Clase No. 1 Finanzas

Apalancamiento financiero
Utilización de deuda para generar mayor rentabilidad

A B
Activos 5,000 5,000
Pasivos 1,000 4,300
Patrimonio 4,000 700
Solvencia 80% 14%
Nivel End. 20% 86%
Ingresos 3,000 3,000 1,800.00 1,800.00

- Costo y Gastos 2,000 2,000 1,200.00 1,200.00
= UAII 1,000 1,000 600.00 600.00
CF 12% Inc. 15% 120 516 150 645
= UAI 880 484 450.00 -45.00
- Impuestos 36,25% 319 175 163.125 -16
= Util. Neta 561 309 286.88 -29
ROS 19% 10% 15.9% -1.6%
ROE 14% 44% 7.2% -4%
Política Días Días

Crédito 90 30 Gestión de Capital de Trabajo
Pagos 30 120 Ciclo del negocio o Ciclo del ef
Cuentas x Cobrar 750 250
Cuentas X Pagar 167 667
Flujo de efectivo A B
Ingresos efectivo 2,250 2,750
- Pagos en efectivo 1,833 1,333
- Pago Intereses 120 516
- Pago Impuestos 319 175
= Flujo de efectivo oper -22 725
112.2 61.71
-135 664
Nivel de efectivo
Días de crédito 30
+ Abastecimiento de materia prima 120
+ Periodo de producción 5
+ Inventario productos terminados 30
- Días cuentas por pagar 90
95 días
% de ventas
Apalancamiento operativo
Utilización de los costos fijos para generar una mayor rentabilidad
Conservadora Arriesgada Disminución -25%
A B A B
Ventas 5,000 5,000 3,750 3,750
- Costos variables 3,500 1,250 2,625 938
= Margen de contribución 1,500 3,750 1,125 2,813
- Costos fijos 850 3,100 850 3,100
= UAI 650 650 275 -288
7% -8%
50% Captaciones público 6% 3.00%

50% Préstamos Fondeo 8% 4.00%
Tasa pasiva 7.00%
Tasa activa 15%

Margen intermediación 8.00%
114%
estión de Capital de Trabajo
iclo del negocio o Ciclo del efectivo
Elementos Cálculo Financiero
Tasa Rate (términos nominales y anuales) transformación al periodo o No. Pagos

Nper Nper Número de periodos (años, meses, trimestres, etc)
Pago Pmt anualidad, anticipada o vencida
VA PV
VF FV
Tipo Type anticipada (1) o vencida (0)
Periodo Per Perido específico para el pago de capital o interese

PagoPrin PPMT Valor del capital para determinado periodo
PagoInt IPMT Valor del interese para determinado periodo
VNA NPV Valor actual neto (VAN)

TIR IRR Tasa interna de retorno
1.1 Un bono de deuda paga 10 cupones semestrales de US$ 1.200, si el rendimiento requerido de
un inversionista es del 8,33% anual. ¿Cuál es el precio actual del bono?. Si el rendimiento
disminuye a 7,05% anual. ¿A cuánto asciende el valor del bono el día de hoy?.
Tasa 8.33% nominal- anual Tasa 7.05% nominal- anual

Nper 10 semestres Nper 10 semestres
Pago 1200 Pago 1200
VF VF
Tipo 0 vencida Tipo 0 vencida
VA $9,653.62 VA $9,967.36
Precio Precio
1.1 Usted dispone de un bono cero cupón del tesoro americano, que dentro de 20 años tendrá un
valor nominal de US$ 125.000, el rendimiento actual de este bono es del 3,98% anual. ¿A
cuánto asciende el valor del bono el día de hoy?. Si un inversionista quiere compra este bono
y requiere un rendimiento mínimo del 5,75%. ¿Cuánto debería pagar por este bono el día de
hoy?
Oswaldo Aguirre 57268.23 40860.39
Tasa 3.98% anual Tasa 5.75% anual

Nper 20 años Nper 20 años
Pago 0 Pago 0
VF 125000 VF 125000
Tipo 0 vencida Tipo 0 vencida
VA $57,268.23 VA $40,860.39
1.1 Una empresa ha adquirido unos equipos informáticos por un importe de $ 42,071 y ha
decidido financiar la compra mediante un leasing cuyas características son: financiación
100%, plazo 3 años, valor residual $ 2,071, interés 6.1% anual. Amortización del leasing
mediante términos constantes, anuales y prepagables. El valor residual vence al inicio del
cuarto año ¿Cuál es el importe de las anualidades constantes de esta operación de
leasing?.
15474.26 16418.19
TABLA DE AMORTIZACIÓN
Tasa 6.10% anual Pago PagoPrin
Nper 3 años Periodo Cuota Capital
VA 42071 0
VF -2071 1 14,249.22 14,249.22
Tipo 1 2 14,249.22 12,552.09
3 14,249.22 13,317.76
Pago $-14,249.22 Cuota final 4 2,071.00 1,951.93
1.1 Un proyecto de inversión inmobiliario ofrece a sus socios participaciones en las siguientes
condiciones: Inversión anual de $ 5,000 durante 4 años y reembolso de capital y los intereses
al quinto año por $ 24,000 ¿Cuál es el valor actual neto de estas participaciones a una tasa de
descuento anual del 5.45%? y ¿Cuál es el rendimiento de este proyecto de inversión?
1. Determinar el flujo de efectivo
0 1 -5,000.00
1 2 -5,000.00
2 3 -5,000.00
3 4 -5,000.00
4 5 24,000.00
Tasa descuento 5.45%
VAN $907.74 Valor actual

$860.82 no es correcto
TIR 7.43% rendimiento del proyecto de inversión
1.1 Un seguro de prima única por importe de $125,000 (valor de rescate) devuelve una renta
anual pospagable de $ 12,619 durante 15 años a partir del vencimiento del seguro. ¿Cuál es el
rendimiento anual implícito del seguro?.
Nper 15
VA 125000
Pago -12619
Tasa 5.70% -6.28%

6.70% -5.39%
requerido de
l rendimiento
minal- anual
ños tendrá un
8% anual. ¿A
pra este bono
ono el día de
42,071 y ha
financiación
ón del leasing
ce al inicio del
ión de
PagoInt
Interes Saldo
42,071.00
0.00 27,821.78
1,697.13 15,269.70
931.45 1,951.93
119.07 -0.00
las siguientes
y los intereses
a una tasa de
sión?
una renta
o. ¿Cuál es el
Alternativa 1
Condiciones: Desembolso en efectivo:
Tasa 14.48% nom. anual Monto operación 50,000.00
Nper 36 meses - Solca 1% 500.00
VA 50,000.00 US$ - Desgravame 0.0015 225.00
VF 0 - Cartera 1.25% 625.00
Tipo 0 vencida - Honorarios 2.50% 1,216.25
Tasa efectiva 18.24% Monto a recibir 47,433.75
Tabla de amortización
(Pago) (Pagoprin) (Pagoint) Flujo de
Periodo Cuota Capital Interes Saldo Caja
0 50,000.00 47,433.75
1 1,720.56 1,117.23 603.33 48,882.77 -1,720.56
2 1,720.56 1,130.71 589.85 47,752.06 -1,720.56
3 1,720.56 1,144.35 576.21 46,607.71 -1,720.56
4 1,720.56 1,158.16 562.40 45,449.55 -1,720.56
5 1,720.56 1,172.14 548.42 44,277.41 -1,720.56
6 1,720.56 1,186.28 534.28 43,091.13 -1,720.56
7 1,720.56 1,200.59 519.97 41,890.54 -1,720.56
8 1,720.56 1,215.08 505.48 40,675.45 -1,720.56
9 1,720.56 1,229.74 490.82 39,445.71 -1,720.56
10 1,720.56 1,244.58 475.98 38,201.13 -1,720.56
11 1,720.56 1,259.60 460.96 36,941.53 -1,720.56
12 1,720.56 1,274.80 445.76 35,666.73 -1,720.56
13 1,720.56 1,290.18 430.38 34,376.54 -1,720.56
14 1,720.56 1,305.75 414.81 33,070.79 -1,720.56
15 1,720.56 1,321.51 399.05 31,749.29 -1,720.56
16 1,720.56 1,337.45 383.11 30,411.83 -1,720.56
17 1,720.56 1,353.59 366.97 29,058.24 -1,720.56
18 1,720.56 1,369.93 350.64 27,688.32 -1,720.56
19 1,720.56 1,386.46 334.11 26,301.86 -1,720.56
20 1,720.56 1,403.19 317.38 24,898.67 -1,720.56
21 1,720.56 1,420.12 300.44 23,478.56 -1,720.56
22 1,720.56 1,437.25 283.31 22,041.30 -1,720.56
23 1,720.56 1,454.60 265.97 20,586.71 -1,720.56
24 1,720.56 1,472.15 248.41 19,114.56 -1,720.56
25 1,720.56 1,489.91 230.65 17,624.65 -1,720.56
26 1,720.56 1,507.89 212.67 16,116.76 -1,720.56
27 1,720.56 1,526.09 194.48 14,590.67 -1,720.56
28 1,720.56 1,544.50 176.06 13,046.17 -1,720.56
29 1,720.56 1,563.14 157.42 11,483.03 -1,720.56
30 1,720.56 1,582.00 138.56 9,901.03 -1,720.56
31 1,720.56 1,601.09 119.47 8,299.95 -1,720.56
32 1,720.56 1,620.41 100.15 6,679.54 -1,720.56
33 1,720.56 1,639.96 80.60 5,039.58 -1,720.56
34 1,720.56 1,659.75 60.81 3,379.83 -1,720.56
35 1,720.56 1,679.78 40.78 1,700.05 -1,720.56
36 1,720.56 1,700.05 20.51 0.00 -1,720.56
TIR mensual 1.52%

Tasa efectiva 18.24%
Alternativa 2
Condiciones: Desembolso en efectivo:
Tasa 11.99% nom. anual Monto operación 50,000.00
Nper 36 meses - Solca 1% 500.00
VA 50,000.00 US$ - Desgravame 0.0015 225.00
VF 0 - F. Patrimoni 2.00% 1,000.00
Tipo 0 vencida - Honorarios 2.50% 1,206.88
- Encaje 12% 6,000.00 * Ret. Inicio Dev. Final
Tasa efectiva 20.59% Monto a recibir 41,068.13
Tabla de amortización
(Pago) (Pagoprin) (Pagoint) Flujo de
Periodo Cuota Capital Interes Saldo Caja
0 50,000.00 41,068.13
1 1,660.48 1,160.89 499.58 48,839.11 -1,660.48
2 1,660.48 1,172.49 487.98 47,666.61 -1,660.48
3 1,660.48 1,184.21 476.27 46,482.41 -1,660.48
4 1,660.48 1,196.04 464.44 45,286.37 -1,660.48
5 1,660.48 1,207.99 452.49 44,078.38 -1,660.48
6 1,660.48 1,220.06 440.42 42,858.32 -1,660.48
7 1,660.48 1,232.25 428.23 41,626.06 -1,660.48
8 1,660.48 1,244.56 415.91 40,381.50 -1,660.48
9 1,660.48 1,257.00 403.48 39,124.50 -1,660.48
10 1,660.48 1,269.56 390.92 37,854.95 -1,660.48
11 1,660.48 1,282.24 378.23 36,572.70 -1,660.48
12 1,660.48 1,295.05 365.42 35,277.65 -1,660.48
13 1,660.48 1,307.99 352.48 33,969.65 -1,660.48
14 1,660.48 1,321.06 339.41 32,648.59 -1,660.48
15 1,660.48 1,334.26 326.21 31,314.33 -1,660.48
16 1,660.48 1,347.59 312.88 29,966.73 -1,660.48
17 1,660.48 1,361.06 299.42 28,605.68 -1,660.48
18 1,660.48 1,374.66 285.82 27,231.02 -1,660.48
19 1,660.48 1,388.39 272.08 25,842.62 -1,660.48
20 1,660.48 1,402.27 258.21 24,440.36 -1,660.48
21 1,660.48 1,416.28 244.20 23,024.08 -1,660.48
22 1,660.48 1,430.43 230.05 21,593.65 -1,660.48
23 1,660.48 1,444.72 215.76 20,148.93 -1,660.48
24 1,660.48 1,459.16 201.32 18,689.78 -1,660.48
25 1,660.48 1,473.73 186.74 17,216.04 -1,660.48
26 1,660.48 1,488.46 172.02 15,727.58 -1,660.48
27 1,660.48 1,503.33 157.14 14,224.25 -1,660.48
28 1,660.48 1,518.35 142.12 12,705.90 -1,660.48
29 1,660.48 1,533.52 126.95 11,172.38 -1,660.48
30 1,660.48 1,548.85 111.63 9,623.53 -1,660.48
31 1,660.48 1,564.32 96.16 8,059.21 -1,660.48
32 1,660.48 1,579.95 80.52 6,479.26 -1,660.48
33 1,660.48 1,595.74 64.74 4,883.52 -1,660.48
34 1,660.48 1,611.68 48.79 3,271.84 -1,660.48
35 1,660.48 1,627.79 32.69 1,644.05 -1,660.48
36 1,660.48 1,644.05 16.43 0.00 6,000.00 4,339.52
TIR mensual 1.72%

Alternativa 3
Condiciones: Inversión: Desembolso en efectivo:
Tasa 14.20% nom. Anual Inicial 1% 500.00 Monto operación
Nper 36 meses Aportes mensual 55.50 - Solca
VA 50,000.00 US$ Tasa anual 5.99% - Desgravamen
VF 0 Plazo meses 36 - F. Patrimonial
Tipo 0 vencida - Honorarios
- Inversión Inicial
Tasa efectiva 18.41% Monto a recibir
Tabla de amortización Plan de Inversion

