United States Bankruptcy Court Voluntary Petition: Central District of California
United States Bankruptcy Court Voluntary Petition: Central District of California
United States Bankruptcy Court Voluntary Petition: Central District of California
Desc
Voluntary Petition
Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN) No./Complete EIN
(if more than one, state all)
xxx-xx-1944
Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN) No./Complete EIN
(if more than one, state all)
xxx-xx-4357
Street Address of Joint Debtor (No. and Street, City, and State):
ZIP Code
91739
91739
County of Residence or of the Principal Place of Business:
San Bernardino
San Bernardino
Mailing Address of Joint Debtor (if different from street address):
ZIP Code
ZIP Code
Type of Debtor
Nature of Business
(Form of Organization)
(Check one box)
Chapter 7
Chapter 9
Chapter 11
Chapter 12
Chapter 13
100199
200999
1,0005,000
5,00110,000
10,00125,000
25,00150,000
50,001100,000
OVER
100,000
$100,001 to
$500,000
$500,001
to $1
million
$1,000,001
to $10
million
$10,000,001
to $50
million
$50,000,001
to $100
million
$100,001 to
$500,000
$500,001
to $1
million
$1,000,001
to $10
million
$10,000,001
to $50
million
$50,000,001
to $100
million
Estimated Assets
$0 to
$50,000
$50,001 to
$100,000
Estimated Liabilities
$0 to
$50,000
$50,001 to
$100,000
Chapter 11 Debtors
Check one box:
Debtor is a small business debtor as defined in 11 U.S.C. 101(51D).
Debtor is not a small business debtor as defined in 11 U.S.C. 101(51D).
Check if:
Debtors aggregate noncontingent liquidated debts (excluding debts owed to insiders or affiliates)
are less than $2,343,300 (amount subject to adjustment on 4/01/13 and every three years thereafter).
Statistical/Administrative Information
Debtor estimates that funds will be available for distribution to unsecured creditors.
Debtor estimates that, after any exempt property is excluded and administrative expenses paid,
there will be no funds available for distribution to unsecured creditors.
149
Tax-Exempt Entity
Case 6:10-bk-45259-DS
B1 (Official Form 1)(4/10)
Page 2
Name of Debtor(s):
Shedlock, Sean Douglas
Shedlock, Janine Marie
Voluntary Petition
(This page must be completed and filed in every case)
Location
Where Filed: - None -
Desc
All Prior Bankruptcy Cases Filed Within Last 8 Years (If more than two, attach additional sheet)
Case Number:
Date Filed:
Location
Where Filed:
Case Number:
Date Filed:
Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this Debtor (If more than one, attach additional sheet)
Name of Debtor:
Case Number:
Date Filed:
- None District:
Relationship:
Judge:
Exhibit B
Exhibit A
(To be completed if debtor is an individual whose debts are primarily consumer debts.)
I, the attorney for the petitioner named in the foregoing petition, declare that I
have informed the petitioner that [he or she] may proceed under chapter 7, 11,
12, or 13 of title 11, United States Code, and have explained the relief available
under each such chapter. I further certify that I delivered to the debtor the notice
required by 11 U.S.C. 342(b).
Exhibit D
(To be completed by every individual debtor. If a joint petition is filed, each spouse must complete and attach a separate Exhibit D.)
Exhibit D completed and signed by the debtor is attached and made a part of this petition.
If this is a joint petition:
Exhibit D also completed and signed by the joint debtor is attached and made a part of this petition.
Information Regarding the Debtor - Venue
(Check any applicable box)
Debtor has been domiciled or has had a residence, principal place of business, or principal assets in this District for 180
days immediately preceding the date of this petition or for a longer part of such 180 days than in any other District.
There is a bankruptcy case concerning debtor's affiliate, general partner, or partnership pending in this District.
Debtor is a debtor in a foreign proceeding and has its principal place of business or principal assets in the United States in
this District, or has no principal place of business or assets in the United States but is a defendant in an action or
proceeding [in a federal or state court] in this District, or the interests of the parties will be served in regard to the relief
sought in this District.
Certification by a Debtor Who Resides as a Tenant of Residential Property
(Check all applicable boxes)
Landlord has a judgment against the debtor for possession of debtor's residence. (If box checked, complete the following.)
(Name of landlord that obtained judgment)
(Address of landlord)
Debtor claims that under applicable nonbankruptcy law, there are circumstances under which the debtor would be permitted to cure
the entire monetary default that gave rise to the judgment for possession, after the judgment for possession was entered, and
Debtor has included in this petition the deposit with the court of any rent that would become due during the 30-day period
after the filing of the petition.
Debtor certifies that he/she has served the Landlord with this certification. (11 U.S.C. 362(l)).
Case 6:10-bk-45259-DS
B1 (Official Form 1)(4/10)
Voluntary Petition
(This page must be completed and filed in every case)
Signature(s) of Debtor(s) (Individual/Joint)
I declare under penalty of perjury that the information provided in this petition
is true and correct, that I am the foreign representative of a debtor in a foreign
proceeding, and that I am authorized to file this petition.
(Check only one box.)
I request relief in accordance with chapter 15 of title 11. United States Code.
Certified copies of the documents required by 11 U.S.C. 1515 are attached.
Pursuant to 11 U.S.C. 1511, I request relief in accordance with the chapter
of title 11 specified in this petition. A certified copy of the order granting
recognition of the foreign main proceeding is attached.
I request relief in accordance with the chapter of title 11, United States Code,
specified in this petition.
Page 3
Name of Debtor(s):
Shedlock, Sean Douglas
Shedlock, Janine Marie
Signatures
Signature of a Foreign Representative
Desc
X
Signature of Foreign Representative
Printed Name of Foreign Representative
Date
Signature of Attorney*
Address
Email: ecf@doanlaw.com
(949) 472-0593 Fax: (949) 472-5441
Telephone Number
October 26, 2010
Date
165174
Address
X
Date
Signature of Bankruptcy Petition Preparer or officer, principal, responsible
person,or partner whose Social Security number is provided above.
Names and Social-Security numbers of all other individuals who prepared or
assisted in preparing this document unless the bankruptcy petition preparer is
not an individual:
X
Signature of Authorized Individual
Printed Name of Authorized Individual
Title of Authorized Individual
Date
If more than one person prepared this document, attach additional sheets
conforming to the appropriate official form for each person.
A bankruptcy petition preparers failure to comply with the provisions of
title 11 and the Federal Rules of Bankruptcy Procedure may result in
fines or imprisonment or both 11 U.S.C. 110; 18 U.S.C. 156.
Case 6:10-bk-45259-DS
Desc
Case No.
Chapter
Case 6:10-bk-45259-DS
Desc
Page 2
4. I am not required to receive a credit counseling briefing because of: [Check the applicable
statement.] [Must be accompanied by a motion for determination by the court.]
Incapacity. (Defined in 11 U.S.C. 109(h)(4) as impaired by reason of mental illness or
mental deficiency so as to be incapable of realizing and making rational decisions with respect to
financial responsibilities.);
Disability. (Defined in 11 U.S.C. 109(h)(4) as physically impaired to the extent of being
unable, after reasonable effort, to participate in a credit counseling briefing in person, by telephone, or
through the Internet.);
Active military duty in a military combat zone.
5. The United States trustee or bankruptcy administrator has determined that the credit counseling
requirement of 11 U.S.C. 109(h) does not apply in this district.
I certify under penalty of perjury that the information provided above is true and correct.
Signature of Debtor:
Date:
Case 6:10-bk-45259-DS
Desc
Case No.
Chapter
Case 6:10-bk-45259-DS
Desc
Page 2
4. I am not required to receive a credit counseling briefing because of: [Check the applicable
statement.] [Must be accompanied by a motion for determination by the court.]
Incapacity. (Defined in 11 U.S.C. 109(h)(4) as impaired by reason of mental illness or
mental deficiency so as to be incapable of realizing and making rational decisions with respect to
financial responsibilities.);
Disability. (Defined in 11 U.S.C. 109(h)(4) as physically impaired to the extent of being
unable, after reasonable effort, to participate in a credit counseling briefing in person, by telephone, or
through the Internet.);
Active military duty in a military combat zone.
5. The United States trustee or bankruptcy administrator has determined that the credit counseling
requirement of 11 U.S.C. 109(h) does not apply in this district.
I certify under penalty of perjury that the information provided above is true and correct.
Signature of Debtor:
Date:
Case 6:10-bk-45259-DS
Desc
2. (If petitioner is a partnership or joint venture) A petition under the Bankruptcy Act of 1898 or the Bankruptcy Reform
Act of 1978 has previously been filed by or against the debtor or an affiliate of the debtor, or a general partner in the
debtor, a relative of the general partner, general partner of, or person in control of the debtor, partnership in which the
debtor is a general partner, general partner of the debtor, or person in control of the debtor as follows: (Set forth the
complete number and title of each such prior proceeding, date filed, nature of the proceeding, the Bankruptcy Judge
and court to whom assigned, whether still pending and, if not, the disposition thereof. If none, so indicate. Also, list
any real property included in Schedule A that was filed with any such prior proceeding(s).)
None.
3. (If petitioner is a corporation) A petition under the Bankruptcy Act of 1898 or the Bankruptcy Reform Act of 1978 has
previously been filed by or against the debtor, or any of its affiliates or subsidiaries, a director of the debtor, an officer
of the debtor, a person in control of the debtor, a partnership in which the debtor is general partner, a general partner
of the debtor, a relative of the general partner, director, officer, or person in control of the debtor, or any persons, firms
or corporations owning 20% or more of its voting stock as follows: (Set forth the complete number and title of each
such prior proceeding, date filed, nature of proceeding, the Bankruptcy Judge and court to whom assigned, whether
still pending, and if not, the disposition thereof. If none, so indicate. Also, list any real property included in Schedule A
that was filed with any such prior proceeding(s).)
None.
4. (If petitioner is an individual) A petition under the Bankruptcy Reform Act of 1978, including amendments thereof, has
been filed by or against the debtor within the last 180 days: (Set forth the complete number and title of each such prior
proceeding, date filed, nature of proceeding, the Bankruptcy Judge and court to whom assigned, whether still pending,
and if not, the disposition thereof. If none, so indicate. Also, list any real property included in Schedule A that was filed
with any such prior proceeding(s).)
None.
I declare, under penalty of perjury, that the foregoing is true and correct.
Executed at
Ontario
Dated
, California.
Debtor
/s/ Janine Marie Shedlock
Janine Marie Shedlock
Joint Debtor
This form is mandatory by Order of the United States Bankruptcy Court for the Central District of California.
