Statement of Deposit and Investment of Sample Banks.: Annexure 1
Statement of Deposit and Investment of Sample Banks.: Annexure 1
Statement of Deposit and Investment of Sample Banks.: Annexure 1
IBBL
EXIM
AAB
SBL
PBL
NBL
SCB
C.N.A
Year
Deposit
Investment
Deposit
Investment
Deposit
Investment
Deposit
Investment
Deposit
Investment
Deposit
Investment
Deposit
Investment
Deposit
Investment
2001
41547.29
35237.76
7389.54
5131.55
7879.18
5079.21
1398.3
216.56
13259.87
9074.94
24896.64
20200.64
16344.92
15731.08
4495
2833
2002
55461.62
46280.61
9945.23
7954.56
7163
6403.6
3302.15
1999.97
16481.6
12686.85
26276.26
21677.96
32570.52
29527.95
7101
4680
2003
69941.79
59007.49
15242.97
12289.12
8643.27
7571.54
6039
4269
20483.23
16492.22
27762.12
22257.15
45467.74
39239.42
7854.77
5827.7
2004
87841.01
75858.56
19078.18
19332.44
10108.28
8150.16
9092
7149
28069.24
23219.67
28973.39
23129.65
49089.94
38131.73
7222.55
6558.77
2005
107779.4
93644.15
28319.21
26046.34
11643.66
11474.41
12205
10590
36022.46
31916.11
32984.05
27020.21
57032.42
40488.65
14039.6
7302.21
2006
132419.4
113575.1
35032.02
32641.27
16775.33
17423.19
18091
15516
54724
45010
40350.87
32709.68
64131.72
47373.1
21056.94
9543.51
224
ANNEXURE 2
EXIM
Growth Rate
(%)
Deposit
AAB
Growth Rate
(%)
Growth
Rate (%)
Growth Rate
(%)
Growth Rate
(%)
Growth Rate
(%)
Growth Rate
(%)
55461.62
33.49%
9945.23
34.59%
7163
-9.09%
3302.15
136.15%
16481.6
24.30%
26276.26
5.54%
32570.52
99.27%
7101
57.98%
2003
69941.79
26.11%
15242.97
53.27%
8643.27
20.67%
6039
82.88%
20483.23
24.28%
27762.12
5.65%
45467.74
39.60%
7854.77
10.61%
2004
87841.01
25.59%
19078.18
25.16%
10108.28
16.95%
9092
50.55%
28069.24
37.04%
28973.39
4.36%
49089.94
7.97%
7222.55
-8.05%
2005
107779.42
22.70%
28319.21
48.44%
11643.66
15.19%
12205
34.24%
36022.46
28.33%
32984.05
13.84%
57032.42
16.18%
14039.6
94.39%
2006
132419.4
22.86%
35032.02
23.70%
16775.33
44.07%
18091
48.23%
54724
51.92%
40350.87
22.33%
64131.72
12.45%
21056.94
49.98%
Di - Do
Growth Rate of Deposit per year = ----------- x 100
Do
Here , Do = Deposit of base year
Di = Deposit of the year considering.
225
16344.92
Deposit
Growth Rate
(%)
2002
24896.64
Deposit
C.N.A
41547.29
13259.87
Deposit
SCB
2001
1398.3
Deposit
NBL
Deposit
7879.18
Deposit
PBL
Year
7389.54
Deposit
SBL
4495
ANNEXURE 3
EXIM
AAB
SBL
PBL
NBL
SCB
C.N.A
Investment
Growth
Rate (%)
Investment
Growth
Rate (%)
Investment
Growth
Rate (%)
Investment
Growth Rate
(%)
Investment
Growth
Rate (%)
Investment
Growth
Rate (%)
Investment
Growth
Rate (%)
Investment
Growth
Rate (%)
2001
35237.76
5131.55
5079.21
216.56
9074.94
20200.64
15731.08
2833
2002
46280.61
31.34%
7954.56
55.01%
6403.6
26.07%
1999.97
823.52%
12686.85
39.80%
21677.96
7.31%
29527.95
87.70%
4680
65.20%
2003
59007.49
27.50%
12289.12
54.49%
7571.54
18.24%
4269
113.45%
16492.22
29.99%
22257.15
2.67%
39239.42
32.89%
5827.7
24.52%
2004
75858.56
28.56%
19332.44
57.31%
8150.16
7.64%
7149
67.46%
23219.67
40.79%
23129.65
3.92%
38131.73
-2.82%
6558.77
12.54%
2005
93644.15
23.45%
26046.34
34.73%
11474.41
40.79%
10590
48.13%
31916.11
37.45%
27020.21
16.82%
40488.65
6.18%
7302.21
11.34%
2006
113575.07
21.28%
32641.27
25.32%
17423.19
51.84%
15516
46.52%
45010
41.03%
32709.68
21.06%
47373.1
17.00%
9543.51
30.69%
Year
Ii - Io
Growth Rate of Investment per year = ----------- x 100
Io
Here, Io = Investment of base year
Ii = Investment of the year considering.