(Pago) (Pagoprin) (Pagoint)
Periodo Cuota Capital Interes Saldo Periodo Aportes
0 50,000.00 0 500.00
1 1,713.74 1,122.08 591.67 48,877.92 1 55.50
2 1,713.74 1,135.35 578.39 47,742.57 2 55.50
3 1,713.74 1,148.79 564.95 46,593.78 3 55.50
4 1,713.74 1,162.38 551.36 45,431.40 4 55.50
5 1,713.74 1,176.14 537.60 44,255.26 5 55.50
6 1,713.74 1,190.06 523.69 43,065.21 6 55.50
7 1,713.74 1,204.14 509.60 41,861.07 7 55.50
8 1,713.74 1,218.39 495.36 40,642.68 8 55.50
9 1,713.74 1,232.80 480.94 39,409.88 9 55.50
10 1,713.74 1,247.39 466.35 38,162.49 10 55.50
11 1,713.74 1,262.15 451.59 36,900.33 11 55.50
12 1,713.74 1,277.09 436.65 35,623.25 12 55.50
13 1,713.74 1,292.20 421.54 34,331.04 13 55.50
14 1,713.74 1,307.49 406.25 33,023.55 14 55.50
15 1,713.74 1,322.96 390.78 31,700.59 15 55.50
16 1,713.74 1,338.62 375.12 30,361.97 16 55.50
17 1,713.74 1,354.46 359.28 29,007.51 17 55.50
18 1,713.74 1,370.49 343.26 27,637.02 18 55.50
19 1,713.74 1,386.70 327.04 26,250.32 19 55.50
20 1,713.74 1,403.11 310.63 24,847.21 20 55.50
21 1,713.74 1,419.72 294.03 23,427.49 21 55.50
22 1,713.74 1,436.52 277.23 21,990.97 22 55.50
23 1,713.74 1,453.52 260.23 20,537.46 23 55.50
24 1,713.74 1,470.72 243.03 19,066.74 24 55.50
25 1,713.74 1,488.12 225.62 17,578.62 25 55.50
26 1,713.74 1,505.73 208.01 16,072.89 26 55.50
27 1,713.74 1,523.55 190.20 14,549.35 27 55.50
28 1,713.74 1,541.58 172.17 13,007.77 28 55.50
29 1,713.74 1,559.82 153.93 11,447.95 29 55.50
30 1,713.74 1,578.27 135.47 9,869.68 30 55.50
31 1,713.74 1,596.95 116.79 8,272.73 31 55.50
32 1,713.74 1,615.85 97.89 6,656.88 32 55.50
33 1,713.74 1,634.97 78.77 5,021.91 33 55.50
34 1,713.74 1,654.32 59.43 3,367.59 34 55.50
35 1,713.74 1,673.89 39.85 1,693.70 35 55.50
36 1,713.74 1,693.70 20.04 0.00 36 55.50
embolso en efectivo:
nto operación 50,000.00
1% 500.00
0.0015 225.00
1.00% 500.00
2.50% 1,219.38
versión Inicial 500.00 * Ret. Inicio Dev. Final
nto a recibir 47,055.63
Flujo de
Rendimiento Saldo Caja
0 500.00 47,055.63
2.50 558.00 -1,769.24
2.79 616.28 -1,769.24
3.08 674.86 -1,769.24
3.37 733.73 -1,769.24
3.66 792.89 -1,769.24
3.96 852.35 -1,769.24
4.25 912.10 -1,769.24
4.55 972.15 -1,769.24
4.85 1,032.51 -1,769.24
5.15 1,093.16 -1,769.24
5.46 1,154.12 -1,769.24
5.76 1,215.38 -1,769.24
6.07 1,276.95 -1,769.24
6.37 1,338.82 -1,769.24
6.68 1,401.00 -1,769.24
6.99 1,463.50 -1,769.24
7.31 1,526.30 -1,769.24
7.62 1,589.42 -1,769.24
7.93 1,652.85 -1,769.24
8.25 1,716.60 -1,769.24
8.57 1,780.67 -1,769.24
8.89 1,845.06 -1,769.24
9.21 1,909.77 -1,769.24
9.53 1,974.80 -1,769.24
9.86 2,040.16 -1,769.24
10.18 2,105.85 -1,769.24
10.51 2,171.86 -1,769.24
10.84 2,238.20 -1,769.24
11.17 2,304.87 -1,769.24
11.51 2,371.88 -1,769.24
11.84 2,439.22 -1,769.24
12.18 2,506.89 -1,769.24
12.51 2,574.90 -1,769.24
12.85 2,643.26 -1,769.24
13.19 2,711.95 -1,769.24
13.54 2,780.99 1,011.75
TIR mensual 1.53%

Fase productiva Fase de retiro
Edad actual: 28.5 años Ahorro objetivo 100%

Edad retiro: 68 años Cesantía (retiro) 10%
Periodo 39.5 Monto retiro 90%
Nper 474 aportes mensuales Pago (pensión mensual) 2,100.00
Tasa 4.98% anual Edad final 88
VF 354,151.69 objetivo de ahorro Periodo 20
Nper 240
Pago 239.13 aporte mensual objetivo VA 318,736.52
Plan de inversión: Tabla de amortización:

