CN106327173A - Network payment method and network payment device - Google Patents
Network payment method and network payment device Download PDFInfo
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- CN106327173A CN106327173A CN201610704413.7A CN201610704413A CN106327173A CN 106327173 A CN106327173 A CN 106327173A CN 201610704413 A CN201610704413 A CN 201610704413A CN 106327173 A CN106327173 A CN 106327173A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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Abstract
The invention relates to a network payment method and a network payment device. The network payment method is used for a first network node in a network which is composed of a plurality of peer-to-peer network nodes and comprises the steps of transmitting a service request by the first network node to one or a plurality of second network nodes, receiving service request confirming information of the second network node by the first network node and generating an asset transfer recording, participating in whole-network consensus verification of the asset transfer recording by the first network node, and writing the asset transfer record which passes whole-network consensus verification into a block chain of the network by the first network node. The invention further discloses a network payment device.
Description
Technical field
The invention belongs to Internet technical field, particularly relate to a kind of method of network payment based on block chain and device.
Background technology
Network payment refers to the client of electronic transaction, including consumer, manufacturer and financial institution, uses safe electronic to prop up
The currency that the means of paying are carried out by network pays or fund flow.Mainly include electronic money class, e-credit class, electronics
Prop up fare ticket type.Owing to globalization is growing, in network payment, transfer of assets across jurisdictions accounting in network payment is increasingly
Height, the assets that transfer of assets across jurisdictions refers to assets transfer initiator and recipient is positioned under country variant or area scene turn
Move, due to the difference of currency type, it usually needs by means of account settlement and payment system (such as SWIFT, whole world cooperative bank finance electricity
News association) realize the fund conversion between country variant or area.
There are the following problems for current transfer of assets across jurisdictions system: one is the centralized network systems that use more, network stalwartness
Property is poor, easily causes the paralysis of whole network after central server is under attack；Two is that transfer of assets across jurisdictions time cost is high,
To often three to five days account time, assets transfer was inefficient；Three is that the assets transfer fee is higher；Four is assets transfer process
Opaque, owing to the link related to is many, existing assets transfer device is difficult to tell that user's intermediate link and each link fee are thin
Joint.
Summary of the invention
The embodiment provides a kind of method of network payment based on block chain and device.
One side according to embodiments of the present invention, it is provided that a kind of method of network payment, the network for multiple equities saves
First network node in the network that point is constituted, including this first network node one or more second network joints in this network
Point sends the step of service request.This first network node receives the second network node and to the confirmation message of service request and generates
The step of assets transfer record.This first network node participates in the step of the whole network common recognition checking of this assets transfer record.This is years old
One network joint is by the step in the block chain being write this network by the assets transfer record after the whole network common recognition checking.
Another aspect according to embodiments of the present invention, it is provided that a kind of network payment device, this device is used for multiple equities
The network that constitutes of network node in first network node, including: sending module, record generation module, common recognition module with write
Enter module.Sending module therein, is configured to first network node one or more second network nodes in above-mentioned network
Send service request.Record generation module, is configured to first network node and receives the second network node to service request really
Recognize message and generate assets transfer record.Common recognition module, is configured to first network node and participates in the complete of this assets transfer record
Net common recognition checking.Writing module, being configured to first network node will be write by the assets transfer record after the whole network common recognition checking
Enter in the block chain of this network.
One side according to embodiments of the present invention, it is provided that a kind of method of network payment, the network for multiple equities saves
One or more second network nodes in the network that point is constituted, receive first network joint in this network including the second network node
The step of the service request that point sends.Above-mentioned service request is confirmed and sends to first network node by the second network node
The step of the confirmation message of service request.Second network node participates in the step of the whole network common recognition checking of this assets transfer record.
Another aspect according to embodiments of the present invention, it is provided that a kind of network payment device, this device is used for multiple equities
Network node constitute network in one or more second network nodes, including receiver module, confirm module and common recognition mould
Block, receiver module therein, it is configured to the second network node and receives the service request that in this network, first network node sends.
Confirm module, be configured to the second network node and this service request confirmed and sends service request to first network node
Confirmation message.Common recognition module, is configured to the second network node and participates in the whole network common recognition checking of this assets transfer record.
One side according to embodiments of the present invention, it is provided that a kind of method of network payment, the network for multiple equities saves
In the network that point is constituted, sending service including this first network node one or more second network nodes in above-mentioned network please
The step asked.One or more second network nodes receive the step of the service request that first network node in this network sends.
This service request is confirmed and sends the confirmation of service request to first network node by one or more second network nodes
The step of message.This first network node receives the second network node and to the confirmation message of service request and generates assets transfer note
The step of record.First network node and the second network node participate in the step of the whole network common recognition checking of this assets transfer record.Should
First network node is by the step in the block chain being write this network by the assets transfer record after the whole network common recognition checking.
Another aspect according to embodiments of the present invention, it is provided that a kind of network payment device, for the network of multiple equities
In the network that node is constituted, including sending module, receiver module, confirmation module, record generation module, common recognition module and write mould
Block.Sending module therein, is configured to first network node one or more second network nodes in above-mentioned network and sends
Service request.Receiver module, is configured to one or more second network node and receives first network node transmission in this network
Service request.Confirm module, be configured to one or more second network node and this service request is confirmed and to the
One network node sends the confirmation message of service request.Record generation module, is configured to first network node and receives the second net
Network node is to servicing the confirmation message of request and generating assets transfer record.Common recognition module, be configured to first network node and
Second network node participates in the whole network common recognition checking of this assets transfer record.Writing module, being configured to first network node will
Write by the assets transfer record after the whole network common recognition checking in the block chain of this network.
One side according to embodiments of the present invention, it is provided that a kind of network payment device, the network for multiple equities saves
In the network that point is constituted, including, memorizer, be coupled to the processor of this memorizer, display, communication interface, I/O interface and
Communication bus, wherein, this processor is used for performing following steps, including: this first network node in this network one or many
Individual second network node sends the step of service request；This first network node receives the second network node to service request really
Recognize message and generate the step of assets transfer record；This first network node participates in the whole network common recognition checking of this assets transfer record
Step；This first network joint is by the step in the block chain being write this network by the assets transfer record after the whole network common recognition checking
Suddenly.Communication bus, for transmitting information between above-mentioned processor, memorizer, display, communication interface, I/O interface.