January 2009
F 1015-2.1
Best Case Bankruptcy
Case 6:10-bk-45259-DS
B201 - Notice of Available Chapters (Rev. 12/08)
Desc
Name:
Address:
(949) 472-5441
NOTICE OF AVAILABLE
CHAPTERS
(Notice to Individual Consumer Debtor Under 342(b) of the Bankruptcy Code)
In accordance with 342(b) of the Bankruptcy Code, this notice to individuals with primarily consumer debts: (1) Describes briefly
the services available from credit counseling services; (2) Describes briefly the purposes, benefits and costs of the four types of
bankruptcy proceedings you may commence; and (3) Informs you about bankruptcy crimes and notifies you that the Attorney General
may examine all information you supply in connection with a bankruptcy case.
You are cautioned that bankruptcy law is complicated and not easily described. Thus, you may wish to seek the advice of an attorney
to learn of your rights and responsibilities should you decide to file a petition. Court employees cannot give you legal advice.
Notices from the bankruptcy court are sent to the mailing address you list on your bankruptcy petition. In order to ensure that you
receive information about events concerning your case, Bankruptcy Rule 4002 requires that you notify the court of any changes in your
address. If you are filing a joint case (a single bankruptcy case for two individuals married to each other), and each spouse lists the
same mailing address on the bankruptcy petition, you and your spouse will generally receive a single copy of each notice mailed from
the bankruptcy court in a jointly-addressed envelope, unless you file a statement with the court requesting that each spouse receive a
separate copy of all notices.
1.
2.
The Four Chapters of the Bankruptcy Code Available to Individual Consumer Debtors
Chapter 7: Liquidation ($245 filing fee, $39 administrative fee, $15 trustee surcharge: Total Fee $299)
1.
2.
3.
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Debtors
whose debts are primarily consumer debts are subject to a "means test" designed to determine whether the case should be
permitted to proceed under chapter 7. If your income is greater than the median income for your state of residence and
family size, in some cases, creditors have the right to file a motion requesting that the court dismiss your case under
707(b) of the Code. It is up to the court to decide whether the case should be dismissed.
Under chapter 7, you may claim certain of your property as exempt under governing law. A trustee may have the right to
take possession of and sell the remaining property that is not exempt and use the sale proceeds to pay your creditors.
The purpose of filing a chapter 7 case is to obtain a discharge of your existing debts. If, however, you are found to have
committed certain kinds of improper conduct described in the Bankruptcy Code, the court may deny your discharge and,
if it does, the purpose for which you filed the bankruptcy petition will be defeated.
Case 6:10-bk-45259-DS
B201 - Notice of Available Chapters (Rev. 12/08)
4.
Desc
Even if you receive a general discharge, some particular debts are not discharged under the law. Therefore, you may still
be responsible for most taxes and student loans; debts incurred to pay nondischargeable taxes; domestic support and
property settlement obligations; most fines, penalties, forfeitures, and criminal restitution obligations; certain debts which
are not properly listed in your bankruptcy papers; and debts for death or personal injury caused by operating a motor
vehicle, vessel, or aircraft while intoxicated from alcohol or drugs. Also, if a creditor can prove that a debt arose from
fraud, breach of fiduciary duty, or theft, or from a willful and malicious injury, the bankruptcy court may determine that
the debt is not discharged.
Chapter 13: Repayment of All or Part of the Debts of an Individual with Regular Income ($235 filing fee,
$39 administrative fee: Total fee $274)
1.
Chapter 13 is designed for individuals with regular income who would like to pay all or part of their debts in installments
over a period of time. You are only eligible for chapter 13 if your debts do not exceed certain dollar amounts set forth in
the Bankruptcy Code.
2.
Under chapter 13, you must file with the court a plan to repay your creditors all or part of the money that you owe them,
using your future earnings. The period allowed by the court to repay your debts may be three years or five years,
depending upon your income and other factors. The court must approve your plan before it can take effect.
3.
After completing the payments under your plan, your debts are generally discharged except for domestic support
obligations; most student loans; certain taxes; most criminal fines and restitution obligations; certain debts which are not
properly listed in your bankruptcy papers; certain debts for acts that caused death or personal injury; and certain long
term secured obligations.
Chapter 11: Reorganization ($1000 filing fee, $39 administrative fee: Total fee $1039)
Chapter 11 is designed for the reorganization of a business but is also available to consumer debtors. Its provisions are quite
complicated, and any decision by an individual to file a chapter 11 petition should be reviewed with an attorney.
Chapter 12: Family Farmer or Fisherman ($200 filing fee, $39 administrative fee: Total fee $239)
Chapter 12 is designed to permit family farmers and fishermen to repay their debts over a period of time from future earnings
and is similar to chapter 13. The eligibility requirements are restrictive, limiting its use to those whose income arises primarily
from a family-owned farm or commercial fishing operation.
3.
WARNING: Section 521(a)(1) of the Bankruptcy Code requires that you promptly file detailed information regarding your creditors,
assets, liabilities, income, expenses and general financial condition. Your bankruptcy case may be dismissed if this information is not
filed with the court within the time deadlines set by the Bankruptcy Code, the Bankruptcy Rules, and the local rules of the court.
Date
Date
Case 6:10-bk-45259-DS
Desc
}
b
k
1
{
F
o
r
m
6
.
S
u
a
y
f
c
h
e
d
l
s
Case No.
,
Debtors
Chapter
SUMMARY OF SCHEDULES
Indicate as to each schedule whether that schedule is attached and state the number of pages in each. Report the totals from Schedules A,
B, D, E, F, I, and J in the boxes provided. Add the amounts from Schedules A and B to determine the total amount of the debtors assets.
Add the amounts of all claims from Schedules D, E, and F to determine the total amount of the debtors liabilities. Individual debtors must
also complete the "Statistical Summary of Certain Liabilities and Related Data" if they file a case under chapter 7, 11, or 13.
NAME OF SCHEDULE
ATTACHED
(YES/NO)
NO. OF
SHEETS
ASSETS
LIABILITIES
OTHER
A - Real Property
Yes
909,000.00
B - Personal Property
Yes
544,395.00
Yes
Yes
1,370,634.00
Yes
0.00
Yes
143,144.00
Yes
H - Codebtors
Yes
Yes
7,327.00
Yes
7,326.00
20
Total Assets
1,453,395.00
Total Liabilities
1,513,778.00
Case 6:10-bk-45259-DS
Desc
}
e
b
k
r
{
t
1
a
i
F
n
o
L
m
6
.
l
S
s
c
d
R
u
y
D
f
C
Case No.
Chapter
Debtors
STATISTICAL SUMMARY OF CERTAIN LIABILITIES AND RELATED DATA (28 U.S.C. 159)
If you are an individual debtor whose debts are primarily consumer debts, as defined in 101(8) of the Bankruptcy Code (11 U.S.C. 101(8)), filing
a case under chapter 7, 11 or 13, you must report all information requested below.
Check this box if you are an individual debtor whose debts are NOT primarily consumer debts. You are not required to
report any information here.
This information is for statistical purposes only under 28 U.S.C. 159.
Summarize the following types of liabilities, as reported in the Schedules, and total them.
Type of Liability
Amount
0.00
0.00
0.00
0.00
0.00
0.00
TOTAL
0.00
7,327.00
7,326.00
6,024.55
485,509.00
0.00
0.00
143,144.00
628,653.00
Case 6:10-bk-45259-DS
Desc
}
b
k
1
{
S
c
h
e
d
u
l
A
R
a
P
r
o
p
t
y
In re
Case No.
,
Debtors
Nature of Debtor's
Interest in Property
Current Value of
Husband,
Debtor's Interest in
Wife,
Property, without
Joint, or
any Secured
Community Deducting
Claim or Exemption
Amount of
Secured Claim
Fee Owner
592,000.00
833,714.00
Fee Owner
85,500.00
144,760.00
Fee Owner
92,500.00
154,288.00
Fee Owner
79,000.00
184,547.00
Sub-Total >
849,000.00
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
Rental Property #5
6040 W Seoul Ln
Dunnellon, FL 94433
Nature of Debtor's
Interest in Property
Fee Owner
Current Value of
Husband,
Debtor's Interest in
Wife
Property, without
Joint, or
any Secured
Community Deducting
Claim or Exemption
C
60,000.00
Amount of
Secured Claim
0.00
With 2 acres
Purchase Price: $100,000.00
Purchase Date: 04/2006
$60,000.00 - FMV
-$4,800.00 - 8% Cost of Sale
-$22,630.00 - Exemption
____________________________
$32,570.00
**House was bought for disabled brother. Joint
Debtor sold brother's property to pay her back for
his current property.
Sheet
of
Sub-Total >
60,000.00
Total >
909,000.00
Case 6:10-bk-45259-DS
Desc
}
k
b
{
1
S
c
h
e
d
u
l
B
P
r
s
o
n
a
p
t
y
In re
Case No.
,
Debtors
N
O
N
E
Husband,
Current Value of
Wife,
Debtor's Interest in Property,
Joint, or
without Deducting any
Community Secured Claim or Exemption
1.
Cash on hand
Cash
50.00
2.
100.00
20.00
50.00
3.
4.
5,000.00
5.
Misc. Collectibles
1,000.00
6.
Wearing apparel.
1,000.00
7.
Misc. Jewelry
500.00
8.
50.00
9.
Sub-Total >
(Total of this page)
3
7,770.00
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
Type of Property
N
O
N
E
Husband,
Current Value of
Wife,
Debtor's Interest in Property,
Joint, or
without Deducting any
Community Secured Claim or Exemption
500,000.00
0.00
0.00
Sub-Total >
(Total of this page)
500,000.00
Sheet 1 of 3
continuation sheets attached
to the Schedule of Personal Property
Software Copyright (c) 1996-2010 - Best Case Solutions - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
Type of Property
N
O
N
E
30. Inventory.
31. Animals.
32. Crops - growing or harvested. Give
particulars.
Husband,
Current Value of
Wife,
Debtor's Interest in Property,
Joint, or
without Deducting any
Community Secured Claim or Exemption
21,125.00
0.00
2 horses
500.00
Sub-Total >
(Total of this page)
21,625.00
Sheet 2 of 3
continuation sheets attached
to the Schedule of Personal Property
Software Copyright (c) 1996-2010 - Best Case Solutions - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
Type of Property
N
O
N
E
Desert Willow
75 Willow Ridge
Palm Desert, CA 92260
Husband,
Current Value of
Wife,
Debtor's Interest in Property,
Joint, or
without Deducting any
Community Secured Claim or Exemption
15,000.00
*Membership
Purchase Price: $20,000.00
Purchase Date: 2008
Sheet 3 of 3
continuation sheets attached
to the Schedule of Personal Property
Software Copyright (c) 1996-2010 - Best Case Solutions - Evanston, IL - www.bestcase.com
Sub-Total >
(Total of this page)
Total >
15,000.00
544,395.00
Case 6:10-bk-45259-DS
Desc
E
}
x
b
e
k
m
1
p
{
t
S
c
h
d
u
l
C
P
r
o
y
a
i
s
In re
Case No.
