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CN106097086A - Data processing method, device and the system transferred accounts for enterprise - Google Patents

Data processing method, device and the system transferred accounts for enterprise Download PDF

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Publication number
CN106097086A
CN106097086A CN201610395874.0A CN201610395874A CN106097086A CN 106097086 A CN106097086 A CN 106097086A CN 201610395874 A CN201610395874 A CN 201610395874A CN 106097086 A CN106097086 A CN 106097086A
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China
Prior art keywords
transfer request
core system
general transfer
request
account
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CN201610395874.0A
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Chinese (zh)
Inventor
邓华伟
刘海
邵培兴
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China Construction Bank Corp
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China Construction Bank Corp
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Priority to CN201610395874.0A priority Critical patent/CN106097086A/en
Publication of CN106097086A publication Critical patent/CN106097086A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Present invention provide for data processing method, device and system that enterprise transfers accounts.The method includes: receive the transaction request of one or more channel association;Extracting the key element of described transaction request, the key element of extraction is encapsulated as general transfer request, wherein, described key element includes: beneficiary account, beneficiary title, paying party account, paying party title and transfer amounts;The core system that described general transfer request sends extremely process transferred account service carries out process of transferring accounts;Receive the result to described general transfer request that described core system returns.In accordance with the invention it is possible to reduce the redundant code processed of transferring accounts, reduce the cost of upgrade maintenance.

Description

Data processing method, device and the system transferred accounts for enterprise
Technical field
The present invention relates to data processing field, specifically for, relate to a kind of data process side transferred accounts for enterprise Method, device and system.
Background technology
For in the cash management system of enterprise, include at present such as paying the bill, collect money, cash liquidity management etc Several functions, is directed to, in these functions, function of transferring accounts.In existing cash management system, (what such as, Construction Bank provided shows Gold management system) in, it is typically all each channel all its respective transaction request and is sent in cash management system corresponding son In system, these subsystems the core system that the transaction request that these are different is sent to banking institution respectively is carried out accordingly Process.In such processing scheme, it is required for developing different processing modules, by this in the subsystems of cash management Money transfer transactions is processed by a little processing modules respectively, significantly increases the redundant code of cash management system, and works as core During system upgrade, need the module of subsystems is upgraded so that the maintenance cost of subsystem increases.
Summary of the invention
For solving above-mentioned technical problem, present invention provide for data processing method, device and system that enterprise transfers accounts, The easy code processed of transferring accounts can be reduced, reduce upgrade maintenance cost.Its transaction extracting the association of one or more channels please These key elements are encapsulated as general transfer request by the key element in asking, by the general transfer request after encapsulation and core Feeling concerned about system to interact, being processed the transaction relating to transferring accounts in the subsystem of multiple support channels association by general transfer request please Ask, thus the easy code for process of transferring accounts of the subsystem associated with channel can be reduced, be also beneficial to reduce core system Follow-up maintenance cost after upgrading.
First aspect according to embodiment of the present invention, it is provided that a kind of data processing method transferred accounts for enterprise, should Method includes: receive the transaction request of one or more channel association;Extract the key element of described transaction request, by extract Key element is encapsulated as general transfer request, and wherein, described key element includes: beneficiary account, beneficiary title, paying party Account, paying party title and transfer amounts;The core system that described general transfer request sends extremely process transferred account service is carried out Transfer accounts process;Receive the result of the described general transfer request that described core system returns.
Second aspect according to embodiment of the present invention, it is provided that a kind of data processing equipment transferred accounts for enterprise, should Device includes: receiver module, for receiving the transaction request of one or more channel association;Package module, is used for extracting described The key element of transaction request, is encapsulated as general transfer request by the key element of extraction, and wherein, described key element includes: Beneficiary account, beneficiary title, paying party account, paying party title and transfer amounts;Interactive module, for by described general Transfer request sends the core system of extremely process transferred account service and carries out process of transferring accounts, and receives the right of described core system return The result of described general transfer request.
The third aspect according to embodiment of the present invention, it is provided that a kind of data handling system transferred accounts for enterprise, should System can include the above-mentioned data processing equipment transferred accounts for enterprise and core system.
