A Project Report ON: (Bank Loan Proposal)
A Project Report ON: (Bank Loan Proposal)
A Project Report ON: (Bank Loan Proposal)
BY
CERTIFICATE
This is to certify that Miss VIDYA V. MANKAR of MAEERs MITSOM College has successfully completed the project work titled BANK LOAN PROPOSAL in partial fulfillment of requirement for the award of Bachelor of Business Administration prescribed by the University of Pune
This project is the record of authentic work carried out during the academic year 2011-2012.
Principal Dr R.M.Chitnis
Internal Examiner
External Examiner
DECLARATION
I, MISS VIDYA V. MANKAR hereby declare that this project is the record of authentic work carried out by me during the academic year 2011-2012 and has not been submitted to any other University or Institute towards the award of any degree.
VIDYA V. MANKAR
ACKNOWLEDGEMENT
ABSTRACT
This project of Bank Loan Proposal includes hypothecations of the Dairy Farm Business. The proprietor intends to start a business project that is a dairy farm in Raigad district of Maharashtra & for the same her investment is Rs. 35, 60,000. She had applied to bank to grant a loan which would satisfy 40
INDEX
Sr. No.
Particulars
Page No.
Sr. No. 1
Particulars Construction cost of shed ( 1250Sq Ft * Rs. 1,200/-) Total Cost of Livestock (40 Livestock * Rs. 35,000/-) Total Equipment cost a. Cooling system b. Electric equipment (20 ceiling fans * Rs. 1,500/-) (25 Tube lights * Rs. 400/-) c. Water Pump d. Firefighting equipment e. Dairy farm equipment Total
Amount (Rs.)
14,50,000 14,00,000 14,00,000 1,00,000 30,000 10,000 50,000 10,000 50,000 2,35,000
4 5
Furniture & fixtures Total Security Deposit a. Security deposit with MSEB (1000 HP * Rs. 100/-) Total Vehicle a. Cycle (2 cycle * Rs. 3000/-) b. Four wheeler 75,000
1,00,000 1,00,000
6,000 2,94,000
3,00,000
Statement A
CALCULATION OF REVENUE FOR THE PROJECTED PERIOD
Particular
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Revenue From Milk (Schedule 1) Revenue from sale of Calves (Schedule 2) Revenue from sale of gunny bags (Schedule 3) Revenue from sale of manure (Schedule 4) Revenue from hiring of vehicle (Schedule 5) Total
Sr Particular Year 1 No 1 Feeding Cost 2 Salary & Wages 3 Power & Fuel 4 Vatenary Aid & Breeding Charges 5 Admin Expenditure 6 Insurance Premium Total
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Type of asset:- Shed Sr. No. 1 2 3 4 5 6 7 8 9 10 W. D. V. of the asset Depreciable amount Depreciation @ 10 % Closing Balance
Month
EMI Amount(Rs)
Interest Amount(Rs)
Principal Reduction(Rs)
Balance Due(Rs)
5 6 7 8
articular pening Balance of cash et Profit dd: epreciation dd: terest dd: Amount of loan dd: Own contribution ash flow
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
ss: 1. Bank Installment th interest 2. NABARD Interest ee Loan Installment 3. Capital Expenditure 4. Drawing of oprietor 5. Provision for the placement of livestock
Particular Liabilities Proprietors Capital Bank loan Provision for replacement of livestock Total Assets Fixed Assets Advances & Deposits Current assets (cash) Total
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year
Net profit
DSCR (A/B)
1 2 3 4 5 6 7 8 9 10