226
ANNEXURE 4
Deposit
Investment
Depo.
Utilization
2001
2002
2003
2004
2005
2006
41547.29
55461.62
69941.79
87841.01
107779.4
132419.4
35237.76
46280.61
59007.49
75858.56
93644.15
113575.1
84.81%
83.45%
84.37%
86.36%
86.89%
85.77%
EXIM
Growth Rate of
Depo.
Utilization
-1.61%
1.10%
2.36%
0.61%
-1.28%
Deposit
Investment
Depo.
Utilization
7389.54
9945.23
15242.97
19078.18
28319.21
35032.02
5131.55
7954.56
12289.12
19332.44
26046.34
32641.27
69.44%
79.98%
80.62%
101.33%
91.97%
93.18%
PBL
Year
Deposit
Investment
Depo.
Utilization
2001
2002
2003
2004
2005
2006
13259.87
16481.6
20483.23
28069.24
36022.46
54724
9074.94
12686.85
16492.22
23219.67
31916.11
45010
68.44%
76.98%
80.52%
82.72%
88.60%
82.25%
AAB
Growth Rate of
Depo.
Utilization
15.18%
0.80%
25.69%
-9.24%
1.31%
Deposit
Investment
Depo.
Utilization
7879.18
7163
8643.27
10108.28
11643.66
16775.33
5079.21
6403.6
7571.54
8150.16
11474.41
17423.19
64.46%
89.40%
87.60%
80.63%
98.55%
103.86%
NBL
Growth Rate of
Depo.
Utilization
12.47%
4.60%
2.74%
7.11%
-7.17%
Deposit
Investment
Depo.
Utilization
24896.64
26276.26
27762.12
28973.39
32984.05
40350.87
20200.64
21677.96
22257.15
23129.65
27020.21
32709.68
81.14%
82.50%
80.17%
79.83%
81.92%
81.06%
Ii
Deposit Utilization(DU) = ---- x 100
Di
Growth Rate of
DUi - DUo
Deposit Utilization = -------------- x 100
DUo
SBL
Growth Rate of
Depo.
Utilization
38.68%
-2.01%
-7.96%
22.22%
5.39%
Deposit
Investment
Depo.
Utilization
1398.3
3302.15
6039
9092
12205
18091
216.56
1999.97
4269
7149
10590
15516
15.49%
60.57%
70.69%
78.63%
86.77%
85.77%
SCB
Growth Rate of
Depo.
Utilization
1.68%
-2.82%
-0.42%
2.62%
-1.04%
227
Deposit
Investment
Depo.
Utilization
16344.92
32570.52
45467.74
49089.94
57032.42
64131.72
15731.08
29527.95
39239.42
38131.73
40488.65
47373.1
96.24%
90.66%
86.30%
77.68%
70.99%
73.87%
Growth Rate of
Depo.
Utilization
291.06%
16.72%
11.23%
10.35%
-1.15%
C.N.A
Growth Rate of
Depo.
Utilization
-5.80%
-4.81%
-9.99%
-8.61%
4.05%
Deposit
Investment
Depo.
Utilization
4495
7101
7854.77
7222.55
14039.6
21056.94
2833
4680
5827.7
6558.77
7302.21
9543.51
63.03%
65.90%
74.19%
90.81%
52.01%
45.32%
Growth Rate of
Depo.
Utilization
4.57%
12.58%
22.40%
-42.72%
-12.86%
ANNEXURE 5
STATEMENT OF BRANCH EXPANSION OF SAMPLE BANKS.
Year
Total
Branches
2001
2002
2003
2004
2005
2006
121
128
141
151
169
176
IBBL
EXIM
AAB
Growth
Total
Increase
Rate (%) Branches
Growth
Total
Increase
Rate (%) Branches
Growth
Total
Increase
Rate (%) Branches
7
13
10
18
7
5.79%
10.16%
7.09%
11.92%
4.14%
10
16
19
24
28
30
6
3
5
4
2
60.00%
18.75%
26.32%
16.67%
7.14%
40
40
40
40
41
46
0
0
0
1
5
SBL
0.00%
0.00%
0.00%
2.50%
12.20%
2
8
10
12
16
21
Increase
Growth
Rate (%)
Total
Branches
6
2
2
4
5
300.00%
25.00%
20.00%
33.33%
31.25%
26
27
30
36
41
50
Bi - Bo
Growth Rate of Branch Expansion = ---------- x 100
Bo
Here, Bo = Number of Branches of base year
Bi = Number of Branches of the year considering.
