research-article

A study on the acceptance of internet banking

Authors:

Solomon Ayodele Oluyinka,

Anatalia Narciso Endozo,

Rolando Reyes CalmaAuthors Info & Claims

ICETC '18: Proceedings of the 10th International Conference on Education Technology and Computers

Pages 374 - 378

https://doi.org/10.1145/3290511.3290531

Published: 26 October 2018 Publication History

Abstract

Internet banking expected to ease commercial transactions and uplift satisfactory services. Studies affirmed internet banking in Nigeria is low compared with other e-banking systems. This study analyzed mediation role of trust in technology, theory of planned behavior and trust model adoption. Statistical package for the social science (SPSS) and VBSEM-AMOS adopted for descriptive statistics and modeling principal mediation effect of trust based on 391 respondents. Finding indicated that TPB factors; subjective norm, perceived behavioral control, attitude and trust regressed on intent to accept internet banking and achieved a 72% variance explained, integrity, benevolence, competency and predictability regressed on trust to internet banking acceptance and a 71% variance explained. However, partial mediation trust effect achieved a 73% variance explained of TPB with exclusion of attitude in the model. This study justified the mediation role of trust in internet banking acceptance in Nigeria thus, recommended further replication in differ dimensions.

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Cited By

Oluyinka SCusipag M(2021)Trialability and Purposefulness: Their Role Towards Google Classroom Acceptance Following Educational PolicyActa Informatica Pragensia10.18267/j.aip.15410:2(172-191)Online publication date: 10-Sep-2021
https://doi.org/10.18267/j.aip.154
Agboola O(2021)The significance and users’ perceptual evaluation of traditional market spaces in NigeriaSN Social Sciences10.1007/s43545-021-00100-11:5Online publication date: 7-Apr-2021
https://doi.org/10.1007/s43545-021-00100-1
Oluyinka SEndozo ADaenos R(2019)Impediments to Acceptance of Online Learning in Two Developing International LocationsProceedings of the 11th International Conference on Education Technology and Computers10.1145/3369255.3369256(127-131)Online publication date: 28-Oct-2019
https://dl.acm.org/doi/10.1145/3369255.3369256
Show More Cited By

Index Terms

A study on the acceptance of internet banking
1. Applied computing
  1. Electronic commerce
    1. Online banking

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cover image ACM Other conferences

ICETC '18: Proceedings of the 10th International Conference on Education Technology and Computers

October 2018

391 pages

ISBN:9781450365178

DOI:10.1145/3290511

Conference Chairs:
Minoru Nakayama
STokyo Institute of Technology, Japan
,
Fang Lou
University of Hertfordshire, UK
,
Program Chairs:
Betsy J. Bannier
Lake Region State College
,
Harumi Watanabe
Tokai University, Japan

Copyright © 2018 ACM.

Permission to make digital or hard copies of all or part of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for components of this work owned by others than ACM must be honored. Abstracting with credit is permitted. To copy otherwise, or republish, to post on servers or to redistribute to lists, requires prior specific permission and/or a fee. Request permissions from [email protected]

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Association for Computing Machinery

New York, NY, United States

Publication History

Published: 26 October 2018

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ICETC 2018

ICETC 2018: The 10th International Conference on Education Technology and Computers

October 26 - 28, 2018

Tokyo, Japan

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Cited By

Oluyinka SCusipag M(2021)Trialability and Purposefulness: Their Role Towards Google Classroom Acceptance Following Educational PolicyActa Informatica Pragensia10.18267/j.aip.15410:2(172-191)Online publication date: 10-Sep-2021
https://doi.org/10.18267/j.aip.154
Agboola O(2021)The significance and users’ perceptual evaluation of traditional market spaces in NigeriaSN Social Sciences10.1007/s43545-021-00100-11:5Online publication date: 7-Apr-2021
https://doi.org/10.1007/s43545-021-00100-1
Oluyinka SEndozo ADaenos R(2019)Impediments to Acceptance of Online Learning in Two Developing International LocationsProceedings of the 11th International Conference on Education Technology and Computers10.1145/3369255.3369256(127-131)Online publication date: 28-Oct-2019
https://dl.acm.org/doi/10.1145/3369255.3369256
Husejinovic AHusejinovic M(undefined)Adoption of Internet Banking in Bosnia and HerzegovinaSSRN Electronic Journal10.2139/ssrn.3501455
https://doi.org/10.2139/ssrn.3501455

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