CN106651595A - Car insurance rate translation method - Google Patents
Car insurance rate translation method Download PDFInfo
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- CN106651595A CN106651595A CN201611197501.9A CN201611197501A CN106651595A CN 106651595 A CN106651595 A CN 106651595A CN 201611197501 A CN201611197501 A CN 201611197501A CN 106651595 A CN106651595 A CN 106651595A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a car insurance rate translation method using a car insurance rate translation system; the method comprises the following steps: 1, collecting a vehicle positioning signal, a driver driving duration signal and an alcohol detection signal; 2, wirelessly sending the vehicle positioning signal, the driver driving duration signal and the alcohol detection signal to an intelligent terminal, and using the intelligent terminal to carry out rate translation according to the vehicle positioning signal, the driver driving duration signal and the alcohol detection signal in proportions; when the vehicle is positioned in an irregular lane, the car insurance rate is multiplied by a preset first proportion; when the car driving duration exceeds a preset time duration, the car insurance rate is multiplied by a preset second proportion; when the driver in a car is detected to take alcohol, the car insurance rate is multiplied by a preset third proportion. The car insurance rate translation method can improve the car insurance rate translation efficiency, and can realize the car insurance rate automatic translation.
Description
Technical field
The present invention relates to the conversion of vehicle rate, in particular it relates to vehicle insurance rate translation method.
Background technology
The existing conversion for vehicle insurance rate is all acquired by manually and uses, and is analyzed by scene photograph
Judge the number of insurance premium rate, so for the conversion of vehicle insurance rate becomes very complicated, waste the too many time, virtually increase
The operating pressure of business personnel is added.
For convenience to the conversion of vehicle insurance rate, the efficiency of vehicle insurance rate conversion is improved, realize the automation of vehicle insurance rate
Conversion, needs to design a kind of translation method of vehicle insurance rate.
The content of the invention
It is an object of the invention to provide a kind of vehicle insurance rate translation method, the vehicle insurance rate translation method overcomes existing skill
The conversion of vehicle insurance rate in art becomes very complicated, wastes the problem of too many time, improves the efficiency of vehicle insurance rate conversion, real
The automation conversion of existing vehicle insurance rate.
To achieve these goals, the invention provides a kind of vehicle insurance rate translation method, the vehicle insurance rate translation method
Using the conversion system of vehicle insurance rate：
Step 1, the framing signal, driver to vehicle drives duration signal and alcohol detection signal is acquired；
Step 2, drives the framing signal of vehicle, driver duration signal and alcohol detection signal is wirelessly transmitted to intelligence
Terminal, the intelligent terminal drives duration signal according to the framing signal of the vehicle, driver and alcohol detection signal press than
Example carries out the conversion of rate；
In vehicle location in the case of informal track, vehicle insurance expense is multiplied by default first ratio；Continuously drive in vehicle
Duration is sailed more than in the case of Preset Time, vehicle insurance expense is multiplied by default second ratio；Driver detects alcohol in vehicle
In the case of, vehicle insurance expense is multiplied by default 3rd ratio.
Preferably, in step 2, the framing signal of vehicle, driver are driven into duration signal and alcohol detection signal Jing
Cross fire wall to be uploaded in internet；
And the intelligent terminal receives long letter when the framing signal of the vehicle, driver drive by the internet
Number and alcohol detection signal.
Preferably, by the framing signal of GPS module collection vehicle；Long letter when driver drives is gathered by timer
Number；Alcohol detection signal is gathered by alcohol detector.
Preferably, the intelligent terminal includes：Comparison module and the display module for being connected to the comparison module, the ratio
Compared with module the vehicle location signal, driver are driven by duration signal and alcohol detection signal and carried out with default signal respectively
Relatively, it is any one or more more than default letter in vehicle location signal, human pilot drive duration signal and alcohol detection signal
In the case of number, the comparison module outputs control signals to the display module, and the display module is to more than preset signals
The vehicle location signal, human pilot drives duration signal and/or alcohol detection signal and shown.
Preferably, the intelligent terminal also includes：Fraction Model, the Fraction Model is connected to the comparison module and institute
Display module is stated, to drive duration signal and alcohol detection signal to the vehicle location signal, human pilot comprehensive commenting is carried out
Point, final score is drawn, and shown by the display module.
Preferably, the intelligent terminal also includes：Mobile phone, the mobile phone is configured to be connected to the display module, with
Duration signal is driven to the vehicle location signal more than preset signals, human pilot and/or alcohol detection signal shows
Show.
