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CN106529946A - Method for realizing user identity digitalization based on block chain - Google Patents

Method for realizing user identity digitalization based on block chain Download PDF

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Publication number
CN106529946A
CN106529946A CN201610965999.2A CN201610965999A CN106529946A CN 106529946 A CN106529946 A CN 106529946A CN 201610965999 A CN201610965999 A CN 201610965999A CN 106529946 A CN106529946 A CN 106529946A
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CN
China
Prior art keywords
user
identity
block chain
typing
window
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Pending
Application number
CN201610965999.2A
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Chinese (zh)
Inventor
王超
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Beijing Gold Chain Technology Co Ltd
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Beijing Gold Chain Technology Co Ltd
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Application filed by Beijing Gold Chain Technology Co Ltd filed Critical Beijing Gold Chain Technology Co Ltd
Priority to CN201610965999.2A priority Critical patent/CN106529946A/en
Publication of CN106529946A publication Critical patent/CN106529946A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • G06Q20/38215Use of certificates or encrypted proofs of transaction rights
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a method for realizing user identity digitalization based on a block chain. The method comprises the following steps: S1, monitoring a state of an API registration port; S2, inputting identity information; S3, performing identity information authentication, i.e., checking user identities through a police real name authentication system and bankcard binding mode according to information input by users in a registrant name input window, a registrant identity card number input window and a bank card number input window; S4, registering a platform account, and distributing block chain identities to the users; S5, setting a payment password; and S6, performing platform transaction. The method is a digital transaction method under the support of a block chain technology. According to the invention, under the technical support of a third-party service platform, the block chain identities can be provided for the users, it is ensured that the users can carry out digital economic transaction under the block chain technology, the security and the confidentiality are quite high, the transaction content cannot be tampered, traceability can also be performed in case of a transaction problem, and the transaction reliability is improved.

Description

User identity method for digitizing is realized based on block chain
Technical field
The present invention relates to the digitizing technique field of natural person's rights and interests, more specifically, more particularly to a kind of to be based on block Chain realizes user identity method for digitizing.
Background technology
In the prior art, natural person realizes economic activity generally by entity way of act, for example, natural person's meeting Directly hold cash to go to buy commodity.The problem that this economic activity mode is present is:When being related to wholesale cash transaction, its safety Property is relatively low.
With development in science and technology, such a economic activity mode is occurred in that in recent years, i.e.,:Enter in third party's service platform Row transaction, carries out trustship by third party's service platform to fund and commodity, concludes the business after finishing again by third party's service platform Pay fund and the commodity of trustship.Although the safety of so transaction is improved, but, which yet suffers from certain technology Problem:Third party's service platform mostly is electronic transaction service platform, and the information of its both parties is easily tampered, and causes dealing double Side and the loss of the 3rd service platform, it is often more important that the carrying out of bargain transaction may be delayed, society has been severely impacted The carrying out of production activity.
The content of the invention
(One)Technical problem
So, how effectively to confirm the user identity being traded on block chain, so as to provide a kind of reliable, peace The higher digitized mode of doing business of full property, becomes those skilled in the art's problem demanding prompt solution.