Data processing method, device and the system transferred accounts for enterprise that embodiment of the present invention provides, it extracts one Or the key element in the transaction request of multiple support channels association, these key elements are encapsulated as general transfer request, by envelope General transfer request after dress interacts with core system, is processed the subsystem of multiple support channels association by general transfer request In the transaction request relating to transferring accounts, thus can reduce the subsystem that associates with channel for the easy code processed of transferring accounts, It is also beneficial to the follow-up maintenance cost after reducing core system upgrading.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet of the data processing method transferred accounts for enterprise according to one embodiment of the present invention;
Fig. 2 is the configuration diagram transferred accounts for enterprise according to one embodiment of the present invention;
Fig. 3 is the processing method schematic diagram transferred accounts for enterprise according to one embodiment of the present invention;
Fig. 4 is the configuration diagram that existing enterprise transfers accounts;
Fig. 5 is the structural representation of the data processing equipment transferred accounts for enterprise according to one embodiment of the present invention;
Fig. 6 is the structural representation of the data handling system transferred accounts for enterprise according to one embodiment of the present invention.
Detailed description of the invention
It is described in detail to various aspects of the present invention below in conjunction with the drawings and specific embodiments.Wherein, many institute's weeks Module, unit and the connection each other thereof known, link, communicate or operate and be shown without or do not elaborate.Further, institute The feature, framework or the function that describe can combine in one or more embodiments by any way.People in the art Member should be appreciated that following various embodiments are served only for illustrating, not for limiting the scope of the invention.Also may be used With easy to understand, module in each embodiment described herein and shown in the drawings or unit or processing mode can by various not It is combined with configuration and designs.
The data processing method transferred accounts for enterprise that embodiment of the present invention provides, can be used for enterprise's cash management In system, such as, enterprise's cash management system (Cash Management System is called for short CMS) of Construction Bank.This system Can be to enterprise's managerial service of cash call of various different scales, such as, it may include but it is not limited to gathering business, payment Business, bill operation etc..
The data processing method transferred accounts for enterprise of the present invention is described below in conjunction with the accompanying drawings.
Fig. 1 is the schematic flow sheet of the data processing method transferred accounts for enterprise according to one embodiment of the present invention; Fig. 2 is the configuration diagram transferred accounts for enterprise according to one embodiment of the present invention;Fig. 3 is to implement according to one of the present invention The processing method schematic diagram transferred accounts for enterprise of mode.
As it is shown in figure 1, the data processing method transferred accounts for enterprise of the present invention comprises the steps that step S11, step S12, step Rapid S13 and step S13, wherein, step S11 relates to and the data interaction of subsystems, S13 and S14 in cash management system Relate to the data interaction of core system with banking institution.Below each step is specifically described.
Step S11, receives the transaction request of one or more channel association.In cash management system, subsystems Can associate with corresponding channel, such as, a corresponding subsystem of channel, the transaction request of this channel can be by this son System processes.In embodiments of the present invention, channel can include one or more, such as, more than or equal to two.Canal The transaction request of road association refers to the transaction request from the corresponding subsystem associated to channel, such as, as shown in Figure 2, comes Transaction request from subsystem A, B and N.Transaction request can include payment request, transfer request etc..
Step S12, extracts the key element of described transaction request, and the key element of extraction is encapsulated as general transferring accounts please Asking, wherein, described key element comprises the steps that beneficiary account, beneficiary title, paying party account, paying party title and transfers accounts The amount of money etc..Such as, transaction request can be resolved according to agreement, obtain key element therein.Some realities in the present invention Executing in mode, the key element of the transaction request extracted may also include that channel type mark, lands mark, paying party client Numbering, transfer request submission time, transfer request submission date and paying party nature of account etc..By extract from transaction request The key element of transaction request is encapsulated as general transfer request, it is for instance possible to use be applicable to HTML (Hypertext Markup Language) (Hyper Text Transfer Protocol, HTTP) request form.