By above-mentioned embodiment, the translation method of the vehicle insurance rate of the present invention is overcome in prior art for vehicle insurance
Artificial conversion efficiency is low during the conversion of expense, and excessive problem of losing time improves the conversion efficiency of vehicle insurance rate, leads to
Said method is crossed, only a data acquisition module need to be in the car designed and is connected to wireless transport module, and by intelligence
Terminal is received, and can carry out preanalysis in the case of home-confined, reduces more operating pressures, is reduced and is repeated labor
It is dynamic.
Other features and advantages of the present invention will be described in detail in subsequent specific embodiment part.
Description of the drawings
Accompanying drawing is, for providing a further understanding of the present invention, and to constitute the part of specification, with following tool
Body embodiment is used to explain the present invention together, but is not construed as limiting the invention.In the accompanying drawings：
Fig. 1 is a kind of flow chart of the translation method of the vehicle insurance rate for illustrating the present invention.
Specific embodiment
The specific embodiment of the present invention is described in detail below in conjunction with accompanying drawing.It should be appreciated that this place is retouched
The specific embodiment stated is merely to illustrate and explains the present invention, is not limited to the present invention.
The present invention provides a kind of vehicle insurance rate translation method, and the vehicle insurance rate translation method adopts the conversion system of vehicle insurance rate
System：
Step 1, the framing signal, driver to vehicle drives duration signal and alcohol detection signal is acquired；
Step 2, drives the framing signal of vehicle, driver duration signal and alcohol detection signal is wirelessly transmitted to intelligence
Terminal, the intelligent terminal drives duration signal according to the framing signal of the vehicle, driver and alcohol detection signal press than
Example carries out the conversion of rate；
In vehicle location in the case of informal track, vehicle insurance expense is multiplied by default first ratio；Continuously drive in vehicle
Duration is sailed more than in the case of Preset Time, vehicle insurance expense is multiplied by default second ratio；Driver detects alcohol in vehicle
In the case of, vehicle insurance expense is multiplied by default 3rd ratio.
By above-mentioned embodiment, the translation method of the vehicle insurance rate of the present invention is overcome in prior art for vehicle insurance
Artificial conversion efficiency is low during the conversion of expense, and excessive problem of losing time improves the conversion efficiency of vehicle insurance rate, leads to
Said method is crossed, only a data acquisition module need to be in the car designed and is connected to wireless transport module, and by intelligence
Terminal is received, and can carry out preanalysis in the case of home-confined, reduces more operating pressures, is reduced and is repeated labor
It is dynamic.
By above-mentioned mode can many times of the conversion for realizing vehicle insurance rate, according to different situations by vehicle insurance expense situation
Combine with concrete condition, personnel's carelessness can be avoided the occurrence of, realize the automation of whole system.
In a kind of specific embodiment of the present invention, in step 2, when the framing signal of vehicle, driver are driven
Long signal and alcohol detection signal are uploaded in internet through fire wall；
And the intelligent terminal receives long letter when the framing signal of the vehicle, driver drive by the internet
Number and alcohol detection signal.
By above-mentioned embodiment, it is possible to achieve the wireless receiving and dispatching of signal, and the setting for passing through fire wall, can keep away
Exempt from occur dangerous situation in signals transmission.
In this kind of embodiment, in step 1, by the framing signal of GPS module collection vehicle；Adopted by timer
Collection driver drives duration signal；Alcohol detection signal is gathered by alcohol detector.
By above-mentioned embodiment, realize the framing signal of vehicle, driver and drive duration signal and alcohol detection
Signal.
In a kind of specific embodiment of the present invention, the intelligent terminal can include：Comparison module and it is connected to institute
The display module of comparison module is stated, the comparison module drives duration signal and alcohol to the vehicle location signal, driver
Detection signal is compared respectively with default signal, and in vehicle location signal, human pilot duration signal and alcohol inspection are driven
Survey signal in it is any one or more more than preset signals in the case of, the comparison module outputs control signals to the display mould
Block, the display module drives duration signal and/or alcohol to the vehicle location signal more than preset signals, human pilot
Detection signal is shown.
In this kind of embodiment, the intelligent terminal also includes：
Fraction Model, the Fraction Model is connected to the comparison module and the display module, with fixed to the vehicle
Position signal, human pilot driving duration signal and alcohol detection signal carry out comprehensive grading, draw final score, and by described
Display module is shown.
The calculating of fraction can be realized by Fraction Model, and obtain final comprehensive grading.
In this kind of embodiment, the intelligent terminal can also include：
Mobile phone, the mobile phone is configured to be connected to the display module, to determine the vehicle more than preset signals
Position signal, human pilot drive duration signal and/or alcohol detection signal is shown.
By above-mentioned embodiment, it is possible to achieve the display of signal, and realize the transmission of signal.