(Two)Technical scheme
The invention provides one kind realizes user identity method for digitizing based on block chain, the method comprising the steps of:
S1, setting API registration port, and described in real-time judge, whether API registration port is activated, and is, then into step S2;
S2, enrollment page is opened to user, be provided with registrant's name typing window, registrant's identity in the enrollment page Card typing window and bank's card number typing window, to registrant's name typing window, registrant's identification card number Typing window and bank's card number typing window carry out real-time monitoring, when the information whole typing of above three typing window Finish, into step S3;
S3, by user in registrant's name typing window, registrant's identification card number typing window and the bank In card number typing window, the information of typing is carried out to user identity by way of public security real-name authentication system and bank card binding Veritify, by then entering into step S4, otherwise carry out registration failure prompting;
S4, to user's distribution platform account and digital certificate, open the login password setting page to user, and by user's typing Login password, the digital certificate bound with the platform account, to user distribute block chain identity, while in numeral Block chain identity ID of the identification card number, name and user of storage record user in certificate, completes the information storage of digital certificate The block chain identity of user is carried out into disclosure on block chain after depositing;
S5, open to register user payment cipher setting window, obtain register user typing payment cipher information and by its with Block chain identity is bound, and when register user completes identity registration, is generated digital identity information and generated and which by server The corresponding electronic identity of actual identity, in digital identity information, record has name, platform account and the examination & verification of register user By information, in the digital identity information of user described in the digital certificate, the digital certificate is connected in block to be carried out Preserve, disclose;
S6, on block chain to user's open trade platform, and the trading activity to user carries out real-time monitoring, when user occurs Payment cipher checking window is opened to user during transaction, the current payment cipher and the block chain identity for judging user input is tied up Whether fixed payment cipher is identical, is, then conclude the business successfully, no, then Fail Transaction.
Preferably, step S5 is specifically included:
Step S5a, after user's registration is finished, open payment cipher setting window to user, obtain payment cipher setting Which is simultaneously bound by the payment cipher information of window typing with block chain identity;
Step S5b, when payment cipher binding after the completion of, opens the identity information typing page to user, the identity information record Enter registrant's birthday typing window, registrant's photo typing window, registrant's identity card picture typing window, Registrant's address information typing window, to registrant's birthday typing window, registrant's photo typing window, the note Volume people's identity card picture typing window and registrant's address information typing window carry out real-time monitoring, and by aforementioned four In typing window, the information of typing is bound with block chain identity.
Preferably, also include after step S5b:
Step S5c, by the platform account and block chain identity of user carry out on block chain disclosure.
Preferably, also include after step S5c:
Step S5d, open to user assets registration the page, by user by carrying out assets with the bank card of block chain identity binding Trustship and registration.
(Three)Beneficial effect
A kind of method of the combination for realizing user blocks chain identity and real identification based on block chain that the present invention is provided, essence is Block chain identity information is present in digital certificate.In the present invention, user behavior method for digitizing is one kind in block chain Digitalized trading method under technical support.Block chain is substantially the data base of a decentration, and its feature is:With going , due to using distributed accounting and storage, there is no hardware or the administrative organization of centralization, the power of arbitrary node in centralization feature Profit and obligation are all impartial, and the data block in system is safeguarded jointly by the node with maintenance function in whole system;Tool There is open feature, system is open, in addition to the private information of Trading parties is encrypted, the data of block chain are to everyone Open, anyone by disclosed interface polls block chain data and can develop related application, therefore whole system information Highly transparent;With autonomy feature, block chain is using based on consensus specification and agreement(It is such as a set of open and clear Algorithm)All nodes in whole system are enabled in the exchange data of the free safety of the environment for going to trust so as to " people " Trust made the trust to machine into, any artificial intervention does not work;Feature can not be distorted with information, once information Through verifying and adding to block chain, permanent will store, unless the section during system can be controlled more than 51% simultaneously It is invalid to the modification of data base on point, otherwise individual node, therefore the data stability and reliability of block chain are high;Tool There is anonymity feature, as the exchange between node follows fixed algorithm, its data interaction is without the need for trusting(In block chain Rules of order can voluntarily judge whether activity effective), therefore counterparty need not allow other side certainly by way of public identity Oneself produces trust, and the accumulation to credit is very helpful.The present invention under the technical support of third party's service platform, can to Family provides block chain identity, and, it is ensured that user can be digitized economic transaction under block chain technology, its safety, Confidentiality is higher, also, transaction content can not be distorted, and which can also be traced to the source when transaction goes wrong, and improve transaction Reliability.
Description of the drawings
Flow charts of the Fig. 1 for realizing user identity method for digitizing based on block chain in the embodiment of the present invention.