The data processing method of the present invention may also include that the transmitting side marking extracting transaction request (such as, can be used for identifying This transaction request is from the mark of which subsystem), and this transmitting side marking is saved in transaction request described in local file Flowing water table.(such as, local file may also include the above-mentioned key element of this transaction request in the flowing water table of this transaction request Beneficiary account, beneficiary title, paying party account, paying party title, transfer amounts, channel type mark, land mark, pair Money side's customer number, transfer request submission time, transfer request submission date and paying party nature of account etc.) and this transaction please The transaction related informations such as the process state asked.
Step S13, carries out, by the core system that the general transfer request after encapsulation sends extremely process transferred account service, the place that transfers accounts Reason, for example, it is possible to be transmitted based on http protocol, it would however also be possible to employ other are suitable to carry out its of data communication with core system His agreement.Core system carries out, according to the information of general transfer request, process of transferring accounts, and produces corresponding trading processing result, example As, transfer accounts successfully or transfer accounts unsuccessfully.
Step S14, receives the result of the described general transfer request that described core system returns.In the present invention one In a little embodiments, owing to the communication connection with core system is unsuccessful (such as, due to network problem or hardware connectivity problem Deng), then the result of the described general transfer request that core system returns is uncertain result.In the present invention other one In a little embodiments, the communication connection success with core system, the process to this general transfer request that core system returns is tied Fruit be the trading processing result to this general transfer request, this trading processing result is for determining result, it may include transfer accounts successfully or Transfer accounts unsuccessfully.
The data processing method transferred accounts for enterprise of the present invention may also include that the described result of reception according to institute The described transmitting side marking information in flowing water table of stating returns to the sender of described transaction request.Wherein, the process knot received Fruit may include determining whether result (success or failure of such as, transferring accounts) and uncertain result.For the result received, the present invention Method may also include that the result received is tagged in the flowing water table of this transaction request in local file, convenient after Continue and the transaction being labeled as uncertain result is carried out reconciliation process.
The data processing method transferred accounts for enterprise of the present invention, by the pass of the transaction request that one or more channels associate Key key element is extracted, and is encapsulated as general transfer request and carries out data interaction with core system, relates to, with existing, process of transferring accounts Transaction request processing scheme compare, it is possible to substantially reduce the redundant code processed of transferring accounts in subsystems, and at core During heart system upgrade, it is not necessary to subsystems is upgraded respectively, reduce the maintenance cost of system.
In certain embodiments of the present invention, the data processing method transferred accounts for enterprise of the present invention also includes: Described general transfer request was sent before described core system, it is judged that the channel type mark of described general transfer request is No is the first mark (such as, letter, numeral and combination etc.), the most then by described general transfer request according to the first transaction Process path to send to described core system, for example, it is possible to by general transfer request is sent to predetermined branch, lead to the most again Cross processing system of this predetermined branch to be sent to the trading processing path of core system and process.If it is not, it is to say, channel Type identification is not this first mark, then described general transfer request sent to described core according to the second trading processing path System, wherein, the second trading processing path is different from the first trading processing path.
In certain embodiments of the present invention, general transfer request is sent to core according to the second trading processing path System comprises the steps that whether the mark that lands judging described general transfer request is the second mark (such as, letter, numeral and group thereof Close), the most described general transfer request is carried out landing sending to described core system after process, for example, it is possible to will be logical It is sent to the outlet specified by transfer request, corresponding staff carries out landing process, then re-send to core System processes, wherein, of the present invention land process can be with reference and relevant work personnel are manually-operated processed Journey;Send to described core system after process if it is not, then described general transfer request to be carried out non-landing, wherein, non-place of landing Reason can refer to be not related to manually-operated processing procedure.In the implementation process of the present invention, non-landing in process comprises the steps that row turns Account and inter-bank are transferred accounts process.Process of transferring accounts in row is comprised the steps that and 1. determines whether debit card, when paying party is debit card, Beneficiary is required to be one of following: debit card, card, current, internal account, if it is not, then return abnormal, beneficiary is debit card, But paying party is not debit card, return abnormal;2. it is a family leads to when receipts, a pair side, and primary account number is equal, carries out a family logical interior Turn;When 3. judging Sorry, your ticket has not enough value charge method code non-NULL, carry out agency's payment;Payment is for private, and beneficiary is to public account, Agency's payment, return of otherwise dishing out;4. paying party is to public account, calls the corresponding code that processes and processes;5. in paying party Portion's account, beneficiary, to public account, calls the corresponding code that processes and processes;6. paying party is internal account, and beneficiary is Internal account, calls the corresponding code that processes and processes;7. paying party is internal account, and beneficiary is loan family, calls phase The process code answered processes.Inter-bank process of transferring accounts is comprised the steps that and judges bank settlement Direction code, calls corresponding during gathering Process code process, call the corresponding code that processes during payment and process;May also include that Unionpay's inter-bank is withheld, canal When road type is " CES ", call corresponding process code carry out processing (withhold and refer to that billing unit obtains after holder authorizes, Entrust Unionpay deduct from the bank card account of holder charge fund form of service, as withhold water rate, the electricity charge, communication expense, Insurance etc.).