The embodiment of the present invention proposes a kind of method of network payment and device.The method and device are due to based on block chain, tool
The advantage having decentration, does not relies on centralized server, in going according to the payment network that the method and device build
The payment network system of the heart has the advantage being difficult to thoroughly close or destroy, and utilizes the irreversible characteristic of this network so that
The payment network being built into through the method and device has higher safety and vigorousness.Owing to local and overseas user nodes are permissible
Directly carry out fund transfer and exclude the intermediate link of third party financial institution, also improve assets transfer efficiency, eliminate great number
The assets transfer fee.
Accompanying drawing explanation
By being more clearly understood from the features and advantages of the present invention with reference to accompanying drawing, accompanying drawing is schematic and should not manage
Solve as the present invention is carried out any restriction, in the accompanying drawings:
Fig. 1 illustrates the schematic diagram of the network system of the network node composition of a kind of equity according to an embodiment；
Fig. 2 illustrates the schematic diagram of a kind of based on block chain the network payment system according to an embodiment；
Fig. 3 illustrates the flow chart of a kind of method of network payment according to an embodiment of the invention；
Fig. 4 illustrates the signal of a kind of based on block chain network payment system according to another embodiment of the invention
Figure；
Fig. 5 illustrates the information of assets transfer record in a kind of method of network payment according to another embodiment of the invention
Structure chart；
Fig. 6 illustrates the schematic diagram of a kind of network payment system based on block chain according to an embodiment of the invention；
Fig. 7 illustrates the information knot of assets transfer record in a kind of method of network payment according to an embodiment of the invention
Composition；
Fig. 8 illustrates the signal of a kind of based on block chain network payment system according to another embodiment of the invention
Figure；
Fig. 9 illustrates the structural representation of a kind of network payment device according to an embodiment of the invention；
Figure 10 illustrates the flow chart of a kind of method of network payment according to another embodiment of the invention；
Figure 11 illustrates the structural representation of a kind of network payment device according to another embodiment of the invention；
Figure 12 illustrates the flow chart of a kind of method of network payment according to an embodiment of the invention；
Figure 13 illustrates the structural representation of a kind of network payment device according to an embodiment of the invention；
Figure 14 illustrates the structural representation of a kind of network payment device according to another embodiment of the invention.
Detailed description of the invention
Feature and the exemplary embodiment of various aspects of the invention are described more fully below.In following detailed description
In, it is proposed that many details, in order to complete understanding of the present invention is provided.But, to those skilled in the art
It will be apparent that the present invention can implement in the case of some details in need not these details.Below to enforcement
The description of example is only used to be provided by the example illustrating the present invention be better understood from the present invention.The present invention never limits
In any concrete configuration set forth below and method, but cover under the premise of without departing from the spirit of the present invention element,
Parts and any amendment of algorithm, replace and improve.In the the accompanying drawings and the following description, it is shown without known structure and skill
Art, in order to avoid the present invention causes unnecessary obscuring.
Below in conjunction with the accompanying drawings, method of network payment based on block chain according to embodiments of the present invention and dress are described in detail
Put.
Fig. 1 illustrates the schematic diagram of the network payment system with multiple network node according to an embodiment, this system
The peer-to-peer computer network (P2P) being made up of multiple network nodes can be included.This system can be a kind of fellow
(Peer) distribute task and the Distributed Application framework of live load between, be the one that formed in application layer of P2P computing model
Networking or latticed form." Peer " has the meaning of " fellow, partner, opposite end " in English.This system can also be defined as: net
The participant of network shares a part of hardware resource (disposal ability, storage capacity, network-connectivity, the printing that they are had
Machine etc.), these shared resources pass through network offering services and content, directly can be accessed by other peer node (Peer) and without
Through intermediate entities.Participant in this network is the supplier (Server) of resource, service and content, be again resource,
Service obtains taker (Client) with content.
In P2P network environment, all in the status of equity between the multiple stage computer being connected to each other, each computer has
Identical function, without master-slave, a computer can not only be used for server, sets and shares resource for other computers in network
Used, again can be as work station, in general whole network is independent of special concentration and server, does not also have special
Work station.Each computer in network can serve as the requestor of network service, and the request to other computer is made again
Response, it is provided that resource, service and content.Generally these resources and service includes: information share and exchange, calculate resource (as
CPU computing capability is shared), (such as caching and the use of disk space) is shared in storage, network is shared, sharing printer etc.；One
In individual example, the network node being in the payment network of this peer-to-peer computer network can also carry out such as fund transfer, go through
Shi Ziyu transfer record queries, report illegal node, punish the application such as illegal node.
Fig. 2 illustrates the schematic diagram of a kind of based on block chain the network payment system according to an embodiment.Such as Fig. 2 institute
Show, this network can include the most domestic user node, overseas user node, domestic commercial undertaking node, domestic bank joint
The network node such as point, Third-party payment platform nodes, overseas commercial undertaking's node, overseas bank node, remittance company node, with
Time be also provided with department's nodes such as regulator's node assets transfer process is carried out inquiry supervision, hedge-type assets shifted
Legal effective operation of journey.These network nodes occur that new network node adds or new network payment letter occurs in a network
During breath, participate in the network common recognition checking that log-on message or the new payment information of new network node are carried out, tested by common recognition
Information after card can generate new block and be recorded in the block chain of this network.
