UID It is recorded in the information field of free time.

In summary, the virtual card that the embodiment of the present disclosure provides opens card device, is referred to by acquisition module according to card is opened Order obtains from server and opens card information, opens module according to opening card information and opens the first virtual card in the terminal, and by the One UID is recorded in the information field of free time, relative to correlation technique, can open multiple virtual cards simultaneously in the terminal, and The multiple virtual cards opened are in upstate, are effectively improved the using flexible for opening chucking method of virtual card.

Alternatively, module 703 is opened, can be additionally configured to：

When record has the UID of other virtual cards opened in terminal, first information domain is created in the terminal, by the One UID is recorded in first information domain.

When not recording the UID of other virtual cards opened in terminal, the first UID is recorded in default information In domain.

Alternatively, open card instruction to be used to indicate to open the first virtual card corresponding to first instance card in the terminal, such as scheme Shown in 7-2, acquisition module 702, it can include：

Reading submodule 7021, it is configured as, according to card instruction is opened, reading the first card image of first instance card, the Record has the attribute information of first instance card in one card image, and attribute information is used for the card sender for indicating first instance card The affiliated people of structure and first instance card.

First sending submodule 7022, be configured as to server send carry the first of the first card image open card believe Breath obtains request, and first, which opens card information acquisition request, is used to ask to open card information corresponding to first instance card.

First receiving submodule 7023, be configured as the reception server transmission carry out the first of card information open card believe Breath obtains response.

Alternatively, the first receiving submodule 7023, is configured as：

The reception server receives first and opens the authentication request sent after card information acquisition request, and authentication request is taken The instruction of authentication is carried out to the identity of user with instruction.

User is prompted to input identity information, identity information is used for the identity for identifying user.

Receive the identity information of user's input.

The authentication response for carrying identity information is sent to server.

The reception server receives first sent after authentication responds and opens card information acquisition response, and first, which opens card information, obtains Take response for the identity of user by authentication after, server sends to terminal and carries out the response of card information.

Alternatively, identity information can include：In the name of user, contact method, identification card number and home address extremely Few one kind.

Alternatively, the first card mark that the first virtual card is carried in card instruction is opened, as shown in Fig. 7-3, obtains mould Block 702, it can include：

Second sending submodule 7024, it is configured as, according to card instruction is opened, sending to server and carrying the first card mark Second known opens card information and obtains request, and second, which opens card information, obtains request and be used to ask corresponding with the first card mark to open card Information.

Second receiving submodule 7025, be configured as the reception server transmission carry out the second of card information open card believe Breath obtains response.

Alternatively, the second receiving submodule 7025, is configured as：

The reception server receives second and opens the individualized processing request sent after card information acquisition request, individualizes processing and asks Ask the instruction for carrying the individualized processing that instruction carries out out card information.

Receive the identity information of user's input.

The individualized processing response for carrying identity information is sent to server.

The server that the reception server is sent receives second sent after individualized processing responds and opens card information acquisition response, Second opens card information acquisition response is carried out after individualizing processing for the split card information of server, and card is carried out to terminal transmission The response of information.

Alternatively, module 703 is opened to be additionally configured to：

Whether the relevant information of other virtual cards is recorded in detection terminal.

When record has the relevant information of other virtual cards in terminal, whether other virtual cards are installed in detection terminal Virtual card plug-in unit corresponding to piece.

When being provided with virtual card plug-in unit corresponding to other virtual cards in terminal, other virtual cards are determined to have opened Logical virtual card, and determine to record the UID for the virtual card for thering are other to open in terminal.

Alternatively, first information domain is created in embedded-type security element ESE.

Alternatively, opening in card information also record has the first relevant information of the first virtual card, the first relevant information and the One UID is corresponding, opens module 703 and is additionally configured to：

Whether recorded in detection terminal and first the second relevant information of relevant information identical.

When there is with first relevant information the second relevant information of identical record in terminal, determine that the second relevant information is corresponding The 2nd UID.

As the 2nd UID and the first UID differences, the 2nd UID is wiped in the second information field that record has the 2nd UID, and First UID is recorded in the second information field.

Alternatively, multiple virtual cards have been opened in terminal, as shown in Fig. 7-4, device 700 can also include：

Second receiving module 704, it is configured as reception and swipes the card instruction, instruction of swiping the card is used to indicate to use the first virtual card Swiped the card.

Processing module 705, it is configured as being based on the first UID, to perform action of swiping the card.

Alternatively, processing module, it is configured as：First UID is read by NFC chip, and the first UID is sent to swiping the card Machine, to perform action of swiping the card.

What the embodiment of the present disclosure additionally provided a kind of virtual card opens card device, and the device can include：

Processing component.

For the memory for the executable instruction for storing processing component.