228
PBL
NBL
SCB
C NA
Growth
Total
Increase
Rate (%) Branches
Growth
Total
Increase
Rate (%) Branches
Growth
Total
Increase
Rate (%) Branches
Increase
Growth
Rate (%)
0
1
0
0
0
0.00%
50.00%
0.00%
0.00%
0.00%
1
3
6
5
9
3.85%
11.11%
20.00%
13.89%
21.95%
75
76
76
76
76
91
1
0
0
0
15
1.33%
0.00%
0.00%
0.00%
19.74%
13
13
18
18
25
26
0
5
0
7
1
0.00%
38.46%
0.00%
38.89%
4.00%
2
2
3
3
3
3
ANNEXURE 6
Deposit
41547.29
55461.62
69941.79
87841.01
107779.4
132419.4
No. of
Branches
121
128
141
151
169
176
Depo. Per
Branches
343.37
433.29
496.04
581.73
637.75
752.38
Growth Rate
(%)
26.19%
14.48%
17.27%
9.63%
17.97%
Depo. Per
Branches
510.00
610.43
682.77
779.70
878.60
1094.48
Growth Rate
(%)
19.69%
11.85%
14.20%
12.68%
24.57%
Deposit
7389.54
9945.23
15242.97
19078.18
28319.21
35032.02
No. of
Branches
10
16
19
24
28
30
PBL
Year
2001
2002
2003
2004
2005
2006
Deposit
13259.87
16481.6
20483.23
28069.24
36022.46
54724
No. of
Branches
26
27
30
36
41
50
EXIM
Depo. Per
Branches
738.95
621.58
802.26
794.92
1011.40
1167.73
AAB
Growth Rate
(%)
-15.88%
29.07%
-0.91%
27.23%
15.46%
Deposit
7879.18
7163
8643.27
10108.28
11643.66
16775.33
No. of
Branches
40
40
40
40
41
46
NBL
Deposit
24896.64
26276.26
27762.12
28973.39
32984.05
40350.87
No. of
Branches
75
76
76
76
76
91
SBL
Depo. Per
Branches
196.98
179.08
216.08
252.71
283.99
364.68
Growth Rate
(%)
-9.09%
20.67%
16.95%
12.38%
28.41%
Depo. Per
Branches
1257.30
2505.42
2525.99
2727.22
2281.30
2466.60
Growth Rate
(%)
99.27%
0.82%
7.97%
-16.35%
8.12%
Deposit
1398.30
3302.15
6039.00
9092.00
12205.00
18091.00
No. of
Branches
2
8
10
12
16
21
Depo. Per
Branches
699.15
412.77
603.90
757.67
762.81
861.48
Growth Rate
(%)
-40.96%
46.30%
25.46%
0.68%
12.93%
No. of
Branches
2
2
3
3
3
3
C.N.A
Depo. Per
Branches
2247.50
3550.63
2618.26
2407.52
4679.87
7018.98
Growth Rate
(%)
57.98%
-26.26%
-8.05%
94.39%
49.98%
SCB
Depo. Per
Branches
331.96
345.74
365.29
381.23
434.00
443.42
Growth Rate
(%)
4.15%
5.65%
4.36%
13.84%
2.17%
Deposit
16344.92
32570.52
45467.74
49089.94
57032.42
64131.72
Di
Deposit per Branch (DB) = -------Bi
DBi - DBo
Growth Rate of Deposit per Branch = --------- x 100
DBo
229
No. of
Branches
13
13
18
18
25
26
Deposit
4495
7101
7854.77
7222.55
14039.6
21056.94
ANNEXURE 7
STATEMENT OF RELATIONSHIP BETWEEN INVESTMENT AND NUMBER OF BRANCHES OF
SAMPLE BANKS
Year
Investment
2001
2002
2003
2004
2005
2006
35237.76
46280.61
59007.49
75858.56
93644.15
113575.1
Year
Investment
2001
2002
2003
2004
2005
2006
9074.94
12686.85
16492.22
23219.67
31916.11
45010
IBBL
No. of
Investment Per
Branches
Branches
121
291.22
128
361.57
141
418.49
151
502.37
169
554.11
176
645.31
Growth
Rate (%)
24.16%
15.74%
20.04%
10.30%
16.46%
PBL
No. of
Investment Per
Branches
Branches
26
349.04
27
469.88
30
549.74
36
644.99
41
778.44
50
900.20
Growth
Rate (%)
34.62%
17.00%
17.33%
20.69%
15.64%
Ii
investment per Branch(IB) = -------- ---Bi
Investment
5131.55
7954.56
12289.12
19332.44
26046.34
32641.27
Investment
20200.64
21677.96
22257.15
23129.65
27020.21
32709.68
EXIM
No. of
Investment Per
Branches
Branches
10
513.16
16
497.16
19
646.80
24
805.52
28
930.23
30
1088.04
Growth
Rate (%)
-3.12%
30.10%
24.54%
15.48%
16.97%
NBL
No. of
Investment Per
Branches
Branches
75
269.34
76
285.24
76
292.86
76
304.34
76
355.53
91
359.45
Growth
Rate (%)
5.90%
2.67%
3.92%
16.82%
1.10%
Investment
5079.21
6403.6
7571.54
8150.16
11474.41
17423.19
Investment
15731.08
29527.95
39239.42
38131.73
40488.65
47373.1
IBi - IBo
Growth Rate of Investment per Branch = --------- x 100
IBo
Here, IBo = Investment per Branch of the base year
IBi = Investment per Branch of the year considering.