Below as a example by Fig. 3, a kind of flow chart of data processing transferred accounts for enterprise of the present invention is described.
The single main flow processed of transferring accounts can include that anticipated stream treatment, logical process, stateful transaction process and update stream Water state processes, and is specifically described each above-mentioned process below.
Anticipated stream treatment can include that anticipated pipelined data prepares and estimates that flowing water enters data base, wherein, it is contemplated that flowing water is accurate Standby can include extracting the key element in the transaction request received, such as, above-mentioned beneficiary account, beneficiary title, pay Money side's account, paying party title, transfer amounts, channel type mark, land mark, paying party customer number, transfer request and carry Friendship time, transfer request submission date and paying party nature of account etc..Anticipated flowing water enters the friendship that data base can include being extracted Easily the key element of request is saved in the flowing water table of this transaction request in local file.
Logical process mainly comprises the steps that judgement channel type, is designated the first mark if channel type, then under carrying out Branch processes, and such as, general transfer request is sent to predetermined branch and processes.If channel type mark is not first Mark, then determine whether to land mark, is masked as 0 if landing, then carry out non-landing process, be masked as 1 if landing, then carry out Land process.The mark that lands can also indicate for other.
Stateful transaction processes mainly can include stateful transaction handling process, specifically can include with core system mutual place Reason etc., stateful transaction (such as, success or failure) that acquired stateful transaction may include determining whether and uncertain stateful transaction (such as, owing to being connected nondeterministic statement that is unsuccessful and that cause with the communication of core system).
Update flowing water table status mainly can include the stateful transaction of the flowing water table of this transaction request in data base is carried out more Newly, such as, the stateful transaction (such as, determine or nondeterministic statement) that core system returns is updated in flowing water table.
The data processing method transferred accounts for enterprise of the present invention is described above in conjunction with drawings and Examples, below will knot Close accompanying drawing and describe the data processing equipment for enterprise transferred accounts corresponding with said method and system.
Fig. 5 is the structural representation of the data processing equipment transferred accounts for enterprise according to one embodiment of the present invention; Fig. 6 is the structural representation of the data handling system transferred accounts for enterprise according to one embodiment of the present invention.
As it is shown in figure 5, the data processing equipment transferred accounts for enterprise of the present invention can include receiver module 51, package module 52 and interactive module 53, these modules mutually can be called with other functional modules in enterprise cash management system, it is possible to The core system of banking institution interacts.The data processing state of the present invention can be as the one of enterprise's cash management system Point, it is connected with the subsystems with channel association in cash management system.In a preferred embodiment, permissible Be made as the form of jar bag, it is provided that calling interface, relate to transferring accounts in transaction request process time, at calling interface Reason.
Below modules is specifically described.
Receiver module 51 can receive the transaction request of one or more channel association.In cash management system, each height System can associate with corresponding channel, and such as, a corresponding subsystem of channel, the transaction request of this channel can be passed through This subsystem processes.In embodiments of the present invention, channel can include one or more, such as, more than or equal to two Individual.The transaction request of channel association refers to the transaction request from the corresponding subsystem associated to channel, such as, as shown in Figure 2 , from the transaction request of subsystem A, B and N.Transaction request can include payment request, transfer request etc..