Specific embodiment
With reference to the accompanying drawings and examples embodiments of the present invention are described in further detail.Following examples are used for The present invention is illustrated, but can not be used for limiting the scope of the present invention.
In describing the invention, unless otherwise stated, " multiple " are meant that two or more;Term " on ", The orientation of the instruction such as D score, "left", "right", " interior ", " outward ", " front end ", " rear end ", " head ", " afterbody " or position relationship are Based on orientation shown in the drawings or position relationship, it is for only for ease of the description present invention and simplifies description, rather than indicate or dark Show that the device or element of indication there must be specific orientation, with specific azimuth configuration and operation therefore it is not intended that right The restriction of the present invention.Additionally, term " first ", " second ", " the 3rd " etc. be only used for describe purpose, and it is not intended that indicate or Hint relative importance.
In describing the invention, it should be noted that unless otherwise clearly defined and limited, term " being connected ", " company Connect " should be interpreted broadly, for example, it may be being fixedly connected, or being detachably connected, or it is integrally connected;It can be machine Tool connects, or electrically connects;Can be joined directly together, it is also possible to be indirectly connected to by intermediary.For this area For those of ordinary skill, above-mentioned term concrete meaning in the present invention can be understood with concrete condition.
Refer to Fig. 1, Fig. 1 is the flow process for realizing user identity method for digitizing in the embodiment of the present invention based on block chain Figure.
The invention provides a kind of realize user identity method for digitizing based on block chain, the method implements step Suddenly it is:
Whether S1, setting API registration port, and real-time judge API registration port are activated, and are, then into step S2.
API registration port provides technical support by third party's service platform, and user clicks on opening API notes on personal main frame After the connection of volume port, enter into.
S2, enrollment page is opened to user, be provided with registrant's name typing window, registrant's identity in enrollment page Card typing window and bank's card number typing window, to registrant's name typing window, registrant's identification card number typing window And bank's card number typing window carries out real-time monitoring, after the information whole typing of above three typing window is finished, by the Above- mentioned information is carried out tripartite's service platform the examination & verification of step S3 as real-name authentication data.
S3, by user in registrant's name typing window, registrant's identification card number typing window and bank's card number typing In window, the information of typing is veritified to user identity by way of public security real-name authentication system and bank card binding, is passed through Step S4 is then entered into, registration failure prompting is otherwise carried out.After registration failure, accreditation process is closed, and user side exits registration The page, now, after user can be with cross-check information, is again turned on API registration port and is registered.
S4, carry out account in third party's service platform and open an account, i.e. third party's service platform to user's distribution platform account, Distribute a digital certificate to user simultaneously, record has the identity information and platform accounts information of user in digital certificate, After the identity information typing of user is finished, digital certificate is issued to into user, user needs the digital certificate is carried out preserving, Install, when next account is logged in, the digital certificate is for the verification to subscriber identity information.Login password is opened to user to set Determine the page, and the login password of user's typing is bound with platform account, distribute block chain identity to user, and by user Block chain identity carry out on block chain disclosure.In the present invention, user not only needs user defeated when signing in on platform Enter login password, while also user can be preserved, the digital certificate of installation is checked, the mode of this dual identity checking, Its safety, confidentiality are all very high.
In addition, in step s 4, distribute block chain identity to user, it is determined that the true identity of user and corresponding Block chain identity after, the storage of block chain identity ID of the identification card number of user, name and user be recorded into digital certificate In, so as to form complete digital certificate.
Digital certificate can provide the true identity information of user and block chain identity information corresponding with user identity, The block chain identity of user is carried out into disclosure on block chain afterwards, the leakage of user's really identity information can be so avoided.
S5, open to register user payment cipher setting window, obtain register user typing payment cipher information and general Which is bound with block chain identity.
Login password is the checking password that user is entered in third party's service platform, and payment cipher is then user the 3rd The checking password being traded in square service platform.