,
Debtors
Value of
Claimed
Exemption
Current Value of
Property Without
Deducting Exemption
C.C.P. 703.140(b)(5)
22,500.00
60,000.00
C.C.P. 703.140(b)(5)
50.00
50.00
100.00
100.00
With 2 acres
Purchase Price: $100,000.00
Purchase Date: 04/2006
$60,000.00 - FMV
-$4,800.00 - 8% Cost of Sale
-$22,630.00 - Exemption
____________________________
$32,570.00
**House was bought for disabled brother. Joint
Debtor sold brother's property to pay her back
for his current property.
Cash on Hand
Cash
C.C.P. 703.140(b)(5)
20.00
20.00
C.C.P. 703.140(b)(5)
50.00
50.00
C.C.P. 703.140(b)(3)
5,000.00
5,000.00
1,000.00
1,000.00
Wearing Apparel
Misc. Wearing Apparel
C.C.P. 703.140(b)(3)
1,000.00
1,000.00
C.C.P. 703.140(b)(4)
500.00
500.00
50.00
50.00
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
Sheet
C.C.P. 703.140(b)(3)
of
Total:
continuation sheets attached to the Schedule of Property Claimed as Exempt
Value of
Claimed
Exemption
Current Value of
Property Without
Deducting Exemption
500,000.00
500,000.00
500.00
500.00
530,770.00
568,270.00
Best Case Bankruptcy
Case 6:10-bk-45259-DS
Desc
}
e
b
c
k
u
1
r
{
S
d
h
C
l
a
i
m
s
D
t
o
H
n
g
In re
Case No.
,
Debtors
CREDITOR'S NAME
AND MAILING ADDRESS
INCLUDING ZIP CODE,
AND ACCOUNT NUMBER
(See instructions above.)
Account No. 0032291957
Aurora
P.O. Box 1706
Scottsbluff, NE 69363
C
O
D
E
B
T
O
R
Century Bank
400 Mystic Avenue
Medford, MA 02155
City Ntl Bk
Attn: Bankruptcy
Po Box 785057
Orlando, FL 32878
92,500.00
123,940.00
31,440.00
85,500.00
122,304.00
36,804.00
85,500.00
22,456.00
22,456.00
34,627.00
34,627.00
303,327.00
125,327.00
4/30/10
Second Mortgage
Rental #1
2388 Summerwood
Inverness, FL 34450
C Purchase Price: $150,000
Purchase Date: 2/2006
Value $
D
I
S
P
U
T
E
D
4/13/10
First Mortgage
Rental #1
2388 Summerwood
Inverness, FL 34450
C Purchase Price: $150,000
Purchase Date: 2/2006
Value $
U
N
L
I
Q
U
I
D
A
T
E
D
UNSECURED
PORTION, IF
ANY
Value $
C
O
N
T
I
N
G
E
N
T
AMOUNT OF
CLAIM
WITHOUT
DEDUCTING
VALUE OF
COLLATERAL
8/18/09
Second Mortgage
Rental #3
5338 Hardee Street
Naples, FL 34113
C Purchase Price: $178,000.00
Purchase Date: 10/2005
Value $
1
_____
continuation sheets attached
79,000.00
Subtotal
(Total of this page)
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
CREDITOR'S NAME
AND MAILING ADDRESS
INCLUDING ZIP CODE,
AND ACCOUNT NUMBER
(See instructions.)
Account No. 39061684
City Ntl Bk
Attn: Bankruptcy
Po Box 785057
Orlando, FL 32878
C
O
D
E
B
T
O
R
H
W
J
C
Value $
DCFS
PO Box 1800
Roanoke, TX 76262
Auto Lien
Wells Fargo
Attn: Bankruptcy
4101 Wiseman Blvd
San Antonio, TX 78251
21,125.00
38,000.00
16,875.00
79,000.00
149,920.00
70,920.00
15,000.00
15,325.00
325.00
833,714.00
241,714.00
1,067,307.00
360,182.00
1,370,634.00
485,509.00
6/01/10
Timeshare
Desert Willow
75 Willow Ridge
Palm Desert, CA 92260
*Membership
C Purchase Price: $20,000.00
Purchase Date: 2008
Value $
30,348.00
8/18/09
First Mortgage
Rental #3
5338 Hardee Street
Naples, FL 34113
C Purchase Price: $178,000.00
Purchase Date: 10/2005
Value $
30,348.00
D
I
S
P
U
T
E
D
92,500.00
01/06
Second Mortgage
Rental #2
740 S. Rooks Ave
Inverness Fl, 34453
C Purchase Price: $150,000.00
Purchase Date: 1/2006
6/2007
U
N
L
I
Q
U
I
D
A
T
E
D
UNSECURED
PORTION, IF
ANY
C
O
N
T
I
N
G
E
N
T
AMOUNT OF
CLAIM
WITHOUT
DEDUCTING
VALUE OF
COLLATERAL
6/16/10
First Mortgage
Single Family Residence
5730 Kendall Court
Rancho Cucamonga, CA 91739
C Purchase Price: $650,000.00
Purchase Date: 6/2004
Value $
1
1
Sheet _____
of _____
continuation sheets attached to
Schedule of Creditors Holding Secured Claims
592,000.00
Subtotal
(Total of this page)
Total
(Report on Summary of Schedules)
Case 6:10-bk-45259-DS
Desc
}
n
b
s
k
e
1
c
{
u
S
r
h
d
P
l
i
o
E
t
y
C
a
m
H
g
U
In re
Case No.
,
Debtors
TYPES OF PRIORITY CLAIMS (Check the appropriate box(es) below if claims in that category are listed on the attached sheets)
Domestic support obligations
Claims for domestic support that are owed to or recoverable by a spouse, former spouse, or child of the debtor, or the parent, legal guardian, or responsible relative
of such a child, or a governmental unit to whom such a domestic support claim has been assigned to the extent provided in 11 U.S.C. 507(a)(1).
Deposits by individuals
Claims of individuals up to $2,600* for deposits for the purchase, lease, or rental of property or services for personal, family, or household use, that were not
delivered or provided. 11 U.S.C. 507(a)(7).
* Amount subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.
0
Software Copyright (c) 1996-2010 - Best Case Solutions - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
}
n
b
s
k
e
1
c
{
u
S
r
h
d
N
o
l
p
F
i
C
t
y
a
m
H
g
U
In re
Case No.
,
Debtors
CREDITOR'S NAME,
MAILING ADDRESS
INCLUDING ZIP CODE,
AND ACCOUNT NUMBER
(See instructions above.)
C
O
D
E
B
T
O
R
C
O
N
T
I
N
G
E
N
T
U
N
L
I
Q
U
I
D
A
T
E
D
D
I
S
P
U
T
E
D
AMOUNT OF CLAIM
28,796.00
Account No. 9367
Bank Of America
Attn: Bankruptcy NC4-105-03-14
Po Box 26012
Greensboro, NC 27410
9,009.00
Account No. 4722
Bank Of America
Attn: Bankruptcy NC4-105-03-14
Po Box 26012
Greensboro, NC 27410
4,570.00
Account No. 4339-9300-2714-5335
Bank of America
P.O. Box 22631
Greensboro, NC 27420
06/05 - 12/09
Credit Card
C
4,663.00
_____
3
continuation sheets attached
Subtotal
(Total of this page)
S/N:28823-101015
47,038.00
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
CREDITOR'S NAME,
MAILING ADDRESS
INCLUDING ZIP CODE,
AND ACCOUNT NUMBER
(See instructions above.)
C
O
D
E
B
T
O
R
C
O
N
T
I
N
G
E
N
T
U
N
L
I
Q
U
I
D
A
T
E
D
D
I
S
P
U
T
E
D
AMOUNT OF CLAIM
18,474.00
Account No. 430154200059
Chase
Po Box 15298
Wilmington, DE 19850
10,367.00
Account No. Case No. CIVVRS1007221
Shedrick O. Davis
JP Morgan Chase Legal Dept
300 S. Grand Ave - 4th Floor
Case No: RIC529684
Los Angeles, CA 90071
Representing:
Chase
Notice Only
Representing:
Chase
Notice Only
Chase
201 N. Walnut St//De1-1027
Wilmington, DE 19801
6,747.00
Sheet no. _____
of _____
sheets attached to Schedule of
1
3
Creditors Holding Unsecured Nonpriority Claims
Subtotal
(Total of this page)
35,588.00
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
CREDITOR'S NAME,
MAILING ADDRESS
INCLUDING ZIP CODE,
AND ACCOUNT NUMBER
(See instructions above.)
C
O
D
E
B
T
O
R
C
O
N
T
I
N
G
E
N
T
U
N
L
I
Q
U
I
D
A
T
E
D
D
I
S
P
U
T
E
D
AMOUNT OF CLAIM
Representing:
Chase
Notice Only
Representing:
Chase
Notice Only
Citi
P.o. Box 6500
Sioux Falls, SD 57117
4,075.00
Account No. 5082-2900-1543-2757
Citibank
507 Prudential Road
Horsham, PA 19044
06/05 - 12/09
Credit Card
C
20,314.00
Account No. 2103566394802
Dsnb Bloom
Bloomingdale's Bankruptcy
Po Box 8053
Mason, OH 45040
1,230.00
Sheet no. _____
of _____
sheets attached to Schedule of
2
3
Creditors Holding Unsecured Nonpriority Claims
Subtotal
(Total of this page)
25,619.00
Case 6:10-bk-45259-DS
Desc
In re
Case No.
,
Debtors
CREDITOR'S NAME,
MAILING ADDRESS
INCLUDING ZIP CODE,
AND ACCOUNT NUMBER
(See instructions above.)