Periodo Aporte Rendimiento Saldo Periodo Cuota Capital
1 239.13 0.00 239.13 0
2 239.13 0.99 479.24 1 2,100.00 777.24
3 239.13 1.99 720.36 2 2,100.00 780.47
4 239.13 2.99 962.47 3 2,100.00 783.71
5 239.13 3.99 1,205.59 4 2,100.00 786.96
6 239.13 5.00 1,449.72 5 2,100.00 790.23
7 239.13 6.02 1,694.86 6 2,100.00 793.51
8 239.13 7.03 1,941.02 7 2,100.00 796.80
9 239.13 8.06 2,188.20 8 2,100.00 800.11
10 239.13 9.08 2,436.41 9 2,100.00 803.43
11 239.13 10.11 2,685.65 10 2,100.00 806.76
12 239.13 11.15 2,935.92 11 2,100.00 810.11
13 239.13 12.18 3,187.23 12 2,100.00 813.47
14 239.13 13.23 3,439.58 13 2,100.00 816.85
15 239.13 14.27 3,692.98 14 2,100.00 820.24
16 239.13 15.33 3,947.43 15 2,100.00 823.64
17 239.13 16.38 4,202.94 16 2,100.00 827.06
18 239.13 17.44 4,459.50 17 2,100.00 830.49
19 239.13 18.51 4,717.14 18 2,100.00 833.94
20 239.13 19.58 4,975.84 19 2,100.00 837.40
21 239.13 20.65 5,235.61 20 2,100.00 840.87
22 239.13 21.73 5,496.47 21 2,100.00 844.36
23 239.13 22.81 5,758.40 22 2,100.00 847.87
24 239.13 23.90 6,021.43 23 2,100.00 851.39
25 239.13 24.99 6,285.54 24 2,100.00 854.92
26 239.13 26.08 6,550.75 25 2,100.00 858.47
27 239.13 27.19 6,817.06 26 2,100.00 862.03
28 239.13 28.29 7,084.48 27 2,100.00 865.61
29 239.13 29.40 7,353.00 28 2,100.00 869.20
30 239.13 30.51 7,622.64 29 2,100.00 872.81
31 239.13 31.63 7,893.40 30 2,100.00 876.43
32 239.13 32.76 8,165.29 31 2,100.00 880.07
33 239.13 33.89 8,438.30 32 2,100.00 883.72
34 239.13 35.02 8,712.44 33 2,100.00 887.38
35 239.13 36.16 8,987.73 34 2,100.00 891.07
36 239.13 37.30 9,264.15 35 2,100.00 894.77
37 239.13 38.45 9,541.72 36 2,100.00 898.48
38 239.13 39.60 9,820.45 37 2,100.00 902.21
39 239.13 40.75 10,100.33 38 2,100.00 905.95
40 239.13 41.92 10,381.37 39 2,100.00 909.71
41 239.13 43.08 10,663.58 40 2,100.00 913.49
42 239.13 44.25 10,946.95 41 2,100.00 917.28
43 239.13 45.43 11,231.51 42 2,100.00 921.08
44 239.13 46.61 11,517.25 43 2,100.00 924.91
45 239.13 47.80 11,804.17 44 2,100.00 928.75
46 239.13 48.99 12,092.28 45 2,100.00 932.60
47 239.13 50.18 12,381.59 46 2,100.00 936.47
48 239.13 51.38 12,672.10 47 2,100.00 940.36
49 239.13 52.59 12,963.81 48 2,100.00 944.26
50 239.13 53.80 13,256.74 49 2,100.00 948.18
51 239.13 55.02 13,550.88 50 2,100.00 952.11
52 239.13 56.24 13,846.24 51 2,100.00 956.06
53 239.13 57.46 14,142.83 52 2,100.00 960.03
54 239.13 58.69 14,440.65 53 2,100.00 964.02
55 239.13 59.93 14,739.70 54 2,100.00 968.02
56 239.13 61.17 15,040.00 55 2,100.00 972.03
57 239.13 62.42 15,341.54 56 2,100.00 976.07
58 239.13 63.67 15,644.33 57 2,100.00 980.12
59 239.13 64.92 15,948.38 58 2,100.00 984.19
60 239.13 66.19 16,253.69 59 2,100.00 988.27
61 239.13 67.45 16,560.27 60 2,100.00 992.37
62 239.13 68.73 16,868.12 61 2,100.00 996.49
63 239.13 70.00 17,177.25 62 2,100.00 1,000.62
64 239.13 71.29 17,487.66 63 2,100.00 1,004.78
65 239.13 72.57 17,799.36 64 2,100.00 1,008.95
66 239.13 73.87 18,112.35 65 2,100.00 1,013.13
67 239.13 75.17 18,426.64 66 2,100.00 1,017.34
68 239.13 76.47 18,742.24 67 2,100.00 1,021.56
69 239.13 77.78 19,059.15 68 2,100.00 1,025.80
70 239.13 79.10 19,377.37 69 2,100.00 1,030.06
71 239.13 80.42 19,696.91 70 2,100.00 1,034.33
72 239.13 81.74 20,017.78 71 2,100.00 1,038.62
73 239.13 83.07 20,339.97 72 2,100.00 1,042.93
74 239.13 84.41 20,663.51 73 2,100.00 1,047.26
75 239.13 85.75 20,988.39 74 2,100.00 1,051.61
76 239.13 87.10 21,314.62 75 2,100.00 1,055.97
77 239.13 88.46 21,642.20 76 2,100.00 1,060.36
78 239.13 89.82 21,971.14 77 2,100.00 1,064.76
79 239.13 91.18 22,301.44 78 2,100.00 1,069.17
80 239.13 92.55 22,633.12 79 2,100.00 1,073.61
81 239.13 93.93 22,966.17 80 2,100.00 1,078.07
82 239.13 95.31 23,300.61 81 2,100.00 1,082.54
83 239.13 96.70 23,636.43 82 2,100.00 1,087.03
84 239.13 98.09 23,973.65 83 2,100.00 1,091.55
85 239.13 99.49 24,312.27 84 2,100.00 1,096.07
86 239.13 100.90 24,652.29 85 2,100.00 1,100.62
87 239.13 102.31 24,993.72 86 2,100.00 1,105.19
88 239.13 103.72 25,336.57 87 2,100.00 1,109.78
89 239.13 105.15 25,680.84 88 2,100.00 1,114.38
90 239.13 106.58 26,026.54 89 2,100.00 1,119.01
91 239.13 108.01 26,373.68 90 2,100.00 1,123.65
92 239.13 109.45 26,722.25 91 2,100.00 1,128.32
93 239.13 110.90 27,072.28 92 2,100.00 1,133.00
94 239.13 112.35 27,423.75 93 2,100.00 1,137.70
95 239.13 113.81 27,776.69 94 2,100.00 1,142.42
96 239.13 115.27 28,131.08 95 2,100.00 1,147.16
97 239.13 116.74 28,486.95 96 2,100.00 1,151.92
98 239.13 118.22 28,844.30 97 2,100.00 1,156.70
99 239.13 119.70 29,203.13 98 2,100.00 1,161.50
100 239.13 121.19 29,563.45 99 2,100.00 1,166.32
101 239.13 122.69 29,925.26 100 2,100.00 1,171.16
102 239.13 124.19 30,288.58 101 2,100.00 1,176.02
103 239.13 125.70 30,653.40 102 2,100.00 1,180.90
104 239.13 127.21 31,019.74 103 2,100.00 1,185.81
105 239.13 128.73 31,387.59 104 2,100.00 1,190.73
106 239.13 130.26 31,756.98 105 2,100.00 1,195.67
107 239.13 131.79 32,127.90 106 2,100.00 1,200.63
108 239.13 133.33 32,500.35 107 2,100.00 1,205.61
109 239.13 134.88 32,874.35 108 2,100.00 1,210.62
110 239.13 136.43 33,249.91 109 2,100.00 1,215.64
111 239.13 137.99 33,627.02 110 2,100.00 1,220.69
112 239.13 139.55 34,005.70 111 2,100.00 1,225.75
113 239.13 141.12 34,385.95 112 2,100.00 1,230.84
114 239.13 142.70 34,767.77 113 2,100.00 1,235.95
115 239.13 144.29 35,151.19 114 2,100.00 1,241.08
116 239.13 145.88 35,536.19 115 2,100.00 1,246.23
117 239.13 147.48 35,922.79 116 2,100.00 1,251.40
118 239.13 149.08 36,310.99 117 2,100.00 1,256.59
119 239.13 150.69 36,700.81 118 2,100.00 1,261.81
120 239.13 152.31 37,092.24 119 2,100.00 1,267.04
121 239.13 153.93 37,485.30 120 2,100.00 1,272.30
122 239.13 155.56 37,879.99 121 2,100.00 1,277.58
123 239.13 157.20 38,276.32 122 2,100.00 1,282.88
124 239.13 158.85 38,674.29 123 2,100.00 1,288.21
125 239.13 160.50 39,073.92 124 2,100.00 1,293.55
126 239.13 162.16 39,475.20 125 2,100.00 1,298.92
127 239.13 163.82 39,878.15 126 2,100.00 1,304.31
128 239.13 165.49 40,282.77 127 2,100.00 1,309.72
129 239.13 167.17 40,689.06 128 2,100.00 1,315.16
130 239.13 168.86 41,097.05 129 2,100.00 1,320.62
131 239.13 170.55 41,506.73 130 2,100.00 1,326.10
132 239.13 172.25 41,918.11 131 2,100.00 1,331.60
133 239.13 173.96 42,331.19 132 2,100.00 1,337.13
134 239.13 175.67 42,745.99 133 2,100.00 1,342.68
135 239.13 177.40 43,162.51 134 2,100.00 1,348.25
136 239.13 179.12 43,580.76 135 2,100.00 1,353.84
137 239.13 180.86 44,000.75 136 2,100.00 1,359.46
138 239.13 182.60 44,422.48 137 2,100.00 1,365.10
139 239.13 184.35 44,845.96 138 2,100.00 1,370.77
140 239.13 186.11 45,271.19 139 2,100.00 1,376.46
141 239.13 187.88 45,698.19 140 2,100.00 1,382.17
142 239.13 189.65 46,126.97 141 2,100.00 1,387.91
143 239.13 191.43 46,557.52 142 2,100.00 1,393.67
144 239.13 193.21 46,989.86 143 2,100.00 1,399.45
145 239.13 195.01 47,423.99 144 2,100.00 1,405.26
146 239.13 196.81 47,859.93 145 2,100.00 1,411.09
147 239.13 198.62 48,297.67 146 2,100.00 1,416.95
148 239.13 200.44 48,737.23 147 2,100.00 1,422.83
149 239.13 202.26 49,178.62 148 2,100.00 1,428.73
150 239.13 204.09 49,621.83 149 2,100.00 1,434.66
151 239.13 205.93 50,066.89 150 2,100.00 1,440.61
152 239.13 207.78 50,513.79 151 2,100.00 1,446.59
153 239.13 209.63 50,962.55 152 2,100.00 1,452.60
154 239.13 211.49 51,413.17 153 2,100.00 1,458.62
155 239.13 213.36 51,865.66 154 2,100.00 1,464.68
156 239.13 215.24 52,320.03 155 2,100.00 1,470.75
157 239.13 217.13 52,776.28 156 2,100.00 1,476.86
158 239.13 219.02 53,234.43 157 2,100.00 1,482.99
159 239.13 220.92 53,694.48 158 2,100.00 1,489.14
160 239.13 222.83 54,156.43 159 2,100.00 1,495.32
161 239.13 224.75 54,620.31 160 2,100.00 1,501.53
162 239.13 226.67 55,086.11 161 2,100.00 1,507.76
163 239.13 228.61 55,553.84 162 2,100.00 1,514.02
164 239.13 230.55 56,023.52 163 2,100.00 1,520.30
165 239.13 232.50 56,495.14 164 2,100.00 1,526.61
166 239.13 234.45 56,968.72 165 2,100.00 1,532.94
167 239.13 236.42 57,444.26 166 2,100.00 1,539.31
168 239.13 238.39 57,921.78 167 2,100.00 1,545.69
169 239.13 240.38 58,401.28 168 2,100.00 1,552.11
170 239.13 242.37 58,882.78 169 2,100.00 1,558.55
171 239.13 244.36 59,366.26 170 2,100.00 1,565.02
172 239.13 246.37 59,851.76 171 2,100.00 1,571.51
173 239.13 248.38 60,339.27 172 2,100.00 1,578.03
174 239.13 250.41 60,828.80 173 2,100.00 1,584.58
175 239.13 252.44 61,320.37 174 2,100.00 1,591.16
176 239.13 254.48 61,813.97 175 2,100.00 1,597.76
177 239.13 256.53 62,309.63 176 2,100.00 1,604.39
178 239.13 258.58 62,807.34 177 2,100.00 1,611.05
179 239.13 260.65 63,307.11 178 2,100.00 1,617.74
180 239.13 262.72 63,808.96 179 2,100.00 1,624.45
181 239.13 264.81 64,312.90 180 2,100.00 1,631.19
182 239.13 266.90 64,818.92 181 2,100.00 1,637.96
183 239.13 269.00 65,327.04 182 2,100.00 1,644.76
184 239.13 271.11 65,837.28 183 2,100.00 1,651.58
185 239.13 273.22 66,349.63 184 2,100.00 1,658.44
186 239.13 275.35 66,864.10 185 2,100.00 1,665.32
187 239.13 277.49 67,380.72 186 2,100.00 1,672.23
188 239.13 279.63 67,899.47 187 2,100.00 1,679.17
189 239.13 281.78 68,420.38 188 2,100.00 1,686.14
190 239.13 283.94 68,943.45 189 2,100.00 1,693.14
191 239.13 286.12 69,468.69 190 2,100.00 1,700.17
192 239.13 288.30 69,996.11 191 2,100.00 1,707.22
193 239.13 290.48 70,525.72 192 2,100.00 1,714.31
194 239.13 292.68 71,057.53 193 2,100.00 1,721.42
195 239.13 294.89 71,591.54 194 2,100.00 1,728.56
196 239.13 297.10 72,127.77 195 2,100.00 1,735.74
197 239.13 299.33 72,666.23 196 2,100.00 1,742.94
198 239.13 301.56 73,206.92 197 2,100.00 1,750.17
199 239.13 303.81 73,749.85 198 2,100.00 1,757.44
200 239.13 306.06 74,295.04 199 2,100.00 1,764.73
201 239.13 308.32 74,842.49 200 2,100.00 1,772.05
202 239.13 310.60 75,392.21 201 2,100.00 1,779.41
203 239.13 312.88 75,944.21 202 2,100.00 1,786.79
204 239.13 315.17 76,498.51 203 2,100.00 1,794.21
205 239.13 317.47 77,055.10 204 2,100.00 1,801.65
206 239.13 319.78 77,614.01 205 2,100.00 1,809.13
207 239.13 322.10 78,175.23 206 2,100.00 1,816.64
208 239.13 324.43 78,738.78 207 2,100.00 1,824.18
209 239.13 326.77 79,304.67 208 2,100.00 1,831.75
210 239.13 329.11 79,872.91 209 2,100.00 1,839.35
211 239.13 331.47 80,443.51 210 2,100.00 1,846.98
212 239.13 333.84 81,016.48 211 2,100.00 1,854.65
213 239.13 336.22 81,591.82 212 2,100.00 1,862.34
214 239.13 338.61 82,169.55 213 2,100.00 1,870.07
215 239.13 341.00 82,749.68 214 2,100.00 1,877.83
216 239.13 343.41 83,332.22 215 2,100.00 1,885.63
217 239.13 345.83 83,917.17 216 2,100.00 1,893.45
218 239.13 348.26 84,504.56 217 2,100.00 1,901.31
219 239.13 350.69 85,094.37 218 2,100.00 1,909.20
220 239.13 353.14 85,686.64 219 2,100.00 1,917.12
221 239.13 355.60 86,281.37 220 2,100.00 1,925.08
222 239.13 358.07 86,878.56 221 2,100.00 1,933.07
223 239.13 360.55 87,478.23 222 2,100.00 1,941.09
224 239.13 363.03 88,080.39 223 2,100.00 1,949.15
225 239.13 365.53 88,685.05 224 2,100.00 1,957.24
226 239.13 368.04 89,292.22 225 2,100.00 1,965.36
227 239.13 370.56 89,901.91 226 2,100.00 1,973.51
228 239.13 373.09 90,514.13 227 2,100.00 1,981.70
229 239.13 375.63 91,128.88 228 2,100.00 1,989.93
230 239.13 378.18 91,746.20 229 2,100.00 1,998.19
231 239.13 380.75 92,366.07 230 2,100.00 2,006.48
232 239.13 383.32 92,988.51 231 2,100.00 2,014.81
233 239.13 385.90 93,613.54 232 2,100.00 2,023.17
234 239.13 388.50 94,241.16 233 2,100.00 2,031.56
235 239.13 391.10 94,871.39 234 2,100.00 2,040.00
236 239.13 393.72 95,504.23 235 2,100.00 2,048.46
237 239.13 396.34 96,139.70 236 2,100.00 2,056.96
238 239.13 398.98 96,777.80 237 2,100.00 2,065.50
239 239.13 401.63 97,418.56 238 2,100.00 2,074.07