S6, on block chain to user's open trade platform, and the trading activity to user carries out real-time monitoring, works as user Payment cipher checking window is opened to user when generation is concluded the business, the current payment cipher and block chain identity for judging user input is tied up Whether fixed payment cipher is identical, is, then conclude the business successfully, no, then Fail Transaction.
The present invention provide based on block chain realize user identity method for digitizing be one kind in block chain technical support Under Digitalized trading method.Block chain is substantially the data base of a decentration, and its feature is:It is special with decentration Levy, due to using distributed accounting and storage, there are no hardware or the administrative organization of centralization, the rights and duties of arbitrary node All it is impartial, the data block in system is safeguarded jointly by the node with maintenance function in whole system;With opening Feature, system are open, and in addition to the private information of Trading parties is encrypted, the data of block chain are open to everyone, appoint Who can be by disclosed interface polls block chain data and exploitation related application, therefore whole system information height is thoroughly It is bright;With autonomy feature, block chain is using based on consensus specification and agreement(Such as a set of open and clear algorithm) All nodes in whole system are enabled in the exchange data of the free safety of the environment for going to trust so that the trust to " people " The trust to machine is made into, any artificial intervention does not work;Feature can not be distorted with information, once information is through testing Demonstrate,prove and add to block chain, permanent will store, unless the node in can controlling system more than 51%, no simultaneously It is then invalid to the modification of data base on individual node, therefore the data stability and reliability of block chain are high;With hideing Name property feature, as the exchange between node follows fixed algorithm, its data interaction is without the need for trusting(Journey in block chain Sequence rule can voluntarily judge whether activity is effective), therefore counterparty need not allow other side oneself to produce by way of public identity Raw to trust, the accumulation to credit is very helpful.The present invention can be carried to user under the technical support of third party's service platform For block chain identity, and, it is ensured that user can be digitized economic transaction under block chain technology, its safety, secrecy Property is higher, also, transaction content can not be distorted, and which can also be traced to the source when transaction goes wrong, and improve transaction can By property.
In above-mentioned steps S5, the present invention generates digital identity letter by server after register user completes identity registration Breath, in digital identity information, record has the name of register user, platform account and examination & verification by information, while by the identity Information is connected in block and carries out disclosure.The present invention is checked to information of registered users, when the body such as name and ID (identity number) card No. After part information confirmation, then the register user and bank card information are checked, after the confirmation, confirm the registration User is trusted users.Disclosure, and the number of register user is carried out to the name of trusted users, platform account information by server Platform examination & verification authentication information is also disclosed in word identity information, and the digital identity information of user is disclosed on block chain, so Both can in order to the inquiry to user identity credibility, again will not to the identity information leakage of user, distort, its safety, can Degree of belief is all very high.
Specifically, in the present invention, step S5 is specifically included:
S5a, after user's registration is finished, to user open payment cipher setting window, obtain payment cipher setting window typing Payment cipher information and which is bound with block chain identity;
S5b, when payment cipher binding after the completion of, open the identity information typing page to user, in the identity information typing page It is provided with registrant's birthday typing window, registrant's photo typing window, registrant's identity card picture typing window, registrant ground Location Data Enter window, to registrant's birthday typing window, registrant's photo typing window, registrant's identity card picture typing window Mouthful and registrant's address information typing window carry out real-time monitoring, and by the information of typing in aforementioned four typing window and area Block chain identity is bound;
S5c, by the platform account and block chain identity of user carry out on block chain disclosure;
S5d, open to user assets registration the page, by user by carrying out assets trustship with the bank card of block chain identity binding With registration.
Above-mentioned steps are that the benefit of user profile is complete, and subscriber information message is more complete, then credit worthiness of the user in platform It is higher.