Fig. 3 illustrates that the flow chart of a kind of method of network payment according to an embodiment, such as the method can be shown by Fig. 2
Arbitrary network node apparatus in the network system gone out performs, as a example by first network node, in step S31, and this first net
Network node one or more second network nodes in this network send service request, for example, it is assumed that domestic user can pass through
First network Node registers net purchase platform overseas, net purchase platform can carry out authentication by the second network node to user,
After being proved to be successful, domestic user can check, by first network node, the merchandise news that the second network node is issued, and here may be used
To be interpreted as that net purchase platform browses commodity, the free choice of goods to domestic user overseas, hereafter, domestic user just can pass through the first net
Network node issues order to the second network node.It is to be understood that the domestic user for first network node on behalf turns for assets
Moving initiator, the platform of net purchase overseas that the second network node represents is assets transfer recipient, and service request can be that commodity are purchased
Buy request.In step s 32, this first network node receives the second network node and to the confirmation message of service request and generates money
Produce transfer record, and reach assets transfer purpose.It is to be understood that be that overseas net purchase platform is received by the second network node
The goods purchase request that domestic user is sent by first network node, overseas net purchase platform judges energy by the second network node
No meet this request, can meet and then confirm message, otherwise, the purchase request quilt of user to first network node reverts back service request
Refusal.In one example, the second network node can buy money by the commodity stocks state of record, user in inquiry block
Can the information such as matter judge meet the service request that first network node sends.Here user buys qualification
First network node user right in the network platform overseas of the second network node, the such as second network node can pass through
A user list is set in the merchandise news issued, and this information is encrypted, the only network node in list
Just can check and/or buy this commodity.In step S33, this first network node participates in the whole network of this assets transfer record altogether
Know checking.Should be understood that the whole network common recognition checking refers in the distributed system not having center control nodes, all participation networks
The correctness of the system datas such as transaction, digital record, electronic evidence is verified and the mechanism of common recognition of reaching an agreement by node, should
Common recognition verification method can use such as proof of work PoW (Proof of Work), rights and interests to prove PoS (Proof of
Stake), auspicious ripple common recognition agreement RCP (Ripple Consensus Protocol) etc..In step S34, this first network saves
By in the block chain being write this network by the assets transfer record after the whole network common recognition checking.In one example, common recognition starts
After, this first network node can will treat that consensus information is diffused in all online network nodes, treats that consensus information is passed through altogether
After knowing checking, data to be known together effectively are recorded in block chain.Any two network node in this network can be the completeest
One-tenth fund displacement behavior, excludes the intermediate link of third party financial institution, improves assets transfer efficiency, simultaneously can be the most anti-
The only problem of network attack.
In one embodiment, the method can also include that this first network node is registered, online in the network
Network node the log-on message of first network node is audited, audit by after this first network node obtain at this net
Unique identity and PKI and private key in network.Log-on message can be user profile, such as: user name, mailbox, phone,
Sex, location, Real Name etc. have the information of identity identification degree.The method can also include that network node is in network
Log-on message carries out the step audited.Should be understood that and can in several ways user's registration information be audited, such as, tool
Body can use asks to peer-to-peer network broadcast registration, and the information of registration request can include above user profile；Receive
The network node of registration request verifies the identity of this user node.Such as submitted registration Shen before verifying this user to
Please；This network node is after by the whole network authentication of this social networks, and online network node can be asked applying for the registration of
Information is asked to carry out the common recognition checking of the whole network；After reaching above-mentioned common recognition, the request of application for registration is recorded to the institute of this network
Having at network node in the block chain of storage, succeed in registration, this network node obtains PKI and private key and the most unique
Identity.In one example, this log-on message can also is that the log-on message of examination & verification of other system, such as Taobao,
The log-on message of the existing network account such as Jingdone district.Should network system support based on block chain and other system user's linkage and
Account exempts from examination & verification.Here registration examination & verification, can by arranging corresponding register node, store in this register node corresponding other
The accounts information of system, carries out the account association of new user according to account information to this network, and then this checking node will be tested
Card result carries out the whole network issue and carries out common recognition checking.In one example, it is also possible to according to network node having in the internet
Effect passport NO., such as digital certificate, network node proprietary address etc. in the internet is audited, and checks whether to employ
Identical perfect instrument number, if perfect instrument number is the most occupied, then can be understood as this user and has existed, registration
Failure, needs to resubmit log-on message.Here identity can be understood as identity ID of user, and this identity ID has specially
By property, after therefore succeeding in registration when auditing log-on message, the information issued can be entered by network node by PKI or private key
Row encryption.Here PKI (Public Key) and private key (Private Key) are the keys obtained by a kind of algorithm
To (i.e. one PKI and a private key), PKI is part disclosed in cipher key pair, and private key is then private part.PKI leads to
Being usually used in encrypting session key, checking digital signature, or encryption can be with the such double secret key of data of corresponding private key deciphering
Can guarantee that it is worldwide unique.The when of using this double secret key, if encrypting a hop count with one of them key
According to, it is necessary to use another secret key decryption.Such as it is necessary for deciphering with private key by public key encryption data, if also must with private key encryption
Palpus public key decryptions, otherwise deciphering will not be successful.Here address, PKI or private key can utilize hash algorithm to generate, example
Such as sha-256 etc., it is also possible to generate PKI and private key with RSA public key encryption scheduling algorithm.In this network, all nodes are reciprocity,
There is not center control nodes.During transfer of assets across jurisdictions, local and overseas users, financial institution and each interested third party machine
Structure incorporates block chain common recognition process in the lump, saves complete assets transfer historical record.