240 239.13 404.29 98,061.97 239 2,100.00 2,082.68
241 239.13 406.96 98,708.05 240 2,100.00 2,091.32
242 239.13 409.64 99,356.82
243 239.13 412.33 100,008.27
244 239.13 415.03 100,662.43
245 239.13 417.75 101,319.31
246 239.13 420.48 101,978.91
247 239.13 423.21 102,641.24
248 239.13 425.96 103,306.33
249 239.13 428.72 103,974.18
250 239.13 431.49 104,644.80
251 239.13 434.28 105,318.20
252 239.13 437.07 105,994.39
253 239.13 439.88 106,673.40
254 239.13 442.69 107,355.22
255 239.13 445.52 108,039.87
256 239.13 448.37 108,727.36
257 239.13 451.22 109,417.70
258 239.13 454.08 110,110.91
259 239.13 456.96 110,807.00
260 239.13 459.85 111,505.97
261 239.13 462.75 112,207.84
262 239.13 465.66 112,912.63
263 239.13 468.59 113,620.35
264 239.13 471.52 114,331.00
265 239.13 474.47 115,044.59
266 239.13 477.44 115,761.16
267 239.13 480.41 116,480.69
268 239.13 483.39 117,203.21
269 239.13 486.39 117,928.73
270 239.13 489.40 118,657.26
271 239.13 492.43 119,388.81
272 239.13 495.46 120,123.40
273 239.13 498.51 120,861.04
274 239.13 501.57 121,601.74
275 239.13 504.65 122,345.51
276 239.13 507.73 123,092.37
277 239.13 510.83 123,842.33
278 239.13 513.95 124,595.40
279 239.13 517.07 125,351.60
280 239.13 520.21 126,110.93
281 239.13 523.36 126,873.42
282 239.13 526.52 127,639.07
283 239.13 529.70 128,407.89
284 239.13 532.89 129,179.91
285 239.13 536.10 129,955.13
286 239.13 539.31 130,733.57
287 239.13 542.54 131,515.24
288 239.13 545.79 132,300.16
289 239.13 549.05 133,088.33
290 239.13 552.32 133,879.77
291 239.13 555.60 134,674.50
292 239.13 558.90 135,472.52
293 239.13 562.21 136,273.86
294 239.13 565.54 137,078.52
295 239.13 568.88 137,886.52
296 239.13 572.23 138,697.88
297 239.13 575.60 139,512.60
298 239.13 578.98 140,330.70
299 239.13 582.37 141,152.20
300 239.13 585.78 141,977.10
301 239.13 589.20 142,805.44
302 239.13 592.64 143,637.20
303 239.13 596.09 144,472.42
304 239.13 599.56 145,311.11
305 239.13 603.04 146,153.28
306 239.13 606.54 146,998.94
307 239.13 610.05 147,848.11
308 239.13 613.57 148,700.80
309 239.13 617.11 149,557.04
310 239.13 620.66 150,416.82
311 239.13 624.23 151,280.18
312 239.13 627.81 152,147.12
313 239.13 631.41 153,017.65
314 239.13 635.02 153,891.80
315 239.13 638.65 154,769.58
316 239.13 642.29 155,651.00
317 239.13 645.95 156,536.08
318 239.13 649.62 157,424.83
319 239.13 653.31 158,317.26
320 239.13 657.02 159,213.41
321 239.13 660.74 160,113.27
322 239.13 664.47 161,016.86
323 239.13 668.22 161,924.21
324 239.13 671.99 162,835.32
325 239.13 675.77 163,750.21
326 239.13 679.56 164,668.90
327 239.13 683.38 165,591.40
328 239.13 687.20 166,517.73
329 239.13 691.05 167,447.91
330 239.13 694.91 168,381.94
331 239.13 698.79 169,319.85
332 239.13 702.68 170,261.65
333 239.13 706.59 171,207.37
334 239.13 710.51 172,157.00
335 239.13 714.45 173,110.58
336 239.13 718.41 174,068.11
337 239.13 722.38 175,029.62
338 239.13 726.37 175,995.12
339 239.13 730.38 176,964.62
340 239.13 734.40 177,938.15
341 239.13 738.44 178,915.72
342 239.13 742.50 179,897.35
343 239.13 746.57 180,883.05
344 239.13 750.66 181,872.84
345 239.13 754.77 182,866.73
346 239.13 758.90 183,864.76
347 239.13 763.04 184,866.92
348 239.13 767.20 185,873.24
349 239.13 771.37 186,883.74
350 239.13 775.57 187,898.44
351 239.13 779.78 188,917.34
352 239.13 784.01 189,940.47
353 239.13 788.25 190,967.85
354 239.13 792.52 191,999.49
355 239.13 796.80 193,035.42
356 239.13 801.10 194,075.64
357 239.13 805.41 195,120.18
358 239.13 809.75 196,169.05
359 239.13 814.10 197,222.28
360 239.13 818.47 198,279.88
361 239.13 822.86 199,341.87
362 239.13 827.27 200,408.26
363 239.13 831.69 201,479.08
364 239.13 836.14 202,554.34
365 239.13 840.60 203,634.07
366 239.13 845.08 204,718.28
367 239.13 849.58 205,806.98
368 239.13 854.10 206,900.21
369 239.13 858.64 207,997.97
370 239.13 863.19 209,100.29
371 239.13 867.77 210,207.18
372 239.13 872.36 211,318.66
373 239.13 876.97 212,434.76
374 239.13 881.60 213,555.49
375 239.13 886.26 214,680.87
376 239.13 890.93 215,810.92
377 239.13 895.62 216,945.66
378 239.13 900.32 218,085.11
379 239.13 905.05 219,229.29
380 239.13 909.80 220,378.22
381 239.13 914.57 221,531.91
382 239.13 919.36 222,690.40
383 239.13 924.17 223,853.69
384 239.13 928.99 225,021.81
385 239.13 933.84 226,194.77
386 239.13 938.71 227,372.60
387 239.13 943.60 228,555.33
388 239.13 948.50 229,742.96
389 239.13 953.43 230,935.52
390 239.13 958.38 232,133.02
391 239.13 963.35 233,335.50
392 239.13 968.34 234,542.97
393 239.13 973.35 235,755.45
394 239.13 978.39 236,972.96
395 239.13 983.44 238,195.52
396 239.13 988.51 239,423.16
397 239.13 993.61 240,655.89
398 239.13 998.72 241,893.74
399 239.13 1,003.86 243,136.72
400 239.13 1,009.02 244,384.86
401 239.13 1,014.20 245,638.19
402 239.13 1,019.40 246,896.71
403 239.13 1,024.62 248,160.46
404 239.13 1,029.87 249,429.45
405 239.13 1,035.13 250,703.71
406 239.13 1,040.42 251,983.25
407 239.13 1,045.73 253,268.11
408 239.13 1,051.06 254,558.30
409 239.13 1,056.42 255,853.84
410 239.13 1,061.79 257,154.76
411 239.13 1,067.19 258,461.08
412 239.13 1,072.61 259,772.82
413 239.13 1,078.06 261,090.00
414 239.13 1,083.52 262,412.65
415 239.13 1,089.01 263,740.78
416 239.13 1,094.52 265,074.43
417 239.13 1,100.06 266,413.62
418 239.13 1,105.62 267,758.36
419 239.13 1,111.20 269,108.68
420 239.13 1,116.80 270,464.61
421 239.13 1,122.43 271,826.16
422 239.13 1,128.08 273,193.37
423 239.13 1,133.75 274,566.25
424 239.13 1,139.45 275,944.82
425 239.13 1,145.17 277,329.12
426 239.13 1,150.92 278,719.16
427 239.13 1,156.68 280,114.97
428 239.13 1,162.48 281,516.57
429 239.13 1,168.29 282,923.99
430 239.13 1,174.13 284,337.25
431 239.13 1,180.00 285,756.38
432 239.13 1,185.89 287,181.39
433 239.13 1,191.80 288,612.32
434 239.13 1,197.74 290,049.19
435 239.13 1,203.70 291,492.01
436 239.13 1,209.69 292,940.83
437 239.13 1,215.70 294,395.66
438 239.13 1,221.74 295,856.53
439 239.13 1,227.80 297,323.46
440 239.13 1,233.89 298,796.48
441 239.13 1,240.01 300,275.61
442 239.13 1,246.14 301,760.88
443 239.13 1,252.31 303,252.31
444 239.13 1,258.50 304,749.93
445 239.13 1,264.71 306,253.77
446 239.13 1,270.95 307,763.85
447 239.13 1,277.22 309,280.20
448 239.13 1,283.51 310,802.83
449 239.13 1,289.83 312,331.79
450 239.13 1,296.18 313,867.09
451 239.13 1,302.55 315,408.77
452 239.13 1,308.95 316,956.84
453 239.13 1,315.37 318,511.34
454 239.13 1,321.82 320,072.28
455 239.13 1,328.30 321,639.71
456 239.13 1,334.80 323,213.64
457 239.13 1,341.34 324,794.10
458 239.13 1,347.90 326,381.12
459 239.13 1,354.48 327,974.73
460 239.13 1,361.10 329,574.95
461 239.13 1,367.74 331,181.81
462 239.13 1,374.40 332,795.34
463 239.13 1,381.10 334,415.57
464 239.13 1,387.82 336,042.52
465 239.13 1,394.58 337,676.22
466 239.13 1,401.36 339,316.70
467 239.13 1,408.16 340,963.99
468 239.13 1,415.00 342,618.12
469 239.13 1,421.87 344,279.11
470 239.13 1,428.76 345,946.99
471 239.13 1,435.68 347,621.80
472 239.13 1,442.63 349,303.55
473 239.13 1,449.61 350,992.29
474 239.13 1,456.62 352,688.03
1,463.66 354,151.69
354,151.69
35,415.17
318,736.52
pensiones mensuales
Interes Saldo
318,736.52
1,322.76 317,959.27
1,319.53 317,178.81
1,316.29 316,395.10
1,313.04 315,608.14
1,309.77 314,817.91
1,306.49 314,024.41
1,303.20 313,227.61
1,299.89 312,427.50
1,296.57 311,624.08
1,293.24 310,817.31
1,289.89 310,007.21
1,286.53 309,193.74
1,283.15 308,376.89
1,279.76 307,556.65
1,276.36 306,733.01
1,272.94 305,905.96
1,269.51 305,075.47
1,266.06 304,241.53
1,262.60 303,404.13
1,259.13 302,563.26
1,255.64 301,718.90
1,252.13 300,871.03
1,248.61 300,019.65
1,245.08 299,164.73
1,241.53 298,306.26
1,237.97 297,444.23
1,234.39 296,578.62
1,230.80 295,709.43
1,227.19 294,836.62
1,223.57 293,960.19
1,219.93 293,080.13
1,216.28 292,196.41
1,212.62 291,309.02
1,208.93 290,417.96
1,205.23 289,523.19
1,201.52 288,624.71
1,197.79 287,722.51
1,194.05 286,816.55
1,190.29 285,906.84
1,186.51 284,993.36
1,182.72 284,076.08
1,178.92 283,154.99
1,175.09 282,230.09
1,171.25 281,301.34
1,167.40 280,368.74
1,163.53 279,432.27
1,159.64 278,491.92
1,155.74 277,547.66
1,151.82 276,599.48
1,147.89 275,647.37
1,143.94 274,691.31
1,139.97 273,731.27
1,135.98 272,767.26
1,131.98 271,799.24
1,127.97 270,827.21
1,123.93 269,851.14
1,119.88 268,871.03
1,115.81 267,886.84
1,111.73 266,898.57
1,107.63 265,906.20
1,103.51 264,909.71
1,099.38 263,909.09
1,095.22 262,904.31
1,091.05 261,895.36
1,086.87 260,882.23
1,082.66 259,864.89
1,078.44 258,843.33
1,074.20 257,817.53
1,069.94 256,787.47
1,065.67 255,753.14
1,061.38 254,714.51
1,057.07 253,671.58
1,052.74 252,624.32
1,048.39 251,572.71
1,044.03 250,516.73
1,039.64 249,456.38
1,035.24 248,391.62
1,030.83 247,322.45
1,026.39 246,248.84
1,021.93 245,170.77
1,017.46 244,088.23
1,012.97 243,001.19
1,008.45 241,909.65
1,003.93 240,813.57
999.38 239,712.95
994.81 238,607.76
990.22 237,497.98
985.62 236,383.60
980.99 235,264.59
976.35 234,140.94
971.68 233,012.62
967.00 231,879.62
962.30 230,741.92
957.58 229,599.50
952.84 228,452.34
948.08 227,300.42
943.30 226,143.72
938.50 224,982.21
933.68 223,815.89
928.84 222,644.72
923.98 221,468.70
919.10 220,287.79
914.19 219,101.99
909.27 217,911.26
904.33 216,715.59
899.37 215,514.96
894.39 214,309.35
889.38 213,098.73
884.36 211,883.09
879.31 210,662.41
874.25 209,436.66
869.16 208,205.82
864.05 206,969.87
858.92 205,728.80
853.77 204,482.57
848.60 203,231.18
843.41 201,974.59
838.19 200,712.78
832.96 199,445.74
827.70 198,173.44
822.42 196,895.86
817.12 195,612.98
811.79 194,324.77
806.45 193,031.22
801.08 191,732.30
795.69 190,427.99
790.28 189,118.26
784.84 187,803.10
779.38 186,482.49
773.90 185,156.39
768.40 183,824.79
762.87 182,487.66
757.32 181,144.98
751.75 179,796.74
746.16 178,442.89
740.54 177,083.43
734.90 175,718.33
729.23 174,347.56
723.54 172,971.10
717.83 171,588.93
712.09 170,201.02
706.33 168,807.36
700.55 167,407.91
694.74 166,002.65
688.91 164,591.56
683.05 163,174.62
677.17 161,751.79
671.27 160,323.06
665.34 158,888.40
659.39 157,447.79
653.41 156,001.20
647.40 154,548.60
641.38 153,089.98
635.32 151,625.30
629.25 150,154.55
623.14 148,677.69
617.01 147,194.70
610.86 145,705.56
604.68 144,210.24
598.47 142,708.71
592.24 141,200.95
585.98 139,686.94
579.70 138,166.64
573.39 136,640.03
567.06 135,107.08
560.69 133,567.78
554.31 132,022.08
547.89 130,469.98
541.45 128,911.43
534.98 127,346.41
528.49 125,774.90
521.97 124,196.86
515.42 122,612.28
508.84 121,021.12
502.24 119,423.36
495.61 117,818.96
488.95 116,207.91
482.26 114,590.18
475.55 112,965.73
468.81 111,334.53
462.04 109,696.57
455.24 108,051.81
448.42 106,400.23
441.56 104,741.79
434.68 103,076.47
427.77 101,404.23
420.83 99,725.06
413.86 98,038.92
406.86 96,345.78
399.83 94,645.62
392.78 92,938.40
385.69 91,224.09
378.58 89,502.67
371.44 87,774.11
364.26 86,038.37
357.06 84,295.43
349.83 82,545.25
342.56 80,787.82
335.27 79,023.09
327.95 77,251.03
320.59 75,471.62
313.21 73,684.83
305.79 71,890.62
298.35 70,088.97
290.87 68,279.84
283.36 66,463.20
275.82 64,639.02
268.25 62,807.27
260.65 60,967.93
253.02 59,120.94
245.35 57,266.29
237.66 55,403.95
229.93 53,533.88
222.17 51,656.04
214.37 49,770.41
206.55 47,876.96
198.69 45,975.65
190.80 44,066.45
182.88 42,149.32
174.92 40,224.24
166.93 38,291.18
158.91 36,350.08
150.85 34,400.94
142.76 32,443.70
134.64 30,478.34
126.49 28,504.83
118.30 26,523.12
110.07 24,533.19
101.81 22,535.01
93.52 20,528.53
85.19 18,513.72
76.83 16,490.55
68.44 14,458.99
60.00 12,418.99
51.54 10,370.53
43.04 8,313.57
34.50 6,248.07
25.93 4,174.00
17.32 2,091.32
8.68 0.00