230
AAB
No. of
Investment Per Growth Rate
Branches
Branches
(%)
40
126.98
40
160.09
26.07%
40
189.29
18.24%
40
203.75
7.64%
41
279.86
37.35%
46
378.77
35.34%
No. of
Branches
13
13
18
18
25
26
SCB
Investment Per Growth Rate
Branches
(%)
1210.08
2271.38
87.70%
2179.97
-4.02%
2118.43
-2.82%
1619.55
-23.55%
1822.04
12.50%
Investment
216.56
1999.97
4269
7149
10590
15516
Investment
2833
4680
5827.7
6558.77
7302.21
9543.51
No. of
Branches
2
8
10
12
16
21
SBL
Investment Per Growth Rate
Branches
(%)
108.28
250.00
130.88%
426.90
70.76%
595.75
39.55%
661.88
11.10%
738.86
11.63%
C.N.A
No. of
Investment Per Growth Rate
Branches
Branches
(%)
2
1416.50
2
2340.00
65.20%
3
1942.57
-16.98%
3
2186.26
12.54%
3
2434.07
11.34%
3
3181.17
30.69%
ANNEXURE 8
STATEMENT OF MANPOWER EXPANSION OF SAMPLE BANKS.
Year
2001
2002
2003
2004
2005
2006
IBBL
Total
Growth Rate
Manpower
(%)
3831
4249
10.91%
4673
9.98%
5306
13.55%
6202
16.89%
7459
20.27%
EXIM
Total
Growth Rate
Manpower
(%)
357
500
40.06%
627
25.40%
768
22.49%
934
21.61%
1020
9.21%
AAB
Total
Growth Rate
Manpower
(%)
659
670
1.67%
685
2.24%
803
17.23%
771
-3.99%
912
18.29%
Total
Manpower
84
195
243
283
340
377
SBL
Growth Rate
(%)
132.14%
24.62%
16.46%
20.14%
10.88%
Ei - Eo
Growth Rate of Manpower Expansion = -------- x 100
Eo
Here, Eo = Number of Employees of the base year
Ei = Number of Employees of the year considering.
231
Total
Manpower
613
730
777
894
1024
1172
PBL
Growth Rate
(%)
19.09%
6.44%
15.06%
14.54%
14.45%
Total
Manpower
2073
2171
2185
2133
2183
2270
NBL
Growth Rate
(%)
4.73%
0.64%
-2.38%
2.34%
3.99%
Total
Manpower
247
241
601
628
741
859
SCB
Growth Rate
(%)
-2.43%
149.38%
4.49%
17.99%
15.92%
C.N.A
Total
Growth Rate
Manpower
(%)
42
50
19.05%
80
60.00%
94
17.50%
111
18.09%
153
37.84%
ANNEXURE 9
STATEMENT OF RELATIONSHIP BETWEEN DEPOSIT AND NUMBER OF
EMPLOYEES OF SAMPLE BANKS
Year
Deposit
2001
2002
2003
2004
2005
2006
41547.29
55461.62
69941.79
87841.01
107779.4
132419.4
IBBL
Total
Depo. Per
Manpower
Employee
3831
10.85
4249
13.05
4673
14.97
5306
16.56
6202
17.38
7459
17.75
Growth Rate
(%)
20.36%
14.67%
10.61%
4.97%
2.16%
Deposit
7389.54
9945.23
15242.97
19078.18
28319.21
35032.02
EXIM
Total
Depo. Per
Manpower
Employee
357
20.70
500
19.89
627
24.31
768
24.84
934
30.32
1020
34.35
PBL
AAB
Growth Rate
(%)
-3.91%
22.22%
2.18%
22.06%
13.27%
Deposit
7879.18
7163
8643.27
10108.28
11643.66
16775.33
Total
Manpower
659
670
685
803
771
912
NBL
Depo. Per
Employee
Growth Rate
(%)
SBL
Depo. Per
Employee
11.96
10.69
12.62
12.59
15.10
18.39
Growth Rate
(%)
-10.58%
18.02%
-0.24%
19.97%
21.80%
Depo. Per
Employee
Growth Rate
(%)
Deposit
Deposit
1398.30
3302.15
6039.00
9092.00
12205.00
18091.00
SCB
Depo. Per
Employee
Growth Rate
(%)
Deposit
Total
Manpower
Depo. Per
Employee
16.65
16.93
24.85
32.13
35.90
47.99
Growth Rate
(%)
1.73%
46.76%
29.27%
11.73%
33.68%
C.N.A
Total
Depo. Per
Manpower
Employee
Growth Rate
(%)
Year
Deposit
Total
Manpower
2001
13259.87
613
21.63
24896.64
2073
12.01
16344.92
247
66.17
4495
42
107.02
2002
2003
2004
2005
2006
16481.6
20483.23
28069.24
36022.46
54724
730
777
894
1024
1172
22.58
26.36
31.40
35.18
46.69
4.38%
16.76%
19.10%
12.04%
32.73%
26276.26
27762.12
28973.39
32984.05
40350.87
2171
2185
2133
2183
2270
12.10
12.71
13.58
15.11
17.78
0.78%
4.98%
6.91%
11.24%
17.65%
32570.52
45467.74
49089.94
57032.42
64131.72
241
601
628
741
859
135.15
75.65
78.17
76.97
74.66
104.23%
-44.02%
3.32%
-1.54%
-3.00%
7101
7854.77
7222.55
14039.6
21056.94
50
80
94
111
153
142.03
98.18
76.84
126.48
137.63
32.70%
-30.87%
-21.74%
64.61%
8.81%
Di
Deposit per Employee (DE) = ------------Ei
DEi - DEo
Growth Rate of Deposit per Employee = ---------- x 100
DEo
Deposit
Total
Manpower
Total
Manpower
84
195
243
283
340
377
232
ANNEXURE 10
STATEMENT OF RELATIONSHIP BETWEEN INVESTMENT AND NUMBER OF
EMPLOYEES OF SAMPLE BANKS.