Fig. 4 illustrates the signal of a kind of based on block chain network payment system according to another embodiment of the invention
Figure.Fig. 5 illustrates the message structure of assets transfer record in a kind of method of network payment according to another embodiment of the invention
Figure is in one embodiment.As it is shown in figure 5, the assets transfer record in the method can include assets transfer record identification, turn
Move Asset Type, assets transfer quantity, initiator's ID, purpose ID, initiate user's signature and initiate user's money
Producing source, this assets transfer record identification can be that the block chain of assets transfer behavior uniquely identifies.This assets transfer type can
To represent the Asset Type of this assets transfer behavior.This assets transfer quantity can represent in this assets transfer behavior every kind
The quantity of Asset Type.This initiator's ID can represent the identity of first network node.This purpose ID
Can represent that the identity of the second network node, object here user can have multiple.In one example, initiator uses
Family can be one of purpose user, and the income of its correspondence is assets small change.Such as initiate user and produce assets to purpose user
95 yuan, but the initiation user sources of the assets used are 100 yuan, then and initiating user needs to the small change oneself sending 5 yuan, permissible
Being interpreted as in this assets transfer record, if purpose user is user2, initiator user is user1, wherein, and transfer money
Producing quantity is that { 95,5}, purpose ID is { user1, user2}.This initiation user's signature can represent first network node
Signature, be used for reviewing record generator, represent that this assets transfer behavior has obtained promoter's accreditation simultaneously.This initiation user provides
Produce source and can represent sources of the assets record when first network node carries out this assets transfer, wherein contain this time transfer
Use the assets transfer record arrived, it is to be understood that, initiate user sources of the assets and contain the assets that this time transfer use is arrived
Transfer record, initiating user in these records is purpose user, namely initiates the user person that is asset acceptance.If assets turn
Move and buy assets for user to issuer, then initiate the assets distribution record that user sources of the assets are exactly issuer.Ying Li
Solving user to issuer's purchase assets with buying assets to other domestic consumers, process is the same, is all to generate assets to turn
Moving record, different simply initiator users is issuer, is unique owing to initiating user in assets transfer record, mesh
User can have multiple.Therefore, user buys dollar to dollar issuer, can generate two assets transfer records, and one is
Buy user for fund shift initiator, two be issuer be fund transfer initiator, such as: domestic user is to issuer
Buy 10 dollars, shifted 60 RMB by buying user to issuer, generated a fund transfer record by buying user；Send out
Row mechanism shifts 10 dollars to user, has issuer to generate another fund transfer record.In step s 32, assets transfer
Initiator when recipient carries out assets transfer, also includes the purpose user by the second network node by first network node
The mark Asset Type that queries asset transfer recipient can accept in block chain, such as bit coin, dollar etc., assets transfer
Initiator judges whether self has qualified assets, if representing assets transfer initiator's by first network node
First network node has the Asset Type that can accept of the second network node and the quantity that assets transfer recipient represents, such as figure
Shown in 4, then both sides are directly based upon block chain and carry out point-to-point assets transfer, the first network node that assets transfer initiator represents
Generate an assets transfer record.Should be understood that the number needs of assets transfer type, assets transfer quantity and purpose ID
Strict conformance, and there is one-to-one relationship.Such as, if in an assets transfer record, assets transfer type be BTC,
BTC, $}, assets transfer quantity is that { 10,20,30}, purpose ID is that { user1, user2, user3}, then explanation has three
Assets transfer, is respectively to user user1 transfer 10BTC, to user user2 transferase 12 0BTC, shift 30 to user user3
$.
Fig. 6 illustrates the schematic diagram of a kind of network payment system based on block chain according to an embodiment of the invention.
Fig. 7 illustrates the information structure diagram of assets transfer record in a kind of method of network payment according to an embodiment of the invention.?
In one embodiment, in the method, if initiating in direction this network one in the assets transfer of this first network node on behalf
Or multiple second network node represent assets transfer recipient send service request, assets transfer initiator does not have recipient
The Asset Type that can accept, can carry out assets transfer by middle consigner.As shown in Figure 6, assets transfer both sides need
Assets transfer is carried out by middle consigner.The most domestic user only has RMB account, and overseas commercial undertaking only supports U.S.
Unit or bit coin, then need middle consigner just can complete to pay.The first network node representing assets transfer initiator can
To firstly generate an assets transfer record to middle consigner, and then generated one by middle consigner and connect to assets transfer
The assets transfer record of debit, for the assets transfer of consigner in the middle of only one of which, ultimately generates two assets transfer records.
Article 1, assets transfer record includes: initiator, consigner, purpose user are as shown in Figure 7.Here assets transfer type, turn
Move amount of assets, Ordering Party Id and the number strict conformance of purpose ID, and there is one-to-one relationship.Such as: money
Producing in transfer record, assets transfer type is that { BTC, BTC, $}, assets transfer quantity is that { 10,20,30}, Ordering Party Id is
User1, agent1, agent2}, and purpose ID be user1, user2, user3}, then explanation have three assets transfers,
It is respectively and shifts 10BTC (being equivalent to entrust without intermediary) by user1 to user user1, turned to user user2 by agent1
Move 20BTC, shift 30$ by agent2 to user user3.Article 2 assets transfer record includes: consigner and purpose are used
Family, the assets transfer recording information structure of generation is similar with Fig. 5, and initiation user node therein is consigner's node.One
In individual example, middle consigner may need to collect attorney's fee use, and this expense is included in assets transfer record.
Fig. 8 illustrates the signal of a kind of based on block chain network payment system according to another embodiment of the invention
Figure.In one example, assets transfer initiator does not have the Asset Type that recipient can accept, and needs to entrust in the middle of many
Torr side carries out assets transfer.The most domestic user only has Lay spy's coin account, and overseas commercial undertaking only supports dollar or bit coin,
And the middle consigner of neither one independence can complete this time to pay, it is necessary to two participate in such as Fig. 8 even more than consigner
Shown in, for having the networking method of payment of multiple middle consigner, similar with a consigner, comprise two class assets transfer notes
Record, except the message structure of last assets transfer record is similar with Fig. 5, thus it is shown that a direct assets transfer record, remaining
Assets transfer record be all assets transfer record as shown in Figure 7, and record quantity depends on middle entrusting quantity.
In one embodiment, the assets transfer record in the method also includes authorizing access node listing, authorizing access
Coalition signature.Access node listing is authorized to represent the node identities identification list allowing to access this assets transfer record, it is contemplated that
Not all assets transfer both sides can disclose assets transfer record, therefore can arrange this list.Authorize and access connection
Closing signature and represent the multi-signature authorizing the PKI of the node accessed in node listing to carry out, hereafter authorized user's node is the most permissible
Utilize private key to conduct interviews, such as realize based on multi-signature technology.