Nper 240

Periodo Aporte Rendimiento Saldo Periodo Cuota Capital
1 341.61 0.00 341.61 0
2 341.61 1.42 684.63 1 3,000.00 1,110.35
3 341.61 2.84 1,029.08 2 3,000.00 1,114.96
4 341.61 4.27 1,374.96 3 3,000.00 1,119.58
5 341.61 5.71 1,722.27 4 3,000.00 1,124.23
6 341.61 7.15 2,071.03 5 3,000.00 1,128.89
7 341.61 8.59 2,421.23 6 3,000.00 1,133.58
8 341.61 10.05 2,772.89 7 3,000.00 1,138.28
9 341.61 11.51 3,126.00 8 3,000.00 1,143.01
10 341.61 12.97 3,480.58 9 3,000.00 1,147.75
11 341.61 14.44 3,836.64 10 3,000.00 1,152.51
12 341.61 15.92 4,194.17 11 3,000.00 1,157.30
13 341.61 17.41 4,553.18 12 3,000.00 1,162.10
14 341.61 18.90 4,913.68 13 3,000.00 1,166.92
15 341.61 20.39 5,275.68 14 3,000.00 1,171.77
16 341.61 21.89 5,639.19 15 3,000.00 1,176.63
17 341.61 23.40 6,004.20 16 3,000.00 1,181.51
18 341.61 24.92 6,370.72 17 3,000.00 1,186.41
19 341.61 26.44 6,738.77 18 3,000.00 1,191.34
20 341.61 27.97 7,108.34 19 3,000.00 1,196.28
21 341.61 29.50 7,479.45 20 3,000.00 1,201.25
22 341.61 31.04 7,852.10 21 3,000.00 1,206.23
23 341.61 32.59 8,226.29 22 3,000.00 1,211.24
24 341.61 34.14 8,602.04 23 3,000.00 1,216.26
25 341.61 35.70 8,979.34 24 3,000.00 1,221.31
26 341.61 37.26 9,358.22 25 3,000.00 1,226.38
27 341.61 38.84 9,738.66 26 3,000.00 1,231.47
28 341.61 40.42 10,120.68 27 3,000.00 1,236.58
29 341.61 42.00 10,504.29 28 3,000.00 1,241.71
30 341.61 43.59 10,889.49 29 3,000.00 1,246.87
31 341.61 45.19 11,276.29 30 3,000.00 1,252.04
32 341.61 46.80 11,664.70 31 3,000.00 1,257.24
33 341.61 48.41 12,054.71 32 3,000.00 1,262.45
34 341.61 50.03 12,446.35 33 3,000.00 1,267.69
35 341.61 51.65 12,839.61 34 3,000.00 1,272.95
36 341.61 53.28 13,234.50 35 3,000.00 1,278.24
37 341.61 54.92 13,631.03 36 3,000.00 1,283.54
38 341.61 56.57 14,029.21 37 3,000.00 1,288.87
39 341.61 58.22 14,429.04 38 3,000.00 1,294.22
40 341.61 59.88 14,830.52 39 3,000.00 1,299.59
41 341.61 61.55 15,233.68 40 3,000.00 1,304.98
42 341.61 63.22 15,638.51 41 3,000.00 1,310.40
43 341.61 64.90 16,045.01 42 3,000.00 1,315.83
44 341.61 66.59 16,453.21 43 3,000.00 1,321.30
45 341.61 68.28 16,863.10 44 3,000.00 1,326.78
46 341.61 69.98 17,274.69 45 3,000.00 1,332.28
47 341.61 71.69 17,687.99 46 3,000.00 1,337.81
48 341.61 73.41 18,103.00 47 3,000.00 1,343.37
49 341.61 75.13 18,519.73 48 3,000.00 1,348.94
50 341.61 76.86 18,938.20 49 3,000.00 1,354.54
51 341.61 78.59 19,358.40 50 3,000.00 1,360.16
52 341.61 80.34 19,780.34 51 3,000.00 1,365.80
53 341.61 82.09 20,204.04 52 3,000.00 1,371.47
54 341.61 83.85 20,629.50 53 3,000.00 1,377.16
55 341.61 85.61 21,056.72 54 3,000.00 1,382.88
56 341.61 87.39 21,485.71 55 3,000.00 1,388.62
57 341.61 89.17 21,916.48 56 3,000.00 1,394.38
58 341.61 90.95 22,349.04 57 3,000.00 1,400.17
59 341.61 92.75 22,783.40 58 3,000.00 1,405.98
60 341.61 94.55 23,219.56 59 3,000.00 1,411.81
61 341.61 96.36 23,657.53 60 3,000.00 1,417.67
62 341.61 98.18 24,097.31 61 3,000.00 1,423.56
63 341.61 100.00 24,538.93 62 3,000.00 1,429.46
64 341.61 101.84 24,982.37 63 3,000.00 1,435.40
65 341.61 103.68 25,427.66 64 3,000.00 1,441.35
66 341.61 105.52 25,874.79 65 3,000.00 1,447.33
67 341.61 107.38 26,323.78 66 3,000.00 1,453.34
68 341.61 109.24 26,774.63 67 3,000.00 1,459.37
69 341.61 111.11 27,227.35 68 3,000.00 1,465.43
70 341.61 112.99 27,681.95 69 3,000.00 1,471.51
71 341.61 114.88 28,138.44 70 3,000.00 1,477.62
72 341.61 116.77 28,596.82 71 3,000.00 1,483.75
73 341.61 118.68 29,057.11 72 3,000.00 1,489.91
74 341.61 120.59 29,519.30 73 3,000.00 1,496.09
75 341.61 122.51 29,983.41 74 3,000.00 1,502.30
76 341.61 124.43 30,449.45 75 3,000.00 1,508.53
77 341.61 126.37 30,917.43 76 3,000.00 1,514.79
78 341.61 128.31 31,387.34 77 3,000.00 1,521.08
79 341.61 130.26 31,859.21 78 3,000.00 1,527.39
80 341.61 132.22 32,333.03 79 3,000.00 1,533.73
81 341.61 134.18 32,808.82 80 3,000.00 1,540.10
82 341.61 136.16 33,286.58 81 3,000.00 1,546.49
83 341.61 138.14 33,766.33 82 3,000.00 1,552.91
84 341.61 140.13 34,248.07 83 3,000.00 1,559.35
85 341.61 142.13 34,731.81 84 3,000.00 1,565.82
86 341.61 144.14 35,217.55 85 3,000.00 1,572.32
87 341.61 146.15 35,705.31 86 3,000.00 1,578.84
88 341.61 148.18 36,195.10 87 3,000.00 1,585.40
89 341.61 150.21 36,686.92 88 3,000.00 1,591.98
90 341.61 152.25 37,180.77 89 3,000.00 1,598.58
91 341.61 154.30 37,676.68 90 3,000.00 1,605.22
92 341.61 156.36 38,174.65 91 3,000.00 1,611.88
93 341.61 158.42 38,674.68 92 3,000.00 1,618.57
94 341.61 160.50 39,176.79 93 3,000.00 1,625.29
95 341.61 162.58 39,680.98 94 3,000.00 1,632.03
96 341.61 164.68 40,187.26 95 3,000.00 1,638.80
97 341.61 166.78 40,695.65 96 3,000.00 1,645.60
98 341.61 168.89 41,206.14 97 3,000.00 1,652.43
99 341.61 171.01 41,718.76 98 3,000.00 1,659.29
100 341.61 173.13 42,233.50 99 3,000.00 1,666.18
101 341.61 175.27 42,750.37 100 3,000.00 1,673.09
102 341.61 177.41 43,269.40 101 3,000.00 1,680.03
103 341.61 179.57 43,790.57 102 3,000.00 1,687.01
104 341.61 181.73 44,313.91 103 3,000.00 1,694.01
105 341.61 183.90 44,839.42 104 3,000.00 1,701.04
106 341.61 186.08 45,367.11 105 3,000.00 1,708.10
107 341.61 188.27 45,896.99 106 3,000.00 1,715.19
108 341.61 190.47 46,429.07 107 3,000.00 1,722.30
109 341.61 192.68 46,963.36 108 3,000.00 1,729.45
110 341.61 194.90 47,499.87 109 3,000.00 1,736.63
111 341.61 197.12 48,038.60 110 3,000.00 1,743.84
112 341.61 199.36 48,579.57 111 3,000.00 1,751.07
113 341.61 201.61 49,122.78 112 3,000.00 1,758.34
114 341.61 203.86 49,668.25 113 3,000.00 1,765.64
115 341.61 206.12 50,215.98 114 3,000.00 1,772.96
116 341.61 208.40 50,765.98 115 3,000.00 1,780.32
117 341.61 210.68 51,318.27 116 3,000.00 1,787.71
118 341.61 212.97 51,872.85 117 3,000.00 1,795.13
119 341.61 215.27 52,429.73 118 3,000.00 1,802.58
120 341.61 217.58 52,988.92 119 3,000.00 1,810.06
121 341.61 219.90 53,550.43 120 3,000.00 1,817.57
122 341.61 222.23 54,114.28 121 3,000.00 1,825.11
123 341.61 224.57 54,680.46 122 3,000.00 1,832.69
124 341.61 226.92 55,248.99 123 3,000.00 1,840.29
125 341.61 229.28 55,819.88 124 3,000.00 1,847.93
126 341.61 231.65 56,393.14 125 3,000.00 1,855.60
127 341.61 234.03 56,968.78 126 3,000.00 1,863.30
128 341.61 236.42 57,546.81 127 3,000.00 1,871.03
129 341.61 238.82 58,127.24 128 3,000.00 1,878.80
130 341.61 241.23 58,710.07 129 3,000.00 1,886.60
131 341.61 243.65 59,295.33 130 3,000.00 1,894.43
132 341.61 246.08 59,883.01 131 3,000.00 1,902.29
133 341.61 248.51 60,473.13 132 3,000.00 1,910.18
134 341.61 250.96 61,065.70 133 3,000.00 1,918.11
135 341.61 253.42 61,660.73 134 3,000.00 1,926.07
136 341.61 255.89 62,258.23 135 3,000.00 1,934.06
137 341.61 258.37 62,858.21 136 3,000.00 1,942.09
138 341.61 260.86 63,460.68 137 3,000.00 1,950.15
139 341.61 263.36 64,065.65 138 3,000.00 1,958.24
140 341.61 265.87 64,673.13 139 3,000.00 1,966.37
141 341.61 268.39 65,283.13 140 3,000.00 1,974.53
142 341.61 270.93 65,895.67 141 3,000.00 1,982.72
143 341.61 273.47 66,510.74 142 3,000.00 1,990.95
144 341.61 276.02 67,128.37 143 3,000.00 1,999.21
145 341.61 278.58 67,748.56 144 3,000.00 2,007.51
146 341.61 281.16 68,371.32 145 3,000.00 2,015.84
147 341.61 283.74 68,996.67 146 3,000.00 2,024.21
148 341.61 286.34 69,624.62 147 3,000.00 2,032.61
149 341.61 288.94 70,255.17 148 3,000.00 2,041.04
150 341.61 291.56 70,888.33 149 3,000.00 2,049.51
151 341.61 294.19 71,524.13 150 3,000.00 2,058.02
152 341.61 296.83 72,162.56 151 3,000.00 2,066.56
153 341.61 299.47 72,803.64 152 3,000.00 2,075.14
154 341.61 302.14 73,447.39 153 3,000.00 2,083.75
155 341.61 304.81 74,093.80 154 3,000.00 2,092.40
156 341.61 307.49 74,742.90 155 3,000.00 2,101.08
157 341.61 310.18 75,394.69 156 3,000.00 2,109.80
158 341.61 312.89 76,049.18 157 3,000.00 2,118.55
159 341.61 315.60 76,706.40 158 3,000.00 2,127.35
160 341.61 318.33 77,366.34 159 3,000.00 2,136.17
161 341.61 321.07 78,029.01 160 3,000.00 2,145.04
162 341.61 323.82 78,694.44 161 3,000.00 2,153.94
163 341.61 326.58 79,362.63 162 3,000.00 2,162.88
164 341.61 329.35 80,033.59 163 3,000.00 2,171.86
165 341.61 332.14 80,707.34 164 3,000.00 2,180.87
166 341.61 334.94 81,383.88 165 3,000.00 2,189.92
167 341.61 337.74 82,063.24 166 3,000.00 2,199.01
168 341.61 340.56 82,745.41 167 3,000.00 2,208.13
169 341.61 343.39 83,430.41 168 3,000.00 2,217.30
170 341.61 346.24 84,118.25 169 3,000.00 2,226.50
171 341.61 349.09 84,808.95 170 3,000.00 2,235.74
172 341.61 351.96 85,502.51 171 3,000.00 2,245.02
173 341.61 354.84 86,198.96 172 3,000.00 2,254.33
174 341.61 357.73 86,898.29 173 3,000.00 2,263.69
175 341.61 360.63 87,600.53 174 3,000.00 2,273.08
176 341.61 363.54 88,305.68 175 3,000.00 2,282.52
177 341.61 366.47 89,013.75 176 3,000.00 2,291.99
178 341.61 369.41 89,724.77 177 3,000.00 2,301.50
179 341.61 372.36 90,438.73 178 3,000.00 2,311.05
180 341.61 375.32 91,155.66 179 3,000.00 2,320.64
181 341.61 378.30 91,875.57 180 3,000.00 2,330.27
182 341.61 381.28 92,598.46 181 3,000.00 2,339.95
183 341.61 384.28 93,324.35 182 3,000.00 2,349.66
184 341.61 387.30 94,053.25 183 3,000.00 2,359.41
185 341.61 390.32 94,785.18 184 3,000.00 2,369.20
186 341.61 393.36 95,520.15 185 3,000.00 2,379.03
187 341.61 396.41 96,258.16 186 3,000.00 2,388.90
188 341.61 399.47 96,999.24 187 3,000.00 2,398.82
189 341.61 402.55 97,743.40 188 3,000.00 2,408.77
190 341.61 405.64 98,490.64 189 3,000.00 2,418.77
191 341.61 408.74 99,240.99 190 3,000.00 2,428.81
192 341.61 411.85 99,994.44 191 3,000.00 2,438.89
193 341.61 414.98 100,751.03 192 3,000.00 2,449.01
194 341.61 418.12 101,510.75 193 3,000.00 2,459.17
195 341.61 421.27 102,273.63 194 3,000.00 2,469.38
196 341.61 424.44 103,039.67 195 3,000.00 2,479.62
197 341.61 427.61 103,808.90 196 3,000.00 2,489.92
198 341.61 430.81 104,581.31 197 3,000.00 2,500.25
199 341.61 434.01 105,356.93 198 3,000.00 2,510.62
200 341.61 437.23 106,135.77 199 3,000.00 2,521.04
201 341.61 440.46 106,917.84 200 3,000.00 2,531.51
202 341.61 443.71 107,703.16 201 3,000.00 2,542.01
203 341.61 446.97 108,491.73 202 3,000.00 2,552.56
204 341.61 450.24 109,283.58 203 3,000.00 2,563.15
205 341.61 453.53 110,078.72 204 3,000.00 2,573.79
206 341.61 456.83 110,877.15 205 3,000.00 2,584.47
207 341.61 460.14 111,678.90 206 3,000.00 2,595.20
208 341.61 463.47 112,483.98 207 3,000.00 2,605.97
209 341.61 466.81 113,292.39 208 3,000.00 2,616.78
210 341.61 470.16 114,104.16 209 3,000.00 2,627.64
211 341.61 473.53 114,919.30 210 3,000.00 2,638.55
212 341.61 476.92 115,737.83 211 3,000.00 2,649.50
213 341.61 480.31 116,559.75 212 3,000.00 2,660.49
214 341.61 483.72 117,385.08 213 3,000.00 2,671.53
215 341.61 487.15 118,213.83 214 3,000.00 2,682.62
216 341.61 490.59 119,046.03 215 3,000.00 2,693.75
217 341.61 494.04 119,881.68 216 3,000.00 2,704.93
218 341.61 497.51 120,720.79 217 3,000.00 2,716.16
219 341.61 500.99 121,563.39 218 3,000.00 2,727.43
220 341.61 504.49 122,409.49 219 3,000.00 2,738.75
221 341.61 508.00 123,259.10 220 3,000.00 2,750.11
222 341.61 511.53 124,112.23 221 3,000.00 2,761.53
223 341.61 515.07 124,968.90 222 3,000.00 2,772.99
224 341.61 518.62 125,829.13 223 3,000.00 2,784.50
225 341.61 522.19 126,692.93 224 3,000.00 2,796.05
226 341.61 525.78 127,560.31 225 3,000.00 2,807.66
227 341.61 529.38 128,431.30 226 3,000.00 2,819.31
228 341.61 532.99 129,305.89 227 3,000.00 2,831.01
229 341.61 536.62 130,184.12 228 3,000.00 2,842.76
230 341.61 540.26 131,065.99 229 3,000.00 2,854.55
231 341.61 543.92 131,951.52 230 3,000.00 2,866.40
232 341.61 547.60 132,840.73 231 3,000.00 2,878.30
233 341.61 551.29 133,733.63 232 3,000.00 2,890.24
234 341.61 554.99 134,630.23 233 3,000.00 2,902.23
235 341.61 558.72 135,530.55 234 3,000.00 2,914.28
236 341.61 562.45 136,434.61 235 3,000.00 2,926.37
237 341.61 566.20 137,342.43 236 3,000.00 2,938.52
238 341.61 569.97 138,254.00 237 3,000.00 2,950.71
239 341.61 573.75 139,169.37 238 3,000.00 2,962.96
240 341.61 577.55 140,088.53 239 3,000.00 2,975.25
