Fina Cle
Fina Cle
Fina Cle
Haragopal
Vice President
Safe Harbor
Certain statements made here concerning Infosys future growth prospects are forward-looking statements which
involve a number of risks and uncertainties that could cause actual results to differ materially from those in such
forward-looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks
and uncertainties regarding fluctuations in earnings, our ability to manage growth, intense competition in IT services
including those factors which may affect our cost advantage, wage increases in India, our ability to attract and retain
highly skilled professionals, time and cost overruns on fixed-price, fixed-time frame contracts, client concentration,
restrictions on immigration, our ability to manage our international operations, reduced demand for technology in our
key focus areas, disruptions in telecommunication networks, our ability to successfully complete and integrate potential
acquisitions, liability for damages on our service contracts, the success of the companies in which Infosys has made
strategic investments, withdrawal of governmental fiscal incentives, political instability, legal restrictions on raising
capital or acquiring companies outside India, and unauthorized use of our intellectual property and general economic
conditions affecting our industry. Additional risks that could affect our future operating results are more fully described in
our United States Securities and Exchange Commission filings including our Annual Report on Form 20-F for the fiscal
year ended March 31, 2008 and the Quarterly Reports on Form 6-K for the fiscal quarters ended June 30, 2007,
September 30, 2007 and December 31, 2007. These filings are available at www.sec.gov. Infosys may, from time to
time, make additional written and oral forward-looking statements, including statements contained in the company's
filings with the Securities and Exchange Commission and our reports to shareholders. The company does not
undertake to update any forward-looking statements that may be made from time to time by or on behalf of the
company.
No of Customers Revenues
120
100 106 111
55
80 90 50
80 45
60 40
65 35 42.36 45.1
40 55 30 37.62 39.52
25
20 30.14
20 15
10
0 5
-
FY 04 FY 05 FY 06 FY 07 FY 08 Q1 09 Q1 FY 08 Q2 FY 08 Q3 FY 08 Q4 FY 08 Q1 FY 09
60
60 61
50 55
52
40
30 37
20
21
10
0
FY 04 FY 05 FY 06 FY 07 FY 08 Q1 09
Worldwide IT spending by banks on external core Project budgets for software and service
system software is estimated to grow to over US $ application renewal of European banks are huge-
Core
35.5 b by 2010 up to 250M in extreme cases
Banking Source: Tower Group Source: Forrester
Worldwide mobile payment users to increase from Number of mobile subscribers in India in 2008 was
33 m in 2008 to 103.9 m users in 2011 261.08 m, an increase of 58% over last year
Channels Source: Gartner Source: TRAI
Number of Islamic banks in the Estimated volume of funds Islamic banks are growing assets
world has reached 396 in 53 within the Islamic banking sector at an average annual rate of
Islamic countries & $ 1.3 tr in stands at $ 442 billion in 2008 more than 26 percent per annum
Banking designated assets Source: General Council for Source: Gartner
Source: The Asian Banker Islamic Banks and Financial
Institutions
>3 Billion population in the Total dead capital with poor in In twelve Latin American
world is excluded from financial the world - $ 9.3 tr countries, untitled/immobilized
Financial
systems Source: Institute for Liberty and assets amounts to $ 1.2 trillion
Inclusion Democracy, Peru Source: World Economic Forum
The Magic Quadrant is copyrighted 25 April 2008 by Gartner, Inc. and is reused with permission. The Magic Quadrant is a graphical representation of a marketplace at and for a specific time period. It depicts Gartners analysis of how certain
vendors measure against criteria for that marketplace, as defined by Gartner. Gartner does not endorse any vendor, product or service depicted in the Magic Quadrant, and does not advise technology users to select only those vendors placed
in the Leaders quadrant. The Magic Quadrant is intended solely as a research tool, and is not meant to be a specific guide to action. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties
of merchantability or fitness for a particular purpose. This Magic Quadrant graphic was published by Gartner, Inc. as part of a larger research note and should be evaluated in the context of the entire report. The Gartner report is available upon
request from Infosys.
Comprehensive
Sustained
Customers portfolio
Value adding relationship
of offerings
TRANSFORMATION MAPS
Key differentiators
Segment 1 UBS + Legacy Application portfolio
Tier 1 & Tier2 Transformation rationalization
Home Country
Finacle interoperability
Key differentiators
Segment 2 UBS International consolidation,
Tier 1 & Tier2 Transformation yet country specific
International Operations
customization
Key differentiators
Segment 3 Rapid Implementation
Bank - In - a - Box
Tier 3 Out-of-the-box solution for
greenfield operations
Enterprise
Alerts
Q1 06 Q2 06 Q3 06 Q4 06 Q1 07 Q2 07 Q3 07 Q4 07 Q1 08
Investment of over $ 60 mn
Highest scalability by published benchmarks
TPH benchmark -100m+
Finacle 10 Concurrent user benchmark -130,000
Product innovation
Islamic banking, wealth management
Federal Bank
Business
Transformation
Case Study
Centralization of functions
Interest rate changes, daily exchange rates centrally administered
Back office jobs like account opening, chequebook, customer letter centralized
Field concentrates on business development, resource mobilization, recovery
Consolidated MIS for analytics available on daily basis
Industry Expert
Finacle stands out for its convincing strategy and
provides a very sound current offering. Finacle is a
good choice for banks that: need a banking platform
with comprehensive functionality; want a strong
multichannel solution as part of the banking platform;
or are seeking an agile banking platform that is able
to
cope with changing business needs
Forrester Research Inc.
www.infosys.com
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Technologies Ltd.
2008 Infosys Technologies Ltd. All rights reserved. Copyright in the whole and any part of this document
belongs to Infosys Technologies Ltd.
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