In one example, in the method, first network node is inquired about in block chain according to this assets transfer record identification
This assets transfer record of one or more other network nodes.In one example, this first network node receives other
The assets transfer record identification that network node is sent, moves record identification inquiry relevant historical transfer record according to these assets, to duty
Side's network node is appointed to punish.When transfer of assets across jurisdictions dispute occurs, network node is submitted to third-party institution's node and is entangled
Confusingly process application.Such as assets transfer initiator node has sent assets, but recipient's node deny receiving (as due in
Between consigner's node do not send assets and cause).In one example, middle consigner as assets transfer ISP,
Record can be promised to undertake to block chain issuing service, including real-time all kinds of monetary exchange rates, promise to undertake transfer deadline, COS
Etc. information, by the whole network common recognition checking.Service quality is promised to undertake being user's important references of selecting consigner, once cannot complete to hold
Promise, assets transfer initiator can initiate dispute to third-party monitoring agency node and process application, by assets transfer record identification
Information is sent to third-party monitoring agency node, and third-party monitoring agency node receives the assets transfer that other network nodes are sent
Record identification, third-party institution's node, owing to take part in common recognition process, therefore can shift relevant historical information with queries asset
The service promise record that in the middle of such as, consigner issues, the service promise record middle consigner can issued and assets transfer
Mark is compared, and confirms responsible party, and completes dispute process.Such as assets are found to turn according to the assets transfer record of initiator
Move consigner and purpose ID, inquire about relevant historical transfer record further according to consigner and purpose ID,
It is confirmed whether to have carried out correspondingly assets transfer, thus judges the responsible party that dispute occurs, and process.Processing mode is by many
Kind, such as cancel and entrust qualification, the whole network to send blacklist etc..
In one embodiment, the method also includes that this first network node can generate the step of assets transfer scheme script
Suddenly, wherein, this assets transfer scheme script may include that assets transfer scheme script mark, trigger condition, scheme participate in object
With participation Obj State collection information etc., this assets transfer scheme script mark represents that assets transfer scheme script is in block chain
Unique mark；This trigger condition is the condition triggering and generating assets transfer record, such as, trigger and generate assets transfer record
Point sometime, it is also possible to be a certain specific exchange rate value triggering and generating assets transfer record；It is permissible that the program participates in object
Being that the trigger condition triggering and generating this assets transfer record judges object, as a example by above-mentioned trigger condition, program participation object can
Be record time point timestamp can also be the exchange rate value between two kinds of currency；It is permissible that this participation Obj State gathers information
It is that this first network node is periodically acquired the information of acquisition to the state of such scheme participation object, it may be said that bright is this
First network node can be the ad-hoc networks node that monitoring script performs state.In one example, can be at block chain
The corresponding scheme of the specific regions store of middle block participates in object, and first network node can periodically gather accordingly in block chain
Scheme participate in object information again by assets transfer scheme script mark with this assets transfer scheme script in record side
Case participates in object and compares.This first network node can participate in the whole network common recognition checking of this assets transfer scheme script.Should
First network joint can be by the block chain being write this network by the assets transfer scheme script after the whole network common recognition checking.DANGSHEN
When meeting trigger condition with Obj State collection information, this first network node generates this assets transfer record.So can be real
Now specific condition generates assets transfer record, completes assets by initiating the transfer of direction recipient, and carries out the whole network checking
And write block chain.
Fig. 9 illustrates the structural representation of a kind of network payment device according to an embodiment of the invention.This device is
First network node in the network that the network node of multiple equities is constituted, including: sending module, record generation module,
Common recognition module and writing module.Sending module therein, is configured to first network node one or more in above-mentioned network
Second network node sends service request.Record generation module, is configured to first network node and receives the second network node pair
Service the confirmation message of request and generate assets transfer record.Common recognition module, is configured to first network node and participates in this assets
The whole network common recognition checking of transfer record.Writing module, is configured to first network node by by the money after the whole network common recognition checking
Produce in the block chain that transfer record writes this network.This device also includes Registering modules in one example, is configured to first
Network node is registered in the network, and the log-on message of first network node is audited by online network node, examines
After core passes through, this first network node obtains unique identity, PKI and private key in the network.In one example, should
Assets transfer record can include assets transfer record identification, assets transfer type, assets transfer quantity, initiator user's mark
Knowledge, purpose ID, initiation user's signature and initiation user sources of the assets, wherein, assets transfer record identification, assets transfer
The block chain of behavior uniquely identifies.Assets transfer type, represents the Asset Type of this assets transfer behavior.Assets transfer number
Amount, represents the quantity of every kind of Asset Type in this assets transfer behavior.Initiator's ID represents first network node
Identity.Purpose ID represents the identity of the second network node.Initiate user's signature and represent first network node
Signature, be used for reviewing record generator.Initiate user sources of the assets to represent when first network node carries out this assets transfer
Sources of the assets record, wherein contain this time transfer and use the assets transfer record arrived.Further, this assets transfer record
Mark can also include authorizing access node listing and authorizing access coalition signature, wherein authorizes access node listing to represent permission
Access the node identities identification list of this assets transfer record；Access coalition signature is authorized to represent that mandate accesses in node listing
The signature that the PKI of node is carried out.In one example, this device can also include enquiry module, is configured to first network joint
This network node that point inquires about one or more other network nodes according to this assets transfer record identification in block chain connects
Receive the assets transfer record identification that other network nodes are sent, move record identification inquiry relevant historical transfer note according to these assets
Record, punishes responsible party's network node.It should be noted that this device is corresponding with the method, the two has similar
Function, can solve the technical problem being similar to, and therefore, the two same or like place repeats no more.
Figure 10 illustrates the flow chart of a kind of method of network payment according to another embodiment of the invention.Such as Figure 10 institute
Showing, the method one or more second network nodes in the network of the network node composition of multiple equities, in step
S101 the second network node receives the service request that in this network, first network node sends.In step s 102, the second network
This service request is confirmed and sends the confirmation message of service request to first network node by node.In step S2103,
Second network node participates in the whole network common recognition checking of this assets transfer record.Returning method can also include that the second network node is at this
Carrying out the step registered in network, the second network node inquires about said one according to this assets transfer record identification in block chain
Or the step of this assets transfer record of other network nodes multiple, the second network node receives what other network nodes were sent
Assets transfer record identification, moves record identification inquiry relevant historical transfer record according to these assets, enters responsible party's network node
One or more steps in the step of row punishment, the step process that process performs with first network node is similar, at this no longer
Repeat.
