S2I Test Cards 1 2

Mandatory Testing
The purpose of the mandatory testing is to ensure that your integration is performing correctly
with the payment server and receiving the appropriate responses to display to your card holder.
For example if an insufficient funds or invalid card response is returned it is important your
integration can interpret this and display appropriately to your card holder.
To ensure there has been enough testing to identify any problems and to familiarize yourself
with the product we require a minimum of 20 test transactions across all the scenarios.
Response Codes Testing

The information below is applicable only in the testing environment, i.e. when you are using your
test merchant profile.
The test bank simulator is configured to allow the user to change the responses received
against the test card numbers. For ease of testing the merchant may decide to test either by
Cent Value (Table 1) or by Expiry Date (Table 2). Please use the appropriate testing for your
configuration. AMEX and JCB do not allow testing by Expiry date.
To view the responses for each transaction you must log-in to the Merchant Administrator portal
and perform an Order or Financial transaction Search. The TEST merchant profile is accessed
when you log-in to the Merchant Administrator portal by prefixing TEST to the Merchant ID
field (e.g. TESTxxxxxxxxxx).
Table 1 - Testing by Cent Value - Cards and Responses
BRAND
PAN
Expiry
AMEX
371449635311004
05/17
DINERS CLUB
30123456789019
05/17
MASTERCARD
5123456789012346
05/17
VISA
4987654321098769
05/17
JCB
3528123456789012
05/17
Cent Value
Response code definition
Acquirer Response Code
.00
Transaction approved
.10
Transaction could not be processed
.01
Transaction declined - contact issuing bank
.05
.68
No reply from Processing Host
.54
Card has expired
.51
Insufficient credit
Note: You cannot use an amount value of $0.00 to obtain a response code of 0 as this amount is an illegal value.
Use an amount value of $1.00 or $2.00 or $3.00, etc. For example, to obtain a response code of 1 on a MasterCard,
simply send a transaction for $x.10 against one of the above MasterCard numbers.
**Please note that when a 68 cent value transaction is processed; the payment server will throw an error
for the next 15 minutes
MIGS S2I Test Transport

Last Update: 2015.09.07
Page 1 of 4
Mandatory Testing
The below test card numbers (Table 2) can be used to trigger the different response codes by
varying the Expiry Date for the transaction. The following table shows how the various response
codes can be triggered varying the Expiry Date.
The test bank simulator is configured to allow the user to change the response received against
the above test card numbers by varying the Expiry Date for the transaction. The following table
shows how the various response codes can be triggered varying the Expiry Date.
Table 2 - Testing by EXP - Cards and Responses
BRAND
PAN
DINERS CLUB
30123400000000
MASTERCARD
5577810000000004
VISA
4434260000000008
Expiry Date
Response code definition
Acquirer Response Code
1705
Transaction approved
1902
Transaction could not be processed
1801
1805
2701
No reply from Processing Host
2304
Card has expired
2301
Insufficient credit
*For example, to obtain a response code of 1 on a MasterCard, simply send a transaction with expiry date
19/02 (yy/mm) against one of the above MasterCard numbers.
**Please note that when a 2701 Expiry Date value transaction is processed; the payment server will throw
an error for the next 15 minutes

Page 2 of 4
Mandatory Testing
Card security code (CSC) Result Code
The CSC is in addition to the bank card number which is embossed or printed on the card. The
CSC is used as a security feature, in situations where a PIN cannot be used.
The following table shows how the various CSC response codes that can be triggered by
varying the CSC value. Please note that in the test environment transactions will not fail
due to CSC code. Most Issuing banks will fail a transaction due to incorrect CSC in production.
To view the responses for each CSC test you must log-in to the Merchant Administrator portal
and perform a Financial transaction Search. Click on Transaction Number then Order ID.
Here you will see the response under Card Details - "CSC Result Code = P
BRAND
PAN
Expiry
DINERS CLUB
30123456789019
05/17
MASTERCARD
5123456789012346
05/17
VISA
4987654321098769
05/17
CSC Value
Name
Response Code
100
Valid or Matched CSC
104
Code Invalid or Not Matched
102
CSC Not Processed
---------
Merchant Indicates CSC not present on card (Suspicious)
*For example, to obtain a response code of P on a MasterCard, simply send a transaction with CSC 102 against one
of the above MasterCard numbers

Page 3 of 4
Mandatory Testing
3-Domain Secure (3DS) emulator
3DS payment authentications are designed to reduce credit card fraud by authenticating
cardholders when performing transactions over the Internet.
A payment authentication is performed immediately before a merchant performs an
authorization or purchase. Authenticating ensures that the card is being used by its legitimate
owner.
3DS simulation can be performed using the Test profiles if the below conditions are met:
Merchant profile has 3DS enabled
Merchant is performing 2.5 Party or 3 Party transaction
Once a successful request is sent, the test transaction will be re-directed to the 3DS emulator:
See below 3DS Emulator and the ability to select different results:

Page 4 of 4

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Mandatory Testing

Response Codes Testing

Response code definition

Acquirer Response Code

Transaction could not be processed

Transaction declined - contact issuing bank

Transaction declined - contact issuing bank

No reply from Processing Host

Card has expired

MIGS S2I Test Transport

Response code definition

Acquirer Response Code

Transaction could not be processed

Transaction declined - contact issuing bank

Transaction declined - contact issuing bank

No reply from Processing Host

Card has expired

MIGS S2I Test Transport

Valid or Matched CSC

Code Invalid or Not Matched

CSC Not Processed

Merchant Indicates CSC not present on card (Suspicious)

MIGS S2I Test Transport

MIGS S2I Test Transport

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