Year
Investment
2001
2002
2003
2004
2005
2006
35237.76
46280.61
59007.49
75858.56
93644.15
113575.1
Year
Investment
2001
2002
2003
2004
2005
2006
9074.94
12686.85
16492.22
23219.67
31916.11
45010
IBBL
Total
Inv. Per
Manpower
Employee
3831
9.20
4249
10.89
4673
12.63
5306
14.30
6202
15.10
7459
15.23
Growth
Rate (%)
18.42%
15.93%
13.22%
5.61%
0.84%
PBL
Total
Manpower
613
730
777
894
1024
1172
Growth
Rate (%)
17.39%
22.13%
22.37%
20.00%
23.22%
Inv. Per
Employee
14.80
17.38
21.23
25.97
31.17
38.40
Ii
Investment per Employee(IE) = ---------Ei
Investment
5131.55
7954.56
12289.12
19332.44
26046.34
32641.27
Investment
20200.64
21677.96
22257.15
23129.65
27020.21
32709.68
EXIM
Total
Inv. Per
Manpower
Employee
357
14.37
500
15.91
627
19.60
768
25.17
934
27.89
1020
32.00
Growth
Rate (%)
10.68%
23.20%
28.43%
10.78%
14.75%
NBL
Total
Inv. Per
Manpower
Employee
2073
9.74
2171
9.99
2185
10.19
2133
10.84
2183
12.38
2270
14.41
Growth
Rate (%)
2.47%
2.01%
6.45%
14.14%
16.42%
Investment
5079.21
6403.6
7571.54
8150.16
11474.41
17423.19
Investment
15731.08
29527.95
39239.42
38131.73
40488.65
47373.1
AAB
Total
Inv. Per
Manpower
Employee
659
7.71
670
9.56
685
11.05
803
10.15
771
14.88
912
19.10
Growth Rate
(%)
24.00%
15.65%
-8.18%
46.63%
28.37%
SCB
Total
Inv. Per
Manpower
Employee
247
63.69
241
122.52
601
65.29
628
60.72
741
54.64
859
55.15
Growth Rate
(%)
92.38%
-46.71%
-7.00%
-10.01%
0.93%
TEi - IEo
Growth Rate of Investment per Employee = --------- x 100
IEo
Here, IEo = Investment per Employee of base year.
IEi = Investment per Employee of the year considering.
233
Investment
216.56
1999.97
4269
7149
10590
15516
Investment
2833
4680
5827.7
6558.77
7302.21
9543.51
SBL
Total
Inv. Per
Manpower
Employee
84
2.58
195
10.26
243
17.57
283
25.26
340
31.15
377
41.16
Growth Rate
(%)
297.82%
71.29%
43.79%
23.30%
32.14%
C.N.A
Total
Inv. Per
Manpower
Employee
42
67.45
50
93.60
80
72.85
94
69.77
111
65.79
153
62.38
Growth Rate
(%)
38.76%
-22.17%
-4.22%
-5.72%
-5.18%
ANNEXURE 11
STATEMENT OF RELATIONSHIP BETWEEN NUMBER OF BRANCHES
AND NUMBER OF EMPLOYEES.