Wherein, processing component is configured as：

Receive user's triggering opens card instruction, opens card instruction and is used to indicate to open the first virtual card in the terminal.

Card information is opened according to card instruction acquisition from server is opened, opening record in card information has the first of the first virtual card User Identity UID.

The embodiment of the present disclosure additionally provides a kind of storage medium, when the instruction in storage medium is held by the processing component of terminal During row so that the virtual card that terminal is able to carry out embodiment of the present disclosure offer opens chucking method.

The embodiment of the present disclosure additionally provides a kind of subscriber identity module activating system of virtual card, and the system can include：Server and figure Virtual card shown in 7-1 or Fig. 7-4 opens card device.

The virtual card opened card device and be configured as being provided according to the embodiment of the present disclosure of the virtual card opens chucking method Open the first virtual card.

Server be configured as virtual card open that card device provides the first virtual card open card information.

Fig. 8 is a kind of block diagram for opening card device 800 for virtual card according to an exemplary embodiment.Example Such as, device 800 can be mobile phone, computer, digital broadcast terminal, messaging devices, game console, and flat board is set It is standby, Medical Devices, body-building equipment, personal digital assistant etc..

Reference picture 8, device 800 can include following one or more assemblies：Processing component 802, memory 804, power supply Component 806, multimedia groupware 808, audio-frequency assembly 810, the interface 812 of input/output (I/O), sensor cluster 814, and Communication component 816.

The integrated operation of the usual control device 800 of processing component 802, such as communicated with display, call, data, phase The operation that machine operates and record operation is associated.Processing component 802 can refer to including one or more processors 820 to perform Order, to complete all or part of step of above-mentioned method.In addition, processing component 802 can include one or more modules, just Interaction between processing component 802 and other assemblies.For example, processing component 802 can include multi-media module, it is more to facilitate Interaction between media component 808 and processing component 802.

Memory 804 is configured as storing various types of data to support the operation in device 800.These data are shown Example includes the instruction of any application program or method for being operated on device 800, contact data, telephone book data, disappears Breath, picture, video etc..Memory 804 can be by any kind of volatibility or non-volatile memory device or their group Close and realize, as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM) are erasable to compile Journey read-only storage (EPROM), programmable read only memory (PROM), read-only storage (ROM), magnetic memory, flash Device, disk or CD.

Power supply module 806 provides electric power for the various assemblies of device 800.Power supply module 806 can include power management system System, one or more power supplys, and other components associated with generating, managing and distributing electric power for device 800.

Multimedia groupware 808 is included in the screen of one output interface of offer between described device 800 and user.One In a little embodiments, screen can include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel, screen Curtain may be implemented as touch-screen, to receive the input signal from user.Touch panel includes one or more touch sensings Device is with the gesture on sensing touch, slip and touch panel.The touch sensor can not only sensing touch or sliding action Border, but also detect and touched or the related duration and pressure of slide with described.In certain embodiments, more matchmakers Body component 808 includes a front camera and/or rear camera.When device 800 is in operator scheme, such as screening-mode or During video mode, front camera and/or rear camera can receive outside multi-medium data.Each front camera and Rear camera can be a fixed optical lens system or have focusing and optical zoom capabilities.

Audio-frequency assembly 810 is configured as output and/or input audio signal.For example, audio-frequency assembly 810 includes a Mike Wind (MIC), when device 800 is in operator scheme, during such as call model, logging mode and speech recognition mode, microphone by with It is set to reception external audio signal.The audio signal received can be further stored in memory 804 or via communication set Part 816 is sent.In certain embodiments, audio-frequency assembly 810 also includes a loudspeaker, for exports audio signal.

I/O interfaces 812 provide interface between processing component 802 and peripheral interface module, and above-mentioned peripheral interface module can To be keyboard, click wheel, button etc..These buttons may include but be not limited to：Home button, volume button, start button and lock Determine button.

Sensor cluster 814 includes one or more sensors, and the state for providing various aspects for device 800 is commented Estimate.For example, sensor cluster 814 can detect opening/closed mode of device 800, and the relative positioning of component, for example, it is described Component is the display and keypad of device 800, and sensor cluster 814 can be with 800 1 components of detection means 800 or device Position change, the existence or non-existence that user contacts with device 800, the orientation of device 800 or acceleration/deceleration and device 800 Temperature change.Sensor cluster 814 can include proximity transducer, be configured to detect in no any physical contact The presence of neighbouring object.Sensor cluster 814 can also include optical sensor, such as CMOS or ccd image sensor, for into As being used in application.In certain embodiments, the sensor cluster 814 can also include acceleration transducer, gyro sensors Device, Magnetic Sensor, pressure sensor or temperature sensor.