C
O
D
E
B
T
O
R
C
O
N
T
I
N
G
E
N
T
U
N
L
I
Q
U
I
D
A
T
E
D
D
I
S
P
U
T
E
D
AMOUNT OF CLAIM
1,880.00
Account No. 4308517135239063
Visdsnb
Attn: Bankruptcy
Po Box 8053
Mason, OH 45040
6,417.00
Account No. 4308511099128677
Visdsnb
Attn: Bankruptcy
Po Box 8053
Mason, OH 45040
4,575.00
Account No. 66266214953640001
Wells Fargo
Po Box 60510
Los Angeles, CA 90060
9,999.00
Account No. 446542018107
Wells Fargo Bank
Po Box 5445
Portland, OR 97228
12,028.00
Sheet no. _____
of _____
sheets attached to Schedule of
3
3
Creditors Holding Unsecured Nonpriority Claims
Subtotal
(Total of this page)
34,899.00
Total
(Report on Summary of Schedules)
143,144.00
Case 6:10-bk-45259-DS
Desc
a
}
n
b
d
k
1
U
{
S
e
c
x
h
p
i
r
u
l
L
G
s
E
t
o
y
C
In re
Case No.
,
Debtors
Century Bank
400 Mystic Avenue
Medford, MA 02155
Century Bank
400 Mystic Avenue
Medford, MA 02155
Second Mortgage
Rental #1
2388 Summerwood
Inverness, FL 34450
Purchase Price: $150,000
Purchase Date: 2/2006
City Ntl Bk
Attn: Bankruptcy
Po Box 785057
Orlando, FL 32878
Second Mortgage
Rental #3
5338 Hardee Street
Naples, FL 34113
Purchase Price: $178,000.00
Purchase Date: 10/2005
City Ntl Bk
Attn: Bankruptcy
Po Box 785057
Orlando, FL 32878
Second Mortgage
Rental #2
740 S. Rooks Ave
Inverness Fl, 34453
Purchase Price: $150,000.00
Purchase Date: 1/2006
DCFS
PO Box 1800
Roanoke, TX 76262
Auto Lien
2007 Mercedes GL 450
85,000 Miles
1
continuation sheets attached to Schedule of Executory Contracts and Unexpired Leases
Software Copyright (c) 1996-2010 - Best Case Solutions - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
In re
Desc
Case No.
,
Debtors
Timeshare
Desert Willow
75 Willow Ridge
Palm Desert, CA 92260
*Membership
Purchase Price: $20,000.00
Purchase Date: 2008
Wells Fargo
Attn: Bankruptcy
4101 Wiseman Blvd
San Antonio, TX 78251
First Mortgage
Single Family Residence
5730 Kendall Court
Rancho Cucamonga, CA 91739
Purchase Price: $650,000.00
Purchase Date: 6/2004
Sheet
of 1
continuation sheets attached to the Schedule of Executory Contracts and Unexpired Leases
Case 6:10-bk-45259-DS
Desc
}
b
k
1
{
S
c
h
e
d
u
l
H
C
o
t
r
s
In re
Case No.
,
Debtors
SCHEDULE H - CODEBTORS
Provide the information requested concerning any person or entity, other than a spouse in a joint case, that is also liable on any debts listed
by debtor in the schedules of creditors. Include all guarantors and co-signers. If the debtor resides or resided in a community property state,
commonwealth, or territory (including Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or
Wisconsin) within the eight year period immediately preceding the commencement of the case, identify the name of the debtor's spouse and of
any former spouse who resides or resided with the debtor in the community property state, commonwealth, or territory. Include all names used
by the nondebtor spouse during the eight years immediately preceding the commencement of this case. If a minor child is a codebtor or a creditor,
state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John Doe, guardian." Do not
disclose the child's name. See, 11 U.S.C. 112 and Fed. R. Bankr. P. 1007(m).
Check this box if debtor has no codebtors.
NAME AND ADDRESS OF CODEBTOR
0
continuation sheets attached to Schedule of Codebtors
Software Copyright (c) 1996-2010 - Best Case Solutions - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
B6I (Official Form 6I) (12/07)
In re
Desc
Case No.
Debtor(s)
Married
AGE(S):
Son
Son
Employment:
Occupation
Name of Employer
How long employed
Address of Employer
DEBTOR
Account Executive (1099)
Self Employed
1 year
5730 Kendall Ct
Rancho Cucamonga, CA 91739
INCOME: (Estimate of average or projected monthly income at time case filed)
1. Monthly gross wages, salary, and commissions (Prorate if not paid monthly)
2. Estimate monthly overtime
10 years
8 years
SPOUSE
Realtor - self employed
T and J Real Estate Solutions
9 years
5730 Kendall Ct
Rancho Cucamonga, CA 91739
DEBTOR
$
$
0.00
$
$
0.00
3. SUBTOTAL
SPOUSE
0.00
0.00
0.00
0.00
$
$
$
$
$
0.00
0.00
0.00
0.00
0.00
$
$
$
$
$
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
7. Regular income from operation of business or profession or farm (Attach detailed statement)
8. Income from real property
9. Interest and dividends
10. Alimony, maintenance or support payments payable to the debtor for the debtor's use or that of
dependents listed above
11. Social security or government assistance
(Specify):
$
$
$
4,227.00
0.00
0.00
$
$
$
0.00
0.00
0.00
0.00
0.00
$
$
$
0.00
0.00
0.00
$
$
$
0.00
0.00
0.00
$
$
2,300.00
800.00
$
$
0.00
0.00
7,327.00
0.00
15. AVERAGE MONTHLY INCOME (Add amounts shown on lines 6 and 14)
7,327.00
0.00
16. COMBINED AVERAGE MONTHLY INCOME: (Combine column totals from line 15)
7,327.00
Case 6:10-bk-45259-DS
B6J (Official Form 6J) (12/07)
In re
Desc
Case No.
Debtor(s)
4,500.00
$
$
$
$
$
$
$
$
$
$
$
$
125.00
50.00
50.00
100.00
0.00
700.00
50.00
25.00
50.00
280.00
19.00
0.00
$
$
$
$
$
0.00
0.00
0.00
210.00
0.00
0.00
$
$
$
$
$
$
$
$
1,167.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
18. AVERAGE MONTHLY EXPENSES (Total lines 1-17. Report also on Summary of Schedules and,
if applicable, on the Statistical Summary of Certain Liabilities and Related Data.)
19. Describe any increase or decrease in expenditures reasonably anticipated to occur within the year
following the filing of this document:
7,326.00
$
$
$
7,327.00
7,326.00
1.00
Case 6:10-bk-45259-DS
Desc
DoanLawFirm,LLP
SelfEmploymentBusinessProfit&LossStatement
INSTRUCTIONS: Entermonthlygrossreceiptsandmonthlyexpenses.
NameofDebtor:
NameofBusiness:
NatureofBusiness:
AnticipatedFilingMonth:
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
JanineShedlock
TandJRealEstateSolultions,LLC
1099independentcontractor
September2010
**CMICALCULATIONDATA(6Monthspriortomonthcaseisfiled)
*BUSINESSINCOME&EXPENSEDATA(12Monthspriortomonthcaseisfiled)
Month/Yr
Oct09
Nov09
Dec09
Jan10
Feb10
Mar10
Apr10
May10
Jun10
Jul10
Aug10
Sep10
TotalGrossReceipts
0
5,337
5,104
10,594
5,827
0
543
0
1,458
649
0
0
MonthlyExpenses
Payroll
PayrollTaxes
UnemploymentTaxes
WorkComp
OtherTaxes
Inventory/Materials
Feed/Fertilizer/Seed
Rent
145
145
Utilities
OfficeExpenses/Supplies
100
100
100
100
100
Repairs/Maintenance
Gas
300
300
300
300
300
300
300
300
300
300
300
300
Travel/Entertainment
1,500
EquipmentRental&Leases
20
20
20
20
20
20
20
20
20
20
20
20
Legal/Accounting/ProfFees
Insurance
150
150
EmployeeBenefits
SecuredBusinessDebts
CostofSales
Advertising
370
220
220
564
470
314
1,670
470
904
724
910
735
PostOffice
75
75
75
75
75
75
75
75
75
75
75
75
WasteManagement
RoyaltyFees
715.00
615.00
1059.00
865.00
809.00
2065.00
2465.00
1299.00
1219.00
1600.00
1425.00
TotalExpenses
765.00
AdjustedGrossIncome
765
4,622
4,489
9,535
4,962
809
1,522
2,465
159
570
1,600
1,425
*BUSI&E(12Mo)
12MoTotal 12MoAve
29,512
2,459
0
0
0
0
0
0
0
290
0
500
0
3,600
1,500
240
0
300
0
0
0
7,571
900
0
0
14,901
14,611
0
0
0
0
0
0
0
24
0
42
0
300
125
20
0
25
0
0
0
631
75
0
0
1,242
1,218
**CMI(6Mo)
6MoTotal 6MoAve
2,650
442
0
0
0
0
0
0
0
290
0
200
0
1,800
1,500
120
0
300
0
0
0
5,413
450
0
0
10,073
7,423
0
0
0
0
0
0
0
48
0
33
0
300
250
20
0
50
0
0
0
902
75
0
0
1,679
1,237
Case 6:10-bk-45259-DS
B6 Declaration (Official Form 6 - Declaration). (12/07)
Desc
Case No.
Chapter
I declare under penalty of perjury that I have read the foregoing summary and schedules, consisting of
sheets, and that they are true and correct to the best of my knowledge, information, and belief.
Signature
22
Debtor
Date October 26, 2010
Signature
Joint Debtor
Penalty for making a false statement or concealing property: Fine of up to $500,000 or imprisonment for up to 5 years or both.
18 U.S.C. 152 and 3571.
Case 6:10-bk-45259-DS
Desc
Case No.
Chapter
State the gross amount of income the debtor has received from employment, trade, or profession, or from operation of the debtor's
business, including part-time activities either as an employee or in independent trade or business, from the beginning of this calendar
year to the date this case was commenced. State also the gross amounts received during the two years immediately preceding this
calendar year. (A debtor that maintains, or has maintained, financial records on the basis of a fiscal rather than a calendar year may
report fiscal year income. Identify the beginning and ending dates of the debtor's fiscal year.) If a joint petition is filed, state income for
each spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income of both spouses whether or not a joint
petition is filed, unless the spouses are separated and a joint petition is not filed.)
AMOUNT
$38,864.00
SOURCE
2010 YTD: Debtor Self Employment Income
$30,000.00
$280,252.00
$19,071.00
$67,384.00
Case 6:10-bk-45259-DS
Desc
AMOUNT
$15,879.00
SOURCE
2008: Joint Dbt Self-Employment Income
GROSS: $15,879.00
NET: $4,179.00
State the amount of income received by the debtor other than from employment, trade, profession, or operation of the debtor's business
during the two years immediately preceding the commencement of this case. Give particulars. If a joint petition is filed, state income for
each spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income for each spouse whether or not a joint
petition is filed, unless the spouses are separated and a joint petition is not filed.)