Year
2001
2002
2003
2004
2005
2006
Year
2001
2002
2003
2004
2005
2006
IBBL
EXIM
AAB
SBL
Employee Per
Employee Per
Employee Per
Employee Per
Total Manpower Total Branches
Growth Rate (%) Total Manpower Total Branches
Growth Rate (%) Total Manpower Total Branches
Growth Rate (%) Total Manpower Total Branches
Branches
Branches
Branches
Branches
3831
121
32
357
10
36
659
40
16
84
2
42
4249
128
33
4.85%
500
16
31
-12.46%
670
40
17
1.67%
195
8
24
4673
141
33
-0.16%
627
19
33
5.60%
685
40
17
2.24%
243
10
24
5306
151
35
6.03%
768
24
32
-3.03%
803
40
20
17.23%
283
12
24
6202
169
37
4.44%
934
28
33
4.24%
771
41
19
-6.33%
340
16
21
7459
176
42
15.48%
1020
30
34
1.93%
912
46
20
5.43%
377
21
18
Growth Rate
(%)
-41.96%
-0.31%
-2.95%
-9.89%
-15.52%
PBL
NBL
SCB
C.N.A
Employee Per
Employee Per
Employee Per
Employee Per
Total Manpower Total Branches
Growth Rate (%) Total Manpower Total Branches
Growth Rate (%) Total Manpower Total Branches
Growth Rate (%) Total Manpower Total Branches
Branches
Branches
Branches
Branches
613
26
24
2073
75
28
247
13
19
42
2
21
730
27
27
14.68%
2171
76
29
3.35%
241
13
19
-2.43%
50
2
25
777
30
26
-4.21%
2185
76
29
0.64%
601
18
33
80.11%
80
3
27
894
36
25
-4.12%
2133
76
28
-2.38%
628
18
35
4.49%
94
3
31
1024
41
25
0.57%
2183
76
29
2.34%
741
25
30
-15.04%
111
3
37
1172
50
23
-6.15%
2270
91
25
-13.16%
859
26
33
11.47%
153
3
51
Growth Rate
(%)
19.05%
6.67%
17.50%
18.09%
37.84%
Ei
Employees per Branch (EB) = -- -------Bi
EBi - EBo
Growth rate of Employees per branch = --------- x 100
EBo
Here, EBo = Employees per Branch of the base year.
EBi = Employees per Branch of the year considering.
234
ANNEXURE 12
STATEMENT OF INCOME, EXPENDITURE AND PROFIT PERFORMANCE OF
SAMPLE BANKS.
Year
2001
2002
2003
2004
2005
2006
Income
4259.55
5234.07
6710.44
8262.73
10586.78
14038.3
IBBL
Expenditure
3683.43
4240.02
5908.42
6419.74
8424.36
11129.63
Profit
576.12
994.05
802.2
1842.99
2162.42
2908.67
Growth (%)
72.54%
-19.30%
129.74%
17.33%
34.51%
Income
940.87
1316.56
1961.91
2636.88
3433.39
4967.57
EXIM
Expenditure
Profit
667.01
273.86
929.76
386.8
1399.25
562.66
1801.07
835.81
2257.63
1175.76
3588.89
1378.68
Growth (%)
41.24%
45.47%
48.55%
40.67%
17.26%
Income
800.35
835.42
987.68
1120.85
1452.68
2172.48
AAB
Expenditure
678.84
671.48
681.34
771.96
904.48
1202.71
Profit
121.51
163.94
306.34
348.89
548.2
969.77
Growth (%)
34.92%
86.86%
13.89%
57.13%
76.90%
Income
84.53
316
536
841
1620
2563
SBL
Expenditure
77.15
221
512
767
1118
1718
Profit
7.38
95
24
74
502
845
Growth (%)
1187.26%
-74.74%
208.33%
578.38%
68.33%
Year
2001
2002
2003
2004
2005
2006
PBL
Income
1100.14
1196.2
1593.69
1970.37
2406.43
3235.23
Expenditure
344.05
448.36
592.28
824.23
886.09
1108.61
Profit
756.09
747.84
1001.41
1146.14
1520.34
2126.61
Growth (%)
-1.09%
33.91%
14.45%
32.65%
39.88%
NBL
Income
3288
3343.55
3622.31
3715.21
4202.52
5728.82
Expenditure
2271.36
2473.23
2677.22
2980.06
3351.19
4582.04
Growth (%)
-14.39%
8.59%
-22.21%
15.80%
34.70%
SCB
Income
2411.88
4430.11
6684.83
7319.68
8070.31
10194.2
Expenditure
1086.7
2107.55
3159.96
3348.76
3666.85
4261.7
Profit
616.3
1013.13
1953.67
2483.55
2879.24
3232.09
Growth (%)
64.39%
92.84%
27.12%
15.93%
12.25%
Income
338
722
1072.77
1275.23
1784.76
2744.08
CAN
Expenditure
118
474
577.49
594.63
607.55
1065.58
Profit
220
248
221.01
384.41
647.83
881.7
Growth (%)
12.73%
-10.88%
73.93%
68.53%
36.10%
TIi - TEi
Profit
1016.64
870.32
945.09
735.15
851.33
1146.78
NPi - NPo
Growth Rate of Net Profit = -------- x 100
NPo
Here, NPo = Net Profit of the base year.
NPi = Net profit of the year considering.