241 341.61 581.37 141,011.50 240 3,000.00 2,987.60
242 341.61 585.20 141,938.31
243 341.61 589.04 142,868.96
244 341.61 592.91 143,803.47
245 341.61 596.78 144,741.87
246 341.61 600.68 145,684.15
247 341.61 604.59 146,630.35
248 341.61 608.52 147,580.47
249 341.61 612.46 148,534.54
250 341.61 616.42 149,492.57
251 341.61 620.39 150,454.57
252 341.61 624.39 151,420.56
253 341.61 628.40 152,390.57
254 341.61 632.42 153,364.59
255 341.61 636.46 154,342.67
256 341.61 640.52 155,324.79
257 341.61 644.60 156,311.00
258 341.61 648.69 157,301.30
259 341.61 652.80 158,295.71
260 341.61 656.93 159,294.24
261 341.61 661.07 160,296.92
262 341.61 665.23 161,303.76
263 341.61 669.41 162,314.78
264 341.61 673.61 163,329.99
265 341.61 677.82 164,349.42
266 341.61 682.05 165,373.08
267 341.61 686.30 166,400.99
268 341.61 690.56 167,433.16
269 341.61 694.85 168,469.61
270 341.61 699.15 169,510.37
271 341.61 703.47 170,555.45
272 341.61 707.81 171,604.86
273 341.61 712.16 172,658.63
274 341.61 716.53 173,716.77
275 341.61 720.92 174,779.30
276 341.61 725.33 175,846.24
277 341.61 729.76 176,917.61
278 341.61 734.21 177,993.43
279 341.61 738.67 179,073.71
280 341.61 743.16 180,158.47
281 341.61 747.66 181,247.74
282 341.61 752.18 182,341.52
283 341.61 756.72 183,439.85
284 341.61 761.28 184,542.73
285 341.61 765.85 185,650.19
286 341.61 770.45 186,762.25
287 341.61 775.06 187,878.92
288 341.61 779.70 189,000.22
289 341.61 784.35 190,126.18
290 341.61 789.02 191,256.81
291 341.61 793.72 192,392.14
292 341.61 798.43 193,532.17
293 341.61 803.16 194,676.94
294 341.61 807.91 195,826.46
295 341.61 812.68 196,980.74
296 341.61 817.47 198,139.82
297 341.61 822.28 199,303.71
298 341.61 827.11 200,472.43
299 341.61 831.96 201,646.00
300 341.61 836.83 202,824.44
301 341.61 841.72 204,007.76
302 341.61 846.63 205,196.00
303 341.61 851.56 206,389.18
304 341.61 856.52 207,587.30
305 341.61 861.49 208,790.39
306 341.61 866.48 209,998.48
307 341.61 871.49 211,211.58
308 341.61 876.53 212,429.72
309 341.61 881.58 213,652.91
310 341.61 886.66 214,881.18
311 341.61 891.76 216,114.54
312 341.61 896.88 217,353.03
313 341.61 902.02 218,596.65
314 341.61 907.18 219,845.43
315 341.61 912.36 221,099.40
316 341.61 917.56 222,358.57
317 341.61 922.79 223,622.97
318 341.61 928.04 224,892.61
319 341.61 933.30 226,167.52
320 341.61 938.60 227,447.72
321 341.61 943.91 228,733.24
322 341.61 949.24 230,024.09
323 341.61 954.60 231,320.30
324 341.61 959.98 232,621.89
325 341.61 965.38 233,928.87
326 341.61 970.80 235,241.29
327 341.61 976.25 236,559.15
328 341.61 981.72 237,882.47
329 341.61 987.21 239,211.29
330 341.61 992.73 240,545.63
331 341.61 998.26 241,885.50
332 341.61 1,003.82 243,230.93
333 341.61 1,009.41 244,581.95
334 341.61 1,015.02 245,938.57
335 341.61 1,020.65 247,300.83
336 341.61 1,026.30 248,668.73
337 341.61 1,031.98 250,042.32
338 341.61 1,037.68 251,421.60
339 341.61 1,043.40 252,806.61
340 341.61 1,049.15 254,197.36
341 341.61 1,054.92 255,593.89
342 341.61 1,060.71 256,996.21
343 341.61 1,066.53 258,404.35
344 341.61 1,072.38 259,818.34
345 341.61 1,078.25 261,238.19
346 341.61 1,084.14 262,663.94
347 341.61 1,090.06 264,095.60
348 341.61 1,096.00 265,533.21
349 341.61 1,101.96 266,976.78
350 341.61 1,107.95 268,426.34
351 341.61 1,113.97 269,881.92
352 341.61 1,120.01 271,343.53
353 341.61 1,126.08 272,811.22
354 341.61 1,132.17 274,284.99
355 341.61 1,138.28 275,764.88
356 341.61 1,144.42 277,250.91
357 341.61 1,150.59 278,743.11
358 341.61 1,156.78 280,241.51
359 341.61 1,163.00 281,746.12
360 341.61 1,169.25 283,256.97
361 341.61 1,175.52 284,774.09
362 341.61 1,181.81 286,297.51
363 341.61 1,188.13 287,827.26
364 341.61 1,194.48 289,363.35
365 341.61 1,200.86 290,905.81
366 341.61 1,207.26 292,454.68
367 341.61 1,213.69 294,009.97
368 341.61 1,220.14 295,571.72
369 341.61 1,226.62 297,139.95
370 341.61 1,233.13 298,714.69
371 341.61 1,239.67 300,295.97
372 341.61 1,246.23 301,883.80
373 341.61 1,252.82 303,478.23
374 341.61 1,259.43 305,079.27
375 341.61 1,266.08 306,686.96
376 341.61 1,272.75 308,301.32
377 341.61 1,279.45 309,922.37
378 341.61 1,286.18 311,550.16
379 341.61 1,292.93 313,184.70
380 341.61 1,299.72 314,826.03
381 341.61 1,306.53 316,474.16
382 341.61 1,313.37 318,129.14
383 341.61 1,320.24 319,790.98
384 341.61 1,327.13 321,459.72
385 341.61 1,334.06 323,135.39
386 341.61 1,341.01 324,818.01
387 341.61 1,347.99 326,507.61
388 341.61 1,355.01 328,204.22
389 341.61 1,362.05 329,907.88
390 341.61 1,369.12 331,618.60
391 341.61 1,376.22 333,336.43
392 341.61 1,383.35 335,061.38
393 341.61 1,390.50 336,793.50
394 341.61 1,397.69 338,532.80
395 341.61 1,404.91 340,279.32
396 341.61 1,412.16 342,033.08
397 341.61 1,419.44 343,794.13
398 341.61 1,426.75 345,562.48
399 341.61 1,434.08 347,338.17
400 341.61 1,441.45 349,121.24
401 341.61 1,448.85 350,911.70
402 341.61 1,456.28 352,709.59
403 341.61 1,463.74 354,514.94
404 341.61 1,471.24 356,327.78
405 341.61 1,478.76 358,148.15
406 341.61 1,486.31 359,976.08
407 341.61 1,493.90 361,811.58
408 341.61 1,501.52 363,654.71
409 341.61 1,509.17 365,505.49
410 341.61 1,516.85 367,363.94
411 341.61 1,524.56 369,230.11
412 341.61 1,532.30 371,104.02
413 341.61 1,540.08 372,985.71
414 341.61 1,547.89 374,875.21
415 341.61 1,555.73 376,772.55
416 341.61 1,563.61 378,677.76
417 341.61 1,571.51 380,590.88
418 341.61 1,579.45 382,511.94
419 341.61 1,587.42 384,440.98
420 341.61 1,595.43 386,378.01
421 341.61 1,603.47 388,323.09
422 341.61 1,611.54 390,276.24
423 341.61 1,619.65 392,237.49
424 341.61 1,627.79 394,206.89
425 341.61 1,635.96 396,184.45
426 341.61 1,644.17 398,170.23
427 341.61 1,652.41 400,164.24
428 341.61 1,660.68 402,166.53
429 341.61 1,668.99 404,177.13
430 341.61 1,677.34 406,196.07
431 341.61 1,685.71 408,223.39
432 341.61 1,694.13 410,259.13
433 341.61 1,702.58 412,303.31
434 341.61 1,711.06 414,355.98
435 341.61 1,719.58 416,417.16
436 341.61 1,728.13 418,486.90
437 341.61 1,736.72 420,565.23
438 341.61 1,745.35 422,652.19
439 341.61 1,754.01 424,747.80
440 341.61 1,762.70 426,852.11
441 341.61 1,771.44 428,965.15
442 341.61 1,780.21 431,086.97
443 341.61 1,789.01 433,217.59
444 341.61 1,797.85 435,357.05
445 341.61 1,806.73 437,505.39
446 341.61 1,815.65 439,662.64
447 341.61 1,824.60 441,828.85
448 341.61 1,833.59 444,004.05
449 341.61 1,842.62 446,188.27
450 341.61 1,851.68 448,381.56
451 341.61 1,860.78 450,583.95
452 341.61 1,869.92 452,795.48
453 341.61 1,879.10 455,016.19
454 341.61 1,888.32 457,246.12
455 341.61 1,897.57 459,485.30
456 341.61 1,906.86 461,733.77
457 341.61 1,916.20 463,991.57
458 341.61 1,925.57 466,258.74
459 341.61 1,934.97 468,535.33
460 341.61 1,944.42 470,821.36
461 341.61 1,953.91 473,116.87
462 341.61 1,963.44 475,421.92
463 341.61 1,973.00 477,736.52
464 341.61 1,982.61 480,060.74
465 341.61 1,992.25 482,394.60
466 341.61 2,001.94 484,738.14
467 341.61 2,011.66 487,091.41
468 341.61 2,021.43 489,454.45
469 341.61 2,031.24 491,827.30
470 341.61 2,041.08 494,209.99
471 341.61 2,050.97 496,602.57
472 341.61 2,060.90 499,005.07
473 341.61 2,070.87 501,417.55
474 341.61 2,080.88 503,840.04
2,090.94 505,930.98
505,930.98
50,593.10
455,337.88
pensiones mensuales
Interes Saldo
455,337.88
1,889.65 454,227.53
1,885.04 453,112.58
1,880.42 451,993.00
1,875.77 450,868.77
1,871.11 449,739.87
1,866.42 448,606.29
1,861.72 447,468.01
1,856.99 446,325.00
1,852.25 445,177.25
1,847.49 444,024.74
1,842.70 442,867.44
1,837.90 441,705.34
1,833.08 440,538.42
1,828.23 439,366.65
1,823.37 438,190.02
1,818.49 437,008.51
1,813.59 435,822.10
1,808.66 434,630.76
1,803.72 433,434.47
1,798.75 432,233.23
1,793.77 431,027.00
1,788.76 429,815.76
1,783.74 428,599.49
1,778.69 427,378.18
1,773.62 426,151.80
1,768.53 424,920.33
1,763.42 423,683.75
1,758.29 422,442.04
1,753.13 421,195.17
1,747.96 419,943.13
1,742.76 418,685.90
1,737.55 417,423.44
1,732.31 416,155.75
1,727.05 414,882.80
1,721.76 413,604.56
1,716.46 412,321.02
1,711.13 411,032.15
1,705.78 409,737.93
1,700.41 408,438.35
1,695.02 407,133.37
1,689.60 405,822.97
1,684.17 404,507.13
1,678.70 403,185.84
1,673.22 401,859.06
1,667.72 400,526.78
1,662.19 399,188.96
1,656.63 397,845.60
1,651.06 396,496.65
1,645.46 395,142.12
1,639.84 393,781.96
1,634.20 392,416.15
1,628.53 391,044.68
1,622.84 389,667.51
1,617.12 388,284.63
1,611.38 386,896.01
1,605.62 385,501.63
1,599.83 384,101.46
1,594.02 382,695.49
1,588.19 381,283.67
1,582.33 379,866.00
1,576.44 378,442.44
1,570.54 377,012.98
1,564.60 375,577.58
1,558.65 374,136.23
1,552.67 372,688.90
1,546.66 371,235.55
1,540.63 369,776.18
1,534.57 368,310.75
1,528.49 366,839.24
1,522.38 365,361.63
1,516.25 363,877.88
1,510.09 362,387.97
1,503.91 360,891.88
1,497.70 359,389.58
1,491.47 357,881.05
1,485.21 356,366.25
1,478.92 354,845.17
1,472.61 353,317.78
1,466.27 351,784.05
1,459.90 350,243.95
1,453.51 348,697.47
1,447.09 347,144.56
1,440.65 345,585.21
1,434.18 344,019.39
1,427.68 342,447.07
1,421.16 340,868.23
1,414.60 339,282.83
1,408.02 337,690.85
1,401.42 336,092.27
1,394.78 334,487.05
1,388.12 332,875.17
1,381.43 331,256.61
1,374.71 329,631.32
1,367.97 327,999.29
1,361.20 326,360.49
1,354.40 324,714.88
1,347.57 323,062.45
1,340.71 321,403.16
1,333.82 319,736.98
1,326.91 318,063.89
1,319.97 316,383.86
1,312.99 314,696.85
1,305.99 313,002.84
1,298.96 311,301.80
1,291.90 309,593.71
1,284.81 307,878.52
1,277.70 306,156.22
1,270.55 304,426.76
1,263.37 302,690.13
1,256.16 300,946.30
1,248.93 299,195.23
1,241.66 297,436.89
1,234.36 295,671.25
1,227.04 293,898.28
1,219.68 292,117.96
1,212.29 290,330.25
1,204.87 288,535.12
1,197.42 286,732.54
1,189.94 284,922.48
1,182.43 283,104.91
1,174.89 281,279.80
1,167.31 279,447.11
1,159.71 277,606.81
1,152.07 275,758.88
1,144.40 273,903.28
1,136.70 272,039.98
1,128.97 270,168.95
1,121.20 268,290.15
1,113.40 266,403.55
1,105.57 264,509.13
1,097.71 262,606.84
1,089.82 260,696.66
1,081.89 258,778.55
1,073.93 256,852.48
1,065.94 254,918.42
1,057.91 252,976.33
1,049.85 251,026.18
1,041.76 249,067.94
1,033.63 247,101.57
1,025.47 245,127.04
1,017.28 243,144.32
1,009.05 241,153.37
1,000.79 239,154.15
992.49 237,146.64
984.16 235,130.80
975.79 233,106.60
967.39 231,073.99
958.96 229,032.95
950.49 226,983.43
941.98 224,925.41
933.44 222,858.85
924.86 220,783.72
916.25 218,699.97
907.60 216,607.58
898.92 214,506.50
890.20 212,396.70
881.45 210,278.15
872.65 208,150.80
863.83 206,014.63
854.96 203,869.59
846.06 201,715.64
837.12 199,552.76
828.14 197,380.91
819.13 195,200.04
810.08 193,010.12
800.99 190,811.11
791.87 188,602.98
782.70 186,385.68
773.50 184,159.18
764.26 181,923.44
754.98 179,678.42
745.67 177,424.09
736.31 175,160.40
726.92 172,887.31
717.48 170,604.80
708.01 168,312.81
698.50 166,011.31
688.95 163,700.25
679.36 161,379.61
669.73 159,049.33
660.05 156,709.39
650.34 154,359.73
640.59 152,000.32
630.80 149,631.13
620.97 147,252.10
611.10 144,863.19
601.18 142,464.37
591.23 140,055.60
581.23 137,636.83
571.19 135,208.02
561.11 132,769.14
550.99 130,320.13
540.83 127,860.96
530.62 125,391.58
520.38 122,911.96
510.08 120,422.04
499.75 117,921.79
489.38 115,411.17
478.96 112,890.12
468.49 110,358.62
457.99 107,816.61
447.44 105,264.05
436.85 102,700.89
426.21 100,127.10
415.53 97,542.63
404.80 94,947.43
394.03 92,341.46
383.22 89,724.68
372.36 87,097.04
361.45 84,458.49
350.50 81,808.99
339.51 79,148.50
328.47 76,476.96
317.38 73,794.34
306.25 71,100.59
295.07 68,395.66
283.84 65,679.50
272.57 62,952.07
261.25 60,213.32
249.89 57,463.21
238.47 54,701.68
227.01 51,928.69
215.50 49,144.19
203.95 46,348.14
192.34 43,540.49
180.69 40,721.18
168.99 37,890.17
157.24 35,047.42
145.45 32,192.86
133.60 29,326.47
121.70 26,448.17
109.76 23,557.93
97.77 20,655.70
85.72 17,741.42
73.63 14,815.04
61.48 11,876.53
49.29 8,925.81
37.04 5,962.86
24.75 2,987.60
12.40 -0.00