AMOUNT
$24,000.00
SOURCE
2008: Joint Dbt Unemployment
$10,000.00
$43,000.00
$19,857.00
$9,300.00
$0.00
$14,000.00
3. Payments to creditors
None
DATES OF
PAYMENTS
Last 90 Days
Last 90 Days
$3,501.00
$38,000.00
Last 90 Days
$813.00
$15,325.00
None
AMOUNT PAID
$10,500.00
AMOUNT STILL
OWING
$833,000.00
b. Debtor whose debts are not primarily consumer debts: List each payment or other transfer to any creditor made within 90 days
immediately preceding the commencement of the case unless the aggregate value of all property that constitutes or is affected by such
transfer is less than $5,850*. If the debtor is an individual, indicate with an asterisk (*) any payments that were made to a creditor on
account of a domestic support obligation or as part of an alternative repayment schedule under a plan by an approved nonprofit
budgeting and credit counseling agency. (Married debtors filing under chapter 12 or chapter 13 must include payments and other
transfers by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not
filed.)
Amount subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.
Software Copyright (c) 1996-2010 Best Case Solutions, Inc. - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
AMOUNT
PAID OR
VALUE OF
TRANSFERS
DATES OF
PAYMENTS/
TRANSFERS
AMOUNT STILL
OWING
c. All debtors: List all payments made within one year immediately preceding the commencement of this case to or for the benefit of
creditors who are or were insiders. (Married debtors filing under chapter 12 or chapter 13 must include payments by either or both
spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
DATE OF PAYMENT
AMOUNT PAID
AMOUNT STILL
OWING
a. List all suits and administrative proceedings to which the debtor is or was a party within one year immediately preceding the filing of
this bankruptcy case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or both spouses
whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
CAPTION OF SUIT
AND CASE NUMBER
Chase Bank USA, N.A. vs Sean D Shedlock
Case No. CIVVRS1007221
NATURE OF
PROCEEDING
Limited Civil
Proceeding
COURT OR AGENCY
AND LOCATION
Superior Court Of California
County of San Bernardino
8303 North Haven Ave
Rancho Cucamonga, CA 91730
STATUS OR
DISPOSITION
Pending
Limited Civil
Proceedings
Superior Court of CA
County of San Bernardino
8303 North Haven
Rancho Cucamonga, CA 91730
Pending
None
b. Describe all property that has been attached, garnished or seized under any legal or equitable process within one year immediately
preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning
property of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not
filed.)
DATE OF SEIZURE
List all property that has been repossessed by a creditor, sold at a foreclosure sale, transferred through a deed in lieu of foreclosure or
returned to the seller, within one year immediately preceding the commencement of this case. (Married debtors filing under chapter 12
or chapter 13 must include information concerning property of either or both spouses whether or not a joint petition is filed, unless the
spouses are separated and a joint petition is not filed.)
DATE OF REPOSSESSION,
FORECLOSURE SALE,
TRANSFER OR RETURN
a. Describe any assignment of property for the benefit of creditors made within 120 days immediately preceding the commencement of
this case. (Married debtors filing under chapter 12 or chapter 13 must include any assignment by either or both spouses whether or not a
joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
DATE OF
ASSIGNMENT
Software Copyright (c) 1996-2010 Best Case Solutions, Inc. - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
4
None
b. List all property which has been in the hands of a custodian, receiver, or court-appointed official within one year immediately
preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning
property of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not
filed.)
DATE OF
ORDER
7. Gifts
None
List all gifts or charitable contributions made within one year immediately preceding the commencement of this case except ordinary
and usual gifts to family members aggregating less than $200 in value per individual family member and charitable contributions
aggregating less than $100 per recipient. (Married debtors filing under chapter 12 or chapter 13 must include gifts or contributions by
either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
RELATIONSHIP TO
DEBTOR, IF ANY
DATE OF GIFT
DESCRIPTION AND
VALUE OF GIFT
8. Losses
None
List all losses from fire, theft, other casualty or gambling within one year immediately preceding the commencement of this case or
since the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include losses by either or both
spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
DATE OF LOSS
11/2009
List all payments made or property transferred by or on behalf of the debtor to any persons, including attorneys, for consultation
concerning debt consolidation, relief under the bankruptcy law or preparation of the petition in bankruptcy within one year immediately
preceding the commencement of this case.
DATE OF PAYMENT,
NAME OF PAYOR IF OTHER
THAN DEBTOR
AMOUNT OF MONEY
OR DESCRIPTION AND VALUE
OF PROPERTY
a. List all other property, other than property transferred in the ordinary course of the business or financial affairs of the debtor,
transferred either absolutely or as security within two years immediately preceding the commencement of this case. (Married debtors
filing under chapter 12 or chapter 13 must include transfers by either or both spouses whether or not a joint petition is filed, unless the
spouses are separated and a joint petition is not filed.)
DATE
b. List all property transferred by the debtor within ten years immediately preceding the commencement of this case to a self-settled
trust or similar device of which the debtor is a beneficiary.
DATE(S) OF
TRANSFER(S)
Software Copyright (c) 1996-2010 Best Case Solutions, Inc. - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
List all financial accounts and instruments held in the name of the debtor or for the benefit of the debtor which were closed, sold, or
otherwise transferred within one year immediately preceding the commencement of this case. Include checking, savings, or other
financial accounts, certificates of deposit, or other instruments; shares and share accounts held in banks, credit unions, pension funds,
cooperatives, associations, brokerage houses and other financial institutions. (Married debtors filing under chapter 12 or chapter 13 must
include information concerning accounts or instruments held by or for either or both spouses whether or not a joint petition is filed,
unless the spouses are separated and a joint petition is not filed.)
TYPE OF ACCOUNT, LAST FOUR
DIGITS OF ACCOUNT NUMBER,
AND AMOUNT OF FINAL BALANCE
Checking
List each safe deposit or other box or depository in which the debtor has or had securities, cash, or other valuables within one year
immediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include boxes or
depositories of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not
filed.)
DESCRIPTION
OF CONTENTS
DATE OF TRANSFER OR
SURRENDER, IF ANY
13. Setoffs
None
List all setoffs made by any creditor, including a bank, against a debt or deposit of the debtor within 90 days preceding the
commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or both
spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
DATE OF SETOFF
AMOUNT OF SETOFF
List all property owned by another person that the debtor holds or controls.
LOCATION OF PROPERTY
Debtor's Residence
If the debtor has moved within three years immediately preceding the commencement of this case, list all premises which the debtor
occupied during that period and vacated prior to the commencement of this case. If a joint petition is filed, report also any separate
address of either spouse.
ADDRESS
NAME USED
DATES OF OCCUPANCY
If the debtor resides or resided in a community property state, commonwealth, or territory (including Alaska, Arizona, California, Idaho,
Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or Wisconsin) within eight years immediately preceding the
commencement of the case, identify the name of the debtors spouse and of any former spouse who resides or resided with the debtor in
the community property state.
NAME
Software Copyright (c) 1996-2010 Best Case Solutions, Inc. - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
a. List the name and address of every site for which the debtor has received notice in writing by a governmental unit that it may be liable
or potentially liable under or in violation of an Environmental Law. Indicate the governmental unit, the date of the notice, and, if known,
the Environmental Law:
DATE OF
NOTICE
ENVIRONMENTAL
LAW
b. List the name and address of every site for which the debtor provided notice to a governmental unit of a release of Hazardous
Material. Indicate the governmental unit to which the notice was sent and the date of the notice.
DATE OF
NOTICE
ENVIRONMENTAL
LAW
c. List all judicial or administrative proceedings, including settlements or orders, under any Environmental Law with respect to which
the debtor is or was a party. Indicate the name and address of the governmental unit that is or was a party to the proceeding, and the
docket number.
DOCKET NUMBER
STATUS OR DISPOSITION
a. If the debtor is an individual, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and
ending dates of all businesses in which the debtor was an officer, director, partner, or managing executive of a corporation, partner in a
partnership, sole proprietor, or was self-employed in a trade, profession, or other activity either full- or part-time within six years
immediately preceding the commencement of this case, or in which the debtor owned 5 percent or more of the voting or equity securities
within six years immediately preceding the commencement of this case.
If the debtor is a partnership, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and
ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities, within six
years immediately preceding the commencement of this case.
If the debtor is a corporation, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and
ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities within six
years immediately preceding the commencement of this case.
NAME
T and J Real Estate
Solultions, LLC
Sean Douglas
Shedlock
xxx-xx-1944
ADDRESS
5730 Kendall Court
Rancho Cucamonga, CA
91739
NATURE OF BUSINESS
Real Estate
Realtor
Software Copyright (c) 1996-2010 Best Case Solutions, Inc. - Evanston, IL - www.bestcase.com
BEGINNING AND
ENDING DATES
2006 - Current
09/2009 - Current
Case 6:10-bk-45259-DS
Desc
7
None
b. Identify any business listed in response to subdivision a., above, that is "single asset real estate" as defined in 11 U.S.C. 101.
NAME
ADDRESS
The following questions are to be completed by every debtor that is a corporation or partnership and by any individual debtor who is or has
been, within six years immediately preceding the commencement of this case, any of the following: an officer, director, managing executive, or
owner of more than 5 percent of the voting or equity securities of a corporation; a partner, other than a limited partner, of a partnership, a sole
proprietor, or self-employed in a trade, profession, or other activity, either full- or part-time.
(An individual or joint debtor should complete this portion of the statement only if the debtor is or has been in business, as defined above,
within six years immediately preceding the commencement of this case. A debtor who has not been in business within those six years should go
directly to the signature page.)
19. Books, records and financial statements
None
a. List all bookkeepers and accountants who within two years immediately preceding the filing of this bankruptcy case kept or
supervised the keeping of books of account and records of the debtor.
b. List all firms or individuals who within the two years immediately preceding the filing of this bankruptcy case have audited the books
of account and records, or prepared a financial statement of the debtor.
NAME
None
ADDRESS
c. List all firms or individuals who at the time of the commencement of this case were in possession of the books of account and records
of the debtor. If any of the books of account and records are not available, explain.
NAME
None
ADDRESS
d. List all financial institutions, creditors and other parties, including mercantile and trade agencies, to whom a financial statement was
issued by the debtor within two years immediately preceding the commencement of this case.
DATE ISSUED
20. Inventories
None
a. List the dates of the last two inventories taken of your property, the name of the person who supervised the taking of each inventory,
and the dollar amount and basis of each inventory.
DATE OF INVENTORY
None
INVENTORY SUPERVISOR
b. List the name and address of the person having possession of the records of each of the two inventories reported in a., above.
DATE OF INVENTORY
a. If the debtor is a partnership, list the nature and percentage of partnership interest of each member of the partnership.