Package module 52 can extract the key element of described transaction request, and the key element of extraction is encapsulated as general transferring accounts Request, wherein, described key element comprises the steps that beneficiary account, beneficiary title, paying party account, paying party title and turns The account amount of money etc..Such as, transaction request can be resolved according to agreement, obtain key element therein.In some of the present invention In embodiment, the key element of the transaction request extracted may also include that channel type mark, to land mark, paying party objective Family numbering, transfer request submission time, transfer request submission date and paying party nature of account etc..To extract from transaction request The key element of transaction request be encapsulated as general transfer request, it is for instance possible to use be applicable to HTML (Hypertext Markup Language) please Seek form.
Package module 52 also can extract transaction request transmitting side marking (such as, can be used for identifying this transaction request from The mark of which subsystem), and this transmitting side marking is saved in the flowing water table of transaction request described in local file.Local literary composition Part may also include in the flowing water table of this transaction request above-mentioned key element (such as, beneficiary account, the gathering of this transaction request Party name, paying party account, paying party title, transfer amounts, channel type mark, land mark, paying party customer number, turn Account request submission time, transfer request submission date and paying party nature of account etc.) and the process state etc. of this transaction request Transaction related information.
General transfer request after encapsulation can be sent and carry out turning to the core system processing transferred account service by interactive module 53 Account processes, for example, it is possible to be transmitted based on http protocol, it would however also be possible to employ other are suitable to carry out data communication with core system Other agreements.Core system carries out, according to the information of general transfer request, process of transferring accounts, and produces corresponding trading processing knot Really, such as, transfer accounts successfully or transfer accounts unsuccessfully.
Interactive module 53 also can receive the result of the described general transfer request that described core system returns.At this In some bright embodiments, (such as, connect due to network problem or hardware owing to the communication connection with core system is unsuccessful Problem etc.), then the result of the described general transfer request that core system returns is uncertain result.Another in the present invention In outer embodiments, the communication connection success with core system, the place to this general transfer request that core system returns Reason result is the trading processing result to this general transfer request, and this trading processing result is for determining result, it may include transfer accounts into Merit or transfer accounts unsuccessfully.
The described result received also can be believed by interactive module 53 according to the described transmitting side marking in described flowing water table Breath returns to the sender of described transaction request.Wherein, the result received may include determining whether that result (such as, is transferred accounts into Merit or failure) and uncertain result.The result received also can be tagged in local file this transaction by interactive module 53 In the flowing water table of request, the follow-up transaction to being labeled as uncertain result is facilitated to carry out reconciliation process.
Described general transfer request also can sent before described core system by interactive module 53, it is judged that described general The channel type of transfer request identifies whether to be the first mark (such as, letter, numeral and combination etc.), the most then by described General transfer request sends to described core system according to the first trading processing path, for example, it is possible to by general transferring accounts is asked Asking and be sent to predetermined branch, the trading processing path being sent to core system by this predetermined processing system in lines the most again is entered Row processes.If it is not, it is to say, channel type mark is not this first mark, then by described general transfer request according to second Trading processing path sends to described core system, and wherein, the second trading processing path is different from the first trading processing path.