Figure 11 illustrates the structural representation of a kind of network payment device according to another embodiment of the invention.Such as Figure 11
Shown in, this device is one or more second network nodes in the network of the network node composition of multiple equities, including
Receiver module, confirm module and common recognition module, receiver module therein, be configured to the second network node and receive in this network the
The service request that one network node sends.Confirm module, be configured to the second network node and this service request is confirmed also
The confirmation message of service request is sent to first network node.Common recognition module, is configured to the second network node and participates in this assets
The whole network common recognition checking of transfer record.In one example, this device can also include Registering modules, punishment module and inquiry mould
One or more modules in block, the some Registering modules of the structure of these modules and function and first network joint, punishment module and
Enquiry module structure is similar with function, does not repeats them here.
Figure 12 illustrates the flow chart of a kind of method of network payment according to an embodiment of the invention.As shown in figure 12,
The method may be used in the network of network node composition of multiple equity, and in step S121, this first network node is to this
In network, one or more second network nodes send service request.In step S122, one or more second network nodes
Receive the step of the service request that first network node in this network sends.In step S123, one or more second networks
This service request is confirmed and sends service request to first network node to confirm the step of message by node.In step
In S124, this first network node receives the second network node and confirms service request message and generate assets transfer record
Step.In step s 125, first network node and the second network node participate in the whole network common recognition checking of this assets transfer record
Step.In step S126, this first network node will write this net by the assets transfer record after the whole network common recognition checking
Step in the block chain of network.
Figure 13 illustrates the structural representation of a kind of network payment device according to an embodiment of the invention；Such as Figure 13 institute
Showing, this device, in the network of the network node composition of multiple equities, can include sending module, receiver module, confirmation mould
Block, record generation module, common recognition module and writing module.Sending module therein, is configured to first network node to above-mentioned
In network, one or more second network nodes send service request.Receiver module, is configured to one or more second network
Node receives the service request that in this network, first network node sends.Confirm module, be configured to one or more second net
This service request is confirmed and sends the confirmation message of service request to first network node by network node.Record generates mould
Block, is configured to first network node and receives the second network node to servicing the confirmation message of request and generating assets transfer note
Record.Common recognition module, is configured to first network node and the second network node participates in the whole network common recognition of this assets transfer record and tests
Card.Writing module, being configured to first network node will write this network by the assets transfer record after the whole network common recognition checking
Block chain in.
Figure 14 illustrates the structural representation of a kind of network payment device according to another embodiment of the invention.Such as Figure 14
Shown in, this device may be used for, in the network that the network node of multiple equity is constituted, can including, memorizer, is coupled to this and deposits
The processor of reservoir, display, communication interface, I/O interface and communication bus, wherein, this processor is used for performing to walk as follows
Suddenly, including: save to above-mentioned other networks one or more according to the address of other network node devices one or more in network
Point device releases news, and the information of this issue includes: publisher address, this node apparatus released news ground in a network
Location；Recipient address, receives the address of the network node device of information；Timestamp, the time that record releases news；In information
Hold；And signature, the signature of the network node device released news, for reviewing the network node device released news；Network
Node apparatus carries out this reception released news；Participating in when node apparatus is online releases news to this carries out the whole network of this network altogether
Know checking；After being verified, the information of this issue is write the block chain of this network by this node apparatus.Communication bus, is used for
State transmission information between processor, memorizer, display, communication interface, I/O interface.Processor can use general purpose computer
System structure, computer system can specifically based on processor computer, this computer can include display.Wherein, defeated
Enter to export I/O interface 141, memorizer 142, between at least one processor 143 and at least one communication interface 144, pass through communication
Bus 105 connects.Text data for receiving the text data from subscriber equipment, and are transferred to by this I/O interface 141
This processor 143.Processor 143 can be a general central processor (CPU), microprocessor, ASIC
(application-specific integrated circuit, ASIC), or one or more for controlling the present invention program
The integrated circuit that program performs.Wherein, this communication bus 145 can include a path, transmits information between said modules.Should
Communication interface 144, uses the device of any transceiver one class, is used for and other equipment or communication, such as Ethernet, nothing
Line access (RAN), WLAN (Wireless Local Area Networks, WLAN) etc..Computer system includes
One or more memorizeies 142, can be read only memory (read-only memory, ROM) maybe can store static information and
The other kinds of static storage device of instruction, random access memory (random access memory, RAM) or can deposit
Storage information and the other kinds of dynamic memory of instruction, it is also possible to be EEPROM
(Electrically Erasable Programmable Read-Only Memory, EEPROM), read-only optical disc (Compact
Disc Read-Only Memory, CD-ROM) or other optical disc storage, laser disc storage (include compress laser disc, laser dish, light
Dish, Digital Versatile Disc, Blu-ray Disc etc.), magnetic disk storage medium or other magnetic storage apparatus or can be used in carry or
Storage have instruction or the desired program code of data structure form and can by any other medium of computer access, but
It is not limited to this.These memorizeies 142 are connected with processor 143 by communication bus 145.Wherein, this memorizer 142 is used for depositing
Storage performs the application code of the present invention program, and the application code performing the embodiment of the present invention preserves in memory,
And controlled to perform by processor 143.This processor 143 is for performing the application program of storage in this memorizer 142.This process
Device can perform in accordance with the following steps, including: this first network node one or more second network nodes in this network are sent out
Take the step of business request；This first network node receives the second network node and to the confirmation message of service request and generates assets
The step of transfer record；This first network node participates in the step of the whole network common recognition checking of this assets transfer record；This first net
Network joint is by the step in the block chain being write this network by the assets transfer record after the whole network common recognition checking.
The purpose of the present invention can also be realized by one program of operation or batch processing on any calculating device.
This calculating device can be known fexible unit.Therefore, the purpose of the present invention can also comprise in realization only by offer
The program product of the program code stating method or device realizes.It is to say, such program product also constitutes the present invention,
And storing has the storage medium of such program product also to constitute the present invention.Obviously, this storage medium can be any known
Storage medium or any storage medium of being developed in the future.
It should be noted that, in the claims, word " comprises " or " including " is not precluded from existing and does not arranges in the claims
Element or assembly.Article "a" or "an" before being positioned at element or assembly is also not precluded from there is multiple such element
Or the situation of assembly.