NATURE OF INTEREST
Software Copyright (c) 1996-2010 Best Case Solutions, Inc. - Evanston, IL - www.bestcase.com
PERCENTAGE OF INTEREST
Case 6:10-bk-45259-DS
Desc
8
None
b. If the debtor is a corporation, list all officers and directors of the corporation, and each stockholder who directly or indirectly owns,
controls, or holds 5 percent or more of the voting or equity securities of the corporation.
TITLE
a. If the debtor is a partnership, list each member who withdrew from the partnership within one year immediately preceding the
commencement of this case.
NAME
None
ADDRESS
DATE OF WITHDRAWAL
b. If the debtor is a corporation, list all officers, or directors whose relationship with the corporation terminated within one year
immediately preceding the commencement of this case.
TITLE
DATE OF TERMINATION
If the debtor is a partnership or corporation, list all withdrawals or distributions credited or given to an insider, including compensation
in any form, bonuses, loans, stock redemptions, options exercised and any other perquisite during one year immediately preceding the
commencement of this case.
AMOUNT OF MONEY
OR DESCRIPTION AND
VALUE OF PROPERTY
If the debtor is a corporation, list the name and federal taxpayer identification number of the parent corporation of any consolidated
group for tax purposes of which the debtor has been a member at any time within six years immediately preceding the commencement
of the case.
If the debtor is not an individual, list the name and federal taxpayer-identification number of any pension fund to which the debtor, as an
employer, has been responsible for contributing at any time within six years immediately preceding the commencement of the case.
Software Copyright (c) 1996-2010 Best Case Solutions, Inc. - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
Signature
Debtor
Date October 26, 2010
Signature
Joint Debtor
Penalty for making a false statement: Fine of up to $500,000 or imprisonment for up to 5 years, or both. 18 U.S.C. 152 and 3571
Software Copyright (c) 1996-2010 Best Case Solutions, Inc. - Evanston, IL - www.bestcase.com
Case 6:10-bk-45259-DS
Desc
B8 (Form 8) (12/08)
Case No.
Chapter
Aurora
Rental #2
740 S. Rooks Ave
Inverness Fl, 34453
Purchase Price: $150,000.00
Purchase Date: 1/2006
Retained
Property No. 2
Creditor's Name:
Century Bank
Rental #1
2388 Summerwood
Inverness, FL 34450
Purchase Price: $150,000
Purchase Date: 2/2006
Retained
Case 6:10-bk-45259-DS
Desc
Page 2
B8 (Form 8) (12/08)
Property No. 3
Creditor's Name:
Century Bank
Rental #1
2388 Summerwood
Inverness, FL 34450
Purchase Price: $150,000
Purchase Date: 2/2006
Retained
Property No. 4
Creditor's Name:
City Ntl Bk
Rental #3
5338 Hardee Street
Naples, FL 34113
Purchase Price: $178,000.00
Purchase Date: 10/2005
Retained
Case 6:10-bk-45259-DS
Desc
Page 3
B8 (Form 8) (12/08)
Property No. 5
Creditor's Name:
City Ntl Bk
Rental #2
740 S. Rooks Ave
Inverness Fl, 34453
Purchase Price: $150,000.00
Purchase Date: 1/2006
Retained
Property No. 6
Creditor's Name:
DCFS
Retained
Case 6:10-bk-45259-DS
Desc
Page 4
B8 (Form 8) (12/08)
Property No. 7
Creditor's Name:
Rental #3
5338 Hardee Street
Naples, FL 34113
Purchase Price: $178,000.00
Purchase Date: 10/2005
Retained
Property No. 8
Creditor's Name:
Desert Willow
75 Willow Ridge
Palm Desert, CA 92260
*Membership
Purchase Price: $20,000.00
Purchase Date: 2008
Retained
Case 6:10-bk-45259-DS
Desc
Page 5
B8 (Form 8) (12/08)
Property No. 9
Creditor's Name:
Wells Fargo
Retained
PART B - Personal property subject to unexpired leases. (All three columns of Part B must be completed for each unexpired lease.
Attach additional pages if necessary.)
Property No. 1
Lessor's Name:
-NONE-
I declare under penalty of perjury that the above indicates my intention as to any property of my estate securing a debt and/or
personal property subject to an unexpired lease.
Date October 26, 2010
Signature
Debtor
Date October 26, 2010
Signature
Joint Debtor
Case 6:10-bk-45259-DS
Desc
Case No.:
1.
2.
Pursuant to 11 U.S.C. 329(a) and Bankruptcy Rule 2016(b), I certify that I am the attorney for the above-named debtor(s) and
that compensation paid to me within one year before the filing of the petition in bankruptcy, or agreed to be paid to me, for
services rendered or to be rendered on behalf of the debtor(s) in contemplation of or in connection with the bankruptcy case is as
follows:
For legal services, I have agreed to accept
2,290.00
2,290.00
Balance Due
0.00
3.
Other (specify):
4.
DISCLOSURE OF COMPENSATION
OF ATTORNEY FOR DEBTOR
Other (specify):
I have not agreed to share the above-disclosed compensation with any other person unless they are members and
associates of my law firm.
I have agreed to share the above-disclosed compensation with a person or persons who are not members or associates of
my law firm. A copy of the agreement, together with a list of the names of the people sharing in the compensation is
attached.
5.
In return for the above-disclosed fee, I have agreed to render legal service for all aspects of the bankruptcy case, including:
a. Analysis of the debtor's financial situation, and rendering advice to the debtor in determining whether to file a petition in
bankruptcy;
b. Preparation and filing of any petition, schedules, statement of affairs and plan which may be required;
c. Representation of the debtor at the meeting of creditors and confirmation hearing, and any adjourned hearings thereof;
d. [Other provisions as needed]
Prepetition case preparation, BACPA compliance, and one (1) 341(a) hearing
6.
By agreement with the debtor(s), the above-disclosed fee does not include the following services
CERTIFICATION
I certify that the foregoing is a complete statement of any agreement or arrangement for payment to me for representation of the
debtor(s) in this bankruptcy proceeding.
October 26, 2010
Date
Case 6:10-bk-45259-DS
Attorney or Party Name, Address, Telephone & FAX Number, and California State Bar No.
Desc
Gregory J. Doan
25401 Cabot Road, Suite 119
Laguna Hills, CA 92653
(949) 472-0593 Fax: (949) 472-5441
California State Bar No.: 165174
Attorney for Debtor
CHAPTER
Sean Douglas Shedlock
Janine Marie Shedlock
CASE NUMBER
Debtor.
2.
On (specify date) 7/9/10 , I agreed with the Debtor that for a fee of $ 2,290.00 , I would provide only the following
services:
3.
Dated:
a.
b.
c.
d.
Represent the Debtor in any proceeding involving an objection to Debtors discharge pursuant to 11
U.S.C. 727
e.
Represent the Debtor in any proceeding to determine whether a specific debt is nondischargeable under
11 U.S.C. 523
f.
Other (specify):
I declare under penalty of perjury under the laws of the United States of America that the foregoing is true and
correct and that this declaration was executed on the following date at the city set forth in the upper left-hand
corner of this page.
October 26, 2010
Signature of Debtor
By:
Name:
Rev. 1/01 This form is optional. It has been approved for use by the United States Bankruptcy Court for the Central District of California
Software Copyright (c) 1996-2010 Best Case Solutions - Evanston, IL - www.bestcase.com
F 2090-1.1
Best Case Bankruptcy
Case 6:10-bk-45259-DS
February 2006
Case No.
Chapter
I, Janine Marie Shedlock , the debtor in this case, declare under penalty of perjury under the laws of the United States of
America that:
I have attached to this certificate copies of my pay stubs, pay advices and/or other proof of employment income
for the 60-day period prior to the date of the filing of my bankruptcy petition.
(NOTE: the filer is responsible for blacking out the Social Security number on pay stubs prior to filing them.)
I was self-employed for the entire 60-day period prior to the date of the filing of my bankruptcy petition, and
received no payment from any other employer.
I was unemployed for the entire 60-day period prior to the date of the filing of my bankruptcy petition.
Signature
Debtor
Date October 26, 2010
Signature
Joint Debtor
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
Desc
1A
1B
Disabled Veterans. If you are a disabled veteran described in the Declaration in this Part IA, (1) check the box at the beginning of the
Declaration, (2) check the box for "The presumption does not arise" at the top of this statement, and (3) complete the verification in Part
VIII. Do not complete any of the remaining parts of this statement.
Declaration of Disabled Veteran. By checking this box, I declare under penalty of perjury that I am a disabled veteran (as defined in
38 U.S.C. 3741(1)) whose indebtedness occurred primarily during a period in which I was on active duty (as defined in 10 U.S.C.
101(d)(1)) or while I was performing a homeland defense activity (as defined in 32 U.S.C. 901(1)).
Non-consumer Debtors. If your debts are not primarily consumer debts, check the box below and complete the verification in Part VIII.
Do not complete any of the remaining parts of this statement.
Declaration of non-consumer debts. By checking this box, I declare that my debts are not primarily consumer debts.
Reservists and National Guard Members; active duty or homeland defense activity. Members of a reserve component of the Armed
Forces and members of the National Guard who were called to active duty (as defined in 10 U.S.C. 101(d)(1)) after September 11,
2001, for a period of at least 90 days, or who have performed homeland defense activity (as defined in 32 U.S.C. 901(1)) for a period of
at least 90 days, are excluded from all forms of means testing during the time of active duty or homeland defense activity and for 540
days thereafter (the "exclusion period"). If you qualify for this temporary exclusion, (1) check the appropriate boxes and complete any
required information in the Declaration of Reservists and National Guard Members below, (2) check the box for "The presumption is
temporarily inapplicable" at the top of this statement, and (3) complete the verification in Part VIII. During your exclusion period you
are not required to complete the balance of this form, but you must complete the form no later than 14 days after the date on
which your exclusion period ends, unless the time for filing a motion raising the means test presumption expires in your case
before your exclusion period ends.
1C
Declaration of Reservists and National Guard Members. By checking this box and making the appropriate entries below, I declare
that I am eligible for a temporary exclusion from means testing because, as a member of a reserve component of the Armed Forces or the
National Guard
a.
I was called to active duty after September 11, 2001, for a period of at least 90 days and
I remain on active duty /or/
I was released from active duty on
, which is less than 540 days before this bankruptcy case was
filed;
OR
b.
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
Desc
2
Marital/filing status. Check the box that applies and complete the balance of this part of this statement as directed.
a.
Unmarried. Complete only Column A ("Debtor's Income") for Lines 3-11.
b.