General transfer request is comprised the steps that judgement according to the second trading processing path transmission to core system by interactive module 53 Whether the mark that lands of described general transfer request is the second mark (such as, alphabetical, digital and combinations thereof etc.), the most then will Described general transfer request carries out landing and sends to described core system, for example, it is possible to general transfer request sent after process To the outlet specified, corresponding staff carry out landing process, then re-send to core system and process, its In, of the present invention land process can be with reference and the manually-operated processing procedure of relevant work personnel;If it is not, then by described General transfer request carries out non-landing and sends to described core system after process, wherein, non-land process and can refer to be not related to people The processing procedure of work operation.In the implementation process of the present invention, non-landing is transferred accounts in process comprises the steps that row and inter-bank is transferred accounts place Reason.Comprising the steps that process of transferring accounts in row and 1. determine whether debit card, when paying party is debit card, beneficiary is required to be following One of: debit card, card, current, internal account, if it is not, then return abnormal, beneficiary is debit card, but paying party is not for knot Calculate card, return abnormal;2. it is a family leads to when receipts, a pair side, and primary account number is equal, carry out logical interior turn an of family;3. remaining sum is judged not During foot charge method code non-NULL, carry out agency's payment;Payment is for private, and beneficiary is to public account, agency's payment, otherwise throws Go out to return;4. paying party is to public account, calls the corresponding code that processes and processes;5. the internal account of paying party, beneficiary pair Public account, calls the corresponding code that processes and processes;6. paying party is internal account, and beneficiary is internal account, calls phase The process code answered processes;7. paying party is internal account, and beneficiary is loan family, calls the corresponding code that processes and carries out Process.Inter-bank process of transferring accounts is comprised the steps that and judges bank settlement Direction code, during gathering, calls corresponding process at code Reason, calls the corresponding code that processes and processes during payment;May also include that Unionpay's inter-bank is withheld, when channel type is " CES ", Call the corresponding code that processes to carry out processing and (withhold and refer to that billing unit obtains after holder authorizes, entrusting Unionpay from holder Bank card account in deduction charge fund form of service, as withheld water rate, the electricity charge, communication expense, insurance etc.).
As shown in Figure 6, the data handling system transferred accounts for enterprise of the present invention can include above-mentioned transferring accounts for enterprise Data processing equipment 61 and core system 62, wherein, the data processing equipment transferred accounts for enterprise can be above-mentioned each One or a combination set of device embodiments, does not repeats them here;Core system, could be for processing the system of transferred account service, For example, it is possible to banking institution processes the core system of transaction business.
Through the above description of the embodiments, those skilled in the art is it can be understood that can be by the present invention The mode of software combined with hardware platform realizes.Based on such understanding, background technology is made tribute by technical scheme That offers can embody with the form of software product in whole or in part, and this computer software product can be stored in storage and be situated between In matter, such as ROM/RAM, magnetic disc, CD etc., instruct with so that a computer equipment (can be individual calculus including some Machine, server, smart mobile phone or the network equipment etc.) perform described in some part of each embodiment of the present invention or embodiment Method.
The term used in description of the invention and wording, just to illustrating, are not intended to constitute restriction.Ability Field technique personnel should be appreciated that on the premise of the ultimate principle without departing from disclosed embodiment, to above-mentioned embodiment In each details can carry out various change.Therefore, the scope of the present invention is only determined by claim, in the claims, unless Being otherwise noted, all of term should be understood by the broadest rational meaning.

Claims (13)

1. the data processing method transferred accounts for enterprise, it is characterised in that described method includes:
Receive the transaction request of one or more channel association;
Extract the key element of described transaction request, the key element of extraction is encapsulated as general transfer request, wherein, described pass Key key element includes: beneficiary account, beneficiary title, paying party account, paying party title and transfer amounts;
The core system that described general transfer request sends extremely process transferred account service carries out process of transferring accounts;
Receive the result to described general transfer request that described core system returns.
Method the most according to claim 1, it is characterised in that described key element also includes: channel type identifies, lands Mark, paying party customer number, transfer request submission time, transfer request submission date and paying party nature of account.
Method the most according to claim 2, it is characterised in that described method also includes:
Extract the transmitting side marking information of described transaction request, and described transmitting side marking information is saved in local file institute State the flowing water table of transaction request.
Method the most according to claim 3, it is characterised in that described method also includes:
According to the described transmitting side marking information in described flowing water table, the described result received is returned to described transaction please The sender asked.
Method the most according to claim 2, it is characterised in that described method also includes:
Described general transfer request was being sent before described core system, it is judged that the channel type of described general transfer request Identify whether to be the first mark,
The most described general transfer request is sent to described core system according to the first trading processing path,
If it is not, then described general transfer request is sent to described core system according to the second trading processing path.
Method the most according to claim 5, it is characterised in that described by described general transfer request according to the second transaction at Line of reasoning footpath sends extremely described core system and includes:
Whether the mark that lands judging described general transfer request is the second mark,
The most then carry out described general transfer request landing and send to described core system after process;
Send to described core system after process if it is not, then described general transfer request to be carried out non-landing.