235
ANNEXURE 13
STATEMENT OF PROFIT PERFORMANCE PER EMPLOYEE OF SAMPLE BANKS
IBBL
Profit
576.12
994.05
802.2
1842.99
2162.42
2908.67
Total Manpower
3831
4249
4673
5306
6202
7459
EXIM
Profit per
Employee
0.15
0.23
0.17
0.35
0.35
0.39
Growth Rate
(%)
55.57%
-26.62%
102.33%
0.38%
11.84%
Profit per
Employee
1.23
1.02
1.29
1.28
1.48
1.81
Growth Rate
(%)
-16.94%
25.81%
-0.53%
15.81%
22.21%
Profit
273.86
386.8
562.66
835.81
1175.76
1378.68
Total Manpower
357
500
627
768
934
1020
PBL
Profit
756.09
747.84
1001.41
1146.14
1520.34
2126.61
Total Manpower
613
730
777
894
1024
1172
AAB
Profit per
Employee
0.77
0.77
0.90
1.09
1.26
1.35
Growth Rate
(%)
0.85%
16.00%
21.27%
15.67%
7.37%
Profit per
Employee
0.49
0.40
0.43
0.34
0.39
0.51
Growth Rate
(%)
-18.26%
7.90%
-20.32%
13.15%
29.54%
Profit
121.51
163.94
306.34
348.89
548.2
969.77
Total Manpower
659
670
685
803
771
912
NBL
NPi
Net Profit per Employee (NPE) = ----------Ei
NPEi - NPEo
Growth Rate of Net Profit Employee = ----------- x 100
NPEo
Profit
1016.64
870.32
945.09
735.15
851.33
1146.78
Total Manpower
2073
2171
2185
2133
2183
2270
SBL
Profit per
Employee
0.18
0.24
0.45
0.43
0.71
1.06
Growth Rate
(%)
32.70%
82.77%
-2.85%
63.65%
49.55%
Profit per
Employee
2.50
4.20
3.25
3.95
3.89
3.76
Growth Rate
(%)
68.48%
-22.67%
21.66%
-1.75%
-3.17%
Profit
7.38
95
24
74
502
845
SCB
Profit
616.3
1013.13
1953.67
2483.55
2879.24
3232.09
Total Manpower
247
241
601
628
741
859
236
Profit
220
248
221.01
384.41
647.83
881.7
Profit per
Employee
0.09
0.49
0.10
0.26
1.48
2.24
Growth Rate
(%)
454.51%
-79.73%
164.75%
464.65%
51.81%
C.N.A
Profit per
Total Manpower
Employee
42
5.24
50
4.96
80
2.76
94
4.09
111
5.84
153
5.76
Growth Rate
(%)
-5.31%
-44.30%
48.03%
42.72%
-1.26%
Total Manpower
84
195
243
283
340
377
ANNEXURE 14
STATEMENT OF DIVIDEND PAID BY SAMPLE BANKS.
Year
2001
2002
2003
2004
2005
2006
IBBL
Growth Rate
Dividend
(%)
25
25
0.00%
20
-20.00%
20
0.00%
25
25.00%
25
0.00%
EXIM
Growth Rate
Dividend
(%)
37.5
32
-14.67%
40
25.00%
40
0.00%
30
-25.00%
25
-16.67%
AAB
Growth Rate
Dividend
(%)
7.5
20
166.67%
16
-20.00%
15.5
-3.13%
26
67.74%
35
34.62%
SBL
Growth Rate
Dividend
(%)
12.5
-
DVi - DVo
Growth Rate of Divided = ------------- x 100
DVo
Here, DVo = Divided paid in base year
DVi = Divided paid in the year considering.
237
PBL
Growth Rate
Dividend
(%)
50
36.67
-26.66%
62.86
71.42%
40
-36.37%
25
-37.50%
30
20.00%
NBL
Growth Rate
Dividend
(%)
30
20
-33.33%
20
0.00%
20
0.00%
30
50.00%
50
66.67%
SCB
Growth Rate
Dividend
(%)
-
C.N.A
Growth Rate
Dividend
(%)
-
ANNEXURE 15
WORK SHEET
2001
Particulars
IBBL
Authorised
Capital
1000
Paid up Capital
640
Number of
Branches
121
Number of
Employees
3831
Deposit in mln
Tk.
41547.29
Investment in
mln. Tk.