Married, not filing jointly, with declaration of separate households. By checking this box, debtor declares under penalty of perjury:
"My spouse and I are legally separated under applicable non-bankruptcy law or my spouse and I are living apart other than for the
purpose of evading the requirements of 707(b)(2)(A) of the Bankruptcy Code." Complete only column A ("Debtor's Income")
for Lines 3-11.
c.
Married, not filing jointly, without the declaration of separate households set out in Line 2.b above. Complete both Column A
("Debtor's Income") and Column B ("Spouse's Income") for Lines 3-11.
d.
Married, filing jointly. Complete both Column A ("Debtor's Income") and Column B ("Spouse's Income") for Lines 3-11.
All figures must reflect average monthly income received from all sources, derived during the six
Column A
Column B
calendar months prior to filing the bankruptcy case, ending on the last day of the month before
Debtor's
Spouse's
the filing. If the amount of monthly income varied during the six months, you must divide the
Income
Income
six-month total by six, and enter the result on the appropriate line.
4,227.38 $
0.00
Income from the operation of a business, profession or farm. Subtract Line b from Line a and
enter the difference in the appropriate column(s) of Line 4. If you operate more than one
business, profession or farm, enter aggregate numbers and provide details on an attachment. Do
not enter a number less than zero. Do not include any part of the business expenses entered on
Line b as a deduction in Part V.
Debtor
Spouse
a.
Gross receipts
$
441.67 $
0.00
1,678.67 $
0.00
b.
Ordinary and necessary business expenses $
c.
Business income
Subtract Line b from Line a
$
0.00 $
0.00
Rents and other real property income. Subtract Line b from Line a and enter the difference in
the appropriate column(s) of Line 5. Do not enter a number less than zero. Do not include any
part of the operating expenses entered on Line b as a deduction in Part V.
Debtor
Spouse
a.
Gross receipts
$
662.50 $
0.00
b.
Ordinary and necessary operating expenses $
415.33 $
0.00
c.
Rent and other real property income
Subtract Line b from Line a
247.17 $
0.00
0.00 $
0.00
0.00 $
0.00
0.00 $
0.00
0.00 $
0.00 $
0.00
1,550.00 $
0.00
Subtotal of Current Monthly Income for 707(b)(7). Add Lines 3 thru 10 in Column A, and, if
$
Column B is completed, add Lines 3 through 10 in Column B. Enter the total(s).
6,024.55 $
0.00
Any amounts paid by another person or entity, on a regular basis, for the household
expenses of the debtor or the debtor's dependents, including child support paid for that
purpose. Do not include alimony or separate maintenance payments or amounts paid by your
spouse if Column B is completed.
Unemployment compensation. Enter the amount in the appropriate column(s) of Line 9.
However, if you contend that unemployment compensation received by you or your spouse was a
benefit under the Social Security Act, do not list the amount of such compensation in Column A
or B, but instead state the amount in the space below:
Unemployment compensation claimed to
be a benefit under the Social Security Act Debtor $
10
Income from all other sources. Specify source and amount. If necessary, list additional sources
on a separate page. Do not include alimony or separate maintenance payments paid by your
spouse if Column B is completed, but include all other payments of alimony or separate
maintenance. Do not include any benefits received under the Social Security Act or payments
received as a victim of a war crime, crime against humanity, or as a victim of international or
domestic terrorism.
Debtor
Spouse
a. Family Contributions
$
1,550.00 $
0.00
b.
$
$
Total and enter on Line 10
11
0.00 Spouse $
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
12
Total Current Monthly Income for 707(b)(7). If Column B has been completed, add Line 11,
Column A to Line 11, Column B, and enter the total. If Column B has not been completed, enter
the amount from Line 11, Column A.
Desc
3
6,024.55
14
Annualized Current Monthly Income for 707(b)(7). Multiply the amount from Line 12 by the number 12 and
enter the result.
Applicable median family income. Enter the median family income for the applicable state and household size.
(This information is available by family size at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.)
a. Enter debtor's state of residence:
CA
72,294.60
79,194.00
Application of Section 707(b)(7). Check the applicable box and proceed as directed.
15
The amount on Line 13 is less than or equal to the amount on Line 14. Check the box for "The presumption does not arise" at the
top of page 1 of this statement, and complete Part VIII; do not complete Parts IV, V, VI or VII.
The amount on Line 13 is more than the amount on Line 14. Complete the remaining parts of this statement.
Complete Parts IV, V, VI, and VII of this statement only if required. (See Line 15.)
17
Marital adjustment. If you checked the box at Line 2.c, enter on Line 17 the total of any income listed in Line 11,
Column B that was NOT paid on a regular basis for the household expenses of the debtor or the debtor's
dependents. Specify in the lines below the basis for excluding the Column B income (such as payment of the
spouse's tax liability or the spouse's support of persons other than the debtor or the debtor's dependents) and the
amount of income devoted to each purpose. If necessary, list additional adjustments on a separate page. If you did
not check box at Line 2.c, enter zero.
a.
b.
c.
d.
Total and enter on Line 17
18
$
$
$
$
Current monthly income for 707(b)(2). Subtract Line 17 from Line 16 and enter the result.
$
$
19B
20A
National Standards: food, clothing and other items. Enter in Line 19A the "Total" amount from IRS National
Standards for Food, Clothing and Other Items for the applicable household size. (This information is available at
$
www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.)
National Standards: health care. Enter in Line a1 below the amount from IRS National Standards for
Out-of-Pocket Health Care for persons under 65 years of age, and in Line a2 the IRS National Standards for
Out-of-Pocket Health Care for persons 65 years of age or older. (This information is available at
www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.) Enter in Line b1 the number of members of your
household who are under 65 years of age, and enter in Line b2 the number of members of your household who are
65 years of age or older. (The total number of household members must be the same as the number stated in Line
14b.) Multiply Line a1 by Line b1 to obtain a total amount for household members under 65, and enter the result in
Line c1. Multiply Line a2 by Line b2 to obtain a total amount for household members 65 and older, and enter the
result in Line c2. Add Lines c1 and c2 to obtain a total health care amount, and enter the result in Line 19B.
Household members under 65 years of age
Household members 65 years of age or older
a1.
Allowance per member
a2.
Allowance per member
b1.
Number of members
b2.
Number of members
c1.
Subtotal
c2.
Subtotal
$
Local Standards: housing and utilities; non-mortgage expenses. Enter the amount of the IRS Housing and
Utilities Standards; non-mortgage expenses for the applicable county and household size. (This information is
available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court).
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
20B
21
Desc
4
Local Standards: housing and utilities; mortgage/rent expense. Enter, in Line a below, the amount of the IRS
Housing and Utilities Standards; mortgage/rent expense for your county and household size (this information is
available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court); enter on Line b the total of the Average
Monthly Payments for any debts secured by your home, as stated in Line 42; subtract Line b from Line a and enter
the result in Line 20B. Do not enter an amount less than zero.
a.
IRS Housing and Utilities Standards; mortgage/rental expense $
b.
Average Monthly Payment for any debts secured by your
$
home, if any, as stated in Line 42
c.
Net mortgage/rental expense
Subtract Line b from Line a.
$
Local Standards: housing and utilities; adjustment. If you contend that the process set out in Lines 20A and
20B does not accurately compute the allowance to which you are entitled under the IRS Housing and Utilities
Standards, enter any additional amount to which you contend you are entitled, and state the basis for your
contention in the space below:
$
22A
2 or more.
If you checked 0, enter on Line 22A the "Public Transportation" amount from IRS Local Standards:
Transportation. If you checked 1 or 2 or more, enter on Line 22A the "Operating Costs" amount from IRS Local
Standards: Transportation for the applicable number of vehicles in the applicable Metropolitan Statistical Area or
Census Region. (These amounts are available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.)
22B
Local Standards: transportation; additional public transportation expense. If you pay the operating expenses
for a vehicle and also use public transportation, and you contend that you are entitled to an additional deduction for
you public transportation expenses, enter on Line 22B the "Public Transportation" amount from IRS Local
Standards: Transportation. (This amount is available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy
$
court.)
Local Standards: transportation ownership/lease expense; Vehicle 1. Check the number of vehicles for which
you claim an ownership/lease expense. (You may not claim an ownership/lease expense for more than two
vehicles.)
1
23
a.
b.
c.
24
b.
c.
26
$
$
Subtract Line b from Line a.
Local Standards: transportation ownership/lease expense; Vehicle 2. Complete this Line only if you checked
the "2 or more" Box in Line 23.
Enter, in Line a below, the "Ownership Costs" for "One Car" from the IRS Local Standards: Transportation
(available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court); enter in Line b the total of the Average
Monthly Payments for any debts secured by Vehicle 2, as stated in Line 42; subtract Line b from Line a and enter
the result in Line 24. Do not enter an amount less than zero.
a.
25
2 or more.
Enter, in Line a below, the "Ownership Costs" for "One Car" from the IRS Local Standards: Transportation
(available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court); enter in Line b the total of the Average
Monthly Payments for any debts secured by Vehicle 1, as stated in Line 42; subtract Line b from Line a and enter
the result in Line 23. Do not enter an amount less than zero.
$
$
Subtract Line b from Line a.
Other Necessary Expenses: taxes. Enter the total average monthly expense that you actually incur for all federal,
state and local taxes, other than real estate and sales taxes, such as income taxes, self employment taxes, social
security taxes, and Medicare taxes. Do not include real estate or sales taxes.
Other Necessary Expenses: involuntary deductions for employment. Enter the total average monthly payroll
deductions that are required for your employment, such as retirement contributions, union dues, and uniform costs.
Do not include discretionary amounts, such as voluntary 401(k) contributions.
$
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
27
28
Desc
5
Other Necessary Expenses: life insurance. Enter total average monthly premiums that you actually pay for term
life insurance for yourself. Do not include premiums for insurance on your dependents, for whole life or for
any other form of insurance.
Other Necessary Expenses: court-ordered payments. Enter the total monthly amount that you are required to
pay pursuant to the order of a court or administrative agency, such as spousal or child support payments. Do not
include payments on past due obligations included in Line 44.
29
Other Necessary Expenses: education for employment or for a physically or mentally challenged child. Enter
the total average monthly amount that you actually expend for education that is a condition of employment and for
education that is required for a physically or mentally challenged dependent child for whom no public education
providing similar services is available.
$
30
Other Necessary Expenses: childcare. Enter the total average monthly amount that you actually expend on
childcare - such as baby-sitting, day care, nursery and preschool. Do not include other educational payments.
Other Necessary Expenses: health care. Enter the total average monthly amount that you actually expend on
health care that is required for the health and welfare of yourself or your dependents, that is not reimbursed by
insurance or paid by a health savings account, and that is in excess of the amount entered in Line 19B. Do not
include payments for health insurance or health savings accounts listed in Line 34.