Furthermore, it should also be noted that the language used in this specification primarily to the readable and purpose of teaching and select
That select rather than select to explain or limit subject of the present invention.Therefore, without departing from appended claims
In the case of scope and spirit, many modifications and changes are all apparent for those skilled in the art
's.About the scope of the present invention, the description done in description is all illustrative and not restrictive, the scope of the present invention
It is defined by the appended claims.
Claims (21)
1. a method of network payment, the first network node in the network of the network node composition of multiple equities, including:
Described first network node one or more second network nodes in described network send service request；
Described first network node receives described second network node and to the confirmation message of described service request and generates assets and turn
Move record；
Described first network node participates in the whole network common recognition checking of the described network of described assets transfer record；And
Described first network joint will write described net by the described assets transfer record after the whole network common recognition checking of described network
In the block chain of network.
2. the method for claim 1, also includes:
Described first network node is registered in described network, the online network node note to described first network node
Volume information is audited, and audits and obtains PKI and private key and unique body in described network by rear described first network node
Part mark.
3. method as claimed in claim 2, wherein, described assets transfer record includes assets transfer record identification, and assets turn
Divide a word with a hyphen at the end of a line for block chain uniquely identify；
Described method also includes: described first network node is inquired about described in block chain according to described assets transfer record identification
The described assets transfer record of one or more other network nodes in network.
4. method as claimed in claim 2, wherein, described assets transfer record also includes:
Assets transfer type, represents the Asset Type of this assets transfer behavior；
Assets transfer quantity, represents the quantity of every kind of Asset Type in this assets transfer behavior；
Initiator's ID, represents the identity of first network node；
Purpose ID, represents the identity of the second network node；
Initiate user's signature, represent the signature of first network node, be used for reviewing record generator；
Initiating user sources of the assets, expression first network node carries out sources of the assets record during this assets transfer；
Authorizing and access node listing, authorizing and accessing node listing is the node identities identity column allowing to access this assets transfer record
Table；And
Authorizing and access coalition signature, authorizing and accessing coalition signature is that the PKI authorizing the node accessed in node listing carries out many
Heavily sign；
Described method also includes: described first network node receives the described assets that other network nodes of described network are sent
Transfer record identification, moves record identification inquiry relevant historical transfer record according to described assets and punishes responsible party's network node
Penalize.
5. the method for claim 1, also includes:
Described first network node generates assets transfer scheme script, and wherein, described assets transfer scheme script includes: assets turn
Shifting scheme script identifies, and described assets transfer scheme script mark represents that described assets transfer scheme script is in the district of described network
Unique mark in block chain；
Trigger condition, described trigger condition is the condition triggering and generating described assets transfer record；
Scheme participates in object, and the described trigger condition that described scheme participates in liking the triggering described assets transfer record of generation judges
Object；And
Participating in Obj State and gather information, it is that described first network node is to described scheme that described participation Obj State gathers information
The state participating in object is periodically acquired the information of acquisition；
Described first network node participates in the whole network common recognition checking of described assets transfer scheme script；
Described first network joint will write described net by the assets transfer scheme script after the whole network common recognition checking of described network
In the block chain of network；And
When described participation Obj State collection information meets trigger condition, described first network node generates described assets transfer
Record.
6. a network payment device, described device first network joint in the network of the network node composition of multiple equities
Point, including:
Sending module, is configured to described first network node one or more described second network nodes in described network and sends out
Take business request；
Record generation module, is configured to described first network node and receives second network node confirmation message to service request
And generate assets transfer record；
Common recognition module, is configured to the whole network common recognition that described first network node participates in the described network of described assets transfer record
Checking；And
Writing module, is configured to described first network node by by the assets transfer after the whole network common recognition checking of described network
Record writes in the block chain of described network.
7. device as claimed in claim 6, also includes:
Registering modules, is configured to described first network node and registers in described network, and online network node is to institute
The log-on message stating first network node is audited, audit by rear described first network node obtain PKI and private key and
Unique identity in described network.
8. device as claimed in claim 7, wherein, described assets transfer record includes assets transfer record identification, and assets turn
Divide a word with a hyphen at the end of a line for block chain uniquely identify；
Described device also includes: enquiry module, is configured to described first network node according to described assets transfer record identification
The described assets transfer record of one or more other network nodes in described network is inquired about in block chain.
9. device as claimed in claim 8,
Wherein, described assets transfer record also includes:
Assets transfer type, represents the Asset Type of this assets transfer behavior；
Assets transfer quantity, represents the quantity of every kind of Asset Type in this assets transfer behavior；
Initiator's ID, represents the identity of first network node；
Purpose ID, represents the identity of the second network node；
Initiate user's signature, represent the signature of first network node, be used for reviewing record generator；
Initiating user sources of the assets, expression first network node carries out sources of the assets record during this assets transfer；
Authorizing and access node listing, authorizing and accessing node listing is the node identities identity column allowing to access this assets transfer record
Table；And
Authorizing and access coalition signature, authorizing and accessing coalition signature is that the PKI authorizing the node accessed in node listing carries out many
Heavily sign；
Described device also includes: punishment module, is configured to described first network node and receives the institute that other network nodes are sent
State assets transfer record identification, move record identification inquiry relevant historical transfer record according to described assets, responsible party's network is saved
Point is punished.
10. device as claimed in claim 8, also includes:
Schemes generation module, is configured to described first network node and generates assets transfer scheme script, and wherein, described assets turn
Shifting scheme script includes:
Assets transfer scheme script identifies, and described assets transfer scheme script mark represents that described assets transfer scheme script is in institute
State the unique mark in the block chain of network；
Trigger condition, described trigger condition is the condition triggering and generating assets transfer record；
Scheme participates in object, and the described trigger condition that described scheme participates in liking the triggering described assets transfer record of generation judges
Object；And
Participating in Obj State and gather information, it is that described first network node is to described scheme that described participation Obj State gathers information
The state participating in object is periodically acquired the information of acquisition；
Common recognition submodule, is configured to described first network node and participates in described network complete of described assets transfer scheme script
Net common recognition checking；
Write submodule, being configured to described first network joint will be write by the assets transfer scheme script after the whole network common recognition checking
Enter in the block chain of described network；And
Record generates submodule, is configured as described participation Obj State and gathers information when meeting trigger condition, and described first
Network node generates described assets transfer record.