Communication component 816 is configured to facilitate the communication of wired or wireless way between device 800 and other equipment.Device 800 can access the wireless network based on communication standard, such as WiFi, 2G or 3G, or combinations thereof.In an exemplary implementation In example, communication component 816 receives broadcast singal or broadcast related information from external broadcasting management system via broadcast channel. In one exemplary embodiment, the communication component 816 also includes near-field communication (NFC) module, to promote junction service.Example Such as, in NFC module radio frequency identification (RFID) technology can be based on, Infrared Data Association (IrDA) technology, ultra wide band (UWB) technology, Bluetooth (BT) technology and other technologies are realized.

In the exemplary embodiment, device 800 can be believed by one or more application specific integrated circuits (ASIC), numeral Number processor (DSP), digital signal processing appts (DSPD), PLD (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components are realized, for performing the above method.

In the exemplary embodiment, a kind of non-transitorycomputer readable storage medium including instructing, example are additionally provided Such as include the memory 804 of instruction, above-mentioned instruction can be performed to complete the above method by the processor 820 of device 800.For example, The non-transitorycomputer readable storage medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk With optical data storage devices etc..

Those skilled in the art will readily occur to the disclosure its after considering specification and putting into practice invention disclosed herein Its embodiment.The application is intended to any modification, purposes or the adaptations of the disclosure, these modifications, purposes or Person's adaptations follow the general principle of the disclosure and including the undocumented common knowledges in the art of the disclosure Or conventional techniques.Description and embodiments are considered only as exemplary, and the true scope of the disclosure and spirit are by following Claim is pointed out.

It should be appreciated that the precision architecture that the disclosure is not limited to be described above and is shown in the drawings, and And various modifications and changes can be being carried out without departing from the scope.The scope of the present disclosure is only limited by appended claim.

Claims

1. a kind of virtual card opens chucking method, it is characterised in that methods described includes：

According to it is described open card instruction and obtained from server open card information, it is described to open record in card information and have first virtual card First User Identity UID of piece；

Described first virtual card is opened in the terminal according to the card information of opening, and the first UID is recorded in sky In not busy information field.

2. according to the method for claim 1, it is characterised in that the information field that the first UID is recorded in the free time In, including：

When record has the UID of other virtual cards opened in the terminal, first information domain is created in the terminal, First UID is recorded in the first information domain；

When not recording the UID of other virtual cards opened in the terminal, the first UID is recorded in default In information field.

3. method according to claim 1 or 2, it is characterised in that it is described open card instruction be used for indicate it is open-minded in the terminal First virtual card corresponding to first instance card, card instruction is opened described in the basis obtained from server and open card information, including：

According to first card image opened card instruction, read the first instance card, remember in first card image Record has the attribute information of the first instance card, and the attribute information is used for the card sending mechanism for indicating the first instance card With the affiliated people of the first instance card；

The first of first card image is carried to server transmission and opens card information acquisition request, and described first opens card Information acquisition request is used to ask to open card information corresponding to the first instance card；

4. according to the method for claim 3, it is characterised in that what the reception server was sent carries described open The first of card information opens card information and obtains response, including：

Receive the server and receive described first and open card information and obtain the authentication request that sends after request, the identity is tested Card request carries the instruction that instruction carries out authentication to the identity of the user；

Receive the identity information of user's input；

Receive the server and receive described first sent after authentication response and open card information and obtain response, described the After one opens identity of the card information acquisition response for the user by authentication, the server sends to the terminal and carried There is the response for opening card information.

5. according to the method for claim 4, it is characterised in that

The identity information includes：At least one of name, contact method, identification card number and home address of the user.

6. method according to claim 1 or 2, it is characterised in that described to open in card instruction that to carry described first virtual First card of card is identified, and card instruction acquisition from server is opened described in the basis and opens card information, including：

Card instruction is opened according to described, carry the first card mark to server transmission second opens card information acquisition Request, described second, which opens card information, obtains request and is used to ask corresponding with the first card mark to open card information；

7. according to the method for claim 6, it is characterised in that what the reception server was sent carries described open The second of card information opens card information and obtains response, including：

Receive the server receive described second open card information obtain request after send individualized processing request, the individual Change the instruction that processing request carries the individualized processing that card information is opened described in instruction progress；

Receive the identity information of user's input；

Receive the server receive it is described it is individualized processing response after send described second open card information obtain response, it is described Second opens card information acquisition response is carried out after individualizing processing for the server to the card information of opening, to terminal transmission Carry the response for opening card information.

8. according to the method for claim 2, it is characterised in that first letter that the first UID is recorded in the free time Cease in domain, in addition to：

When record has the relevant information of other virtual cards in the terminal, detect whether be provided with the terminal it is described its Virtual card plug-in unit corresponding to his virtual card；

When being provided with virtual card plug-in unit corresponding to other described virtual cards in the terminal, it is determined that other described virtual cards Piece is the virtual card opened, and determines to record the UID for the virtual card for having other to open in the terminal.