Other Necessary Expenses: telecommunication services. Enter the total average monthly amount that you
actually pay for telecommunication services other than your basic home telephone and cell phone service - such as
pagers, call waiting, caller id, special long distance, or internet service - to the extent necessary for your health and
welfare or that of your dependents. Do not include any amount previously deducted.
Total Expenses Allowed under IRS Standards. Enter the total of Lines 19 through 32.
31
32
33
a.
Health Insurance
b.
Disability Insurance
c.
36
Continued contributions to the care of household or family members. Enter the total average actual monthly
expenses that you will continue to pay for the reasonable and necessary care and support of an elderly, chronically
ill, or disabled member of your household or member of your immediate family who is unable to pay for such
expenses.
Protection against family violence. Enter the total average reasonably necessary monthly expenses that you
actually incurred to maintain the safety of your family under the Family Violence Prevention and Services Act or
other applicable federal law. The nature of these expenses is required to be kept confidential by the court.
37
Home energy costs. Enter the total average monthly amount, in excess of the allowance specified by IRS Local
Standards for Housing and Utilities, that you actually expend for home energy costs. You must provide your case
trustee with documentation of your actual expenses, and you must demonstrate that the additional amount
claimed is reasonable and necessary.
$
38
Education expenses for dependent children less than 18. Enter the total average monthly expenses that you
actually incur, not to exceed $147.92* per child, for attendance at a private or public elementary or secondary
school by your dependent children less than 18 years of age. You must provide your case trustee with
documentation of your actual expenses, and you must explain why the amount claimed is reasonable and
necessary and not already accounted for in the IRS Standards.
Amount subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
39
40
41
Desc
6
Additional food and clothing expense. Enter the total average monthly amount by which your food and clothing
expenses exceed the combined allowances for food and clothing (apparel and services) in the IRS National
Standards, not to exceed 5% of those combined allowances. (This information is available at www.usdoj.gov/ust/
or from the clerk of the bankruptcy court.) You must demonstrate that the additional amount claimed is
reasonable and necessary.
Continued charitable contributions. Enter the amount that you will continue to contribute in the form of cash or
financial instruments to a charitable organization as defined in 26 U.S.C. 170(c)(1)-(2).
Total Additional Expense Deductions under 707(b). Enter the total of Lines 34 through 40
42
Future payments on secured claims. For each of your debts that is secured by an interest in property that you
own, list the name of the creditor, identify the property securing the debt, and state the Average Monthly Payment,
and check whether the payment includes taxes or insurance. The Average Monthly Payment is the total of all
amounts scheduled as contractually due to each Secured Creditor in the 60 months following the filing of the
bankruptcy case, divided by 60. If necessary, list additional entries on a separate page. Enter the total of the
Average Monthly Payments on Line 42.
Name of Creditor
Property Securing the Debt
Average Monthly Does payment
Payment include taxes
or insurance?
$
a.
yes no
Total: Add Lines
43
44
Other payments on secured claims. If any of debts listed in Line 42 are secured by your primary residence, a
motor vehicle, or other property necessary for your support or the support of your dependents, you may include in
your deduction 1/60th of any amount (the "cure amount") that you must pay the creditor in addition to the
payments listed in Line 42, in order to maintain possession of the property. The cure amount would include any
sums in default that must be paid in order to avoid repossession or foreclosure. List and total any such amounts in
the following chart. If necessary, list additional entries on a separate page.
Name of Creditor
Property Securing the Debt
1/60th of the Cure Amount
$
a.
Total: Add Lines
Payments on prepetition priority claims. Enter the total amount, divided by 60, of all priority claims, such as
priority tax, child support and alimony claims, for which you were liable at the time of your bankruptcy filing. Do
not include current obligations, such as those set out in Line 28.
Chapter 13 administrative expenses. If you are eligible to file a case under Chapter 13, complete the following
chart, multiply the amount in line a by the amount in line b, and enter the resulting administrative expense.
45
a.
b.
c.
46
x
Total: Multiply Lines a and b
Total Deductions for Debt Payment. Enter the total of Lines 42 through 45.
$
$
Total of all deductions allowed under 707(b)(2). Enter the total of Lines 33, 41, and 46.
Enter the amount from Line 18 (Current monthly income for 707(b)(2))
49
Enter the amount from Line 47 (Total of all deductions allowed under 707(b)(2))
50
Monthly disposable income under 707(b)(2). Subtract Line 49 from Line 48 and enter the result.
51
60-month disposable income under 707(b)(2). Multiply the amount in Line 50 by the number 60 and enter the
result.
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
Desc
7
Initial presumption determination. Check the applicable box and proceed as directed.
52
The amount on Line 51 is less than $7,025*. Check the box for "The presumption does not arise" at the top of page 1 of this
statement, and complete the verification in Part VIII. Do not complete the remainder of Part VI.
The amount set forth on Line 51 is more than $11,725* Check the box for "The presumption arises" at the top of page 1 of this
statement, and complete the verification in Part VIII. You may also complete Part VII. Do not complete the remainder of Part VI.
The amount on Line 51 is at least $7,025*, but not more than $11,725*. Complete the remainder of Part VI (Lines 53 through 55).
53
54
Threshold debt payment amount. Multiply the amount in Line 53 by the number 0.25 and enter the result.
Secondary presumption determination. Check the applicable box and proceed as directed.
55
The amount on Line 51 is less than the amount on Line 54. Check the box for "The presumption does not arise" at the top of page 1
of this statement, and complete the verification in Part VIII.
The amount on Line 51 is equal to or greater than the amount on Line 54. Check the box for "The presumption arises" at the top
of page 1 of this statement, and complete the verification in Part VIII. You may also complete Part VII.
Other Expenses. List and describe any monthly expenses, not otherwise stated in this form, that are required for the health and welfare of
you and your family and that you contend should be an additional deduction from your current monthly income under
707(b)(2)(A)(ii)(I). If necessary, list additional sources on a separate page. All figures should reflect your average monthly expense for
each item. Total the expenses.
Expense Description
Monthly Amount
a.
b.
c.
d.
Total: Add Lines a, b, c, and d
$
$
$
$
$
57
I declare under penalty of perjury that the information provided in this statement is true and correct. (If this is a joint case, both debtors
must sign.)
Date: October 26, 2010
Signature: /s/ Sean Douglas Shedlock
Sean Douglas Shedlock
(Debtor)
Date:
Signature
Amounts are subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
Desc
8
Income by Month:
6 Months Ago:
5 Months Ago:
4 Months Ago:
3 Months Ago:
2 Months Ago:
Last Month:
04/2010
05/2010
06/2010
07/2010
08/2010
09/2010
$5,206.00
$4,354.30
$4,654.00
$3,950.00
$3,470.00
$3,730.00
$4,227.38
Income/Expense/Net by Month:
Date
04/2010
6 Months Ago:
05/2010
5 Months Ago:
06/2010
4 Months Ago:
07/2010
3 Months Ago:
08/2010
2 Months Ago:
09/2010
Last Month:
Average per month:
Income
Expense
$543.00
$0.00
$1,458.00
$649.00
$0.00
$0.00
$441.67
$2,065.00
$2,465.00
$1,299.00
$1,219.00
$1,599.00
$1,425.00
$1,678.67
Net
$-1,522.00
$-2,465.00
$159.00
$-570.00
$-1,599.00
$-1,425.00
$-1,237.00
Income/Expense/Net by Month:
Date
04/2010
6 Months Ago:
05/2010
5 Months Ago:
06/2010
4 Months Ago:
07/2010
3 Months Ago:
08/2010
2 Months Ago:
09/2010
Last Month:
Average per month:
Income
Expense
$795.00
$795.00
$795.00
$795.00
$795.00
$0.00
$662.50
$1,246.00
$1,246.00
$0.00
$0.00
$0.00
$0.00
$415.33
Net
$-451.00
$-451.00
$795.00
$795.00
$795.00
$0.00
$247.17
Case 6:10-bk-45259-DS
B22A (Official Form 22A) (Chapter 7) (04/10)
Desc
9
Income by Month:
6 Months Ago:
5 Months Ago:
4 Months Ago:
3 Months Ago:
2 Months Ago:
Last Month:
04/2010
05/2010
06/2010
07/2010
08/2010
09/2010
$0.00
$0.00
$0.00
$3,100.00
$3,100.00
$3,100.00
$1,550.00
Case 6:10-bk-45259-DS
Desc
Address
Telephone
Case No.:
Chapter:
Signature of Debtor
Date:
Signature of Debtor
Case 6:10-bk-45259-DS
}
b
k
1
{
C
r
e
d
i
t
o
A
s
M
a
x
Desc
Case 6:10-bk-45259-DS
Chase
201 N. Walnut St//De1-1027
Wilmington, DE 19801
Chase
Po Box 15298
Wilmington, DE 19850
Citi
P.o. Box 6500
Sioux Falls, SD 57117
Citibank
507 Prudential Road
Horsham, PA 19044
City Ntl Bk
Attn: Bankruptcy
Po Box 785057
Orlando, FL 32878
DCFS
PO Box 1800
Roanoke, TX 76262
Dsnb Bloom
Bloomingdale's Bankruptcy
Po Box 8053
Mason, OH 45040
Home Comings Financial
Attention: Bankruptcy Dept
1100 Virginia Drive
Fort Washington, PA 19034
Desc
Case 6:10-bk-45259-DS
Macys/fdsb
Macy's Bankruptcy
Po Box 8053
Mason, OH 45040
Shedrick O. Davis
JP Morgan Chase Legal Dept
300 S. Grand Ave - 4th Floor
Case No: RIC529684
Los Angeles, CA 90071
Shedrick O. Davis III
300 S. Grand Avenue 4th Floor
Case No CIVRS1008928
Los Angeles, CA 90071
Starwood Vacation Owne
9002 San Marco Ct
Orlando, FL 32819
Superior Court of California
8303 No Haven Ave
Case No. CIVVRS1007221
Rancho Cucamonga, CA 91730
Superior Court of California
8303 No Haven Ave
Case No CIVRS1008928
Rancho Cucamonga, CA 91730
Visdsnb
Attn: Bankruptcy
Po Box 8053
Mason, OH 45040
Wells Fargo
Attn: Bankruptcy
4101 Wiseman Blvd
San Antonio, TX 78251
Desc
Case 6:10-bk-45259-DS
Wells Fargo
Po Box 60510
Los Angeles, CA 90060
Wells Fargo Bank
Po Box 5445
Portland, OR 97228
Desc