Nper 240

Periodo Aporte Rendimiento Saldo Periodo Cuota
1 390.00 0.00 390.00 0
2 390.00 1.62 781.62 68 1 1 3,424.98
3 390.00 3.24 1,174.86 2 2 3,424.98
4 390.00 4.88 1,569.74 3 3 3,424.98
5 390.00 6.51 1,966.25 4 4 3,424.98
6 390.00 8.16 2,364.41 5 5 3,424.98
7 390.00 9.81 2,764.22 6 6 3,424.98
8 390.00 11.47 3,165.70 7 7 3,424.98
9 390.00 13.14 3,568.83 8 8 3,424.98
10 390.00 14.81 3,973.64 9 9 3,424.98
11 390.00 16.49 4,380.14 10 10 3,424.98
12 390.00 18.18 4,788.31 11 11 3,424.98
13 390.00 19.87 5,198.18 12 12 3,424.98
14 390.00 21.57 5,609.76 69 1 13 3,424.98
15 390.00 23.28 6,023.04 2 14 3,424.98
16 390.00 25.00 6,438.03 3 15 3,424.98
17 390.00 26.72 6,854.75 4 16 3,424.98
18 390.00 28.45 7,273.20 5 17 3,424.98
19 390.00 30.18 7,693.38 6 18 3,424.98
20 390.00 31.93 8,115.31 7 19 3,424.98
21 390.00 33.68 8,538.99 8 20 3,424.98
22 390.00 35.44 8,964.42 9 21 3,424.98
23 390.00 37.20 9,391.63 10 22 3,424.98
24 390.00 38.98 9,820.60 11 23 3,424.98
25 390.00 40.76 10,251.36 12 24 3,424.98
26 390.00 42.54 10,683.90 70 1 25 3,424.98
27 390.00 44.34 11,118.24 2 26 3,424.98
28 390.00 46.14 11,554.38 3 27 3,424.98
29 390.00 47.95 11,992.33 4 28 3,424.98
30 390.00 49.77 12,432.10 5 29 3,424.98
31 390.00 51.59 12,873.69 6 30 3,424.98
32 390.00 53.43 13,317.12 7 31 3,424.98
33 390.00 55.27 13,762.38 8 32 3,424.98
34 390.00 57.11 14,209.50 9 33 3,424.98
35 390.00 58.97 14,658.47 10 34 3,424.98
36 390.00 60.83 15,109.30 11 35 3,424.98
37 390.00 62.70 15,562.00 12 36 3,424.98
38 390.00 64.58 16,016.59 70 1 37 3,424.98
39 390.00 66.47 16,473.05 2 38 3,424.98
40 390.00 68.36 16,931.42 3 39 3,424.98
41 390.00 70.27 17,391.68 4 40 3,424.98
42 390.00 72.18 17,853.86 5 41 3,424.98
43 390.00 74.09 18,317.95 6 42 3,424.98
44 390.00 76.02 18,783.97 7 43 3,424.98
45 390.00 77.95 19,251.92 8 44 3,424.98
46 390.00 79.90 19,721.82 9 45 3,424.98
47 390.00 81.85 20,193.67 10 46 3,424.98
48 390.00 83.80 20,667.47 11 47 3,424.98
49 390.00 85.77 21,143.24 12 48 3,424.98
50 390.00 87.74 21,620.98 70 1 49 3,424.98
51 390.00 89.73 22,100.71 2 50 3,424.98
52 390.00 91.72 22,582.43 3 51 3,424.98
53 390.00 93.72 23,066.15 4 52 3,424.98
54 390.00 95.72 23,551.87 5 53 3,424.98
55 390.00 97.74 24,039.61 6 54 3,424.98
56 390.00 99.76 24,529.38 7 55 3,424.98
57 390.00 101.80 25,021.17 8 56 3,424.98
58 390.00 103.84 25,515.01 9 57 3,424.98
59 390.00 105.89 26,010.90 10 58 3,424.98
60 390.00 107.95 26,508.84 11 59 3,424.98
61 390.00 110.01 27,008.85 12 60 3,424.98
62 390.00 112.09 27,510.94 70 1 61 3,424.98
63 390.00 114.17 28,015.11 2 62 3,424.98
64 390.00 116.26 28,521.37 3 63 3,424.98
65 390.00 118.36 29,029.74 4 64 3,424.98
66 390.00 120.47 29,540.21 5 65 3,424.98
67 390.00 122.59 30,052.80 6 66 3,424.98
68 390.00 124.72 30,567.52 7 67 3,424.98
69 390.00 126.86 31,084.38 8 68 3,424.98
70 390.00 129.00 31,603.38 9 69 3,424.98
71 390.00 131.15 32,124.53 10 70 3,424.98
72 390.00 133.32 32,647.85 11 71 3,424.98
73 390.00 135.49 33,173.34 12 72 3,424.98
74 390.00 137.67 33,701.01 70 1 73 3,424.98
75 390.00 139.86 34,230.87 2 74 3,424.98
76 390.00 142.06 34,762.92 3 75 3,424.98
77 390.00 144.27 35,297.19 4 76 3,424.98
78 390.00 146.48 35,833.67 5 77 3,424.98
79 390.00 148.71 36,372.38 6 78 3,424.98
80 390.00 150.95 36,913.33 7 79 3,424.98
81 390.00 153.19 37,456.52 8 80 3,424.98
82 390.00 155.44 38,001.96 9 81 3,424.98
83 390.00 157.71 38,549.67 10 82 3,424.98
84 390.00 159.98 39,099.65 11 83 3,424.98
85 390.00 162.26 39,651.92 12 84 3,424.98
86 390.00 164.56 40,206.47 75 1 85 3,424.98
87 390.00 166.86 40,763.33 2 86 3,424.98
88 390.00 169.17 41,322.50 3 87 3,424.98
89 390.00 171.49 41,883.98 4 88 3,424.98
90 390.00 173.82 42,447.80 5 89 3,424.98
91 390.00 176.16 43,013.96 6 90 3,424.98
92 390.00 178.51 43,582.47 7 91 3,424.98
93 390.00 180.87 44,153.34 8 92 3,424.98
94 390.00 183.24 44,726.57 9 93 3,424.98
95 390.00 185.62 45,302.19 10 94 3,424.98
96 390.00 188.00 45,880.19 11 95 3,424.98
97 390.00 190.40 46,460.59 12 96 3,424.98
98 390.00 192.81 47,043.41 97 3,424.98
99 390.00 195.23 47,628.64 98 3,424.98
100 390.00 197.66 48,216.30 99 3,424.98
101 390.00 200.10 48,806.39 100 3,424.98
102 390.00 202.55 49,398.94 101 3,424.98
103 390.00 205.01 49,993.94 102 3,424.98
104 390.00 207.47 50,591.42 103 3,424.98
105 390.00 209.95 51,191.37 104 3,424.98
106 390.00 212.44 51,793.82 105 3,424.98
107 390.00 214.94 52,398.76 106 3,424.98
108 390.00 217.45 53,006.22 107 3,424.98
109 390.00 219.98 53,616.19 108 3,424.98
110 390.00 222.51 54,228.70 109 3,424.98
111 390.00 225.05 54,843.75 110 3,424.98
112 390.00 227.60 55,461.35 111 3,424.98
113 390.00 230.16 56,081.52 112 3,424.98
114 390.00 232.74 56,704.25 113 3,424.98
115 390.00 235.32 57,329.58 114 3,424.98
116 390.00 237.92 57,957.49 115 3,424.98
117 390.00 240.52 58,588.02 116 3,424.98
118 390.00 243.14 59,221.16 117 3,424.98
119 390.00 245.77 59,856.93 118 3,424.98
120 390.00 248.41 60,495.33 119 3,424.98
121 390.00 251.06 61,136.39 120 3,424.98
122 390.00 253.72 61,780.10 121 3,424.98
123 390.00 256.39 62,426.49 122 3,424.98
124 390.00 259.07 63,075.56 123 3,424.98
125 390.00 261.76 63,727.33 124 3,424.98
126 390.00 264.47 64,381.79 125 3,424.98
127 390.00 267.18 65,038.98 126 3,424.98
128 390.00 269.91 65,698.89 127 3,424.98
129 390.00 272.65 66,361.54 128 3,424.98
130 390.00 275.40 67,026.94 129 3,424.98
131 390.00 278.16 67,695.10 130 3,424.98
132 390.00 280.93 68,366.04 131 3,424.98
133 390.00 283.72 69,039.76 132 3,424.98
134 390.00 286.51 69,716.27 133 3,424.98
135 390.00 289.32 70,395.59 134 3,424.98
136 390.00 292.14 71,077.74 135 3,424.98
137 390.00 294.97 71,762.71 136 3,424.98
138 390.00 297.82 72,450.52 137 3,424.98
139 390.00 300.67 73,141.19 138 3,424.98
140 390.00 303.54 73,834.73 139 3,424.98
141 390.00 306.41 74,531.14 140 3,424.98
142 390.00 309.30 75,230.45 141 3,424.98
143 390.00 312.21 75,932.65 142 3,424.98
144 390.00 315.12 76,637.77 143 3,424.98
145 390.00 318.05 77,345.82 144 3,424.98
146 390.00 320.99 78,056.81 145 3,424.98
147 390.00 323.94 78,770.74 146 3,424.98
148 390.00 326.90 79,487.64 147 3,424.98
149 390.00 329.87 80,207.51 148 3,424.98
150 390.00 332.86 80,930.38 149 3,424.98
151 390.00 335.86 81,656.24 150 3,424.98
152 390.00 338.87 82,385.11 151 3,424.98
153 390.00 341.90 83,117.01 152 3,424.98
154 390.00 344.94 83,851.94 153 3,424.98
155 390.00 347.99 84,589.93 154 3,424.98
156 390.00 351.05 85,330.98 155 3,424.98
157 390.00 354.12 86,075.10 156 3,424.98
158 390.00 357.21 86,822.31 157 3,424.98
159 390.00 360.31 87,572.62 158 3,424.98
160 390.00 363.43 88,326.05 159 3,424.98
161 390.00 366.55 89,082.60 160 3,424.98
162 390.00 369.69 89,842.30 161 3,424.98
163 390.00 372.85 90,605.14 162 3,424.98
164 390.00 376.01 91,371.15 163 3,424.98
165 390.00 379.19 92,140.34 164 3,424.98
166 390.00 382.38 92,912.73 165 3,424.98
167 390.00 385.59 93,688.31 166 3,424.98
168 390.00 388.81 94,467.12 167 3,424.98
169 390.00 392.04 95,249.16 168 3,424.98
170 390.00 395.28 96,034.44 169 3,424.98
171 390.00 398.54 96,822.99 170 3,424.98
172 390.00 401.82 97,614.80 171 3,424.98
173 390.00 405.10 98,409.90 172 3,424.98
174 390.00 408.40 99,208.30 173 3,424.98
175 390.00 411.71 100,010.02 174 3,424.98
176 390.00 415.04 100,815.06 175 3,424.98
177 390.00 418.38 101,623.44 176 3,424.98
178 390.00 421.74 102,435.18 177 3,424.98
179 390.00 425.11 103,250.29 178 3,424.98
180 390.00 428.49 104,068.78 179 3,424.98
181 390.00 431.89 104,890.66 180 3,424.98
182 390.00 435.30 105,715.96 181 3,424.98
183 390.00 438.72 106,544.68 182 3,424.98
184 390.00 442.16 107,376.84 183 3,424.98
185 390.00 445.61 108,212.45 184 3,424.98
186 390.00 449.08 109,051.53 185 3,424.98
187 390.00 452.56 109,894.10 186 3,424.98
188 390.00 456.06 110,740.16 187 3,424.98
189 390.00 459.57 111,589.73 188 3,424.98
190 390.00 463.10 112,442.83 189 3,424.98
191 390.00 466.64 113,299.47 190 3,424.98
192 390.00 470.19 114,159.66 191 3,424.98
193 390.00 473.76 115,023.42 192 3,424.98
194 390.00 477.35 115,890.77 193 3,424.98
195 390.00 480.95 116,761.71 194 3,424.98
196 390.00 484.56 117,636.28 195 3,424.98
197 390.00 488.19 118,514.47 196 3,424.98
198 390.00 491.84 119,396.30 197 3,424.98
199 390.00 495.49 120,281.80 198 3,424.98
200 390.00 499.17 121,170.97 199 3,424.98
201 390.00 502.86 122,063.82 200 3,424.98
202 390.00 506.56 122,960.39 201 3,424.98
203 390.00 510.29 123,860.68 202 3,424.98
204 390.00 514.02 124,764.70 203 3,424.98
205 390.00 517.77 125,672.47 204 3,424.98
206 390.00 521.54 126,584.01 205 3,424.98
207 390.00 525.32 127,499.33 206 3,424.98
208 390.00 529.12 128,418.46 207 3,424.98
209 390.00 532.94 129,341.39 208 3,424.98
210 390.00 536.77 130,268.16 209 3,424.98
211 390.00 540.61 131,198.77 210 3,424.98
212 390.00 544.47 132,133.25 211 3,424.98
213 390.00 548.35 133,071.60 212 3,424.98
214 390.00 552.25 134,013.85 213 3,424.98
215 390.00 556.16 134,960.01 214 3,424.98
216 390.00 560.08 135,910.09 215 3,424.98
217 390.00 564.03 136,864.12 216 3,424.98
218 390.00 567.99 137,822.10 217 3,424.98
219 390.00 571.96 138,784.06 218 3,424.98
220 390.00 575.95 139,750.02 219 3,424.98
221 390.00 579.96 140,719.98 220 3,424.98
222 390.00 583.99 141,693.97 221 3,424.98
223 390.00 588.03 142,672.00 222 3,424.98
224 390.00 592.09 143,654.09 223 3,424.98
225 390.00 596.16 144,640.25 224 3,424.98
226 390.00 600.26 145,630.51 225 3,424.98
227 390.00 604.37 146,624.88 226 3,424.98
228 390.00 608.49 147,623.37 227 3,424.98
229 390.00 612.64 148,626.01 228 3,424.98
230 390.00 616.80 149,632.80 229 3,424.98
231 390.00 620.98 150,643.78 230 3,424.98
232 390.00 625.17 151,658.95 231 3,424.98
233 390.00 629.38 152,678.34 232 3,424.98
234 390.00 633.62 153,701.95 233 3,424.98
235 390.00 637.86 154,729.81 234 3,424.98
236 390.00 642.13 155,761.94 235 3,424.98
237 390.00 646.41 156,798.36 236 3,424.98
238 390.00 650.71 157,839.07 237 3,424.98
239 390.00 655.03 158,884.10 238 3,424.98
240 390.00 659.37 159,933.47 239 3,424.98
241 390.00 663.72 160,987.19 240 3,424.98
242 390.00 668.10 162,045.29
243 390.00 672.49 163,107.78
244 390.00 676.90 164,174.68
245 390.00 681.32 165,246.00
246 390.00 685.77 166,321.77
247 390.00 690.24 167,402.01
248 390.00 694.72 168,486.73
249 390.00 699.22 169,575.94
250 390.00 703.74 170,669.69
251 390.00 708.28 171,767.96
252 390.00 712.84 172,870.80
253 390.00 717.41 173,978.22
254 390.00 722.01 175,090.22
255 390.00 726.62 176,206.85
256 390.00 731.26 177,328.11
257 390.00 735.91 178,454.02
258 390.00 740.58 179,584.60
259 390.00 745.28 180,719.88
260 390.00 749.99 181,859.87
261 390.00 754.72 183,004.59
262 390.00 759.47 184,154.05
263 390.00 764.24 185,308.29
264 390.00 769.03 186,467.32
265 390.00 773.84 187,631.16
266 390.00 778.67 188,799.83
267 390.00 783.52 189,973.35
268 390.00 788.39 191,151.74
269 390.00 793.28 192,335.02
270 390.00 798.19 193,523.21
271 390.00 803.12 194,716.33
272 390.00 808.07 195,914.40
273 390.00 813.04 197,117.45
274 390.00 818.04 198,325.49
275 390.00 823.05 199,538.54
276 390.00 828.08 200,756.62
277 390.00 833.14 201,979.76
278 390.00 838.22 203,207.98
279 390.00 843.31 204,441.29
280 390.00 848.43 205,679.72
281 390.00 853.57 206,923.29
282 390.00 858.73 208,172.03
283 390.00 863.91 209,425.94
284 390.00 869.12 210,685.06
285 390.00 874.34 211,949.40
286 390.00 879.59 213,218.99
287 390.00 884.86 214,493.85
288 390.00 890.15 215,774.00
289 390.00 895.46 217,059.46
290 390.00 900.80 218,350.26
291 390.00 906.15 219,646.41
292 390.00 911.53 220,947.94
293 390.00 916.93 222,254.88
294 390.00 922.36 223,567.24
295 390.00 927.80 224,885.04
296 390.00 933.27 226,208.31
297 390.00 938.76 227,537.08
298 390.00 944.28 228,871.36
299 390.00 949.82 230,211.17
300 390.00 955.38 231,556.55
301 390.00 960.96 232,907.51
302 390.00 966.57 234,264.07
303 390.00 972.20 235,626.27
304 390.00 977.85 236,994.12
305 390.00 983.53 238,367.64
306 390.00 989.23 239,746.87
307 390.00 994.95 241,131.82
308 390.00 1,000.70 242,522.52
309 390.00 1,006.47 243,918.99
310 390.00 1,012.26 245,321.25
311 390.00 1,018.08 246,729.33
312 390.00 1,023.93 248,143.26
313 390.00 1,029.79 249,563.05
314 390.00 1,035.69 250,988.74
315 390.00 1,041.60 252,420.34
316 390.00 1,047.54 253,857.89
317 390.00 1,053.51 255,301.40
318 390.00 1,059.50 256,750.90
319 390.00 1,065.52 258,206.42
320 390.00 1,071.56 259,667.97
321 390.00 1,077.62 261,135.59
322 390.00 1,083.71 262,609.31
323 390.00 1,089.83 264,089.14
324 390.00 1,095.97 265,575.11
325 390.00 1,102.14 267,067.24
326 390.00 1,108.33 268,565.57
327 390.00 1,114.55 270,070.12
328 390.00 1,120.79 271,580.91
329 390.00 1,127.06 273,097.97
330 390.00 1,133.36 274,621.33
331 390.00 1,139.68 276,151.00
332 390.00 1,146.03 277,687.03
333 390.00 1,152.40 279,229.43
334 390.00 1,158.80 280,778.23
335 390.00 1,165.23 282,333.46
336 390.00 1,171.68 283,895.15
337 390.00 1,178.16 285,463.31
338 390.00 1,184.67 287,037.99
339 390.00 1,191.21 288,619.19
340 390.00 1,197.77 290,206.96
341 390.00 1,204.36 291,801.32
342 390.00 1,210.98 293,402.30
343 390.00 1,217.62 295,009.92
344 390.00 1,224.29 296,624.21
345 390.00 1,230.99 298,245.20
346 390.00 1,237.72 299,872.92
347 390.00 1,244.47 301,507.39
348 390.00 1,251.26 303,148.64
349 390.00 1,258.07 304,796.71
350 390.00 1,264.91 306,451.62
351 390.00 1,271.77 308,113.39
352 390.00 1,278.67 309,782.06
353 390.00 1,285.60 311,457.66
354 390.00 1,292.55 313,140.21
355 390.00 1,299.53 314,829.74
356 390.00 1,306.54 316,526.28
357 390.00 1,313.58 318,229.87
358 390.00 1,320.65 319,940.52
359 390.00 1,327.75 321,658.27
360 390.00 1,334.88 323,383.16
361 390.00 1,342.04 325,115.20
362 390.00 1,349.23 326,854.42
363 390.00 1,356.45 328,600.87
364 390.00 1,363.69 330,354.56
365 390.00 1,370.97 332,115.53
366 390.00 1,378.28 333,883.81
367 390.00 1,385.62 335,659.43
368 390.00 1,392.99 337,442.42
369 390.00 1,400.39 339,232.80
370 390.00 1,407.82 341,030.62
371 390.00 1,415.28 342,835.90
372 390.00 1,422.77 344,648.67
373 390.00 1,430.29 346,468.96
374 390.00 1,437.85 348,296.81
375 390.00 1,445.43 350,132.24
376 390.00 1,453.05 351,975.29
377 390.00 1,460.70 353,825.98
378 390.00 1,468.38 355,684.36
379 390.00 1,476.09 357,550.45
380 390.00 1,483.83 359,424.29
381 390.00 1,491.61 361,305.90
382 390.00 1,499.42 363,195.32
383 390.00 1,507.26 365,092.58
384 390.00 1,515.13 366,997.71
385 390.00 1,523.04 368,910.75
386 390.00 1,530.98 370,831.73
387 390.00 1,538.95 372,760.68
388 390.00 1,546.96 374,697.64
389 390.00 1,555.00 376,642.63
390 390.00 1,563.07 378,595.70
391 390.00 1,571.17 380,556.87
392 390.00 1,579.31 382,526.18
393 390.00 1,587.48 384,503.67
394 390.00 1,595.69 386,489.36
395 390.00 1,603.93 388,483.29
396 390.00 1,612.21 390,485.49
397 390.00 1,620.51 392,496.01
398 390.00 1,628.86 394,514.87
399 390.00 1,637.24 396,542.10
400 390.00 1,645.65 398,577.75
401 390.00 1,654.10 400,621.85
402 390.00 1,662.58 402,674.43
403 390.00 1,671.10 404,735.53
404 390.00 1,679.65 406,805.18
405 390.00 1,688.24 408,883.43
406 390.00 1,696.87 410,970.29
407 390.00 1,705.53 413,065.82
408 390.00 1,714.22 415,170.04
409 390.00 1,722.96 417,283.00
410 390.00 1,731.72 419,404.72
411 390.00 1,740.53 421,535.25
412 390.00 1,749.37 423,674.62
413 390.00 1,758.25 425,822.87
414 390.00 1,767.16 427,980.04
415 390.00 1,776.12 430,146.15
416 390.00 1,785.11 432,321.26
417 390.00 1,794.13 434,505.39
418 390.00 1,803.20 436,698.59
419 390.00 1,812.30 438,900.89
420 390.00 1,821.44 441,112.33
421 390.00 1,830.62 443,332.95
422 390.00 1,839.83 445,562.78
423 390.00 1,849.09 447,801.86
424 390.00 1,858.38 450,050.24
425 390.00 1,867.71 452,307.95
426 390.00 1,877.08 454,575.03
427 390.00 1,886.49 456,851.51
428 390.00 1,895.93 459,137.45
429 390.00 1,905.42 461,432.87
430 390.00 1,914.95 463,737.81
431 390.00 1,924.51 466,052.33
432 390.00 1,934.12 468,376.44
433 390.00 1,943.76 470,710.21
434 390.00 1,953.45 473,053.65
435 390.00 1,963.17 475,406.83
436 390.00 1,972.94 477,769.76
437 390.00 1,982.74 480,142.51
438 390.00 1,992.59 482,525.10
439 390.00 2,002.48 484,917.58
440 390.00 2,012.41 487,319.99
441 390.00 2,022.38 489,732.36
442 390.00 2,032.39 492,154.75
443 390.00 2,042.44 494,587.20
444 390.00 2,052.54 497,029.73
445 390.00 2,062.67 499,482.41
446 390.00 2,072.85 501,945.26
447 390.00 2,083.07 504,418.33
448 390.00 2,093.34 506,901.67
449 390.00 2,103.64 509,395.31
450 390.00 2,113.99 511,899.30
451 390.00 2,124.38 514,413.68
452 390.00 2,134.82 516,938.50
453 390.00 2,145.29 519,473.79
454 390.00 2,155.82 522,019.61
455 390.00 2,166.38 524,575.99
456 390.00 2,176.99 527,142.98
457 390.00 2,187.64 529,720.62
458 390.00 2,198.34 532,308.97
459 390.00 2,209.08 534,908.05
460 390.00 2,219.87 537,517.92
461 390.00 2,230.70 540,138.62
462 390.00 2,241.58 542,770.19
463 390.00 2,252.50 545,412.69
464 390.00 2,263.46 548,066.15
465 390.00 2,274.47 550,730.62
466 390.00 2,285.53 553,406.16
467 390.00 2,296.64 556,092.79
468 390.00 2,307.79 558,790.58
469 390.00 2,318.98 561,499.56
470 390.00 2,330.22 564,219.78
471 390.00 2,341.51 566,951.29
472 390.00 2,352.85 569,694.14
473 390.00 2,364.23 572,448.37
474 390.00 2,375.66 575,214.03
2,387.14 577,601.17
577,601.17
57,760.12
519,841.05
pensiones mensuales
Capital Interes Saldo