35237.76
Total Income
4259.55
Total
Expenditure
3683.43
Net Profit
576.12
Import
Business
25907
Export
Business
16082
Remittance
9879
Dividend
25
No. of
Employees in
Marketing
Dept
Expenditure in
promotion
2002
EXIM
AAB
SBL
PBL
1000
1000
800
1000
225
253
205
500
10
40
26
357
659
84
7389.54
7879.18
5131.55
940.87
NBL
EXIM
AAB
SBL
2003
PBL
3000
1000
1000
800
1000
1000
1920
313.88
506
231
700
430.27
845.9
845
141
19
40
10
30
76
18
241
50
4673
627
685
243
777
2185
601
80
26276.26
32570.52
7101
69941.79
15242.97
27762.12
45467.74
7854.77
12686.85
21677.96
29527.95
4680
59007.49
12289.12
22257.15
39239.42
5827.7
1196.2
3343.55
4430.11
722
6710.44
1961.91
987.68
536
1593.69
3622.31
6684.83
1072.77
221
448.36
2473.23
2107.55
474
5908.42
1399.25
681.34
512
592.28
2677.22
3159.96
577.49
163.94
95
747.84
870.32
1013.13
248
802.2
562.66
306.34
24
1001.41
945.09
1953.67
221.01
13152.5
5162.51
2674
19564
19245.7
5220
2928
46237
19260
7698.29 5584
25440.7
19264.5
36408
9049
16673
10088.3
1894.77
644
12189.7
17771.2
7560
2640
21738
15124.6
3075.52 1755
16490.1
16341.8
35011
7059
14670
277.6
1252
6458.1
14960
16668
235
15
3063
7637.5
32
20
12.5
36.67
20
20
40
16
62.86
20
57968
-
11573
25
27536
-
SCB
C NA
IBBL
EXIM
AAB
SBL
PBL
1000
430.27
675
1000
1000
1000
800
1000
640
253.13
253
205
600
75
13
128
16
40
27
613
2073
247
42
4249
500
670
195
1398.3
13259.87
24896.64
16344.92
4495
55461.62
9945.23
7163
5079.21
216.56
800.35
84.53
9074.94
20200.64
15731.08
2833
46280.61
7954.56
1100.14
3288
2411.88
338
5234.07
1316.56
667.01
678.84
77.15
344.05
2271.36
1086.7
118
4240.02
273.86
121.51
7.38
756.09
1016.64
616.3
220
8519.7
5559.27
471.03
13427.6
22071
19552
7442.2
2524.63
96.26
14186.6
4979.8
402.8
3.4
22071
37.5
7.5
50
NBL
SCB
C NA
IBBL
1000
430.27
830.52
76
13
730
2171
3302.15
16481.6
6403.6
1999.97
835.42
316
929.76
671.48
994.05
386.8
3364
33788
16931
1143
12480
30
11395
-
0.12
NBL
SCB
1.16
238
C NA
2.3
Particulars
Authorised
Capital
Paid up Capital
Number of
Branches
Number of
Employees
Deposit in mln
Tk.
Investment in
mln. Tk.
Total Income
IBBL
EXIM
AAB
2004
SBL
PBL
2005
NBL
SCB
C NA
IBBL
EXIM
2006
AAB
SBL
PBL
NBL
SCB
C NA
IBBL
EXIM
AAB
SBL
PBL
NBL
SCB
C NA
3000
1000
1000
2000
1000
1000
5000
1000
1000
2000
4000
1000
5000
3500
2500
2000
4000
2450
2304
627.75
586.96
467
1000
516.33
870.35
1052.89
2764.8
878.85
677.94
936
1400
619.59
1806.83
1805.69
3456
1713.75
854.2
936
1750
805.47
1838.39
2734.75
151
24
40
12
36
76
18
169
28
41
16
41
76
25
176
30
46
21
50
91
26
5306
768
803
283
894
2133
628
94
6202
934
771
340
1024
2183
741
111
7459
1020
912
377
1172
2270
859
153
54724
87841.01
19078.18 10108.28
9092
12205
18091
75858.56
19332.44 8150.16
7149
10590
15516
45010
8262.73
2636.88
1120.85
841
1970.37
3715.21
7319.68
1452.68
1620
2406.43
4202.52
8070.31
1784.76
14038.3
4967.57
2172.48
2563
3235.23
Total Expenditure
6419.74
1801.07
771.96
767
824.23
2980.06
3348.76
594.63
8424.36
2257.63
904.48
1118
886.09
3351.19
3666.85
607.55
11129.63 3588.89
1202.71
1718
1108.61
4582.04
4261.7
1065.58
Net Profit
1842.99
835.81
348.89
74
1146.14
735.15
2483.55
384.41
2162.42
1175.76
548.2
502
1520.34
851.33
2879.24
647.83
2908.67
1378.68
969.77
845
2126.61
1146.78
3232.09
881.7
9543.51
Import Business
59804
26781
9337.49
10017
36747
22028.3
46941
12694
74525
41432
12631.6
13114
40303
31648.2
56612
15652
96870
49596.7
18821.4
18684
52639
42458.5
51930
11452
Export Business
29151
22418.4
3639.34
4240
19501.8
17105.3
58328
7686
36169
31285
4932.9
6295
28882
21344.1
40280
17434
51133
46234.6
9142.7
11282
41801
28019.2
41534
14460
Remittance
18974
36948
223
690
3688
13618.2
53819
343.8
3535
15050
21311.1
30
26
25
30
25
25
35
30
50
46440
-
11796
25
86544
-
12462
23669
113.1
67
2140
9035.5
Dividend
20
40
15.5
40
20
78967
-
No. of Employees
in Marketing Dept
Expenditure in
promotion
1.52
4.22
Source : Banks' Annual Reports & Resume of Financial Institutions of Bangladesh as well as Primary.
239
6.58