9. according to the method for claim 2, it is characterised in that the first information domain is created in embedded-type security element In ESE.

10. according to the method for claim 2, it is characterised in that it is described open in card information also record have it is described first virtual First relevant information of card, first relevant information is corresponding with the first UID, described to be recorded in the first UID In idle information field, in addition to：

When there is with the first relevant information second relevant information of identical record in the terminal, determine that described second is related 2nd UID corresponding to information；

As the 2nd UID and the first UID differences, institute is wiped in the second information field that record has the 2nd UID The 2nd UID is stated, and the first UID is recorded in second information field.

11. according to the method for claim 1, it is characterised in that the first virtual card is mass transit card, access card or employee job card Any of.

12. according to the method for claim 1, it is characterised in that methods described also includes：

Based on the first UID, to perform action of swiping the card.

13. according to the method for claim 12, it is characterised in that near-field communication NFC chip, institute are provided with the terminal State and be based on the first UID, to perform action of swiping the card, including：

First UID is read by NFC chip, and the first UID is sent to the POS, is swiped the card with execution dynamic Make.

14. a kind of virtual card opens card device, it is characterised in that described device includes：

First receiving module, the card of opening for being configured as receiving user's triggering instruct, described to open card instruction for indicating in the terminal Open the first virtual card；

Acquisition module, be configured as according to described in open card instruction from server acquisition open card information, described open in card information is remembered Record has the first User Identity UID of the described first virtual card；

Module is opened, is configured as opening card information according to and opens the described first virtual card in the terminal, and by institute The first UID is stated to be recorded in the information field of free time.

15. device according to claim 14, it is characterised in that it is described to open module, it is additionally configured to：

16. the device according to claims 14 or 15, it is characterised in that the card of opening is instructed for indicating to open in the terminal First virtual card corresponding to logical first instance card, the acquisition module, including：

Reading submodule, it is configured as opening card instruction according to, reads the first card image of the first instance card, institute Stating record in the first card image has the attribute information of the first instance card, and the attribute information is used to indicate described first The affiliated people of the card sending mechanism of entity card and the first instance card；

First sending submodule, be configured as to the server send carry the first of first card image open card believe Breath obtains request, and described first, which opens card information acquisition request, is used to ask to open card information corresponding to the first instance card；

First receiving submodule, be configured as receiving the server sends carry it is described open the first of card information and open card believe Breath obtains response.

17. device according to claim 16, it is characterised in that first receiving submodule, be configured as：

Receive the identity information of user's input；

18. device according to claim 17, it is characterised in that

19. the device according to claims 14 or 15, it is characterised in that described open carries first void in card instruction The first card for intending card identifies, the acquisition module, including：

Second sending submodule, it is configured as opening card instruction according to, is sent to the server and carry first card The second of piece mark opens card information and obtains request, and described second, which opens card information acquisition request, is used to ask and the first card mark Card information is opened corresponding to knowledge；

Second receiving submodule, be configured as receiving the server sends carry it is described open the second of card information and open card believe Breath obtains response.

20. device according to claim 19, it is characterised in that second receiving submodule, be configured as：

Receive the identity information of user's input；

21. device according to claim 15, it is characterised in that the module of opening is additionally configured to：

22. device according to claim 15, it is characterised in that the first information domain is created in embedded-type security element In ESE.

23. device according to claim 15, it is characterised in that it is described open in card information also record have it is described first virtual First relevant information of card, first relevant information is corresponding with the first UID, and the module of opening is additionally configured to：

24. device according to claim 14, it is characterised in that the first virtual card is mass transit card, access card or employee Any of card.

25. device according to claim 14, it is characterised in that described device also includes：

Second receiving module, it is configured as reception and swipes the card instruction, the instruction of swiping the card is used to indicate to use first virtual card Piece is swiped the card；

26. device according to claim 25, it is characterised in that near-field communication NFC chip, institute are provided with the terminal Processing module is stated, is configured as：

27. a kind of virtual card opens card device, it is characterised in that described device includes：

Processing component；

Wherein, the processing component is configured as：

A kind of 28. storage medium, it is characterised in that when the instruction in the storage medium is performed by the processing component of terminal, So that the terminal be able to carry out any described virtual card of claim 1 to 13 open chucking method.

29. a kind of subscriber identity module activating system of virtual card, it is characterised in that the system includes：Server and claim 14 to 26 Any described virtual card opens card device；

The card device of opening of the virtual card is configured as：Virtual card according to any one of claims 1 to 13 opens card Method opens the first virtual card；

The server is configured as：The card of opening of the described first virtual card is provided believed for the card device of opening of the virtual card Breath.