Financial services
Onboarding for digital banks
Scale your growth without introducing fraud and compliance risk. The Real Identity Platform is an end-to-end identity verification platform that enables frictionless onboarding, regulatory compliance, and fraud detection.
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Industry challenges
High growth shouldn’t mean high risk
It’s tough to keep a user-experience edge in banking. Digital transformation has swept the industry — which means best-in-class digital experiences are table stakes, especially at onboarding. But at the same time, KYC and compliance are non-negotiable, and identity fraud is getting smarter. You need a scalable way to know your customer in seconds, without relying on manual processes.
Secure your growth with automated KYC
Scale compliance programs
Meet a range of regulatory requirements in a single automated platform.
UX excellence
Maximize onboarding conversion with intuitive identity verification.
Stop advanced fraud
Prevent fraudulent onboarding with a multi-layered approach to identity.
Create efficient processes
Optimize your onboarding processes with AI-powered automation.
How can Onfido help?
Onfido Studio
Document Verification
Biometric Verification
Known Faces
Repeat Attempts
Proof of Address
Watchlist
Smart Capture SDKs
Onfido Studio
Orchestrate identity verification workflows in a no-code interface. Build, measure, and deploy journeys matched to the unique requirements of your bank — combining a mix of document and biometric verification, trusted data sources, and passive fraud detection signals.
Document Verification
Have confidence in your customer’s identity by verifying a photo ID. Powered by Atlas™ AI, our Onfido document verification is fair, accurate, and delivers results in seconds.
Biometric Verification
Build on document verification by connecting that ID to a real person. Onfido Motion adds another fully automated layer of fraud protection, with a seamless UX.
Known Faces
Check if the same face has already been used to create an account — with no additional friction. Known Faces checks for repeat faces within the past year — identifying bad actors trying to fraudulently create an account as well as users trying to create multiple accounts.
Repeat Attempts
Confidently catch sophisticated document fraud with a real-time comparison to historic onboarded documents to detect repeat ID document usage. Repeat Attempts operates in the background and requires no additional action from your users — strengthening security without adding friction.
Proof of Address
Verify a user’s address to meet KYC onboarding requirements. Onfido’s automated Proof of Address verification makes it easy for your customers to submit a document during the sign up workflow.
Watchlist
Validate applicant data against sanctions, PEPs and adverse media to meet KYC and AML requirements.
Smart Capture SDKs
Integrate best-in-class capture experiences on mobile and desktop. Our Smart Capture SDKs are built with user experience and security in mind with features like real-time blur and glare detection, multi-frame image capture, and WCAG AA accessibility features.
Built around privacy and security
SOC 2 Type II compliance
Strong safeguarding protocols keep customer data safe.
Certified to ISO 27001
Under certificate number IS 660122.
ICO Regulatory Sandbox partner
We defined our approach to algorithmic bias and data processing with the ICO.
GDPR compliance
Hundreds of businesses stay GDPR compliant when using our solutions.
Onfido have really aligned with our priorities, working with us to achieve our desired delivery by rapidly responding and iterating on their offering. Direct contact between our engineering teams has fostered a mutually beneficial partnership – identifying problems early, collaborating on solutions and improving the overall integration.
Lewis Tuff, Lead Platform Engineer, Revolut
Read the Revolut case studyOnfido set the gold standard in terms of client onboarding. Acting as a true partner, we felt supported with best practices and knowledge-sharing. As part of our ongoing efforts to improve conversion and customer experience, Onfido has collaborated closely with us to optimize our performance. Whether it’s their developers or UX Design experts, they have been open and accessible.
Peter Lu Credit & Lending Product Lead, KOHO
Read the Koho case studyWhat really makes Onfido stand out is that their solution works quickly and efficiently across all our markets.
Djoeri Timesen, Chief Product Office, bunq
Read the bunq case studyOnfido is helping us provide our customers with the fastest and most secure onboarding experience.
Massimo Andrenacci, Product Manager, Hype
Read the HYPE case study
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Ready to get started?
Our identity experts are available to talk through your requirements, answer questions, and set up a demo.