519,841.05
1,267.64 2,157.34 518,573.41
1,272.90 2,152.08 517,300.51
1,278.18 2,146.80 516,022.33
1,283.49 2,141.49 514,738.84
1,288.81 2,136.17 513,450.03
1,294.16 2,130.82 512,155.87
1,299.53 2,125.45 510,856.33
1,304.93 2,120.05 509,551.41
1,310.34 2,114.64 508,241.07
1,315.78 2,109.20 506,925.29
1,321.24 2,103.74 505,604.05
1,326.72 2,098.26 504,277.32
1,332.23 2,092.75 502,945.09
1,337.76 2,087.22 501,607.34
1,343.31 2,081.67 500,264.03
1,348.88 2,076.10 498,915.14
1,354.48 2,070.50 497,560.66
1,360.10 2,064.88 496,200.56
1,365.75 2,059.23 494,834.81
1,371.42 2,053.56 493,463.39
1,377.11 2,047.87 492,086.29
1,382.82 2,042.16 490,703.46
1,388.56 2,036.42 489,314.90
1,394.32 2,030.66 487,920.58
1,400.11 2,024.87 486,520.47
1,405.92 2,019.06 485,114.55
1,411.75 2,013.23 483,702.80
1,417.61 2,007.37 482,285.18
1,423.50 2,001.48 480,861.69
1,429.40 1,995.58 479,432.28
1,435.34 1,989.64 477,996.95
1,441.29 1,983.69 476,555.65
1,447.27 1,977.71 475,108.38
1,453.28 1,971.70 473,655.10
1,459.31 1,965.67 472,195.79
1,465.37 1,959.61 470,730.42
1,471.45 1,953.53 469,258.97
1,477.56 1,947.42 467,781.42
1,483.69 1,941.29 466,297.73
1,489.84 1,935.14 464,807.88
1,496.03 1,928.95 463,311.86
1,502.24 1,922.74 461,809.62
1,508.47 1,916.51 460,301.15
1,514.73 1,910.25 458,786.42
1,521.02 1,903.96 457,265.40
1,527.33 1,897.65 455,738.08
1,533.67 1,891.31 454,204.41
1,540.03 1,884.95 452,664.38
1,546.42 1,878.56 451,117.95
1,552.84 1,872.14 449,565.11
1,559.28 1,865.70 448,005.83
1,565.76 1,859.22 446,440.07
1,572.25 1,852.73 444,867.82
1,578.78 1,846.20 443,289.04
1,585.33 1,839.65 441,703.71
1,591.91 1,833.07 440,111.80
1,598.52 1,826.46 438,513.28
1,605.15 1,819.83 436,908.13
1,611.81 1,813.17 435,296.32
1,618.50 1,806.48 433,677.82
1,625.22 1,799.76 432,052.61
1,631.96 1,793.02 430,420.64
1,638.73 1,786.25 428,781.91
1,645.54 1,779.44 427,136.37
1,652.36 1,772.62 425,484.01
1,659.22 1,765.76 423,824.79
1,666.11 1,758.87 422,158.68
1,673.02 1,751.96 420,485.66
1,679.96 1,745.02 418,805.70
1,686.94 1,738.04 417,118.76
1,693.94 1,731.04 415,424.82
1,700.97 1,724.01 413,723.85
1,708.03 1,716.95 412,015.83
1,715.11 1,709.87 410,300.71
1,722.23 1,702.75 408,578.48
1,729.38 1,695.60 406,849.10
1,736.56 1,688.42 405,112.55
1,743.76 1,681.22 403,368.78
1,751.00 1,673.98 401,617.78
1,758.27 1,666.71 399,859.52
1,765.56 1,659.42 398,093.95
1,772.89 1,652.09 396,321.06
1,780.25 1,644.73 394,540.82
1,787.64 1,637.34 392,753.18
1,795.05 1,629.93 390,958.13
1,802.50 1,622.48 389,155.62
1,809.98 1,615.00 387,345.64
1,817.50 1,607.48 385,528.14
1,825.04 1,599.94 383,703.11
1,832.61 1,592.37 381,870.49
1,840.22 1,584.76 380,030.28
1,847.85 1,577.13 378,182.42
1,855.52 1,569.46 376,326.90
1,863.22 1,561.76 374,463.67
1,870.96 1,554.02 372,592.72
1,878.72 1,546.26 370,714.00
1,886.52 1,538.46 368,827.48
1,894.35 1,530.63 366,933.14
1,902.21 1,522.77 365,030.93
1,910.10 1,514.88 363,120.83
1,918.03 1,506.95 361,202.80
1,925.99 1,498.99 359,276.81
1,933.98 1,491.00 357,342.83
1,942.01 1,482.97 355,400.82
1,950.07 1,474.91 353,450.75
1,958.16 1,466.82 351,492.59
1,966.29 1,458.69 349,526.31
1,974.45 1,450.53 347,551.86
1,982.64 1,442.34 345,569.22
1,990.87 1,434.11 343,578.36
1,999.13 1,425.85 341,579.23
2,007.43 1,417.55 339,571.80
2,015.76 1,409.22 337,556.04
2,024.12 1,400.86 335,531.92
2,032.52 1,392.46 333,499.40
2,040.96 1,384.02 331,458.44
2,049.43 1,375.55 329,409.01
2,057.93 1,367.05 327,351.08
2,066.47 1,358.51 325,284.61
2,075.05 1,349.93 323,209.56
2,083.66 1,341.32 321,125.90
2,092.31 1,332.67 319,033.59
2,100.99 1,323.99 316,932.60
2,109.71 1,315.27 314,822.89
2,118.47 1,306.51 312,704.42
2,127.26 1,297.72 310,577.17
2,136.08 1,288.90 308,441.08
2,144.95 1,280.03 306,296.13
2,153.85 1,271.13 304,142.28
2,162.79 1,262.19 301,979.49
2,171.77 1,253.21 299,807.73
2,180.78 1,244.20 297,626.95
2,189.83 1,235.15 295,437.12
2,198.92 1,226.06 293,238.21
2,208.04 1,216.94 291,030.16
2,217.20 1,207.78 288,812.96
2,226.41 1,198.57 286,586.55
2,235.65 1,189.33 284,350.91
2,244.92 1,180.06 282,105.98
2,254.24 1,170.74 279,851.74
2,263.60 1,161.38 277,588.15
2,272.99 1,151.99 275,315.16
2,282.42 1,142.56 273,032.74
2,291.89 1,133.09 270,740.84
2,301.41 1,123.57 268,439.44
2,310.96 1,114.02 266,128.48
2,320.55 1,104.43 263,807.93
2,330.18 1,094.80 261,477.76
2,339.85 1,085.13 259,137.91
2,349.56 1,075.42 256,788.35
2,359.31 1,065.67 254,429.04
2,369.10 1,055.88 252,059.94
2,378.93 1,046.05 249,681.01
2,388.80 1,036.18 247,292.21
2,398.72 1,026.26 244,893.49
2,408.67 1,016.31 242,484.82
2,418.67 1,006.31 240,066.15
2,428.71 996.27 237,637.44
2,438.78 986.20 235,198.66
2,448.91 976.07 232,749.75
2,459.07 965.91 230,290.69
2,469.27 955.71 227,821.41
2,479.52 945.46 225,341.89
2,489.81 935.17 222,852.08
2,500.14 924.84 220,351.94
2,510.52 914.46 217,841.42
2,520.94 904.04 215,320.48
2,531.40 893.58 212,789.08
2,541.91 883.07 210,247.17
2,552.45 872.53 207,694.72
2,563.05 861.93 205,131.67
2,573.68 851.30 202,557.99
2,584.36 840.62 199,973.62
2,595.09 829.89 197,378.53
2,605.86 819.12 194,772.68
2,616.67 808.31 192,156.00
2,627.53 797.45 189,528.47
2,638.44 786.54 186,890.03
2,649.39 775.59 184,240.65
2,660.38 764.60 181,580.26
2,671.42 753.56 178,908.84
2,682.51 742.47 176,226.33
2,693.64 731.34 173,532.69
2,704.82 720.16 170,827.87
2,716.04 708.94 168,111.83
2,727.32 697.66 165,384.51
2,738.63 686.35 162,645.88
2,750.00 674.98 159,895.88
2,761.41 663.57 157,134.47
2,772.87 652.11 154,361.60
2,784.38 640.60 151,577.22
2,795.93 629.05 148,781.28
2,807.54 617.44 145,973.74
2,819.19 605.79 143,154.55
2,830.89 594.09 140,323.67
2,842.64 582.34 137,481.03
2,854.43 570.55 134,626.60
2,866.28 558.70 131,760.32
2,878.17 546.81 128,882.14
2,890.12 534.86 125,992.02
2,902.11 522.87 123,089.91
2,914.16 510.82 120,175.75
2,926.25 498.73 117,249.50
2,938.39 486.59 114,311.11
2,950.59 474.39 111,360.52
2,962.83 462.15 108,397.68
2,975.13 449.85 105,422.55
2,987.48 437.50 102,435.08
2,999.87 425.11 99,435.20
3,012.32 412.66 96,422.88
3,024.83 400.15 93,398.05
3,037.38 387.60 90,360.68
3,049.98 375.00 87,310.69
3,062.64 362.34 84,248.05
3,075.35 349.63 81,172.70
3,088.11 336.87 78,084.59
3,100.93 324.05 74,983.66
3,113.80 311.18 71,869.86
3,126.72 298.26 68,743.14
3,139.70 285.28 65,603.45
3,152.73 272.25 62,450.72
3,165.81 259.17 59,284.91
3,178.95 246.03 56,105.96
3,192.14 232.84 52,913.82
3,205.39 219.59 49,708.43
3,218.69 206.29 46,489.74
3,232.05 192.93 43,257.70
3,245.46 179.52 40,012.24
3,258.93 166.05 36,753.31
3,272.45 152.53 33,480.85
3,286.03 138.95 30,194.82
3,299.67 125.31 26,895.15
3,313.37 111.61 23,581.78
3,327.12 97.86 20,254.67
3,340.92 84.06 16,913.74
3,354.79 70.19 13,558.95
3,368.71 56.27 10,190.24
3,382.69 42.29 6,807.55
3,396.73 28.25 3,410.83
3,410.83 14.15 -0.00

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Apalancamiento financiero

Utilización de deuda para generar mayor rentabilidad

Ingresos 3,000 3,000 1,800.00 1,800.00

Política Días Días

50% Captaciones público 6% 3.00%

Tasa activa 15%

Tasa Rate (términos nominales y anuales) transformación al periodo o No. Pagos

Periodo Per Perido específico para el pago de capital o interese

VNA NPV Valor actual neto (VAN)

Tasa 8.33% nominal- anual Tasa 7.05% nominal- anual

Oswaldo Aguirre 57268.23 40860.39

Tasa 3.98% anual Tasa 5.75% anual

1. Determinar el flujo de efectivo

Tasa descuento 5.45%

VAN $907.74 Valor actual

TIR 7.43% rendimiento del proyecto de inversión

Tasa 5.70% -6.28%

Tasa efectiva 18.24% Monto a recibir 47,433.75

TIR mensual 1.52%

TIR mensual 1.72%

Tabla de amortización Plan de Inversion

TIR mensual 1.53%

Edad actual: 28.5 años Ahorro objetivo 100%

Plan de inversión: Tabla de amortización:

Edad actual: 28.5 años Ahorro objetivo 100%

Plan de inversión: Tabla de amortización:

Edad actual: 28.5 años Ahorro objetivo 100%

Plan de inversión: Tabla de amortización:

Capital Interes Saldo

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