In the above-mentioned methods, the api interface that investor or assets holder are provided by third party's service platform first Registered on block chain, after registration and certification, a block chain user identity will be possessed, registered under the user Assets all will be held in the form of block chain digital identity.When user is registered by API, golden stock chain will not to The identity at family is audited, the identity information that complete trusted platform module architecture is provided, when user is registered by golden stock platform chain, gold Stock chain will be veritified to user identity by way of public security real-name authentication system and bank card binding.During user's registration, need The payment cipher being set on block chain, when the assets under to the user name are registered and concluded the business later, it is right to be required for The password is verified.
Embodiments of the invention in order to example and description for the sake of and be given, and be not exhaustively or by this It is bright to be limited to disclosed form.Many modifications and variations are obvious for the ordinary skill in the art.Choosing It is, for the principle and practical application that more preferably illustrate the present invention, and to make one of ordinary skill in the art to select and describe embodiment It will be appreciated that the present invention is so as to designing the various embodiments with various modifications for being suitable to special-purpose.

Claims (4)

1. one kind realizes user identity method for digitizing based on block chain, it is characterised in that include:
Step one, setting API registration port, and described in real-time judge, whether API registration port is activated, and is, then into step 2;
Step 2, enrollment page is opened to user, be provided with registrant's name typing window, registrant in the enrollment page Identification card number typing window and bank's card number typing window, to registrant's name typing window, registrant's identity Card typing window and bank's card number typing window carry out real-time monitoring, when the information whole of above three typing window Typing is finished, into step 3;
Step 3, by user in registrant's name typing window, registrant's identification card number typing window and described In bank's card number typing window the information of typing by way of public security real-name authentication system and bank card binding to user identity Veritified, by then entering into step 4, otherwise carried out registration failure prompting;
Step 4, to user's distribution platform account and digital certificate, open the login password setting page to user, and by user The login password of typing, the digital certificate are bound with the platform account, distribute block chain identity to user, while In digital certificate, block chain identity ID of the identification card number, name and user of storage record user, completes the letter of digital certificate The block chain identity of user is carried out into disclosure on block chain after breath storage;
Step 5, open to register user payment cipher setting window, obtain register user typing payment cipher information and general Which is bound with block chain identity, when register user completes identity registration, is generated digital identity information and generated by server The electronic identity corresponding with its actual identity, in digital identity information record have the name of register user, platform account and Examination & verification, in the digital identity information of user described in the digital certificate digital certificate is connected in block by information Preserved;
Step 6, on block chain to user's open trade platform, and the trading activity to user carries out real-time monitoring, works as user Payment cipher checking window is opened to user when generation is concluded the business, the current payment cipher and the block chain body of user input is judged Whether the payment cipher of part binding is identical, is then to conclude the business successfully, no, then Fail Transaction.
It is 2. according to claim 1 that user identity method for digitizing is realized based on block chain, it is characterised in that
The step 5 is specifically included:
Step 5 a, after user's registration is finished, open payment cipher setting window to user, obtain payment cipher setting Which is simultaneously bound by the payment cipher information of window typing with block chain identity;
Step 5 b, when payment cipher binding after the completion of, opens the identity information typing page to user, the identity information record Enter registrant's birthday typing window, registrant's photo typing window, registrant's identity card picture typing window, Registrant's address information typing window, to registrant's birthday typing window, registrant's photo typing window, the note Volume people's identity card picture typing window and registrant's address information typing window carry out real-time monitoring, and by aforementioned four In typing window, the information of typing is bound with block chain identity.
It is 3. according to claim 2 that user identity method for digitizing is realized based on block chain, it is characterised in that
Also include after step 5 b:
Step 5 c, by the platform account and block chain identity of user carry out on block chain disclosure.
It is 4. according to claim 3 that user identity method for digitizing is realized based on block chain, it is characterised in that
Also include after step 5 c:
Step 5 d, open to user assets registration the page, by user by carrying out assets with the bank card of block chain identity binding Trustship and registration.
CN201610965999.2A 2016-11-01 2016-11-01 Method for realizing user identity digitalization based on block chain Pending CN106529946A (en)

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Application publication date: 20170322