The preferred embodiment of the present invention is described in detail above in association with accompanying drawing, but, the present invention is not limited to above-mentioned reality
The detail in mode is applied, in the range of the technology design of the present invention, various letters can be carried out to technical scheme
Monotropic type, these simple variants belong to protection scope of the present invention.
It is further to note that each particular technique feature described in above-mentioned specific embodiment, in not lance
In the case of shield, can be combined by any suitable means, in order to avoid unnecessary repetition, the present invention to it is various can
The combination of energy is no longer separately illustrated.
Additionally, can also be combined between a variety of embodiments of the present invention, as long as it is without prejudice to this
The thought of invention, it should equally be considered as content disclosed in this invention.
Claims (6)
1. a kind of vehicle insurance rate translation method, it is characterised in that the vehicle insurance rate translation method using vehicle insurance rate conversion system
System：
Step 1, the framing signal, driver to vehicle drives duration signal and alcohol detection signal is acquired；
Step 2, drives the framing signal of vehicle, driver duration signal and alcohol detection signal is wirelessly transmitted to intelligent end
End, the intelligent terminal drives duration signal and alcohol detection signal in proportion according to the framing signal of the vehicle, driver
Carry out the conversion of rate；
In vehicle location in the case of informal track, vehicle insurance expense is multiplied by default first ratio；When vehicle continuously drives
In the case that length exceedes Preset Time, vehicle insurance expense is multiplied by default second ratio；Driver detects the feelings of alcohol in vehicle
Under condition, vehicle insurance expense is multiplied by default 3rd ratio.
2. vehicle insurance rate translation method according to claim 1, it is characterised in that in step 2, the positioning of vehicle is believed
Number, driver drives duration signal and alcohol detection signal and is uploaded in internet through fire wall；
And the intelligent terminal received by the internet framing signal of the vehicle, driver drive duration signal and
Alcohol detection signal.
3. vehicle insurance rate translation method according to claim 2, it is characterised in that in step 1, adopted by GPS module
The framing signal of collection vehicle；Driver is gathered by timer and drives duration signal；Alcohol detection is gathered by alcohol detector
Signal.
4. vehicle insurance rate translation method according to claim 1, it is characterised in that the intelligent terminal includes：Compare mould
Block and the display module for being connected to the comparison module, when the comparison module drives to the vehicle location signal, driver
Long signal and alcohol detection signal are compared respectively with default signal, and in vehicle location signal, human pilot duration is driven
In signal and alcohol detection signal it is any one or more more than preset signals in the case of, the comparison module outputs control signals to
The display module, the long letter when display module drives to the vehicle location signal more than preset signals, human pilot
Number and/or alcohol detection signal shown.
5. vehicle insurance rate translation method according to claim 4, it is characterised in that the intelligent terminal also includes：
Fraction Model, the Fraction Model is connected to the comparison module and the display module, to believe the vehicle location
Number, human pilot drives duration signal and alcohol detection signal carries out comprehensive grading, draws final score, and by the display
Module is shown.
6. vehicle insurance rate translation method according to claim 5, it is characterised in that the intelligent terminal also includes：
Mobile phone, the mobile phone is configured to be connected to the display module, to believe the vehicle location more than preset signals
Number, human pilot drives duration signal and/or alcohol detection signal and shown.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611197501.9A CN106651595A (en) | 2016-12-22 | 2016-12-22 | Car insurance rate translation method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611197501.9A CN106651595A (en) | 2016-12-22 | 2016-12-22 | Car insurance rate translation method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106651595A true CN106651595A (en) | 2017-05-10 |
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ID=58835025
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611197501.9A Pending CN106651595A (en) | 2016-12-22 | 2016-12-22 | Car insurance rate translation method |
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| Country | Link |
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| CN (1) | CN106651595A (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106127586A (en) * | 2016-06-17 | 2016-11-16 | 上海经达信息科技股份有限公司 | Vehicle insurance rate aid decision-making system under big data age |
| CN106228431A (en) * | 2016-08-01 | 2016-12-14 | 深圳市永兴元科技有限公司 | Vehicle insurance selling method and system |
-
2016
- 2016-12-22 CN CN201611197501.9A patent/CN106651595A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106127586A (en) * | 2016-06-17 | 2016-11-16 | 上海经达信息科技股份有限公司 | Vehicle insurance rate aid decision-making system under big data age |
| CN106228431A (en) * | 2016-08-01 | 2016-12-14 | 深圳市永兴元科技有限公司 | Vehicle insurance selling method and system |
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Application publication date: 20170510 |
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| RJ01 | Rejection of invention patent application after publication |