7. the data processing equipment transferred accounts for enterprise, it is characterised in that described device includes:
Receiver module, for receiving the transaction request of one or more channel association;
Package module, for extracting the key element of described transaction request, the key element of extraction is encapsulated as general transferring accounts please Asking, wherein, described key element includes: beneficiary account, beneficiary title, paying party account, paying party title and gold of transferring accounts Volume;
Interactive module, carries out, for described general transfer request sends the core system extremely processing transferred account service, process of transferring accounts, And receive the result to described general transfer request that described core system returns.
Device the most according to claim 7, it is characterised in that described key element also includes: channel type identifies, lands Mark, paying party customer number, transfer request submission time, transfer request submission date and paying party nature of account.
Device the most according to claim 8, it is characterised in that described package module, is additionally operable to extract described transaction request Transmitting side marking information, and described transmitting side marking information is saved in the flowing water table of transaction request described in local file.
Device the most according to claim 9, it is characterised in that described interactive module, is additionally operable to the described process that will receive Result returns to the sender of described transaction request according to the described transmitting side marking information in described flowing water table.
11. devices according to claim 8, it is characterised in that described interactive module, are additionally operable to: by described general turn Account request sent before described core system, it is judged that the channel type of described general transfer request identifies whether to be the first mark Know, the most described general transfer request is sent to described core system according to the first trading processing path, if it is not, then will Described general transfer request sends to described core system according to the second trading processing path.
12. devices according to claim 11, it is characterised in that described interactive module by described general transfer request according to Second trading processing path sends to described core system and includes: whether the mark that lands judging described general transfer request is the Two marks, the most then carry out landing sending to described core system after process by described general transfer request;If it is not, then by institute State general transfer request to carry out non-landing and send to described core system after process.
13. 1 kinds of data handling systems transferred accounts for enterprise, it is characterised in that described system includes:
The data processing equipment transferred accounts for enterprise as described in any one in claim 7 to 12, and
Core system, is used for processing transferred account service.
CN201610395874.0A 2016-06-07 2016-06-07 Data processing method, device and the system transferred accounts for enterprise Pending CN106097086A (en)

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CN106855975A (en) * 2016-12-30 2017-06-16 中国建设银行股份有限公司 A kind of method for building up, device and cashing method, the device of channel of collecting money
CN107798610A (en) * 2016-11-15 2018-03-13 平安科技(深圳)有限公司 Insurance payment golden collar takes method and apparatus
CN108009916A (en) * 2017-12-27 2018-05-08 福建省农村信用社联合社 A kind of method and system of the universal payment book keeping operation based on affairs dynamic adjustment
CN108932661A (en) * 2017-05-27 2018-12-04 方正国际软件(北京)有限公司 It is a kind of applied to fund management method and device across account
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CN110910107A (en) * 2019-09-04 2020-03-24 苏州达家迎信息技术有限公司 Transfer processing method, device, equipment and storage medium
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CN107798610A (en) * 2016-11-15 2018-03-13 平安科技(深圳)有限公司 Insurance payment golden collar takes method and apparatus
CN106855975A (en) * 2016-12-30 2017-06-16 中国建设银行股份有限公司 A kind of method for building up, device and cashing method, the device of channel of collecting money
CN108932661A (en) * 2017-05-27 2018-12-04 方正国际软件(北京)有限公司 It is a kind of applied to fund management method and device across account
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CN108009916A (en) * 2017-12-27 2018-05-08 福建省农村信用社联合社 A kind of method and system of the universal payment book keeping operation based on affairs dynamic adjustment
CN109144970A (en) * 2018-08-23 2019-01-04 中国建设银行股份有限公司 Pipelined data processing method and system
WO2020088175A1 (en) * 2018-10-30 2020-05-07 中国银联股份有限公司 Transaction method and device for business account
CN110910107A (en) * 2019-09-04 2020-03-24 苏州达家迎信息技术有限公司 Transfer processing method, device, equipment and storage medium

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