11. 1 kinds of method of network payment, the second network node in the network of the network node composition of multiple equities, bag
Include:
Described second network node receives the service request that described in described network, first network node sends；
Described service request is confirmed and sends service request to described first network node by described second network node
Confirm message；And
Described second network node participates in the whole network common recognition checking of the described network of described assets transfer record.
12. methods as claimed in claim 11, also include:
Described second network node is registered in described network, the online network node note to described second network node
Volume information is audited, and audits and obtains PKI and private key and unique body in described network by rear described second network node
Part mark.
13. methods as claimed in claim 12, wherein, described assets transfer record includes:
Assets transfer record identification, the block chain of assets transfer behavior uniquely identifies；
Described method also includes: described second network node according to described assets transfer record identification at the block chain of described network
The described assets transfer record of one or more other network nodes in the described network of middle inquiry.
14. methods as claimed in claim 12, wherein, described assets transfer record also includes:
Assets transfer type, represents the Asset Type of this assets transfer behavior；
Assets transfer quantity, represents the quantity of every kind of Asset Type in this assets transfer behavior；
Initiator's ID, represents the identity of first network node；
Purpose ID, represents the identity of the second network node；
Initiate user's signature, represent the signature of first network node, be used for reviewing record generator；
Initiating user sources of the assets, expression first network node carries out sources of the assets record during this assets transfer；
Authorizing and access node listing, authorizing and accessing node listing is the node identities identity column allowing to access this assets transfer record
Table；And
Authorizing and access coalition signature, authorizing and accessing coalition signature is that the PKI authorizing the node accessed in node listing carries out many
Heavily sign；
Described method also includes: described second network node receives the described assets transfer record mark that other network nodes are sent
Know, move record identification inquiry relevant historical transfer record according to described assets and responsible party's network node is punished.
15. 1 kinds of network payment devices, the described device the second network in the network of the network node composition of multiple equities
Node, including:
Receiver module, is configured to described second network node and receives the service that described in described network, first network node sends
Request；
Confirm module, be configured to described second network node and described service request confirmed and saves to described first network
Point sends the confirmation message of described service request；And
Common recognition module, is configured to the whole network common recognition that described second network node participates in the described network of described assets transfer record
Checking.
16. devices as claimed in claim 15, also include:
Registering modules, is configured to described second network node and registers in described network, and online network node is to institute
The log-on message stating the second network node is audited, audit by rear described second network node obtain PKI and private key and
Unique identity in described network.
17. devices as claimed in claim 16, wherein, described assets transfer record includes assets transfer record identification, assets
The block chain of displacement behavior uniquely identifies；
Described device also includes: enquiry module, is configured to described second network node according to described assets transfer record identification
The described assets transfer record of other network nodes of one or more is inquired about in the block chain of described network.
18. devices as claimed in claim 17,
Wherein, described assets transfer record also includes:
Assets transfer type, represents the Asset Type of this assets transfer behavior；
Assets transfer quantity, represents the quantity of every kind of Asset Type in this assets transfer behavior；
Initiator's ID, represents the identity of first network node；
Purpose ID, represents the identity of the second network node；
Initiate user's signature, represent the signature of first network node, be used for reviewing record generator；
Initiating user sources of the assets, expression first network node carries out sources of the assets record during this assets transfer；
Authorizing and access node listing, authorizing and accessing node listing is the node identities identity column allowing to access this assets transfer record
Table；And
Authorizing and access coalition signature, authorizing and accessing coalition signature is that the PKI authorizing the node accessed in node listing carries out many
Heavily sign；
Described device also includes: punishment module, is configured to described second network node and receives other networks joint of described network
The described assets transfer record identification that point is sent, moves record identification inquiry relevant historical transfer record to responsibility according to described assets
Side's network node is punished.
19. 1 kinds of method of network payment, in the network of the network node composition of multiple equities, including:
Described first network node one or more second network nodes in described network send service request；
The one or more second network node receives the described service that described in described network, first network node sends and asks
Ask；
Described service request is confirmed and sends described service to described first network node by described second network node please
The confirmation message asked；
Described first network node receives the second network node and to the described confirmation message of described service request and generates assets and turn
Move record；
Described first network node and the second network node participate in described assets transfer record and test in the whole network common recognition of described network
Card；And
Described first network node will be known together described in the described assets transfer record write after checking by the whole network of described network
In the block chain of network.
20. 1 kinds of network payment devices, in the network of the network node composition of multiple equities, including:
Sending module, is configured to described first network node one or more second network nodes in described network and sends clothes
Business request；
Receiver module, is configured to the described first network joint that the one or more second network node receives in described network
The service request that point sends；
Confirm module, be configured to the second network node and described service request confirmed and sends clothes to first network node
The confirmation message of business request；
Record generation module, is configured to described first network node and receives the confirmation to service request of described second network node
Message also generates assets transfer record；
Common recognition module, is configured to described first network node and the second network node participates in described assets transfer record described
The whole network common recognition checking of network；And
Writing module, is configured to described first network node by by the described assets after the whole network common recognition checking of described network
Transfer record writes in the block chain of described network.
21. 1 kinds of network payment devices, in the network of the network node composition of multiple equities, including:
Memorizer；
It is coupled to the processor of described memorizer；
Described processor is used for performing following steps, including: described first network node in described network one or more
Two network nodes send service request；Described first network node receives described second network node to described service request really
Recognize message and generate assets transfer record；Described first network node participates in described assets transfer record the whole network at described network
Common recognition checking；And described first network joint will be write by the whole network of described network described assets transfer record after checking of knowing together
Enter in the block chain of described network；
Display；
Communication interface；
I/O interface；And
Communication bus, for transmitting information between described processor, memorizer, display, communication interface, I/O interface.
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|---|---|---|---|
| CN201610704413.7A CN106327173A (en) | 2016-08-22 | 2016-08-22 | Network payment method and network payment device |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610704413.7A CN106327173A (en) | 2016-08-22 | 2016-08-22 | Network payment method and network payment device |
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